Pizza, Weddings & Real Estate

Covering all the bases!

Episode Transcript

Speaker 1 (00:01):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 2 (00:14):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Steward Title, Steward Titles. Bill Nebik
and guests open the door to what really matters in owning, buying,
and selling real estate and now Real Estate Matters with
Steware Title, brought to you by Stuart Insurance, here to inform,

(00:38):
entertain and inspire. Bill nebek Welcome to the show. It
is Real Estate Matters with Stewart Title. Thank you for
joining us on this holiday weekend. Happy Thanksgiving to one
and all. We're glad you tuned in. We put together
a very special show. Super people.

Speaker 3 (00:54):
As always in reminding you to go to Stewart dot
Com Forward Slash Radio. That's right, you're going to want
to see this show. In addition to hearing it. It
takes you to the YouTube channel at Stewart dot Com,
Forward Slash Radio. Let's get down to business right now
and welcome onju As Bill and Wendy Miles. They are

(01:15):
with Greater Houston Real Estate Partners. Ladies, welcome to the show.

Speaker 4 (01:20):
Thank you, glad to be here.

Speaker 3 (01:22):
Isn't it awesome? The energy and we get to talk
about real estate, your company and all the stuff going on.
It's my passion. It's so awesome. And on jew let's
tell people you are the broker of the company. Let's
tell them about your company.

Speaker 5 (01:34):
Wonderful.

Speaker 6 (01:35):
It started in twenty eighteen with a few other partners
and we basically wanted to start a company that wanted
to collaborate and work together to really kind of identify
target markets and clients that are looking for buying, selling
and leasing, because that's a market that you know, not

(01:58):
everybody is wanting to partake. But Wendy is one of
our agents and she's been with us for at least
five years.

Speaker 7 (02:06):
I think maybe maybe almost almost. Yeah, yeah, it's my
favorite brokerage yet.

Speaker 3 (02:12):
So there you go. Well, and that's also a great
thing as far as five years. First of all, you
two are working together and you have how many agents
are with your company.

Speaker 6 (02:19):
We have about twenty agents.

Speaker 3 (02:21):
Okay, so how did you all get together? Five years ago?

Speaker 7 (02:24):
Sure, I knew one of the partners of Greater Houston
Real Estate Partners, Shelby Kennedy, and they had a grand
opening and the office is about a mile from my house.
So I went to their grand opening just to support them,
even though I was with a different brokerage, and they
tried to talk me into it, and I told them
I can't.

Speaker 5 (02:42):
Here's why.

Speaker 4 (02:42):
It said, Okay, that's fine, that's fine.

Speaker 7 (02:44):
And then every time I would have a little bit
of a change in my life, Shelby would, you know,
kind of nudge me that way. And so anyway, I
ended up going to this brokerage basically because everyone in
there they're motivational because they work hard and they're passionate
about what they do. And if you've been in other offices,
you know there's some people that kind of just come
and go and do their thing and go to the

(03:04):
freebie luncheons. But we work all the time, so it's
you know, I'm chasing those other people at the office,
and to me, that's what's important.

Speaker 5 (03:15):
We have a lot of high.

Speaker 3 (03:15):
Achievers, I think so and in this room. There are
many also, Wendy. One of the things I saw is
I looked you up there on the internet. Five words
describe Wendy. Okay, do you know what they are? They
are love, integrity, commitment, passion, and fun.

Speaker 5 (03:32):
Yes, very much. Fun.

Speaker 3 (03:33):
We've got to have a little fun, right, I'm sure.

Speaker 5 (03:35):
Always.

Speaker 3 (03:36):
Well, let's tell people what's distinctive about your brokerage other
than there you are. You're having fun, your integrity driven,
and you're out there helping buyers and sellers all the time.

Speaker 6 (03:46):
As far as our office is concerned, you know, we're
always looking to grow and build our agents up for
the needs that they're needing for their prospective clients, buyers, sellers.

Speaker 5 (03:59):
Things like that.

Speaker 6 (04:00):
We do a lot of training in the office. We
also try to motivate and keep our agents on top
of all of the new rules and regulations and basically
keep everybody out of trouble so that we're all doing
everything that we're supposed to do with the highest integrity
and education possible.

Speaker 3 (04:17):
And you've been on the show before, give us an
idea of how you even got into real estate. I
kind of remember, but I don't, but I think it
was something interesting on you.

Speaker 6 (04:25):
Well, I'm a military brat, so I traveled around a lot,
and I got to meet a lot of different people.
And everybody always told me that I should get into
real estate because of my personality and things like that.
I started in the lending side in York and California,
and then when I moved to Texas, I started really
at the bottom. I started as a admin in an office,

(04:47):
and then moved my way up to being a buyer's agent,
and then got my brokerage license.

Speaker 5 (04:52):
And then here we are, over twenty years.

Speaker 6 (04:55):
Later, at a broker of an office, having fun, having fun,
taking care our business every day.

Speaker 7 (05:01):
Yeah, and what I'll say about their office or our office,
But when they initially started it, one thing that they
did they came from. The partners came from a large
brokerage where not everyone necessarily supported each other.

Speaker 8 (05:13):
Or maybe you're.

Speaker 7 (05:13):
Walking down the hall and you know, nobody says congratulations
on that sale when you've had the best day of
your life and your coworker doesn't care, or something like that.
And they had found themselves going to lunch and really
taking care of each other and really cheering each other on,
and they said, why give somebody else our money. You know,
let's go do this where it can just be us
and we're going to foster that environment. And that is

(05:35):
what makes our office special because these people have become
my best friends and we travel together, we work together.
I can not even five minutes goes by until I
get an answer if I have a question, and we
always have questions, So it's just different. She won't brag
on that part, but it's the people. They are really
special and they really care about everyone.

Speaker 6 (05:57):
Yeah, I feel like if an agent is calling me,
obviously I need to put out a fire. So the
only reason they're calling is because they have questions, and
it's you know, my job as the broker to be
able to, you know, follow up and answer those questions
for them so we can all stay out of trouble.

Speaker 3 (06:12):
And one of the things you're describing, I think is
so important in any business, whether it's real estate, anything
out there, or restaurant, all sorts of things, is the
company culture that you're describing, Wendy, Because when we have
the right culture that we're a part of, even at
Stuart Title and Stuart Insurance, it just feels better when
we're at work. We do a better job, and that's

(06:32):
one of the great things. And you've found your fit absolutely.

Speaker 7 (06:35):
I was in education before, and you know, you do
you find a family when you're in education as well.
But this is just different, you know. It's just these
people are now supporting your small business while they're trying
to build their small business too. So there's no competition
in our office except for like I said, I want
them to be my competition. So if somebody's out there
doing better than me, I'm probably going to work a

(06:56):
little harder that day. If somebody had a big closing,
I'm like, hmm, how can I you know, find a
high end listing. So anyway, it's just it makes a difference.

Speaker 3 (07:05):
Well, as you get together with you two and then
also with the whole team, und you what are the
things that you're talking about in terms of expectations and
how do you see twenty twenty five and how are
you preparing for the new year that's a few weeks away.

Speaker 6 (07:18):
Well, definitely with the election being this year, you know,
we did see a little slow down, but I do
believe even if the interest rates don't necessarily drop down
to what we were used to, which we were a
little spoiled for. I do believe twenty twenty five is
actually going to be a fabulous year. I think everybody
is really kind of waiting for the gears to turn

(07:40):
the lenders the title. And also, you know, us realtors
are all looking forward to twenty twenty five being, you know,
one of these spectacular years in real estate. All the
people that were kind of waiting for all of the
lower rates or the elections to be over are now
seeing okay, great, well, nothing blew up.

Speaker 5 (07:58):
Everything's the same.

Speaker 4 (07:59):
The stock market, it's doing well.

Speaker 6 (08:01):
Everybody has the opportunity to be able to find what
they're looking for and have a little bit of time
doing it. So I think everybody's going to be coming
out of the woodworks and looking forward to finding a
new home, putting their house on the market because now
they have options to move into that they were scared
of before.

Speaker 3 (08:18):
We're talking with Unjuu as Bill and Wendy Miles with
Greater Houston Real Estate Partners. Let's also before we get
too far, tell people geographically, unju the area that you're
covering the most well.

Speaker 6 (08:31):
Our office is in the Katie fullsher area, so we
do concentrate a little bit on the west side of
the Houston area. But we do have homes and listings
up in the Woodlands area, the sugar Land, we go
in Town Galeria area. Wendy just actually had a nice
investment property that she just did a flip on. And
she can tell you the area that she was working in.

Speaker 7 (08:51):
It was in Houston, right outside of six ' ten
off fifteen ninety so it's called the Forest West area,
right past Oak Forest.

Speaker 3 (08:58):
And congratulations, thank you very much.

Speaker 7 (09:00):
They've become like your little babies, you know, you take
them from scratch, and I'm not. I am a visual person,
so I can't stand the flips when we get them.

Speaker 5 (09:07):
I'm like, oh, this is horrible.

Speaker 4 (09:09):
How are we ever going to make it pretty?

Speaker 7 (09:10):
You know? And then that's my challenge is to make
it pretty, and so I normally do a good job.

Speaker 6 (09:15):
I think, yeah, she did a polish So yeah, she's
also the staging and you know, as far as being
the stager and getting all of the pretty tiles and
all of the selections, going the design part of it.
Her first showing, we had an offer and she's under contract.

Speaker 4 (09:31):
Now, yeah, that's awesome.

Speaker 7 (09:33):
But also to talk about our area, will work anywhere.
I mean, the thing about it is with us, we've
all worked at different brokerages or different places over the years,
and so we've seen a little bit of everything all
over the area. The only thing I'm not going to
do is if I'm not familiar with it, I'm going
to refer that area out to a realature that is
for the client's benefit, because if I don't know, if

(09:53):
I can't talk about the schools or the people around,
or you know, the neighborhoods, then I just would rather
or someone else help that family, because we are very
focused on our clients.

Speaker 3 (10:03):
Give us an idea. What's going on in Katie, Texas.
I know you're in the Katy area, but a quick
word on Katie. What's happening.

Speaker 6 (10:09):
Well, we definitely have new communities opening up. We still
have some land in the KDISD School District, but we
also have things that are growing in the Fullsher area
Lamar School District. But we have a new subdivision that
we actually just went to the grand opening for realtors
for information with Johnson and Johnson Development or Johnson Development,

(10:29):
Sorry Range Johnson. Yeah, so Grange is going to be
opening up. It's going to be a new master planned
community just north of Kine Island and west of Santera,
so that we're looking forward to seeing all the great
things that are going to be happening there.

Speaker 3 (10:47):
Sounds awesome. Well, once again, before we close this segment
on you, what else do you want people to know?

Speaker 6 (10:54):
Well, we're very excited for twenty twenty five and we're
looking forward to helping all of our current clients and
new clients. Wendy has a relo coming in from Sweden
or Switzerland.

Speaker 5 (11:05):
Switzerland?

Speaker 7 (11:05):
Sorry I remember.

Speaker 3 (11:07):
Actually, how did they find you or how did you
find them? That's off, we haven't heard anybody coming from.

Speaker 7 (11:11):
Yeah, one of my one of my clients, it's going
to be his new manager or boss and Switzerland. Huh
you referred me to them? Yes, I'm getting referred to
people in other countries. Yes, well that was a big deal.

Speaker 3 (11:24):
That is, you are a big deal. Not only that
you may get a trip to Switzerland along.

Speaker 7 (11:28):
I know, I was betting, what if we just switched
houses for a year, because they're only looking for a
one year a rental right now, which will eventually turn
into a purchase. But yeah, they they're coming for oil
and guy keep us.

Speaker 3 (11:39):
Posted on that we'll do and on jew Let's tell
people how they can reach you.

Speaker 6 (11:44):
Well, you can reach me at two eight one eight
four four eleven ninety nine, or you can email me
at onjuasbill dot com or onnje at onjuasbill dot com.
And that's you and Joo at jew as Bill, you
and joazbi.

Speaker 4 (12:01):
L L dot com.

Speaker 3 (12:02):
And the phone number again is.

Speaker 6 (12:04):
Two eight one eight four four eleven ninety nine.

Speaker 3 (12:07):
And Wendy, how can people reach you?

Speaker 7 (12:08):
Hey, I can be reached it to eight one seven
five seven one seven four five. And my email at
work is w Miles at Greater Houston Rep. Real Estate
Partners is what that REP stands for?

Speaker 4 (12:21):
Dot com.

Speaker 3 (12:21):
The phone number again is.

Speaker 7 (12:23):
My number is two eight one seven five seven one
seven four five. And also you can find me on
social media. That would be a great place to kind
of see what I've done and see my personality.

Speaker 3 (12:33):
Sounds good to me. Thank you ladies for being with us.

Speaker 4 (12:36):
Of course, thank you, thank you so much.

Speaker 3 (12:39):
As we continue, let's talk to Rachel Worthan. Her company
is BCW Capital and that's just one of her companies. Rachel,
welcome to the show.

Speaker 5 (12:48):
Thank you, glad to be here.

Speaker 3 (12:50):
Well, let me tell people a little bit about the
story how I found you in Let's say there's a
place called Magnolia, Texas, Tomball, Texas. I'm driving around one
day and walk into a place you weren't even open
at the time.

Speaker 5 (13:03):
You're doing a soft opening, a.

Speaker 3 (13:04):
Soft opening, and the business is.

Speaker 5 (13:06):
Called Russo's New York Pizzeria.

Speaker 3 (13:08):
Russo's New York Pizzeria in Magnolia. Correct, driving around there
you are with the team starting off making pizza. So
we get to talking, and part of what we want
to get to today is we talk on this show
about real estate, homes being sold, all these things, and
how business is moving in every direction. Will you believe

(13:30):
you and your husband Michael must believe in tom Ball
and Magnolia as far as that area, because you're entrepreneurs
with pizza franchises too, Russo Pizza Franchise as you're also
let's tell them your other business.

Speaker 5 (13:43):
Ella's Garden Wedding Venue in Tomball, Texas.

Speaker 3 (13:45):
So anybody wants to get married there, you are with
a wedding venue, and you're in real estate.

Speaker 5 (13:51):
Correct, we do real estate as well.

Speaker 3 (13:55):
So let's tell people, first of all, what you're doing
in real estate, and then we'll talk about the area
as far as growth and why you're investing so many
dollars and cents in time into Tomball Magnolia. But real
estate wise, what are you and Michael doing up there?

Speaker 5 (14:08):
So we do like to diversify, and so we started
with rental properties and then we also focus on special
financing for people that might not necessarily qualify, so we
help them get into a home as well well.

Speaker 3 (14:21):
So as far as the area of Tomball and Magnoli,
how long have you been familiar with tom Bawley. I
guess you've lived there a while, right.

Speaker 5 (14:29):
Lived there for fifteen years, grew up in Springklin area,
so very familiar with that north side of Houston.

Speaker 3 (14:37):
So right now and correct me if I'm wrong. The
growth in the last two years in Tomball Magnolia has
been pretty exciting.

Speaker 5 (14:45):
Would you say it's been blowing up?

Speaker 3 (14:47):
And when if you go back five ten years ago,
when you maybe first got there, did you anticipate did
you have a vision that so much would be going
on in the area that you're investing so much in.

Speaker 5 (14:58):
We did see it, just because the small town feel
of Tombull, so they have a lot of things to
do with parades and festivals. So they really do do
a great job of driving people into the community. And
now they're building real estate around it. The city has
improved a lot more developments as well.

Speaker 3 (15:16):
And then you're also buying properties to rent as well. Yes,
we are and in the problem and we talk about that.
A lot of real estate provide. A lot of realtors
do that in addition to helping buyers and sellers. But
what was it about that part of the real estate
that drew you in to say, let's buy some houses
and rent rent them out. Are they all in Tomball Magnolia.

Speaker 5 (15:35):
Or they're in Spring Tomball Magnolia area, so it's still
on the north side. Really, just my husband has always
been passionate about real estate. He's a broker and he's
had his broker license for about ten years and just
started with just friends and family and then we just
really focused to doing rentals and helping ourselves just to
have some extra properties under our belt for our kids

(15:59):
or whatever we want to use those houses down the
road for.

Speaker 3 (16:03):
So the entrepreneurial spirit in the Worthing household is like
busting over right.

Speaker 5 (16:09):
It is for sure. Yes, it must be fun. It
is a lot of fun, A lot of busy days,
late nights, always working.

Speaker 3 (16:18):
Do the kids like pizza?

Speaker 5 (16:20):
They do?

Speaker 3 (16:20):
Yes, who doesn't?

Speaker 5 (16:21):
Who doesn't?

Speaker 3 (16:22):
I mean I'm not I said say this all the time,
but I'm now added pizza to my list. But as
far as the economics go, pizza, hamburgers, and denim, other
than all the technology, those things will be with us
for many years to come. Just saying in real estate
and that's right, Hey, I forgot one of the most
important things. So as far as how long have you

(16:43):
been in the pizza world.

Speaker 5 (16:44):
So we bought our first franchise last year, and we
wanted to buy an existing location that was already operating,
and it was the first franchise that was ever opened.
We bought that location, and then we wanted to open
a brand new one, but we didn't want to open
a new one without seeing how it all operated. So
we got our feet wet with one that was already operational,
then opened a brand new one from the ground up,

(17:05):
and it just opened last week in Magnolia.

Speaker 3 (17:07):
So the one in Magnoa, what's the main highway. I'm
not that familiar with that.

Speaker 5 (17:10):
Fourteen eighty eight, and it's really close to the brand
new hib at one forty nine, and they have a
big development, big development right there.

Speaker 3 (17:17):
In fact, fourteen eighty eight. That was the first time
I was on that part of fourteen eighty eight, and
everything's brand new everything. It was your Russo's pizza. There's
a new water Burger yep, there's a new Mister car wash,
there's the new chip. So it's like that whole lane
is all new businesses sparkling. But for you to correct
me if I'm wrong, But if you buy the Russos franchise,

(17:40):
do you determine where it's built or do they help you?

Speaker 5 (17:43):
Or they do have somebody with the franchise help, but
we make the ultimate decision.

Speaker 3 (17:47):
So then how did you determine that that road is
where it would be? Because it looks like a great
spoty here.

Speaker 5 (17:53):
We heard that there was a lot of big communities
coming in that area, and then we just drove around
and scoped it out and there was nothing there. And
there's a lot of developments that I've been there for
ten to twenty years, but there's no restaurants in front
of it. So with one forty nine coming through they
had to overpass over Magnolia High School. It really helped
with traffic. So now there's other restaurants coming in as well,

(18:17):
big names like Texas road House and Alicia's Mexican Restaurant too,
So there's there. It's a brand new area that's booming.

Speaker 3 (18:25):
So when you bought the franchise, was your idea to
buy a franchise or did you focus on a pizza franchise?
Knowing that people love pizza.

Speaker 5 (18:35):
We were actually open to anything, so we're not going
to limit what business that were interested in. And it
was just something that came across our plate and we
looked at the financials and the opportunity. It's still a
brand new name and it still had a lot of
growth potential, and that's what we decided to move forward with.

Speaker 3 (18:52):
So from the time that again the pizza franchise, from
the time that you first found out about this opportunity
until you we're signing papers, what kind of time frame
is that?

Speaker 5 (19:03):
It was about six months to go through the whole
process and get everything all of roducks in a row.

Speaker 3 (19:09):
So and it kind of works together. I'm assuming as
your husband's a broker. In the year I mean, it's
just kind of a perfect scenario.

Speaker 5 (19:17):
It definitely helps him being a broker. It cuts out
another person to add to the deal that we have to.
We can just work together and bounce the ideas off
of each other. So it really does help.

Speaker 3 (19:31):
So once again, the entrepreneurial spirit is robust in the
Worthing household. And I'm guessing, and tell me if this
is not correct. Two pizza franchise is the wedding event venue.
We're going to talk about that in a second real
estate activity. And I'm going to guess that the fact
that Michael is not here yet he's thinking other ideas.

Speaker 5 (19:50):
Oh yeah, and I don't even know the guy.

Speaker 3 (19:53):
I could feel that.

Speaker 5 (19:54):
Yes, we actually, now that this is open, we can
have we have a little bit of time to focus
on a few other ventures that we went to move
forward with.

Speaker 3 (20:02):
Pretty exciting it is now. I will say a thing
I like about Russo's pizza tastes great. But also if
you just want to get a slice, you don't have
to buy the whole pot. That's one of the nice
things at Launch, by the way, And the slice is gigantic.
It is super deal, all right. Someone wants to get
married right, Yes, in the Tomball area. It's called Ella's Garden.

Speaker 5 (20:20):
Correct. What's the website www Dot Ella'sgarden dot com. Really easy,
and we've been opened for almost thirty years. Our body
from somebody in two thousand and thirteen, so we've been
I've owned it for almost ten years, a little over
ten years.

Speaker 3 (20:37):
So why did you get in the wedding business?

Speaker 5 (20:40):
Well, I used to dress up in dresses all the
time as a kid, and I think secretly I didn't
realize that that was my passion. And I'm just really
good at making things flow efficiently. And I think that
runs into business too. On why our businesses have been successful.
So it flows into real estate, it flows into the restaurant,
just making things run smooth. So I just really enjoy it.

(21:02):
It's fun. It makes I love making people happy, and
that's in all aspects of real estate, restaurant.

Speaker 3 (21:07):
And there's no question I would think the weddings I've
been to there are there's an essence of joy that's
around when people get together, a special occasion, people seeing
each other, they hadn't seen each other for a while,
all that stuff. It's got to be great to be
a part of that.

Speaker 5 (21:23):
It is it is fun for sure.

Speaker 3 (21:25):
How many weddings do you think you're up to and tenures?
Oh gosh, quite a few because you're busy.

Speaker 5 (21:30):
Over five hundred.

Speaker 3 (21:31):
I was over five hundred. So the venue right now
is business.

Speaker 5 (21:34):
Is good, Business is great? Yep.

Speaker 3 (21:36):
People is there a certain time people get married or
all year long?

Speaker 5 (21:40):
So people have this conception that we're busy in June. Well,
the movies make that play out that June is in
real life. But we're in Houston and it's too hot
in June. So October, November, March, and April all are
our busy months. We're about to go into engagement season,
which is the holidays. A really loves to get engaged
on the holiday, so our phones will be blowing up

(22:01):
for lots of tours and appointments and bookings.

Speaker 3 (22:05):
It's pretty neat. So in the meantime, let's tell people
if they want more information on the wedding venue.

Speaker 5 (22:12):
The website is Ella's Ella'sgarden dot com.

Speaker 3 (22:15):
El Easy Ea. Where'd the name come from? Who's El?

Speaker 5 (22:17):
The prior owner's grandmother And we never changed the name
because it was it was in Tomball for over twenty years,
so we just left it and.

Speaker 3 (22:25):
It's so from what are the sizes of weddings you
can have there up to how many people?

Speaker 5 (22:32):
Up to one hundred and fifty, so very intimate, it's
great size. A lot of weddings are averaging one hundred
ninety seventy five to one hundred is pretty much our average.
And I think with budgets nowadays too, that's kind of
the target market that people are going with.

Speaker 3 (22:47):
So in the meantime, back to real estate. So there
you are, do you have your eyes on other properties
that you're thinking about?

Speaker 5 (22:54):
We do. We we're not sure if we're going to
go the commercial route or some more resididential. With some
of these new areas in Magnolia there really are spiking
your interest on focusing more up north.

Speaker 3 (23:07):
We're talking with Rachel worthin the company is BCW Capital.
In addition Ella's Garden Garden, Russo's Pizza, and who knows
what else. But in the meantime, a big question as
real estate professionals that are on our show all the
time and those listening and anybody else, how do you
balance all these things? Because successful people are usually doing

(23:30):
a lot of different things and are excited about a
lot of different things. But when you go to mant
you're with your husband and you say, hey, how do
we balance this out? So we might have free time
for ourselves, But how do you stay organized? You must
be a very organized person.

Speaker 5 (23:43):
I call it organized chaos because I'm not overly organized.
I rely on my calendar, and I'm not a morning person.
A lot of driven people say get up at four am,
get things done. I actually get things done at night.
I will stay up till eleven or twelve still knocking
out emails and any text messages really late, so you
can text me late. So my TimeClock is a little

(24:04):
bit different. So, but we're normally on the clock from
senn up to sun down.

Speaker 3 (24:10):
Sounds good, and we say hello to your husband Michael,
who's busy at work thinking of the next adventure.

Speaker 8 (24:15):
Yes.

Speaker 3 (24:15):
And in the meantime, how can people reach you or
learn more? Rachel?

Speaker 5 (24:18):
My phone number is two eight one two nine zero
zero nine ninety eight. Or you can just visit a
website and drop us a line and I will answer
your email. I'm the one that personally responds to all
of them.

Speaker 3 (24:28):
Go get married, right, Go get married?

Speaker 5 (24:30):
Ellis Garden two nine zero zero nine ninety eight.

Speaker 3 (24:33):
Thank you, Rachel, Thank you. No show would be complete
without talking about money and meeting Nick Sandu. He's with
Bolt Mortgage and he does a couple other things too. Nick,
Welcome to the show.

Speaker 8 (24:45):
Thank you for having me. I just want to tell
you I've seen a lot of people do this online
and it's a true honor to be here. So thank
you for having me.

Speaker 3 (24:51):
're excited to have you in. In addition, it's a
super weekend. But also we want to know about money
here with Bolt Mortgage. So first of all, it's a
great name. How do you forget Bolt Mortgage? And let's
tell people what it stands.

Speaker 8 (25:03):
Okay, a good friend of mine he started the business
just this year. We just started in April, and it
stands for built on loyalty and trust. You wanted to
start a mortgage company that people could rely on.

Speaker 3 (25:16):
Yeah, and they can remember. So as far as let's
tell people, they're probably asking you all the time that, hey,
what's the interest rate? I mean right, I mean you
hear that when you're trying to sleep, probably all day long.
But what is the where's it ranging right now? Because
where I heard it was going down? And then someone says,
well it was supposed to, but did. What's happening?

Speaker 8 (25:34):
You know, it's like a roller coaster. Right one day
it's down, the next day it's up. You know, we're
seeing rates in the mid sixes to low sevens right now.
The market is so volatile today. Actually it was a
good day. The bond market improved, so rates are probably
going to trend downward in the next day or so.

Speaker 3 (25:47):
So lots of stuff going on. So, of all the
things you could be doing, because you're a talented guy,
Of all the things you could be doing, how did
you choose the money world? How much time do you
have in thirty seven?

Speaker 8 (26:00):
Yeah, when I was twenty one years old, I bought
my first house. Is a brand new build. Okay, there's
a brand new home. I walked into the sales office,
signed the contract, said I want that house. She said, okay,
call this number. Call the mortgage company. They said, okay,
fill this application out. Facts it too us. This is
like two thousand and three. I fax it to them.
They come back. I don't hear from the guy for
three weeks. He says, hey, I need these three items.

(26:20):
I said, okay. I put him in an envelope and
mailed him back, and I hear from him the day
before closing. He tells them me how much to bring
the closing and well payments are going to be all right?
From him two times the entire transaction. And that night
I said, there's got to be a better way than this.
And so I've built my business in the mortgage side,
at least on communication, because I didn't want anybody to
feel the way I felt when I buy my first house.

Speaker 3 (26:42):
So then right now here we are, twenty twenty four,
when someone if someone were to reach out to you
today and say, I'm thinking about buying a home, what's
the process and how do you and what's the process
with you, Nick Sandu and your company Bolt Mortgage. If
I say I I want to have a loan, I'm
looking at buy the house in a month or so,
what should I do? What happens?

Speaker 8 (27:03):
So I tell people, you know, Everyone's like, well, I'm
gonna wait till the new year. I'm gonna wait till this,
wait till that way. Yeah, dab, I'm gonna I'm gonna
I'm gonna wait buy real estate. I say, hey, buy
real estate and then wait, you know, so application takes
you know, less than five minutes to fill out online.
Very quick, very simple process. You fill it out, I
review the application. Uh, there's a list of documents you
have to submit on through the portal. You take a
picture of them. It uploads it right to my website

(27:24):
and I review it. I call you, We go over together,
and I'll let you know how much your approof.

Speaker 3 (27:28):
For that easy?

Speaker 8 (27:29):
That easy.

Speaker 3 (27:30):
And then they go out look at the properties. And
what do they do next? They call you and say, look,
we found one. It's at this address. We put a
contract on. Do they contact you after it's been accepted
or what?

Speaker 8 (27:42):
Typically they contact me before, Hey, we're gonna go look
at houses. And I always tell my clients, hey, listen,
call me before you put an offer in if you're
gonna pull one in. So I will contact the listing
agent because the communication is key, right, I'll contact the
listing agent to let that person know, Hey, we're putting
an offer in. We put an offer on this home.
My client is very well qualified. I'll let I want
them to feel confident in accepting our offer. So it's

(28:03):
kind of an extra step we take just to make.

Speaker 3 (28:04):
Sure eaven the way exactly.

Speaker 8 (28:06):
Yes, sir, that's very helpful, it's it's you know what's
funny is it's not funny if it's interesting. I have
gotten so many client realtors who tell me, you know what,
had you not called me? We had six offers, seven offers,
they were all about the same, but because you called
and communicated with us, we like that better.

Speaker 3 (28:20):
So very important. Well it goes to show with there
are so many details in a real estate transaction. Details
are important exactly and make a difference. Oh absolutely, So
what's your outlook twenty twenty five? There you are Bolt Mortgage.
You guys are sitting around talking about here's what we're
going to do. We're finishing up the year. What's your
outlook there at the company?

Speaker 8 (28:40):
I think, well, you know, everyone, I'm gonna wait till
the election's over. That's what we heard for the last
like three tar five months.

Speaker 3 (28:46):
I know.

Speaker 8 (28:46):
So the election's over, and I'll tell you applications are
back up. People are applying again. So that's a good sign.
You know. I wish I had a crystal ball to
tell you what the rates we're going to do, because
everyone asked that, and I'm like, you just never know.
Buy it refinance next year when the rates if if
they drop. You know, everyone's project asks, you know, you
flip a coin, Everyone's going to tell you something different.
But I think going into next year, home sales are

(29:07):
going to go up because people who are waiting, they
can't wait any longer. You just can't wait forever to
buy host You got to buy one. And so I
think you're gonna see a lot of multiple offer situations
again like we used to have. I think we're going
to see a lot of people having to pay more
for more than list price.

Speaker 3 (29:22):
And as far as the many types of loans that
are out there, what goes through your mind as you're
helping someone find the right loan, because it's kind of
overwhelming when I looked at it. You have this kind,
you get that kind, veterans.

Speaker 8 (29:34):
This, you know, the finding the right loan for the
right for the person. That's probably one of the easiest things. Right,
credit score, down payment, those all play a factor. Conventional
FHA v A, us D A. In fact, bolt we
have a lot of we do a lot of not
a lot, but we do a handful of no income.
We have a lot of no income loans we can
do uh.

Speaker 3 (29:54):
Oh no, what's that? Yes, So it's Okay, I don't
have any income, but I want to get a loan.

Speaker 8 (29:58):
Yes, yes, we have a no in come, verified assets loan.

Speaker 3 (30:01):
Okay, and IVA based on your asset on your ass right,
So someone might be retired.

Speaker 8 (30:06):
Yeah, twenty five percent down, they put twenty five percent down.
They have, you know, between six months and twelve months
of reserves in the bank. We can do alone.

Speaker 3 (30:14):
Well, that's one of the things. And you see it
more than I would. But as we start thinking about it,
as we look around the city and the people that
we pass by, the people that we know, each one
is in a different financial situation. There's some people that
already have a whole bunch of money sitting around that's right,
or people then you know, or have it coming in
a trust fund, so to speak.

Speaker 8 (30:34):
Or a lot of Yeah, we get a lot of
business owners you know who you know, you know the taxes,
their taxes may not show everything, you know, or they
might write off a bunch of stuff, right, And so
we get creative and sort of finding a way for
you know, people to get proved.

Speaker 3 (30:50):
So you're doing tremendous work over there at Bolt Mortgage,
but you are also, like many people in the real
estate world, you have other things that you're doing as well.
To compliment and go with it, let's tell people about that.

Speaker 8 (30:59):
So we also flip houses. We've been doing that since
twenty eighteen. We flip about twenty to twenty five houses
a year, roughly, it's six years, six years, yes, sir. Yeah,
just finished in our sixth year this year, and this
year is probably gonna be our best year. We're going
to do just over I think I think twenty six
we're going to close it. Maybe twenty seven, depending on
how the.

Speaker 3 (31:19):
Twenty six houses a year.

Speaker 8 (31:21):
Twenty six houses, yes, sir.

Speaker 3 (31:22):
How many people are part of this initiative.

Speaker 8 (31:24):
Well, it's me and my wife. We flip them. We
have realtors. Most of our deals come from realtors. That's
actually well ninety nine percent of them. We get a
handful on the MLS every once in a while, but
relts bring me business.

Speaker 3 (31:35):
How do you know which house to buy to then flip?

Speaker 8 (31:40):
Well, if I get a call at this point of
doing it, if I get a call from realtor, I've
educated the realtors enough to know what I'm looking for.
So here's what I do.

Speaker 3 (31:49):
What are you looking for?

Speaker 8 (31:50):
I teach a class every three months in my office
on how to flip houses. Right, So I educated riltors
on that, and then I tell them, Hey, if you
want to get into it, or maybe you want you
don't know where to start, but you have somebody that
wants to sell a house, call me. So then whenever
you bring it to me, you get paid commission. And
then whenever I go sell it, you get paid commission.

Speaker 9 (32:07):
Again.

Speaker 8 (32:07):
I let you list it for me on the backside.

Speaker 3 (32:10):
But then what is the profile of a particular house
so speak. I mean, it could be all over the place,
but in your first of all, for you, what do
you look for?

Speaker 8 (32:17):
Most of ours are hoarder houses. Hoarder houses, dilapidated houses,
rust falling, and where we got one at Humble, we're
getting it's got a tree fell on it during barrel. Yeah,
it's the you know, the uglier the house, the better
it is for us.

Speaker 3 (32:30):
And when you say the hoarder house, that's where the
people hoarde stuff. Oh yes, I can tell you. Some
of them are looking really bad. We've seen TV shows
like that, Nick, So they may be good ones for
you to buy and flip.

Speaker 8 (32:41):
Those are the perfect ones for us. We bought one.
And here's why I get a lot of calls from
people realtors trying to send me business.

Speaker 3 (32:47):
We got it.

Speaker 8 (32:48):
We bought a house in friends with and it was
full to the brim. The guy he owned a resale
shop and he would keep buying and then he couldn't
sell anymore. I tell you what. There was probably one
hundred thousand roaches in that house.

Speaker 3 (33:00):
House.

Speaker 8 (33:01):
Guys ran out of that house. They were screaming. The
workers they put on these full hazmat suits on. You know,
I put everything on because they got they were just
they couldn't stand it.

Speaker 9 (33:08):
It was it was gross.

Speaker 3 (33:10):
I want to see the video, I mean, but not
to get on a different tangent, but we have hoarder houses.
We've seen the pictures, and we all look at it,
unless you're the hoarder and you say, oh my goodness.
But then have you been driving around or you're in
a parking lot and you see a car that's the
same kind of car. Do you ever see that where

(33:31):
it's just packed with stuff and it's cut out? So anyway,
the point is, I don't care what it is. There's
opportunity all around us, and someone else might not look
at that, they'll look at another kind of house, but
there you are for that particular niche.

Speaker 8 (33:44):
Yeah, I love seeing the transformation from the house going
from how just the nasty, ugliest thing to making it
beautiful again.

Speaker 3 (33:52):
But the problem is, I'm seeing in this scenario it
must take extra time because you're doing more work. You
have to clear stuff fat, you have to clean it,
you have to fix holes, paint, and in some cases
you're talking about infestations of bugs and things. So that
takes a little bit longer. But you have the know how.

Speaker 8 (34:10):
Yeah, well it can't take longer. I'll tell you this.
We have I have two crews that we work with.
They work, you know, year round with us. They go
in there if we've got to, if we've got a
house full of stuff, they clean that house out. In
three days, they were in and out of that house.
We had the trailers lined up back back. I mean,
they just kept coming in and leaving. So we've got
the systems are in place to keep us.

Speaker 3 (34:29):
You know, is there any shortage nick of opportunity in Houston, Texas?

Speaker 8 (34:33):
There is zero. I mean I flipped in Cyprus, I
flipped in you know, Humble, I flipped one in Austin
last year, like it. Wherever there's opportunity all over all.

Speaker 3 (34:42):
Right, So meanwhile, as we closed the segment, let's remind
people about what you're doing at Bolt Mortgage and why
they should call you. Is there a certain area that
you're serving as far as the mortgage loans.

Speaker 8 (34:52):
Well, our office is in Leak City. But you know
a little different than you know realtor mortgages. I mean,
we do it. Most of our transactions of ninety nine
percent of them are done over the phone.

Speaker 6 (35:00):
Right.

Speaker 8 (35:00):
We don't ever typically meet in person very often, so
we service all over Houston.

Speaker 3 (35:04):
There all people people that are listening to you right now.
They're saying, Hey, I like Nick and if I need alone,
he sounds like a guy I might want to call. Yep,
how can they reach you?

Speaker 8 (35:13):
So my number is eight three two five nine four
five three nine eight. I get a lot of people
message me on Instagram and Facebook. Nick Sandu, Nick Instagram
and Facebook.

Speaker 3 (35:24):
How do you spell Sandy?

Speaker 8 (35:25):
That's a n d h u eight three two five
nine four five three nine eight. There is a famous
soccer player who is Nick Sandho. Also that is not me.
I am the guy that flips and does mortgagees just
heads up.

Speaker 3 (35:38):
Thank you Nick. The phone number again.

Speaker 8 (35:39):
Is eight three two five nine four five three nine eight,
Thank you.

Speaker 3 (35:44):
Real Estate Matters with Stewart Title would not be possible
without our partner Stuart Insurance. With a focus in real
estate and a special focus on real estate brokers. Stewart
Insurance creates insurance plans to address the risks facing our
industry today. They invest a significant amount of time helping
real estate broker owners offset and manage their risk. Here

(36:05):
he is, once again John Bramlett with Stuart Insurance. How
do you Bill Well, Welcome to the show, John, Thank
you always pleasure. I guess we could call this a
holiday edition.

Speaker 10 (36:14):
This would be a holiday edition, yes, and also a.

Speaker 3 (36:18):
Very interesting one, I might say.

Speaker 10 (36:19):
Well, I tell you it makes you thankful that we
have the quality of guests that we do each week,
and then they just they keep getting better.

Speaker 3 (36:28):
And better, and the dimensions to each and every guests,
the content, and it's just fascinating. Going back to the
idea of opportunity. I mean, it's just abundant, and we
see not just ourselves, but we see others grasping it
and going forth in a magnificent way.

Speaker 10 (36:44):
If you're not jazz after listening to today's show and
pumped up, there's something wrong.

Speaker 3 (36:50):
I don't know what's going on. But meanwhile, everyone's always
jazzed about the subject of insurance.

Speaker 10 (36:55):
Oh absolutely, I mean after talking about entrepreneurship and buying
and selling all and flipping homes and pizza, now we're
going to talk about insurance. I mean, I mean, that's
the icing on the cake. Is the icing on the cake.
But the other thing is I saw as we all
got together with Tom Carpenter just the other day, the
other element that's a part of all this and the

(37:16):
people we're talking to is the word that I have
always attributed to Tom with Stewart Insurance the president, and
that's vision. It comes into everything, any opportunity, whatever it is.
And going way back five hundred and four forty three shows,
Tom had the vision to be behind this show. And
here we are today talking about all these things with
great people. Well it is and it's been a great

(37:39):
partnership for us, So I'm thankful and one that we're
thankful for as well. So we've talked a little bit
in the past from time to time about is people
prepare for the new year, and they're looking at, you know,
their personal finances or their business finances, and sometimes that
insurance is not always part of that discussion or not

(38:00):
thought about. And just wanted to reinforce the fact that,
especially when you're looking at your personal side of your
business and your life, that to maybe take a few
minutes and look at your home insurance and make sure
that it's still that plan is still meeting your needs
at this point in your life. And there were just
a couple of things that I wanted to share today

(38:21):
that might help people as they move through move through
that process. A couple of things to keep in mind.
There's a home insurance plan is going to be a
bit like a fingerprint because it's all going to be
unique and different. But there's some basic elements that you'll
find in all plans, and then from that, depending upon
the individual and the family the home itself, then the

(38:43):
plan will be adjusted accordingly. But there's some basic things
to take a look at. So you've got a section
one where you've got property damage covered, and you've got
section two where you've got liability coverage. And it's important
to understand this because as you read a policy, many
times you'll see references to on coverage A or coverage

(39:03):
B or this is different than in coverage F. So
being able to understand what those difference coverages are at
least gives you an idea as you're working through to
maybe make sure that hey, there may be there is
a whole here or maybe at this point we're over insured. So,
for example, in the property damage section, coverage as for

(39:23):
the dwelling, B is for other structures C as personal property,
and D has loss of use. So it's fairly clear.
But if you again, as you're reading that plan, if
those references are there and you're not quite connected with
what those letters mean, that it could be difficult. Section
two is a liability coverage, so that's where things like

(39:45):
personal liability or medical payments to others come into play.
So what can you know what's there to protect me
and the family as well as then if somebody.

Speaker 9 (39:54):
Get hurt, what would happen there?

Speaker 10 (39:56):
So coverage a property in the physical aspects of the home,
and liability would be.

Speaker 9 (40:02):
The personal aspects.

Speaker 3 (40:04):
So many things to know, But that's also great that
Steward Insurance the associates there walk you through it. When
you're talking about the different plans too well.

Speaker 10 (40:11):
And that's a in a sense, is a shortcut to
get what we're talking to today. If it's if that's
something that's that's not of interest to you, to set
up at night and and review your home plan to have.

Speaker 3 (40:22):
An insurance that people like to do that.

Speaker 9 (40:24):
Oh, I was.

Speaker 10 (40:25):
Reading home insurance plans last night. If it's not what
you want to be spending your time with, then have
a good insurance advisor that can help you out that
they can walk you through understanding when you're talking about
the property. You know what's covered and what's not covered.
You know what perils are the original cause of the

(40:46):
accident or the incident are covered within that certain plan
or that for certain section. What perils aren't covered. What's
the responsibility of the insurance company in the in the policy.
What's the responsibility of us the insured that con humor?

Speaker 8 (41:00):
Uh?

Speaker 9 (41:01):
And when we when we talk.

Speaker 10 (41:02):
About of personal liability, if somebody gets hurt, they have
a responsibility within it. So if there's a claim, if
I were to get hurt at your home and your
liability coverage would help with that cost of my medical expenses,
the insurance company is going to have a request of
me to make sure that what I'm saying is true
and that the health the care that I'm getting is

(41:25):
you know, fits in line.

Speaker 9 (41:26):
With what that care ought to cost.

Speaker 10 (41:28):
So there's responsibilities that we all have within a plan,
and it's important to understand what those are.

Speaker 3 (41:35):
And most people, I think the average person does not
think about it like that in terms of I have
a responsibility. I know I don't, but it's a true
fact when it comes down to a claim or even
a legal issue.

Speaker 10 (41:47):
As you're saying, absolutely, I mean, there are there are
processes that we need to follow and that we agree
to when we have that contract as being insured, and
there's some things it specifically the insurance company is saying
that this is what we will do, and it's pretty
cut and dry, but there's some things that the insurance

(42:08):
company is taking on with the insured the consumer on faith.
So as a claim comes across, or as there's an issue,
or as there's a change, then there's an expectation that
that we provide that update or those notifications or the
information that they need in order to help us resolve
the issue that we may have.

Speaker 3 (42:28):
Fascinating, what are some of the other things we should know.

Speaker 9 (42:31):
Well a couple of things.

Speaker 10 (42:33):
There's always potentially perils or the root cause of damage,
and there's about sixteen basic ones that are out there,
so it's important to understand what they are, but also
realizing that not all perils are covered in all policies.
You know, it's for example, if it's a name perils policy,
they're going to list only those that are covered, or
in an all perils policy, the list everything that's covered,

(42:56):
so it gives you a little bit of difference about
what they look at. But it's things like fire and lightning,
windstorm inhale, explosions, riot, civil commotions, aircraft or vehicles, smoke, vandalism, theft,
falling objects, you know, weight from snow or sleet, buildings
that are tearing apart, freezes, we talked about volcanic eruptions,

(43:19):
and of course the all time favor artificial artificially generated
electrical current. So now I know, at least you have
a feel for what potentially could be covered, and then
the next question is understanding what it is. And then
you'll see designations in a policy like an HO two,
HO three or HO five, and all that is is

(43:41):
HO is the homeowner and then the designation the three
or the two or the five tells you the depth
of coverage that you have, so you'll see there's be
very basic coverage, broad and then special coverage. So special
would be like an all perils policy where we cover
everything except what's listed. So it'll tell you. So, for example,

(44:01):
in HO two, you'll get broad for the dwelling and
for the personal property. HO three you'll get special for
the dwelling, so the broadest coverage, but it'll still be
the broad for the personal property. In HO five you
get special for both. So again that will at least
lets you know the depth of coverage you have, but

(44:22):
also keeps in mind that the deeper the coverage, the
broader the coverage, the more expensive, the higher the premium
or the cost.

Speaker 9 (44:29):
Of the coverage will be.

Speaker 3 (44:30):
Well, you've given us an insight for a lot of
us that don't read the policies, this is probably a
lot of what's said in the defined print, in the
print that we don't read, because it does spell it out.
I'm guessing these are some of the things that are
on the print that are on the actual policy.

Speaker 10 (44:45):
Well, absolutely, I mean the declaration page gives you a
really good feel for what the coverage is. But if
you truly want to get the specifics that's going to
be within the endorsements or the exclusions and the definitions
of the plan. And then if you've got coverage that
maybe there's some specific things that you need covered that
aren't in that base plan, then that's again where you

(45:07):
would work with an advisor and maybe look at an endorsement.
Can we add this to the policy to get the
coverage that we need or if that's not available, and
it's important if you're working with an independent of property
and casually insurance broker, then we would have they would
have access to a variety of companies that we could
go and work with.

Speaker 3 (45:25):
Fascinating, John, How can people reach you?

Speaker 10 (45:27):
They can reach us at eight six six seven ninety
eight two eight two seven. That's eight sixty six seven
ninety eight two eight two seven. Learn more about us
at Stuart Insurance dot com or email us at Stuart
Insurance at Stuart dot com. Eight sixty six seven ninety
eight two eight two seven.

Speaker 3 (45:45):
Thank you so much, John Bramlett. Always a pleasure, Bill
and now I say it all the time. Our business
development people are out there providing value in a fascinating
way each and every day all over Houston and even beyond,
and now from Pariland in Texas, Brittany Hernandez is leading
the charge helping all the real estate professionals in the

(46:06):
Paarland and beyond. Brittany, welcome to the show.

Speaker 11 (46:08):
Hi Bill, thanks for having us back.

Speaker 3 (46:10):
Well, good to see. How about Nick? You brought Nick
here to day?

Speaker 5 (46:13):
You like that guy.

Speaker 3 (46:14):
He's pretty fain, He's he's a real I like him
a lot, bringing entertainment and value right here to real
estate matters. But let's tell people if they want to
bring their contracts right there in Parlant to you and
the one and only Terra Hobbs, what should people do?

Speaker 11 (46:29):
Ken call us at two eight one four one two
six nine zero zero. We also have a Facebook page
that I'm over there running trying to get a lot
of people into so Stewart Title Pirland and then you
can reach me a three two seven to eight seven
six forces.

Speaker 3 (46:43):
And as you're looking ahead, Brittany to twenty twenty five,
you do a lot of events and reaching out to
the community. Anything you want to tell us about that's uh, well,
right now.

Speaker 11 (46:52):
Now we're doing something really good that I'm trying to
get a lot of support from the area. We have
sponsored a place called Kids Harbor in Liverpool. It's actually
a place that is housing abandoned and abuse children. We
have donations going in our office right now from we
started December eighteenth and we're doing it. Oh sorry, November
eighteen through December nineteenth. We're collecting hoodies. They've asked for hoodies,

(47:13):
We're doing blankets. They've also asked for like five dollars
gift cards because the kids kind of get to go
out in the middle of the week and get treats
and stuff like that. So we're collecting a good portion
of things that take over there.

Speaker 3 (47:24):
The name of the organization again is Kids Harbor, So
in Liverpool. People may get confused, but where's Liverpool.

Speaker 11 (47:30):
It's close to the Alvin Manuel area south with us
in the Paarland comming.

Speaker 3 (47:33):
To yeah, I thought the only Liverpool I knew of
was in England. So this is an organization. Yes, we're
we're helping right here. Once again, Brittany Hernandez, what's your
phone number?

Speaker 11 (47:42):
Eight three two seven to eight seven six four six.

Speaker 3 (47:46):
Stacy Tierheimer is also doing tremendous work in the Katie
Foscher Area for Stewart title leading the charge developing business
in a magnificent way. Stacy, Welcome to the show.

Speaker 12 (47:56):
Thanks Belle, thanks for having me well having these.

Speaker 3 (47:58):
Two ladies onju and one. They're amazing, aren't they amazing?
So glad you brought them here today. Let's tell people
you have two offices that you're helping right here on
the west side of Houston, which is growing like crazy,
like everywhere. What do you have coming up anything we
should know about.

Speaker 12 (48:12):
I have got an amazing event coming up on December fifth,
which is Thursday. It's from one to six. We are
having a very merry market okay ry Mary Market right
inside our Katie office and we're helping our local Ktie vendors.
So we've got about ten vendors booked and they're going
to be inside our office and people can come in

(48:35):
and shop and help out support our local.

Speaker 5 (48:38):
Vendors in the area.

Speaker 3 (48:39):
And let's tell people where our office is.

Speaker 12 (48:42):
We have a Katie location and we also have a Fullsher.

Speaker 3 (48:45):
Location, and the Marry Market is in Katie.

Speaker 5 (48:48):
It's in the Katie location office West Timer.

Speaker 3 (48:50):
What's the address?

Speaker 5 (48:51):
Three four is zero two West Timer wrote.

Speaker 3 (48:54):
And if they're interested, they can call you at it
is eight.

Speaker 12 (48:57):
Three two three nine to two zero five three. And
again that is eight three two three nine two two
zero five three Stacey Tierhimer.

Speaker 3 (49:12):
I could say that with these Stacy, you know that right?

Speaker 10 (49:16):
Very nice?

Speaker 3 (49:17):
One more time. The phone number is.

Speaker 12 (49:18):
Eight three two three nine two two zero five three.

Speaker 3 (49:24):
Thank you so much. Here they are on you. As
Bill Wendy Miles, Well.

Speaker 6 (49:30):
With over twenty years of real estate experience, I've definitely
seen this great city of Houston grow and change in
many ways. And opening up the office in twenty eighteen
with Greater Houston Real Estate Partners, we would love to
see some agents come by and see if we're a
good fit for them. We're a boutique office in the
Katie Fullsher area, but we do serve the Greater Houston area.

Speaker 3 (49:53):
So if I'm an agent, I'm thinking, wow, this is
year for change. I might want to try another company,
or if I'm a new agent, I may want to
know about your company. They can find out right.

Speaker 6 (50:01):
Yes, they can always contact me at two eight one
eight four four eleven ninety nine. That's two eight one
eight four four eleven ninety nine.

Speaker 3 (50:10):
That's Greater Houston real Estate Partners. And also on JEW,
you have a wonderful name. Let's tell people what your
name means. Well, the origin is Korean and it does
mean bright gold bright gold, yes, so bright as in
intelligence and gold is in wealthy. That's the kind of
real trumpet call.

Speaker 6 (50:29):
That's you know, I'm hoping to live up to my name.

Speaker 3 (50:31):
And that's you and Joo. You're the first on JEW
we've had on the show all these shows. And Wendy,
before we close things down, what else do you want
people to know, Wendy Miles.

Speaker 7 (50:43):
Wendy Miles wants you to know that I would love
to be your real estate representative and help you through
one of the major, biggest purchases of your life. So
I really believe that real estate agents are consultants. We're
not salespeople. And I just advise anyone that's even thinking
about it to give me a call. It doesn't matter
if I never get to represent you. I would love

(51:04):
to help you make decisions.

Speaker 3 (51:06):
And the phone number is My phone number is.

Speaker 4 (51:08):
Two eight one seven five, seven one seven.

Speaker 5 (51:11):
Four or five.

Speaker 3 (51:12):
Thanks, Wendy, You're welcome, Thank you. Here she is Rachel
worthing with so many companies, I'm not going to even
mention them except for the pizza one because I'm getting hungry.
I didn't have lunch, Rachel, I didn't either, and we
need to stop by Russo's Pizza. Especially your two franchises,
which are.

Speaker 5 (51:29):
Magnolia, Magnolia and Wesley York.

Speaker 3 (51:32):
And where's Wes? Is that in Houston?

Speaker 5 (51:33):
Is the in the Jersey Village area?

Speaker 3 (51:35):
Jersey Village sounds awesome? So here you are, you and
your husband Michael, we say I to him once again?
Are busy in the entrepreneurial spirit you believe in Houston?

Speaker 8 (51:45):
Right?

Speaker 5 (51:45):
I do?

Speaker 3 (51:47):
So what do you think five years from now as
you look ahead and tom Ball and Magnolia, perhaps your
empire will spread. But what's your feeling? I mean, you
must have a vision to retire.

Speaker 5 (51:56):
Okay in five years, maybe ten years.

Speaker 3 (52:01):
We'll maybe go ten.

Speaker 5 (52:01):
I have a feeling that you did build a little
bit more.

Speaker 3 (52:03):
Tell me if I'm wrong. I'm not an entrepreneur like
you are and Michael, but I have a feeling that
once you start doing a couple of things, you're like,
let's try another one out. Is it happening?

Speaker 5 (52:12):
It is a little addictinge. We've been asked to unload
some stuff and I just can't enjoy it too much.

Speaker 3 (52:18):
There you go, So once again, you want to get married,
go to Ella's.

Speaker 5 (52:22):
Ella's Garden Instagram, Ella's Garden.

Speaker 3 (52:25):
Ella's Garden, and that's Ellasgarden dot com. Correct and Tom
Ball it is. We might have planned, we might have
done some good here today and planned the love seed.
And someone that's on the fence, they're saying, Hey, I
just want to use the venue. Let's get married.

Speaker 5 (52:39):
Yeah, we haven't a little bit. And if you just
want to say I do, we can do it.

Speaker 3 (52:42):
If you want to say I do, we can do
all right, let's tell people how to reach you.

Speaker 5 (52:47):
Rachel Worthing two eight one two nine zero zero nine
nine eight two eight one two nine zero zero nine
nine eight.

Speaker 3 (52:54):
Thanks Rachel. I'm glad I walked into the Pizza story
the other day.

Speaker 5 (52:57):
Supermer so much.

Speaker 3 (52:59):
Here he is, Nick sand do well, Nick, I'd have
it no other way. Well, here we are once again.
Nick is with Bolt Mortgage doing tremendous work, also doing
some extract activities out there in the real estate world.
What else do you want people to know? Nick? As
we end this episode.

Speaker 8 (53:15):
Well, if you're thinking about buying a home within the
next year or even two years, I tell people apply,
fill out a loan application, see where you are. Be
ready with people just don't even know, like yeah, some
people and then some people like wait till the last minute.
Oh I found out I love, I gotta buy it.
You're a little too late, right, So plan early when
you're purchasing home.

Speaker 3 (53:35):
Always be prepared. Yes. The Coastcards their motto is semper paratus,
always ready. That's the way we should be with our
our real estate activities. Our mortgage call Nick Sandu.

Speaker 8 (53:44):
Nick. The number is eight three two five nine four
five three nine eight eight three two five nine four
five three nine eight.

Speaker 3 (53:53):
Well, Nick, it's been fun. Thanks for being with us.
Give them a call over there at Bolt Mortgage, and
thank you all for listening. Real est matters with Stewart Title.
I am your host, Bill Napick, together with John Bramlett,
all of us. It's Stuart Title, Stuart Insurance. We're here
to help you any way we can. You can go
to the website Stuart dot com find out all the
information about Stewart Title, Stuart Insurance dot com and of

(54:15):
course if you want to see and hear this show again,
not just this show, but you can access the past
archives at stewart dot com Forward Slash Radio. Once again
stewart dot com Forward Slash Radio, and a great holiday weekend.
Be careful, we'll see you next week.