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Patreon: https://www.patreon.com/calebhammer
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Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co
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Timestamps: 00:00 Job and income 05:26 We don't BS here 11:07 SONDERMIND 12:42 Let the spending begin 20:33 You can't afford my MERCH! 25:43 He does this while living with his parents 33:17 What is this phone bill? 34:32 This is just gross 36:43 You need to budget 43:17 You have no excuse for debt 44:32 SOFI 46:55 Getting out of debt 52:16 Hammer Financial Score
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