November 11, 2025 • 29 mins
Fists are flying at UC Berkeley as a Turning Point USA event featuring Rob Schneider turns chaotic. Conway and Crozier cool things off with a chat about all things fast food — including how big chains are losing younger customers and why McDonald’s is reviving its classic value menu. Meanwhile, the government shutdown is finally wrapping up, but an arctic blast is about to freeze most of the U.S. And as the U.S. Marines celebrate 250 years, we take a look at the real risks behind life insurance policies.
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Speaker 1 (00:00):
It's KMF I AM sixty and you're listening to The
Conway Show on demand on the iHeartRadio app.
Speaker 2 (00:12):
It is The Conway Show, ding dong with you. Yes,
it's very warm today in southern California, but it's gonna
be raining Thursday and Friday and freezing outside. Rain and
very cold temperatures Thursday and Friday, so be aware of that.
Speaker 3 (00:31):
Get the sweater ready to roll. Fists are flying. And
at Berkeley.
Speaker 2 (00:37):
You see Berkeley up in the Bay Area, there is
a Turning Point USA protest Turning Point I think this
is their final stop on their tour. And yeah, organizers say,
the event hosted by you see Berkeley's Turning Point USA
chapter featuring actor comedian Bob rob Schneider, and this was
(01:00):
going to be their last stop Monday night tonight, and
it's going to honor Turning Point founder Charlie Kirk two
months after he's assassinated in Utah, and officers arrested four
young ladies, four young ladies ages twenty to twenty two
(01:21):
for costing four hundred dollars worth of damage and messing
up this evening. So there's that if my daughter was
going to Berkeley and she got arrested for being in
a hole. She would be paying her own bills from
then on because I wouldn't be paying. That's not the
(01:41):
reason to get to go to school there. You go
to school, you get an education. If Turning Point USA
comes in and they want to do it, you know,
some kind of get together, they have every right to
do that. But some people are still not into it.
And it's odd though they're all women. All four people
rested were young ladies between twenty and twenty two.
Speaker 3 (02:05):
Well, let's find out from I.
Speaker 2 (02:07):
Think this is Fox KTVU Fox Channel two in San Francisco,
what's going on up there at Berkeley with Turning Point USAX.
Speaker 4 (02:17):
The breaking news of a tense situation that you see
Berkeley Skyfox is live overhead. As the sun has said,
it is now dark on campus. This is all ahead
of Turning Point usay's event on campus tonight at Zellerbach Hall.
That is the group Turning Point USA, founded by the
late conservative activist Charlie Kirks. Some Cow students say they
are disappointed with the school for allowing the event to happen.
(02:40):
So far, at least two people have been detained, and
that event starts in about an hour. As you take
it that a look at that large group outside of
that event, we have seen that crowd continuing to grow
as the afternoon has gone on. We want to show
you some video from within the last hour we've highlighted
for you as some fights broke out in this crowd
and we know two people have been detained. As emotions
(03:03):
are high, intensions a fight as all some of those
protesters clashing with people waiting in line to get inside.
We know the university has added enhanced security measures. They've
called in a lot of police from Berkeley as well
as you see Berkeley and Turning Point. USA has also
hired some of their own independent security to be on campus.
(03:24):
There are strict policies to actually get inside of zeller
Bach Hall, but we know certainly tensions are high outside
of ze le Bac Hall right now. We want to
show you some more video here of some of that
law enforcement presences. They took at least one person, They
detained at least two people so far, but video of
one of them being detained and put in the back
(03:45):
of a police car. Again, we know Berkeley police are
on hand, private security as well as you see Berkeley's
own campus police. This is a situation that we are
continuing to monitor tonight and we will bring you any
updates as these things developed tonight.
Speaker 2 (04:00):
Yeah, if you want to see the footage, if you
go to YouTube or you know, social media. There's a
lot of fighting at this event, lots of kids outside protesting,
lots of fistfights.
Speaker 4 (04:10):
Ahead of this event set to start in the next hour.
Speaker 3 (04:13):
There you go.
Speaker 2 (04:15):
That's the last stop for them, and I think for
the for this year on that tour, and so we'll see,
we'll see. All right, Let's talk about the fast food here.
Everybody loves fast food. If you go out to In
and Out or Burger King, there's always a line. Very
(04:35):
rarely will you go to a fast food place and
you're the only person in line. Although that did happen
to me. Krozier over the weekend. Last weekend went to
Arby's and I was the only cat in line.
Speaker 5 (04:46):
Man.
Speaker 3 (04:46):
That was great.
Speaker 6 (04:47):
Every time I go, I usually just go through the
drive through. It doesn't matter what time of day. There's
always two or three cars.
Speaker 3 (04:52):
Is that right? What do you get? What's your order?
At Arby's?
Speaker 6 (04:55):
I get the big just straight up roast beef. Oh no,
it's like a pound of beef in that. Oh yeah, I.
Speaker 2 (05:03):
Get that French dip, you know, because there's not enough
salt in that food anyway, so I got to dip
it into a salt pool and without cheese.
Speaker 3 (05:12):
Oh that's the greatest sandwich in the world. Oh my god,
I got I don't you know.
Speaker 2 (05:18):
The closest Arby's to me is way up in like
Panorama City. It's like nine miles from my house, and
I'll still get in the car and go.
Speaker 6 (05:28):
That's about That's not far from how far the closest
one is to me, nine and up and you still
go up? Yeah, when I can. Absolutely I'm in that area.
I'm like, I stuck at this car. They need to
use up. I've been diligent about.
Speaker 3 (05:41):
It, you know.
Speaker 2 (05:41):
You and I would would really make it. In Washington
or Oregon, every other block has an Arby's. Oh, it's
huge up and up in the Northwest. But for some
reason it hasn't really taken off down here. I don't
know what it is.
Speaker 3 (05:54):
It had its moment, but it was never big enough
for me. Have you tried the steak bites there?
Speaker 7 (05:59):
No?
Speaker 3 (05:59):
I haven't either. They look good. Really.
Speaker 6 (06:01):
Yeah, it's hard for me, man, because I don't go
frequently enough so that I gotta go.
Speaker 3 (06:08):
I gotta I gotta get what I get. I'm with you.
Speaker 2 (06:11):
I I go and I always get the French dip,
no cheese, and I always look at the bend.
Speaker 3 (06:15):
You're like, I'm gonna try this. I'm gonna try that.
Speaker 2 (06:17):
Now wine, you know, it's like, uh, you know when
the bartender says, all right, it's Christmas. You can have
any drink you want, like, oh, I think I'll have
a frappuccino with a with a twist of a lime.
Speaker 3 (06:28):
And then they.
Speaker 2 (06:29):
Always drink wine. I'll just take wine.
Speaker 3 (06:33):
That's all they do.
Speaker 2 (06:34):
But you're right, it's too I'm too hungry to try
something new.
Speaker 3 (06:37):
It's just that.
Speaker 6 (06:37):
And every time I go, I'm like, I should try Nope, Man,
that roast, that's straight up giant roast beef that they
give you.
Speaker 3 (06:43):
It's the best. I usually get two to save later
to it is the absolute best. With that Arby is
the big ass packet of Arby's sauce and the key.
Speaker 6 (06:51):
The key is when you get the really really big
Rby's sandwiches, the roast beef sandwiches. I gotta break it down,
like I gotta separate all the thin sl meat and
restack it.
Speaker 3 (07:01):
Oh no, I do the same thing. That airiness between
the meat rather than it kind of packed together. But
it makes it so good. I do the exact sing.
Speaker 2 (07:08):
I work on that sandwich for about fifteen to twenty
minutes before I eat it. Yeah, it all comes apart. Yes,
I get under the hood and with my tools.
Speaker 6 (07:16):
Right, you got to spread the sauces between layers of
the meat. You can't just turn on the top of
bottom because it's just so much meat.
Speaker 2 (07:22):
Right, it has to be airy, yes, or it's just
like one big chunk of beef.
Speaker 3 (07:26):
Yeah, yeah, which is fine, but not what you go
there for. Yeah, that's exactly right.
Speaker 2 (07:30):
And man, when that beef is hot and it's a
little you know, it's not totally well done.
Speaker 3 (07:35):
Oh, nothing like it. Yes, nothing like that.
Speaker 2 (07:38):
Army's they got to be sponsors here. Why is an
arby sponsor? We've been talking to Arby's for twelve years
on the air here and they've never called and said, hey,
you both love Army's, let's make this an Arby's show.
Speaker 6 (07:50):
Period For number one for me, number one fast food drive.
Speaker 3 (07:54):
Through period Arby's.
Speaker 2 (07:57):
When I'm driving either cross country up to Oregon. I see,
you know, two miles next stop Arby's. I'm I just
start screaming.
Speaker 6 (08:04):
Those regional fast food places. You know, when you hit
him and you're in those parts of the countrymen, it's
like you're like, oh yeah. One time Jen and I
drove up the coast, the East coast from Miami all
the way up to DC and she discovered, through my encouragement,
Bojangles Chicken Fried Chicken.
Speaker 3 (08:22):
Oh that's good.
Speaker 6 (08:22):
Oh my god, she's she still talks about it. She
just brought it up the other day. Yeah, that's beautiful
Jangles Fried Chicken.
Speaker 8 (08:28):
Man.
Speaker 2 (08:28):
The best is going to a truck stop that has
an Arby's where it's all laid out nice. You can
go look and you know at magazines and shock absorbers,
you can get.
Speaker 6 (08:37):
Jen to do the truck stop stop. My dad got
did it to me when I was a kid. He
was like, oh, we're stopping him. Like it's a trucks
that we walk in.
Speaker 3 (08:45):
It's huge and they sell everything. You know, what is it?
Speaker 2 (08:49):
The flyer that truck stop they like, yeah, flying Jay,
Flying j Yeah, flying Jack guy.
Speaker 3 (08:55):
Owns the Browns. Is that right? Yeah, Jimmy has them.
Ah that's the best, all.
Speaker 2 (08:59):
Right, real lie he We'll come back and talk about
this more of a fast food New Signs of the
economy struggle with the chain and fast food restaurants.
Speaker 3 (09:05):
We'll get to that.
Speaker 8 (09:07):
You're listening to Tim Conway Junior on demand from KFI
Am six forty.
Speaker 3 (09:14):
It is The Conway Show.
Speaker 2 (09:15):
All right, let's get into this fast food New signs
of the economy Struggling with chain and fast food restaurants.
I heard over the weekend. Well I didn't hear it.
I was watching a football game and a commercial came
on where McDonald's is going old school again. They're bringing
out a lot of value menus. The value meals are
(09:39):
on their way back. So that's gonna be a cool
deal and save some money at McDonald's.
Speaker 3 (09:46):
Big dog with at McDonald's.
Speaker 9 (09:48):
It is a big book.
Speaker 10 (09:50):
Wendy's is swimming down Where's the Beef? Announcing plans to
close hundreds of locations through next year.
Speaker 3 (09:56):
What Where's the beef? Where's the beef?
Speaker 9 (09:59):
As a mayor, cas tighten the belt financially take Burger
Kane Lord not Wendy's not Wendy.
Speaker 3 (10:05):
No, where is that bag.
Speaker 10 (10:08):
It's the latest sign of a dining dip across casual
and fast food chains. Chipotle says one hundred k or
less earners and gen Z diners are eating out less,
the CEO telling investors on the company's earnings call. This
group is facing several headwinds, including unemployment, increased student loan repayment,
and slower real wage growth.
Speaker 3 (10:26):
Yeah.
Speaker 2 (10:27):
In other words, they're broke and they can't afford it.
That's why they're not going out.
Speaker 9 (10:32):
From burgers and burritos to a salad slowdown.
Speaker 10 (10:35):
Sweet Green is also warning about a younger customer pullback and.
Speaker 9 (10:39):
You're seeing some pressure.
Speaker 11 (10:40):
We've heard it from Chipotle recently, from Sweet Green, and
from some others that really served that that gen Z customer.
Speaker 2 (10:47):
No, I don't know if this is true. In California.
I was at the Glendale Galleria over the weekend and
I wanted to get Chipotle, and so I walked into
the food court. There must have been five team to
twenty people in front of me, jammed every place. First
of all, you can't find parking at the Glendale Gallerium
(11:08):
or at the Americana. It's always full. People are always
angry in the parking lot, honking and yelling at each other,
and the mall is like, you know, two days before Christmas,
it's filled with people. So when they say nobody has
any money and everybody's broke. Not in Glendale. I don't
(11:29):
know what the hell is happening in Glendale, but it's
always jammed. That mall is the most crowded mall I've
ever been to my life. It is never vacant. It
is never easy to walk around that mall. It's always filled.
Speaker 3 (11:42):
The payball and.
Speaker 9 (11:44):
Seeing a little bit of a drop off in sales.
Speaker 10 (11:46):
Many known brands are now aiming to win back cost
conscious diners, with Applebee's owner dine Brand's Global and McDonald's
pushing to focus on value.
Speaker 3 (11:55):
Yes, McDonald's is putting value back.
Speaker 11 (11:57):
On the menu.
Speaker 2 (11:58):
Okay, that's the commercial that I saw over the weekend
watching football where this guy comes out and he tells everybody, Hey,
come on back, you got yourself a sweet deal.
Speaker 3 (12:07):
McDonald's is putting value back on the menu.
Speaker 10 (12:11):
McDonald's same store sales were up in the last quarter
despite an industry wide crunch driven largely by extra value meals, and.
Speaker 3 (12:19):
It's like striking chicken gold.
Speaker 9 (12:21):
The return of the snack rat.
Speaker 10 (12:23):
Blumen Brands, operator of Outback Steakhouse, Carabas and Bonefish Grill,
says it's going back to basics, investing seventy five million
dollars in part to simplify menus and remodel some restaurants.
Speaker 2 (12:34):
That's a good idea. The simpler the menu, the better
the food, and the better the restaurant. Just take a
look at In and Out. In and Out, I think
has had the same menu for fifty years. They didn't
add chicken when chicken became hot, they didn't add a
salad when people started getting fat. They just had burgers, cheeseburgers, fries, soda, milkshakes.
Speaker 3 (12:58):
That's it.
Speaker 9 (13:00):
Say.
Speaker 10 (13:00):
If consumers continue to ditch dining out, expect more menu changes, promos,
and possibly more store closures.
Speaker 2 (13:07):
So it's amazing that nobody, with all the great minds,
with all the money in this country, that nobody's ever
been able.
Speaker 3 (13:16):
To challenge In and Out.
Speaker 2 (13:18):
Nobody's come up with the with the business plan, the food,
the ambiance there. Nobody's attacked them and became successful at it. Nobody,
you know, some chains have tried, you know, five Guys
and some of the other burger chains, but nobody's been
able to take any of that market share from them.
Speaker 3 (13:39):
I drove by yesterday. I wasn't going to it.
Speaker 2 (13:43):
I just drove buy it, and there was probably fifty
cars in line.
Speaker 3 (13:46):
Fifty right.
Speaker 10 (13:48):
So, with these trends, value deals or the new battleground
for big brands, while customers may be trading convenience to
save on costs, it's clear Americans are still hungry.
Speaker 2 (13:57):
That's right, We're still hungry for fast food. We love it,
we absolutely love it. It's cheap, it's great, it makes you
feel great about yourself, and then you got to deal
with it later, you know, you know, cramping and you
know lazy, and you know, depressed, all that crap that
(14:19):
comes later on. But while you're eating it, oh, it's
the best, the absolute best.
Speaker 3 (14:23):
Those brief moments of pure joy. Yeah. I so that
Arby's I went to.
Speaker 2 (14:29):
I was listening to the Dodger game when I went
and I got the sandwich, I had to do my
work on it. So I parked in a seven to
eleven parking lot, listening to the Dodgers, working on my
Rby Sandwich for about ten minutes before I can eat
it in the parking lot of A seven eleven, and
I felt like I was the king of the world.
Speaker 6 (14:46):
It is such a It's one of the few things
that you can take your time with it because you
know how good it's going to be, and the more
you work on it, the better you want to stretch
out that that length of enjoyment as you're putting it
together and assembling it and putting the sauce between layers.
Speaker 2 (14:58):
And Arby's is one of the only companies that understands
that those little tiny packets of ketchup is not enough,
and the Arby sauce comes in a packet that's almost
twice as much.
Speaker 3 (15:10):
Yes, the bigger packets, man.
Speaker 2 (15:11):
Yep, big packets, No cattle. Arby's and Horsey for me
the best.
Speaker 3 (15:17):
Now I gotta go.
Speaker 8 (15:20):
You're listening to Tim Conway Junior on demand from KFI
Am sixty.
Speaker 2 (15:27):
It is the Conway Show. It looks like the government
shutdown is over?
Speaker 3 (15:33):
Is that where you're hearing croze that they voted, They
officially voted to end it, so it's back to work.
Gang goes back to the house and then Trump to
sign all right, and that might happen tonight.
Speaker 6 (15:45):
Then, Umm, maybe if the House school I mean, I know,
I know, Johnson called all the all the House back
to session.
Speaker 3 (15:52):
I don't know if they're all there enough to make
the vote.
Speaker 2 (15:54):
It might be hard for a lot of people to
get there with this winter storm that blew through Chicago
and the Midwest. So maybe not tonight, maybe tomorrow, maybe
tomorrow night. But it's back to work again. The weekends
over and the shutdown is over. So it's short fuse Monday.
(16:16):
That's a song stick we used to sing. It's short
fuse Monday. It's the weekend's gone back to work again.
It's short fuse Monday. It's back to work again. So
the shutdown, it looks like it is over and the
government is going to be funded at least until January,
(16:36):
and then we'll have this fight all over again, and
that'll be a lot of fun. So for Thanksgiving, Christmas, Hanukah, Kwansa,
New Year's the flights will be flowing. And then in January,
during the slow season January and February, we'll have the
same fight again, probably the same vote again, the same
(16:58):
accusations again, the same Battle, and that's where we are
record low temperatures on the East coast and in the South,
So that's going to make it really hard for people
to get back to Washington to vote. In Kentucky, Ohio,
West Virginia, even down into Tennessee, ten to fifteen inches
(17:24):
of snow is possible in Charleston, so that's going to
be almost impossible for every member to get back to Washington,
d C. The first freeze of New York City is
happening this week as well. Fifteen to twenty five degrees
below normal for the South. For Georgia, Florida, Jacksonville, Florida,
(17:49):
they're going to have record lows. The forecasts are for
the high twenties, and the records for all a lot
of those cities are in the mid thirties. So you
might see a record low in the South by seven
or eight degrees this week. And it's cold, especially for
(18:10):
this time of year. Like I'm watching Monday night football
with on one of these TV sets here, and let's
find out what the actual temperature is. I'm guessing it's thirty.
Let's see Green Bay ten the current Okay, it is
exactly thirty. Oh, No, twenty nine, twenty nine degrees. It's
twenty nine degrees in Green Bay, Wisconsin, twenty nine degrees tonight.
(18:37):
The low is going to be twenty one tomorrow, twenty eight,
twenty eight, twenty eight, thirty two, forty four, So it's
going to be below freezing at night in Green Bay
until Saturday, when I'll get up to forty four and
then right back down to twenty six. So their winter
has started. It's in full They have full blown winter
going on right now, and.
Speaker 3 (18:58):
It's really really depressing crocery.
Speaker 2 (19:01):
You lived in Washington, DC, you know what that's like
to have freezing temperatures before Thanksgiving?
Speaker 9 (19:06):
Is it?
Speaker 5 (19:06):
Ye?
Speaker 6 (19:07):
Spirit Breaker lived for a year in Kansas as well,
and yeah, pretty brutal at times.
Speaker 2 (19:11):
Yeah, it's like that late winter storm that comes in
in April. You know, the flowers are blooming, the trees
are leaving, and then bang it's fourteen degrees.
Speaker 6 (19:21):
And sometimes you'll get really really cold without necessarily the snow,
but you'll get like that sleet and when that happens,
everything will ice over. You can look at trees and
the individual branches on trees that could be like a
finger's thickness right the ice around it will be twice
as thick around each individual branch.
Speaker 3 (19:41):
It's insane.
Speaker 2 (19:42):
It's always worse when ice is much worse than snow.
Speaker 6 (19:45):
Oh my god, yess, you can't walk do anything.
Speaker 3 (19:47):
We drove.
Speaker 2 (19:48):
We were supposed to fly three Christmases ago from Burbank
to Portland, but our stop was in Sacramento, and from
Sacramento to Portland.
Speaker 3 (19:58):
The flight got.
Speaker 2 (19:59):
Canceled first, I don't know, some stupid reason, and we
had to drive from Sacramento to Portland, which is usually
about seven hours, and it took us closer to fourteen
hours because.
Speaker 3 (20:10):
All the roads rice.
Speaker 2 (20:11):
You had to go ten miles an hour, and every
the Highway five, which is the main artery between Seattle
and Los Angeles, every twenty to every maybe I don't know, five.
Speaker 3 (20:24):
To six exits.
Speaker 2 (20:25):
There were ten to fifteen trucks that were you know,
overturned or have gone off the road.
Speaker 6 (20:30):
Did that drive once back and forth. It's a beautiful
drive to up to like Portland. Yeah, yeah, especially when
you cross that state line into the Yah.
Speaker 3 (20:39):
Yeah.
Speaker 6 (20:39):
It's that little distance there between like Eugene that that
just weatherwise cool.
Speaker 3 (20:44):
Yeah, it's freezing, but it is beautiful.
Speaker 2 (20:47):
I mean, once you leave California and you get into
you know, all the pine trees up there, and you
could just roll the window down and smell how this beautiful.
Speaker 3 (20:54):
It just hits your senses in the best way. Yeah,
it really is cool.
Speaker 2 (20:58):
I understand why a lot of people have left California
or Los Angeles to move to Oregon or Washington. It
really is a really great hang. It really is cool.
All right, we got to take our final break.
Speaker 12 (21:11):
Here.
Speaker 8 (21:12):
You're listening to Tim Conway Junior on demand from KFI
AM six forty.
Speaker 3 (21:20):
It is The Conway Show.
Speaker 2 (21:22):
We'd like to say Happy Birthday to the United States Marines.
All the guys and gals that served in the US
Marines or last two hundred and fifty years, two hundred
and fifty years older than the country.
Speaker 3 (21:39):
The United States Marines. Happy Birthday, Gang, Happy Birthday.
Speaker 13 (21:43):
Celebrations continue today for the Marine Corps. Big milestone.
Speaker 4 (21:47):
Ladies and gentlemen, please remain standing for the presentation of
the Marine Corps day cake.
Speaker 13 (21:51):
Yeah, the Marines rolled out a cake resembling an enormous
bald eagle as festivities got underway this evening. Vice President
jd Vance is representing the White House at the one
hundredth Marine Corps Birthday Ball in Philadelphia, which falls on
the two hundred and fiftieth anniversary of the Marine Corps
bounding and ahead of Veterans Day tomorrow.
Speaker 2 (22:10):
And I don't think there is a better song than
the Marines hymn United States Marine Corps. If you've never
heard it, or if you haven't heard it lately, sounds
something like this.
Speaker 14 (22:33):
On the halls, mon, do the shows of the bend
(23:01):
stand for.
Speaker 12 (23:03):
Our fives on thrill tovery breeze from the to savings.
So we have find every fine place where we good
day back in the so far of And Dennis prob
(23:25):
s re find us always on the job, finds yourself
to you and to r found to SS five we
fall four live and a lost n the archy and
(23:52):
the day ever.
Speaker 14 (23:57):
They will tie screams.
Speaker 3 (24:08):
Ah, Yes, how beautiful is that song?
Speaker 2 (24:13):
Two hundred and fiftieth birthday, Happy birthday man, that is fantastic.
Speaker 3 (24:19):
All right, one more story before we get out of here.
Speaker 2 (24:23):
Kyle Busch, who is a huge NASCAR guy, him and
his wife got worked over a I think it's a
life insurance scam.
Speaker 5 (24:34):
Here.
Speaker 3 (24:34):
Let's find out the detail.
Speaker 9 (24:35):
From the racetrack to the courtroom.
Speaker 8 (24:37):
NASCAR driver Kyle Busch and his wife suing a life
insurance company, claiming they.
Speaker 9 (24:41):
Lost more than eight million dollars in what they call
a scam action.
Speaker 1 (24:45):
Mine attorney jasonster Jenkie spoke with their lawyer and explains
the insurance policy that the couple claims was all a scheme.
Speaker 11 (24:53):
Here's a lawsuit right here. It's about a certain kind
of life insurance. The Bushes say they are misled. Lawyer
claims you could be too.
Speaker 3 (25:02):
The eighteen gets into the back of the forourd move.
Speaker 11 (25:04):
NASCAR champion and Lincoln County resident Kyle Busch is used
to racing risk and big money.
Speaker 3 (25:10):
She's gonna win at Polkado.
Speaker 12 (25:12):
You know.
Speaker 2 (25:12):
I imagine life insurance policies are a big deal for
NASCAR drivers that every time they go out and raise
that could be a rap.
Speaker 9 (25:23):
Bush and his wife say they didn't bargain for this.
Speaker 3 (25:26):
We tried to do what we thought was best for
our family, for planning for our future, and unfortunately ours
did not go well. They say.
Speaker 11 (25:32):
An agent so them life insurance through Pacific Life. They
claimed the agent failed to reveal the true risks that
it was a high risk product, a fundamentally flawed plant.
They say the agent promised they'd pay a certain number
of premiums and then the policy would be fully funded,
self sustaining, and generate tax free income for retirement. Their lawyer,
(25:53):
Robert Reichert, says.
Speaker 7 (25:54):
Not so, and they're just misleading consumers every single day
that this is a retire it planned. It just happens
to be a life insurance product, and it's just not.
It's a life insurance product. It's a very expensive one.
It's a very complicated one.
Speaker 11 (26:08):
There are different kinds of life insurance. You've probably heard
words like term, variable, whole end universal. The Bushes say
they bought what's called indexed Universal Life insurance IUL. IUL
is legitimate, but generally very complex and riskier. It's based
on the market, so stocks and bonds. You could do
(26:30):
very well for yourself or not. There's no guarantee.
Speaker 2 (26:33):
In fairness, I'm surprised I'm not involved with something like this.
This is like exactly the product I would have. Hey,
hey babe, I got life insurance.
Speaker 3 (26:42):
Now you don't.
Speaker 9 (26:43):
In fairness, IULS, is there ever a good time to
buy one?
Speaker 11 (26:49):
Not that I've ever seen some of the biggest consumer
advisors like Clark Howard worn't against iuls.
Speaker 5 (26:56):
In my opinion, from the ground up. They are structured
so unfavorably for a consumer or an investor that they
have no place in your portfolio period.
Speaker 3 (27:09):
This just isn't happening to athletes and celebrities. This is
happening to teachers, police officers, veterans.
Speaker 11 (27:15):
There are a lot of life insurance policies out there,
so make sure you ask questions. If different agents give
you different answers, you probably need more information.
Speaker 3 (27:25):
Shop around before committing to one.
Speaker 11 (27:27):
Now my personal comfort level, I keep insurance and investments separate,
and if you run into problems, you can reach out
to your state's department of insurance or of course a
lawyer in concoordjacents to Jankie Channel nine Eye Witness News.
Speaker 2 (27:42):
Yeah, I was told recently that my life insurance company
went out of business, and so the policy that I
thought we had we no longer have. But now that
my daughter is older, and you know, if I go,
you know it's got a couple of bucks, not the
money that she thought she was going to have with
(28:03):
the life insurance policy, but at least she's not you know,
six or seven years old and don't have to deal
with them. So but life insurance, when you buy it
and you're married, it's just so like I bought a
life insurance policy so my wife wouldn't have to go
home with the first guy she met at a bar.
(28:24):
She could be a little selective, not much, but just
a little, maybe a couple of weeks.
Speaker 3 (28:30):
But it is it is risky.
Speaker 2 (28:31):
You know, insurance companies are looking to not pay any
policy anytime for any reason, and it's it's very difficult
to have a policy that you believe in and it
works for you.
Speaker 3 (28:47):
It's very difficult.
Speaker 2 (28:49):
Car insurance has gone up, life insurance has gone up
through the roof, and so as your fire insurance. You know,
we used to pay twenty four hundred dollars a year
for to ensure our house, and I was just notified
last week that next year it's not gonna be twenty
four hundred dollars. It's gonna be fifty six hundred dollars.
(29:09):
And that's a big deal. So now I got to
look around for another insurance company that's paying the ass
to start over like that. And I'm sure a lot
of people listening are going through the same thing where
your home insurance or your car insurance literally doubled or
in my case, more than doubled in one year, and
a lot of people are going through the same exact thing.
(29:29):
Conway Show on demand on the iHeartRadio app.
Speaker 1 (29:33):
Now you can always hear us live on KFI Am
six forty four to seven pm Monday through Friday, and
anytime on demand on the iHeart Radio app.
It's KMF I AM sixty and you're listening to The
Conway Show on demand on the iHeartRadio app.
Speaker 2 (00:12):
It is The Conway Show, ding dong with you. Yes,
it's very warm today in southern California, but it's gonna
be raining Thursday and Friday and freezing outside. Rain and
very cold temperatures Thursday and Friday, so be aware of that.
Speaker 3 (00:31):
Get the sweater ready to roll. Fists are flying. And
at Berkeley.
Speaker 2 (00:37):
You see Berkeley up in the Bay Area, there is
a Turning Point USA protest Turning Point I think this
is their final stop on their tour. And yeah, organizers say,
the event hosted by you see Berkeley's Turning Point USA
chapter featuring actor comedian Bob rob Schneider, and this was
(01:00):
going to be their last stop Monday night tonight, and
it's going to honor Turning Point founder Charlie Kirk two
months after he's assassinated in Utah, and officers arrested four
young ladies, four young ladies ages twenty to twenty two
(01:21):
for costing four hundred dollars worth of damage and messing
up this evening. So there's that if my daughter was
going to Berkeley and she got arrested for being in
a hole. She would be paying her own bills from
then on because I wouldn't be paying. That's not the
(01:41):
reason to get to go to school there. You go
to school, you get an education. If Turning Point USA
comes in and they want to do it, you know,
some kind of get together, they have every right to
do that. But some people are still not into it.
And it's odd though they're all women. All four people
rested were young ladies between twenty and twenty two.
Speaker 3 (02:05):
Well, let's find out from I.
Speaker 2 (02:07):
Think this is Fox KTVU Fox Channel two in San Francisco,
what's going on up there at Berkeley with Turning Point USAX.
Speaker 4 (02:17):
The breaking news of a tense situation that you see
Berkeley Skyfox is live overhead. As the sun has said,
it is now dark on campus. This is all ahead
of Turning Point usay's event on campus tonight at Zellerbach Hall.
That is the group Turning Point USA, founded by the
late conservative activist Charlie Kirks. Some Cow students say they
are disappointed with the school for allowing the event to happen.
(02:40):
So far, at least two people have been detained, and
that event starts in about an hour. As you take
it that a look at that large group outside of
that event, we have seen that crowd continuing to grow
as the afternoon has gone on. We want to show
you some video from within the last hour we've highlighted
for you as some fights broke out in this crowd
and we know two people have been detained. As emotions
(03:03):
are high, intensions a fight as all some of those
protesters clashing with people waiting in line to get inside.
We know the university has added enhanced security measures. They've
called in a lot of police from Berkeley as well
as you see Berkeley and Turning Point. USA has also
hired some of their own independent security to be on campus.
(03:24):
There are strict policies to actually get inside of zeller
Bach Hall, but we know certainly tensions are high outside
of ze le Bac Hall right now. We want to
show you some more video here of some of that
law enforcement presences. They took at least one person, They
detained at least two people so far, but video of
one of them being detained and put in the back
(03:45):
of a police car. Again, we know Berkeley police are
on hand, private security as well as you see Berkeley's
own campus police. This is a situation that we are
continuing to monitor tonight and we will bring you any
updates as these things developed tonight.
Speaker 2 (04:00):
Yeah, if you want to see the footage, if you
go to YouTube or you know, social media. There's a
lot of fighting at this event, lots of kids outside protesting,
lots of fistfights.
Speaker 4 (04:10):
Ahead of this event set to start in the next hour.
Speaker 3 (04:13):
There you go.
Speaker 2 (04:15):
That's the last stop for them, and I think for
the for this year on that tour, and so we'll see,
we'll see. All right, Let's talk about the fast food here.
Everybody loves fast food. If you go out to In
and Out or Burger King, there's always a line. Very
(04:35):
rarely will you go to a fast food place and
you're the only person in line. Although that did happen
to me. Krozier over the weekend. Last weekend went to
Arby's and I was the only cat in line.
Speaker 5 (04:46):
Man.
Speaker 3 (04:46):
That was great.
Speaker 6 (04:47):
Every time I go, I usually just go through the
drive through. It doesn't matter what time of day. There's
always two or three cars.
Speaker 3 (04:52):
Is that right? What do you get? What's your order?
At Arby's?
Speaker 6 (04:55):
I get the big just straight up roast beef. Oh no,
it's like a pound of beef in that. Oh yeah, I.
Speaker 2 (05:03):
Get that French dip, you know, because there's not enough
salt in that food anyway, so I got to dip
it into a salt pool and without cheese.
Speaker 3 (05:12):
Oh that's the greatest sandwich in the world. Oh my god,
I got I don't you know.
Speaker 2 (05:18):
The closest Arby's to me is way up in like
Panorama City. It's like nine miles from my house, and
I'll still get in the car and go.
Speaker 6 (05:28):
That's about That's not far from how far the closest
one is to me, nine and up and you still
go up? Yeah, when I can. Absolutely I'm in that area.
I'm like, I stuck at this car. They need to
use up. I've been diligent about.
Speaker 3 (05:41):
It, you know.
Speaker 2 (05:41):
You and I would would really make it. In Washington
or Oregon, every other block has an Arby's. Oh, it's
huge up and up in the Northwest. But for some
reason it hasn't really taken off down here. I don't
know what it is.
Speaker 3 (05:54):
It had its moment, but it was never big enough
for me. Have you tried the steak bites there?
Speaker 7 (05:59):
No?
Speaker 3 (05:59):
I haven't either. They look good. Really.
Speaker 6 (06:01):
Yeah, it's hard for me, man, because I don't go
frequently enough so that I gotta go.
Speaker 3 (06:08):
I gotta I gotta get what I get. I'm with you.
Speaker 2 (06:11):
I I go and I always get the French dip,
no cheese, and I always look at the bend.
Speaker 3 (06:15):
You're like, I'm gonna try this. I'm gonna try that.
Speaker 2 (06:17):
Now wine, you know, it's like, uh, you know when
the bartender says, all right, it's Christmas. You can have
any drink you want, like, oh, I think I'll have
a frappuccino with a with a twist of a lime.
Speaker 3 (06:28):
And then they.
Speaker 2 (06:29):
Always drink wine. I'll just take wine.
Speaker 3 (06:33):
That's all they do.
Speaker 2 (06:34):
But you're right, it's too I'm too hungry to try
something new.
Speaker 3 (06:37):
It's just that.
Speaker 6 (06:37):
And every time I go, I'm like, I should try Nope, Man,
that roast, that's straight up giant roast beef that they
give you.
Speaker 3 (06:43):
It's the best. I usually get two to save later
to it is the absolute best. With that Arby is
the big ass packet of Arby's sauce and the key.
Speaker 6 (06:51):
The key is when you get the really really big
Rby's sandwiches, the roast beef sandwiches. I gotta break it down,
like I gotta separate all the thin sl meat and
restack it.
Speaker 3 (07:01):
Oh no, I do the same thing. That airiness between
the meat rather than it kind of packed together. But
it makes it so good. I do the exact sing.
Speaker 2 (07:08):
I work on that sandwich for about fifteen to twenty
minutes before I eat it. Yeah, it all comes apart. Yes,
I get under the hood and with my tools.
Speaker 6 (07:16):
Right, you got to spread the sauces between layers of
the meat. You can't just turn on the top of
bottom because it's just so much meat.
Speaker 2 (07:22):
Right, it has to be airy, yes, or it's just
like one big chunk of beef.
Speaker 3 (07:26):
Yeah, yeah, which is fine, but not what you go
there for. Yeah, that's exactly right.
Speaker 2 (07:30):
And man, when that beef is hot and it's a
little you know, it's not totally well done.
Speaker 3 (07:35):
Oh, nothing like it. Yes, nothing like that.
Speaker 2 (07:38):
Army's they got to be sponsors here. Why is an
arby sponsor? We've been talking to Arby's for twelve years
on the air here and they've never called and said, hey,
you both love Army's, let's make this an Arby's show.
Speaker 6 (07:50):
Period For number one for me, number one fast food drive.
Speaker 3 (07:54):
Through period Arby's.
Speaker 2 (07:57):
When I'm driving either cross country up to Oregon. I see,
you know, two miles next stop Arby's. I'm I just
start screaming.
Speaker 6 (08:04):
Those regional fast food places. You know, when you hit
him and you're in those parts of the countrymen, it's
like you're like, oh yeah. One time Jen and I
drove up the coast, the East coast from Miami all
the way up to DC and she discovered, through my encouragement,
Bojangles Chicken Fried Chicken.
Speaker 3 (08:22):
Oh that's good.
Speaker 6 (08:22):
Oh my god, she's she still talks about it. She
just brought it up the other day. Yeah, that's beautiful
Jangles Fried Chicken.
Speaker 8 (08:28):
Man.
Speaker 2 (08:28):
The best is going to a truck stop that has
an Arby's where it's all laid out nice. You can
go look and you know at magazines and shock absorbers,
you can get.
Speaker 6 (08:37):
Jen to do the truck stop stop. My dad got
did it to me when I was a kid. He
was like, oh, we're stopping him. Like it's a trucks
that we walk in.
Speaker 3 (08:45):
It's huge and they sell everything. You know, what is it?
Speaker 2 (08:49):
The flyer that truck stop they like, yeah, flying Jay,
Flying j Yeah, flying Jack guy.
Speaker 3 (08:55):
Owns the Browns. Is that right? Yeah, Jimmy has them.
Ah that's the best, all.
Speaker 2 (08:59):
Right, real lie he We'll come back and talk about
this more of a fast food New Signs of the
economy struggle with the chain and fast food restaurants.
Speaker 3 (09:05):
We'll get to that.
Speaker 8 (09:07):
You're listening to Tim Conway Junior on demand from KFI
Am six forty.
Speaker 3 (09:14):
It is The Conway Show.
Speaker 2 (09:15):
All right, let's get into this fast food New signs
of the economy Struggling with chain and fast food restaurants.
I heard over the weekend. Well I didn't hear it.
I was watching a football game and a commercial came
on where McDonald's is going old school again. They're bringing
out a lot of value menus. The value meals are
(09:39):
on their way back. So that's gonna be a cool
deal and save some money at McDonald's.
Speaker 3 (09:46):
Big dog with at McDonald's.
Speaker 9 (09:48):
It is a big book.
Speaker 10 (09:50):
Wendy's is swimming down Where's the Beef? Announcing plans to
close hundreds of locations through next year.
Speaker 3 (09:56):
What Where's the beef? Where's the beef?
Speaker 9 (09:59):
As a mayor, cas tighten the belt financially take Burger
Kane Lord not Wendy's not Wendy.
Speaker 3 (10:05):
No, where is that bag.
Speaker 10 (10:08):
It's the latest sign of a dining dip across casual
and fast food chains. Chipotle says one hundred k or
less earners and gen Z diners are eating out less,
the CEO telling investors on the company's earnings call. This
group is facing several headwinds, including unemployment, increased student loan repayment,
and slower real wage growth.
Speaker 3 (10:26):
Yeah.
Speaker 2 (10:27):
In other words, they're broke and they can't afford it.
That's why they're not going out.
Speaker 9 (10:32):
From burgers and burritos to a salad slowdown.
Speaker 10 (10:35):
Sweet Green is also warning about a younger customer pullback and.
Speaker 9 (10:39):
You're seeing some pressure.
Speaker 11 (10:40):
We've heard it from Chipotle recently, from Sweet Green, and
from some others that really served that that gen Z customer.
Speaker 2 (10:47):
No, I don't know if this is true. In California.
I was at the Glendale Galleria over the weekend and
I wanted to get Chipotle, and so I walked into
the food court. There must have been five team to
twenty people in front of me, jammed every place. First
of all, you can't find parking at the Glendale Gallerium
(11:08):
or at the Americana. It's always full. People are always
angry in the parking lot, honking and yelling at each other,
and the mall is like, you know, two days before Christmas,
it's filled with people. So when they say nobody has
any money and everybody's broke. Not in Glendale. I don't
(11:29):
know what the hell is happening in Glendale, but it's
always jammed. That mall is the most crowded mall I've
ever been to my life. It is never vacant. It
is never easy to walk around that mall. It's always filled.
Speaker 3 (11:42):
The payball and.
Speaker 9 (11:44):
Seeing a little bit of a drop off in sales.
Speaker 10 (11:46):
Many known brands are now aiming to win back cost
conscious diners, with Applebee's owner dine Brand's Global and McDonald's
pushing to focus on value.
Speaker 3 (11:55):
Yes, McDonald's is putting value back.
Speaker 11 (11:57):
On the menu.
Speaker 2 (11:58):
Okay, that's the commercial that I saw over the weekend
watching football where this guy comes out and he tells everybody, Hey,
come on back, you got yourself a sweet deal.
Speaker 3 (12:07):
McDonald's is putting value back on the menu.
Speaker 10 (12:11):
McDonald's same store sales were up in the last quarter
despite an industry wide crunch driven largely by extra value meals, and.
Speaker 3 (12:19):
It's like striking chicken gold.
Speaker 9 (12:21):
The return of the snack rat.
Speaker 10 (12:23):
Blumen Brands, operator of Outback Steakhouse, Carabas and Bonefish Grill,
says it's going back to basics, investing seventy five million
dollars in part to simplify menus and remodel some restaurants.
Speaker 2 (12:34):
That's a good idea. The simpler the menu, the better
the food, and the better the restaurant. Just take a
look at In and Out. In and Out, I think
has had the same menu for fifty years. They didn't
add chicken when chicken became hot, they didn't add a
salad when people started getting fat. They just had burgers, cheeseburgers, fries, soda, milkshakes.
Speaker 3 (12:58):
That's it.
Speaker 9 (13:00):
Say.
Speaker 10 (13:00):
If consumers continue to ditch dining out, expect more menu changes, promos,
and possibly more store closures.
Speaker 2 (13:07):
So it's amazing that nobody, with all the great minds,
with all the money in this country, that nobody's ever
been able.
Speaker 3 (13:16):
To challenge In and Out.
Speaker 2 (13:18):
Nobody's come up with the with the business plan, the food,
the ambiance there. Nobody's attacked them and became successful at it. Nobody,
you know, some chains have tried, you know, five Guys
and some of the other burger chains, but nobody's been
able to take any of that market share from them.
Speaker 3 (13:39):
I drove by yesterday. I wasn't going to it.
Speaker 2 (13:43):
I just drove buy it, and there was probably fifty
cars in line.
Speaker 3 (13:46):
Fifty right.
Speaker 10 (13:48):
So, with these trends, value deals or the new battleground
for big brands, while customers may be trading convenience to
save on costs, it's clear Americans are still hungry.
Speaker 2 (13:57):
That's right, We're still hungry for fast food. We love it,
we absolutely love it. It's cheap, it's great, it makes you
feel great about yourself, and then you got to deal
with it later, you know, you know, cramping and you
know lazy, and you know, depressed, all that crap that
(14:19):
comes later on. But while you're eating it, oh, it's
the best, the absolute best.
Speaker 3 (14:23):
Those brief moments of pure joy. Yeah. I so that
Arby's I went to.
Speaker 2 (14:29):
I was listening to the Dodger game when I went
and I got the sandwich, I had to do my
work on it. So I parked in a seven to
eleven parking lot, listening to the Dodgers, working on my
Rby Sandwich for about ten minutes before I can eat
it in the parking lot of A seven eleven, and
I felt like I was the king of the world.
Speaker 6 (14:46):
It is such a It's one of the few things
that you can take your time with it because you
know how good it's going to be, and the more
you work on it, the better you want to stretch
out that that length of enjoyment as you're putting it
together and assembling it and putting the sauce between layers.
Speaker 2 (14:58):
And Arby's is one of the only companies that understands
that those little tiny packets of ketchup is not enough,
and the Arby sauce comes in a packet that's almost
twice as much.
Speaker 3 (15:10):
Yes, the bigger packets, man.
Speaker 2 (15:11):
Yep, big packets, No cattle. Arby's and Horsey for me
the best.
Speaker 3 (15:17):
Now I gotta go.
Speaker 8 (15:20):
You're listening to Tim Conway Junior on demand from KFI
Am sixty.
Speaker 2 (15:27):
It is the Conway Show. It looks like the government
shutdown is over?
Speaker 3 (15:33):
Is that where you're hearing croze that they voted, They
officially voted to end it, so it's back to work.
Gang goes back to the house and then Trump to
sign all right, and that might happen tonight.
Speaker 6 (15:45):
Then, Umm, maybe if the House school I mean, I know,
I know, Johnson called all the all the House back
to session.
Speaker 3 (15:52):
I don't know if they're all there enough to make
the vote.
Speaker 2 (15:54):
It might be hard for a lot of people to
get there with this winter storm that blew through Chicago
and the Midwest. So maybe not tonight, maybe tomorrow, maybe
tomorrow night. But it's back to work again. The weekends
over and the shutdown is over. So it's short fuse Monday.
(16:16):
That's a song stick we used to sing. It's short
fuse Monday. It's the weekend's gone back to work again.
It's short fuse Monday. It's back to work again. So
the shutdown, it looks like it is over and the
government is going to be funded at least until January,
(16:36):
and then we'll have this fight all over again, and
that'll be a lot of fun. So for Thanksgiving, Christmas, Hanukah, Kwansa,
New Year's the flights will be flowing. And then in January,
during the slow season January and February, we'll have the
same fight again, probably the same vote again, the same
(16:58):
accusations again, the same Battle, and that's where we are
record low temperatures on the East coast and in the South,
So that's going to make it really hard for people
to get back to Washington to vote. In Kentucky, Ohio,
West Virginia, even down into Tennessee, ten to fifteen inches
(17:24):
of snow is possible in Charleston, so that's going to
be almost impossible for every member to get back to Washington,
d C. The first freeze of New York City is
happening this week as well. Fifteen to twenty five degrees
below normal for the South. For Georgia, Florida, Jacksonville, Florida,
(17:49):
they're going to have record lows. The forecasts are for
the high twenties, and the records for all a lot
of those cities are in the mid thirties. So you
might see a record low in the South by seven
or eight degrees this week. And it's cold, especially for
(18:10):
this time of year. Like I'm watching Monday night football
with on one of these TV sets here, and let's
find out what the actual temperature is. I'm guessing it's thirty.
Let's see Green Bay ten the current Okay, it is
exactly thirty. Oh, No, twenty nine, twenty nine degrees. It's
twenty nine degrees in Green Bay, Wisconsin, twenty nine degrees tonight.
(18:37):
The low is going to be twenty one tomorrow, twenty eight,
twenty eight, twenty eight, thirty two, forty four, So it's
going to be below freezing at night in Green Bay
until Saturday, when I'll get up to forty four and
then right back down to twenty six. So their winter
has started. It's in full They have full blown winter
going on right now, and.
Speaker 3 (18:58):
It's really really depressing crocery.
Speaker 2 (19:01):
You lived in Washington, DC, you know what that's like
to have freezing temperatures before Thanksgiving?
Speaker 9 (19:06):
Is it?
Speaker 5 (19:06):
Ye?
Speaker 6 (19:07):
Spirit Breaker lived for a year in Kansas as well,
and yeah, pretty brutal at times.
Speaker 2 (19:11):
Yeah, it's like that late winter storm that comes in
in April. You know, the flowers are blooming, the trees
are leaving, and then bang it's fourteen degrees.
Speaker 6 (19:21):
And sometimes you'll get really really cold without necessarily the snow,
but you'll get like that sleet and when that happens,
everything will ice over. You can look at trees and
the individual branches on trees that could be like a
finger's thickness right the ice around it will be twice
as thick around each individual branch.
Speaker 3 (19:41):
It's insane.
Speaker 2 (19:42):
It's always worse when ice is much worse than snow.
Speaker 6 (19:45):
Oh my god, yess, you can't walk do anything.
Speaker 3 (19:47):
We drove.
Speaker 2 (19:48):
We were supposed to fly three Christmases ago from Burbank
to Portland, but our stop was in Sacramento, and from
Sacramento to Portland.
Speaker 3 (19:58):
The flight got.
Speaker 2 (19:59):
Canceled first, I don't know, some stupid reason, and we
had to drive from Sacramento to Portland, which is usually
about seven hours, and it took us closer to fourteen
hours because.
Speaker 3 (20:10):
All the roads rice.
Speaker 2 (20:11):
You had to go ten miles an hour, and every
the Highway five, which is the main artery between Seattle
and Los Angeles, every twenty to every maybe I don't know, five.
Speaker 3 (20:24):
To six exits.
Speaker 2 (20:25):
There were ten to fifteen trucks that were you know,
overturned or have gone off the road.
Speaker 6 (20:30):
Did that drive once back and forth. It's a beautiful
drive to up to like Portland. Yeah, yeah, especially when
you cross that state line into the Yah.
Speaker 3 (20:39):
Yeah.
Speaker 6 (20:39):
It's that little distance there between like Eugene that that
just weatherwise cool.
Speaker 3 (20:44):
Yeah, it's freezing, but it is beautiful.
Speaker 2 (20:47):
I mean, once you leave California and you get into
you know, all the pine trees up there, and you
could just roll the window down and smell how this beautiful.
Speaker 3 (20:54):
It just hits your senses in the best way. Yeah,
it really is cool.
Speaker 2 (20:58):
I understand why a lot of people have left California
or Los Angeles to move to Oregon or Washington. It
really is a really great hang. It really is cool.
All right, we got to take our final break.
Speaker 12 (21:11):
Here.
Speaker 8 (21:12):
You're listening to Tim Conway Junior on demand from KFI
AM six forty.
Speaker 3 (21:20):
It is The Conway Show.
Speaker 2 (21:22):
We'd like to say Happy Birthday to the United States Marines.
All the guys and gals that served in the US
Marines or last two hundred and fifty years, two hundred
and fifty years older than the country.
Speaker 3 (21:39):
The United States Marines. Happy Birthday, Gang, Happy Birthday.
Speaker 13 (21:43):
Celebrations continue today for the Marine Corps. Big milestone.
Speaker 4 (21:47):
Ladies and gentlemen, please remain standing for the presentation of
the Marine Corps day cake.
Speaker 13 (21:51):
Yeah, the Marines rolled out a cake resembling an enormous
bald eagle as festivities got underway this evening. Vice President
jd Vance is representing the White House at the one
hundredth Marine Corps Birthday Ball in Philadelphia, which falls on
the two hundred and fiftieth anniversary of the Marine Corps
bounding and ahead of Veterans Day tomorrow.
Speaker 2 (22:10):
And I don't think there is a better song than
the Marines hymn United States Marine Corps. If you've never
heard it, or if you haven't heard it lately, sounds
something like this.
Speaker 14 (22:33):
On the halls, mon, do the shows of the bend
(23:01):
stand for.
Speaker 12 (23:03):
Our fives on thrill tovery breeze from the to savings.
So we have find every fine place where we good
day back in the so far of And Dennis prob
(23:25):
s re find us always on the job, finds yourself
to you and to r found to SS five we
fall four live and a lost n the archy and
(23:52):
the day ever.
Speaker 14 (23:57):
They will tie screams.
Speaker 3 (24:08):
Ah, Yes, how beautiful is that song?
Speaker 2 (24:13):
Two hundred and fiftieth birthday, Happy birthday man, that is fantastic.
Speaker 3 (24:19):
All right, one more story before we get out of here.
Speaker 2 (24:23):
Kyle Busch, who is a huge NASCAR guy, him and
his wife got worked over a I think it's a
life insurance scam.
Speaker 5 (24:34):
Here.
Speaker 3 (24:34):
Let's find out the detail.
Speaker 9 (24:35):
From the racetrack to the courtroom.
Speaker 8 (24:37):
NASCAR driver Kyle Busch and his wife suing a life
insurance company, claiming they.
Speaker 9 (24:41):
Lost more than eight million dollars in what they call
a scam action.
Speaker 1 (24:45):
Mine attorney jasonster Jenkie spoke with their lawyer and explains
the insurance policy that the couple claims was all a scheme.
Speaker 11 (24:53):
Here's a lawsuit right here. It's about a certain kind
of life insurance. The Bushes say they are misled. Lawyer
claims you could be too.
Speaker 3 (25:02):
The eighteen gets into the back of the forourd move.
Speaker 11 (25:04):
NASCAR champion and Lincoln County resident Kyle Busch is used
to racing risk and big money.
Speaker 3 (25:10):
She's gonna win at Polkado.
Speaker 12 (25:12):
You know.
Speaker 2 (25:12):
I imagine life insurance policies are a big deal for
NASCAR drivers that every time they go out and raise
that could be a rap.
Speaker 9 (25:23):
Bush and his wife say they didn't bargain for this.
Speaker 3 (25:26):
We tried to do what we thought was best for
our family, for planning for our future, and unfortunately ours
did not go well. They say.
Speaker 11 (25:32):
An agent so them life insurance through Pacific Life. They
claimed the agent failed to reveal the true risks that
it was a high risk product, a fundamentally flawed plant.
They say the agent promised they'd pay a certain number
of premiums and then the policy would be fully funded,
self sustaining, and generate tax free income for retirement. Their lawyer,
(25:53):
Robert Reichert, says.
Speaker 7 (25:54):
Not so, and they're just misleading consumers every single day
that this is a retire it planned. It just happens
to be a life insurance product, and it's just not.
It's a life insurance product. It's a very expensive one.
It's a very complicated one.
Speaker 11 (26:08):
There are different kinds of life insurance. You've probably heard
words like term, variable, whole end universal. The Bushes say
they bought what's called indexed Universal Life insurance IUL. IUL
is legitimate, but generally very complex and riskier. It's based
on the market, so stocks and bonds. You could do
(26:30):
very well for yourself or not. There's no guarantee.
Speaker 2 (26:33):
In fairness, I'm surprised I'm not involved with something like this.
This is like exactly the product I would have. Hey,
hey babe, I got life insurance.
Speaker 3 (26:42):
Now you don't.
Speaker 9 (26:43):
In fairness, IULS, is there ever a good time to
buy one?
Speaker 11 (26:49):
Not that I've ever seen some of the biggest consumer
advisors like Clark Howard worn't against iuls.
Speaker 5 (26:56):
In my opinion, from the ground up. They are structured
so unfavorably for a consumer or an investor that they
have no place in your portfolio period.
Speaker 3 (27:09):
This just isn't happening to athletes and celebrities. This is
happening to teachers, police officers, veterans.
Speaker 11 (27:15):
There are a lot of life insurance policies out there,
so make sure you ask questions. If different agents give
you different answers, you probably need more information.
Speaker 3 (27:25):
Shop around before committing to one.
Speaker 11 (27:27):
Now my personal comfort level, I keep insurance and investments separate,
and if you run into problems, you can reach out
to your state's department of insurance or of course a
lawyer in concoordjacents to Jankie Channel nine Eye Witness News.
Speaker 2 (27:42):
Yeah, I was told recently that my life insurance company
went out of business, and so the policy that I
thought we had we no longer have. But now that
my daughter is older, and you know, if I go,
you know it's got a couple of bucks, not the
money that she thought she was going to have with
(28:03):
the life insurance policy, but at least she's not you know,
six or seven years old and don't have to deal
with them. So but life insurance, when you buy it
and you're married, it's just so like I bought a
life insurance policy so my wife wouldn't have to go
home with the first guy she met at a bar.
(28:24):
She could be a little selective, not much, but just
a little, maybe a couple of weeks.
Speaker 3 (28:30):
But it is it is risky.
Speaker 2 (28:31):
You know, insurance companies are looking to not pay any
policy anytime for any reason, and it's it's very difficult
to have a policy that you believe in and it
works for you.
Speaker 3 (28:47):
It's very difficult.
Speaker 2 (28:49):
Car insurance has gone up, life insurance has gone up
through the roof, and so as your fire insurance. You know,
we used to pay twenty four hundred dollars a year
for to ensure our house, and I was just notified
last week that next year it's not gonna be twenty
four hundred dollars. It's gonna be fifty six hundred dollars.
(29:09):
And that's a big deal. So now I got to
look around for another insurance company that's paying the ass
to start over like that. And I'm sure a lot
of people listening are going through the same thing where
your home insurance or your car insurance literally doubled or
in my case, more than doubled in one year, and
a lot of people are going through the same exact thing.
(29:29):
Conway Show on demand on the iHeartRadio app.
Speaker 1 (29:33):
Now you can always hear us live on KFI Am
six forty four to seven pm Monday through Friday, and
anytime on demand on the iHeart Radio app.
Tim Conway Jr. on Demand News
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