Friends With Money
We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, Managing Editor, Vanessa Walker and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.
Episodes
Investors spend plenty of time agonising over buying shares, but knowing when to sell can be just as crucial.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Dale Gillham, chief investment analyst at Wealth Within, to discuss the art of selling shares and the factors investors should consider before hitting the sell button.
00:00 Introduction
02:00 Why selling shares is harder than buying
08:00 The im...
Planning an overseas holiday? Once you've booked your flights and accommodation, travel insurance should probably be next on your checklist.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Natalie Smith, travel insurance expert and head of marketing at Comparetravelinsurance.com.au, to run through what travel insurance really covers and the common mistakes travellers make.
00:00 Introduction
01:44 Wh...
With interest rates at their highest level in years, could homeowners be doing more to keep their mortgage costs down?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Richard Whitten, money and home loans expert at Finder, to discuss the outlook for rates and the practical steps borrowers can take to cut their home loan costs.
00:00 Introduction
02:01 Are lenders passing on the latest rate rise?
03:08...
✈️ Are frequent flyer points still worth it after the rewards shake-up?
❓Question:
With banks reducing rewards and changes to card surcharges coming into effect, should Australians still be chasing frequent flyer points?
✅ Short Answer:
Yes, but only if you play the game strategically. Frequent flyer points can still deliver significant value, particularly for travel, but the rules are changing. According to points expert David Moloney...
Financial advice can be valuable, but for plenty of Australians, the cost puts it out of reach. So could super funds hold the key to closing the advice gap?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Rudy Leong, senior private wealth adviser at UniSuper, to discuss the type of financial advice members can currently access through their super funds and how that could change in the future.
00:00 ...
From October, card surcharges will become a thing of the past. But while the change promises savings for cardholders, it could have ripple effects beyond the checkout.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Adele Eliseo, founder of The Champagne Mile, to explain what's changing, who's likely to benefit and why credit cardholders need to pay close attention.
00:00 Introduction
01:34 What happ...
Australia's sharemarket may be dominated by a handful of large miners and banks, but there are plenty of opportunities beyond the heavyweights.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Jamie Hannah, deputy head of investments and capital markets at VanEck, to discuss the risks and rewards offered with small caps and mid caps.
00:00 Introduction
01:17 What are small caps and mid caps?
03:33 Beha...
💰 The retirement revolution: Why working longer isn't the real retirement plan
❓ Question:
How is retirement changing in Australia, why are so many people worried about running out of money, and what practical steps can Australians take now to improve their chances of a comfortable retirement?
✅ Answer:
According to journalist Nina Hendy, retirement is no longer a fixed destination reached at a particular age. More Australians are gra...
With interest rates near their highest levels in years, many savers will be taking a fresh look at term deposits. But are they the right home for your cash?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Olivia McArdle, head of deposits and payments at Macquarie Bank, to unpack everything savers need to know about term deposits.
00:00 Introduction
01:25 Term deposits versus savings accounts
04:10 Are...
In August 2001, Australia’s first ETFs were launched. Today, more than two million Australians own them. So what can investors learn from 25 years of ETF investing?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Jonathan Shead, head of investments, Australia, at State Street Investment Management, to discuss the evolution of ETFs and the investing behaviours that matter most.
00:00 Introducti...
💰 How can investors maximise returns after Australia's biggest tax shake-up in decades?
❓ Question: With major tax reforms set to begin from July 1, 2027, what investment strategies could help Australians grow wealth more effectively while navigating the end of the 50% capital gains tax discount and changes to negative gearing?
✅ Answer: According to Nicola Field, one of Australia's most significant tax reforms in recent years will ...
After a stellar 2025, cryptocurrency has endured a difficult start to 2026. So what's behind the downturn and where do investors go from here?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Justin Lin, investment strategist at Global X ETFs, to discuss the latest price movements and what could lie ahead for the crypto market.
00:00 Introduction
01:45 Bitcoin and Ethereum performance in 2026
02:55 Wha...
Self-managed super funds now hold more than $1 trillion in assets, yet many Australians still aren't sure how they work or whether they could be an option worth considering.
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Marisa Broome, certified financial planner and principal of wealthadvice.com.au, to explain the mechanics, benefits and risks of self-managed super funds (SMSFs).
00:00 Introductio...
Debt can help fund life's big purchases. But for some, it can become a major source of financial stress. So where should people start if they want to get on top of it?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Deb Shroot, financial counsellor and Financial Counselling Australia sector advocate, to discuss prioritising debt, freeing up cash flow and working towards becoming debt free.
00:00 Int...
Live where you want, buy where you can – that’s been the idea behind rentvesting. But are policy tweaks and market swings changing the equation?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Arjun Paliwal, founder and chief executive of InvestorKit, to discuss the latest rentvesting developments.
00:00 Introduction
02:43 Who is rentvesting used by?
04:15 The tax changes impacting r...
The hidden costs that could sink your budget!
Question:
What are the real, often overlooked costs of owning a home in Australia and how can buyers avoid nasty surprises?
Short answer:
Owning a home is much more expensive than just paying the purchase price. According to Georgia Madden, new homeowners face steep mortgage interest, rising insurance premiums, energy bills, maintenance, council rates, and if buying an apartment, strata fee...
How to dodge bust-ups and actually talk cash with your partner
Question:
How can Australians have honest, productive conversations about money with partners or family without awkwardness, arguments, or avoidance?
Short answer:
Money conversations are often dodged due to fear of conflict, judgment, or not feeling confident. But avoiding them can make financial stress worse. According to Meray El-Khoury (MetLife Australia), the key is to...
More than four million Australian homes have gone solar, but for many others, the benefits have remained out of reach. The Solar Sharer Offer could change that.
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Brian Spak, general manager of advocacy and policy at Energy Consumers Australia, to unpack the new Solar Sharer Offer and who will benefit from free electricity.
00:00 Introduction
01:29 ...
The end of the financial year may be just around the corner, but it’s not too late to make some superannuation moves that could benefit your balance.
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Greg Elias, senior private client adviser at UniSuper, to discuss the steps you can take before June 30 and the upcoming super changes worth knowing about.
01:44 Making a concessional contribu...
REITs explained - A property expert explains the next investment hotspots
This week on the Friends With Money podcast, Money's editor-in -chief Michelle Baltazar speaks with Justin Blaess, principal and portfolio manager at REIT specialist Quay Global Investors, to explain real es...
Popular Podcasts
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.
The official podcast of comedian Joe Rogan.