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May 17, 2025 31 mins

Online shopping regrets? Not anymore. This week on Nothing To Wear, we’re cracking the code on scoring the best deals with the ultimate bargain-hunting duo, Two Broke Chicks. From sneaky promo codes to cash-back hacks, Sally McMullen and Alex Hourigan spill their secrets.

Plus, the inside scoop on their legendary Cheat Sheet. Don’t check out without listening!

LEIGH CAMPBELL: 'The best fashion buys I have my eye on in the sales right now.'

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LINKS TO EVERYTHING MENTIONED: 

More info on 2025 sales from Two Broke Chicks

UNIQLO : C Sweat Wide Pants $59

BOUJEE & BUDGET 

Al Boujie: ROC GARLAND Green Cowboy Boots $279

Al Budget: Glasshouse Monte Carlo Fig & Guava $25

Sal Boujie: Vintage Suede Fringe Jacket (similar) $250

Sal Budget: Converse Unisex Chuck Taylor All Star High Top Sneakers $49

GET IN TOUCH:

Feedback? We’re listening! Call the pod phone on 02 8999 9386 or email us at podcast@mamamia.com.au

CREDITS:

      Host: Leigh Campbell

      Guest: Sal & Al (Two Broke Chicks)

      Producer: Cassie Merritt

      Audio Producer: Lu Hill

      Video Producer:

      Mark as Played
      Transcript

      Episode Transcript

      Available transcripts are automatically generated. Complete accuracy is not guaranteed.
      Speaker 1 (00:10):
      You're listening to a MoMA Mia podcast.

      Speaker 2 (00:13):
      Mama Mia acknowledges the traditional owners of land and waters
      that this podcast is recorded on Hi. You beasi Lee here,
      and I know you're probably sick of me talking about
      lipsticks and serums and hair sprays. So guess what. I've
      just dropped this episode here in the feed because I'm
      going to talk about clothes. No, you don't have to
      go shopping. We're just going to chat through all things fashion,

      (00:35):
      clothing and how to get more out of the stuff
      you already own. Whoever said orange is a new pink?

      Speaker 1 (00:42):
      But seriously, to syrup laurels a spray groundbreaking?

      Speaker 2 (00:46):
      Oh my god, you have to do it.

      Speaker 1 (00:48):
      You live for fashion.

      Speaker 2 (00:51):
      Hello, and welcome to Nothing to Wear, the podcast that
      solves fashion problems and levels up your wardrobe. I'm Lee Campbell,
      and every week I chat to an expert who helps
      us work out how to get more out of the
      clothes we already own and tells us exactly what is
      and what isn't worth adding to our wardrobes. Let's talk
      about the most frustrating part of online shopping. So you

      (01:13):
      finally decided to make a purchase, You've done so you
      close that tab, and then of course a discount code
      a lands in room box which would have been really
      handy before, or maybe you've just splurged on that perfect
      ardem you've been considering and then it goes on sale.

      Speaker 3 (01:27):
      It's so annoying.

      Speaker 2 (01:28):
      And if it sounds familiar, don't worry, because we've got
      some tips. Online shopping is a bit of a game,
      and if you can tell by my voice, I'm very
      very excited and a bit nervous to have two absolute
      pros here to help us all win. So Sally and
      Alex aka the two Broke Chicks or salin l as
      they go by, have built a huge brand and audience

      (01:50):
      around finding the best deals, saving money, and making fashion
      budgeting actually fun and accessible. And they're joining me today
      to spill their best online shopping hacks, some budgeting tips
      and tricks, and of course they'll explain their legendary cheat
      sheet which is the ultimate guide to scoring discounts and freebies.
      So let's get into it. Hi trying very hard not

      (02:12):
      to fan girls, So I'm going to jump straight in.
      I asked first time guests the same questions, So Sal
      you're going to go first, describe your style in three words.

      Speaker 1 (02:22):
      Oh, oh my god, Mary, Kate and Ashley.

      Speaker 3 (02:25):
      Oh, that is so good and it's so true.

      Speaker 1 (02:28):
      Thank you?

      Speaker 2 (02:29):
      Ow follow that up?

      Speaker 4 (02:30):
      Ah, pinterest, rock vintage love.

      Speaker 1 (02:34):
      Yeah you did it? Yeah?

      Speaker 2 (02:36):
      Okay. So the theory that we think is pretty true
      that most women wear ten percent of their wardrobe nine
      percent of the time. So there's stuff they reached for,
      and then there's the other stuff they love but don't
      reach for as much. What's in your ten percent? So?

      Speaker 1 (02:48):
      Oh so the things that I always reach for? Answer this?

      Speaker 2 (02:52):
      Yeah?

      Speaker 1 (02:53):
      Yeah.

      Speaker 5 (02:53):
      Honestly, I feel like Alex and I both have very
      strong uniforms that we stick to. So in terms of
      the core pieces, it's always a leather jacket of some kind,
      a graphic vintage banshirt, and then the a silk slip skirt.

      Speaker 2 (03:12):
      Are you the same similar?

      Speaker 1 (03:14):
      I would add cowboy boots okay.

      Speaker 4 (03:16):
      And a standard pair of blue jeans that fit perfect.

      Speaker 2 (03:21):
      Okay. Do you share wardrobes?

      Speaker 1 (03:24):
      Oh?

      Speaker 4 (03:24):
      So jealous in a way that like soul lends me
      stuff and if I really like it, I just like
      keep it for as long as I.

      Speaker 2 (03:31):
      Can wear it around her. And You're like, damn it,
      this dress, and I'm like, oh yeah, sure, it's mine house.

      Speaker 5 (03:40):
      Yeah.

      Speaker 2 (03:40):
      Now listen, Two Broke Chicks has become such a brand
      that people look to you for information and for deals.
      How did this all happen? How did you build the identity?
      What inspired you to start? It's all about saving money?
      Where did this come from?

      Speaker 4 (03:56):
      So we met at old place of work where Sal
      was a financing credit cards editor and I was a
      shopping journalist.

      Speaker 3 (04:02):
      Oh my god.

      Speaker 4 (04:03):
      So we kind of have this background of like money
      and shopping and we started it at our old jobs.
      And then long story short, we left those jobs and
      started Two Broake Chicks.

      Speaker 1 (04:14):
      And how long have we been doing it by ourselves?

      Speaker 4 (04:16):
      Now?

      Speaker 2 (04:16):
      Do you?

      Speaker 1 (04:17):
      Yeah? Two years.

      Speaker 5 (04:18):
      We started Two Broke Chicks in October twenty twenty one,
      so during lockdown was when we launched the first season
      of the podcast. And then yeah, we went out on
      our own almost two years ago.

      Speaker 4 (04:29):
      Wow.

      Speaker 1 (04:29):
      Yeah.

      Speaker 2 (04:30):
      And since then, Like, you're a household name, it's crazy,
      Oh my god, you are. I shouldn't say household, You're
      a phone. I don't know that sounds. It sounds like
      you're a scrubbing brush. But you know what I mean,
      lobby scrubbing. It look like when I wake up?

      Speaker 1 (04:45):
      Yeah?

      Speaker 2 (04:47):
      Me, sure, why So we're going to talk online shopping, hacks,
      sales strategies, all the good stuff, basically what you do
      for a living, bread and butter, bread and butter, yum.
      What are your best, tried and tested hacks for saving
      money when it comes to online shopping.

      Speaker 3 (05:00):
      I mean, I feel like I just said, how long's
      a piece of string?

      Speaker 2 (05:03):
      Right? But give me some.

      Speaker 4 (05:04):
      There's so many Like there's obviously the ones of being like,
      you know, use a promo.

      Speaker 2 (05:10):
      But where do you get it?

      Speaker 3 (05:11):
      Like give us the nitty gritty, Oh, we will worry.

      Speaker 4 (05:14):
      But I think what I want to start with is, like,
      the best way to save money is obviously not spending it,
      so figuring out whether or not you actually want a purchase.

      Speaker 1 (05:23):
      And this is something that was a very lovely journey
      for me. It's an ongoing it's an ongoing.

      Speaker 4 (05:29):
      Battle, but I kind of centered it around the question
      that I asked myself of do I need it or
      do I just need a dopamine hit? Whereas like, that's
      the whole thing. I was reading this story the other
      day about a woman who got addicted to buying bunnies.

      Speaker 1 (05:43):
      At the market.

      Speaker 4 (05:44):
      Realize that yeah, she was like this elderly lady that
      would go to the markets every week and buy a bunny,
      and she got like addicted to it. And that's where
      like the online shopping addiction comes from, because you get
      a dopamine here.

      Speaker 2 (05:55):
      What did she do with all the bunnies?

      Speaker 1 (05:56):
      It was it was a.

      Speaker 4 (05:57):
      Wild story and got very upset you bunny?

      Speaker 1 (06:02):
      It was actually Sow, she's the old one buying bunny.

      Speaker 5 (06:06):
      No.

      Speaker 4 (06:06):
      But it's this thing that the more you repeat her behavior,
      you get like a release of dopamine, but the quality
      of it lessons.

      Speaker 1 (06:13):
      So that's why you shot more and more and more.

      Speaker 2 (06:14):
      I am aware you did say this might be my
      therapy session, and AHD in a shopping addiction, I understand exactly.

      Speaker 4 (06:21):
      The we're on the same page, and so I kind
      of have a little list of questions that I asked
      myself and being like do I need it or do
      I just need a dopamine hit? So it sings like
      sitting on the purchase for more than twenty four hours,
      two weeks even better, one month, even better, I know.
      And if you keep coming up being like, oh damn it,
      I do need a new white shirt, like you're getting
      dressed and your other one has a past to stain

      (06:41):
      on it from two weeks ago that you didn't wash
      straight away, and you're like, true, sorry, sorry, can I
      swear yes? And so if you're that thing that's coming
      up with, yes, I do need it. The other thing
      we love doing is digital window shopping, So just go
      scrolling on Pinterest.

      Speaker 2 (06:54):
      Me too. Yeah.

      Speaker 1 (06:55):
      And then my third is I just do my washing
      and I'm like, I don't need it anymore.

      Speaker 2 (07:00):
      I've recently discovered that with underwear. That is, if I
      just stopped going and came up to buy more underwear,
      do I washing more frequently?

      Speaker 1 (07:06):
      It's crazy? You get more underwear?

      Speaker 2 (07:08):
      Yeah, well I didn't have to go buy anymore, like magic. Okay,
      So that's the way to save money.

      Speaker 1 (07:15):
      When you're not shopping.

      Speaker 4 (07:17):
      But if you're going to be shopping, which like, of
      course we're shopping.

      Speaker 1 (07:20):
      Yeah, we love shopping.

      Speaker 2 (07:21):
      She's a gorgeous little girly.

      Speaker 4 (07:23):
      But do it around sale events like this is the
      number one way to be saving money because you should
      never ever, ever ever pay full price.

      Speaker 2 (07:32):
      Like.

      Speaker 4 (07:32):
      Since doing this job, we have realized how often sale
      events are and when we were looking into the sale
      event calendar this year, which we just released, we where
      can people get it? Yes, so we went on our
      ig okay tree. Yes, yes, it's free free for.

      Speaker 1 (07:48):
      The chick thank for buck for the chickies.

      Speaker 4 (07:51):
      Yeah, okay, but there is no more than two months
      between sale events, and so there's.

      Speaker 2 (07:57):
      So you're talking like mid season sale. Yeah, what's that
      in the middle of.

      Speaker 1 (08:03):
      H to Payday?

      Speaker 4 (08:04):
      In Let's see if I can get this off the
      top of my head. I just edited the TikTok of
      it this morning. You know, we've got after pay Day
      in March, then we've got click Frenzy Mayhem in May,
      then June we have end of financial year sales. July
      we have winter sales. August we have after Payday again.
      Then November there's Click Frenzy Mayhem the main event, and

      (08:26):
      then Black Friday and then Buyber Monday. So like there's
      so many and that's not even including end of season.

      Speaker 1 (08:31):
      Sales happen at the end.

      Speaker 2 (08:33):
      And I feel like even when it's branded like an
      after pay whereby to use that branding? If you are
      a business, you meant to pay. But everyone just goes
      on sale anyway exactwise, they miss out exactly. Okay, so
      we're shopping at sale time, but I want even more discounts.
      So are their browser extensions, are their apps? Are there plugins?
      I mean obviously besides coming to you guys to find

      (08:54):
      the best deals, cash back, you know, discount codes, sail alerts.
      How do we get all those cool little things that
      all our friends seem to know about.

      Speaker 5 (09:03):
      Yeah, honestly, the Google Shopping carousel is your best friend.

      Speaker 2 (09:07):
      What's that the thing that Google and shopping?

      Speaker 4 (09:10):
      Yeah, so even just up the top, so you don't
      even need to go into the shopping tab. But when
      you say you're searching Chuck Taylor, Converse sneakers and the
      Google carousel with all the retailers that stocks that up
      the top.

      Speaker 2 (09:22):
      But not all of them have to pay to be
      in Google Shopping. Because I have an online econ brand
      and we didn't used to pay to be in Google Shopping.
      We never came up, and now we pay to come
      up in that carousel. But still get if you're looking
      for quite a common item, you'll get enough options with prices.

      Speaker 5 (09:37):
      Yeah, it's a good place to start, and that's a
      great way to compare things without having to really do
      the search. It's kind of there for you. And then
      of course the shopping tab as well. I also think
      like the good old Go onto your favorite brands Instagram
      page and look in their tagged photos, and that's where
      you'll see a lot of the creators that they work

      (09:59):
      with and have discount codes with.

      Speaker 4 (10:01):
      Also go into brands ads managers and see what do
      you mean?

      Speaker 1 (10:05):
      So this was recent?

      Speaker 3 (10:07):
      This sounds very technical? Like on Facebook?

      Speaker 4 (10:09):
      Yeah, so if you go into ads Manager and search
      a brand, all of their ads that they have running
      on Facebook and matter will pop up. So you know
      how sometimes it is all based on your cookies. So
      I love cookies. People don't want cookies to follow them
      on the internet. I love cookies following me because it
      knows I want, yeah, and it gives it to me.
      I just wish cookies was smart enough to go, Okay,
      she's bought a couch now yeah, no more couch, she's

      (10:32):
      moved on. Yeah, why don't you know this already?

      Speaker 2 (10:34):
      Okay, So I go on to Facebook, for example, and
      I'm interested in Witchery for my pluck to that, and
      then I go to where So Okay.

      Speaker 4 (10:43):
      The way that I would do it is because I
      was just playing around with it the other day. And
      you just search ads Manager and then you go in
      there and there's like a little search tab and you
      just hype in witchery and you can click on that
      brand and you can go through and just scroll through
      all of their ads and often time fixed and sometimes
      there's yeah.

      Speaker 2 (11:01):
      Particularly smaller brands might have a welcome code yeah, or.

      Speaker 5 (11:05):
      Like a social media exclusive code like you see brands
      all the time doing things for Tea took off for
      Instagram only.

      Speaker 3 (11:11):
      Yes, yeah, so that's what you can post too.

      Speaker 2 (11:13):
      Smart See, I'm always googling such and such discount code
      and then a website comes up, but it wants me
      to pay for the website to get a code. I'm
      going to do that.

      Speaker 3 (11:20):
      I just want free code, yeah, exactly.

      Speaker 1 (11:22):
      And then cash back.

      Speaker 3 (11:23):
      Of course, I'm not a cash back person, can you really?

      Speaker 2 (11:26):
      Well? I want to be, but it sounds hard.

      Speaker 1 (11:29):
      It's actually so easy.

      Speaker 2 (11:32):
      So what do I do?

      Speaker 5 (11:33):
      So there are a lot of different cash back services available.
      Alex and I have used shot back though for years
      and years, so that's the one that we're most familiar with.
      But with shot Back, for example, you download the Chrome
      extension or you get the app okay, and then if
      you go on the Iconic for example, you'll get a

      (11:54):
      notification and a pop up that says that you can
      get x percent cash back. Then you just activate that,
      then it automatically applies it, and then when you check out,
      you'll get cash back. So how it works basically is
      that shot Back is partnered with these specific brands and
      then they'll get a commission from the sale that they

      (12:15):
      send through shot Back, and then they pass on a.

      Speaker 1 (12:17):
      Percentage of that to you and that's how you get
      your cash back.

      Speaker 2 (12:20):
      Wow. And then the cash back goes into that account
      kind of like a bit of like a PayPal and
      withdraw bank account.

      Speaker 4 (12:25):
      And so that's why it might be pending for a
      certain period of time because that stops people from being like, Okay,
      I'm gonna get cash back, and then they return their
      item and they get free money.

      Speaker 1 (12:34):
      So it'll sit in like the shot.

      Speaker 4 (12:35):
      Back account for maybe thirty days outside of that return
      period that you can return an item or like you
      can do it with travel for example, so you'll have
      to go and stay at the hotel. Once you've stayed
      at the hotel, you can get your cash back for that.
      But yeah, it's really good. I think I've saved about
      seventeen hundred dollars.

      Speaker 5 (12:51):
      WHOA, yeah, yeah, And you can also use like for
      shot backs specifically, you can use it in store at
      some places as well. So I get cash back on
      my coffee every single morning.

      Speaker 2 (13:01):
      Stop.

      Speaker 1 (13:02):
      Yeah. Yeah. So there's lots of restaurants and cafes that
      do it too.

      Speaker 2 (13:05):
      That's silly old analogy, like stop bank coffee, you can
      buy some new shoes. It's like no, I want both.

      Speaker 1 (13:09):
      Yeah, exactly, And that's how I do it cash back.

      Speaker 2 (13:12):
      Now, I'll just ask a general question. There's a million
      other plugins. I think I used to have one called Honey.
      There's a little tweety bird one thing that's still floating
      around on my phone.

      Speaker 4 (13:20):
      So there's a lot out there, right, there's a lot,
      and you know what, they're all competing with each other,
      so check all of them.

      Speaker 1 (13:27):
      Like price match everywhere.

      Speaker 4 (13:28):
      So many brands price match nowadays, like David Jones just updated,
      there's the iconic does it.

      Speaker 1 (13:34):
      Maya Chemist warehouse price matches.

      Speaker 4 (13:36):
      So, honestly, just there is so many ways at your
      fingertips that if you think I wonder if I could
      save any money this.

      Speaker 1 (13:42):
      Way, just look into it. Yeah, because I was like, yeah,
      it's so simple.

      Speaker 3 (13:47):
      With all of that said, do you have a shop
      in real life?

      Speaker 1 (13:50):
      Yeah, all the time, but we're mainly vintage shoppers in
      real life. Yeah, we love a thrift me too.

      Speaker 2 (13:56):
      Do you want to go together one?

      Speaker 1 (13:58):
      Yeah, let's go Newtown date.

      Speaker 2 (14:00):
      Yes, okay, so thrifting irl. But then will you go
      to the store maybe try something on, particularly like for
      me sneakers, I'm always different sides of it, and then
      go home and look online.

      Speaker 1 (14:09):
      Yeah.

      Speaker 5 (14:09):
      Yeah, yes, every time I try something on in person,
      I'm always in the change room googling it before I
      get out to make sure that I can't get it
      on sale. Because if it's something that I really need
      right then and there, then I'll buy it. But if
      it's not, like I'm always checking if I can get
      it at a cheaper price online first.

      Speaker 4 (14:26):
      It's also good to go in and bed it because
      when you're putting it on something, you know how you're
      putting it on, You're like, yeah, I don't actually like
      it that much?

      Speaker 3 (14:33):
      Yeah, And will you return it had you brought it.

      Speaker 2 (14:35):
      Online or that I might not be Yeah, okay, So
      that's benefits to both. Do you have any underrated brands
      or retailers that always have good sales or discounts that
      don't get talked about enough? Yeah.

      Speaker 4 (14:47):
      So one that's popping off at the moment lately, especially
      for home weares, is the Reject Shop. They have been
      dropping these like little collections of homewares that have been
      so cute. So last year they dropped this like lemon
      Cello euro In summer inspired collection with like the little
      olive oil bottles and like these les and shakers, and

      (15:10):
      I was like, okay, you come home with me?

      Speaker 2 (15:13):
      Was that in real life? Are they online? Yeah?

      Speaker 4 (15:15):
      I have catalogs online, but I've actually never bought anything
      online before.

      Speaker 1 (15:18):
      Yeah, me neither, but I think you can. But we
      always shopping store.

      Speaker 4 (15:21):
      And then they did like these strawberry ones, and recently
      they did like a cottage call collection which was like
      like farmhouse.

      Speaker 1 (15:29):
      Cottage care homeworks and they're so cute.

      Speaker 4 (15:32):
      But then also things like your household items, they're so
      much cheaper from the reject Shop versus like big brand
      grocery stores, So if you do want to save money
      on your groceries going and getting like your cleaning items
      or even like deodorants, they had Bondai sans Fake ten
      there for five dollars.

      Speaker 1 (15:47):
      The other day.

      Speaker 2 (15:48):
      I was in there recently getting contact from my Son's Books,
      who he started KINDI, but it was just because everywhere
      was else was sold out and I just went and
      got the contact and left.

      Speaker 4 (15:57):
      I didn't even look around a little stroll through, and
      I love it.

      Speaker 1 (16:02):
      And then my second one is Uniclo. They're so good
      for capsure wardrobes.

      Speaker 4 (16:06):
      They've just dropped this collection of tracksuits and sweats and
      we posted about it and had like a million views.

      Speaker 1 (16:13):
      It popped off.

      Speaker 4 (16:15):
      And they're amazing for basics and I just love them.

      Speaker 1 (16:18):
      Agreed, Yeah, definitely.

      Speaker 5 (16:20):
      I also think that some of the brands like Kmart,
      Big w and Target are really coming through in the
      fashion department at the moment. I think Kmart, you know,
      for the last few years with home Weares, has really
      popped off. But I think those are great options if
      you want to buy something that is more affordable but
      also size inclusive too, which I think is great about

      (16:42):
      all of those brands, and you can invest in, you know,
      some timeless pieces from there, but they are also always
      on trend, which I think is fabulous and maybe not
      something that we would have associated with Kmart when I
      was a teenager at least, which is really cool to see.
      But I also would say that eBay is my unsung
      hero tell Yeah, so because Alex and I do love

      (17:05):
      vintage shopping and secondhand shopping. I think that eBay is
      such a good resource and I'm always getting really good
      deals just by putting things in my wish list and
      leaving it there, and nine out of ten times I
      get an offer for a discount.

      Speaker 2 (17:20):
      Right, so that person that's selling that pair of shoes
      will go, oh, you know what, I'm going to cut
      fifty bucks off of.

      Speaker 5 (17:25):
      Yeah, Usually it's like twenty percent off, which is really.

      Speaker 2 (17:29):
      Good, and then you just keep watching until you like,
      actually I want to pay that.

      Speaker 4 (17:32):
      Yeah. Also deeper I love the like feature on deep
      erp where you like make an offer. Yeah.

      Speaker 1 (17:38):
      I feel like I'm on Shark Tank.

      Speaker 4 (17:40):
      Yeah, I'm like fifty dollars and they're like seventy and
      like sixty seventy.

      Speaker 1 (17:45):
      I'm like sixty five and they're like deal. I'm like, Grace,
      I do that.

      Speaker 2 (17:50):
      I do that on Vestier Collective and then I offer
      and then they like accept it. I'm like, oh no,
      I still can't afford it.

      Speaker 1 (17:57):
      I want to get back.

      Speaker 2 (18:14):
      Would you ever negotiate in real life in a store
      like my husband does it at the Good Guys and
      I know you meant to, but I leave because I'm
      so awkward.

      Speaker 1 (18:21):
      Yeah I would.

      Speaker 4 (18:22):
      Yeah, it depends where like I'm not going to walk
      into dish and be twenty bucks less.

      Speaker 2 (18:27):
      They're like, get out, Chanelle High, I've got fifty bucks.
      What can I get?

      Speaker 4 (18:31):
      Yeah? Yeah, But like I grew up with like my
      Italian mother that like you know, she found something and
      it had to make up staying on it and she
      was like, I get that out.

      Speaker 1 (18:39):
      She was like, do you want to give me that
      for twenty bucks less? And a half the time, I'll
      be like, yeah, sure, why not.

      Speaker 2 (18:43):
      My husband's great, so I must be ye that thing. Yeah, ed,
      he always gets it.

      Speaker 1 (18:47):
      Yeah.

      Speaker 4 (18:48):
      But tech Place is one hundred percent like JB High
      fire good guys.

      Speaker 1 (18:51):
      Absolutely.

      Speaker 4 (18:52):
      I did it with David Jones with my Smeg coffee machine.
      I got it like six hundred dollars off it by
      doing that.

      Speaker 2 (18:58):
      All right, So we've talked about budgeting and smart spending
      because you called two broke chicks and you're about saving money.
      You've given some really good top line filters to think.
      Is this an impulse pur chesse am? I using my emotions?
      I mean, And it's also okay to buy something because
      you want it, but you don't want to go into
      crazy credit card debt or realize you have ten thousand
      of them already, which is my problem. Cost per waar
      is that something you consider.

      Speaker 4 (19:18):
      Yes percent, and it's really unique to everyone. Like we
      say this all the time. Like I bought a pair
      of green Cowboy boots the other day and there was
      spenny like they were over two hundred dollars, but I
      was like, I am gonna wear this shit out of these.
      And it's the rule of thirty that when you look
      at an item and if you think, okay, would I
      wear this thirty times and the answer is yes in

      (19:39):
      finger thirty scenarios, then you divide that number.

      Speaker 1 (19:42):
      We all know how costperwaar works.

      Speaker 4 (19:44):
      For two hundred dollars by thirty, I'm not doing mats,
      don't anyone else say. But then it kind of you
      can see that that cost per wear is actually a
      lot cheaper.

      Speaker 1 (19:52):
      But if I'm like I'm buying these for one festival, that.

      Speaker 4 (19:56):
      I am probably I've never worn Cowboy boots any other
      day for the rest of my life or in the past.
      It's probably not a good investment for that girly, But me,
      I wear them all the day because I hate wearing
      heels and like cowboy boots in my party show.

      Speaker 2 (20:09):
      I just love that you think you can wear that.
      You will wear green fee thirty times.

      Speaker 4 (20:14):
      I've already worn them, I think about six times, I think,
      and I bought them like three weeks ago.

      Speaker 3 (20:20):
      That's also a really good filter for quality, not so
      much price.

      Speaker 2 (20:23):
      But will that item last thirty times exactly? Yeah?

      Speaker 5 (20:28):
      I remember I used to be like, oh, well, I'll
      invest in an expensive white T shirt because that is
      a staple item that I will wear thirty times. But
      the reality is, like, will a white T shirt for me,
      as somebody who wears makeup almost every single day and
      faked hands, will that actually last thirty wears?

      Speaker 3 (20:48):
      Can you bleach it that many times before it just integrate?

      Speaker 2 (20:50):
      Exactly?

      Speaker 1 (20:50):
      Where is a pair of leather boots or a suede jacket? Yes,
      that will probably last me ten years plus.

      Speaker 2 (20:56):
      Yeah, very good filter. I want to ask your opinion
      on I mean, there's a million different services. I won't
      name one specifically, but you can get the item now
      and pay for it later in installments.

      Speaker 5 (21:07):
      Yeah thoughts, so now pay later tools. I think they're
      super popular, especially with people that sit in the demographic
      of two broat chicks, and I think that they can
      be a useful tool, especially during really busy spending periods
      like Christmas for example, and if you're trying to free

      (21:27):
      out cash flow during that time. But you really need
      to know yourself and know your spending habits. And if
      you are going to use a buy now, pay later service,
      you still need to have a budget in place. Still
      map that out and look at your pay cycle and
      how that lines up with when the installment's adue. Because

      (21:49):
      just like a credit card or just like a buying now,
      pay later service, the second that you were charged any
      sort of fee or any sort of interest, it is no.

      Speaker 1 (21:56):
      Longer worth it. You've immediately lost money.

      Speaker 3 (21:59):
      And I don't even know if it affects your credit,
      but that scares me.

      Speaker 4 (22:02):
      I think there's a lot more regulations coming out around it.
      We do know that it does affect your chances of
      getting a home loan, so it's definitely a tensative thing
      we're very conscious of. You know, we're in a cost
      of living crisis, and we understand that people you know,
      sometimes have to rely on these things just to you know,
      buy their groceries. But I do think it's the notion
      of even if you're paying for price, if you can't

      (22:24):
      buy it twice, you can't afford it. It's like a
      very popular rule of thumb from some financial advisors. And
      so yeah, we kind of encourage people to save up
      for items and purchase them rather than.

      Speaker 1 (22:36):
      You know, using a buy now pay lads.

      Speaker 5 (22:38):
      Yeah, exactly, or at least having a strategy in place
      and not just going in like you know.

      Speaker 1 (22:43):
      Ignorance is bliss because or h no, I remember it.

      Speaker 2 (22:49):
      I lay by a pair of sassin By jeans and
      I drove from Castle Hill to Chatswood to put money
      on it, because that's how you did it. Oh those
      were the days. A few more questions before get into
      boogie in budget? What do you think about individual retailers
      sort of loyalty programs like for example, Price Signed Sister Club.
      I love because I get so much stuff and then
      I end up getting five dollars ten dollars H and M.

      (23:10):
      I love, But then they go, you've got three dollars,
      like amazing, and then I buy one hundred and twenty
      dollars something to use my three dollars. So do you
      think there's some that do it? Well, are they worth
      just signing up? They're free a lot of these stores
      loyalty programs and just seeing what they like.

      Speaker 4 (23:23):
      Yeah, one thousand said, I am a nerd and I
      love Flybys because I've recently gotten into Points.

      Speaker 3 (23:30):
      Oh that's the whole love Points.

      Speaker 4 (23:32):
      Queen, because I realized how many places that I was
      shopping that you can get flybys with, and I've just
      realized that I've.

      Speaker 1 (23:39):
      Turned into my dad. I just had an out of
      body experience and I was like, oh my god.

      Speaker 4 (23:44):
      But so places like Kmart you get flybys, you can
      turn it into points, go to Europe and have.

      Speaker 1 (23:48):
      A hot girl summer. But also one that we love
      is Adares.

      Speaker 4 (23:52):
      They've be a really good one that lovers yes, and
      they have their linen Lovers sale. I think we've saved
      like six hundred dollars before. And I was like absolutely yeah,
      because that's.

      Speaker 5 (24:02):
      An example of one where there is a fee to
      join up. But if you know that you really need
      new bedding or your move moving into a new apartment
      and you're going to have to buy new towels and
      new homewares, you will save money because the discounts are
      really really impressive with that, So I think it's the
      forward planning and yeah, thinking about the year and where

      (24:23):
      are you going to be spending the most of your
      money and where it makes sense.

      Speaker 2 (24:25):
      So they have kid shit.

      Speaker 5 (24:27):
      Honestly, last year, how dare you?

      Speaker 2 (24:31):
      Well? Do you know? Spotlight? So since becoming a mum,
      I've gone there for craft. Think their homewares have had
      to go up, and I think it was free to
      sign up. I don't know, but their homeworeres have had
      to go up. And then I bought some jeans at
      one of the big Geene retailers the other day. I
      won't say, OK, I get this guy in trouble, but
      he's like, oh, they're on sale, and then if you
      become a member, you get a birthday discount. I'm like,
      but my birthday's not too much. He's like, I thought

      (24:52):
      your birthday was tomorrow week. He gave me, Yeah, the
      birthday discounts.

      Speaker 4 (24:57):
      So there's always ways all the time when I would
      sign up to something and I would say that my
      birthday was like in the next week, However, the birthday discount.

      Speaker 2 (25:04):
      See, I'm an idiot. I've told them all my real
      birthday and I get a thousand and five dollars off
      in the one week and I'm like, well I'm already
      getting presence. Okay, I feel like you could be here
      for years. Anything else you want to tell them? Nothing
      to our listeners. Before we do Bougie and Budget.

      Speaker 5 (25:16):
      I will say so all mentioned of course, all of
      the sale events which are coming up throughout the year.
      But for every single sale event, we release a cheat
      sheet where we compile hundreds of deals across fashion, beauty, lifestyle, travel,
      and more, and you can shop all of the discounts
      in one place. And the chicks absolutely love it. So

      (25:38):
      just follow us on Instagram or TikTok.

      Speaker 1 (25:41):
      How long does that take?

      Speaker 3 (25:42):
      You don't right, you need to charge a membership?

      Speaker 4 (25:47):
      No, because I feel like that goes against like where
      we started doing it from. And you know, like we
      are so lucky to have this audience that like brands
      can pay us.

      Speaker 1 (25:57):
      We'll get from the brands.

      Speaker 2 (25:58):
      Yes, you get this for free.

      Speaker 1 (26:00):
      Just like the sponsored posts, and we're all good.

      Speaker 2 (26:03):
      You love it.

      Speaker 4 (26:04):
      But also with our cheat sheets this year, we did
      this Black Friday last year in Boxing Day, and we
      really felt passionate about.

      Speaker 1 (26:09):
      Doing it that we're going to do it all year
      this year.

      Speaker 4 (26:12):
      That any affiliate revenue that we make from the cheat
      sheets and from sale events, we donate to charity. And
      so last year we donated to Sydney Dogs and Cats Home,
      the People of Palestine and victims of domestic violence and
      raised over five thousand dollars.

      Speaker 1 (26:25):
      That is just so happy.

      Speaker 2 (26:26):
      Honestly, I don't know. I just got to tease my ass.
      My book in Monster, my cats are from Sydney Dogs
      and Cats Home, Oh my god, Alex and all the
      other very worthy causes. Honestly, I could not love you
      too more. I feel like I want to go shopping
      with you.

      Speaker 1 (26:58):
      It's very expensive. I wondre these.

      Speaker 2 (27:04):
      So I'm not going to do Boohie and Budget this
      week because I have to bring on every week and
      it's made me buy too many things. So you're both
      going to bring something expensive, more expensive than your budget,
      that you're either got your eye on waiting for it
      to go on sale, or that you've just bought.

      Speaker 1 (27:19):
      Well, let's start with bougie.

      Speaker 5 (27:20):
      Yeah, okay, So my bougie purchase is actually a vintage
      purchase that I got from a vintage store in Newtown
      and it's a Swede fringe chocolate brown jacket. Yeah, and
      it was expensive. It was around two hundred and fifty dollars. However,

      (27:41):
      it was from like a French leather store and it
      was in amazing condition.

      Speaker 1 (27:47):
      And while Swayed and Fringe is.

      Speaker 5 (27:49):
      Having a huge moment this year, for me, that is
      a staple because I love like a boho chic biker moment.
      That's kind of like a constant source of inspiration for me.
      And because it is swayed, it's going to be very.

      Speaker 1 (28:03):
      Durable and last me a long time.

      Speaker 2 (28:05):
      And you save something from landfill and you didn't buy
      something new.

      Speaker 5 (28:08):
      And if you bought a swede jacket brand new, it
      would probably be over one thousand dollars.

      Speaker 2 (28:14):
      Particularly quality like that. Yeah, jealous, exactly. All right, bougie
      for you?

      Speaker 1 (28:19):
      Okay, I think my bougie has to be my green
      cowboy boots.

      Speaker 2 (28:22):
      We're gonna show you for those that are watching on
      YouTube and Spotify, We're gonna flash it on the screen.
      I think.

      Speaker 4 (28:27):
      So they're the Rock Garland Cowboy boots and they were
      two hundred and seventy nine dollars.

      Speaker 1 (28:33):
      And ninety five cents.

      Speaker 2 (28:34):
      This is them.

      Speaker 4 (28:35):
      Oh wow, I'm obsessed with them. And I found a
      promo code when I was shopping for them. Which was
      like staff thirty and I was like, not sure, but
      I'm I use it.

      Speaker 2 (28:48):
      You found it and I did.

      Speaker 1 (28:49):
      And they're my babies.

      Speaker 2 (28:50):
      They're not swayed. I thought they were swayed from far away.
      They're fabulous, They're very I'm a green cowboy boot.

      Speaker 1 (28:55):
      Yeah, and it's my favorite color. And that's the thing
      that we always say that.

      Speaker 4 (28:59):
      I'm like, that's my capsule wardrobe, like green cowboy boots.
      I'm like, I'm gonna wear those always. Yeah their households doc, Yeah.

      Speaker 2 (29:05):
      Did you do that? Yes?

      Speaker 1 (29:07):
      Every size budget good?

      Speaker 5 (29:12):
      Okay, budget purchase was actually a recent one. So Catch
      is having a huge closing down sale at the moment,
      so sad.

      Speaker 1 (29:20):
      Yeah, I know it's the end of an error.

      Speaker 2 (29:22):
      It only I would take my son to treshoes on
      and then I go on Catch and get them for
      thirty dollars salts.

      Speaker 1 (29:26):
      Yeah exactly.

      Speaker 5 (29:27):
      So speaking of I got a new pair of Converse
      high Top platforms for seventy one dollars, so I saved
      sixty nine dollars off the RP. Yeah okay, And apparently
      Converse is coming back. I saw an article on Who
      What Where that was saying that they're back. But again
      it's a staple for me.

      Speaker 4 (29:46):
      Were wearing Converse since she came out of the womb
      pretty much, but they're very cool again.

      Speaker 1 (29:50):
      Yeah yeah, wow, that was good catch.

      Speaker 4 (29:53):
      Yeah.

      Speaker 2 (29:53):
      And speaking of catch, I mean they are disappearing, but
      you know what else they quickly love that I've got
      to say is one pass so you pay a fee,
      but you get free delivery from kmart office works price sig.

      Speaker 4 (30:03):
      Also five times your fly bys if you got I've
      got to get into the fly by.

      Speaker 1 (30:07):
      You need to, It's so easy.

      Speaker 3 (30:09):
      But the barcode pillow.

      Speaker 2 (30:10):
      Just get the car.

      Speaker 3 (30:11):
      I don't know how because I don't have the barcode
      on the back of my car, and just log in.

      Speaker 2 (30:15):
      Oh, I'm one hundred.

      Speaker 1 (30:17):
      We'll help you.

      Speaker 3 (30:18):
      Thank you budget.

      Speaker 4 (30:19):
      Okay, I'm going to go along the same lines with
      this catch sale. And it was a glasshouse candle, full
      size for twenty five bus stop.

      Speaker 1 (30:25):
      Yeah.

      Speaker 3 (30:26):
      Oh my gosh, I don't know.

      Speaker 1 (30:27):
      If I even need this.

      Speaker 5 (30:28):
      I was like, sure, you can go in the bathroom,
      do your mother's stay shopping now, God, so many candles
      to be born.

      Speaker 2 (30:33):
      If you don't have a cupboard of random candles for
      last minute presents, you're not doing that right. Oh my
      god so true soul and our I want to come
      and work with you. No, I'm not any corner. Are
      you from my house?

      Speaker 1 (30:46):
      Yeah? Okay, you're going to go home and we're going
      to be on the couch being like, come on, I'll
      be contacting your son's school books.

      Speaker 2 (30:55):
      Well, our new couches on the way that I got
      in the boxing day sales. So wait for that to
      come over. Wait, no, you show us.

      Speaker 3 (31:02):
      I want to say, Oh, it's freedom.

      Speaker 2 (31:03):
      I'll show you. I'll show you. Thank you for your service.
      I love hearing that you put out all this great
      content for free for your audience, and that so much
      goes to charity. It's such a legend. So thank you
      for your time.

      Speaker 1 (31:13):
      Thanks for having us. Fine, I've got to keep be
      apping the whole time.

      Speaker 2 (31:16):
      You'll be back, trust me.

      Speaker 1 (31:17):
      Yeah, can't wait.

      Speaker 2 (31:20):
      Thank you for listening to Nothing to Wear and don't Forget.
      There's a newsletter that goes with this podcast. There's a
      link to sign up in the show notes, and it's free.
      This episode was produced by Cassie Merritt, with audio production
      by Lou Hill.
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