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Patreon: https://www.patreon.com/calebhammer
My socials: https://linktr.ee/calebhammer
Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co
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Timestamps: 00:00 Job and income 02:47 Your parents should be ashamed 12:33 How did you GET HERE?! 16:07 Do you even take responsibility? 16:55 Card Rating 20:48 Not even a little bit, dude 30:09 Wait you said this was OVER 36:27 Your budget isn't real 42:43 This is your budget 49:04 Here's the plan 51:06 SOFI 55:19 What you need to get over this 59:28 Hammer Financial Score
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