Institutional Money in Crypto: What Coins Are Big Banks Really Buying?

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for!

Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn why the days of making fast fortunes with random coins are over, and discover the new rules of the game as big money enters the space.

Rashad asks all the crucial questions for the everyday investor:

• What’s the difference between coins and tokens?
• Which coins are actually being picked by hedge funds and billion-dollar institutions?
• Why should you follow the so-called “smart money” instead of chasing hype?
• How can you track institutional allocations and ETF filings before the rest of the market catches on?

Austin breaks down survey data from a major EY & Coinbase report, revealing that the vast majority of surveyed institutional investors hold Bitcoin and Ethereum, with significant allocations also going to XRP and Solana. Hear why Bitcoin remains the king, how XRP is reshaping financial settlements, and why Solana and Ethereum are the leading platforms for decentralized applications.

Whether you’re a crypto newbie or an experienced investor, this clip is packed with actionable advice and research-backed strategies for investing like the pros. Don’t miss Austin’s tips on how to spot the tokens that institutions are truly betting on—because, as he says, they document everything they do. The smart money roadmap is there for you to follow!

*Key topics covered:*

• Institutional adoption of crypto and the effects on the market
• How to identify which coins and projects institutions are backing
• The critical difference between coins like Bitcoin, Ethereum, XRP, and Solana
• The importance of reviewing official documents and ETF filings
• How you can avoid being “dumb money” by following documented investment trends

Smash that like button if you want more deep dives into the intersection of Wall Street and Web3. Leave your questions or thoughts in the comments and don’t forget to subscribe so you never miss future clips!

*Referenced in this clip:*

• Swift, World Economic Forum, Citibank, State Street, BlackRock, Vanguard, Bank of International Settlements, Federal Reserve, IMF, European Central Bank
• EY & Coinbase Institutional Investor Survey

#CryptoInvesting #InstitutionalMoney #Bitcoin #Ethereum #XRP #Solana #EYL #AustinHaynes #EarnYourLeisure #SmartMoney #CryptoNews #Crypto2024

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Episode Transcript

Speaker 1 (00:01):
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Speaker 2 (01:51):
So no, thispresitation is called institutional money and Crypto. For
those of you who are watching on YouTube, feel free
screenshot these documents because if you screenshot any document you
find on social media, on any website or anything, you
can screenshot at copy and paste, put.

Speaker 3 (02:07):
It into Google and the document comes up.

Speaker 2 (02:09):
So if you're watching on YouTube, you can easily find
all the documents that I'm going to share today. Some
of the documents that we have are from Swift, are
from the World Economic Forum, City Bank, State Street, just
to name a few, and they cover plethoria, different topics.
If you're listening with your headphones, are on your way
to work now, feel free to go back and watch
this because I think that everyone needs to have these

(02:32):
documents that we have. As we mentioned earlier, I have
roughly twelve thousand documents, give or take, and having to
concise it down and break it down to thirteen documents
was very, very difficult. But I think that these thirteen
documents embody where we are right now in history. So
let's get started. This document goes to say that all

(02:52):
coins have largely floundered under four factor drag. Token creation
exploded from roughly twelve thousand tokens in twenty seventeen to
one million in twenty twenty one, and not almost forty
million today with equidity comparable to pass cycles capital stretch
to raise it thin. This creates an environment with capital
rotation occurs that break neck pace, spawning a penny stock
boom that undermines long term invest engagement and sustainable wealth creation.

Speaker 3 (03:15):
So what does this mean?

Speaker 2 (03:17):
And back in twenty seventeen and even twenty twenty one,
you were able to throw money at any random token
and potentially make life change in wealth, and that if
that's any of you guys today, congratulations, I'm proud of you.
But the environment will now entering. There's too many tokens
to make all bills rise. And the way that institutions work,
because as we know, this week as of recording is

(03:37):
crypto week and I'm fuller expecting the legislations get passed
and we'll talk about that shortly. But with institutions coming
to the space, institutions don't adopt stuff for fun. They
adopt things because it's more efficient, it's faster, and it's cheaper.
So they're only going to put capital into the tokens
that they believe will increase in wealth. And then it
comes down to a point, how do we know what
tokens to invest in institutions? How do we know what

(03:59):
als institutions are putting into the crypto space. Well, they
actively tell us and they actively document it real quick.

Speaker 1 (04:06):
So for the person that's just listened to aver listener,
they hit tokens, there's the word coins just quickly just
give them the difference between coins and tokens.

Speaker 2 (04:16):
So essentially, the easiest way to break it down is
that it's the same thing. Imagine XRP or bitcoin imagine
not just being the same thing as the Apple Stock,
except now we can build on top of those platforms
and create an entire ecosystem, and then how each ecosystem
works is I don't think we can even imagine it.
The way I like to compare it to is when

(04:37):
the Internet first came out or when the iPhone first
came out. We have our use cases that we think
are going to be used, institutions actively document how the
use cases they can't even imagine, and it's going to
be a frivolous thing for years to come.

Speaker 4 (04:51):
So pretty much what you're saying is that, okay, invest
in the coins that institutions are investing in, and if
institutions are not in it, stay clear of it.

Speaker 3 (05:02):
Exactly.

Speaker 2 (05:03):
I think the safest bet as we know is bitcoin,
mister granddaddy of them all. It encompasses roughly around sixty
percent of the total market cap from crypto, but it
goes deeper than bitcoin because businesses have different pain points
and businesses have different use cases, same with governments, and
the world will never agree on one blockchain. We can't
even agree on peace, so how could we ever agree

(05:25):
on one single blockchain to use and.

Speaker 3 (05:28):
That's where it becomes difficult.

Speaker 2 (05:29):
If there's forty million tokens in the crypto ecosystem and
more today, that document came out of December of last year,
I'm pretty sure if there's more today than forty million,
how do we know what to invest in? So I
personally focus on institutional documentation because if an institution over
a billion dollars in assets on the management is investing
in something and believes in it. And like you guys say,

(05:50):
with Mike Novagrats, if a billionaire actively comes on it
says that some institutions are investing in Solana, we have
to believe them.

Speaker 1 (05:58):
Which institutions should we be paying attention to well, in
terms of who's investing into the space.

Speaker 3 (06:03):
All of them.

Speaker 2 (06:04):
But the way that I like to break it down
is I focus a lot of my research on the
Bank of International Settlements. For those of you guys who
don't know who that is, that's the Bank of Central Banks.
I focus my research on the Federal Reserve, the US
government now SWIFT. Swift essentially handles messaging and transactions for
eleven thousand banks globally, now, the World Bank, the IMF,

(06:28):
the European Central Bank. Because if you look and you
do if you look and you do some research, you
can easily see what institutions and what governments move the
most amount of capital, and that's the United States and
that's Europe. So then we can narrow it down to
the institutions that are located within the United States and Europe,
and then breaking it down that way, you'll find documents

(06:49):
from State Street, You'll find documents from Black Rock, You'll
find documents from Vanguard and Plethora, going down the list.

Speaker 3 (06:57):
Gotcha.

Speaker 2 (07:00):
So this particular document right here is from ey and Coinbase.
So before I talk about their survey, their survey interview
or surveyed now three hundred and fifty two institutional investors.
And why did I focus on this survey because this
goes deeper than just finding a document, goes deeper than
just finding a survey. Who did they actually interview and
who actually answered these questions? Every single person answered the

(07:22):
survey has over one hundred and one billion in assets
on the management and they only survey decision makers, coos,
CEOs and heads of departments. This ranged from people who
work in family offices, asset managers, hedge funds, private banks
and vcs and they go on to tell us that
seventy three percent of surveyed investors whole crypto currencies beyond

(07:43):
bitcoin ethereum, but most only hold one to two others
XRP and Solana. And they go on and tell us
what percent of institutions hold each token down the list,
ninety seven percent of institutions whole Bitcoin, eighty six percent
institutions that were surveyed whole ethereum, three percent of people
surveyed only hold bitcoin or theory, thirty four percent hold XRP,

(08:07):
and thirty percent whole Solana. And as you see, there
are some others, so feel free to screenshot this. This
is a good guy. Another way, I like the God
on how I make my investments, or not only this,
but also what ETF followings are out, what tokens are
being filed for for ETFs, because once the ETF comes out,
it's arey too late. But if we know which applications

(08:28):
are out in the processes that go behind it, it
makes our life ten times easier and we can be
invested like an institutional investor. Because for those of you
guys who are who are in your leisure and who
have watched the cryptoclass that I teach I appreach all
the time. We have to follow smart money, not done money,
and they actively call us in these documents dumb money.
But just because that they call us something doesn't mean

(08:50):
we actually have to be that doesn't mean we actually
have to think like that or invest like that. We
can invest just like them because they document everything that
they do.

Speaker 4 (09:01):
So from that standpoint, Bitcoin obviously the first choice ethereum
is XRP.

Speaker 3 (09:11):
Then Solana or Solona and XRP I.

Speaker 2 (09:13):
Think it's a giver or take just because of use cases.
They do two completely different things. The best way that
I like to differentiate between the two is XORP mainly
handles settlement. It's the settlement vehicle for traditional finance system
two traditional finance, So it's just a way to send
money faster between banks. Me personally, I've gone back and

(09:34):
I've watched all the Market Money's episodes, all the UNU
Leisure episodes, and Mashad you spoke about it of Plethoria
times on the true value and use case of.

Speaker 3 (09:43):
XRP, and you hit it right on the head. But
Solana is for.

Speaker 2 (09:47):
It's basically like a decentralized app store that retail can
build on top of and Ethereum is essentially an institutional
app store. They can build on top of the apps
and the layer twos that will be built on top
of these platforms. I think that the use cases are
unknown and unforeseen, and that the whole game is going
to change in the next twenty years. But if we
know that institutions and retails are going to be building

(10:09):
on platforms like Slana, platforms like Ethereum, and the institutions
will be sending money back and forth on top of XRP,
I think it's a no brainer investment use case.

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