20 Years Experience all Around!

All the Realtors are experienced!

Episode Transcript

Speaker 1 (00:00):
When it comes to real estate, everything matters whether you're
a broker, real it's or homeowner, buyer or seller. For
informative and entertaining information when it comes to owning, buying,
and selling real estate, tune in Sundays at five pm
to Real Estate Matters with Stuart Title, brought to you
by Stuart Insurance.

Speaker 2 (00:16):
Pretty much every season. I mean, if you look at
it historically, families, Houston is a family city. There are
a lot of suburbs here, and families tend to want
to move in the summer, so it does increase. What
I have found is in my basic research is in
the last quarter, in the first quarter, you actually get
higher price per score of foot because there's a lot
less inventory out there. But the buyers of today.

Speaker 3 (00:38):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 4 (00:51):
Whether you're a real estate broker, realtor, homeowner, buyer or seller,
everything matters when it comes to real estate. This is
real Estate Matters with Stuart Title. Stearre titles, Bill Napick
and guests open the door to what really matters and owning,
buying and selling real estate and now Real Estate Matters
with Stuart Title, brought to you by Stuart Insurance. Here

(01:15):
to inform, entertain and inspire. Bill Neviick, Welcome.

Speaker 5 (01:19):
To the show. It is Real Estate Matters with Stuart Title.
I'm your host, Bill Napig, and we're back with a
live show. That's right. We had a couple reruns the
past couple of weekends. But in addition, it is our
first go text in edition. So here we are if
you tune into the YouTube channel, we're celebrating our Texas
heritage right here in Houston, Texas, and on real Estate
Matters with Stuart Title. So let's get down to business

(01:43):
as we first. Welcome Thomas Saunders. He's with Remax Associates Northeast. Thomas,
Welcome to the show.

Speaker 6 (01:50):
Hey, thank you for having me.

Speaker 5 (01:51):
It's good to see you. And real estate is so exciting,
but I hear Thomas ad very exciting in the northeast
part of Houston. Let's tell people about your company need Well.

Speaker 7 (02:01):
Remax is located in Kingwood, northeast. It's a master planning community.
It's one of the few master plans in Houston area,
and it's it's a you know, I you know, I've
lived all over Houston, and in Kingwood, I think you
get more value.

Speaker 5 (02:15):
For your dollar and a lot of people are attracted
to the trees. And I think you even have a
lake up there. So a lot of drivers for the
Kingwood a task to seed a area.

Speaker 7 (02:26):
Yeah, you know, most folks that live in Kingwood, they
didn't ever go out of it, you know, they just
you got everything you need.

Speaker 5 (02:31):
There a lot of things going on from a real
estate standpoint. Thomas House of the market right now for
buyers and sellers.

Speaker 7 (02:39):
Well, the market's always changing and uh so it's always
a balancing act.

Speaker 6 (02:43):
It depends on what time of year.

Speaker 7 (02:45):
So if you're you know, if you're this, you know
springtime is coming, so you know, things are starting to
build up. We're starting to see more listings. We're really
starting to see buying activity pick up. We've we've been
stalled for a while. You know, twenty twenty four was
the slowest year on record since about thirty years, so
you know, we've listenings have been sitting on the market longer,

(03:07):
and we're starting to see some activity pick up.

Speaker 5 (03:10):
So right now, from a listing standpoint, if someone say,
again king in the Kingwood area, and for those listening
outside of Houston, that's kind of at the two o'clock
position if Houston were a circular type arrangement. But for
right now, if you're coaching a seller up there in Kingwood,
how are you? What are managing their expectations? And I
want to put my home on the market, I say, hey, Thomas,

(03:32):
how long is it going to take? What kind of
things are happening right now? When you're talking to the seller.

Speaker 7 (03:37):
Well, you know, I'm different than the typical agent. I
always wanted to be a normal agent and it just
never was in the cards for me. So when I
talk to a seller, my experience comes from multiple markets.
You know, I'm all over Texas. You know, I'm in
San Antonio, Austin, Houston, Galveston, Beaumont. So I see different
markets all act differently, and sometimes they're acting the same.

(04:00):
But sometimes the Woodlands could be doing great and there's
something else going on in Kingwood. So you know, it's
for a seller to see when we're talking about the market.
I'm pretty good at walking into a market analyzing what
is going on because that's what I've done my entire career,
studying and just kind of understanding what that market's doing.
So every market's different, and we just you know, take

(04:24):
the information we have and we go through it.

Speaker 5 (04:27):
And as far as the springtime, here we are, it's springtime.
A lot of great things are happening, and a lot
of people believe that the market gets more exciting at
this time of year. Is that what you're seeing at
this point?

Speaker 6 (04:40):
We are seeing that, and we we always hope for that.

Speaker 7 (04:42):
You know, springtime, you know, as the time of year
it warms up, it's a nicer weather, the buyers started
getting out, so we typically see that. But I saw
houses all year round, so you've got to look for,
you know, what that market's doing at that time.

Speaker 5 (04:57):
And right now, let's say a buyer comes to you
and from a I'm not totally familiar with all the
different price points in the Kingwood area, but they're all
over the board. But if someone let's just take a number,
they have four hundred and fifty thousand dollars. They say, hey, Thomas,
I have four hundred and fifty thousand, What are my
choices in the Kingwood area? Is there a lot to

(05:17):
be a lot of variety up there for that price?

Speaker 6 (05:20):
Well, inventory is still, you know a little bit shy.

Speaker 7 (05:23):
You know, we're building up inventory as more time goes on,
as things slow down, inventory is rising. So right now
you can pretty much see everything and wonder, okay, what
else is next?

Speaker 6 (05:36):
And you're kind of waiting for that next deal.

Speaker 5 (05:39):
But for four hundred and fifty thousand, you think I
could buy something up there that's it's nice.

Speaker 6 (05:43):
Yeah, that's the typical bread and butter Kingwood.

Speaker 5 (05:46):
And then what about again that same price point, would
I have the choice of existing homes? Would I also
have the choice of new construction? At about four hundred
and fifty.

Speaker 7 (05:54):
Thousand in Kingwood, you don't get a lot of new construction.
That's an area that is kind of limited. You know,
you got the center center River, You've got you know,
the kind of surrounds part of it, You've got the
East Fork and the West Fork, and that Kingwin was
meant to be about sixty five thousand doors and we've
already we've already exceeded that. So there's there's very few
new development going on in Kingwood.

Speaker 5 (06:16):
The livable forest. We're talking with Thomas Saunders, he's with
Remax Northeast. What are some of the other things that
are going on when you leave the Kingwood area because
you're also doing business, Thomas, I hear all over the
Houston area.

Speaker 7 (06:29):
Well, you know, particularly like Austin. You know, Austin when
we saw the big pandemic move everyone was moving to Texas.
The prices just went through the roof, you know, between
Austin and San Antonio, Dallas, Houston, it went up, but
it didn't go up as much as these other areas.
So I think when the market corrects, you're gonna see
Houston perform better and maybe not lose as much market

(06:53):
share as you're going to lose in some of these
other bigger cities that gained a lot of market share.
And a lot of folks nowadays that are particularly sellers
that are sitting on the market, they don't realize the
advantage they have. We've seen appreciation over the last three
or four years ten percent, ten percent, ten percent. A

(07:14):
lot of houses are forty fifty percent above in appreciation.
And if sellers just realize that and they're willing to say, look,
I'm going to come back ten percent twelve percent on
my price. You're going to sell that property while all
the other sellers are trying to push the market, You're
going to be that smart seller that says, I'm going
to price this right, I'm going to make it affordable,
and the buyers my house is going to stand out.

Speaker 5 (07:37):
You know, we were hearing so much about interest rates,
and we hear about it all the time throughout high
or low, but lately I'm hearing that they're going down.
Are you seeing an effect on the rates going down
a little bit affecting the marketplace?

Speaker 7 (07:50):
The rates kind of go like a tide. It's just
kind of up and down slightly. We're not going to
see any dramatic reduction in interest rates for this next
coming year.

Speaker 2 (08:00):
I don't believe.

Speaker 7 (08:01):
I think the best rate you'll probably see it'll dip
here and there, but maybe in the low sixes and
you have six point three five something like that. Rates
are going to become normalized at some point. And once
rates become normalized, then buyers will.

Speaker 5 (08:17):
Will be used to it. And how often Thomas, who
you're on the buyer side, are you running into the
cash buyre not.

Speaker 6 (08:25):
As often as we were.

Speaker 7 (08:26):
A lot of folks were selling their houses all over
the country, coming in with a lot of cash. We're
just not seeing that many cash buyers right now. It
depends also on the price range. You get into the
million dollar range, you'll see more cash buyers.

Speaker 5 (08:40):
So in that four hundred and fifty, maybe not so much.
Not so much so from a marketing standpoint, other than
being here on the radio today with millions of people
listening to you. I forget. We're at three four million,
I forget. But in the meantime, but what do you
do at Remax Northeast to promote and to market yourself
and your company?

Speaker 7 (09:01):
Well, you know, I do some drect mail marketing, you know,
on you know, on occasion, I think I've backed off
on that, but such as NAD needed to do it.
A lot of my businesses repeat in referral. So I
do things that are more personal. I open my house
up to my community, and uh I do a friends
given every year and.

Speaker 6 (09:20):
Invite all my clients and my neighbors out to it.
And it's a pretty big deal.

Speaker 7 (09:24):
I get, you know, you invite you know, three or
four hundred people about one hundred people show up.

Speaker 5 (09:29):
At your house. Yeah, that's called friends giving.

Speaker 6 (09:32):
Yeah, friends given every year?

Speaker 5 (09:33):
Yeah, do you have that around the same time as
Thanksgiving or right before Thanksgiving about So we'll put that
on the calendar. That sounds pretty exciting. You got to
four hundred people.

Speaker 6 (09:43):
Well that's the invitation.

Speaker 2 (09:44):
See.

Speaker 7 (09:44):
The thing is is when you invite folks and you
feel like, you know, they feel welcomed. That that's part
of that marketing. So that's that touch when you reached
out to them. So it's just a numbers game, you know.
Now if all four hundred showed up, I figure out
real quick to get some more food and there you
go and all that.

Speaker 5 (10:00):
And also, let's tell people you have been around real
estate for many years. How many years you've been in
the profession.

Speaker 6 (10:06):
This is my twenty second year in real estate, twenty
two years, yes, sir.

Speaker 5 (10:09):
And look at all the changes that we've seen and
that you especially have seen in those years in terms
of helping buyers and sellers. It's fascinating.

Speaker 8 (10:16):
Yeah.

Speaker 7 (10:17):
You know, real estate to me, at the very beginning
was very personal because I was a kid growing up.
I lived in all different parts of Houston with my
mother who was single, and so I got to experience
the West Side, the Pasadena Spring and all these different
areas and never really having a house, a home, you know,

(10:37):
a place to call home. So when I went to college,
I studied architecture. I got two degrees in architecture minor
construction management, and I wanted to build my mama house.
And I ended up in real estate. And I couldn't
thank God for doing that. It's been a good business.

Speaker 5 (10:53):
Sounds awesome, Thomas. Before we closed this segment, what else
do you want people to know?

Speaker 7 (10:59):
You know, I just want people to know that the
market isn't bad, market's good. In fact, it's getting better
for buyers. So if you're a buyer, right now is
a good time to get out there.

Speaker 6 (11:08):
And you know, and if you're.

Speaker 7 (11:10):
A seller, don't be afraid to make an adjustment on
your price. You you've got a lot of equity. Let's
get some things moving.

Speaker 5 (11:16):
And how can people reach you, Thomas Saunders.

Speaker 7 (11:20):
Well, my direct cell phone numbers seven one three eight
nine five. You can email me at Thomas L. Saunders
at Remax dot Net. Phone number again is seven one
three eight nine five. Thomas, Thanks for being with us, Yeah,
thank you. As we continue, let's talk to Ryan Simon.

(11:42):
His company is brent Allen Properties.

Speaker 8 (11:45):
Ryan.

Speaker 5 (11:45):
Welcome to the show.

Speaker 9 (11:47):
Hey Bill, thank you for having me.

Speaker 5 (11:48):
What's good to see you. Your company, brent Allen Properties.
Let's tell people a little bit about the company. It's
a boutique brokerage built for today's evolving market. Again, all
of our local agents have a local dyning and again
have a residential construction background with emphasis on multifaceted investment strategies. Again,
little things that setown properties apart are leveraging the latest

(12:12):
technology for creative and efficient marketing of properties while providing
data driven resources that give clients confidence abilities to make
their decisions for real estate transactions. And of course you're
right here in Houston. You and the team at Brand
Allen give us an idea as far as geographically where
you're doing most of your helping buyers and sellers and

(12:33):
even investors.

Speaker 9 (12:35):
Say, the office is right at Pinemont and TC just
are right in the heart of the Garden Oaks Oak
Forest area and that is our target market, but not
able to have a facility and outreach that can encompass
the entire Houston metro.

Speaker 5 (12:48):
And you mentioned what was it the Oaks area, Oak
Forest and Forest. Yeah, let's talk a little bit about that,
because I hear there's so many exciting areas that are
growing in Houston. Tell us a little bit about Oak Forest.
And for those people outside of Houston, where is Oak Forest?

Speaker 9 (13:03):
Oak Forest is right at you know sixteen and two
nineties sixteen in North Shepherd in that seven seven zero
one eight zip code. A lot of a lot of
improvement there, a lot of new construction again something that
bren Allen Properties does capitalize on as well. So a
lot of growth at a lot of original homes there
as well, but again a ton of opportunity for buyers

(13:25):
of new construction and resell opportunities as well.

Speaker 5 (13:27):
And then for those listening outside, this is an area
that's pretty much in the north west center of Houston,
so it's inside are Loop. It is right inside the
Loop yard, and the homes, the existing homes that were
there were built like quite a while ago for Houston,
right about what.

Speaker 9 (13:42):
Year anywhere between you know, the mid fifties up until
later sixties.

Speaker 5 (13:48):
So thus we're seeing it being attractive to those that
want to be close to Houston, but also prime a
prime target for new construction.

Speaker 9 (13:55):
Yes, yeah, so no, it definitely is again because again
a lot of these new builder models have that you know,
acquisition target to buy the existings clear and then put
up that new new construction product.

Speaker 5 (14:05):
And it'd be safe to say, I'm guessing that that
it's an area where if you bought a home there
a couple of years ago, it's one one of the
areas where we've had rapid acceleration.

Speaker 9 (14:15):
The appreciation has been significant, and again as Thomas alluded
to as well, you know, putting some buyers and sellers
on the fence, whatever side of the transaction they're on. But again,
a lot of opportunity for growth and valued appreciation in
that area.

Speaker 5 (14:29):
And as we're as you mentioned the new construction, I'm
going to guess the new construction prices are going to
represent some of that some of that growth. Give us
an idea if we want to buy a new home
in the Oak Forest, what are the homes are building
price wise?

Speaker 9 (14:42):
Say, there is one I'm speaking of specifically, not not
the address, but again it was about a forty unter
score foot home eighty jointer square foot lot. This price
for that brand new construction custom home was just at
one point sixty five million, and it's amazing too, but
again long way from you know, probably the original homes
there that costs thirty thousand dollars.

Speaker 5 (15:04):
So now your real estate career, you're in real estate
about how many years? Just over twenty years there you go,
twenty it's a long time. Two decades of service, yes, sir, yes, sir. Multifaceted.
And as far as what you do now, you're Ryan.
I know you're in the residential but also you're in
the commercial and investor side. Give us an idea how
you split your time and how the market is in

(15:24):
those various sectors.

Speaker 9 (15:25):
So on the commercial side, I work for a private
equity sponsor, again strategically focusing on conventional multi family and
student housing, implementing value add strategies, renovations of amenities and units,
again always driving value. And then on the residential side,
my wife and I actually have our own single family

(15:46):
portfolio in the Oak Forest area as well, so driving
results again to our investments through ownership and through service. Honestly,
it really goes back to my days, even hospitality. It's
all very service oriented. And then again through the commercial
aspects of value add components really allowed me to drive
value to my product, which in turn drives rents uplifts

(16:08):
my communities because my investments actually are my neighbors. So
just a lot of personalities to it in great sector demand.
So it sounds like you have a few homes there
in Oak Forest. Thus you're really able to help people
from a knowledge standpoint of what's happened there, what's going
on right now, in addition to having your own properties

(16:29):
running that little business exactly exactly. Yeah, I say we're
in the think of it and understand it from a
community but also from that investment perspective.

Speaker 5 (16:36):
Kind of the Oak Forest experts. Yes, sir, we are.
We are. So as far as that goes. When we
look at Oak Forest now here we are twenty twenty five,
we've seen them and we're speculating. Of course, no one knows,
but we've seen that acceleration in this inner loop of Houston. Again,
people listening outside, We're going to continue to see.

Speaker 9 (16:57):
It, I would say so again, especially with the demand
of the new construction product. And again back to where
Thomason said, you know that the rates are going to
be higher for longer. That's going to drive people that
we're in different markets to that Oak Forest Garden Oaks
area because there is so much embedded value.

Speaker 5 (17:12):
Even again, even.

Speaker 9 (17:12):
At the one point sixty five nine, you target other
areas of wes U or other areas where the price
points are still double for older construction, smaller lots, smaller homes,
So still a ton of value, whether it be existing
or new construction in the Oak Forest in Garden Oaks area.

Speaker 5 (17:28):
And when we were talking about the higher price, what
about the cash buyer in the million dollar range or
a one point five Are you seen cash buyers out
there right?

Speaker 9 (17:37):
Some few and far between, But I would say too,
it's more Yeah, no, I would agree that there. Yeah,
it's few and far between. But again, a lot of
these new construction homes are being sold pre market like,
they're not even getting to the listing phase, which again
for the developer side, is is a great it's a
great win.

Speaker 5 (17:54):
So that's awesome, yeah, fascinating. So as far as from
a marketing standpoint, and certainly you're here today, but what
are some of the other things you're doing from a
marketing standpoint to promote the area and helping buyers and sellers.

Speaker 9 (18:07):
So again and Thomas alluded to another great point too,
of just door. I do a lot of door knocking,
flying working my sphere of influence. Of course, there's a
lot of social media presence walk through Instagram, Facebook, TikTok,
the other other facets there as well, and then just
emails and you know, just standard marketing procedures as well.

Speaker 5 (18:27):
We're talking with Ryan Simon. The company is Brent Allen Properties.
So many exciting and when we think about the marketing aspects,
I know in my area, I'm in west of town,
but I see realtors and there's one in particular, because
I don't see many do it, but there's one person
that sends me a car all the time. So I'm
not planning on selling my home. But whether I use

(18:49):
this person or not, I'm going to tell you that
person kind of stop top of mind if something about.

Speaker 9 (18:53):
Of course, even in a recent open house that I did,
when I went to go pick up the twelve signs
I'd put out, I went doorknocked on each one of
them and just say thank you for not throwing away
my sign essentially, but you know, tried to still establish
a connection, which again this business in life is all
about establishing those long term relationships.

Speaker 5 (19:09):
Well, let's hit that on the show. I've never explored it,
but many people talk about door knocking. Okay, So here
we are, twenty twenty five, and that's such an analog.
It's such an old time, old school. You're actually right now,
you're gonna knock on a door if you're in the
neighborhood without fear, and tell us about one or two experiences. Hey,
I think that's fascinating.

Speaker 9 (19:29):
And honestly, that's how I acquired my first two investment
properties as well. So in my immediate area, found out
of some transition coming forth, went knocked on a door,
put my contact detail on a post it note, got
some choice words and yelled at but again hated it
to the female of the home, who again guests, gave
it to the owner, and then I thought it was

(19:49):
a dead deal. But a couple couple days or a
week later, got a call from the owner and rest
was history, and it acquired two deals from them.

Speaker 5 (19:57):
So nothing happens unless you ask right, say, you missed
one hundred percent of the shots you don't take, So
that is that is true. So there are the times
I would imagine, correct me if I'm wrong. You knock
on a door, no one ads of course that time
you knock and someone's like, yeah, yeah, what do you want?
And then what do you say?

Speaker 9 (20:15):
See, my name is Ryan, I'm with burn On Properties
that do you have any real estate needs or any
any thoughts in the near future of making any moves?
And again you can keep it, you know, direct or
informative based on how you're trying to target, but just
want to get yourself out there, hand them there, hand
them your collateral and then go from there.

Speaker 5 (20:33):
It's interesting because I bet being on the other side
of that, if someone said that to me, I'd be
I'd be thinking, well, maybe I have something coming up,
and maybe this person is the right person to help
me out because they're not afraid, they're being aggressive, and
maybe they promote my property if the right It also
shows so many things happen.

Speaker 9 (20:52):
It reflects work ethic too, that you're willing to get
out and just pay ground, found the pavement and make
it happen. So and again the conversion is not anything
to speak of, but again one one.

Speaker 5 (21:04):
Or two works for sure. So it's interesting and we've
all seen the people listening to the show here today,
those in the room right now. We've all seen real
estate shows on TV, not just this radio show here,
but we've seen shows on TV where they don't show
the hard work of real estate. They show the real
estate agent in the beautiful office, a luxury vehicle, sell

(21:26):
multiple celebrating pomp and champagne and all that. But there's
a lot of work that goes into it. And I
think one of the things we're doing here on the
show too is as people listen, they hear the real
life stories of what realtors are like yourself, are doing.
And it's not easy, but it's very rewarding, no, and
it is very doable as well.

Speaker 9 (21:47):
I really try to take more of a traditional approach,
trying to keep operational costs as low as possible while
still driving value from my clients and ultimately driving value
to my business.

Speaker 5 (21:56):
And Ryan, those many years ago, what was it that
intrigued you to get into real estate to begin with?

Speaker 9 (22:01):
You know what, commercial end residential is deeply rooted on
both sides of my family. I knew that ultimately that
was my my facet generational wealth for my family and
for my girls.

Speaker 5 (22:13):
Sounds good to me, Ryan Simon, Brent Allen Properties Ryan.
How can people reach you?

Speaker 9 (22:19):
Uh, definitely direct on myself seven one three seven zero
two zero zero three eight or my email is Ryan
at brent Allanrelty dot com.

Speaker 5 (22:28):
The phone number again is.

Speaker 9 (22:30):
Seven one three seven zero two zero zero three eight.

Speaker 5 (22:34):
Thanks for being with us. I appreciate it.

Speaker 2 (22:36):
Thank you.

Speaker 5 (22:37):
Let's talk to Ozzie Ramiers. He is the broker owner
of A E A real t Ozzy, welcome to the show.

Speaker 2 (22:45):
Thank you so much. I really appreciate you having me.

Speaker 5 (22:48):
Well here you are. It's good to have you. And
let's tell people we're talking about longevity in real estate.
You're the broker owner of A E A realt How
long you been in the business.

Speaker 2 (22:58):
I've been in Actually in April next month, it'll be
twenty years I've been in. I've largely been with different
brokerages in twenty years. Yeah. We just started AA in
twenty twenty three, actually in May, so a new company AEA.

Speaker 5 (23:13):
And one of your taglines is ask Ozzy. Is that correct?

Speaker 2 (23:17):
Askozzy dot com? You sir?

Speaker 5 (23:18):
Geographically speaking, Now, we're covering a lot of bases here
geographically on the show today. Let's tell people where most
of your work is done and where you're based.

Speaker 2 (23:28):
Really my hometown was born and raised apparently my family's
been there since like the nineteen forties. But I'd say
east downtown to Galveston. Really, that southeast quarter is really
my backyard where I play the most and.

Speaker 5 (23:40):
Give people an idea of the activity that's happening. So again,
those that listen from afar Houston, kind of like the
face of a watch, we're talking about the five o'clock position,
give or take maybe six right four o'clock even somewhere
right in there, especially when you're bringing Galveston. So it's
covering a lot of geography. But how's the market right now? Ozzie?

Speaker 2 (24:02):
You know there's so many micro markets. To answer that
question be foolish. Really, it's every single one is just
a little bit different. And you know, for me, if
somebody asked the question how's the market, I'm gonna dig
into their particular market market, do the research and give
them the data. But trying to answer it total regionally wise,
I don't think it's a smart idea.

Speaker 5 (24:20):
What about Paarland. We hear a lot about Pairland, and
one of the things I've discovered I've been there several times,
But what strikes me is how it's bigger than I
imagine it to be. And there's a lot of sections.
So give us a word on Paarland.

Speaker 2 (24:34):
If I could break it down. There's a far west
side which is two eighty eight and five eighteen, which
is pretty heavily congested, a lot of master planning communities.
That's the newest portion of Paarland. If you go to
the far east side, which i'd say is more Dixie
Farman five eighteen, it's kind of where the old school
Pairland people kind of tend to populate. It's a lot

(24:57):
more affordable for the most part on the east side.
But there are some new communities coming up right now,
not a ton of them, but those that's basically it's
almost split down the middle kind of between I'd say
Cullen's kind of like one of the dividing lines in there.

Speaker 5 (25:13):
So if a buyer is interested in Parentland, would it
be safe to say, certainly there's existing homes that they
could buy. I don't know what the inventory is like,
maybe you could tell us. But also what about new construction?
Can we get new construction in the Parland area.

Speaker 2 (25:26):
Yeah, absolutely, there's not nearly as much as there used
to be because if you look at like a Google map,
there used to be a ton of green space. I'd say,
like a decade ago. A lot of that green space
has been eating up regional wized not just Pearland, but
if you go a little bit further south, I'd say
Alvin is where you're gonna find a lot more new
home communities being built and a whole lot more affordable

(25:47):
as well.

Speaker 5 (25:48):
Alvin.

Speaker 2 (25:48):
Alvin, Yeah, it's another place I.

Speaker 5 (25:50):
Love give people an idea. Where is Alvin. So if
we're going south of Houston, maybe south straight.

Speaker 2 (25:56):
Down thirty five, So if you look at it's just
straight south of Houston.

Speaker 5 (26:01):
So directly south of Houston, but further than Parland. Is that, yes, sir.

Speaker 2 (26:06):
It's the neighbor of Paarland just to the south Alvin, Yes, sir.

Speaker 5 (26:10):
And it's a growing town as well.

Speaker 2 (26:12):
Absolutely, there's a whole lot more green space to play with.

Speaker 5 (26:15):
What towns and what suburbs of Houston are not growing.

Speaker 2 (26:18):
I mean, I think everything that I saw was it
was like sixteen point seven percent of every American moving
from one state to another within the United States and
moving to Texas, and Houston is not immune to that growth.

Speaker 5 (26:31):
In fact, in today's Wall Street Journal it is talking
about how Texas in general is now the darling of
the Silicon Valley type community and those kind of businesses.
So I think it's going to keep on going at
what rate. It's just fascinating to see what's happening. Are
you helping people from speaking of out of state, out
of town? Are you finding buyers and from the out

(26:54):
of state area?

Speaker 2 (26:55):
Absolutely so. We we've serviced people from everywhere from Japan
to californ Warning to New York. We carry one hundred
and thirty one hundred and fifty properties at a time
right now. So of course every time we hit the
MLS and every time we push our properties out, we're
gonna find a lot of different people.

Speaker 5 (27:12):
Japan, yes, sir, how they find you?

Speaker 2 (27:16):
Uh so, if you actually it's pretty common for people
that actually use hr dot com. It syndicates out to
many different websites. So when people get online, of course
hr dot com is the baby of it all, but
when it syndicates out, you're gonna find different people from
other international realms that will hit that mainly through the
distribution of list Hub, which is given to us through

(27:36):
hr dot com on the back end.

Speaker 5 (27:38):
And then from a marketing standpoint, what does your are
you doing anything in particular to get this business from
outside of Houston or even in Houston? What kind of
things does AEA do to market the word.

Speaker 2 (27:50):
I coach my agents on every type of lead generation.
So I mean, if you want to cold call for
SEB buy oroners or expireds, I've done that. I took
ninety two listens in ninety days by myself as a
solo agent, and that's how I started to explode just
cold calling. But I really started in this business just
for lack of better terms, drinking beer with people I
grew up with, and that's how I started my business.

(28:13):
So I teach people how to drink beer and build business.
It could be the name of your next book, Drink
beer and buil business.

Speaker 5 (28:20):
Make it happen either that are all steal that title.
I like that.

Speaker 2 (28:22):
I like that right. Your hat works with it too,
But if you really look at it, you know from
social media le generation. I teach people how to do
it all, and those agents are going to figure out
what really works best for them. So we hit every
angle we possibly can. We try not to lose leave
any stone unturned when it comes to marketing. But a
lot of it is video, you know, hitting Instagram, hitting Facebook,

(28:43):
doing a ton of video. I drop a video every
single day which I coach real estate agents. I coach
sellers and buyers. And my philosophy is give it all away.
It never belonged to me in the first place. And
the quicker, I give it away. The quicker, God's going
to give me more. And it's just it's been the
extreame blessing.

Speaker 5 (29:01):
Okay, so you have a video every day. I bet
there's people right now listening they say, Hey, I want
to see Ozzy's video. Where do they find it?

Speaker 2 (29:08):
Everything is branded Ask Gazzi asks, So my ig handles,
Ask Gazzi, my TikTok, my Twitter, my Facebook, like, it's
all ask Gazzi.

Speaker 5 (29:16):
Is it onkos?

Speaker 2 (29:17):
Easy ie?

Speaker 7 (29:18):
Yess?

Speaker 5 (29:19):
So you have a YouTube channel as well.

Speaker 2 (29:21):
Actually, the YouTube channel we created is AEA Coaching because
I coach people from all the United States on lead
generation and that's really where I dropped a majority of
all my educational videos.

Speaker 5 (29:32):
That sounds pretty interesting. Guess what I'm going to do
after this find me. I'm going to find one of
one of the Ozzy videos, that's gonna be awesome. So
as far as we look at twenty twenty five, Ozzie,
I'm sure that you speculate and you say, hey, what
lies ahead? You talk to the team. How many agents
do you have that work with your company.

Speaker 2 (29:50):
We went from twenty two to eighty two agents last year,
so a lot. Yeah, it's it's a growth.

Speaker 5 (29:56):
So when you all get together and you coach and
talk and speculate, what do you think is going to
happen as you as we unfold here this twenty twenty five.

Speaker 2 (30:05):
I do not have a crystal ball, and I really
don't love diving into that type of question because I
don't want to look like a fool when I'm wrong,
you know. But if we really look at it, I
think based on what I have seen in the past,
you know, the consumer, they had a little bit of
fatigue whenever we were doing all the multi offer situations,
when the interest rates were two and three, I think

(30:27):
the competitions kind of burn them out. Plus the increase
of prices, raise taxes and insurance. I think all that
led to some burnout, especially when the interest rates hiked.
Now we've gotten to a point where that interest rate
is finally starting to feel a little normal, where people
are less afraid than they were, and they're starting to
come out of the woodworks realizing that this bad boy's
probably not going to change too much in the near future.

(30:48):
And I think that lack of fear is starting to
drive a few more buyers into the market. But if
you really look at it, where we were at two
and three percent interest rate just not healthy. It's not
healthy for the investors that are invested at the highest level.
It's not healthy for what it did to strain the market.
And I think hitting back at a five, six or
seven percent interest rates healthier. And that's why I feel
like right now we're in a much more balanced place,

(31:10):
and I hope we stay this way for much longer.

Speaker 5 (31:13):
Sounds good to me, and I think I have a
feeling you're right. I do think we talk about springtime too.
Do you see a rise in seasonal activity like last
year at this time here we are beginning of March,
that start ramping up at that time or not?

Speaker 2 (31:29):
Yeah, pretty much every season. I mean, if you look
at it historically, families, Houston is a family city. There
are a lot of suburbs here and families tend to
want to move in the summer, so it does increase.
What I have found is in my basic research is
in the last quarter, in the first quarter, you actually
get higher price per square foot because there's a lot
less inventory out there. But the buyers of today, they

(31:51):
still shop online. And when the wife says, hey, we're looking,
but we want to move in summer. But in December
that beauty pops up, she's making a move, and that
the in quarter or first quarter can absolutely change based
on those lookilues Jumping off the fence.

Speaker 5 (32:05):
Do you think the Astros have anything to do with this?
Last time you were here you had an Astro shirt on.

Speaker 2 (32:10):
But I have season tickets. I love my Astros. I
do give a lot of tickets away. It's kind of
a community thing for me this season.

Speaker 6 (32:19):
Uh.

Speaker 2 (32:20):
I think we're all skeptical a little bit. I think
we're a little afraid. But in the same token, I
see a lot of people in our minor league team
coming up that are are starting to do some good things.
And that's I mean, here's a thing we've seen we've
been spoiled over the last since twenty seventeen and before,
is that they found a good prospecting farming area for
them to bring in some top notch players, and we've

(32:43):
maintained and dominated and I love that.

Speaker 5 (32:45):
Sounds good to me, Ozzie. Let's tell people how they
can reach you, Ozzie Ramirez.

Speaker 2 (32:51):
You can find me anywhere at Askozzi. Askozzi dot com
as koz z i e. My direct business line is
seven to one three nine zero three two one two one,
and those are going to be the best ways DM
me text me. I love answering questions. That's why it's
Askozzie dot com. Phone number again is seven one three
nine zero three two one two one.

Speaker 5 (33:11):
That's kind of an advantage ask Ozzy because they can't
forget that. People can't forget it even if they want to.

Speaker 2 (33:16):
It's branding. It's in the website, it's in the name,
like you don't have to search for askozzi dot com
because you see it when you see me.

Speaker 5 (33:22):
Sounds good. Thank you Ozzy for being with us.

Speaker 2 (33:24):
Yes, sir, thank you so much.

Speaker 1 (33:26):
If you're a real estate professional, then listen closely. Cypercriminals
start targeting our industry. They are impersonating real estate professionals,
home buyers, sellers, and title agents. Their goal is to
gain access to your inboxes, computers and clients so they
can steal information in funds. Does your business insurance offset
these risks?

Speaker 4 (33:46):
Not sure?

Speaker 1 (33:47):
Contact Stewart Insurance to determine if your business is properly insured.
Visit Stewart Insurance dot com. Are called eight six six
seven ninety eight twenty eight twenty seven. Visit Stewart Insurance
dot com or called eight six eight twenty seven.

Speaker 5 (34:03):
Real estate matters with Stuart Title would not be possible
without our partner, Stuart Insurance. With a focus in real
estate and a special focus on real estate broker's, Stewart
Insurance creates insurance plans to address the risks facing our
industry today. They invest a significant amount of time helping
real estate broker owners offset and manage their risk. Here

(34:23):
he is John Bramlet with Stuart Insurance. Howdy Bill, Hey there, Well,
here we are or the live show. Finally, nonetheless, insurance
is still so important. That's why we're here to talk
about insurance with John Bramlin.

Speaker 10 (34:37):
That's you, John, Well, thank you, Bill. I appreciate that
and it's nice to be back in studio with you
and have some we've come across some really kind of
encouraging news over the last several weeks that some of
our partners are becoming our insurance partners, especially on the
sides where we're helping people with their home and auto

(35:00):
their personal insurance, are becoming a bit more bullish on
the Houston market. As you know, for a while, it's
it's been a challenge, and there have been companies that
have been less likely to write side away, yes exactly.
And we're seeing we're seeing folks come back, and we've
had companies tell us that they're planning on being aggressive

(35:24):
in Houston and twenty twenty five and they're optimistic. So
I think some of the things that we're seeing are
very exciting for us and then ultimately very very exciting
for our clients.

Speaker 5 (35:36):
That's fantastic because as I was thinking and reading some
of the recent article and other articles about forget about
the residential for a minute, the businesses that are coming
in here with large manufacturing distribution buildings, I'm thinking, if
a homeowner's insurance is going up, holy smokes, what about
the business owners? But I'm going to guess part of

(35:57):
their situation is they see the influx of so many
people coming to Texas.

Speaker 10 (36:02):
Well, they do, and I think that you know, the
market had been a challenge, and we've talked about that,
especially from an environmental perspective that you know, from twenty
nineteen to twenty twenty three, there were one hundred and
two significant weather incidences within the US doing north of
six hundred and fifteen billion dollars in damages. So the
insurance company suffered from that. But we're starting to see

(36:27):
their profitability ratios level out a bit and become a
bit more consistent. And then that's I think that combined
with what you're seeing, I mean, it's it's a market
you cannot ignore. So they've got to find a way
to do business. And then there's some things that they're
doing now from a service and a technology perspective that's

(36:50):
going to help them be more aggressive and more efficient
in the city.

Speaker 5 (36:54):
Well, again, I'm going to bask in that news because
I'm thinking, hopefully, on my d sure it's renewal comes,
it's going to be a more enjoy enjoyable experience when
that time comes seven months from now.

Speaker 10 (37:07):
Well, there's a couple of things that we've that they
were that we've been told from a renewal perspective, the
premiums have been pretty high when we've gone through the
renewal process, and we've seen a lot of changing of
companies because of that. They're anticipating that by June or
July we'll start to see that balance out a bit,

(37:29):
and by the end of the year, the renewal premiums
will be much more favorable for those to remain with
companies if those policies still make sense for them. We've
had a couple of companies provide some commitments that they
don't anticipate significant rate increases for a new business for
home and auto in twenty twenty five, which is exciting.

(37:52):
They're starting to be a bit more appetite in what's
called a Tier one area. So those are the fourteen
coastal counties in Texas that all so includes parts of
Harris County, you know, Laporte and Seabrook, those parts.

Speaker 2 (38:05):
Of the of the city.

Speaker 10 (38:09):
And for a while there they were not really didn't
much have an appetite for those Tier one those fourteen
Tier one counties, So that's that's exciting. The other thing
that really got me excited was one of the companies
has has upgraded their aerial evaluation, so their use of drones,

(38:30):
but it's the technology and the quality of the cameras.
So now you know, in the past, where a home
with a really nice roof might have gotten an okay premium,
it's going to be much more affordable. And maybe a
home that had an okay roof that might just been declined,
they'll now be willing to write because the technology allows

(38:52):
them to truly evaluate that roof significantly better than they
have been able to in the past. So that was
really exciting to hear that, and I think that's gonna
that's gonna help a lot. They're still promoting combination packages,
so I think I still think that's going to be
a tool that we can use with our clients to

(39:13):
make sure they get the best premiums possible. So if
you're willing to place your home and auto, your renters
in auto, your umbrella home and auto with the same company,
we can provide some savings that way, because they're they're
willing to provide some savings on those premiums if you
give them all the all that business and the other
thing that they're working on that I think is really

(39:33):
interesting is they're trying to speed up the claiming process
and speed up the repair process. So by one of
the companies is starting to partner with organizations and that
partnership will allow those claims to be processed quicker and
the work to be done faster, whether it be repairs
to your home or prepares to your auto. So there's

(39:54):
really some exciting things that have come across our desk
in the last several weeks.

Speaker 5 (39:59):
That is really great news. Johnna also makes me wonder,
what are some of the other things you're going to
be talking about as we go forth week to week,
because you're kind of spoiling us right now. This is
good stuff.

Speaker 2 (40:10):
Well, and not all what's going to happen tomorrow.

Speaker 10 (40:14):
The aerial one, we probably won't start to feel any
effect for that for sixty or ninety days. Euston is
not going to be the initial test market for that,
but I do think by the summer or the early fall,
we're going to start to be able to see that benefit.
And that's the thing that's exciting is it's not there's
not just going to be an automatic decline. If a

(40:35):
roof is maybe a little suspect that they are going
to be willing to at least provide an option for
us to consider, and then once we have that option,
then we can have the conversations with the underwriters to
negotiate what might make sense based upon the coverage that
the individual might need.

Speaker 5 (40:52):
Well, I know nobody cares, but I had my drone
up just recently to take a look at my roof.
I'm going to tell you it looks pretty good. So
for those that that care, I have a nice looking roof.

Speaker 10 (41:02):
So besides Napic City, do we have not napic insurance?

Speaker 5 (41:05):
Well, now that's my business. I'm not going to get it.

Speaker 2 (41:07):
Not gonna get in that one.

Speaker 5 (41:08):
Oh no, I don't think so. But but seriously, I do.
As I think about the things on this show and
where I live, it seems like every two weeks at
least as I as I walk the dog and so forth,
there's a new roof being put on. And these homes
are older homes, so it's interesting to see how roofs
are so important in the insurance world. So I'm very

(41:28):
conscious of as I look around at well, not just
mine but others. Absolutely, as you should.

Speaker 10 (41:32):
And I know that some of our guests that have
been roofers have talked about, you know, almost recommending that
part of your long term savings is something you know,
as a repair, being able to repair or replace the roof.
And I'm just excited the fact that with the technology
that's out there now that we've got a better chance

(41:53):
of having some options to write coverage. And that's really
the most important thing is if we have those options
and we can look at it right a companies and
come back with the best option for our clients, that's
you know, that's good business for everybody.

Speaker 5 (42:05):
We're talking with John Bramlett with Stuart Insurance. John, of
course right here in Houston, people call you and call
Stuart Insurance all the time, but of course we want
to remind them that you're helping people outside of the
state of Texas, in fact, all over.

Speaker 10 (42:18):
Yes, we have both personal and business clients all over
the US, so we help of families and individuals with
their personal interest insurance all over the US. We work
with real estate brokers, realters, property management firms, independent title
attorney agents on their business insurance all over the US.
So you know, we're being an independent We have those

(42:40):
access to the variety of companies which allows us then
to build a plan that makes sense for our clients.

Speaker 5 (42:46):
Sounds good, John, What else should we know?

Speaker 2 (42:48):
Well, if you.

Speaker 10 (42:49):
Would like to be properly insured, and all that simply
means is that the coverage you have makes the most
sense for your business or your family at this point
in time, we would love to have that operation tunity.
The other thing I'd care to share is we're growing
and we're looking for a really good insurance advisor. So
if you have experience on the commercial side working with

(43:09):
real estate or on the individual side working with families
on their homes in auto, we would love to have
an opportunity to have a conversation with you.

Speaker 5 (43:17):
And how can people reach Stuart Insurance?

Speaker 10 (43:19):
They can reach us at eight six six seven nine
eight two eight two seven eight six six seven nine
eight two eight two seven. They can learn more about
us at Stuart Insurance dot com or email us at
Stuart Insurance at Stuart dot com.

Speaker 5 (43:32):
You know, right now, John, I think there's a guy
in New Jersey looking at his roof. He's saying, my
roof looks pretty good. I want to call Stuart Insurance
and get a rate. What number should he call? The
New Jersey hotline.

Speaker 10 (43:43):
New Jersey hotline to build his insurance plan would be
eight sixty six seven nine eight two eight two seven.

Speaker 5 (43:48):
Thank you so much, John Bramblett, always a pleasure. Bill
and now from Paarland, Texas, developing business in a tremendous
way for Stuart Title, Britney Hernandez Brittany, Welcome to the show.

Speaker 11 (43:59):
Thanks Bill love the hat, well.

Speaker 5 (44:01):
Thank you well. It's our go textan edition, just the
first one of at least four. So next time we
see you, bring your hat. I brought my boots those
cowboy looking good. As we talk about the Paarland area,
people want to bring their contracts to Stewart Title in
Parentland because you're doing tremendous work there with Tara and you.

Speaker 11 (44:20):
I have a new sacrosser.

Speaker 5 (44:22):
We're going to hear from her just for a second.

Speaker 11 (44:24):
Yeah, she's bilingual, so you know that's a great asset
to our team. We're so excited to have her there.
We have some great things going on. We have a
city planner panel event that I'm pretty excited about. It's
March tenth out in Parland. It's going to have the
Economic Developer from Alvin from Paarland and the mayor from Manvil.
So they're going to tell us all about what's up

(44:44):
and coming. You might want to come since you wanted
to learn about Alvin.

Speaker 5 (44:47):
Just send an invite. It sounds really good because I
like to learn about that. There's so many growing areas.
Let's tell people how they can reach you at your
office and stay up to date with all the things
that you're doing. And then again they want to bring
the contract right there. You're serving a tremendous area.

Speaker 11 (45:03):
What's the number eight three two seven two eight seven
six four six. Our Facebook is pretty popping right now,
so Parland Stewart Title, you can find everything that's going
on over there.

Speaker 5 (45:13):
And our new ESCRO officer there we're going to hear
from right now. Bring her in and there she is,
so crystal. Let's tell people you're brand new for Stewart
Title and you're an ESCRO officer.

Speaker 8 (45:26):
Yes, I am the new bilingual ESCRO officer there at
the Steward Title in Peralline. I'm super excited. One of
the things that I love about the Steward Title and
Peralline is they do a lot of community services and
that is one of the things that I was looking
for so I love my team. I love Tara Hobbs.
She's our senior ASK officer, lots of experience, so I'm

(45:47):
definitely looking forward to learning a lot from her.

Speaker 5 (45:49):
Well, between you and Tara Hobbs, you're serving the community
in a fantastic way and helping realtors far and wide.

Speaker 8 (45:57):
Yes, sir, I'm experiencing close going from mobile homes to mansions,
so I've done every type of transaction. I also cater
to the Spanish speakers, So any builts out there that
are looking for a nest officer that can do a
closing in Spanish make their clients comfortable in the closing room.
I'm I'm their girl.

Speaker 5 (46:18):
Well, Crystal, I can be silent in seven languages. Unfortunately
that's all I got, so in the meantimes, Well, Crystal,
thanks for being with us. Let's tell people the office
number there in Parland.

Speaker 8 (46:29):
Yes, they can contact us at two eight one four one.

Speaker 5 (46:32):
Two six nine zero zero one more time.

Speaker 8 (46:34):
Two eight one four one two six nine zero zero.

Speaker 5 (46:37):
Thanks for being with us and welcome aboard. Thank you,
and now he's back. Thomas Saunders with Remax Northeast. Thomas,
welcome back.

Speaker 6 (46:47):
Hey all right, thank you?

Speaker 5 (46:48):
How you doing well. Before we close the show, Thomas,
what else do you want people to know about what
you're doing up there in the northeast and that's northeast Houston.

Speaker 7 (46:55):
Yes, Northeast Houston in Texas in general. But you know
what we're staying. I'm busy or selling houses. The market
is picking it up and we need to We need
to sell some houses.

Speaker 6 (47:05):
So if you're looking at buy, it's a good time
to buy. So go out there.

Speaker 5 (47:09):
If I want to live in the Liveabfest, I can
call you.

Speaker 7 (47:12):
Yep, call me on my cell phone seven one three
eight nine one four five.

Speaker 5 (47:17):
Number again is seven.

Speaker 6 (47:18):
One three eight one nine nine one four five.

Speaker 5 (47:22):
Thank you so much, Thomas Saunders. And now Ryan Simon
with Brent Allen Realty is back. Well Ryan here we
are closing the show down. What else should we know?

Speaker 9 (47:36):
Just excited to appreciate the opportunity here and bren On
Properties is excited again. And to facilitate all of your
real estate needs, whether it be retrade or new construction.
We can do everything, all of that and everything in between.

Speaker 5 (47:48):
And give us a quick word on the investor side.
Now we we we establish you're doing some personal investing,
but do you ever have people call you and say, hey, Ryan,
I'm interested. I already have my home, but I'm interested
in real estate as an investment. Do you do you
coach people like that? Of course? Of course.

Speaker 2 (48:03):
Yeah.

Speaker 9 (48:03):
We have the ability to again understand an investor's by
box and curate a specific market dynamic.

Speaker 5 (48:10):
To what what what they're looking for and does that
happen a lot where someone Because I think real estate,
as we all know, is so fascinating and people say, hey,
well I have money, here money, I want to put
some money in real estate. It's sometimes a very good bet.

Speaker 2 (48:23):
It is.

Speaker 9 (48:24):
It's volatile with market conditions as well, but it's still
very very popular.

Speaker 5 (48:29):
Alternative investment sounds good to me. Now, if you knock
at my door, Ryan, I'm gonna not only answered, but
I'm going to bring you in for a coffee or
whatever the beverage choice.

Speaker 8 (48:38):
Do it.

Speaker 5 (48:38):
Come on out and see me. How can people reach you,
Ryan Simon.

Speaker 9 (48:42):
Yeah, seven one three seven zero two zero zero three
eight or Ryan at Brentneweryalty dot com. Number again is
seven one three seven zero two zero zero three eight.

Speaker 5 (48:52):
Thanks for being with us.

Speaker 2 (48:53):
Thank you, Bill.

Speaker 5 (48:54):
Someone said to ask Ozzy, so I'm going to ask
Ozzy to come on back for the final, the final
few minutes. So what else should we know Ozzie Ramirez,
Oh wow, times up? No uh.

Speaker 2 (49:07):
I think the biggest thing is just the philosophy behind
it is just it's really not about selling real estate.
It's just about loving on people. And you know, I'm
just a resource. So from like your your front sidewalk
to your back fence, anything you need, I'm your guys.
You need fences, insurance, you need plumbers, you need whatever
you need. I got people for you. And I just

(49:28):
love being a resource and showing up for people.

Speaker 5 (49:30):
So then that's that's a very important part of being
a real estate professional. I think is you you're the
go to Hey, do you know good person that can
remodel my bathroom? Can deserve roofer? Who do you write?
You have that all the time. You have to have
that in your tool belt. Absolutely, go astros go astro
Let's tell people how to reach you, Ozzie Ramirez.

Speaker 2 (49:50):
Text me, or you can DM me someone number seven
one three nine zero three two one two one, or
you can hit me at oh my bad seven one
three nine zero three two one two one, or just Instagram, Facebook,
anywhere at Askozzy, ask Ozzie.

Speaker 5 (50:07):
Thank you, thank you Ozzi Ramires, and thank you all
for listening to real estate Matters with Stuart Title. I
am your host, Bill Nappick, together with John Bramlett and
all of us at Stuart Title and Stewart Insurance. And
oh yeah, what about Jeremy Ragsdale serving people in a
tremendous way. He brought Forth Thomas on the show. He
is our Kingwood office right there helping the real estate

(50:30):
community in a fantastic way at Stuart Title in Kingwood.
The number in Kingwood is the number in Kingwood at
Stewart Title. You can give him a call up there
at two eight one seven two three for zero zero one.
That's two eight one seven two three four zero zero one.
And oh yeah, you want to go to the YouTube
channel and see the guests, simply go to Stewart dot

(50:51):
com Forward Slash Radio. That's Stuart dot com Forward Slash Radio.
We will see you next week with another fresh edition
and until then Stewart dot com Forwards Last Radio.

Speaker 1 (51:03):
In today's litigious society, it is imperative to have the
proper insurance to offset the many risks facing your business,
especially if you're a real estate broker, your errors and
omissions and cyberliability. Insurance can help limit the thread of
these risks if you know what to look for. Not
sure if your insurance addresses the risks facing your business.

(51:23):
Contacts Stewart Insurance to be confident your brokerage can withstand
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listen closely. Cybercriminals are targeting our industry. They are impersonating

(51:47):
real estate professionals, home buyers, sellers, and title agents. Their
goal is to gain access to your inboxes, computers, and
clients so they can steal information in funds. Does your
business insurance offset these risks?

Speaker 4 (52:01):
Not sure?

Speaker 1 (52:02):
Contact Stuart Insurance to determine if your business is properly insured.
Visit Stuart Insurance dot com. Are called eight six six
seven nine eight twenty eight twenty seven. Visit Stuartinsurance dot
com or called eight six six seven ninety eight twenty
eight twenty seven. When it comes to real estate, everything
matters whether you're a broker, realtor homeowner, buyer or seller.

(52:23):
For informative and entertaining information when it comes to owning, buying,
and selling real estate, Tune in Sundays at five pm
to Real Estate Matters with Stewart Title, brought to you
by Stuart Insurance. When it comes to real estate, everything matters,
whether you're a broker, realtor homeowner, buyer or seller. For
informative and entertaining information when it comes to owning, buying,
and selling real estate, Tune in Sundays at five pm

(52:45):
to Real Estate Matters with Stewart Title, brought to you
by Stuart Insurance,