From Kingwood to Seabrook!

On this episode we talk with passionate real estate professionals!

Episode Transcript

Speaker 1 (00:01):
The views and opinions expressed by the participants on this
show are not necessarily those of Stewart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 2 (00:14):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Steward Title, Steward Titles. Bill Knabik
and guests open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Steware Title, brought to you by Stuart Insurance, here to inform,

(00:38):
entertain and inspire.

Speaker 3 (00:39):
Bill Knabeik, Welcome to the show. It is Real Estate
Matters with Stuart Title. I'm your host, Bill Napick. Thank
you for joining us here on this wonderful weekend, and
I'll remind you once again as I do each and
every show, that is to tune in to Stuart dot
Com Forward Slash Radio. That's right, Stewart dot com Forward

(01:00):
Slash Radio, where you can not only see and hear
the shows, but go to the show archives as well,
let's say you want to hear a show a couple
of weeks ago last year. Any of our five hundred
and forty eight shows are at Stewart dot com, Forward
Slash Radio, and let's get down to business, as we
have tremendous guests all the way around here on the

(01:21):
show today, we're going to start with Corey Herring and
Monica Deadman. They are with Keller Williams Northeast and that's
northeast of Houston. Ladies, welcome to the show, Hey.

Speaker 4 (01:33):
Bill, thanks for having us.

Speaker 5 (01:34):
Thanks for having us.

Speaker 3 (01:35):
Bill, Well, it's good to see you again, Corey. And
let's tell people first of all, Keller Williams Northeast, Monica,
let's tell them about the company.

Speaker 6 (01:43):
So we've been in our community for over thirty years.
We've got about two hundred and thirty agents and a
huge market share in the area. So our agents really
know Kingwood, Umbul tasks Sita. We're known for our training
and culture and the best agents in town.

Speaker 3 (02:01):
And when we say Keller Williams Northeast and that's northeast
east of Houston, get people an idea, if you would, Monica,
in terms of geographically about how far from Houston and
what it's like there geographically.

Speaker 6 (02:13):
And yeah, so technically we've been annexed by Houston. So
even though we're Northeast Houston, we are Houston. And so
we're just off West Lake Houston past nineteen sixty, so
servicing the Kingwood, Humble Lake Houston area.

Speaker 3 (02:27):
And let's tell people your role at Keller Williams Northeast.

Speaker 6 (02:30):
So I'm the team leader for the office. So that
means that I get to meet all of our agents, coach,
help train, and be a cheerleader.

Speaker 7 (02:38):
And so I love that.

Speaker 3 (02:39):
And when we say team leader, we're not talking about
just five or six people. Let's tell give people an
idea about the size of the team that you're.

Speaker 6 (02:47):
No, that's for the office and so that's for all
about two hundred and thirty agents.

Speaker 8 (02:51):
Plus our staff.

Speaker 3 (02:52):
That's a lot of cheerleading monica.

Speaker 4 (02:54):
It is, but it's the best part of the job.

Speaker 7 (02:56):
I love it.

Speaker 3 (02:57):
And Corey, Corey Herring, let's tell people you're role at
the company.

Speaker 5 (03:01):
Yeah, I have the pleasure of being the assistant team
leader at Keller Williams Northeast and so what I get
to do is support new agents as they're starting their
career and maybe even if they're not sure how to
get into real estate, I get to help them do so.

Speaker 3 (03:13):
And as far as new agents give us an idea,
as far as here we are brand new year, how
many new agents would you get, say, per year about roughly?

Speaker 5 (03:22):
Well, that's a great question. I think that number comes
out to about I mean.

Speaker 6 (03:27):
It's usually sixty two one hundred new agents a year
started our brokerage.

Speaker 7 (03:31):
Yeah.

Speaker 5 (03:32):
Yeah, and that's fresh right out of their licensing program
and getting started in their career.

Speaker 3 (03:36):
That's awesome.

Speaker 7 (03:37):
Ye.

Speaker 3 (03:37):
So, and one of the things when you talk to
some you also talk to people about they might be
with one brokerage right now and they may be curious
and say, well, I'm wondering what's it like at Keller
Williams Northeast. That is that would be part of your role.

Speaker 5 (03:50):
Absolutely, a new agent is someone considered even if they
haven't done up to three to five million in production,
that's still a newer agent. They're still learning the contracts
and the ins and outs, and so so that's a
really great opportunity for me to help them understand where
maybe they're missing in their business and what they can
do to propel their career in this next year.

Speaker 3 (04:08):
And let's say I'm an agent and I'm thinking, I'm thinking, man,
I want to talk to Corey about Keller Williams Northeast.
What are some of the things that maybe two bullet
points that you tell me that's distinctive about Keller Williams
Northeast that I might not find somewhere else.

Speaker 7 (04:23):
Sure.

Speaker 5 (04:23):
So, the greatest part about Keller Williams, in my opinion,
and that's on a global international level, is the training
and support. There are models and systems already created by
top producers throughout the country and throughout the greater Houston area,
and their play by play sharing with you how to
do what they did in their business, and you can
apply it to your own. So it's almost a cheat
sheet as long as you're willing to put in the

(04:44):
time and the effort. My next best thing is sometimes
in independent brokerages that aren't as large as Keller Williams,
you feel a little alone, a little isolated in your
business on a day to day schedule, and that never
happens at our office because there's always someone at the
or ready to greet you, support you and be your cheerleader.

Speaker 3 (05:04):
I believe that whole heart. I'm in fact, I want
to walk in your door one of these days, coming soon. Well,
we'd love to have you in the meantime, So, Monica,
let's tell what's going on. What are some of the
latest things that are going on with Keller Williams Northeast,
because we know just worldwide with Keller Williams so many things.
They're so active and always expanding visionaries. What's going wrong

(05:25):
in the Northeast there at Keller Williams.

Speaker 6 (05:27):
So our office we're always focusing on great training. We
just had a class about the contract changes that happened.
We always want to support our agents and make sure
that they know what's going on. We have an investor
Insights panel that's going to be open to agents in
the entire area and that's on January twenty first, talking
about investing and how to break into that market, because
only about thirty percent of realtors actually invest as well,

(05:50):
and that's such a scary statistic considering how well they
know the market. Right, we should all be taking advantage
of being a real estate investor. We have a contract
class to teach new agents how to write a contract
from start to finish on January third, sorry, January thirtieth.
And then we have Family Reunion, which is kind of nationwide,

(06:10):
but that's going to be in Vegas, and Jamie kern Lima,
the founder of it Cosmetics, is talking. So it's a
nomus event and you know, you don't have to be
a kW agent to come.

Speaker 3 (06:21):
In fact, you're reading my mind. I was going to
ask you about are you going to have Family Reunion
this year? Because I actually went to one about ten
years ago as a guest with somebody, and it was
just inspiring, educational, and it was cool to see other
than the event as you were there, watching the speakers
and so forth, outside of the event itself, meeting the

(06:43):
agents all over the United States and maybe the world.

Speaker 6 (06:45):
Even absolutely, Family Reunion is really known for the worldwide,
and so we get agents from Turkey, from Belize, from
all over. It's an amazing networking, learning and just overall
personal growth opportunity.

Speaker 3 (06:59):
And again we're saying Keller Williams Northeast. That's northeast Houston,
in case you're listening on the internet, we're not talking
about New Jersey, at least not on this show. So Corey,
what are some of the other things that you're doing
some of the initiatives that you're doing here for twenty
twenty five, because I know you're an organized planner to
say the least.

Speaker 5 (07:16):
Yes, So we have right now we have all of
our events planned from now until twenty twenty six, the
big major events, so that way our agents already can
kind of have their calendars put out, and we have
different opportunities for even non kW agents like Monica mentioned
the Investor Insights contract training. We want to make sure
that the entire community of real estate is involved at
our office, not just our agents. We want to support

(07:37):
the real estate community. So one of the biggest things
that we have on the board is also with our
licensing program through k Score, which is Gary Keller created
it probably about two three years now, and it's an
equal opportunity for anyone to get into the real estate
industry because sometimes people can't put in the upfront investment
into the in person classes at other opportunities, but we

(07:59):
have a scholarship opportunity for them to get into the
pre licensing program at no cost to them. Takes my
students in average of four to six months to complete
the program and then they're then supported by OURKW office
into their new career and give us.

Speaker 3 (08:11):
An idea as far as for you to even be
in the real estate profession. What was it that inspired
you to say at whatever point in life he said, Hey,
I want to be in real estate.

Speaker 5 (08:20):
Yeah, I love that I get to help people on
a daily basis. But that's a pretty shallow analysis, right,
I mean, of course we all want to help people.
I personally come from a background where I didn't have
a steady home. I didn't have a family who purchased
a home. They were stuck in the rental loop. And
we see that so often in today's market, and these renters,
they just don't even understand what their home buying opportunities

(08:42):
are unless you, as a real estate agent, be that
voice for them. And so by getting into the real
estate industry and by speaking on these social media platforms,
I'm then educating renters to avoid what my family wound
up in and just in a constant loop of renting.
They actually now can build well through home.

Speaker 3 (08:57):
Ownership and Monica. How about you.

Speaker 6 (09:00):
So my husband and I ran a successful marketing company
together and had four children at home, and I jokingly
say that we were either going to be married or
continue working together. It wasn't that serious, but so I
was kind of looking for what I wanted to do,
and he took a full time job for insurance, and
so I decided to be a realtor. It's something that

(09:21):
I had been thinking of. And my husband came to
me one day and he said, you know, I think
you should be a realtor. And I was like, you know,
I've been thinking the same And so I started my
classes and haven't looked back since. And what I can
say is that real estate changed my life. It changed
my family's life. And so my passion is helping agents
change their life, you know, because real estate is hard,

(09:43):
but being broke as hard to write. Running a successful
business is hard. You just choose your hard and I'd
like to make that easier for people.

Speaker 3 (09:53):
I think that's a good word. And Corey, you were
on the show. You had a fantastic quote. I think
we need to revisit the quote that you said, and
you know what I'm talking about. I'll say it again
for everybody.

Speaker 5 (10:03):
It's never the wrong time to buy the right home.
It's never the wrong time to buy the right home.
Get into the market, get with a real estate agent,
get educated and begin your home ownership opportunities today.

Speaker 3 (10:14):
And that's so profound, Monica, because as we think about
all the peripheral things about home ownership, insurance, mortgage rates,
all these things, we can get distracted. We need to
be centered, I think, on by finding the right home,
knowing what the right home is for us and our
family and go forth. But to really there's a lot

(10:35):
of distractions I think get in the way of the
right purchase.

Speaker 6 (10:38):
Oh for sure, right we get focused on interest rates
and so many different things, insurance quotes now, and I
always hear people say, well, I don't want to pay
a mortgage. Well, my answer to that is, you're paying
somebody's mortgage. It just happens to be your landlords. Because
guess what, they're using your money to pay that mortgage,
and they're getting equity in that home that.

Speaker 4 (10:58):
You've paid for.

Speaker 6 (11:00):
And so you know, it's it's absolutely time to jump
in now. Honestly, I think while inventory's on a slight
uptick and before interest rates start to drop and buyers
come back on the market, right now, a buyer has
the ability to go in and be a little picky
and to negotiate. But I don't think we'll stay that
way for long.

Speaker 3 (11:17):
I think you're exactly right. We're talking with Monica Deadman
and Corey Herring. They are with Keller Williams Northeast north
east right here of Houston. Before we close the segment, Monica,
what else do you want people to know?

Speaker 7 (11:29):
You know, I want.

Speaker 6 (11:29):
People to know that Keller Williams Northeast can be your
home as an agent and we can help you find
the right home for your family.

Speaker 3 (11:38):
And how can people reach you? Monica Deadman?

Speaker 6 (11:41):
Yeah, so you can reach me at seven to one
three eight one, nine zero, nine four to three, or
you can find me on my socials at Monica sold
It and again my phone number seven one three eight
one nine zero nine four three.

Speaker 3 (11:54):
And Corey, how can we reach you?

Speaker 5 (11:56):
You can reach me at my direct cell phone nine
three six zero two two nine two one and online
at Home Buying Houston nine three six four zero two
two nine two one.

Speaker 3 (12:07):
Thank you ladies for being with us things Phil, It's
been awesome.

Speaker 5 (12:10):
Thank you Bill, You're the best.

Speaker 3 (12:12):
As we continue, let's talk to Corina Wade Gledhill. She
is with Seabrook Real Estate. Corina, welcome to the show.

Speaker 9 (12:20):
Thank you, Thank you, thank you. I'm so excited to
be here, Bill, this is my first time, and you know,
it's nice to have these opportunities.

Speaker 3 (12:28):
So thanks really is. And we think about Houston as
it's growing and people are coming here all the time
from all over is there's a lot of people here,
and I think a lot of people are listening to
what we say here. But let's tell people Seabrook Real
Estate about your company and where it is here in
the Houston area.

Speaker 9 (12:44):
So let's talk to those that have never are our
visiting this area. It's Houston is so big, right, and
sometimes we can get lost because someone will say, you know,
the north side, the south side. We are in Seabrook,
which is close to Kema, which is close to Galveston.
And we are are a small company, my husband and I.
We have a few employees and we're excited. And it

(13:06):
actually started off as a in a pub, of course,
like any other good story, as a new Year's resolution.
We were having a beer and we wanted to do
something the following year. So we decided we put pen
to paper on a napkin and we said we were
going to start a business. We started a property management company,
which then evolved into me getting my real estate license.

(13:30):
And it just goes hand in hand in the area.

Speaker 3 (13:33):
So when you were thinking about starting a business, are
you saying you didn't You weren't sure it was going
to be real estate. You were just brainstorming and side correct.

Speaker 9 (13:41):
It was broad like anything, right, Right, Like any goal,
you write it down and then it branches out into
where you want it to be. And that's what we've
been doing. We're sailors. Of course, we live by the water.
That's what Seaburg has to offer, with a lot of
other great things. Right, But we started off as the
napkin head on their start to business. And since we
already owned managed property in the complex that we lived,

(14:05):
but we were not happy with where the property was heading,
then we decided to start a property management company, which
then in return just kind of evolved into Hey, Karina,
there's an opportunity with real estate as well, because who
knows the property better than you do, other than when
you're managing and able to answer those questions for people.

Speaker 3 (14:27):
And you have been in the real estate world current
and let's tell people coming to years.

Speaker 9 (14:31):
Thirteen years now, I started with again a smaller company
when I first got my license, I decided that you
have when you first start off, you have a choice
of For me and for what my family needed, it
was something smaller, So Delta V decided gave me the
opportunity to grow, which then I later now am with

(14:51):
Seabroke Real Estate as a real estate agent.

Speaker 3 (14:54):
And it's great that the name Seabrook is in the
title of aircraft. And it's even better because I'm biased.

Speaker 9 (15:01):
I'm biased about Zebrooke, you.

Speaker 3 (15:03):
Know exactly because in talking to you before we started recording,
you know a lot to say the least about You're
an expert on Seabrooks.

Speaker 9 (15:11):
I remember when Nasa Roads one was being expanded into
a parkway. I remember when we used to have these
big trees going down Nasau Road one. But it's felt smaller,
but it's still a small community. Yes, we have the
expansion of one forty six, which gives you quick access.
You can come into Seabrook, visit, you can live in Seabrook,

(15:32):
get out, go into the city to the museum, or
head south and go to Galveston.

Speaker 3 (15:37):
Okay, as you said, museum and some things, and I've
not been to Seabrook lately. But let's describe because I
know you can paint a picture for someone that's not
been to Seabrook. What are they going to see?

Speaker 8 (15:47):
What are okay?

Speaker 9 (15:48):
Kind of play super So we have so much to offer.
We are about Seabrook's about ten minutes away from NASA,
so you can go and explore the universe, so to speak.
Then if you feel like fishing or local markets, then
you go down to Toddville to Pine Gully Park. Yes,
it does not have the pier, but they're working on that.

(16:10):
You can go walk and go on the trails. Trails
the City of Seabrock right now has proposed to now
connect all parks through a public sidewalk. So now you
can go from your house all the way to arm
and Bayou. You can go watch the bayou, you can
go kayaking, you can go buy fresh fish, you can

(16:31):
go sailing, or you could just find a nice little
bench that the Rotary Club provides and sit down and
enjoy yourself. So there's a lot of stuff. There's music,
there's bars, there's entertainment, and more importantly, there's community. Right
we all have it's a very big sense of community

(16:51):
because it has little small pockets where people, depending on
what you're looking for, can just gravitate to and hold
on to roots, right, because I do believe that once
you meet someone, you pretty much have you learn, and
they introduce you into other people and other aspects of Seabrook.

Speaker 3 (17:10):
Well, so if someone's listening and they say, gee, I
never thought about living in Seabrook until now, and they
want to buy some real estate, right, So let's say
take in whatever an average home is. Let's say it's
about a twenty five hundred square foot home that's in
a quote nice neighborhood, whatever that is, what are the

(17:30):
price points of the different things that we could find
if we want to buy real estate there.

Speaker 9 (17:34):
So you have it. If you're looking just for twenty
five hundred square feet, then you have a variety of
price points depending on what you're looking for. Really, Seabrook
has condos where I started when I was doing sales
thirteen years ago, that started off cheaper, or they have
nice homes or in the million dollar or I just

(17:54):
saw one go up for like nine million dollars in Seabrook.
So there's a lot of flexibility in regards to affordability.
The price really is not always say, a factor when
you are buying in Seabrook. The big question that you
need to ask yourself, especially from coming from a different
state or a different area that doesn't deal with hurricanes
and flooding, is that what is going to be my

(18:17):
flood insurance prior to or or is it in the
flood zone?

Speaker 8 (18:22):
Right?

Speaker 9 (18:22):
These are all questions that are going to Maybe you think, oh, okay,
I'm gonna need flood insurance in this and you get it,
but it doesn't hit you until a year from now
when the flood insurance then goes up again. Because if
you're in a flood zone, you can bet and I
can bet right that flood insurance is not gonna stay consistent.
It's going to rise over time. So if you're looking

(18:45):
for Seabrook, you're gonna have to have a passion for community,
for water, for the lifestyle, because you it's like anything else.
It's not like you're gonna find one hundred percent anywhere.
You're looking for something that you can and grow into,
get a deal in, be able to, you know, provide

(19:06):
something just to the community, just like you would the
community would return for you.

Speaker 3 (19:11):
So let's say, let's take a dollar figure for now
four hundred thousand, So can we buy a home, a
standalone home for about four hundred thousand, So that's doable,
and would that be a nice home?

Speaker 7 (19:23):
Quote?

Speaker 9 (19:23):
That would be a two story I just sold one
for three eighty and that was a five bedroom home
with three four bathrooms. You know.

Speaker 3 (19:31):
Okay, So let's go to the water. Now, let's say,
because you also have in Seabrook, there's places that are
on the water and near the water. Let's say we
want to be on the water, but in a condo
do they have any Oh?

Speaker 7 (19:42):
Yes?

Speaker 3 (19:42):
What would that be great?

Speaker 9 (19:44):
So it varies. Right now, I have a condo listed
for eighty seven thousand dollars, you guys, But if I
go down the street, I can get a condo for
six seven hundred thousand dollars. But it's just depending on
the amenities, right, So if you're wanting to spend more,
you get more. If you're wanting to stay in the
or practical downsize, I just don't. I'm very limited in
my budgets. There's opportunity, but again with condo purchasing, you

(20:08):
had there's more questions that come with it in regards
to property management, HOA fees and just an extension of.

Speaker 3 (20:15):
Things we're talking with Corina Wade Gledhill with Seabrook real Estate,
the focus on Seabrook.

Speaker 9 (20:23):
Right, you love Seabrook, I said, I'm biased. I work,
play and live in Seabrook. You know I have a
connection with Seabrook because I feel like that's where I belong.
And some would call it superstition or whatever. But I'll
tell you a quick story. When I was a kid
eight years old, my dad would take us to Rosie's.
It's a place where you can go buy fish before ike.

(20:44):
It used to be this little hut that you would
walk in and everybody would be crowded in and it
would smell strong of fish. And I remember telling my dad,
I'm waiting outside. I can't stand this. After high school
and being able to have the opportunity to run into
some ran the person who introduced me to the right people. Somehow,
I ended up working at the Classic Cafe, which is

(21:07):
a local restaurant there, and for years I would work
doubles park in the parking lot, and now my office
building is right next to the Classic Cafe. The same
parking spots I would park in. I would literally be
walking by my future. So I do believe in the community.
I believe in the power of community and giving back

(21:31):
in Karina.

Speaker 3 (21:31):
Do you find people move are moving from other states
and they find Seabrook or do you find people more
so from Houston they say, hey, I want to have
a condo on the water, So.

Speaker 9 (21:42):
I yes, you have a mix of both. Right now,
what I've seen a lot is people coming in because
they're having working at NASA, people that are moving in.
I've had, for some reason, two calls of an agent
telling me they have clients moving in from San Antonio.
So we have people coming in from different areas. But

(22:03):
more importantly, my job as a real estate agent is
to inform them because they're coming from a different area
they are I don't ever want anyone to say I
didn't you know, I'd never told them. I take the
steps to be able to even say, why don't we
meet in my office. Let's get in my car, we'll
go look at I'll show you some of my favorite places.

(22:25):
Then we can come back, and that way you have
a better idea of the community that you're actually considering
because that is important.

Speaker 3 (22:32):
Sounds awesome, Karina. Let's tell people how they can reach you.

Speaker 9 (22:36):
My telephone number is two eight one seven four three
twenty seven zero eight. Once again, that's two eight one
seven four three twenty seven zero eight. My name's Karina
with SUPERK Real Estate.

Speaker 3 (22:49):
Karina, thanks for being with us.

Speaker 9 (22:51):
Thank you well.

Speaker 3 (22:53):
Once again, it's time to talk a little bit about
money as we have Angie Blacklock and Trade Jordan the show.
They are with Fairway Independent Mortgage. Hey, guys, welcome to
the show.

Speaker 4 (23:04):
Hey, thanks for having us.

Speaker 8 (23:06):
Bill, Hey Bill, how are you doing? Brother?

Speaker 3 (23:07):
So here we are first of all, Trey, I understand
you are the branch manager, so let's tell people about
your role and about Fairway Independent Mortgage.

Speaker 8 (23:16):
Yes, sir, so I'm a branch manager with Fairway Independent Mortgage.
Our branch is located in Santa Texas, which is in
Missouri City. This is going on my six year doing this,
and so I've been both blessed and fortunate that the
only company I've ever worked for in the mortgage industry
has been Fairway. They've been around for twenty eight years.
And so when I was recruited from my past role

(23:37):
into getting into the mortgage industry. It was kind of
a no brainer that I start with them, and everything's
been smooth since.

Speaker 3 (23:43):
So there you are money and their money is the
lifeblood of every real estate transaction.

Speaker 8 (23:49):
No doubt, no doubt, and we always make need in it. Yeah,
we always make the comment like, you can you can
close the deal with two parties, you know, buyer and celebate.
You can't do it without any money right now. We
always encourage our partners work with a real estate professional
or real estate partner of ours to do it. However,
you're one hundred percent right, you have to have money
to close deals.

Speaker 3 (24:10):
And you let's tell people your role at Fairway.

Speaker 4 (24:13):
Well, I think I have the most funeral at Fairway.
I do business development, so I get to build relationships
with our amazing realtors in the community, co host events,
have fun, partner with amazing people like Stacy, stuff like that.

Speaker 3 (24:28):
And you're referring to the one and only Stacy Tierheimer
right with Stuart title.

Speaker 4 (24:33):
Absolutely the one and only.

Speaker 3 (24:35):
She's pretty awesome, there's no question about it. But as
far as developing business, and we hear that a lot,
it's sales, you're promoting, it's marketing. It's a little bit
of everything, it seems like. But what are the things
that you do specifically for the money world to be
able to bring people into to tell people about the
distinctions of fairway and those sorts of things.

Speaker 4 (24:54):
Sure, So my main priority is to build relationships with realtors.
I do work directly with consumers, but my main focus
is on our realtor partners. So I like to help
educate them. We host continuing education classes, We sponsor fun events.
We just brought in Jeff Glover with Glover You he

(25:14):
did a wonderful business planning and like listing tactics class.
Then we do fun stuff. I get really excited about
the fun stuff. I noticed it like an event I'm
hosting with Stacy later this month called Leve the Skin
You're in, So we're going to be doing color matching.
I mean, when you're a real turn a professional, you've
got to look great out there, right, Like, you've got
to be confident, look your best, fill your best. So

(25:36):
we're all about helping our realtors do that.

Speaker 7 (25:39):
Well.

Speaker 3 (25:39):
The fun stuff is fun, right, Yeah. So as you
navigate the world, and there's one of the things I
noticed when we think about realtors. There are so many
of them here in Houston. We're the fourth largest city,
so that thus we have an abundance of real estate professionals.
So when you navigate, what tell people geographically? If you
work geographically, that is the area that you're focus.

Speaker 4 (26:00):
We sure do so we can help anyone in the
state of Texas. Actually, Trey is licensed in a couple
other states as well. My main focus is Fort Benn County.
So full sure, Katie, sugar Land.

Speaker 3 (26:13):
These areas all growing areas, and especially for some reason,
and anytime someone mentions full shure, I'm thinking growth, growth, growth, Yes, so.

Speaker 4 (26:22):
Much development in new communities, new construction, a lot of
a lot of stuff.

Speaker 7 (26:26):
Going on off there.

Speaker 3 (26:27):
Pretty exciting. So Trey, you have Angie really working to
promote the cause out there while you're busy working on
the ins and outs of the mortgage world in your office.
It sounds like.

Speaker 8 (26:37):
Yeah, yeah, and look, I you know, I always made
this joke, people say, how'd you get in the mortgages?
While it wasn't pretty enough to be a realtor? Right,
so you had to pick the one career that you
could still be in real estate, but you could be
behind a computer screen behind the phone telephone, so it
was pretty easy from there. But yeah, you know, one
of the things I would say is, you know, twenty
twenty one, we had just run the numbers. There were

(26:58):
four hundred and fifty thousand loan off in the US.

Speaker 3 (27:01):
Well we'll say that again.

Speaker 8 (27:02):
In twenty twenty one, there were four hundred and fifty
thousand loan officers in the US. As of what are
we January first, last year's renewal, We're at ninety three thousand.
So we've had that many people drop out of the
mortgage lending space due to margins tightening up, due to
interest rates going up. It's been tough. It's been tough.

Speaker 3 (27:24):
A lot to talk about.

Speaker 8 (27:25):
Just there.

Speaker 3 (27:26):
I wonder where they all went. Yeah, that's a whole
another story. But what a drop. But that means here
you are. You have stayed strong in positioned, so you're
helping people and that's a great thing.

Speaker 8 (27:37):
Yeah. You know, one of the things that I was
taught by a mentor early on is to you know,
save money in the good time so you can you know,
survive and you can extend during the bad times. And
so that was one of the lessons that we had
listened to and you know, of any of the people
you'll have on in real estate, one of the things
I'll say is now is one of the hardest times
ever to be in anything in real estate because it

(27:58):
used to be we were in the you know, education,
education professional we were educating our consumers. Well, now with
TikTok and YouTube and Instagram and Facebook reels, a lot
of times you're having to you know, take these sayings,
these things that were you know, people were educated on TikTok,
and they leave out a lot of nuance, so you

(28:18):
have to go in there and re educate them on Hey,
this is why this is incorrect. Hey, that particular Facebook
influencer left out a big piece of the puzzle on
how this could be legal or illegal. Let's talk about
that first and go on from there.

Speaker 3 (28:31):
And as Trey mentioned some of the social media things, Angie,
are you also using social media to develop business and
these relations you're speaking of?

Speaker 4 (28:41):
Absolutely, And if you aren't on social media, you are
getting left behind. You've got to be posting a lot
of what I do on Mondays, I post education for
like the consumer and for realtors, talk about different mortgage
terms or things happening in the industry. I'm a cheerleader too.
I know the other leaders earlier we're talking about being
cheer leaders. That's just what I do. So on Tuesdays

(29:02):
I post inspiration. I think it's really important to have
a social media calendar and to stick, you know, stick
to it and stay in front of people, kind of
stay on their radar and build that relationship, but lets
them know, hey, we're human, Like, we're not just money guys.

Speaker 3 (29:17):
It's good to be a money guy. I mean.

Speaker 7 (29:21):
So.

Speaker 3 (29:21):
But as far as the various platforms, which platform do
you like? Is the one you like and get the
most results from?

Speaker 4 (29:29):
I think Instagram. I've played around on TikTok a little.
There's a lot of controversy and whatnot there, so I
mostly just scroll that at night and look for cat videos.
I love cats, so I think funny things on there.
I spend most of my time actually posting and sharing
on Instagram, Facebook. We share some on LinkedIn as well,
but I think Instagram is probably where I have the

(29:51):
greatest rapport with my followers.

Speaker 3 (29:54):
What are some of the other things that you're finding.
Do you see any trends as you're out there developing relationships.
Talk to so many real estate professionals, you've see any
trends that we should know about, especially as it relates
to what you're doing with money.

Speaker 4 (30:07):
The realtor's role of like kind of handholding and helping
the buyers and the sellers is just really important. And
so them having the information and things that they need
to be able to support their buyers and sellers as important.

Speaker 3 (30:21):
Because I would think also as you do some classes
and things and get togethers, the fun things and all
those it's important for people to know what's happening in
the mortgage world now because I mean, sure they're going
to ask you all the time what's the rate, but
there's other important questions, right right.

Speaker 7 (30:37):
Right, Yeah.

Speaker 4 (30:38):
So what we like to do is we like to
not focus on just the rate. My big thing I
like to say is don't fixate on the rate. If
you can afford the down payment and you can afford
the monthly payment, it could be the right time for
you to buy, regardless of what social media or the
world or news is telling you. So we do talk
a little bit more about the loan programs that we
offer with our realtors and talk about different ways that

(31:02):
we can support them and not just focusing on the.

Speaker 3 (31:05):
Rate and speaking loan programs, Trey give us an idea
of some of the different types of loans and that
things people should know when they're trying to decide which
loan they should get with the Fairway.

Speaker 8 (31:17):
Yeah, so nowadays, I mean everything is open and we're
seeing you back to ten ninety nine loans, bank statement loans.
I mean we're there. What's been really exciting in the
mortgage market is it's less what new programs are out.
It's a lot of Hey, what are some old programs
that we used to have that we've been recycling through. So,
for example, we have a we call it a Builder
and a Seller Abatement program at Fairway. It's with FHA

(31:40):
and VA loans. And what it allows you to do
is you can use the seller concessions, which a lot
of times we're seeing negotiating this market. You can use
the seller concessions to allow a barwer to skip up
to their first three mortgage payments. So you buy a
home now in January, you close in February. Normally you
would skip March a first pay it's going to be
in April. Well, with this program, you can actually use

(32:02):
the seller's concessions. You can skip April, May and June.
You can buy a house in January of this year,
do not have to make a payment until July of
twenty twenty five. So it's just ways that you can.
That's an old program that was around ten fifteen years ago.
They recycled it, kind of changed some legoutis some language
on it, and now it's something we offer all the time.

Speaker 3 (32:22):
Interesting a creative wife for someone, especially to offset the
large amount of cash that goes out the door initially
to get used to owning the home and the things
that are going to happen when you first move, moving expenses,
all those.

Speaker 8 (32:35):
Things, and that's exactly why it was created. One hundred percent.

Speaker 4 (32:38):
I want someone to know that our team is amazing.
They work nights and weekends, they answer their phone, and
not only that, they respond fun. I know, it's so
unheard of in this industry. Really, you'd be surprised they
even respond to text messages. So, yeah, our team is
amazing and we're ready.

Speaker 3 (32:54):
To out mortgage Utopia.

Speaker 4 (32:56):
It really is.

Speaker 3 (32:57):
Let's tell people how to reach.

Speaker 4 (32:58):
You reach me at eight three two six seven to
one four one ninety seven or you can follow me
on Instagram at Apply with Angie and the phone number
again is eight three to two six seven to one,
four to one nine seven.

Speaker 3 (33:15):
Apply with Angie.

Speaker 4 (33:16):
Isn't that easy?

Speaker 3 (33:17):
People can't forget that even if they want to, I know,
apply with Angie Tray. What else should we know?

Speaker 9 (33:25):
Man?

Speaker 8 (33:25):
I will just say this. So I graduated from University
of Nebraska, and so if there's anything that we were
taught when I was in my college days, was about
Warren Buffett. And one of the things the Oracle of
Omaha would always say is is time in the market
beats timing the market. And there are so many people
right now who are trying to time the market for
that perfect deal. Just go back and look at the
past ten, fifteen one years. Yeah, his data is time

(33:47):
in the market will always beat timing the market. So
that's it. And you guys can reach me. It's trade Jordan,
and it's two five four seven six zero eight one
two one. They get it's Trade Jordan. Two five four
seven six zero eight one want Thank.

Speaker 3 (34:00):
You, Trey, thank you Angie, thanks for having us a
spell good.

Speaker 8 (34:04):
The best real.

Speaker 3 (34:06):
Estate matters with Stewart title would not be possible without
our partner Stewart Insurance. With a focus in real estate
and a special focus on real estate brokers. Stewart Insurance
creates insurance plans to address the risks facing our industry today.
They invest a significant amount of time helping real estate
broker owners offset and manage their risks. Here he is
with Stuart Insurance, John Bramlett, Hello Bill, Happy New Year,

(34:30):
Happy new Year. Once again, John, Well, here you are
the important insurance segment.

Speaker 8 (34:34):
Today.

Speaker 10 (34:35):
We're going to talk about a resource. If you remember,
last week we provided ten suggestions for new insurance New
Year's resolutions, and number ten was listening more to real
estate matters. So I'm sure there are a lot of
people that he did.

Speaker 3 (34:51):
We have a lot of new We have.

Speaker 10 (34:52):
A lot of new today, a lot of new listeners today.
So I wanted to share with the new listeners and
remind with our listeners that are with us every week
about what Stuart Insurance provides and what makes us different
in the marketplace.

Speaker 3 (35:06):
A friendly reminder, but much needed.

Speaker 10 (35:08):
Well it is especially the beginning of the year. We
are part of the Stuart family, which is I would
think would be rather obvious, but we are part of
the Stuart family. We are an independent property and casualty
insurance broker, so we're not an insurance company. But as
an independent broker, we have relationships with a variety of
companies and what that allows us to do is find

(35:31):
the right policy and build the right plan for our
families as well as our business clients based upon their
wants and needs. We're not like some captive agents where
they're allowed to offer products and services that that company
offers in that market. We have access to a variety

(35:51):
company So whether we're helping a family or an individual
with their personal insurance or real estate firm with their
business insurance, we have access to a variety variety of companies.
Our focus is and always will be to be that
insurance resource for real estate and we do that by

(36:11):
positively influencing lives by properly insurance people better. And the
key there is the better. So what can we do
to make sure that our clients are properly ensured, whether
that be working with the family and individual on their
home and their auto, wind flood investment, property, motorcycle, motor home,
we can do that or it's a real estate business.

(36:32):
So a broker a realtor, property management firm, independent title
attorney agent. We can help them with their business insurance
as well, so that you know things like airs and
omissions and cyber liability, general liability, business owners policies, employment
practice liability, any number of business coverages when we have

(36:55):
that opportunity to help them with that as well.

Speaker 3 (36:58):
And I would think one of the ways. There's many
ways you do that at Stewart Insurance, but I think
one of them is the constant learning that's done, the
teaching that's done, the communications that you do. I mean,
I think meetings maybe every day, but you have regular
meetings throughout the week looking for ways to communicate better,

(37:18):
to work with your clients better, and also to upgrade
the experience. I mean, top Carpenter, the president never stops
learning and improving the company well.

Speaker 10 (37:29):
Our first guiding principle is continuing is planned to drive achievements,
So making sure that you've got planned. The second leans
towards long term continuing education.

Speaker 8 (37:40):
So yes we do.

Speaker 10 (37:41):
We have rallies every eight o'clock every morning at eight
that all the associates are a part of. And then
after those rallies, the folks that work with our business clients,
they get together to discuss the day, what's going on,
what challenges they have, what opportunities have And the folks
that work for our families and individuals do the same thing.

(38:03):
What does their day look like, what opportunities do we have,
what challenges are out there, so we can make sure
that our team can be as effective and as efficient
as possible. But I do think that what you mentioned
is also true that it's not about selling a policy,
but it's about building a plan. And that plan could
be one policy, or it could be multiple policies, but

(38:24):
understanding what those wants and needs are, understanding what that
challenge is, being able to maybe find out what that
wants and needs are that people may not be aware
of or businesses may not be aware of, but taking
the time and investing the calories to figure that out
so that they truly are properly ensured, whether it be
the most robust coverage or very conservative plan, that they

(38:46):
are properly insured. And that's why we don't have customers.
We have clients because it's a relationship driven versus transactionally driven.
We don't have agents, we have advisors because again they're
providing consultatives services. We again, we don't sell policies, We
build plans.

Speaker 3 (39:04):
And in a tremendous way. Twenty four to sevens Well
it is.

Speaker 10 (39:07):
We've got clients all over the US, both personal and business,
and we're always on call because we never know when
a client's going to need us.

Speaker 3 (39:16):
And that's a good time to remind people. Once again,
certainly here in Houston, people listen, they call you, they
reach out to Stewart Insurance. But you are helping people
with plans across the nation. Yeah, so someone's in Indiana
they want home insurance. So someone's in New York, same thing.

Speaker 10 (39:33):
We can help the folks in Indiana and the folks
in New York both with their real estate business insurance
as well as their personal insurance. That's awesome, it really is.
And we're we've got an excellent team. We've got folks
that are truly focused in specific areas and they're becoming
a subject matter experts in those areas every day. As
you mentioned our president Tom Carpenter. Tom talks about wanting

(39:56):
to be an inch wide and a mile deep. So
really be serious about what we do, serious about insurance,
serious about the things that we can help our families
with and serious about how we can help real estate firms.

Speaker 3 (40:07):
Do you ever when you have the rallies, you ever
talk about the show what goes on here real estate matters?
Because I think that's a component, isn't it.

Speaker 10 (40:13):
Absolutely? So we every Monday, I will share who the
guests are going to be so they're aware, so everybody's
aware of what's going on, They're aware of when the
show airs so they can listen to it. And then
if there's a Pacific specific topic that I'm going to
be covering that would be truly be especially beneficial for
the team, we will let them know. And quite often

(40:36):
we'll share learnings from our guests with the team.

Speaker 3 (40:39):
And not only that, we put your segment on Facebook too,
so I know in fact, recently, I would say the
last three four months, it seems like your clicks and
views on your segment on my Facebook page are increasing.

Speaker 10 (40:54):
Well, I mean, it's really becoming the hot topic insurance,
and it's kind of the new black so people are
really jumping into that wanting to be part of that insurance.

Speaker 3 (41:05):
There's no doubt about it. But also you are involved
in so many organizations as well, and you're out there
you talk about the show, you talk about Stuart Insurance,
So you're when we hear people talk real estate professionals
talk about community Stuart Insurance specifically John Bramlet, You're out
there as the cheerleader, touching the community in so many ways.

Speaker 10 (41:25):
Well, absolutely, I mean, we try to be where our
clients are, so we do that several ways. We teach
continue education classes, some online with partnering with Houston Association Realtors,
some through the Stuart Title offices, and some directly at
a broker's location. So that's one way that we continue

(41:46):
to touch I'm on the board of the Houston Independent
Real Estate Brokers Association. I'm on the board of the
Houston Mortgage Bankers Association, the current vice president and i'll
be the president coming in June. Uston Association Realtors has
a risk Management Advisory Group and I'm a member of
that and I'll be the subcommittee chair for the property

(42:08):
and Casualty portion of that. Well, if you do want
to be properly insured, and all that simply means is
you are comfortable with the coverage that you have and
you don't have, And that's really important as much to
know what you do have as what you don't have
based upon where you are in your life right now,
whether it be as an independent title, an attorney, agent,
or real estate broker, or is it just a family.

(42:29):
We can help you do that and you can reach
us at eight sixty six seven ninety eight two eight
two seven. That's eight sixty six seven nine eight two
eight two seven. To learn more about us, you can
see visit us at Stuart Insurance dot com or email
us at Stuart Insurance at Stuart dot com.

Speaker 3 (42:45):
John, I understand there's someone in Seabrook, Texas that wants
to be properly insured. What numbers should they.

Speaker 10 (42:50):
Call the Seabrook Hotline eight six six seven nine eight.

Speaker 8 (42:53):
Two eight two seven.

Speaker 3 (42:55):
And right now we have Cali McClure CALLI. Welcome to
the show.

Speaker 7 (43:00):
Thank you, it's great to be here.

Speaker 3 (43:01):
Well, here you are, Kelly, it's your first time. And
let's tell people the office that you're serving there at
Stuart Title.

Speaker 7 (43:07):
I am out of the League City branch over there
on forty five and ninety six.

Speaker 3 (43:12):
And for people listening outside of Houston, we'll pretty much
say that's south. What do we say, it's on the
way to Galveston sort.

Speaker 7 (43:18):
Of right on the way to Allison.

Speaker 3 (43:19):
That is correct, so you're kind of sort of near
the water as well.

Speaker 7 (43:23):
Yes, we do a lot of deals right off the water.

Speaker 3 (43:28):
And your role at Stuart Title, I.

Speaker 7 (43:31):
Am an s C officer, so I'm pretty official badge
whistle the whole thing.

Speaker 3 (43:37):
As an officer. Yes, yes, don't arrest me.

Speaker 7 (43:41):
We I handle the transaction. So as soon as you
go under contract, then send the contract over to us,
we do the title search. We clear it all up
so that you're or seller so that your seller is
free to sell and that your buyer's starting with a
clean slate moving forward, so that they've not taken out
any new leans or anything don't belong to them.

Speaker 3 (44:00):
So would it be safe to say, because we don't
have ESCRO officers on a lot, and I know that
when someone goes into even realtors or someone's going to
buy or sell a home, what the ESCRO officer does
is a little bit mysterious sometimes, But would it be
safe to say? You're putting all these details together like
a Swiss watch almost, where you're putting them all together

(44:20):
so that the home is sold, the seller gets a check,
the realtor gets a check, the people get the keys.

Speaker 7 (44:26):
Is that how well that it all goes off without
a hitch? Yeah? We also work with details. If yes,
if there's if Trey's involved and we're there's a lender involved,
then we coordinate with them back and forth to get
the buyer ready to go on their financing side of things.
But we basically make magic happen if you will.

Speaker 3 (44:43):
I mean there's so many details. I'm an admiration of
the skills that you and the team at Stuart have
all across our offices. Pretty impressive, it really is, I
mean lots of details. So someone right now is listening
and they say, I need to bring my contract to
the league city. I bet they want to do it.

Speaker 7 (44:58):
What should they do? Don't see why they I wouldn't.
You can reach me. My email is Callie C A
l l I E dot McClure m C C l
U r E at Stewart dot com and then seven
one three three seven seven three six three four seven
one three three seven seven three six.

Speaker 3 (45:19):
Three four Kelly, thanks for being with us, thanks for
having me and now from Katie Texas in our fullsher
office developing business in a magnificent Way is Stacey Tearheimer. Stacey,
welcome to the show.

Speaker 11 (45:37):
Thank you Bell, thanks for having me.

Speaker 3 (45:38):
Well, let's tell people about your two offices quickly in
Katie Texas and Fullsher Katie Texas.

Speaker 11 (45:44):
We're in off of Westheimer in ninety nine. We have
been there for over twelve years now. We've got a
great team here. For any contracts that you have starting
on twenty five, we would love to have you. Fulsher
is expanding, We're getting ready to I saw three point

(46:07):
fifty nine is under construction now and that is going
to run right behind our Fullsher office.

Speaker 3 (46:13):
How about that? Yeah, Folsher is growing. I was out
there not too long ago having a steak and it's awesome.
What the growth that's happening. But you're serving people and
in fact, again I think you have an event coming
up with Fairway, So let's tell.

Speaker 8 (46:25):
People right question.

Speaker 11 (46:26):
Yo, we have an amazing event that I'm getting ready
to do with Angie, and it is love the skin
you're in and it's going to help realtors figure out
their color match, talk about the best things to do
for their skin for their age group. We're going to
have a fun time and it's so amazing.

Speaker 3 (46:46):
Wants to know about that, Stacy, or bring a contract
right there to Folscher or Katie. How can they reach you?

Speaker 11 (46:53):
They need to reach out to me at eight three
two three nine to two two zero five three. Again,
that's a three two three nine two two zero five three.

Speaker 3 (47:04):
Stacy. Thanks for being with us.

Speaker 11 (47:06):
Thank you so much for having me.

Speaker 7 (47:07):
Bill, You're awesome.

Speaker 3 (47:09):
Let's go where we started and talk again with Corey
Herring and Monica Deadman from Keller Williams, northeast of Houston.
Kind of. We call that Kingwood the Liverpool Forests, a
task ASDA, Which is it? I mean, I get confused
between Kingwood, Monica and a task Asta.

Speaker 6 (47:28):
Yeah, so does everybody. I lovingly call it the geopolitical nightmare.
And depending on where you are, you might have an
HPD officer, but a Montgomery County sheriff. And so the
answer is just yes, it's all of those things.

Speaker 3 (47:39):
And if both of those vehicles are behind me, you're
really in trouble, right absolutely, I'll be on the lookout.
But so I feel you just made me feel good
because I'm not the only one apparently that gets confused.

Speaker 6 (47:51):
Some No, sometimes we get confused and we.

Speaker 3 (47:53):
Live there about that. And we also want to say
Jeremy Raxdale is doing tremendous work up there for Stewart
Title Developing Business, also in a tremendous way at our
Kingwood office. And he's an incredible guy. He brought you
guys here today.

Speaker 6 (48:05):
Jeremy's an amazing resource for our agents. The title company
he works for does a great job. They always get
us to closing. They sponsor so many events and do
so many great things for our office and the community.
And if you guys haven't given him a shot, you
definitely need to.

Speaker 3 (48:20):
No doubt about. In fact, he probably has a red
T shirt somewhere in his wardrobe. Corey. As we close
the show, here we are once again what else else
should we know?

Speaker 5 (48:29):
It's never too late to get into real estate. If
you have a passion for helping people, if you have
the grit to work hard, and you want a great opportunity,
connect with us to learn more about how to get
your real estate license.

Speaker 3 (48:39):
It's never too late to do anything, is it, Corey?
Haven't so it's Corey. It's never too late herring.

Speaker 8 (48:45):
Okay, so we have a new name.

Speaker 3 (48:46):
We have a new name. For you. But that's right,
and I've been a lot of people give us a
quick word, either one of you or both. A lot
of people want to be in real estate. They see
the TV shows and they're like, Oh, it looks easy.
I'm going to drive a luxury car. I'm going to
sell eleven million dollar homes all the time. What are
the qualities, Monica, that make a good real estate agent?
In a nutshell?

Speaker 6 (49:05):
Quickly, integrity, and stick to itness. You just can't beat
a man that won't quit. And I'm telling you, if
you stick it out in real estate with integrity and
the willingness to work, you're going to make it.

Speaker 3 (49:15):
What do you think, Corey, any other ones something there?

Speaker 5 (49:17):
Ten out of ten degree? You know, eighty percent of
relators quit in the first two years of their business.
And Monica told me best, if you're just hard headed
enough to be ahead of eighty percent of the rest
of them, you're already doing better.

Speaker 3 (49:28):
So just be hard headed and let's tell people how
they can reach you if they want to know more
about Keller Williams.

Speaker 5 (49:32):
Corey, I'd love for you to give me a call
at nine three six four zero two two nine two
one again that's nine three six four zero two two
nine two to one.

Speaker 6 (49:41):
Monica, you can call her text me at seven to
one three eight one nine zero nine four three and
that's seven one three eight one nine zero nine four
to three.

Speaker 3 (49:51):
Thanks for being here. Good to see y'all.

Speaker 5 (49:53):
Thank you, Thanks Bill.

Speaker 3 (49:54):
And now Krina is back, Karna Wade glad Hill, Karina,
welcome back.

Speaker 9 (50:02):
Hi Bill? Is it good?

Speaker 3 (50:04):
This is it perfect?

Speaker 9 (50:05):
Thank you?

Speaker 3 (50:06):
So let's tell people before we close the whole show
down here today show number five forty nine. Karina, what
else do you want people to know about Seabrook or
anything else.

Speaker 9 (50:15):
Well about Seabrook. Take the opportunity to come and visit us.
We are a great little city right on the bay
and we would love to have you. In regards to
real estate, there is no better time than right now
to buy. You know, we've gotten through the elections, we've
gotten through the holidays, we've gotten through the new year.
So what are we waiting for? Are we waiting for

(50:37):
somebody to just go and tell us and hold our
hand all the way through? You guys, Buying a home
is not easy. Selling a home is not easy. It
is sometimes uncomfortable, it is sometimes inconvenient, and it sometimes
takes sacrifice, but the important thing is that you will
be better off if you buy a home, then you
stay renting and stay stagnant. So yeah, we'd love to

(50:59):
have you and Seabrooke for if you look. If you
would like more information, please give me a call to
eight one seven four three twenty seven zero eight. Remember
to eight one seven four three twenty seven zero eight.
My name's Karina with Sebrok real Estate. Sounds like you're
saying bye now bye, now bye yesterday.

Speaker 3 (51:19):
Okay, thanks Karina, and they're back Fairway Independent Mortgage. Yes
it's Angie and Trey once again, guys. Yes, yes, the
clock is ticking, but you're back. A final word, Angie.

Speaker 4 (51:32):
Yes, I love to meet new realtors and I would
love for you to see how amazing our team is.
Let me buy you a cup of coffee and let's
see if we would make a great team.

Speaker 3 (51:40):
Sounds good, Trey. What else should we know?

Speaker 8 (51:42):
How do you turn that down? Free coffee?

Speaker 3 (51:44):
I mean, come on, well, I was gonna apply for
that myself.

Speaker 8 (51:47):
Yeah, I mean, you know not much that we haven't
talked about. I think I think this year for realtors.
I think for lenders, insurance agents like, it's thrive in
twenty five. We're no longer here to survive. We're here
to thrive. So that's only five.

Speaker 3 (51:59):
And you guys are easy to deal with. You got
the information, we present the information to you, We get
pre qualified ready to go right.

Speaker 8 (52:06):
Yeah. Absolutely, I not that hard, you know. I always
tell folks that have that fear about sometimes all what
if I pull my credit? I'm like, what if you
go to the doctor and you're sick? You know, like,
wouldn't you rather know that? So one of the things
we always encourage for our clients is they'll do a
health analysis every year of their financial health as all deals,
will go and do a soft pool credit, We'll do
an entire application as if they're going to buy a

(52:27):
home right now, and we'll coach them giving feedback and
then go from there.

Speaker 3 (52:29):
And how can people reach you?

Speaker 8 (52:31):
Yeah, great question. They can give me a call or
text at two five four seven sixty or eight one
two one and again that's two five four seven six
zero eight one two one.

Speaker 3 (52:39):
Angie. How can people reach you for that free cup
of coffee?

Speaker 4 (52:42):
Yes, call me eight three to two six seven to
one for one ninety seven, eight three, two, six, seven
to one or one ninety seven.

Speaker 3 (52:52):
Thank you Angie, thank you Trey, and thank you all
for listening to real estate Matters with Stewart Title. That's right.
I'm your host, Bill Napik, together with John Bramley, all
of us at Stuart Title and Stuart Insurance. That's right,
Stuart Title. We are an international company traded on the
Stock Exchange s STC. Stewart dot com is where to
go to find out any information about Title Insurance, about

(53:13):
our offices all over the United States, Stewart dot com,
and of course, to access the show archives or to
c and hear this show again, simply go to Stewart
dot com, Forward slash Radio Stewart dot com Forward slash Radio.
Thanks for listening. We'll see you next week.

Speaker 12 (53:30):
If you're a real estate professional, then listen closely. Cybercriminals
start targeting our industry. They are impersonating real estate professionals,
home buyers, sellers, and title agents. Their goal is to
gain access to your inboxes, computers, and clients so they
can steal information in funds. Does your business insurance offset
these risks?

Speaker 2 (53:50):
Not sure?

Speaker 12 (53:50):
Contact Stewart insurance. To determine if your business is properly insured,
Visits Stewart Insurance dot Com are called eight six six
seven ninety eight twenty eight twenty seven. Visit Stewart Insurance
dot Com are called eight six six seven nine eight
twenty eight twenty seven