Inflation Fighting: Business payment options in 2025

In this episode of B2B Breakthrough, host Ciara Cristo sits down with Michael Spelfogel, Co-Founder and President of Cardless, and Yiran Li, Head of Customer Retention Strategy at Alibaba.com, to explore the evolving world of business financing. They discuss how small businesses can navigate inflation, leverage new credit solutions, and build strong business credit. From the Alibaba.com Business Edge credit card’s unique benefits to strategies for managing cash flow and supplier diversification, this episode offers actionable insights for business owners looking to scale. 

Join Michael and Yiran as they discuss:

• The diverse landscape of business buyers on Alibaba.com
• How traditional financing methods often fall short for small business owners
• The introduction of the Alibaba.com Business Edge credit card and its unique benefits
• The challenges of building business credit versus personal credit
• Strategies for managing rising costs and tariffs through supplier diversification and flexible financing options

Michael Spelfogel is the Co-founder & President of Cardless, a digital-first financial technology company powering the Alibaba.com Business Edge credit card. With expertise in financial services and digital payments, he specializes in developing innovative credit solutions for modern businesses. His work focuses on making financial products more accessible and transparent for small and medium-sized enterprises, particularly in the e-commerce space.

Yiran Li is the Head of Customer Retention Strategy at Alibaba.com, where she focuses on ensuring smooth experiences for business buyers on the platform. With deep knowledge of B2B e-commerce and global trade, she specializes in developing solutions that help businesses optimize their sourcing and payment processes. Her expertise spans understanding diverse buyer needs, implementing flexible payment solutions, and creating protective measures for business transactions.

Check out our three most downloaded episodes:

• How to Simplify your Sourcing on Alibaba.com: Insights from Ciara Cristo
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• Crowdfunding Success Secrets: LaunchBoom's Strategies for Product Ideation and Marketing with Will Ford

 Previous guests include Rudy Mawer, CEO of Mawer Capital; Tony Parker, four-time NBA champion and Founder and President of Infinity Nine Group; Mike McClary, CEO of Amazing.com; Jason Feifer, Editor-in-Chief of Entrepreneur Media; Kia-Shun Voltz, Chief Executive Officer of ShampooTime; Matt Jones, Founder of The Crease Beast; and Julianna Dahbura, Founder of Deco Beauty. 

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