Why 2026 Will Be a Market Rollercoaster: How to Prepare and Win

Get ready for an honest, no-nonsense look at the future of the financial markets! In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down what’s on the horizon for 2026 and beyond—and how you can put yourself in the best position to benefit. Ian Dunlap sets the tone by predicting a tumultuous year ahead but with a positive ending in 2026, urging viewers to focus on *asset accumulation*. Whether you believe in Bitcoin, Microstrategy, index funds, or even dreaming about SpaceX, now is the time to become an “asset hoarder.” The key message? Deploy your capital into assets with conviction rather than waiting for the perfect moment! Troy Millings adds optimism, emphasizing major “catalyst events” like continued spending from tech giants such as Amazon, Meta, Microsoft, and Google. According to Troy, deregulation in AI and infrastructure spending will be a key theme, helping both technology and financial sectors. He predicts further gains for the S&P 500 and highlights that although volatility and possible downturns may appear towards the end of the year, the outlook remains strong—especially for those who stay focused, prepared, and ready to buy during market pullbacks. The trio also discusses the importance of focusing on decade-long investment horizons versus getting caught up in short-term fluctuations. The lesson is clear: building real, generational wealth requires patience and the discipline to invest, even when the market looks shaky. You’ll also hear sharp insights into the risks of market gatekeeping, venture capital exclusivity, and the power of preparation—plus why every downturn is actually a buying opportunity for the informed investor. *Key takeaways from this Market Mondays clip:*

• 2026 will likely bring volatility and possibly a market free fall, but long-term winners will use it as an accumulation year.
• Focus on building your portfolio with quality assets—don’t waste time waiting for perfect conditions.
• Expect increased spending in tech and infrastructure, deregulation benefits (especially in AI), and more tailwinds for growth.
• Don’t get distracted by crash predictions—stay focused on a 10-year investment plan.
• Downturns are opportunities for those who are prepared with cash and a strategy.

Whether you’re new to investing or a seasoned market participant, these insights will help you ride out the coming turbulence and come out stronger. Listen in for practical advice and proven strategies from some of the sharpest financial minds. If you found this clip valuable, hit the like button, share your thoughts in the comments, and subscribe to Market Mondays for more wealth-building conversations! *Hashtags:* #MarketMondays #Investing2026 #LongTermWealth #AssetAccumulation #FinancialFreedom #TechStocks #Finance #StockMarket #InvestingTips #SP500 #Bitcoin #AIinvesting

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Episode Transcript

Speaker 1 (00:01):
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Speaker 2 (00:43):
What is the outlook for twenty twenty six in the market.

Speaker 3 (00:47):
It's gonna be tumultuous, but I think it an impositive
and then twenty twenty seven that will have iceberg slim
show up. The most important lesson that I need you
guys to know for twenty twenty sive whether we have
a deep decline or we're flat. Your job is to
accumulate as many assets as possible. Now, you got to

(01:09):
be an asset order like if it's accumulation time. For
those of you who believe in micro strategy. If you
believe in that, then it's time for you to pile in.
If you believe in bitcoin, it's time for you to
pile into that. A lot of you asking about SpaceX. Okay, well,
let's cover Microsoft first, your index funds first. But this
has to be a deep accumulation year. And also too,

(01:29):
now's not the year for you to learn more. And
I know he just said that, but in the market,
we've given you what to invest in, you have.

Speaker 2 (01:34):
To deploy more capital.

Speaker 3 (01:36):
There the sense that I get from every person that
I talk to, and no one knows what the free
fall cause is going to be, but everyone I talk
to knows that there's going to be a free fall
at some point in twenty six going into twenty seven.
And here's the part that no one's going to tell you.
No one's going to save you when you're in desperation,

(01:58):
because no one really gives a fun.

Speaker 2 (02:02):
That's why most.

Speaker 3 (02:02):
People who have information, they're quieter than ever. In Gatekeeper,
there's not many people telling you. Even on SpaceX, thank
god for VLAG, but look how much pushback they gave
him on tokenization.

Speaker 2 (02:16):
Of pre IPO assets. We got this.

Speaker 3 (02:21):
Market down, but they're going to block you out. The
VC and the angel deals. Why the private equity deals.
Why because they don't want you to have access to it.
They want to keep that one percent. It's like, well,
we gave y'all a stock market. You can have that,
but the seven hundred percent gainers that you can get
before even hits the market, we don't even want you
to touch that.

Speaker 2 (02:41):
Yeah.

Speaker 4 (02:42):
I think that's why this is such an important time,
such an important show, such an important moment.

Speaker 2 (02:47):
Twenty twenty six. I'm optimistic about it.

Speaker 4 (02:52):
And there's a couple I always talk about catallus events
and things that can have the market move. I think
if you look at the the Hyperscalers, the Metas, the Amazons,
the Microsofts of the world, Google's Tesla, I think from
what we've seen in twenty twenty five and what their
future projections are for twenty twenty six, I think the

(03:12):
Cappeck story still is the same. You ask yourself the question,
are they going to spend less or are they going
to spend more?

Speaker 2 (03:19):
And the answer is more.

Speaker 4 (03:22):
And if we're talking about infrastructure, are we talking about
spending less? Are were going to be talking about spending more.
We're going to be talking about spending more. We're spending more.
Deregulation is a word that keeps coming up, and I
think it plays a major part into the story of
twenty twenty six in terms of AI, specifically when we
talk about Jensen and our battle, our race to make

(03:46):
sure that we stay ahead of China, he said, the
deregulation is going to be the biggest issue. Right If
it takes us six weeks to build or six years
to build a data center and it takes them two
days to build a hospital, that's going to be a
problem for us in the future. We have to figure
out how we can get these things happening in ult
ground faster, to the point where now AI deregulation is

(04:07):
going state by state, so.

Speaker 2 (04:08):
You start to see the early signs with that.

Speaker 4 (04:10):
Deregulation helps the AI industry, but it also helps the
financial industry when we're talking about banks, and we'll talk
about those a little bit later.

Speaker 1 (04:20):
So that's a tale that I think helps the market.
When you talk about autonomous and EV this is the
year for Tesla, so it show improve.

Speaker 2 (04:30):
So that's another event. I think the new fetcher.

Speaker 4 (04:34):
Right, This is not going to be a person who
is going to be, you know, someone that's going to
set the economy back, or you would think if or
they wouldn't be selected.

Speaker 2 (04:45):
So that is one.

Speaker 4 (04:46):
The China story with Nvidio is another one. I think
that first half of the year, I'm super optimistic. I
think we're going to have another positive year. I know
you we're pacing. We're pacing at seventeen percent right now
or just under it three years and potentially of twenty
percent gains. Now, that's happened once before. I was listening

(05:07):
to Tom Lee earlier. It was like, we've seen this
happen in the nineties when we were talking about the internet,
and then that fourth year was actually one of the
better years out of the four. Obviously we know what
happens in ninety nine and two thousand, But I'm optimistic
about the market. I saw Oppenheimer had an S ANDP
target of eighty one hundred, and then there was sp

(05:29):
rays of seventy one hundred. But that meeting it's like
seventy seven hundred, which tells us again that we potentially
will be sitting at another eleven to thirteen percent game
for the SMP, which is I mean just above average,
was as good, so I'm optimistic about it. I think
toward the end of the year we may see some
tailwinds that might turn the market a little bit negative. Obviously,

(05:53):
this is a mid term year.

Speaker 1 (05:54):
We already spoke about how markets perform in midterm years
as government chain and political offices change, so we'll be
looking toward that in November.

Speaker 2 (06:04):
But I think we set off the year pretty well, and.

Speaker 3 (06:08):
You got to be more focused on the decade targets
as a gym. I think too often people get too
caught up in how a year is going to do,
opposed to if you really want generational wealth, if you're
not willing to hold for ten years, you're just talking.
You're missing on too much upside to care about what
it was going to happen in a quarter or six months.

Speaker 1 (06:30):
Yeah, and I don't I say that because I don't
want people to be fearful, right Like, they keep hearing
about this crash, they keep hearing about we're going into recession,
and then it doesn't happen, and then you don't do
anything because you kept listening to what people were saying.

Speaker 3 (06:46):
So well, we hear recession in twenty two and they
changed the definition of what it was. But that was
an immense boyd opportunity, just like they won't print the
fit reports now.

Speaker 4 (06:56):
Yeah, and look at the returns out of that from
twenty two, right, you're talking about again three years or
potentially twenty percent games So you can't the recession if
it does happen, right, or let's say we have a downturn,
We've just got to be prepared for that because that's
when people are going to make money. That's the exact
time when you should be investing in Like, okay, here
we are. We were prepared for it. We got our

(07:17):
entry prices, whether it was in futures and options. If
you're just buying equities, now we can grab those shares
that we want at a price that we want. Unlet's
watch those returns over the next two, three, five, ten,
twenty years.

Speaker 2 (07:28):
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