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July 16, 2025 30 mins
The Dale Fire - Riverside Fires. Cole’s French Dip Permanently Close after 117 Years in Downtown // Ghost tapping, a new way people scam you and your credit card. Trash Pickup in Orange County Resumes Following Delays from Workers’ Picket Line // USC signals layoffs as deficit surpasses $200 million amid ‘volatile external environment’ WHIP: What is the cost of one year of USC? $100K. USC paid a total of $1.1 billion to settle lawsuits related to former campus gynecologist George Tyndall. This includes a $215 million federal class action settlement and a $852 million state court settlement. The $852 million settlement was reached with 710 former patients who filed suit in California state court, // People ditching credit for cash to save money. High-End water and Video Poker? THrowing money away 
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Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
It's can if I am six forty and you're listening
to the Conway Show on demand on the iHeartRadio app.

Speaker 2 (00:08):
I can't.

Speaker 1 (00:09):
I am at six forty. No more fun. Back to work, Yeah,
I'm back to crap. That makes this all crazy always.
You know, there's more scams going on, more things happening.
There's fires happening. Oh, I hold them one second here? Hello, yeah,

(00:34):
right at the chevron. I owe you, okay, I owe
you right five hundred what okay, okay, I'll see there. Okay, Sorry, bookie.

(00:55):
I have a five hundred dollars limit, and once it
gets to five hundred, either he has to pay me
or to pay him. Guess what direction that's going? We know, yeah,
if they want to guess. So, I don't know. Did
you play Udo? Didn't do well?

Speaker 2 (01:09):
Uno?

Speaker 1 (01:10):
It's on the losing end of that All Star game?
A little bit, a little bit, a little bit. Yeah,
So that's fun. I'm out out five hundred bucks. All right.
We've got a fire to worry about. A fire going
on in Riverside. Two fires have combined to be one big,
huge fire, and let's find out if they got a

(01:30):
hold of this thing.

Speaker 3 (01:31):
Breaking news of wildfire in Riverside County, prompting evacuation orders.
That fire has been burning for about four and a
half hours now. It is burning near the community of Awonga.
It's about twenty miles east of Temecula. At last reported
it burned more than three hundred and thirty acres. The
evacuation orders have been issued for people living in certain
areas south of Highway three seventy one. The Anza Community

(01:55):
Center now open for anyone who needs a place to go.

Speaker 1 (01:58):
Oh man, all right, it is burned three hundred and
twenty five acres. We have some more audio on it
from before, some more information, more information on where this
fire is and you know who's going to be affected.

Speaker 4 (02:09):
Breaking news is happening right now in Riverside County. We
have pulled up a map to give you an idea
of where this fire is burning right now. This gives
you an idea where we are. Here a southern California,
southeast Riverside of County. This is east of Temecula and
this is just east of the Owonga area. This is
the Dale fire. In red mandatory evacuations. Yellow are the
evacuation warnings. Take a look at the video here. Air
seven has been overhead of this brush fire started growing

(02:32):
in a Wanga Califire reporting The Dale Fire now three
hundred and thirty one acres now. According to Riverside County Fire,
we have two fires that have merged into one. Evacuation
orders as we showed you issued. That area if you
are impact, is south of Highway three seventy one, east
of Eagle Nest Road, north of Tooley Peak Road, and
west of Graps Lane.

Speaker 1 (02:54):
That doesn't mean right, that's important. Let's do that again.
Let's find out where this fire is.

Speaker 4 (02:58):
That area if you are impact is south of Highway
three seventy one, east.

Speaker 1 (03:03):
Of south of three seventy one the.

Speaker 4 (03:04):
Highway three seventy one, east of Eagle Nest Road, north
of Tooley Peak Road, and west of Graps Lane. That
does mean there is immediate threat to life and if
you are in that area, you should leave now.

Speaker 2 (03:17):
Pack up.

Speaker 4 (03:17):
An evacuation center open at the Anza Community Center on
Highway three seventy one. There are also evacuation warnings in
place that means be ready to go.

Speaker 1 (03:27):
Oh yeah, be ready to go. All right, here's some
depressing news. You know, Los Angeles, it doesn't have a
lot of restaurants that are, you know, fifty sixty, seventy
hundred years old. We just don't, right, we haven't been
around that long. Restaurants don't stick around that long because
you know, if you're in New York and you have
a restaurant, it has to be good if you're in

(03:47):
New York City, because if not, there's a restaurant next
door or across the street. There's five across the street,
there's ten on your block. There are so many restaurants
in New York that it has to be good food.
But in Los Angeles, you don't want to drive forty
miles to get to a good restaurant, so you'll settle
on the crap that's in your neighborhood. And that's why,
you know, just mediocre restaurants can survive forever in Los Angeles,

(04:10):
just because nobody wants to get in the car after
working all day and fight traffic and drive twenty miles.
But in Los Angeles, when you do have a great restaurant,
like Coal's French Dip, you want to make sure that
sticks around forever, and hopefully it does. Coals one of
the best French Dip restaurant. Friendship sandwiches in the entire world.

(04:32):
They've been around for one hundred and seventeen years. So
let's see how they're going to celebrate and continue on
forever and ever and ever Coals Downtown Los Angeles.

Speaker 5 (04:41):
Coals is not the only historic downtown La restaurant to
close it recently, and the fear is it may not be.

Speaker 1 (04:47):
The last, and they're closing. It's over. It's not going
to continue one hundred and seventeen years and it's over.

Speaker 5 (04:56):
Business leaders say the city needs to change the way
it treats small business.

Speaker 6 (05:00):
So we have to really look at this as our
history that we're losing.

Speaker 5 (05:04):
And there's a lot of history, one hundred and seventeen
years of it. Behind the doors of Cole's restaurant in
downtown Los Angeles. This is where diners came to eat
Cole's signature French gyp sandwich. This was where the famous
New Year's Eve scene in the movie Forrest Gumb was shot.

Speaker 1 (05:18):
I didn't know that, did you know that? You guys
know them. I didn't know that this was.

Speaker 5 (05:22):
Where the famous New Year's Eve scene in the movie
Forrest Gumb was shot.

Speaker 7 (05:26):
Wow.

Speaker 5 (05:26):
But now Cole says it will be closing its doors
on August third.

Speaker 4 (05:30):
Best place has survived every World war, World War two,
World War One.

Speaker 5 (05:35):
Owner said. Moses spoke to NBC.

Speaker 1 (05:37):
For people that didn't know the world wars, you know
when he said this place has survived every world war,
that's good enough for most people. But then he had
to tell us which ones World War two, World War One?
Got it? Thanks history, buff history, A buff owner said.

Speaker 5 (05:57):
Moses spoke to NBC four as the restaurants ruggle through
the twenty twenty pandemic. One of the many reasons it
says it is now closing in a statement listing quote
the global pandemic, the actors and writers, strikes, overall crime,
as well as the consistently rising costs of labor and goods.

Speaker 1 (06:13):
Okay, let's go through the reasons again on why Coals
has been around for one hundred and seventeen years and
now they're closing.

Speaker 5 (06:18):
One of the many reasons it says it is now
closing in a statement listing quote the global pandemic, the.

Speaker 1 (06:24):
Actors in the global pandemic, the global pandemic. Okay, I
don't know. I mean a lot of restaurants survive the
global pandemic.

Speaker 5 (06:32):
The actors and writers strikes that could be legitimate overall
crime as well.

Speaker 1 (06:37):
There you go. Now we get to the meat and potato,
the beef and bun, overall crime, overall crime.

Speaker 5 (06:44):
Overall crime, as well as the consistently rising costs of
labor and goods, unsustainably high rents, and mounting bureaucracy and
legal exposure.

Speaker 1 (06:52):
So they couldn't move this restaurant somewhere else where the
rent isn't as high and still have the best sandwiches
in the world.

Speaker 5 (06:59):
Coles will join the and the Pacific Dining Car among
restaurant closures within the past year.

Speaker 6 (07:04):
We need to really think about what we can do
to support these small businesses.

Speaker 1 (07:09):
That's true, to deal with so many things at once. Yeah,
we should have done that twenty years ago.

Speaker 5 (07:14):
Blair, bestin the Historic Core Business Improvement District says without
changes and regulations and tax incentives, among other things, she
fears more restaurants could close. We spoke to Reuben Munoz,
a customer at Philip's, another historic restaurant famous for its frendships,
about their importance.

Speaker 1 (07:30):
Yeah, Philip's is the only game in town now, and
that's where a lot of people who go to Dodger
Stadium and go to Philip's and then walk to the
stadium or take one of those buses from you know,
from the train station. And Philip's is great. Philip's is
an unbelievable sandwich. But try to get an extra little
you know, serving cup of aju and you are getting

(07:52):
get thrown out of there. I don't know what it is,
but they hoard it. They don't give it out in
little portion cups at all, and don't even ask they
for some reason, they just don't do it. They'll dip
it a little more, you know, But I don't like
the whole bun dipped because then it's soggy. You know,
you want to dip it like Arby's has it down
where they give you the serving cup of that aju

(08:12):
and you dip it as you go, so you can
have you can have one dip of aju. Then you
can have a little Horsey sauce on the next bite,
a little Arby sauce on the next bite. You mix
it up. Your taste buds are loving you.

Speaker 7 (08:22):
Yeah, and Phillips ain't that ain't got that salt factor
like Arby's does.

Speaker 1 (08:26):
Yeah, No, No, they've reduced that. I mean good, but yes, yeah,
and Phillips is still with the old fashioned waitress uniforms
and putting it on a tray like you're in nineteen
forty eight on an Amtrak. What do you want, honey?
But Philip's is now the only game in town. Cole's
is going away. It's unbelievable. All right, Well, another one

(08:47):
bites the dust and we all just you know, go
about our stupid lives. And now what do we do.
We'll go to I don't know, I mean, we'll just
make it ourselves.

Speaker 8 (08:57):
What the hell you're listening to, Tim Kunn? You're on
demand from KFI Am sixty.

Speaker 1 (09:04):
All right, there's a new thing called ghost tap, a
new credit card fraud being used. And I think we're
all afraid of credit card fraud, you know, because if
you do get caught up and you don't know whether
your bank's going to cover it or not, it could
bust you out. And we're all very aware now that
it's not just you know, people falling for scams that

(09:27):
are you know, people phoning you and calling you and
and telling you you got to send us, you know,
money on a gift card and all that stuff. Now
there's a million different ways they can get you, a
million different ways. The newest one is called ghost tapping.

Speaker 9 (09:42):
All the hackers need to do is just trick you
into unknowingly giving your banking or personal information over Sometimes
they're even going to drop what is like a veil
website over the website you're on, and so you think
you're just putting your information into buy something online, for example,
but then you're really sending that information directly to a
hacker as well. So the very first way people fall

(10:02):
victim to this is when they maybe click links or
give information unknowingly, like when you get those messages about
unpaid tolls, misdelivered packages, or account issues and you actively
engage with them.

Speaker 1 (10:13):
Yeah, you got to liminate all those never open anything,
Wait till you know somebody drops a letter in the
mailbox that says you owe money, and then you know,
go to the bank personally, but never fall for that
kind of CP.

Speaker 9 (10:26):
So it tricks people into downloading mobile banking malware and
then captures your banking info that way. So scammers then
can load your stolen credit card information into their phones
and their digital wallets, just like you would do with
your own Apple Pay or Google Pay on your phone,
and then they're going to.

Speaker 1 (10:42):
Use that to purchase gift cards.

Speaker 9 (10:43):
Most likely, then they'll use those gift cards and they'll
resell them to launder that money. Now, the reason this
is so serious is because the hackers are really difficult
to track, and they scale this very quickly. They can
try a ton of people's banking information at the store's
payment terminal in a very short period of time. So
here's how you protect yourself.

Speaker 1 (11:03):
Okay, here's how we protect ourselves. Very important part of
this audio.

Speaker 9 (11:08):
So here's how you protect yourself. You have to be
very cautious of what you download.

Speaker 1 (11:13):
That's it.

Speaker 9 (11:15):
You have to be very cautious of what you download.

Speaker 1 (11:18):
Well, do that anyway.

Speaker 9 (11:19):
Only download from trusted sources like the app store, not
some third party website. They say, always enabled two or
three factor authentication. Now, especially for your banking apps, monitor
your money and your bank statements regularly. Don't ignore like
small little amounts that you don't really know where they
came from. Pay attention to those small amounts too, and

(11:42):
just stay educated about these types of scams as well.
So again it is called the ghost tap. State Police
out of Westmoreland County just caught the person doing this
over the holiday weekend. The person in the store doing
it is called the money mule, and the mules use
the data to make fraudulent purchases in store really easy
to liquidate items, hence the gift cards or electronics.

Speaker 1 (12:04):
I don't know how we're all going to survive, you know.
It's just it's hard to get by anyway. And now
we've got another way that they're going to separate us
from whatever money you've made. All right, well, what can
you do? Garden Grove garbage grove, and that name sort
of fits now. A lot of garbage bins overflowing like

(12:26):
in Orange. Orange County has been a target. I think
it's a Republic Trash or Republic Refuge or whatever republic,
you know, whatever the name of that company is. They're
on strike in Boston and they've sent some of their
union busters out here to also set of picket lines locally,

(12:48):
so people affected in Garden Grove in Anaheim, and now
they're coming to La County as well.

Speaker 10 (12:54):
Piles of trash in the street in Garden Grove.

Speaker 11 (12:57):
Oh, it's very very very bad, you know, not bad
for me, it's bad for the neighbors.

Speaker 10 (13:04):
Garbage bins are overflowing in many Orange County cities that
contract with Republic Services. This Huntington Beach neighborhood had a
scheduled pick up last Wednesday.

Speaker 1 (13:14):
I walk every day and it's starting to smell.

Speaker 10 (13:17):
The local workstoppage began last week, which has meant that
rubbish cans have been sitting curbsided for several days, in
some cases. By late morning Monday, as Huntington Beach resident
Tom McCaw called his trash company for answers.

Speaker 12 (13:31):
What's the status on the strike and then lack of pick.

Speaker 10 (13:34):
Up, officials announced that workers locally returned to the job,
which made macaw happy. He still wasn't sure exactly when
the trash should be picked up on his street.

Speaker 12 (13:45):
Day four and yeah, I'm fortunate. It's just me and
my wife, my dogs, and I've got a half can.
So with some of these poor people they got overflow.

Speaker 10 (13:57):
Customers say they were given the option to bring the
garbage to Republic Services dumpsters placed at park schools in
city yards.

Speaker 6 (14:05):
I believe there's somebody here in the complex that is
offering to do that for twenty.

Speaker 1 (14:09):
Dollars to come and pick up. I'm a good little
side business. Depending on how long this lasts. Yeah good,
I'd pay that in a heartbeat to get rid of
all the trash. Twenty bucks steal.

Speaker 10 (14:19):
Trash trucks.

Speaker 1 (14:20):
And then this guy who said he had a half
a can. When's the last time he had a half
a can? You know, isn't it maxed out all the time?
You know you're pushing the lid down. You get you
and your wife and your dog and your kids that
push that lid down. Try to cover that thing up.
Half a can though, got almighty, where are you living?
Where in life are you with it? When you got
a half a can? God? Maybe in recyclables or a

(14:44):
green can? And on that black can. That black can
is always maxed.

Speaker 10 (14:47):
Trash trucks started rolling again on taff Street and Garden
Grove after a three day absence.

Speaker 11 (14:52):
My plan is hopefully I can get him and once
he empties that trash and I.

Speaker 2 (14:57):
Can fill the other ones hopefully. I'm not saying he's
to do it, you know, I'm just saying hopefully he
can wait.

Speaker 1 (15:04):
This guy's very hopeful with the trash he uses, hopefully
like nine times.

Speaker 11 (15:09):
My plan is hopefully I can get him and once
he empties that trash and I can fill the other ones.

Speaker 2 (15:14):
Hopefully. I'm not saying he's going to do it, you know,
I'm just saying hopefully he can wait.

Speaker 1 (15:20):
Very hopeful with this republic guy coming back to pick
up his crap.

Speaker 13 (15:26):
You know, I got an email last week, a day
or two before our garbage day, and they said that
because of this, they gave us, they put us on notice.
And he said, because of the situation back east, you
may or may not get all of your garbage cans
empty really on your garbage day, but just leave it
outside if there wasn't anything emptied. And so they emptied,

(15:51):
you know, the regular garbage and the recyclables, but then
the compostable ones. They that stayed out there until the
next morning, and then they came and scooped those up.

Speaker 1 (16:00):
What color is the compost can? Brown? Green? Oh? Green?
Oh that's leaves. Okay, we just don't call it the
same thing. You know, you call it composts. I called
you know, everything everything goes into every can. I don't.
I don't. I don't separate the clout of crap. That
let them, you know, they got it. They need business
it all scam anyways, right right, it all goes in

(16:20):
the same place anyway. I mean, you know forever it
was a scam. They never recycle anything.

Speaker 7 (16:24):
It took me years to get gen to to feel
that way.

Speaker 1 (16:28):
She doesn't care. Now the world is my traged cad.
That's it, that older generation. Maybe it doesn't matter which
bend you put it in.

Speaker 7 (16:36):
It's all going in the same.

Speaker 1 (16:37):
Thing, Yes it is. Years later. Put it in whatever
you want. Yeah, well we're scammed forever.

Speaker 2 (16:45):
You know.

Speaker 1 (16:45):
They didn't separate anyto that crap. They put all in
the same you know, the same hole in the in
the land, So why would I Why should I separate it?

Speaker 2 (16:53):
All right?

Speaker 1 (16:53):
We're live on k IF. I am sick forty for now,
I guess, you know, with our cans and everything going
in the same place, and people rob us and people
you know, ghosting us and ghost tapping us, we're live
for now. But who knows.

Speaker 8 (17:06):
You're listening to Tim Conway Junior on demand from KFI
AM six forty.

Speaker 1 (17:12):
Our look ahead was usc is in trouble. They are
two hundred million dollars in debt, two hundred million dollars.
I don't know how they got there, But University of
Southern California USC, right there in downtown Los Angeles, will
move forward with layoffs as part of a series of

(17:32):
financial measures to address what the president is calling reoccurring
structural deficit. They're broke, that's what it means. The announcement
revealed that USC ended its fiscal year twenty twenty five
with an operating deficit of more than two hundred million dollars,

(17:53):
up from one hundred and fifty eight million from last year.
So they attributed the shortfall to both in internal and
external pressures. Not sure what that means, including worsening structural
imbalance between the university's expenses and revenues, weak financial results
from USC's health system, and decline in international student enrollment,

(18:16):
and potentially steep reductions in federal funding. So they're two
hundred million dollars in debt and they could go up
to three hundred million by next year, which is odd
because it does cost a little money to attend USC.
Let's do a whip around here, steffush little you know,
post hot dog, whip around with the foosh with stuff foosh. Okay,

(18:42):
what does it cost to go to USC? If you
include tuition, fees, housing, meal, plan, books and supplies, plus
transportation to and from USC. What does it cost to
go to USC? One year? Okay, step a year? Eighty

(19:06):
nine thousand, eighty nine thousand, BELLYO, I'm gonna go like
seventy thousand, seventy grand. How about angel?

Speaker 13 (19:17):
Oh, I'll go one hundred and twenty five thousand.

Speaker 1 (19:20):
One twenty five Krozier, I'll go straight, one hundred Krozier
nailed it. Well, you got with them eight hundred and
forty dollars sixty bucks. You were low, No, you were
high by eight hundred bucks. It's ninety nine thousand, one
hundred and thirty nine dollars. They charge basically one hundred thousand. Yeah,

(19:44):
because you're gonna get gum, you know, or a Hamburger gum.
You're probably good gum. And it's one hundred thousand. So
it's one hundred thousand dollars a year. And they can't
make money on that. Nope, God Almighty, maker of heaven
and Earth, all that's seen and unseen.

Speaker 14 (20:00):
They've gotten so many buildings donated too, Yes, a lot
of it. Yeah, the whole New Square is all donated.
So is the auditorium and the and their their stadium
where they play all their games. Yep, everything's donated and
they still can't make any money and.

Speaker 13 (20:16):
Something else adding to their financial challenges. Or are those
settlements that they had because of those sex abuse cases?

Speaker 1 (20:24):
Oh I forgot about that, you're right, yeah, that must
have really put a dent in their bank account. Man,
all right, yeah, yeah, yeah, right, So two hundred million dollars.
They're going to cut vacations, They're going to cut some
you know, some positions in I think faculty or professors.
They're going to cut some services. I think they're going

(20:46):
to you know, shut the lights off around ten o'clock
at night, save the electricity there. But it's ninety nine thousand,
one hundred and thirty nine dollars a year, and you
don't want to send your kid to one hundred thousand
dollars a year school where they know there's going to
be cutbacks. You know, class size might increase, you might

(21:09):
not have security at night because of the cutbacks. You
might not have professors come in that normally would come
in and teach a class. And when you were spending
one hundred thousand dollars a year, you want everything firing
on all eight. You want it to be a great
experience for the kids and not have to worry that
your institution is two hundred million dollars in debt, two

(21:33):
hundred million. It's unbelievable. What have they done with that money?
I think angels onto something that you know the lawsuits
with the who was it? Was it a guynecologist I
don't remember that story. Or a gym teacher or a
gym doctor or something.

Speaker 13 (21:50):
Yeah, I think it was the the Yeah, the OBI
on campus.

Speaker 1 (21:55):
Yeah, for the college is on camp yea. And that
us them a boatload of money two hundred fifty two mil.
Wow is that right? Eight hundred and fifty two million dollars?
God almighty. But it's they're going to be tightening up
their belt there at usc So if youve got a
kid going to usc UH, it's it's going to be

(22:17):
a you know, a rough couple of years, you'll see
some cutbacks. You're spending one hundred thousand dollars a year
and they're talking about radical cutbacks at that school. Something happened.
I mean, I know, eight hundred and fift million dollars,
but they should have had an endowment there worth billions.
I don't understand, you know, like I think Harvard. Harvard's
endowment I think is thirty eight billion dollars where you know,

(22:38):
that's property in cash that's either been donated or they
have an investments. But I'm sure USC has something like that.
They have to all the wealthiest people that live and
work in Los Angeles all have some kind of connection
to USC.

Speaker 7 (22:52):
According to this information, eight point two billion dollars as
of twenty twenty four.

Speaker 1 (22:56):
That's their endowment, That's what it says. And why don't
they dip into that? That's their rainy day, you know account?

Speaker 7 (23:01):
Their endowment is a point two Their budget in the
last school year was seven point four billion, so I
don't know how that factors into the endowment aspect of.

Speaker 1 (23:11):
Wait, their budget for an for one year in their
annual budget seven point five billion. Wow, where are they
spending that money? Got mighty? That's more than LAPD and
the sheriff combined. That's outrageous seven billion dollars. I mean
that that sounds like La County's budget. That's amazing.

Speaker 6 (23:30):
And they also they paid Crozer was right with one
of the payouts. They paid one point one billion to
settle lawsuits related to George Tindall the former gynec colleges
and this includes it was like three settlements.

Speaker 1 (23:43):
God, how long did that guy, you know, go on
with his craziness before they you know, somebody dropped a
dime on that dude. That's outrageous. You know, they have
all those wealthy kids go to that school, all being
abused by this guy, and nobody drops a dime on
that dude, like in the first week. They waited for years.
Big big mistake, Big donu.

Speaker 8 (24:06):
You're listening to Tim Conway Junior on demand from KFI
AM six forty.

Speaker 1 (24:12):
Well, there's a lot of people tearing up and cutting
up their credit cards and now going with cash over credit.
If you can do that, I guess that's the move.
A lot of people don't have that kind of cash
on hands, but that's the growing trend of ditching credit
cards to avoid all these high fees. And there are
high man, there's some cards, you know, twenty thirty, thirty

(24:34):
five percent. It's saying cash is king ringing true. For
Terse TOURMT.

Speaker 15 (24:38):
We have six hundred and twenty seven dollars cash.

Speaker 16 (24:41):
The bartender solely using hard bills for all of her expenses.

Speaker 1 (24:44):
Wow, my grocery.

Speaker 3 (24:46):
Folder is going to get forty dollars.

Speaker 15 (24:47):
Health folder is going to get thirty dollars. Taxes folder
is going to get twenty dollars right now working as
a server because my income is very hit and miss.
I don't know how much I'm going to make each day,
each week, each month.

Speaker 16 (25:00):
Going cash only giving the Georgia resident a better grasp
on her bills well also keeping her away from credit
card debt.

Speaker 15 (25:08):
I'm a serial card swiper. Like it doesn't seem like
real money to me, but when the cash runs out,
you can't keep swiping your card because there's nothing left
to spend.

Speaker 1 (25:18):
I think we're all like that. I think we're all,
you know, card swipers where you don't feel the pinch
when you hit that credit card. It feels like nothing,
you know where she says, I'm.

Speaker 15 (25:26):
A serial card swiper.

Speaker 1 (25:28):
I think we all.

Speaker 6 (25:29):
I think I can take my four dollar pillogreenos.

Speaker 1 (25:32):
Is that what you're getting at? No, but belly o.
It always it's a mystery to me. I mean you
know that they sell those at Costco for like third
twenty five bucks a case.

Speaker 6 (25:42):
Yeah, no, no, no, I've bought cases. I just don't
feel like carrying them upstairs.

Speaker 1 (25:48):
So you're spending four dollars.

Speaker 6 (25:49):
For one sometimes not every day.

Speaker 1 (25:53):
Right, but I mean that's what they are, right, that's
what they are. Okay, nuts, that's ninety six dollars. Yeah,
it's rious. Yeah, and at Costco they're twenty five. Well,
maybe I'll have to bring them up for you, you know.

Speaker 6 (26:06):
Would you do that?

Speaker 1 (26:07):
I don't know. I'd really appreciate it as long as
it doesn't drop them. Yeah. Oh they are plastic. Are
they a glass? They're plastic? Plastic? All right? But you
have one every day. You're like a high end goalon
you know? Is that high end?

Speaker 12 (26:19):
Yeah?

Speaker 1 (26:20):
Agree, having a four dollars bottle of water Pelgriano is
high end. Yes, I am. I know you don't like
to think about it. You are a kept woman with
your high end water.

Speaker 6 (26:30):
I'm working.

Speaker 1 (26:31):
How is that being kept? I'm still trying to figure
it out. But you are, you are?

Speaker 5 (26:36):
You are?

Speaker 1 (26:36):
All right, let's get back to this cash over credit cards.

Speaker 16 (26:39):
The twenty four year old employing envelope. Budgeting a useful technique.

Speaker 17 (26:43):
You'll say, Okay, this is what this envelope is going
to be for it's going to be for my rent,
it's going to be for my gas. So whenever you
are able to pull out that though and put it
in ovelopes and being intentional, you're able to keep the
pace of how you implement your money throughout the month.

Speaker 16 (26:57):
And well, teresays she won't always be paying just with
cash in the future.

Speaker 1 (27:01):
For now, it works just fine.

Speaker 15 (27:04):
It's been probably the best thing I've ever done to
stay out of debt and stay.

Speaker 1 (27:09):
On top of my bills. That's an interesting idea to have, like,
you know, twenty different envelopes and stick money in every
week or so into different envelopes, you know, healthcare, insurance,
car insurance. I just don't know how you keep that
much cash around though, and not worry about that either.
So I don't know. I don't know what the solution is.
That's what I used to do with the envelopes.

Speaker 14 (27:30):
Yeah, the workout save it for like vacation for car repairs,
things like that, hot dogs, hot dogs?

Speaker 1 (27:38):
How much did you put in vacation every every week?
Like at twenty.

Speaker 14 (27:42):
Uh, if I was lucky, it'd be like a ten a.

Speaker 1 (27:46):
Tenor every week. Yeah. Yeah, And then where did you
and then how big does it get before you take off? Uh?
Grand Vaga.

Speaker 14 (27:54):
Yeah, we got to Vegas. Well that's really cool, so
it wasn't too bad. So it's just you don't again
and out of sight, out of mind. Once you take
that money out. It's kind of like the same, the
opposite of cash over card. It's like you take the
money out, you don't think about it, and then you're like,
oh wow, I put you know, one hundred and fifty bucks,
like you didn't think about it because it was just
ten bucks.

Speaker 1 (28:13):
Do you gamble a Vegas?

Speaker 2 (28:15):
Uh?

Speaker 1 (28:16):
Yeah? What do you play?

Speaker 14 (28:18):
Three card poker? Blackjack and a little bit of roulette?

Speaker 1 (28:23):
You do well? You win?

Speaker 5 (28:25):
Uh?

Speaker 1 (28:27):
Roulette?

Speaker 14 (28:27):
I do pretty well? Really yeah? Blackjack is deaf well,
I mean anyone can say that, but it's hit or miss.
All right, what do you what numbers you play?

Speaker 1 (28:36):
Roulette? I gotta take you to Vegas. Never know, anybody
do well in roulette?

Speaker 14 (28:41):
You twenty four, thirty five and forty two?

Speaker 1 (28:46):
Right? You do well? Crozier Roulette?

Speaker 2 (28:48):
Yeah?

Speaker 7 (28:48):
I play poy much the same games that Steph does,
and I do pretty well at roulette. I pretty much
play thirteen. Yeah, I play thirteen. I very selective. I'm
very picky on the table I go to.

Speaker 1 (28:59):
I really I.

Speaker 14 (29:00):
Also look around, yeah yeah, and I watched the board
so I see what's happening before I start betting.

Speaker 1 (29:07):
Got to get a feel.

Speaker 5 (29:08):
Ye.

Speaker 1 (29:09):
I played the ten thirteen, you know, half half. I
played the thirty three the year my dad was born.
I played, I don't know. I played like twenty four,
the year of the day my mom was born. And
I always come up nothing right, just to crap out.
What else you play? But as you get, as you drink, though,
when you're playing roulette, you be a bet more and

(29:29):
more and more, of course, and you're like, oh, this
is thirty two is going to hit up with one
hundred dollars on it and it doesn't hit and you're
a cook. Do you play anything else? I slot machines,
video poker. I love video poker, and I don't. I
don't do well at blackjack. I always get wiped out.
I get wiped out at everything though. Everything I play,
I get wiped out. You know, it just seems to
be putting money in and nothing really comes out. But

(29:50):
video poker is great. And I heard that's like the
only video machine where you have a shot at winning
you know something. Yeah, I've done pretty well there too,
so I get it. I love it though. I love sitting.
There's nothing better than sitting with a drink at a
slot machine. When you were when you first arrive at
the casino and you got a pocket full of money,
you got a drink and you're hitting that machine for

(30:10):
the first time, you feel like a high roller. Oh yeah,
and that's all downhill after that once you get to
you know, they start to tapping you out.

Speaker 6 (30:18):
And you're done, And I'm throwing my money away on
a four dollars.

Speaker 1 (30:22):
I'm the roller, that's right, right, But you have an
opportunity to save money, you know, at Costco. I don't
you know. I can't buy a you know, a slot
machine win at Vegas. I can't. So you can. We'll
get you set up, l oh, we'll set you up.
We'll set you up. Nights all right. We're live on
KFI AM six forty Conway Show on demand on the

(30:44):
iHeart Radio app. Now you can always hear us live
on KFI AM six forty four to seven pm Monday
through Friday, and anytime on demand on the iHeart Radio app.

Tim Conway Jr. on Demand News

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