Episode Transcript
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Speaker 1 (00:00):
Securities and investment advisory services offered through Osaic Wealth Inc.
Member finraw as IPC oasaic Wealth is separately owned and
other entities and or marketing names, products or services referenced
here are independent of Osaic Wealth. Madison Wealth Managers and
Osaic Wealth Inc. Are separate and unrelated companies. Information provided
is for illustrative purposes only and does not constitute investment,
tax or legal advice. Information has been obtained from sources
(00:21):
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Neither Osaic Wealth Inc. Nor Madison Wealth Managers accept any
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a qualified financial, legal, or tax professional before taking any action.
Any opinions expressed in this form are not the opinion
or view of Osaic Wealth Inc. Information in this illustration
has been obtained from sources believed to be reliable and
are subject to change without notification. The information presented is
(00:44):
provided for informational purposes only and not to be construed
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determination as to the appropriateness of an investment or strategy
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Speaker 2 (01:04):
You are about to experience the Planning for Prosperity show
in three two.
Speaker 3 (01:10):
Here, oh spa right out of a gate. He is sinister.
He gets a thumbs up with that sinister. I think
he put together the tariff cards, those pacards with the
(01:31):
tariffs that the administration, the administration held up.
Speaker 4 (01:36):
You know, over the last few weeks you've talked about
you've changed your tune on the favorite white paper in
the d O D.
Speaker 3 (01:43):
I've changed my tune. Uh huh.
Speaker 4 (01:46):
My least favorite word for years has been busy. I'm
busy now my least favorite word is tariff. Not that
I I'm like making a political statement, I'm tired of
hearing it.
Speaker 3 (01:57):
Happy weekend, Danny Planski, Mike Brown, Madison wealth Managers Planning
for Prosperity Radar. We we are going to have a
it's gonna be soothing, guys. We're gonna be calming. No,
we are. We're gonna be calming this week because we
know you need it, because we know there are a
lot of individuals out there that guide client portfolios, and
they don't do what we do. So I'd like to
(02:19):
find out.
Speaker 4 (02:20):
I like to find out that this week alone, how
did the blueberry portfolios do?
Speaker 3 (02:27):
How they fair? Here's where we're gonna go with. Ok Guys,
I'm jumping the gun. Let me start with this. And
you know this as well. You know this as well.
So if you're angered at your blueberry portfolio, okay, with
nothing on it but dripping blueberries, right, forget protections, forget
guaranteed in comfort, forget any of that, forget forget death.
It's forget it all. And I'm giggling because it's not
even a fair. This is exisit?
Speaker 4 (02:48):
To take comfort?
Speaker 3 (02:50):
Take comfort in the blueberry portfolio? Okay, guys, guys, guys, guys, guys.
It's www dot Madisonmanagers dot com. And the point is this,
if for no other reason to get in touch with us,
we do say thank you. Okay, we do say thank you.
So if you have the blueberry drippings on your hands
(03:11):
right now and you're being told I'm gonna hazard to
ask Mike, ninety nine percent of those listening who are
part of that aren't being told anything because their advisors
is already be found. It's crickets. It's it's complete crickets.
There's no guidance, there's no adviolence, there's no guidance, there's
no advice. There's none of that. So here's what we're
(03:32):
gonna do our best at it. We're gonna say thank you.
We're going to say thank you for being a boy
of the cruise ship. We're gonna say thank you to
all of you who are clients on Madison right. We're
gonna say thank you for believing in the pillars right,
and you guys feel awfully smart right now, and you should.
Speaker 4 (03:48):
So I received a quick note yes from client yes,
who once owned the Blueberry Portfolio. I think we all
did at one point in time, yeah, before version two
point zero of Investing became available. And he said on
Monday this he's gonna bring me a blueberry pie widliere
(04:10):
to thank me for getting out of the Blueberry Portfolio. Now,
I'm not making light of the damage that's been done,
but I have to say a couple things. For those
of you who listen to the first segment, which we're
in now, you always hear this disclaimer at the beginning
of the show, and it says things like this, the
(04:32):
opinion of Madison wealth is not necessarily the opinion of Osaic.
Well it should be. They talk about they talk about suitability.
Is protection not suitable for everyone? They say investments have
the potential for loss. They're basically making a commercial for us.
(04:53):
So everyone thinks that disclaimer is silly, and it is.
But what they're basically telling you is they are afraid
we'll talk about the Blueberry portfolio. That's which we never will,
other than to make fun of it.
Speaker 3 (05:08):
Here here's the difference, guys, here's the difference. And you
guys know, and we had we had a little chit
chat before we had on airs this week. And you
know a lot of people think that we are pleased
when markets go down. It could be no, no, no, no,
nothing further from the truth. However, we've seen returns over time,
(05:35):
we've seen individual's income needs over time. We've done this
so many times over, guys, make no mistake. We began
with the blueberry portfolios. We there was decades. We began
with the individual bonds of the day, right move these bonds,
(05:57):
Mike or else we worse fund what we began with
the stocks of the day, the overnight offerings of the day.
We began with all of this, guys, this is through
a lot of education, a lot of devotion to craft, right,
and years and years and years of doing what we
(06:21):
do and working with you to bring the level of
confidence that we bring to say, in Mike Brown's words,
please allow us to show you what we believe. And
we are darn well allowed to have opinions. What we
believe is a better mousetrap. And it's just the point
(06:47):
that if twenty twenty two never happened, Mike, meaning if
the worst year in the history of US financial markets,
right when we talk about all markets, right, bond stock,
all markets.
Speaker 4 (06:57):
Your hypothetical gold sixty forty portfolio, if Blueberry.
Speaker 3 (07:02):
Blew up, blew up all of you, blew up all
of it, the Mike whip they did, if that didn't
happen right now, would be a fantastic advertisement for what
we do here at Madison and what we do to
help you. However, it's just becoming a sequel, Mike, what
do we always talk about, We say, this is happening
(07:23):
more and more frequently.
Speaker 4 (07:26):
And look at Thursday morning, the markets open, the violence
all right, the Dow is down almost four percent, SMP
is down four percent. Nasda's down five percent. That's before
you had your cup of coffee.
Speaker 3 (07:42):
Mike so Well said, and I'm gonna put it this way.
And Mike, normally, I'm not. I don't know, you're normally
a little bit more blunt than I. Shall we say
I'm gonna put it this way.
Speaker 4 (07:54):
I take that as a compliment.
Speaker 3 (07:55):
No, it is. It is a compliment. But I'm gonna
do a mic Brown here. Here's the bottom line. If
you did not have protections in place, right, if you're young, old, indifferent, right,
I don't care how old you are, it be twenty two.
If you didn't have protections in place, going into twenty
twenty two, and heaven forbid, you needed money along the
(08:18):
Why even if you're young, right, you bought houses, cars,
she had little kiddos. You need to spend some money, YadA, YadA, YadA.
And now here you are going through this in twenty
twenty five. You're not making it out of this, you
know so, mathematically, I'm not making an out gun.
Speaker 4 (08:35):
But Dan, when I go home at night, I will
turn on news from time to time. Wednesday night was
must watch TV because we're all waiting for the tariff.
Speaker 3 (08:44):
Yeah, right then, I've had enough.
Speaker 4 (08:47):
I just want to sit in my chair, have a
malted beverage and I watch YouTube. Yeah, on the television,
and the algorithms know what is going on television wise.
And they have young fella saying, and he's from one
of the exchange traded fund companies. You only need four investments,
these four exchange traded funds. And here's the punchline. Here's
(09:10):
a punchline, and you never ever sell them. At some
point in time. We all have to sell something to live.
Unless they're pandering to the fear that they have a
solution to what's about to happen.
Speaker 3 (09:29):
The solution is such. Okay, the solution is such, and
this is why you're seeing Michael, and we mentioned this
is just what three weeks ago, a month ago. The
solution is such, and that is why you are seeing
the largest ETF providers, the largest fund providers. They're all
trying to get into the protection game.
Speaker 5 (09:47):
That is now we welcome them into the pool because
the more the merrier, and we want to find the
best in show for every flavor we have.
Speaker 3 (09:59):
And we've said that if these names if they produce
best in show, we're gonna bring them to your open arms. Absolutely, guys, guys,
that is a great So we're just getting so warped up.
We'll see you right back, guys in the meantime. Www.
Dot Madison Managers dot com. Guys, I think it's this week.
Set your appointment. It's that simple. Keep it simple. We'll
see right back.
Speaker 2 (10:19):
You are about to experience the planning for Prosperity Show
three two.
Speaker 3 (10:30):
Mouths and I know this song. Yeah, don't brown if
you get this.
Speaker 4 (10:39):
Something hey or something like that.
Speaker 3 (10:43):
Close George, This is that George. Very good, Michael, Planning
for Prosperity Radio Hour. Welcome a boy. This is a
good song. I didn't know he did. And you've pulled
some Georgie as your stuff before. Very interesting. Well do
I get half a yeah? No, nice, so you get
a full point that that was really good. First things, First, guys,
(11:05):
because we think a lot of you based on the
conversations we've had this week with those of you already
on the cruise ship, right, and we've discussed protections with you,
we've discussed the pillars with you, and you you feel good, right,
I mean you feel confident. I'll put it that way.
You feel very confident. I think there are a lot
of people listening on these airs right now who don't
feel very confident. Okay, and we don't want you feeling
(11:27):
that way. The easiest way guys, www dot Madison, m A,
D I, S O N Managers dot Com. Okay, you're
gonna see clickieboxes, you're gonna see Astan and Mike. Set
your appointment, whatever it happens to be. Just go to
the bottom of every page. It's right there, guys, Just
say please give a call phone number, whatever it happens
to me. We normally we'd be talking about dods, we'd
(11:49):
be talking about all of our educational material. But this
week I think it's simpler than that, guys, because the
reality is is those of you who have set appointments
of the last couple of months, we've talked to you
about some really really simple ways right to play this
particular market. Okay, we've sat down, we've educated and guys,
(12:15):
I'm gonna keep this super simple. We kind of talked
about pillar two right, our pillar two right, like very easy,
very easy to understand. Hey, I want to be equity man, right,
I want to be actively managed man. Right, I want
to be almost all all equities. I want to balance portfolio.
But again I want to be leaning on equities. But
I also want protections, right, I want a death benefit
(12:37):
for my heirs if something like this happens. Right, Okay,
happening more and more often, as we've spoken about over
the years, and and and I also want to make
sure that the most important thing in my mind is
that you're going to be able to have a check
right whenever you choose to retire. If it's an investment
(12:58):
vehicle where the sweet spot's sixty five, maybe you target
sixty five. Maybe you say, Dan, I want to work
to all ob seventy. Congratulations, perfect, sixty six, sixty seven,
whatever it happens to me. Here's the thing when you
talk about, Michael, what what do you you always call
it what guaranteed strategy? And but what do you call
it guaranteed return investing? Now you don't use that. What
(13:19):
do you call it? Outcome? Outcome? Defined outcome? That's though,
that is the language. It's defined outcome investing. Everyone. And
we talked about pillar two where when these markets happen
as they are prone to regardless of when they happen.
If you are hands off on your money, right, you're
in retirement, you're in retirement savings mode, right or pre
(13:41):
retirement mode, whatever it happens to me, your hands off
your benefits going on?
Speaker 4 (13:45):
Okay, Dan, what if you're to date, what is the
market down give or take?
Speaker 3 (13:53):
Nastik's over ten percent?
Speaker 4 (13:55):
Now NAS down ten percent, and let's say that we
don't recover for the rest of the year. Let's just
say things are choppy. It's entirely possible. I'm in pillar two.
I chose that I'm going to defer my income so
instead of my portfolio being down ten percent, that I
can take income from m hm. The amount I could
(14:17):
take income from went up this year.
Speaker 3 (14:21):
We can say the percentage, right, we can say the percentage.
It's an actual tangible product. The percentage is. Let's let's
let me frame it this way. Let's say hypothetically it
goes up by seven percent.
Speaker 4 (14:32):
Hypothetically, so instead of me taking income off ninety cents
on a dollar, I take income off a dollar.
Speaker 3 (14:40):
Seven correct, Mike, U Now to thank you for the
rest of my life, correct, Michael?
Speaker 4 (14:44):
You know, and if I have a significant other spouse
for them as well.
Speaker 3 (14:49):
And what if I want to defer another year, Mike,
what happens then?
Speaker 4 (14:52):
So let's say the market comes back ten percent. Now
your dollar after two years is ninety nine cents. We're
at a dollar four team, correct.
Speaker 3 (15:02):
Just just keep going with this, Just keep going with it.
Speaker 4 (15:04):
It's gonna take a lot of heavy lifting right right
for the market to catch up to where I have
sleep at night, peace of mind. Investments.
Speaker 3 (15:13):
And how about we get this from a lot of
you who are on the cruise ship. You're willing to
even ratchet up right your shall we say, aggressiveness within
the portfolio.
Speaker 4 (15:26):
As you should?
Speaker 3 (15:26):
As you should because you have guarantees on the portfolio.
Speaker 4 (15:29):
Right, If I have a full safety net, I shoot
for the moon.
Speaker 3 (15:35):
That's it, Mike, They guys, it's that simple. So here's
pillar two, which, in my opinion, I'm allowed to have opinions.
We're allowed to have opinions. In my opinion, this is
the best way to fight back against this nonsense that
is going on right now. And when I say nonsense,
I'm not again it's that political, it's it's on any
(15:56):
of that. It's just again the reactions to some of
these securities shall we say, is nonsensical in certain in
certain ways and others it's very sensical. Right. Here's the one, Michael.
We don't talk enough in these times about one of
your favorite pillars, and it's the pillar that we slide
up to the table. We slide it up to the
(16:18):
table from time to we slide that pillar right up.
Pillar five, Michael, Pillar five, where you set your term.
Let's say your term's five years, right, just like any
CD bond, whatever you like, you know, whatever what Everyone
has a time horizon, right, whether even if you own
a mutual fund, you have a time horizon. So let's
say you your time horizons five years, shan, Michael. In
(16:40):
pillar five, let's see if I do you justice. There
is a minimum rate that will be paid to me
regardless of what happens to anything. The Fed can cut up,
come in and take rates to zero, which is potentially
where this is going. That's gonna be the conversation, right,
(17:01):
potentially where this is going. Right, market could go down
another twenty percent, which again we don't know, no one does.
But here's the butt. Each year I get that right, right,
Each year I get that right, and I get that
rate compounded minimum minimum. So far, so good over my term.
(17:22):
Now here's the other flip. If if if mother Market
out performs Mother Market, great comebacks, fabulous, fabulous, and I'm
as p Man right, I'm super smart s in p
Man right, market goes up, rallies, good years, great years, YadA, YadA, YadA.
(17:43):
I'm gonna capture a pretty sweet percentage of a return
even in a great year, right, Mike, Right. Okay, that's
my upside. That's my upside. But my downside is I'm
gonna capture a very I don't even want to qulle respectable.
It's a good rate of return mine.
Speaker 4 (18:03):
And it's becoming more attractive by the minute compounded.
Speaker 3 (18:06):
Okay, that's Mike. That is that is a guaranteed outcome investment.
Speaker 4 (18:15):
Correct, it is right now, Dan, you always say on
these airs, people come to Madison to talk to us
because we're solution based. Now, this week we had to
look in the rear view mirror and talk about markets
because they were maybe historical.
Speaker 3 (18:33):
Well, we're talking about solutions.
Speaker 4 (18:34):
Yep, here's the solution. Great conversation. Have the Blueberry portfolio?
What do I do now? I want some protections, but
I'm still a believer. I still think the markets are
going to do okay. So how do I get these
other pillars into my portfolio? I said, well, let's look
(18:57):
at your statement. You have one, two, three, four, five, six, seven,
eight nine bond funds. They're never going to make any money.
Let's take those and move it into one of the
pillars where we can protect the money. As you're saying
pillar five, I'm going to get an approximate same yield
as my bond funds, but I can get double the
(19:18):
return and have principal protection. And the look was what
you've You've heard this on the radio for years because
I didn't believe until I saw it.
Speaker 3 (19:30):
That's part of it, Mike, that's part of it. You
have to come in and see it well.
Speaker 4 (19:36):
And it's it's not the Mike and Dan structured product investment.
We don't we don't invest, we don't invent the product.
These are some of the biggest money managers in the world,
but this stuff was too boring for a lot of folks.
Speaker 3 (19:51):
Guys brutally honest. If you do, and and you know
who I'm talking to, because we've sat down with a
bunch of you very recently and you've had a reappearance
of these structured notes. If you will, the stomach better
not be right, because if your stomach's right, you don't
understand what those what really the potential outcome of those.
Speaker 4 (20:15):
Is now, because these things are kind of what we
call off board, they might look good for a little bit.
You might think I haven't lost any money until maturity
or when you have to sell them well, and then
it becomes a circus Well.
Speaker 3 (20:31):
It's not only a circus mic because you don't the
advisors that introduced you to these vehicles, right, they don't
know what comes out the end.
Speaker 4 (20:43):
They couldn't pass a multiple choice.
Speaker 3 (20:45):
They have no idea what comes out the end at
the end of that maturity Okay, because no one does,
make no mistake.
Speaker 4 (20:54):
They shouldn't be selling things that they don't know what
the outcome is.
Speaker 3 (20:57):
Guys, we've seen a time and time can Pillar five
back with vengeance? Michael Brown, Sleeping Dragon. Let us educate guys, please,
right now is the time www dot Madison Managers dot com.
It's m A D I S O N M A
N A G E R s dot com. Just let
(21:17):
us know. We'll get you all the literature you need.
Pillar one, Pillar two, Pillar three, Pillar four, and now
pillar five. We'll see right back.
Speaker 2 (21:27):
You are about your experience the planning for Prosperity show
three two here.
Speaker 3 (21:40):
Oh, I know who this is. This is Chan Smokers.
Speaker 6 (21:42):
I don't know.
Speaker 3 (21:44):
Very good song. I like it. We're all dancing, singing
Happy weekend everyone. You may wonder why we're dancing, right,
Michael just had a funny in the break welcomeboard, the
planning for a Prosperity Hour welcome board the cruick. Michael
is one hundred percent right. And those of you who
(22:05):
aren't on the cruise ship yet, you got a big
juicy slice that blueberry portfolio in front of you, steaming
hot out of the oven if you like it that way, right,
Michael is all but willing to guarantee that you got
a certain call. If you've got a call, I'll be
both to listen. We've seen it all listen. Service models
(22:26):
are not the strength of the big box supercenter stories.
Speaker 4 (22:30):
There's there's gonna be two avenues for this, all right.
One I can guarantee.
Speaker 3 (22:34):
What is what is the one? If you were lucky
enough to get a phone call, Mike, what does that
sound like? Please?
Speaker 4 (22:40):
Hey, Dan, it's Mike. Hey, I know you were down
seven percent this week.
Speaker 3 (22:46):
That's one day. Yeah, okay, tho was what Mike? What
do you mean seven percent? One day?
Speaker 4 (22:51):
Here's here's what we're gonna do. Okay, I want you
to go out to the backyard, why with a shovel,
shovel and dig up that half a million dollars of
oh you.
Speaker 3 (23:04):
Of gold Kruegerrand. You been hiding in the back. I've
been waiting for this moment.
Speaker 4 (23:09):
And we're gonna change at the cash you can buy
a lot of stuff.
Speaker 3 (23:12):
And you also told me about that too. I may
want to sit back and kind of wait for a
better opportunity, you know, but I.
Speaker 4 (23:17):
Guarantee the talking heads in the next day. It's already happening,
and it's going to be from these folks. And if
I'm wrong, I owe everybody a blueberry pie. It's going
to be from the mutual fund companies. Now's the best
time to buy more. The question is does everybody have
a lot of you know, id Krugerrand.
Speaker 3 (23:41):
Here's the point, guys. If you don't want that nonsense,
if you're sick of it, it's www. Dot Madisonmanagers dot com.
Www dot m A d I S O N m
A n ah g e RS dot com. However, you'd
like to call Dan Michael our group, we can talk
to you about pillar three, right, Pillar three? Which Pillar three,
(24:04):
Mike is the Hey, hey Dan, how you doing, Hey buddy,
how you doing? You know? We saw, you know, we
saw a day where you know, Marcus were essentially the
seven percent, the biggest names. You remember we talked about
that Pillar three, the second version. Yeah, I remember that.
That's the one where you know, if I look out,
let's say I want to go out seven years, I've
(24:25):
got complete protection.
Speaker 4 (24:27):
Maybe you just want to go five if things are great, whatever,
But that's the.
Speaker 3 (24:31):
One we can't go forever. That's the one where you
talked about where you literally can't lose a nickel, right,
even if this nonsense happens. Right, that's right, But what's
a what's the other side? Remember we educated we talked
about that. That's the one where I can be in
one of the largest hedge ones in the world. I
can put all of my money into that, right, and
I keep every penny of upside if we rebound it
(24:52):
rebound smartly. You nailed it. You nailed it because guys.
That's what we're talking.
Speaker 4 (24:58):
About versus this happened last week and it just happened again.
Speaker 3 (25:02):
Yeah.
Speaker 4 (25:03):
I just got a text in bold letters reminder, exclamation point.
You're invited to the free live options trading where Wall
Street insider techniques could transform your trading results. Limited spots available.
This is two weeks in a row. This is the
guys that really just I think they're bugging in the
(25:26):
offices because how could two weeks in a row they
come out while we're doing this with this insanity. I
don't know how are their options positions trading right now?
Dan think they're trading well to very well super strong,
because when the underlying stock is down eight percent, how
much is an option going to be down.
Speaker 3 (25:44):
Here's what I like being able to talk to people about.
And we talked about this last week, Mike, And this
is your pillar four. So this is a tribute to
your pillar four. And I'm gonna do you notice I'm
doing tributes to you.
Speaker 4 (25:53):
I'm just soaking it up.
Speaker 3 (25:54):
Now. Here's the warm blanket, here's the thing, and here's
whether you want to realize it or not. Okay, we
talked about the difference between Pillar four and the person
who says.
Speaker 2 (26:05):
Hi, I need more growth.
Speaker 3 (26:08):
Okay, Well again, guys, as we've seen in this environment
there is no growth.
Speaker 4 (26:12):
Okay, but if it ever exists, you can have it
all here.
Speaker 3 (26:16):
But here's the point. Here's the point, guys. Pillar four
up until very recently, quite simply put, if you were
s and P man in or nasdac Man, pillar four,
had you entered circa twenty one, twenty two, whatever it
happens to be, pillar four, simply put, was one of
the best performing assets on the face of the earth. Now,
the best part of this is that now with what's
(26:38):
going on now, now we'll reassert itself again. It will
now take the throne right back once again. Okay.
Speaker 4 (26:46):
If the market stays where it is, everybody else is
not feeling lovely. You know what you're doing in pillar four,
licking your chair.
Speaker 3 (26:55):
You're getting your money back because in two of the
past four years there's been and again part of my French,
there's pew call over the streets, guys, and you're getting
your money back, right if you were in pillar four.
It's really that simple. Whilst you are playing the same
game as your neighbor that thinks he's super smart right.
Speaker 4 (27:17):
All of a sudden, Dan boring, transparent, not sexy, looking
pretty sexy again.
Speaker 3 (27:29):
Mike, we bring the sex. Listen, guys, do you say
we bring the sex? We bring the Sex's the point, guys,
because again, we love Pillar one. We love it. You
guys know you guys know we were talking about gold.
We're talking we're talking about the best performing asset on
(27:49):
the face of the earth. We were talking about gold
before the one eight hundred numbers. Guys, we're talking about
it in your Pillar one portfolio. Guys. You no, we've
been talking about this. We've been talking about dividend growers,
not just dividend pairs. We've been talking about dividend growers.
We've been talking about Hey, when they're calling Zuckerberg stupid
(28:12):
over at pace, Look, okay, maybe you might like to
add a little bit of that and or and or
if you don't, if you already have it, add to
it within your Pillar one. You know why, guys, because
you can do that when you have the protections, as
we call it, the defined outcome investing that the other one, two, three,
(28:35):
and maybe even that fifth pillar bring to the table.
Speaker 4 (28:39):
Wait, I'm just looking something up quickly here and I'm
not going to name names, but when we talk about
dividend growers, you can also own those, yeah, with protection
on them, of course, because perhaps on a certain day
this week, you know, the dividend aristocrats, we're still down
(29:03):
three percent one day. So if that's my mantra and
we love it, you can still put it in one
of the pillars.
Speaker 3 (29:11):
Of course, say you can, guys, of course, of course
you can't. It's gonna go. And we heard and listen, guys, listen.
Imitation is the most sincere form of flattering. And I
love what I love. And again, because we're so busy
doing this show, we can't possibly listen to someone else's show,
(29:33):
make no mistake. But we hear, we hear what goes
on in the streets. We hear, we hear what's popping
out there in the streets, right.
Speaker 4 (29:42):
And we here's a nation is always looking out for.
Speaker 3 (29:44):
Us, always looking out. And we got a couple of
phone calls this week, not just want to get a
couple of phone calls said, oh, you know, Billy who's
on at you know an hour before you you know,
he's never talked about protections before, but man, he is
now No ca weird.
Speaker 4 (30:02):
These same guys to start playing the name at that
tune to start saying they had a concierge, then they
had an eckery, now they've got the protection.
Speaker 6 (30:11):
Tiller two came out about a year ago. Yeah, guys, guys, guys,
let me make love it. Let me let me make
this very clear. Guys, where I turn.
Speaker 3 (30:22):
Okay, here's there is something to be said in this
world for experience. Okay, if I want defined outcome investing,
right to find outcome? If I want that, why on
earth would I go to the guys that learned about
(30:45):
this from Mike and Dan on the radio, right, who
are supposedly my competitors, right, supposedly, And then I took
a one off, eight minute video, okay to learn about
the pillars, right, I took an eight minute vie to
learn about the pillars, and now I'm talking to the
public about them on the air. When I can go
(31:06):
to Mike and Dan who literally brought these to these
airs first. They brought the pillars first. And not only that,
Michael introduced pillar four. I'm confident saying this. Mike, Michael
introduced Pillar four from an advisor client relationship standpoint to
(31:28):
this area. You heard that correctly, he educated on that first.
Or I can go to the guys that are ripping
Dan and Mike off.
Speaker 4 (31:39):
Now, why maybe we don't have a sexy enough video.
Speaker 3 (31:44):
Well, but we got we got great people in the office,
We've got sodas, we've got everything. It's not Mike, you'll
even share a hot dog? Like, what are you doing everywhere? Whoa? Guys,
please don't do it. Just yeah, guys, do us f
do us a fan? Wait?
Speaker 4 (31:58):
Everyone knows that Dan is the biggest baseball fan on the.
Speaker 3 (32:03):
Play, absolutely absolutely, and now.
Speaker 4 (32:05):
That baseball season has begun, he wants me to start
sharing my hot dogs.
Speaker 3 (32:11):
Here here, here's the point, guys, here's the point. Guys,
please please please, I've changed the tune, Mike. Can you
guys know this? You guys should get calls from me.
You know this, don't I've changed my tune. It's we
just keep it super simple. Now, just let us compete.
If we compete, we're gonna win. It's it's that simple, Mike,
because you don't bring this expertise, you don't bring this confidence,
(32:33):
you don't bring this experience, you don't bring everything else
that we have to offer as a family office. You
don't bring that and lose and if if we do
lose that piece of business, I'm comfortable saying that's a
shame on you. I'm comfortable with that. Mike.
Speaker 4 (32:46):
It's okay if you don't like us, absolutely because there's
a long list, a lot, there's a line around the block.
Speaker 3 (32:53):
It's okay, totally fine. That has nothing to do with
making sure making sure you're able to achieve your financial goals.
Speaker 4 (33:04):
That's totally I go shop at stores that I despise
their corporate culture because they have a product that want.
Speaker 3 (33:12):
Guys. Keep it simple. Www dot Madison Managers dot com.
We know you like us. We'll see We'll see you
right back.
Speaker 2 (33:19):
Guys, you are about to experience the planning for Prosperity
Show and three.
Speaker 7 (33:28):
Two this pretty little thing smart, Yes, very good Michael,
when I was talking, very good.
Speaker 3 (33:43):
Yeah, good song song, mister p Happy weekend, Dan Polanski,
Managing director Michael Brown planning for a Prosperity radio Guys,
if you guess the theme had to do with cities.
Speaker 4 (33:56):
He also has a great song about a Ford thunderbird.
Speaker 3 (33:58):
No, I don't want to hear about that.
Speaker 4 (34:00):
It's fabulous.
Speaker 3 (34:01):
Does the Ford get any imported parts, so they strictly
everything is here. Somehow the mobile Eye of those mobile
Eye ships made here. I don't know. I thought there
was raelly. Oh oh well, oh well, well so so
it'd be everyone h happy happy weeknd. Yeah, that was it.
(34:22):
That's it. We're moving on. We did.
Speaker 4 (34:24):
We're not political.
Speaker 3 (34:25):
We're not talking about ideology. I don't care who. Listen,
let's talk about dollars in se I don't care, right, listen, guys,
I don't care who it is. But the reality, the
reality is this is that you know. Again, Here's how
I can keep it most simple for everyone is that
this is happening more and more often, and it's happening
with more depth meaning depth meaning more disgustingness, just.
Speaker 4 (34:48):
The sheer speed, the velocity which it happens now. So
you'll see Dan Thursday morning, when this mess started, you
think the algorithms are pounding on it.
Speaker 3 (34:58):
Hum and that's that's part of the problem. But here, guys,
and again www. Dot Madison Managers dot com. You'll notice
we did this entire show strictly based on solutions, right solutions.
This said nothing. We know, we did no estate planning
this week intentionally Okay, and not that we can't bring
estate planning into this, but it's back burner right now
(35:20):
because we need to get on these airs. We need
to educate. We need you to educate, right, we need
those of you who are on the cruise ship to
educate your friend, educate your kids. There is a better way.
Let us make this very clear. Well, Dan, I'm going
interrupt you because I know for a fact, I know
for a fact that someone out there who is a
(35:41):
plan or whatever you are, whatever you are, probably listening
right now, whatever you are, you told a client that
they were too young to have protections.
Speaker 6 (35:50):
Oh crickets, anybody, how are they gonna walk that one back?
Speaker 3 (35:55):
Crickets? Too young. The younger you are, the better. The
younger the younger you are, the better. Hey, hey, let
me educate you. Let me educate you on this. Okay,
there's a reason why Pillar two isn't available to twenty
five year olds because here's why. Because they go out
a business. If they gave away those rich guarantees for
(36:19):
that long, they got a business. Okay, let's keep that
super simple. Right, Let's see, let's see you walk back
the down thirty percent year, right, that was twenty twenty two,
when you could have owned Mike Brown's pillar four right
and have that plot back into their account. Were they
too young for that? How's that sound?
Speaker 1 (36:39):
So?
Speaker 3 (36:39):
Dan?
Speaker 4 (36:40):
How's that I'm gonna say that you were incorrect on something?
When we say we're not gonna talk about any estate
planning because it's already built into the pillars.
Speaker 3 (36:49):
Oh wait number one? Oh yeah, number two?
Speaker 4 (36:52):
Dan, how would you feel if you were the trustee
of someone's money and you had no protections on those
dollars and now the beneficiary club is not happy with
Dan being naked in the stock market.
Speaker 3 (37:06):
Well, think about this, Mike. Let's be brutally honest, guys.
Because we talk about how these moves are more profound,
meaning they're deeper, right, they're happening faster. What if you
look at Dad's portfolio three months ago, Dad just passed
away and you're asking where's the money.
Speaker 4 (37:22):
And you're the executor? Right, this is real life everyone,
This happens, right, So have the built in a state planning.
Have the protections if you have the terrible job of
being a trustee, have the protections because if you're the executor,
not only did you have the protections. The money was
(37:43):
dispersed in days, not months. Let me let me ask
you you avoid all of this icky stuff that can
happen out there.
Speaker 3 (37:51):
Let me ask you this, Mike. What if I'm a
what if I'm a young en. Okay, what if I'm
a young un and I'm listening right now. What if
I'm a young un and I say, you know what, Mike, Dan,
I'm getting this. I'm getting this. I'm gonna have more
money than my neighbor because I'm not gonna have flat tires,
and I want to swing for the fence. Here's here's
where I'm going with this, Mike. Let's say we do this.
(38:11):
Let's say we educate again. You can't have pillar two
right because, simply put the the asset managers and juris,
they can't afford to service you at that age, right.
They can't afford it. Okay, too much, Resk. It's not
that they don't want to. They'd love to, they just
simply can't afford it. Okay. Now, what if we start
talking about pillar three? Right? What if we talk about
pillar three where I can be in a twenty plus
(38:35):
billion dollar hedged equity fund that is amongst the largest
on the face of the earth. Analysts, they come out
of the woodwork to kiss the ring. Analysts running up
and down the halls, just servicing that fund. Multiple portfolio managers,
just servicing that fund. You think they're you think they're
gonna look to do a bad job for you over
(38:56):
the next let's say seven years. And oh, by the
why if the world happens like it's happening now, you
don't lose a nickel. But make them say, your neighbor
is gonna right, your buddy is gonna Okay, let's talk that.
Let's talk that in your portfolio, and let's do this.
What if we talk about Mike Brown's Pillar four. What
if we say, yeah, you're young, you're aggressive, you're forget
forget us and p Man. You want to be Nasdak boy,
(39:19):
get them all. What if I want to be at
all the gunslingers. What if I want to be Nasdak
boy Mike and I want to enter into a discipline
strategy where I'm contributing each year for the next five
ten years. Because you can contribute in pillar four, you
can add, you can add to pill.
Speaker 4 (39:35):
Someone says to that to me, you know what, they
get a golfer's clap, got.
Speaker 3 (39:41):
Well done, being well thought out, or or or or
you can be told you're too young for that. You're
too young. You can go down the street and they
show you the blueberry pie.
Speaker 4 (39:55):
Well there's a little less pie now than there was.
The pie is gone, it's a little smaller like what
Pillsbury used to do. You shrink the pie.
Speaker 3 (40:02):
And here's the thing, because they're going to tell you
the same thing. Oh, you got so many years to retire.
Speaker 4 (40:07):
But then you see the seven bond.
Speaker 3 (40:09):
But then you say, wait a minute, but but but
Dan and Mike they told me that had I had
I adopted their strategy, money would be put in my
account at the end of the year because we were down. Well,
don't but don't disregard that you're so young, Mike. It's
flat dumb, blood, it's flat dumb. I mean you guys
(40:29):
should see Mike, Mike has beat.
Speaker 4 (40:33):
As I see baseball teams using these insane baseball.
Speaker 3 (40:36):
Back Here's the point, guys, young, middle aged old, whatever
it is, we will educate you, you heard that properly. We
will educate you on a strategy, on a pillared based
system where you can select what sounds best to you.
We're not pressing a blueberry portfolio. We're not pressing this
(40:57):
Chief Investment Officers portfolio.
Speaker 4 (41:00):
Are the unnamed fund what was that called.
Speaker 3 (41:03):
The undiscovered discovery undiscovered manager. They're they're they're great here
or or or the better yet one. We're not gonna
here's what we're not gonna do, because we should maybe
do this by not more about what we're gonna do.
And we used to joke in the office, here's what
we're not gonna do. Okay, here's what we're not gonna do.
We're not going to place you in the Target four
(41:29):
Moderate Growth Profile three fund that Michael Brown shared with
us two weeks ago. On these airs, it will never happen.
And if it does happen, guess what we'll be talking about.
Hamburgers on this right, We'll be talking about Hamburgers on
these airs. Are doing something else, right, I mean, it's
just guys, guys, guys, guys. There's a better why right,
(41:50):
there is a better way young, middle aged, old, wherever
you feel you fit.
Speaker 4 (41:56):
And I've said this many many times now. We all
were applauding when the astronauts were brought back home just
a Herculian technological masterpiece to be able to do that,
and they say, oh, you're up in the space station
for nine months. I would bet not a single listener
(42:19):
drives a car as old as the space station is
right now. So if your car is twenty plus years old,
why are you still using this ancient investment philosophy.
Speaker 3 (42:31):
I'll tell you why. I muck because you know, as
as clear as as clear as the day as long, Mike,
you know this. I normally I just saw my phone
and I looked over there, Mike, and this is what
this does. This is what this does. Guys, again, Lord
is my witness here, one of our brethren, okaying, and
(42:53):
my same fairness fature. We're trying to get him over
to Madison, and he's starting to see the light. He
just texted Mike right now, He literally just texted, he's
at a what is he at? A? What is it?
A bank? That turned into what what would you call it? Right?
And now it's a bat and now it's a super bank.
He said, I'm listening right now. I'm listening right now.
(43:15):
You have to have to have to tell me more
about Pillar two.
Speaker 4 (43:23):
This is well, isn't a sweet spot as well from
an age perspective.
Speaker 3 (43:28):
Right, right, But but my point is this, Mike, My
point is this is that.
Speaker 4 (43:32):
He's in the biz list and doesn't know the bank.
Speaker 3 (43:35):
Because we're he is that can't do it. No, it's
not No, it's not profitable. The bank's happening if you're
a client, literally, it's not allowed. But the point is this, guys,
when we're making inroads with professionals that are out there. Again,
that's the key to spreading this. That's the key to
(43:55):
spreading this. That's the key to really growing this. And
that's why we ask you, guys. That's why we asked you.
When you're on the cruise ship. Tell the neighbor, tell
your brother, Tell someone you care about, right, tell someone
you can. Let's keep it super simple. Tell someone you
care about about what we're doing, about the work we're doing.
I like that, right, Tell somebody you care about it.
It's just Mike, It's it's that simple. You don't have
(44:17):
to tell the random br Just tell someone you care about.
That's all. Let us educate.
Speaker 4 (44:22):
Take the flip side. But once you know own the pillars,
you'd be able to very efficiently communicate what your investment
philosophy is versus I don't know. I have about thirty
five mutual funds. I don't know what they really do.
Speaker 3 (44:35):
We gotta do some work. I'm gonna do some work
this week, Mike, I'm gonna do some work. We'll put
one of our team members on this this week. I
want to look.
Speaker 4 (44:42):
Are you gonna do the world well, I'm gonna Are
you gonna give it?
Speaker 1 (44:45):
No?
Speaker 3 (44:45):
Here's the thing, right, guys, here's what I'm gonna do.
I'm gonna look at pillar four. I'm gonna look at
Pillar four over the last five years. I wanna be
s and p man mask that man. Guys, I think
you are going to be stunned. Guys. That was great week.
Great week, guys, that great week for we were so
proud to educate you this week. Again, we absolutely love this.
(45:07):
Let us give you more of it. It's www dot
Madisonmanagers dot com. And again, for those of you are
on the cruise ship, please tell a loved one, tell
someone you care about about what we're doing here at
Madison and how we can help. We'll talk to you
in the office. See then,
Securities and investment advisory services offered through Osaic Wealth Inc.
Member finraw as IPC oasaic Wealth is separately owned and
other entities and or marketing names, products or services referenced
here are independent of Osaic Wealth. Madison Wealth Managers and
Osaic Wealth Inc. Are separate and unrelated companies. Information provided
is for illustrative purposes only and does not constitute investment,
tax or legal advice. Information has been obtained from sources
(00:21):
deemed reliable, but its accuracy and completeness are not guaranteed.
Neither Osaic Wealth Inc. Nor Madison Wealth Managers accept any
liability for the use of the information discussed. Consult with
a qualified financial, legal, or tax professional before taking any action.
Any opinions expressed in this form are not the opinion
or view of Osaic Wealth Inc. Information in this illustration
has been obtained from sources believed to be reliable and
are subject to change without notification. The information presented is
(00:44):
provided for informational purposes only and not to be construed
as a recommendation or solicitation. Investors must make their own
determination as to the appropriateness of an investment or strategy
based on their specific investment objectives financial status and risk tolerance.
Past performance is not an indication of future results investments
in vol of risk and the possible loss of principle.
Speaker 2 (01:04):
You are about to experience the Planning for Prosperity show
in three two.
Speaker 3 (01:10):
Here, oh spa right out of a gate. He is sinister.
He gets a thumbs up with that sinister. I think
he put together the tariff cards, those pacards with the
(01:31):
tariffs that the administration, the administration held up.
Speaker 4 (01:36):
You know, over the last few weeks you've talked about
you've changed your tune on the favorite white paper in
the d O D.
Speaker 3 (01:43):
I've changed my tune. Uh huh.
Speaker 4 (01:46):
My least favorite word for years has been busy. I'm
busy now my least favorite word is tariff. Not that
I I'm like making a political statement, I'm tired of
hearing it.
Speaker 3 (01:57):
Happy weekend, Danny Planski, Mike Brown, Madison wealth Managers Planning
for Prosperity Radar. We we are going to have a
it's gonna be soothing, guys. We're gonna be calming. No,
we are. We're gonna be calming this week because we
know you need it, because we know there are a
lot of individuals out there that guide client portfolios, and
they don't do what we do. So I'd like to
(02:19):
find out.
Speaker 4 (02:20):
I like to find out that this week alone, how
did the blueberry portfolios do?
Speaker 3 (02:27):
How they fair? Here's where we're gonna go with. Ok Guys,
I'm jumping the gun. Let me start with this. And
you know this as well. You know this as well.
So if you're angered at your blueberry portfolio, okay, with
nothing on it but dripping blueberries, right, forget protections, forget
guaranteed in comfort, forget any of that, forget forget death.
It's forget it all. And I'm giggling because it's not
even a fair. This is exisit?
Speaker 4 (02:48):
To take comfort?
Speaker 3 (02:50):
Take comfort in the blueberry portfolio? Okay, guys, guys, guys, guys, guys.
It's www dot Madisonmanagers dot com. And the point is this,
if for no other reason to get in touch with us,
we do say thank you. Okay, we do say thank you.
So if you have the blueberry drippings on your hands
(03:11):
right now and you're being told I'm gonna hazard to
ask Mike, ninety nine percent of those listening who are
part of that aren't being told anything because their advisors
is already be found. It's crickets. It's it's complete crickets.
There's no guidance, there's no adviolence, there's no guidance, there's
no advice. There's none of that. So here's what we're
(03:32):
gonna do our best at it. We're gonna say thank you.
We're going to say thank you for being a boy
of the cruise ship. We're gonna say thank you to
all of you who are clients on Madison right. We're
gonna say thank you for believing in the pillars right,
and you guys feel awfully smart right now, and you should.
Speaker 4 (03:48):
So I received a quick note yes from client yes,
who once owned the Blueberry Portfolio. I think we all
did at one point in time, yeah, before version two
point zero of Investing became available. And he said on
Monday this he's gonna bring me a blueberry pie widliere
(04:10):
to thank me for getting out of the Blueberry Portfolio. Now,
I'm not making light of the damage that's been done,
but I have to say a couple things. For those
of you who listen to the first segment, which we're
in now, you always hear this disclaimer at the beginning
of the show, and it says things like this, the
(04:32):
opinion of Madison wealth is not necessarily the opinion of Osaic.
Well it should be. They talk about they talk about suitability.
Is protection not suitable for everyone? They say investments have
the potential for loss. They're basically making a commercial for us.
(04:53):
So everyone thinks that disclaimer is silly, and it is.
But what they're basically telling you is they are afraid
we'll talk about the Blueberry portfolio. That's which we never will,
other than to make fun of it.
Speaker 3 (05:08):
Here here's the difference, guys, here's the difference. And you
guys know, and we had we had a little chit
chat before we had on airs this week. And you
know a lot of people think that we are pleased
when markets go down. It could be no, no, no, no,
nothing further from the truth. However, we've seen returns over time,
(05:35):
we've seen individual's income needs over time. We've done this
so many times over, guys, make no mistake. We began
with the blueberry portfolios. We there was decades. We began
with the individual bonds of the day, right move these bonds,
(05:57):
Mike or else we worse fund what we began with
the stocks of the day, the overnight offerings of the day.
We began with all of this, guys, this is through
a lot of education, a lot of devotion to craft, right,
and years and years and years of doing what we
(06:21):
do and working with you to bring the level of
confidence that we bring to say, in Mike Brown's words,
please allow us to show you what we believe. And
we are darn well allowed to have opinions. What we
believe is a better mousetrap. And it's just the point
(06:47):
that if twenty twenty two never happened, Mike, meaning if
the worst year in the history of US financial markets,
right when we talk about all markets, right, bond stock,
all markets.
Speaker 4 (06:57):
Your hypothetical gold sixty forty portfolio, if Blueberry.
Speaker 3 (07:02):
Blew up, blew up all of you, blew up all
of it, the Mike whip they did, if that didn't
happen right now, would be a fantastic advertisement for what
we do here at Madison and what we do to
help you. However, it's just becoming a sequel, Mike, what
do we always talk about, We say, this is happening
(07:23):
more and more frequently.
Speaker 4 (07:26):
And look at Thursday morning, the markets open, the violence
all right, the Dow is down almost four percent, SMP
is down four percent. Nasda's down five percent. That's before
you had your cup of coffee.
Speaker 3 (07:42):
Mike so Well said, and I'm gonna put it this way.
And Mike, normally, I'm not. I don't know, you're normally
a little bit more blunt than I. Shall we say
I'm gonna put it this way.
Speaker 4 (07:54):
I take that as a compliment.
Speaker 3 (07:55):
No, it is. It is a compliment. But I'm gonna
do a mic Brown here. Here's the bottom line. If
you did not have protections in place, right, if you're young, old, indifferent, right,
I don't care how old you are, it be twenty two.
If you didn't have protections in place, going into twenty
twenty two, and heaven forbid, you needed money along the
(08:18):
Why even if you're young, right, you bought houses, cars,
she had little kiddos. You need to spend some money, YadA, YadA, YadA.
And now here you are going through this in twenty
twenty five. You're not making it out of this, you
know so, mathematically, I'm not making an out gun.
Speaker 4 (08:35):
But Dan, when I go home at night, I will
turn on news from time to time. Wednesday night was
must watch TV because we're all waiting for the tariff.
Speaker 3 (08:44):
Yeah, right then, I've had enough.
Speaker 4 (08:47):
I just want to sit in my chair, have a
malted beverage and I watch YouTube. Yeah, on the television,
and the algorithms know what is going on television wise.
And they have young fella saying, and he's from one
of the exchange traded fund companies. You only need four investments,
these four exchange traded funds. And here's the punchline. Here's
(09:10):
a punchline, and you never ever sell them. At some
point in time. We all have to sell something to live.
Unless they're pandering to the fear that they have a
solution to what's about to happen.
Speaker 3 (09:29):
The solution is such. Okay, the solution is such, and
this is why you're seeing Michael, and we mentioned this
is just what three weeks ago, a month ago. The
solution is such, and that is why you are seeing
the largest ETF providers, the largest fund providers. They're all
trying to get into the protection game.
Speaker 5 (09:47):
That is now we welcome them into the pool because
the more the merrier, and we want to find the
best in show for every flavor we have.
Speaker 3 (09:59):
And we've said that if these names if they produce
best in show, we're gonna bring them to your open arms. Absolutely, guys, guys,
that is a great So we're just getting so warped up.
We'll see you right back, guys in the meantime. Www.
Dot Madison Managers dot com. Guys, I think it's this week.
Set your appointment. It's that simple. Keep it simple. We'll
see right back.
Speaker 2 (10:19):
You are about to experience the planning for Prosperity Show
three two.
Speaker 3 (10:30):
Mouths and I know this song. Yeah, don't brown if
you get this.
Speaker 4 (10:39):
Something hey or something like that.
Speaker 3 (10:43):
Close George, This is that George. Very good, Michael, Planning
for Prosperity Radio Hour. Welcome a boy. This is a
good song. I didn't know he did. And you've pulled
some Georgie as your stuff before. Very interesting. Well do
I get half a yeah? No, nice, so you get
a full point that that was really good. First things, First, guys,
(11:05):
because we think a lot of you based on the
conversations we've had this week with those of you already
on the cruise ship, right, and we've discussed protections with you,
we've discussed the pillars with you, and you you feel good, right,
I mean you feel confident. I'll put it that way.
You feel very confident. I think there are a lot
of people listening on these airs right now who don't
feel very confident. Okay, and we don't want you feeling
(11:27):
that way. The easiest way guys, www dot Madison, m A,
D I, S O N Managers dot Com. Okay, you're
gonna see clickieboxes, you're gonna see Astan and Mike. Set
your appointment, whatever it happens to be. Just go to
the bottom of every page. It's right there, guys, Just
say please give a call phone number, whatever it happens
to me. We normally we'd be talking about dods, we'd
(11:49):
be talking about all of our educational material. But this
week I think it's simpler than that, guys, because the
reality is is those of you who have set appointments
of the last couple of months, we've talked to you
about some really really simple ways right to play this
particular market. Okay, we've sat down, we've educated and guys,
(12:15):
I'm gonna keep this super simple. We kind of talked
about pillar two right, our pillar two right, like very easy,
very easy to understand. Hey, I want to be equity man, right,
I want to be actively managed man. Right, I want
to be almost all all equities. I want to balance portfolio.
But again I want to be leaning on equities. But
I also want protections, right, I want a death benefit
(12:37):
for my heirs if something like this happens. Right, Okay,
happening more and more often, as we've spoken about over
the years, and and and I also want to make
sure that the most important thing in my mind is
that you're going to be able to have a check
right whenever you choose to retire. If it's an investment
(12:58):
vehicle where the sweet spot's sixty five, maybe you target
sixty five. Maybe you say, Dan, I want to work
to all ob seventy. Congratulations, perfect, sixty six, sixty seven,
whatever it happens to me. Here's the thing when you
talk about, Michael, what what do you you always call
it what guaranteed strategy? And but what do you call
it guaranteed return investing? Now you don't use that. What
(13:19):
do you call it? Outcome? Outcome? Defined outcome? That's though,
that is the language. It's defined outcome investing. Everyone. And
we talked about pillar two where when these markets happen
as they are prone to regardless of when they happen.
If you are hands off on your money, right, you're
in retirement, you're in retirement savings mode, right or pre
(13:41):
retirement mode, whatever it happens to me, your hands off
your benefits going on?
Speaker 4 (13:45):
Okay, Dan, what if you're to date, what is the
market down give or take?
Speaker 3 (13:53):
Nastik's over ten percent?
Speaker 4 (13:55):
Now NAS down ten percent, and let's say that we
don't recover for the rest of the year. Let's just
say things are choppy. It's entirely possible. I'm in pillar two.
I chose that I'm going to defer my income so
instead of my portfolio being down ten percent, that I
can take income from m hm. The amount I could
(14:17):
take income from went up this year.
Speaker 3 (14:21):
We can say the percentage, right, we can say the percentage.
It's an actual tangible product. The percentage is. Let's let's
let me frame it this way. Let's say hypothetically it
goes up by seven percent.
Speaker 4 (14:32):
Hypothetically, so instead of me taking income off ninety cents
on a dollar, I take income off a dollar.
Speaker 3 (14:40):
Seven correct, Mike, U Now to thank you for the
rest of my life, correct, Michael?
Speaker 4 (14:44):
You know, and if I have a significant other spouse
for them as well.
Speaker 3 (14:49):
And what if I want to defer another year, Mike,
what happens then?
Speaker 4 (14:52):
So let's say the market comes back ten percent. Now
your dollar after two years is ninety nine cents. We're
at a dollar four team, correct.
Speaker 3 (15:02):
Just just keep going with this, Just keep going with it.
Speaker 4 (15:04):
It's gonna take a lot of heavy lifting right right
for the market to catch up to where I have
sleep at night, peace of mind. Investments.
Speaker 3 (15:13):
And how about we get this from a lot of
you who are on the cruise ship. You're willing to
even ratchet up right your shall we say, aggressiveness within
the portfolio.
Speaker 4 (15:26):
As you should?
Speaker 3 (15:26):
As you should because you have guarantees on the portfolio.
Speaker 4 (15:29):
Right, If I have a full safety net, I shoot
for the moon.
Speaker 3 (15:35):
That's it, Mike, They guys, it's that simple. So here's
pillar two, which, in my opinion, I'm allowed to have opinions.
We're allowed to have opinions. In my opinion, this is
the best way to fight back against this nonsense that
is going on right now. And when I say nonsense,
I'm not again it's that political, it's it's on any
(15:56):
of that. It's just again the reactions to some of
these securities shall we say, is nonsensical in certain in
certain ways and others it's very sensical. Right. Here's the one, Michael.
We don't talk enough in these times about one of
your favorite pillars, and it's the pillar that we slide
up to the table. We slide it up to the
(16:18):
table from time to we slide that pillar right up.
Pillar five, Michael, Pillar five, where you set your term.
Let's say your term's five years, right, just like any
CD bond, whatever you like, you know, whatever what Everyone
has a time horizon, right, whether even if you own
a mutual fund, you have a time horizon. So let's
say you your time horizons five years, shan, Michael. In
(16:40):
pillar five, let's see if I do you justice. There
is a minimum rate that will be paid to me
regardless of what happens to anything. The Fed can cut up,
come in and take rates to zero, which is potentially
where this is going. That's gonna be the conversation, right,
(17:01):
potentially where this is going. Right, market could go down
another twenty percent, which again we don't know, no one does.
But here's the butt. Each year I get that right, right,
Each year I get that right, and I get that
rate compounded minimum minimum. So far, so good over my term.
(17:22):
Now here's the other flip. If if if mother Market
out performs Mother Market, great comebacks, fabulous, fabulous, and I'm
as p Man right, I'm super smart s in p
Man right, market goes up, rallies, good years, great years, YadA, YadA, YadA.
(17:43):
I'm gonna capture a pretty sweet percentage of a return
even in a great year, right, Mike, Right. Okay, that's
my upside. That's my upside. But my downside is I'm
gonna capture a very I don't even want to qulle respectable.
It's a good rate of return mine.
Speaker 4 (18:03):
And it's becoming more attractive by the minute compounded.
Speaker 3 (18:06):
Okay, that's Mike. That is that is a guaranteed outcome investment.
Speaker 4 (18:15):
Correct, it is right now, Dan, you always say on
these airs, people come to Madison to talk to us
because we're solution based. Now, this week we had to
look in the rear view mirror and talk about markets
because they were maybe historical.
Speaker 3 (18:33):
Well, we're talking about solutions.
Speaker 4 (18:34):
Yep, here's the solution. Great conversation. Have the Blueberry portfolio?
What do I do now? I want some protections, but
I'm still a believer. I still think the markets are
going to do okay. So how do I get these
other pillars into my portfolio? I said, well, let's look
(18:57):
at your statement. You have one, two, three, four, five, six, seven,
eight nine bond funds. They're never going to make any money.
Let's take those and move it into one of the
pillars where we can protect the money. As you're saying
pillar five, I'm going to get an approximate same yield
as my bond funds, but I can get double the
(19:18):
return and have principal protection. And the look was what
you've You've heard this on the radio for years because
I didn't believe until I saw it.
Speaker 3 (19:30):
That's part of it, Mike, that's part of it. You
have to come in and see it well.
Speaker 4 (19:36):
And it's it's not the Mike and Dan structured product investment.
We don't we don't invest, we don't invent the product.
These are some of the biggest money managers in the world,
but this stuff was too boring for a lot of folks.
Speaker 3 (19:51):
Guys brutally honest. If you do, and and you know
who I'm talking to, because we've sat down with a
bunch of you very recently and you've had a reappearance
of these structured notes. If you will, the stomach better
not be right, because if your stomach's right, you don't
understand what those what really the potential outcome of those.
Speaker 4 (20:15):
Is now, because these things are kind of what we
call off board, they might look good for a little bit.
You might think I haven't lost any money until maturity
or when you have to sell them well, and then
it becomes a circus Well.
Speaker 3 (20:31):
It's not only a circus mic because you don't the
advisors that introduced you to these vehicles, right, they don't
know what comes out the end.
Speaker 4 (20:43):
They couldn't pass a multiple choice.
Speaker 3 (20:45):
They have no idea what comes out the end at
the end of that maturity Okay, because no one does,
make no mistake.
Speaker 4 (20:54):
They shouldn't be selling things that they don't know what
the outcome is.
Speaker 3 (20:57):
Guys, we've seen a time and time can Pillar five
back with vengeance? Michael Brown, Sleeping Dragon. Let us educate guys, please,
right now is the time www dot Madison Managers dot com.
It's m A D I S O N M A
N A G E R s dot com. Just let
(21:17):
us know. We'll get you all the literature you need.
Pillar one, Pillar two, Pillar three, Pillar four, and now
pillar five. We'll see right back.
Speaker 2 (21:27):
You are about your experience the planning for Prosperity show
three two here.
Speaker 3 (21:40):
Oh, I know who this is. This is Chan Smokers.
Speaker 6 (21:42):
I don't know.
Speaker 3 (21:44):
Very good song. I like it. We're all dancing, singing
Happy weekend everyone. You may wonder why we're dancing, right,
Michael just had a funny in the break welcomeboard, the
planning for a Prosperity Hour welcome board the cruick. Michael
is one hundred percent right. And those of you who
(22:05):
aren't on the cruise ship yet, you got a big
juicy slice that blueberry portfolio in front of you, steaming
hot out of the oven if you like it that way, right,
Michael is all but willing to guarantee that you got
a certain call. If you've got a call, I'll be
both to listen. We've seen it all listen. Service models
(22:26):
are not the strength of the big box supercenter stories.
Speaker 4 (22:30):
There's there's gonna be two avenues for this, all right.
One I can guarantee.
Speaker 3 (22:34):
What is what is the one? If you were lucky
enough to get a phone call, Mike, what does that
sound like? Please?
Speaker 4 (22:40):
Hey, Dan, it's Mike. Hey, I know you were down
seven percent this week.
Speaker 3 (22:46):
That's one day. Yeah, okay, tho was what Mike? What
do you mean seven percent? One day?
Speaker 4 (22:51):
Here's here's what we're gonna do. Okay, I want you
to go out to the backyard, why with a shovel,
shovel and dig up that half a million dollars of
oh you.
Speaker 3 (23:04):
Of gold Kruegerrand. You been hiding in the back. I've
been waiting for this moment.
Speaker 4 (23:09):
And we're gonna change at the cash you can buy
a lot of stuff.
Speaker 3 (23:12):
And you also told me about that too. I may
want to sit back and kind of wait for a
better opportunity, you know, but I.
Speaker 4 (23:17):
Guarantee the talking heads in the next day. It's already happening,
and it's going to be from these folks. And if
I'm wrong, I owe everybody a blueberry pie. It's going
to be from the mutual fund companies. Now's the best
time to buy more. The question is does everybody have
a lot of you know, id Krugerrand.
Speaker 3 (23:41):
Here's the point, guys. If you don't want that nonsense,
if you're sick of it, it's www. Dot Madisonmanagers dot com.
Www dot m A d I S O N m
A n ah g e RS dot com. However, you'd
like to call Dan Michael our group, we can talk
to you about pillar three, right, Pillar three? Which Pillar three,
(24:04):
Mike is the Hey, hey Dan, how you doing, Hey buddy,
how you doing? You know? We saw, you know, we
saw a day where you know, Marcus were essentially the
seven percent, the biggest names. You remember we talked about
that Pillar three, the second version. Yeah, I remember that.
That's the one where you know, if I look out,
let's say I want to go out seven years, I've
(24:25):
got complete protection.
Speaker 4 (24:27):
Maybe you just want to go five if things are great, whatever,
But that's the.
Speaker 3 (24:31):
One we can't go forever. That's the one where you
talked about where you literally can't lose a nickel, right,
even if this nonsense happens. Right, that's right, But what's
a what's the other side? Remember we educated we talked
about that. That's the one where I can be in
one of the largest hedge ones in the world. I
can put all of my money into that, right, and
I keep every penny of upside if we rebound it
(24:52):
rebound smartly. You nailed it. You nailed it because guys.
That's what we're talking.
Speaker 4 (24:58):
About versus this happened last week and it just happened again.
Speaker 3 (25:02):
Yeah.
Speaker 4 (25:03):
I just got a text in bold letters reminder, exclamation point.
You're invited to the free live options trading where Wall
Street insider techniques could transform your trading results. Limited spots available.
This is two weeks in a row. This is the
guys that really just I think they're bugging in the
(25:26):
offices because how could two weeks in a row they
come out while we're doing this with this insanity. I
don't know how are their options positions trading right now?
Dan think they're trading well to very well super strong,
because when the underlying stock is down eight percent, how
much is an option going to be down.
Speaker 3 (25:44):
Here's what I like being able to talk to people about.
And we talked about this last week, Mike, And this
is your pillar four. So this is a tribute to
your pillar four. And I'm gonna do you notice I'm
doing tributes to you.
Speaker 4 (25:53):
I'm just soaking it up.
Speaker 3 (25:54):
Now. Here's the warm blanket, here's the thing, and here's
whether you want to realize it or not. Okay, we
talked about the difference between Pillar four and the person
who says.
Speaker 2 (26:05):
Hi, I need more growth.
Speaker 3 (26:08):
Okay, Well again, guys, as we've seen in this environment
there is no growth.
Speaker 4 (26:12):
Okay, but if it ever exists, you can have it
all here.
Speaker 3 (26:16):
But here's the point. Here's the point, guys. Pillar four
up until very recently, quite simply put, if you were
s and P man in or nasdac Man, pillar four,
had you entered circa twenty one, twenty two, whatever it
happens to be, pillar four, simply put, was one of
the best performing assets on the face of the earth. Now,
the best part of this is that now with what's
(26:38):
going on now, now we'll reassert itself again. It will
now take the throne right back once again. Okay.
Speaker 4 (26:46):
If the market stays where it is, everybody else is
not feeling lovely. You know what you're doing in pillar four,
licking your chair.
Speaker 3 (26:55):
You're getting your money back because in two of the
past four years there's been and again part of my French,
there's pew call over the streets, guys, and you're getting
your money back, right if you were in pillar four.
It's really that simple. Whilst you are playing the same
game as your neighbor that thinks he's super smart right.
Speaker 4 (27:17):
All of a sudden, Dan boring, transparent, not sexy, looking
pretty sexy again.
Speaker 3 (27:29):
Mike, we bring the sex. Listen, guys, do you say
we bring the sex? We bring the Sex's the point, guys,
because again, we love Pillar one. We love it. You
guys know you guys know we were talking about gold.
We're talking we're talking about the best performing asset on
(27:49):
the face of the earth. We were talking about gold
before the one eight hundred numbers. Guys, we're talking about
it in your Pillar one portfolio. Guys. You no, we've
been talking about this. We've been talking about dividend growers,
not just dividend pairs. We've been talking about dividend growers.
We've been talking about Hey, when they're calling Zuckerberg stupid
(28:12):
over at pace, Look, okay, maybe you might like to
add a little bit of that and or and or
if you don't, if you already have it, add to
it within your Pillar one. You know why, guys, because
you can do that when you have the protections, as
we call it, the defined outcome investing that the other one, two, three,
(28:35):
and maybe even that fifth pillar bring to the table.
Speaker 4 (28:39):
Wait, I'm just looking something up quickly here and I'm
not going to name names, but when we talk about
dividend growers, you can also own those, yeah, with protection
on them, of course, because perhaps on a certain day
this week, you know, the dividend aristocrats, we're still down
(29:03):
three percent one day. So if that's my mantra and
we love it, you can still put it in one
of the pillars.
Speaker 3 (29:11):
Of course, say you can, guys, of course, of course
you can't. It's gonna go. And we heard and listen, guys, listen.
Imitation is the most sincere form of flattering. And I
love what I love. And again, because we're so busy
doing this show, we can't possibly listen to someone else's show,
(29:33):
make no mistake. But we hear, we hear what goes
on in the streets. We hear, we hear what's popping
out there in the streets, right.
Speaker 4 (29:42):
And we here's a nation is always looking out for.
Speaker 3 (29:44):
Us, always looking out. And we got a couple of
phone calls this week, not just want to get a
couple of phone calls said, oh, you know, Billy who's
on at you know an hour before you you know,
he's never talked about protections before, but man, he is
now No ca weird.
Speaker 4 (30:02):
These same guys to start playing the name at that
tune to start saying they had a concierge, then they
had an eckery, now they've got the protection.
Speaker 6 (30:11):
Tiller two came out about a year ago. Yeah, guys, guys, guys,
let me make love it. Let me let me make
this very clear. Guys, where I turn.
Speaker 3 (30:22):
Okay, here's there is something to be said in this
world for experience. Okay, if I want defined outcome investing,
right to find outcome? If I want that, why on
earth would I go to the guys that learned about
(30:45):
this from Mike and Dan on the radio, right, who
are supposedly my competitors, right, supposedly, And then I took
a one off, eight minute video, okay to learn about
the pillars, right, I took an eight minute vie to
learn about the pillars, and now I'm talking to the
public about them on the air. When I can go
(31:06):
to Mike and Dan who literally brought these to these
airs first. They brought the pillars first. And not only that,
Michael introduced pillar four. I'm confident saying this. Mike, Michael
introduced Pillar four from an advisor client relationship standpoint to
(31:28):
this area. You heard that correctly, he educated on that first.
Or I can go to the guys that are ripping
Dan and Mike off.
Speaker 4 (31:39):
Now, why maybe we don't have a sexy enough video.
Speaker 3 (31:44):
Well, but we got we got great people in the office,
We've got sodas, we've got everything. It's not Mike, you'll
even share a hot dog? Like, what are you doing everywhere? Whoa? Guys,
please don't do it. Just yeah, guys, do us f
do us a fan? Wait?
Speaker 4 (31:58):
Everyone knows that Dan is the biggest baseball fan on the.
Speaker 3 (32:03):
Play, absolutely absolutely, and now.
Speaker 4 (32:05):
That baseball season has begun, he wants me to start
sharing my hot dogs.
Speaker 3 (32:11):
Here here, here's the point, guys, here's the point. Guys,
please please please, I've changed the tune, Mike. Can you
guys know this? You guys should get calls from me.
You know this, don't I've changed my tune. It's we
just keep it super simple. Now, just let us compete.
If we compete, we're gonna win. It's it's that simple, Mike,
because you don't bring this expertise, you don't bring this confidence,
(32:33):
you don't bring this experience, you don't bring everything else
that we have to offer as a family office. You
don't bring that and lose and if if we do
lose that piece of business, I'm comfortable saying that's a
shame on you. I'm comfortable with that. Mike.
Speaker 4 (32:46):
It's okay if you don't like us, absolutely because there's
a long list, a lot, there's a line around the block.
Speaker 3 (32:53):
It's okay, totally fine. That has nothing to do with
making sure making sure you're able to achieve your financial goals.
Speaker 4 (33:04):
That's totally I go shop at stores that I despise
their corporate culture because they have a product that want.
Speaker 3 (33:12):
Guys. Keep it simple. Www dot Madison Managers dot com.
We know you like us. We'll see We'll see you
right back.
Speaker 2 (33:19):
Guys, you are about to experience the planning for Prosperity
Show and three.
Speaker 7 (33:28):
Two this pretty little thing smart, Yes, very good Michael,
when I was talking, very good.
Speaker 3 (33:43):
Yeah, good song song, mister p Happy weekend, Dan Polanski,
Managing director Michael Brown planning for a Prosperity radio Guys,
if you guess the theme had to do with cities.
Speaker 4 (33:56):
He also has a great song about a Ford thunderbird.
Speaker 3 (33:58):
No, I don't want to hear about that.
Speaker 4 (34:00):
It's fabulous.
Speaker 3 (34:01):
Does the Ford get any imported parts, so they strictly
everything is here. Somehow the mobile Eye of those mobile
Eye ships made here. I don't know. I thought there
was raelly. Oh oh well, oh well, well so so
it'd be everyone h happy happy weeknd. Yeah, that was it.
(34:22):
That's it. We're moving on. We did.
Speaker 4 (34:24):
We're not political.
Speaker 3 (34:25):
We're not talking about ideology. I don't care who. Listen,
let's talk about dollars in se I don't care, right, listen, guys,
I don't care who it is. But the reality, the
reality is this is that you know. Again, Here's how
I can keep it most simple for everyone is that
this is happening more and more often, and it's happening
with more depth meaning depth meaning more disgustingness, just.
Speaker 4 (34:48):
The sheer speed, the velocity which it happens now. So
you'll see Dan Thursday morning, when this mess started, you
think the algorithms are pounding on it.
Speaker 3 (34:58):
Hum and that's that's part of the problem. But here, guys,
and again www. Dot Madison Managers dot com. You'll notice
we did this entire show strictly based on solutions, right solutions.
This said nothing. We know, we did no estate planning
this week intentionally Okay, and not that we can't bring
estate planning into this, but it's back burner right now
(35:20):
because we need to get on these airs. We need
to educate. We need you to educate, right, we need
those of you who are on the cruise ship to
educate your friend, educate your kids. There is a better way.
Let us make this very clear. Well, Dan, I'm going
interrupt you because I know for a fact, I know
for a fact that someone out there who is a
(35:41):
plan or whatever you are, whatever you are, probably listening
right now, whatever you are, you told a client that
they were too young to have protections.
Speaker 6 (35:50):
Oh crickets, anybody, how are they gonna walk that one back?
Speaker 3 (35:55):
Crickets? Too young. The younger you are, the better. The
younger the younger you are, the better. Hey, hey, let
me educate you. Let me educate you on this. Okay,
there's a reason why Pillar two isn't available to twenty
five year olds because here's why. Because they go out
a business. If they gave away those rich guarantees for
(36:19):
that long, they got a business. Okay, let's keep that
super simple. Right, Let's see, let's see you walk back
the down thirty percent year, right, that was twenty twenty two,
when you could have owned Mike Brown's pillar four right
and have that plot back into their account. Were they
too young for that? How's that sound?
Speaker 1 (36:39):
So?
Speaker 3 (36:39):
Dan?
Speaker 4 (36:40):
How's that I'm gonna say that you were incorrect on something?
When we say we're not gonna talk about any estate
planning because it's already built into the pillars.
Speaker 3 (36:49):
Oh wait number one? Oh yeah, number two?
Speaker 4 (36:52):
Dan, how would you feel if you were the trustee
of someone's money and you had no protections on those
dollars and now the beneficiary club is not happy with
Dan being naked in the stock market.
Speaker 3 (37:06):
Well, think about this, Mike. Let's be brutally honest, guys.
Because we talk about how these moves are more profound,
meaning they're deeper, right, they're happening faster. What if you
look at Dad's portfolio three months ago, Dad just passed
away and you're asking where's the money.
Speaker 4 (37:22):
And you're the executor? Right, this is real life everyone,
This happens, right, So have the built in a state planning.
Have the protections if you have the terrible job of
being a trustee, have the protections because if you're the executor,
not only did you have the protections. The money was
(37:43):
dispersed in days, not months. Let me let me ask
you you avoid all of this icky stuff that can
happen out there.
Speaker 3 (37:51):
Let me ask you this, Mike. What if I'm a
what if I'm a young en. Okay, what if I'm
a young un and I'm listening right now. What if
I'm a young un and I say, you know what, Mike, Dan,
I'm getting this. I'm getting this. I'm gonna have more
money than my neighbor because I'm not gonna have flat tires,
and I want to swing for the fence. Here's here's
where I'm going with this, Mike. Let's say we do this.
(38:11):
Let's say we educate again. You can't have pillar two
right because, simply put the the asset managers and juris,
they can't afford to service you at that age, right.
They can't afford it. Okay, too much, Resk. It's not
that they don't want to. They'd love to, they just
simply can't afford it. Okay. Now, what if we start
talking about pillar three? Right? What if we talk about
pillar three where I can be in a twenty plus
(38:35):
billion dollar hedged equity fund that is amongst the largest
on the face of the earth. Analysts, they come out
of the woodwork to kiss the ring. Analysts running up
and down the halls, just servicing that fund. Multiple portfolio managers,
just servicing that fund. You think they're you think they're
gonna look to do a bad job for you over
(38:56):
the next let's say seven years. And oh, by the
why if the world happens like it's happening now, you
don't lose a nickel. But make them say, your neighbor
is gonna right, your buddy is gonna Okay, let's talk that.
Let's talk that in your portfolio, and let's do this.
What if we talk about Mike Brown's Pillar four. What
if we say, yeah, you're young, you're aggressive, you're forget
forget us and p Man. You want to be Nasdak boy,
(39:19):
get them all. What if I want to be at
all the gunslingers. What if I want to be Nasdak
boy Mike and I want to enter into a discipline
strategy where I'm contributing each year for the next five
ten years. Because you can contribute in pillar four, you
can add, you can add to pill.
Speaker 4 (39:35):
Someone says to that to me, you know what, they
get a golfer's clap, got.
Speaker 3 (39:41):
Well done, being well thought out, or or or or
you can be told you're too young for that. You're
too young. You can go down the street and they
show you the blueberry pie.
Speaker 4 (39:55):
Well there's a little less pie now than there was.
The pie is gone, it's a little smaller like what
Pillsbury used to do. You shrink the pie.
Speaker 3 (40:02):
And here's the thing, because they're going to tell you
the same thing. Oh, you got so many years to retire.
Speaker 4 (40:07):
But then you see the seven bond.
Speaker 3 (40:09):
But then you say, wait a minute, but but but
Dan and Mike they told me that had I had
I adopted their strategy, money would be put in my
account at the end of the year because we were down. Well,
don't but don't disregard that you're so young, Mike. It's
flat dumb, blood, it's flat dumb. I mean you guys
(40:29):
should see Mike, Mike has beat.
Speaker 4 (40:33):
As I see baseball teams using these insane baseball.
Speaker 3 (40:36):
Back Here's the point, guys, young, middle aged old, whatever
it is, we will educate you, you heard that properly. We
will educate you on a strategy, on a pillared based
system where you can select what sounds best to you.
We're not pressing a blueberry portfolio. We're not pressing this
(40:57):
Chief Investment Officers portfolio.
Speaker 4 (41:00):
Are the unnamed fund what was that called.
Speaker 3 (41:03):
The undiscovered discovery undiscovered manager. They're they're they're great here
or or or the better yet one. We're not gonna
here's what we're not gonna do, because we should maybe
do this by not more about what we're gonna do.
And we used to joke in the office, here's what
we're not gonna do. Okay, here's what we're not gonna do.
We're not going to place you in the Target four
(41:29):
Moderate Growth Profile three fund that Michael Brown shared with
us two weeks ago. On these airs, it will never happen.
And if it does happen, guess what we'll be talking about.
Hamburgers on this right, We'll be talking about Hamburgers on
these airs. Are doing something else, right, I mean, it's
just guys, guys, guys, guys. There's a better why right,
(41:50):
there is a better way young, middle aged, old, wherever
you feel you fit.
Speaker 4 (41:56):
And I've said this many many times now. We all
were applauding when the astronauts were brought back home just
a Herculian technological masterpiece to be able to do that,
and they say, oh, you're up in the space station
for nine months. I would bet not a single listener
(42:19):
drives a car as old as the space station is
right now. So if your car is twenty plus years old,
why are you still using this ancient investment philosophy.
Speaker 3 (42:31):
I'll tell you why. I muck because you know, as
as clear as as clear as the day as long, Mike,
you know this. I normally I just saw my phone
and I looked over there, Mike, and this is what
this does. This is what this does. Guys, again, Lord
is my witness here, one of our brethren, okaying, and
(42:53):
my same fairness fature. We're trying to get him over
to Madison, and he's starting to see the light. He
just texted Mike right now, He literally just texted, he's
at a what is he at? A? What is it?
A bank? That turned into what what would you call it? Right?
And now it's a bat and now it's a super bank.
He said, I'm listening right now. I'm listening right now.
(43:15):
You have to have to have to tell me more
about Pillar two.
Speaker 4 (43:23):
This is well, isn't a sweet spot as well from
an age perspective.
Speaker 3 (43:28):
Right, right, But but my point is this, Mike, My
point is this is that.
Speaker 4 (43:32):
He's in the biz list and doesn't know the bank.
Speaker 3 (43:35):
Because we're he is that can't do it. No, it's
not No, it's not profitable. The bank's happening if you're
a client, literally, it's not allowed. But the point is this, guys,
when we're making inroads with professionals that are out there. Again,
that's the key to spreading this. That's the key to
(43:55):
spreading this. That's the key to really growing this. And
that's why we ask you, guys. That's why we asked you.
When you're on the cruise ship. Tell the neighbor, tell
your brother, Tell someone you care about, right, tell someone
you can. Let's keep it super simple. Tell someone you
care about about what we're doing, about the work we're doing.
I like that, right, Tell somebody you care about it.
It's just Mike, It's it's that simple. You don't have
(44:17):
to tell the random br Just tell someone you care about.
That's all. Let us educate.
Speaker 4 (44:22):
Take the flip side. But once you know own the pillars,
you'd be able to very efficiently communicate what your investment
philosophy is versus I don't know. I have about thirty
five mutual funds. I don't know what they really do.
Speaker 3 (44:35):
We gotta do some work. I'm gonna do some work
this week, Mike, I'm gonna do some work. We'll put
one of our team members on this this week. I
want to look.
Speaker 4 (44:42):
Are you gonna do the world well, I'm gonna Are
you gonna give it?
Speaker 1 (44:45):
No?
Speaker 3 (44:45):
Here's the thing, right, guys, here's what I'm gonna do.
I'm gonna look at pillar four. I'm gonna look at
Pillar four over the last five years. I wanna be
s and p man mask that man. Guys, I think
you are going to be stunned. Guys. That was great week.
Great week, guys, that great week for we were so
proud to educate you this week. Again, we absolutely love this.
(45:07):
Let us give you more of it. It's www dot
Madisonmanagers dot com. And again, for those of you are
on the cruise ship, please tell a loved one, tell
someone you care about about what we're doing here at
Madison and how we can help. We'll talk to you
in the office. See then,
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