June 5, 2025 • 26 mins
(06/05/25)
Trump reinstates U.S. travel ban, bars citizens of 12 countries. ‘Altadena is for sale’: Developers are buying up burned lots. ‘Success From Scratch’ has returned where Bill highlights small business owners who started from the ground up. Today, Bill talks with founder and CEO of Regenix Bill Edwards. Lots of young people are clueless about money and older people aren’t much better.
Trump reinstates U.S. travel ban, bars citizens of 12 countries. ‘Altadena is for sale’: Developers are buying up burned lots. ‘Success From Scratch’ has returned where Bill highlights small business owners who started from the ground up. Today, Bill talks with founder and CEO of Regenix Bill Edwards. Lots of young people are clueless about money and older people aren’t much better.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
You're listening to Bill Handle on demand from KFI AM
six forty Goo Ahead morning, everybody Handle on a Thursday morning,
June fifth, we have a successful scratch coming up at
the bottom of the hour and it's a fun one
company that I've been involved with, was involved with for
(00:21):
years and years. Regenics tell you that background story is
kind of fun. Now there's a ban going on, a
travel ban. If you remember, during Trump's first term, there
were several Muslim countries where the visitors that were coming in,
I say, we're banned, no, thank you, not allowed in.
And that went to court a few times, and the
(00:43):
court said this is clearly discrimination against Muslims because it
was basically Antimuslim. And it was changed a couple of times,
and the court let this ban occur as long as
it was not religiously motivated or oriented. Well, the president
yesterday restricted the entry of travelers from more than a
(01:07):
dozen countries. Yep, if you're coming in from Afghanistan, you're
not Mayan, mar Chad, Republic of Congo, Equatorial Guinea, Eritrea, Haiti, Iran, Libya, Somalia, Sudan,
and Yemen. And I wonder how much those people spend
coming in. The Yemenese travelers coming in. I guess the
(01:31):
tourist industry isn't up in arms because so much money
is spent from Brundy's well, Burundi I think has money,
but Sierra Leone, Togo even know where Togo is Turkmenistan
which yeah, well put Venezuela or not. Everybody knows about
it knows the issue. So the Estate Department said that
(01:54):
the band was necessary to compel foreign governments to cooperate
with the US agenda and enforce or help enforce our
immigration laws. And here is the argument that the Trump
administration is saying, we have restrictions, We do want want
people to overstay their visa. We want you in certain
name of country before you issue a passport to look
(02:17):
at who you're issuing a passport, to do some kind
of vetting and will reconsider. And in this one, I
absolutely agree with the Trump administration. Of course, you've got
activists are going how dare you do that? This is
anti religious. It's going to make our although I don't
know where the religion part in it, but it's going
(02:38):
to make us more of a pria on the world stage. Hey,
bottom line, the President is saying, this is national security.
Why if you look at these countries, they're people who
come in on visas, tourist visas, work visas, overrun their
visas more than any other country. And you've got these
(02:58):
countries that are not vetting anybody or vetting them to
such a minuscule amount that they are threats or could
be threats. And the President is saying, no, no, you
make it better, you give some security, will reconsider. I
have no problem with that at all.
Speaker 2 (03:17):
Now.
Speaker 1 (03:17):
The one that doesn't make any sense to me is
he the President was referring to the attack Sunday last
Sunday that injured a bunch of demonstrators in Boulder, Colorado, saying,
see what happens This immigrant Solomon had overrun his visa
and attacked this pro Israeli demonstration through molotov cocktails at them,
(03:39):
and heinous serious injuries against some of the demonstrators. But
he's from Egypt. Egypt is not one of the countries.
So I don't understand the connection. I mean, I just thought,
or think the administration is doing a bad job of
justifying what is happening with these travel bands, with what
happened on Sunday. Hey, the I think the premise makes sense.
(04:04):
It does. You've got countries that more of their visitors
overrun visas and more of people are not vetted by
those countries. Mexico had an issue, and then the Trump
administration came down really hard on Mexico when it came
to an introduction of fentanyl crossing, fentanyl coming in the
(04:27):
United States and illegal immigration. You know what Mexico did.
It clamped down on drug importation or drug smuggling into
the country, and it clamped down on immigration. And I
have no problem with that at all. And that's exactly
what's happening here. And yeah, I just don't get it
(04:48):
how everybody is so upset or people are so upset.
How dare you do that you are discriminating against people? Yeah,
he is. He's discriminating against people from those countries, and
he's more discriminating against the countries themselves because there's no security.
So I don't know how you argue with this. One
couldn't agree more with this, could not. Okay, Ohnil, you
(05:13):
have a mention.
Speaker 3 (05:14):
Thank you, Bill. I appreciate welcome me, Bil, I appreciate
your courtesy.
Speaker 1 (05:18):
This is it is sure it is, by the way,
just because it is a paid mention is very courteous
of me.
Speaker 4 (05:25):
Now this is actually given something to the people. It's
the Disneyland Resorts seventieth a celebration. If you've been to
the parks, they're doing a lot out there. It's not
just a celebration. It is more than that, and it
has to be with you. With all the sights and
laughter and fun. Everyone is very excited about this.
Speaker 3 (05:42):
I know Amy and.
Speaker 4 (05:43):
I are KFI AM six forty wants to give you
a chance to win a family four pack of one
day one park tickets to Disneyland Park or Disney California
Adventure Park and join this limited time event. Keep listening
to KFI for your chance to celebrate with them. Offers
offering subject to restrictions and change without notice.
Speaker 1 (06:06):
Yeah, quick point here is as you know, obviously we
do commercials here and sometimes I don't think on this
show is the case you have the people that do
commercials or get all excited, you know, is that real?
In Neil's case about Disneyland, it's about as real as
it gets.
Speaker 3 (06:25):
I will be there today.
Speaker 1 (06:26):
There is a level of excitement about Disneyland is pretty incredible. Oh. Also,
Neil had said during the course of the news about
the dancing robots, the humanoid the robots that Amazon is
putting together. Tesla has one, and you sent me a video. Hey,
(06:48):
this is not robotic at all. This is a dancing
I mean a seriously dancing robot.
Speaker 4 (06:55):
This thing has better balance than you, oh by a
long shot, better than you.
Speaker 1 (07:00):
It is.
Speaker 4 (07:01):
It is incredible. Now you can see how the movement
and fluidity of that machine, it could mimic a person
in just about any task.
Speaker 1 (07:10):
Yeah, it looks that way. Well, I mean lifting and
figuring out how heavy and going upstairs and when you're
going around and you know, you're navigating, you know, difficult
areas more than you and I Oh yeah, I would
just most people can lift more than I. You know,
Lindsey can lift one hundred pounds more than I can.
I lift ten pounds.
Speaker 3 (07:33):
Yeah, she carries your wallet.
Speaker 1 (07:37):
Yeah, yeah, that's very funny. You know, when I had
my heart surgery, for the first month, the doctor said,
you cannot lift more than ten pounds literally because of
the way it affects the muscles in your chest. And
this is where the doctors think that I'm very funny.
So I said, so masturbation is out right, and he
(08:00):
looked at me and said, that's not funny.
Speaker 3 (08:05):
Well, because he's seen you naked, that's.
Speaker 1 (08:07):
True, all right, Why don't we move to what's going
on in Alta Dina. They eating fire, eating fire, palisades fire,
big difference. And let me point out one of the differences.
If you go to Alta Dina, you will see hundreds
of signs that have sprouted up in the yards which
(08:27):
are now just debris and ash for the most part,
burned down homes that say Alta Dina not for sale.
That's what the signs say. I think it's for sale.
Well maybe not that one. And this slogan really is
resistance towards outside investors looking to buy those lots and
(08:52):
then build homes. All of a sudden, you have build
them lots, flat lots in an area that you could
never ever build, because, of course, the entire neighborhood was
built out, the city was built out decades ago. But
here's the problem is the people that own these lots,
if they're thinking of rebuilding, if they want to rebuild,
(09:14):
you know, if they get all of the money to rebuild,
all of it and get all the help in the world.
It's still three to five years to rebuild a house.
That's how crazy it is today. It becomes impossible. When
I built the Persian Palace in two thousand, it was
almost three years to build because of the craziness of
(09:38):
the permitting process and the fees and just how delayed
everything is. So in Altadena, so far, one hundred and
forty five lots have been sold, another one hundred are listed,
dozens more are in escrow. Now there are thousands, but
every month the number increases and it's far out pacing
(09:59):
the Palace saves market because frankly, the people in palisades
just have a whole lot more money. They have a
lot more insurance, much better insurance, and it's just people.
It's it's easier for people have money. What a shocker, right,
Two hundred and fifty lots so far sold enlisted in Altadena.
Now six thousand homes were lost. But real estate folks
(10:23):
saying the proba the market's going to get ever hotter
because every month increase listing sales, and local real estate
agents are saying the only thing keeping hundreds more maybe
in the thousands, is the fire victims navigating insurance claims
not just the house they lost, but you're talking about
(10:46):
the property they lost and wrapping their heads around the
reality of rebuilding. They haven't quite gotten it yet as
to what they're looking at and how daunting the task is.
And said, in a perfect world, my neighbors and I
would rebuild all of us and five years from now
Altadena would look the same as it did before the fire.
(11:08):
But it's not realistic. So you've got a lot of developers,
small developed developers that are that are buying one, two,
three lots, and there's some medium sized developers. There's no
major developer coming in and buying hundreds of lots. That's
not happening. And the problem is going to be is
bringing back One developer said, if you had a craftsman there,
I'll put up a craftsman. If you had a neo well,
(11:35):
if you had a Tuscan home, I would put up
a Tuscan home, Neo colonial, I would put that up.
Because one of the things about Alta Dina, I don't
think a developer went in and developed thousands of homes,
you know, like in Irvine where you have these huge
swaths of homer in the San Frano Valley that homes
built in the seventies, eighties, even the fifties built by
(11:55):
the hundreds thousands, not in Alta Dina. It went over
generations fairly poor relative to other developments. And so how
do you build something that looks like something else? And
when the building codes are completely different, Neil, you couldn't
rebuild your house if it burnt down. You couldn't build
(12:17):
it the way it is now. And it's I would argue,
it's a historic house built at the turn of the
last century.
Speaker 3 (12:24):
Yeah, it's nineteen nineteen twelve.
Speaker 1 (12:27):
Yeah, so how do you rebuild a nineteen twelve home
when there's no There are no artisans left anymore, there
are no craftsmen left anymore. Where a lot of it
is you've got hand chiseled do dad's gargoyles and things
where you just can't do it anymore.
Speaker 3 (12:47):
We don't have We don't have gargoyles on our house.
Speaker 1 (12:51):
Wing Nut, you do you have those devil gargoyles? I've
seen that like a Phantom of the operas, like Quasi
Motive up there, we.
Speaker 3 (13:00):
Have gargoyles, but they didn't come with the house.
Speaker 4 (13:02):
It's just you gargoyle the house, Yeah, yeah, my weirdness. Yeah.
Speaker 1 (13:07):
And the collective fear that it's going to become Number one,
it's not going to look the same. Number two gentrification
because developers have the time because this is what they do.
Homeowners this is not what they do. Homeowners don't build.
Homeowners buy houses. And the number of people who actually
(13:29):
go out and buy a lot individual homeowners man very
very few and far between. I mean a lot of people.
When I do it again, I mean three years. It
took me to build a Persian palace, I mean, and
it was a lot of work. So what's going to happen. Well,
(13:50):
the reality is is you're going to see relatively few
people rebuilding. You will see developers coming in. The good
news is you're not going to see any major developers
that are going to be building cookie cutter homes that
you're not going to see. And I don't think the
fear is the rebuilding part, because I think developers and
(14:12):
if if there are Hoa's in that area, I don't
know if there are, but Hoa's can in fact determine
what the house is going to look like, at least
from the outside. They can say if that was a craftsman.
The only thing we're going to allow is a craftsman
put on that lot. Certainly, the way it's built inside,
you can do whatever the hell you want. But and
(14:35):
then the gentrification people coming in. So you have these
people that have been there for generations and that's the
only way they could afford to live there, and now
they're going to be well, they're going to be eliminated.
It's a tough go. There's nothing easy about this. And
we have a successful scratch segment brought to you by
net Suite by oracle Bill Edwards, who founded Regeenics, and
(14:58):
I've known Bill for what a couple of decades already.
Good morning Bill, thanks for joining us.
Speaker 2 (15:04):
Good morning Bill.
Speaker 1 (15:05):
Okay, yeah, it's lovely to have you with us. Now
when people go, okay, Regenics, what the hell is Regenics
wants tell me what your product is, what you do
so people understand exactly what's going on with you.
Speaker 2 (15:21):
Well, Regenics is now a legacy company. We've we're in
business now. In September it will be thirty five years
since we started, believe it or not. And now my
daughter is starting to take the reins she's handling the
marketing and the new tech approaches that are necessary in
this and the new era.
Speaker 1 (15:45):
What does it do? What does it explain what Regenics is,
because it doesn't. We don't know.
Speaker 2 (15:51):
Yeah, Regenics has been involved with research and development of
project products that inhance the hair. We Our business model
right from the get go has always been to be natural,
no drug involvement at all, no side effect issues, and
we've always professed that we do not grow hair on
(16:13):
a bulb scale, as you can attest to.
Speaker 1 (16:17):
Yeah, I know I wanted it, and you looked at
me and said, you know, Bill, I like you a lot,
but there's no chance on hell that it's going to help.
So it's people who are losing hair or thinning hair,
and you turn that around without implants and it's all
natural and it's all plant based. How did you get
to that? How you know you did it? You did
(16:38):
the research? What made you do this?
Speaker 2 (16:41):
Well, I'm gonna started off. I was in the field,
but I was frustrated because the company I was working
for was kind of resting on their laurels. They weren't
involved with research and development. So that's what really led
me to start regenics, and I spent Back in those
days we did have the convenience of computers and laptops
(17:04):
and all that, so I spent months and months in
the UCLA Biomedical Lab researching and developing things, and back
in I think it was nineteen ninety eight, we came
up with what we felt was enough to apply for
patents and we were granted patents back then. And it's
(17:25):
not something you know, the technology is continually changing, as
has our research and development. Things are always evolving and
you can never sit back on your laurels or you're
going to get left behind. So we've always been involved
in trying to maintain that cutting edge, but always with
the idea of being all natural. Our greatest involvement is
(17:47):
with exosomes, and we're very excited about what's an exizone possibilities.
Exosomes are microscopic messengers derived from stem cells. They carry
growth factors and by the way, the stem cells are
from plants, their plant based stem cells. Again we don't
want any side effects or any issues with drug based things,
(18:11):
but they carry growth factors and proteins that help signal
the cellular repair and regeneration. It made they're one of
the most exciting frontiers in regenerative medicine.
Speaker 1 (18:23):
Yeah, you've always been sort of at the forefront, just
as an aside. Obviously you couldn't help me because I
have no hair, but Marjorie swears by it and has
used the product for decades, and boy, you know, I
see it and it does work. Also, there's a great
story if you would share how all of a sudden
(18:46):
you hit a new national level, how you went from
reasonably well known to everybody knew who you were. And
that is the David Letterman story. You want to share that.
Speaker 2 (18:58):
Yeah, Man McConaughey became a client of ours. Gosh, it
was nineteen ninety nine and he was losing his hair
and he was panicked about it, and he started in
treatment with us, and Providence would have that he did
(19:20):
extremely well, extremely well, and was very very grateful to us.
And of course, being just the good old boy from
Texas that he is, he was on the David Letterman
show and Letterman was teasing about his hair and he
just came right out and said it, Yeah, I was
losing my hair and I started rubbing this stuff in
it every day, and this regenics now my hair is
(19:41):
better than it was when I was eighteen, and of
course it just took off like game busters. And every
now and then throughout all the years, every now and
then he's asking an interview for a magazine or a
television or a television show about his hair, and he
always God bless him, he always mentions the fact that
(20:01):
Regenics saved his hair.
Speaker 1 (20:02):
Yeah, and you don't pay for it. You know.
Speaker 2 (20:05):
It's a jud Like I said he was, he was.
He almost mispronounced Regenics because he wasn't even sure you
could tell. He kind of hesitated within himself should I
say this or not, but he just went ahead and
spit it out.
Speaker 1 (20:18):
Yeah. It's a great story. Uh. And I love to
see your success and just the technology that you've brought
to the table. Uh. So Uh if people are interested
and by the way, I know your daughter now runs
the company.
Speaker 2 (20:31):
Uh.
Speaker 1 (20:31):
If people are interested in your process and your product,
how do they reach you?
Speaker 2 (20:37):
They can go online at Regenics dot com or or
or call us, you know, for a for a consultation.
But the people like to speak humans these days, and
we part of our service is is a consultant is
assigned to them and and works with him throughout the
whole process. And this is not a magic bullet or
(20:57):
you know, one size fits all. That's a very custom
of minds program. And it starts off with a hair
micro analysis and we insist on doing that because we
we want to be successful with every single person that
comes to Regenics. Now, the degree of success will vary
from person to person.
Speaker 1 (21:14):
Yeah, let me and this is personal knowledge. I've seen
this happen. I know how this works. It's kind of
a neat product. So it's what Regenics dot com is
that where you go.
Speaker 2 (21:26):
Yeah, well okay, Paul, you're just out of a one
hundred Regenics number. Or in LA they can go they
can just go to three ten, three five eight eight
eight eight eight. It's an easy number to remember.
Speaker 1 (21:36):
Okay. That's R E G E N I X. Bill.
Thank you. I love this story. We'll we'll talk again.
Speaker 2 (21:45):
I appreciate you setting light on us. Bill.
Speaker 1 (21:47):
Thank you. To take care of Success from Scratch Brought
to you by NetSuite by Oracle. Get the free cfo's
guide to AI and Machine Learning at nets Suite. That's
sweet as an office. Suite's NetSuite dot com handle. If
you are young, middle aged, or old, you have no idea.
(22:07):
You are clueless about money. There is a story that
came out of MarketWatch dot com and there's a twenty
twenty four survey from a research firm, Big Village. Sixty
eight percent of teens would likely take a class on
financial literacy if it were offered. Now half of that
(22:27):
have access to it. And how critical is it? Well
this survey, and we're talking middle age, older, younger people.
Most respondents didn't even recognize that a retirement savings plan
with an employer match is better than one without. All
they know is money is being taken out of their paycheck.
(22:49):
Didn't quite understand the employer match, which by the way,
returns your money one hundred percent a year. Social Security benefits,
didn't know they last for a lifetime and you can
get benefits of become disabled before retiring. Thirty percent new
that Medicare covers about two thirds only thirty percent of
(23:10):
health costs. I mean, it goes on and on and on.
Just ill liiterate and it you know, it's tough if
you're close to retirement and you haven't planned this out man,
and don't know what it's all about you're basically nuts.
Now where does this start? I will tell you where
I think it starts. In middle school. I believe there
(23:34):
should be a class simply labeled money. That's it. And
one of the issues about retirement. Let's say you only
put one hundred dollars a month into a retirement account,
which doesn't seem a whole lot. I mean twelve hundred
dollars a year. Well, the point is forty years later,
forty five years later, you should see what that one
hundred dollars a month is generating. You basically are a millionaire.
(23:57):
I don't know what seven eight hundred thousand dollars. And
you can continue. And if you're smart and you put
away a nominal amount, boy does that add to your
social Security? And I was late and coming to the table.
I really didn't start thinking about mine until I was
(24:17):
what thirty seven thirty eight, and I scramble that all
of these years to make sure my retirement is in place.
The only thing that saves my ass is I'm still working.
I could have retired years ago and not a chance.
I still have several years on my contract. For some
crazy ass reason, they want to keep me here mainly
(24:39):
because I think I'm an old shoe and I'm comfortable.
You know, there's a lot to be said about that.
You know, you wake up in the morning and you
put on your shoes that you've had for ten or
fifteen years, and I'm going to go out and buy
new shoes. I mean, that's basically where I am with
this station. I mean, here for a long time. And
so what's saving my ass is I'm still putting into
(25:01):
Social Security. But short of that, I tell you, and
then there's we're going to talk more about this with
Joel coming up. There's a four percent rule that once
you have your savings put aside your retirement plan, your portfolio,
if you will, all your savings you put into four
oh one k in stocks, et cetera. You take out
(25:21):
four percent a year and that will last you forever.
You know what, Maybe not? Maybe not, because as I
get closer to retirement and still, you know, I'm still
thinking about it, I don't know four percent is going
to cut it. The trick is to know exactly when
you're going to die, and then you plan it out.
(25:43):
So the day you die is when you spend the
last of your money and What's going to happen to me,
of course, is as I'm on my deathbed, my kids
are going to be there, because you know, when people
die with friends and family or family or around them,
and it's a peaceful way to die. My kids are
going to be tapping on their watches and saying, hey,
(26:07):
we got things to do. Dad. Let's speed this puppy up.
This is KFI AM sixty. You've been listening to The
Bill Handle Show. Catch my Show Monday through Friday, six
am to nine am, and anytime on demand on the
iHeartRadio app.
You're listening to Bill Handle on demand from KFI AM
six forty Goo Ahead morning, everybody Handle on a Thursday morning,
June fifth, we have a successful scratch coming up at
the bottom of the hour and it's a fun one
company that I've been involved with, was involved with for
(00:21):
years and years. Regenics tell you that background story is
kind of fun. Now there's a ban going on, a
travel ban. If you remember, during Trump's first term, there
were several Muslim countries where the visitors that were coming in,
I say, we're banned, no, thank you, not allowed in.
And that went to court a few times, and the
(00:43):
court said this is clearly discrimination against Muslims because it
was basically Antimuslim. And it was changed a couple of times,
and the court let this ban occur as long as
it was not religiously motivated or oriented. Well, the president
yesterday restricted the entry of travelers from more than a
(01:07):
dozen countries. Yep, if you're coming in from Afghanistan, you're
not Mayan, mar Chad, Republic of Congo, Equatorial Guinea, Eritrea, Haiti, Iran, Libya, Somalia, Sudan,
and Yemen. And I wonder how much those people spend
coming in. The Yemenese travelers coming in. I guess the
(01:31):
tourist industry isn't up in arms because so much money
is spent from Brundy's well, Burundi I think has money,
but Sierra Leone, Togo even know where Togo is Turkmenistan
which yeah, well put Venezuela or not. Everybody knows about
it knows the issue. So the Estate Department said that
(01:54):
the band was necessary to compel foreign governments to cooperate
with the US agenda and enforce or help enforce our
immigration laws. And here is the argument that the Trump
administration is saying, we have restrictions, We do want want
people to overstay their visa. We want you in certain
name of country before you issue a passport to look
(02:17):
at who you're issuing a passport, to do some kind
of vetting and will reconsider. And in this one, I
absolutely agree with the Trump administration. Of course, you've got
activists are going how dare you do that? This is
anti religious. It's going to make our although I don't
know where the religion part in it, but it's going
(02:38):
to make us more of a pria on the world stage. Hey,
bottom line, the President is saying, this is national security.
Why if you look at these countries, they're people who
come in on visas, tourist visas, work visas, overrun their
visas more than any other country. And you've got these
(02:58):
countries that are not vetting anybody or vetting them to
such a minuscule amount that they are threats or could
be threats. And the President is saying, no, no, you
make it better, you give some security, will reconsider. I
have no problem with that at all.
Speaker 2 (03:17):
Now.
Speaker 1 (03:17):
The one that doesn't make any sense to me is
he the President was referring to the attack Sunday last
Sunday that injured a bunch of demonstrators in Boulder, Colorado, saying,
see what happens This immigrant Solomon had overrun his visa
and attacked this pro Israeli demonstration through molotov cocktails at them,
(03:39):
and heinous serious injuries against some of the demonstrators. But
he's from Egypt. Egypt is not one of the countries.
So I don't understand the connection. I mean, I just thought,
or think the administration is doing a bad job of
justifying what is happening with these travel bands, with what
happened on Sunday. Hey, the I think the premise makes sense.
(04:04):
It does. You've got countries that more of their visitors
overrun visas and more of people are not vetted by
those countries. Mexico had an issue, and then the Trump
administration came down really hard on Mexico when it came
to an introduction of fentanyl crossing, fentanyl coming in the
(04:27):
United States and illegal immigration. You know what Mexico did.
It clamped down on drug importation or drug smuggling into
the country, and it clamped down on immigration. And I
have no problem with that at all. And that's exactly
what's happening here. And yeah, I just don't get it
(04:48):
how everybody is so upset or people are so upset.
How dare you do that you are discriminating against people? Yeah,
he is. He's discriminating against people from those countries, and
he's more discriminating against the countries themselves because there's no security.
So I don't know how you argue with this. One
couldn't agree more with this, could not. Okay, Ohnil, you
(05:13):
have a mention.
Speaker 3 (05:14):
Thank you, Bill. I appreciate welcome me, Bil, I appreciate
your courtesy.
Speaker 1 (05:18):
This is it is sure it is, by the way,
just because it is a paid mention is very courteous
of me.
Speaker 4 (05:25):
Now this is actually given something to the people. It's
the Disneyland Resorts seventieth a celebration. If you've been to
the parks, they're doing a lot out there. It's not
just a celebration. It is more than that, and it
has to be with you. With all the sights and
laughter and fun. Everyone is very excited about this.
Speaker 3 (05:42):
I know Amy and.
Speaker 4 (05:43):
I are KFI AM six forty wants to give you
a chance to win a family four pack of one
day one park tickets to Disneyland Park or Disney California
Adventure Park and join this limited time event. Keep listening
to KFI for your chance to celebrate with them. Offers
offering subject to restrictions and change without notice.
Speaker 1 (06:06):
Yeah, quick point here is as you know, obviously we
do commercials here and sometimes I don't think on this
show is the case you have the people that do
commercials or get all excited, you know, is that real?
In Neil's case about Disneyland, it's about as real as
it gets.
Speaker 3 (06:25):
I will be there today.
Speaker 1 (06:26):
There is a level of excitement about Disneyland is pretty incredible. Oh. Also,
Neil had said during the course of the news about
the dancing robots, the humanoid the robots that Amazon is
putting together. Tesla has one, and you sent me a video. Hey,
(06:48):
this is not robotic at all. This is a dancing
I mean a seriously dancing robot.
Speaker 4 (06:55):
This thing has better balance than you, oh by a
long shot, better than you.
Speaker 1 (07:00):
It is.
Speaker 4 (07:01):
It is incredible. Now you can see how the movement
and fluidity of that machine, it could mimic a person
in just about any task.
Speaker 1 (07:10):
Yeah, it looks that way. Well, I mean lifting and
figuring out how heavy and going upstairs and when you're
going around and you know, you're navigating, you know, difficult
areas more than you and I Oh yeah, I would
just most people can lift more than I. You know,
Lindsey can lift one hundred pounds more than I can.
I lift ten pounds.
Speaker 3 (07:33):
Yeah, she carries your wallet.
Speaker 1 (07:37):
Yeah, yeah, that's very funny. You know, when I had
my heart surgery, for the first month, the doctor said,
you cannot lift more than ten pounds literally because of
the way it affects the muscles in your chest. And
this is where the doctors think that I'm very funny.
So I said, so masturbation is out right, and he
(08:00):
looked at me and said, that's not funny.
Speaker 3 (08:05):
Well, because he's seen you naked, that's.
Speaker 1 (08:07):
True, all right, Why don't we move to what's going
on in Alta Dina. They eating fire, eating fire, palisades fire,
big difference. And let me point out one of the differences.
If you go to Alta Dina, you will see hundreds
of signs that have sprouted up in the yards which
(08:27):
are now just debris and ash for the most part,
burned down homes that say Alta Dina not for sale.
That's what the signs say. I think it's for sale.
Well maybe not that one. And this slogan really is
resistance towards outside investors looking to buy those lots and
(08:52):
then build homes. All of a sudden, you have build
them lots, flat lots in an area that you could
never ever build, because, of course, the entire neighborhood was
built out, the city was built out decades ago. But
here's the problem is the people that own these lots,
if they're thinking of rebuilding, if they want to rebuild,
(09:14):
you know, if they get all of the money to rebuild,
all of it and get all the help in the world.
It's still three to five years to rebuild a house.
That's how crazy it is today. It becomes impossible. When
I built the Persian Palace in two thousand, it was
almost three years to build because of the craziness of
(09:38):
the permitting process and the fees and just how delayed
everything is. So in Altadena, so far, one hundred and
forty five lots have been sold, another one hundred are listed,
dozens more are in escrow. Now there are thousands, but
every month the number increases and it's far out pacing
(09:59):
the Palace saves market because frankly, the people in palisades
just have a whole lot more money. They have a
lot more insurance, much better insurance, and it's just people.
It's it's easier for people have money. What a shocker, right,
Two hundred and fifty lots so far sold enlisted in Altadena.
Now six thousand homes were lost. But real estate folks
(10:23):
saying the proba the market's going to get ever hotter
because every month increase listing sales, and local real estate
agents are saying the only thing keeping hundreds more maybe
in the thousands, is the fire victims navigating insurance claims
not just the house they lost, but you're talking about
(10:46):
the property they lost and wrapping their heads around the
reality of rebuilding. They haven't quite gotten it yet as
to what they're looking at and how daunting the task is.
And said, in a perfect world, my neighbors and I
would rebuild all of us and five years from now
Altadena would look the same as it did before the fire.
(11:08):
But it's not realistic. So you've got a lot of developers,
small developed developers that are that are buying one, two,
three lots, and there's some medium sized developers. There's no
major developer coming in and buying hundreds of lots. That's
not happening. And the problem is going to be is
bringing back One developer said, if you had a craftsman there,
I'll put up a craftsman. If you had a neo well,
(11:35):
if you had a Tuscan home, I would put up
a Tuscan home, Neo colonial, I would put that up.
Because one of the things about Alta Dina, I don't
think a developer went in and developed thousands of homes,
you know, like in Irvine where you have these huge
swaths of homer in the San Frano Valley that homes
built in the seventies, eighties, even the fifties built by
(11:55):
the hundreds thousands, not in Alta Dina. It went over
generations fairly poor relative to other developments. And so how
do you build something that looks like something else? And
when the building codes are completely different, Neil, you couldn't
rebuild your house if it burnt down. You couldn't build
(12:17):
it the way it is now. And it's I would argue,
it's a historic house built at the turn of the
last century.
Speaker 3 (12:24):
Yeah, it's nineteen nineteen twelve.
Speaker 1 (12:27):
Yeah, so how do you rebuild a nineteen twelve home
when there's no There are no artisans left anymore, there
are no craftsmen left anymore. Where a lot of it
is you've got hand chiseled do dad's gargoyles and things
where you just can't do it anymore.
Speaker 3 (12:47):
We don't have We don't have gargoyles on our house.
Speaker 1 (12:51):
Wing Nut, you do you have those devil gargoyles? I've
seen that like a Phantom of the operas, like Quasi
Motive up there, we.
Speaker 3 (13:00):
Have gargoyles, but they didn't come with the house.
Speaker 4 (13:02):
It's just you gargoyle the house, Yeah, yeah, my weirdness. Yeah.
Speaker 1 (13:07):
And the collective fear that it's going to become Number one,
it's not going to look the same. Number two gentrification
because developers have the time because this is what they do.
Homeowners this is not what they do. Homeowners don't build.
Homeowners buy houses. And the number of people who actually
(13:29):
go out and buy a lot individual homeowners man very
very few and far between. I mean a lot of people.
When I do it again, I mean three years. It
took me to build a Persian palace, I mean, and
it was a lot of work. So what's going to happen. Well,
(13:50):
the reality is is you're going to see relatively few
people rebuilding. You will see developers coming in. The good
news is you're not going to see any major developers
that are going to be building cookie cutter homes that
you're not going to see. And I don't think the
fear is the rebuilding part, because I think developers and
(14:12):
if if there are Hoa's in that area, I don't
know if there are, but Hoa's can in fact determine
what the house is going to look like, at least
from the outside. They can say if that was a craftsman.
The only thing we're going to allow is a craftsman
put on that lot. Certainly, the way it's built inside,
you can do whatever the hell you want. But and
(14:35):
then the gentrification people coming in. So you have these
people that have been there for generations and that's the
only way they could afford to live there, and now
they're going to be well, they're going to be eliminated.
It's a tough go. There's nothing easy about this. And
we have a successful scratch segment brought to you by
net Suite by oracle Bill Edwards, who founded Regeenics, and
(14:58):
I've known Bill for what a couple of decades already.
Good morning Bill, thanks for joining us.
Speaker 2 (15:04):
Good morning Bill.
Speaker 1 (15:05):
Okay, yeah, it's lovely to have you with us. Now
when people go, okay, Regenics, what the hell is Regenics
wants tell me what your product is, what you do
so people understand exactly what's going on with you.
Speaker 2 (15:21):
Well, Regenics is now a legacy company. We've we're in
business now. In September it will be thirty five years
since we started, believe it or not. And now my
daughter is starting to take the reins she's handling the
marketing and the new tech approaches that are necessary in
this and the new era.
Speaker 1 (15:45):
What does it do? What does it explain what Regenics is,
because it doesn't. We don't know.
Speaker 2 (15:51):
Yeah, Regenics has been involved with research and development of
project products that inhance the hair. We Our business model
right from the get go has always been to be natural,
no drug involvement at all, no side effect issues, and
we've always professed that we do not grow hair on
(16:13):
a bulb scale, as you can attest to.
Speaker 1 (16:17):
Yeah, I know I wanted it, and you looked at
me and said, you know, Bill, I like you a lot,
but there's no chance on hell that it's going to help.
So it's people who are losing hair or thinning hair,
and you turn that around without implants and it's all
natural and it's all plant based. How did you get
to that? How you know you did it? You did
(16:38):
the research? What made you do this?
Speaker 2 (16:41):
Well, I'm gonna started off. I was in the field,
but I was frustrated because the company I was working
for was kind of resting on their laurels. They weren't
involved with research and development. So that's what really led
me to start regenics, and I spent Back in those
days we did have the convenience of computers and laptops
(17:04):
and all that, so I spent months and months in
the UCLA Biomedical Lab researching and developing things, and back
in I think it was nineteen ninety eight, we came
up with what we felt was enough to apply for
patents and we were granted patents back then. And it's
(17:25):
not something you know, the technology is continually changing, as
has our research and development. Things are always evolving and
you can never sit back on your laurels or you're
going to get left behind. So we've always been involved
in trying to maintain that cutting edge, but always with
the idea of being all natural. Our greatest involvement is
(17:47):
with exosomes, and we're very excited about what's an exizone possibilities.
Exosomes are microscopic messengers derived from stem cells. They carry
growth factors and by the way, the stem cells are
from plants, their plant based stem cells. Again we don't
want any side effects or any issues with drug based things,
(18:11):
but they carry growth factors and proteins that help signal
the cellular repair and regeneration. It made they're one of
the most exciting frontiers in regenerative medicine.
Speaker 1 (18:23):
Yeah, you've always been sort of at the forefront, just
as an aside. Obviously you couldn't help me because I
have no hair, but Marjorie swears by it and has
used the product for decades, and boy, you know, I
see it and it does work. Also, there's a great
story if you would share how all of a sudden
(18:46):
you hit a new national level, how you went from
reasonably well known to everybody knew who you were. And
that is the David Letterman story. You want to share that.
Speaker 2 (18:58):
Yeah, Man McConaughey became a client of ours. Gosh, it
was nineteen ninety nine and he was losing his hair
and he was panicked about it, and he started in
treatment with us, and Providence would have that he did
(19:20):
extremely well, extremely well, and was very very grateful to us.
And of course, being just the good old boy from
Texas that he is, he was on the David Letterman
show and Letterman was teasing about his hair and he
just came right out and said it, Yeah, I was
losing my hair and I started rubbing this stuff in
it every day, and this regenics now my hair is
(19:41):
better than it was when I was eighteen, and of
course it just took off like game busters. And every
now and then throughout all the years, every now and
then he's asking an interview for a magazine or a
television or a television show about his hair, and he
always God bless him, he always mentions the fact that
(20:01):
Regenics saved his hair.
Speaker 1 (20:02):
Yeah, and you don't pay for it. You know.
Speaker 2 (20:05):
It's a jud Like I said he was, he was.
He almost mispronounced Regenics because he wasn't even sure you
could tell. He kind of hesitated within himself should I
say this or not, but he just went ahead and
spit it out.
Speaker 1 (20:18):
Yeah. It's a great story. Uh. And I love to
see your success and just the technology that you've brought
to the table. Uh. So Uh if people are interested
and by the way, I know your daughter now runs
the company.
Speaker 2 (20:31):
Uh.
Speaker 1 (20:31):
If people are interested in your process and your product,
how do they reach you?
Speaker 2 (20:37):
They can go online at Regenics dot com or or
or call us, you know, for a for a consultation.
But the people like to speak humans these days, and
we part of our service is is a consultant is
assigned to them and and works with him throughout the
whole process. And this is not a magic bullet or
(20:57):
you know, one size fits all. That's a very custom
of minds program. And it starts off with a hair
micro analysis and we insist on doing that because we
we want to be successful with every single person that
comes to Regenics. Now, the degree of success will vary
from person to person.
Speaker 1 (21:14):
Yeah, let me and this is personal knowledge. I've seen
this happen. I know how this works. It's kind of
a neat product. So it's what Regenics dot com is
that where you go.
Speaker 2 (21:26):
Yeah, well okay, Paul, you're just out of a one
hundred Regenics number. Or in LA they can go they
can just go to three ten, three five eight eight
eight eight eight. It's an easy number to remember.
Speaker 1 (21:36):
Okay. That's R E G E N I X. Bill.
Thank you. I love this story. We'll we'll talk again.
Speaker 2 (21:45):
I appreciate you setting light on us. Bill.
Speaker 1 (21:47):
Thank you. To take care of Success from Scratch Brought
to you by NetSuite by Oracle. Get the free cfo's
guide to AI and Machine Learning at nets Suite. That's
sweet as an office. Suite's NetSuite dot com handle. If
you are young, middle aged, or old, you have no idea.
(22:07):
You are clueless about money. There is a story that
came out of MarketWatch dot com and there's a twenty
twenty four survey from a research firm, Big Village. Sixty
eight percent of teens would likely take a class on
financial literacy if it were offered. Now half of that
(22:27):
have access to it. And how critical is it? Well
this survey, and we're talking middle age, older, younger people.
Most respondents didn't even recognize that a retirement savings plan
with an employer match is better than one without. All
they know is money is being taken out of their paycheck.
(22:49):
Didn't quite understand the employer match, which by the way,
returns your money one hundred percent a year. Social Security benefits,
didn't know they last for a lifetime and you can
get benefits of become disabled before retiring. Thirty percent new
that Medicare covers about two thirds only thirty percent of
(23:10):
health costs. I mean, it goes on and on and on.
Just ill liiterate and it you know, it's tough if
you're close to retirement and you haven't planned this out man,
and don't know what it's all about you're basically nuts.
Now where does this start? I will tell you where
I think it starts. In middle school. I believe there
(23:34):
should be a class simply labeled money. That's it. And
one of the issues about retirement. Let's say you only
put one hundred dollars a month into a retirement account,
which doesn't seem a whole lot. I mean twelve hundred
dollars a year. Well, the point is forty years later,
forty five years later, you should see what that one
hundred dollars a month is generating. You basically are a millionaire.
(23:57):
I don't know what seven eight hundred thousand dollars. And
you can continue. And if you're smart and you put
away a nominal amount, boy does that add to your
social Security? And I was late and coming to the table.
I really didn't start thinking about mine until I was
(24:17):
what thirty seven thirty eight, and I scramble that all
of these years to make sure my retirement is in place.
The only thing that saves my ass is I'm still working.
I could have retired years ago and not a chance.
I still have several years on my contract. For some
crazy ass reason, they want to keep me here mainly
(24:39):
because I think I'm an old shoe and I'm comfortable.
You know, there's a lot to be said about that.
You know, you wake up in the morning and you
put on your shoes that you've had for ten or
fifteen years, and I'm going to go out and buy
new shoes. I mean, that's basically where I am with
this station. I mean, here for a long time. And
so what's saving my ass is I'm still putting into
(25:01):
Social Security. But short of that, I tell you, and
then there's we're going to talk more about this with
Joel coming up. There's a four percent rule that once
you have your savings put aside your retirement plan, your portfolio,
if you will, all your savings you put into four
oh one k in stocks, et cetera. You take out
(25:21):
four percent a year and that will last you forever.
You know what, Maybe not? Maybe not, because as I
get closer to retirement and still, you know, I'm still
thinking about it, I don't know four percent is going
to cut it. The trick is to know exactly when
you're going to die, and then you plan it out.
(25:43):
So the day you die is when you spend the
last of your money and What's going to happen to me,
of course, is as I'm on my deathbed, my kids
are going to be there, because you know, when people
die with friends and family or family or around them,
and it's a peaceful way to die. My kids are
going to be tapping on their watches and saying, hey,
(26:07):
we got things to do. Dad. Let's speed this puppy up.
This is KFI AM sixty. You've been listening to The
Bill Handle Show. Catch my Show Monday through Friday, six
am to nine am, and anytime on demand on the
iHeartRadio app.
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