Moneywise

Moneywise

Most financial advice still sounds like it’s stuck in a textbook. Moneywise flips that. This podcast brings together a Millennial and a Gen Z voice for honest, jargon-free conversations on all things personal finance, from your salary and SIPs to your insecurities about not having “figured it out” yet. Each month, we focus on one financial topic and unpack it through a series of short, weekly, engaging episodes. It’s a podcast that meets you where you are and helps you move forward, one episode at a time. Continuing the tradition of initiatives and campaigns that motivate, guide, and educate Indians about financial wisdom and wealth creation, we bring you MoneyWise - a podcast series that connects with investors and simplifies the important aspects of investment. We reached out to the average Indian investor through our successful short films like Bachat Nivesh Badhat, One Idiot, and Return of One Idiot to educate the public about the importance of savings and long-term investments for financial growth and security. Our landmark campaigns like #DateyRaho and #PaisonKoRokoMat have educated millions successfully about the power of investing. MoneyWise is about how the average Indian can create wealth in his/her life. Our podcasts simplify tried-and-tested investment wisdom and opportunities for wealth creation in Indian financial markets. This will answer your questions on how you can utilize this information to create your own wealth.

Episodes

October 18, 2025 10 mins

Ever wondered why some people with huge paycheques still end up broke by the end of the month? It’s not bad luck; it’s lifestyle inflation.
In this video, we unpack the sneaky lifestyle inflation trap — that pattern where your expenses quietly grow every time your salary does. From “I deserve it” purchases to impulse upgrades, this trap can eat away at savings faster than you realise.

Here’s what we break down:

•⁠  ⁠What ...

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We spend decades saving and investing, but the real test of money smarts often comes at the very end during the distribution phase of wealth creation.

In this episode of the Moneywise Podcast, Virat and Rachita explore the stage that determines whether your years of hard work and saving actually translate into a comfortable life. It’s about more than just numbers; it’s about using your corpus wisely so you can enjoy retirem...

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Most of us obsess over earning and investing… but the real game-changer in wealth creation often comes much later during the transfer phase.
In this episode of the Moneywise Podcast, Virat and Rachita dig into a stage that many investors overlook until it’s too late. This is the point where decisions about how you move or withdraw your money can decide whether your wealth continues to work for you or gets eroded.

You’ll ...

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Everyone dreams of financial freedom, but here’s the truth about wealth accumulation: it often begins with the basics—saving regularly, building an emergency fund, and committing to small but steady investments like SIPs. Before you explore advanced wealth creation strategies, it helps to first build a safety net that can protect you from life’s surprises.

In this episode of the Moneywise Podcast, Virat (our cautious Millen...

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September 19, 2025 12 mins

Ever blamed your wins on skill but your losses on “bad luck”? Or spent your money today because tomorrow felt too far away? Or maybe you bought that stock just because “everyone else was doing it”? Welcome to the tricky world of investor psychology in stock market podcast style.

In this episode of the Moneywise Podcast, Virat (our cautious Millennial) and Rachita (our unapologetic Gen Z) take apart three powerful mental tra...

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Think you always make investing decisions with logic? Spoiler: half the time, your brain’s just running on autopilot, like ordering the same coffee every single day because it feels “safe."

In this episode of Moneywise Podcast, Virat (the thoughtful Millennial) and Rachita (the unapologetic Gen Z) break down three everyday behavioral biases in investing that can quietly shape how we spend, save, and invest:

•⁠  ⁠Availability...

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The Indian markets keep evolving, and sector leaders often play a big role in driving that change. With the Bandhan BSE India Sector Leaders Index Fund (NFO) now open, investors have the chance to consider exposure to some of the biggest companies in India across multiple sectors through a transparent, rules-based index approach.

In this episode, we break down 5 key things you should know before you invest:

•⁠  ⁠How the BSE ...

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August 29, 2025 12 mins

Think following the crowd keeps you safe with money? Spoiler: Sometimes the herd may run straight off a cliff. 🐑📉

In this lively episode of Moneywise, Virat (our cautious Millennial) and Rachita (our unapologetic Gen Z) dive into the fascinating tug-of-war between crowd wisdom and individual stupidity, and uncover 3 more biases. From fake “last day sales” to stock market frenzies where everyone is buying the same thing, t...

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Think Gen Z and Millennials handle money differently? Spoiler: our brains play the same tricks, just in different packaging.

In this fun, fast-paced episode of Moneywise, Virat (the Millennial) and Rachita (the Gen Z) take you through three big psychological biases that mess with how we make financial choices. Expect witty banter, relatable stories, and a few savage generational digs; all with one goal: to help you spot how...

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People don’t make financial decisions based on textbook rules, they make them through emotions while navigating real-life challenges. Whether you’re a Millennial or Gen Z, most advice circles back to the same old tips: save more, start a SIP, cut costs. But what about the hurdles we actually face day to day?

In the Moneywise Podcast series, two generations come together for a heart-to-heart on financial planning and the rea...

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What is portfolio rebalancing, and why is it essential for every investor? In this episode of the Moneywise Podcast, veteran Financial Advisor R. Subramanian explains how to keep your asset mix aligned with your goals.

 

He shares simple strategies, key triggers for rebalancing, and practical guidance to help you manage risk over time.

 

Tune in to understand why portfolio rebalancing is not about chasing returns, but about st...

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Can you build your entire investment portfolio using only index funds? In this episode of the Moneywise Podcast, Sooraj Raveendran, Founder & CEO of Index Funds Sahi Hai, explains how index funds can be used to construct a well-diversified, long-term portfolio.

 

He also shares how investors can think about equity, debt, international, and even factor-based exposures within an index-only approach.

 

Tune in for a balanced,...

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Confused about what index funds really are? You’re not alone.

 

In this episode of the Moneywise Podcast, Mehul Shah, Financial Advisor and Designated Partner at RIQR LLP, helps demystify index funds. With over 20 years of experience, he explains how these funds work, why they’re gaining popularity, and who they’re suited for.

 

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

...
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Market fluctuations can lead to impulsive decisions—but should they? In this episode of the Moneywise Podcast, we are joined by Chetan Agarwal, Head of Corporate Treasury at Bennett Coleman and Co. Ltd., to discuss how investors can navigate market volatility with confidence.

 

He explores the dangers of emotional investing, the importance of asset allocation, and why staying invested for the long term matters more than timi...

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Financial planning for children doesn’t have to be overwhelming. In this episode of the Moneywise Podcast, financial advisor Hrushikesh Swain explains when to start investing, how to leverage mutual funds and smart strategies for key milestones.

 

Learn how disciplined investing, early planning, and regular reviews can help you build a financially secure future for your child.

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In this thought-provoking episode of the Moneywise Podcast, host Jude Fernando chats with Rahul Jain, a financial advisor and founder of G.R. Finvisors. 
Together, they discuss how investor behaviour can significantly impact financial success.


Learn about the common mistakes investors make during emotional decision-making, discover key habits for wealth creation, and understand how financial advisors play a vital ...

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In this insightful episode of the Moneywise Podcast, host Seetal Iyer speaks with Prateek Sinha, a seasoned wealth manager. They discuss the unique characteristics of factor funds, how they differ from traditional index funds, and why they’ve gained popularity in recent years. 

If you’re interested in understanding how factors like value, momentum, and quality can influence investment returns, this episode is a mu...

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Join us for a thought-provoking episode of the Moneywise Podcast where host Seetal Iyer interviews Kashyap Mody, Head of Treasury, Jio Platforms. They discuss the importance of asset allocation in both corporate treasury and personal finance. 

They explore various asset allocation strategies, the current trends in small and mid-cap stocks, and the vital practice of portfolio rebalancing.

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Join us for an enlightening episode of the Moneywise Podcast where host Seetal Iyer engages with Sadashiv Phene, a seasoned financial advisor, to discuss the intricacies of retirement planning. From determining the right age to start planning, to understanding how to grow your retirement corpus even post-retirement, this episode offers valuable insights for anyone aiming to retire comfortably, whether early or at the stand...

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Join us for a captivating episode of the Moneywise Podcast with Vinita Kejriwal, a financial advisor with 19 years of experience. 

Learn how women can take control of their finances, make strategic investments, and secure their financial future.

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