Property Management & more!

Interesting Realtors and a Property Manager!

Episode Transcript

Speaker 1 (00:00):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 2 (00:13):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Stearre Title, Steward Titles. Bill Nabik
and guests open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Steward Title, brought to you by Stuart Insurance, here to inform,

(00:38):
entertain and inspire.

Speaker 3 (00:39):
Bill Navick, Welcome to the show. It is Real Estate
Matters with Stuart Title. We're so glad you joined us
here for show number five seventy three. I'm Bill Nappik,
your host. Very excited about our show today as we
have tremendous people all the way around. So let's get
started as we talk with Corey Middleton and he is

(01:00):
with Remax Partners and the Middleton Group. Corey, Welcome to
the show. Good morning, Good morning, how are we doing.
We're doing great, Corey. Let's tell people first of all
about your company.

Speaker 4 (01:11):
Well, with Remax Partners in Spring Texas, we have probably
about one hundred agents at the office, but I have
the Middleton Group, which right now we're running about four agents.
Got a couple that are taking their tests right now
and we're rooting for them. No, that's not an easy process,
but getting it going well.

Speaker 3 (01:30):
It's always interesting as you're talking about someone new that's
going to join your team into real estate, getting into
real estate for the first time. So just out of
curiosity working with someone that's new, bringing them on the team,
what are some of the what's their motivation where they said, Hey, Corey,
I want to be on the team and I want
to be in real estate. What do they tell you?

Speaker 4 (01:51):
Yeah, So that's interesting because you hear a lot everybody
watches these shows on TV yes and they're like, Oh,
I'm going to be a realtor. I love that, I
love showing howses. It's so much fun. I'm going to
be a realtor, And nobody tells them about the backside
of what you actually have to do. I mean, if
we all we had to do was just open doors.
I mean, it would be a fun job. There's a

(02:11):
lot more to the to the gig, and I don't
think that it's sold to the public well enough that
there's so much work that goes on the backside of
being a realtor. Not that I'm discouraging anybody from it.
I just feel like there should be a little more
upfront information for these people when they go through the schooling.

Speaker 3 (02:30):
You know, they get online or they go to local schools.

Speaker 4 (02:34):
It's it's it's told to anybody marketing to those there,
to those like if we're looking for an agent to
bring onto the team or anything, we're told by the schools,
hey tone it down. We want to keep it positive.
And I understand that, but I'm I take more of
a realistic approach. I don't want somebody getting into this
world changing their entire life, spending that kind of money,

(02:57):
and the next thing you know, they're like, wait, I
didn't I didn't sign up for this.

Speaker 3 (03:02):
It's too hard. It's hard. It's not like the TV. Well, Corey,
let's tell people you have been in the real estate world.

Speaker 4 (03:07):
How long I've been in it for ten years now,
been in my area for forty five years, so it
was a natural fit for me to transition. I've been
to sales my whole life and transitioned over to real estate.
I started a team about a year and a half ago.
We are trying to build something a little more unique,

(03:28):
and I don't have individual agents on my team that
just get to do whatever they want and when they
want and how they want. We're a team that do
things together. We're building a culture on the Middleton Group
where we're going together, supporting each other. We'd like to
give back to the community. We like to do fun events.
We've got an event coming up this weekend where it's

(03:51):
a community trying to close out houses and we're going
to do a poker run and do something fun for
the community. So we've invited the community out as well
as agents to come visit us. That's going to be
in Magnolia. I mean, we're always looking for things to
get back to the community. The Middleton Group also in spring,
ICD sponsors the Special Olympics for the entire district. We

(04:13):
go out there and just bring the community together to
make a better day for these kids. We're always looking
to do something back with I feel like a realtor's
job as well as protecting and taking care of our clients,
but is given back to the community. I mean, we
depend on the community for our income. We need to
give back to them.

Speaker 3 (04:30):
And as far as geographically, where you spend most of
your time, you and the team say, in the last
couple of months, is there one place? Certainly you can
go all over Texas with your real estate license, but realistically,
where do.

Speaker 4 (04:42):
You spend most of you We're licensed in Texas, so
I'll tell anybody that I'll go anywhere. But the reality
is we want to be professionals in the areas that
we target and that we market to the Middleton group.
We're I would say Spring and take that pie all
the way over to maybe Kingwood, Humble and go outbound.

Speaker 3 (05:03):
So you know, we'll go to Conro.

Speaker 4 (05:05):
We do a lot of work in Conro, Magnolia, Spring, Cyprus, Kingwood.

Speaker 3 (05:11):
And right now, as far as what you're doing, are
you helping more buyers or sellers? What's your your percentage?
Fifty to fifty?

Speaker 4 (05:19):
Me personally, the way I do it on my team
is I bring in buyers agents. I train them to
be an expert at a buyer to be able to
master that art of being a buyer before we move
them to listings. So right now I handle all the
listings for the team, they handle all the buyers.

Speaker 3 (05:38):
Now.

Speaker 4 (05:38):
I still have my personal clients that I've worked with
for a long time. I still take care of them,
but I want I want them to really master the
art of what they're doing before they're spread. So that's
one of the things that happens in real estate. A
lot you get spread so thin, so easy.

Speaker 3 (05:54):
We're talking with Corey Middleton with the Middleton Group and
as we think about why p we'll get involved in
real estate. Corey, those ten plus years ago, what was
your motivation to say, hey, real estate is the way
to go.

Speaker 4 (06:08):
Mine, like a lot of people's journey started as a
side hustle. And that's the problem is everybody thinks it's
a side hustle. It's not a side hustle. The only
reason I ended up staying in real estate is I
found out that the company that I owned was basically
being taken over and I had to give that dream
up of a business that I owned. I was only

(06:31):
going to do the real estate because I had a
lot of time on my hands. I thought it was
a good fit. I had a previous experience in the
car business, so it was an easy transition for me
there understanding the.

Speaker 3 (06:44):
Core structure of how real estate works.

Speaker 4 (06:46):
But I didn't know on day one that I was
going to be a full time real estate agent. So
I had to get out there and grind and hustle.
Had a wife and kids to take care of and
had to get it done.

Speaker 3 (06:57):
And at what point did you realize, Hey, I'm getting
some traction and this is working out. About how long
did it take to get that kind of traction?

Speaker 4 (07:06):
Well, we're still working on that. We're ten years in.
You never feel comfortable with that. I mean it's every
day changes and every market changes. I mean, going through COVID,
I mean we all thought we were going to have
to go find a new career. Come to find out,
that was the best part of my career. I mean
I was willing to get out there in the public

(07:27):
and go show those houses. And I sold more houses
during that time frame than I had up to that point.
So you know, the markets go up, you got to
find a lane there, markets go down, you got to
find a new lane. I mean, if our market crashes,
there's still people buying and selling. You got to figure
something new out in that world. But it's ever changing,

(07:49):
so you never comfortable and never set in a lane
that's easy.

Speaker 3 (07:54):
It's a good point, but there's no doubt it's a
very dynamic profession, always changing, but there's always reasons to
buy and sell, which is a good thing in the
residential world. Absolutely.

Speaker 4 (08:04):
I mean, and one thing right now that everybody brings up,
And before we got here, I was like, Okay, you
know what could I talk about? Well, I'm going to
talk about the same thing that everybody brings up when
I'm out in public. There's three things that people want
to talk about.

Speaker 3 (08:19):
Rate rate. I had a feeling you're going to say that, yeah.

Speaker 4 (08:25):
I mean, that's a big topic right now. It's a
real hot button and I feel like people are panicking
a little too much. And historically speaking, we are very
low on the rate. There are people out there with
a three and a half percent interest rate and they're
content where they're at. Those are not our target target
audience right now. It's the people that are sitting on

(08:47):
the sidelines waiting for the rate to change. I don't
think it is. I don't think we're going to see
a massive change. And this is something that I wanted
to bring up, is that if the rate does drop
to say five or under five, that's probably going to
be created by something else really bad in our community

(09:09):
or our society, or you know, major floods or major
political problems or wars or something to that effect, which
is not going to be good for us either way.
So I think that if we can get lucky and
settle down in like a mid five range, that'd be awesome.

Speaker 3 (09:26):
I agree, I think. Actually my thought is that if
it gets to five, there'll be a lot of activity. Yes,
five is a nice number. I don't think we'll see
it go below five, but who really knows, as who
would think that things that have happened just in six years,
If you take that, it's always been very interesting these
last six years. From a marketing perspective, Corey, what are

(09:48):
you doing from a social media marketing standpoint? What does
you and the team do?

Speaker 4 (09:52):
Yeah, I'd like to say I'm a social media expert,
but I am only because I hire people to handle
that for me. I'm not. You know, I'm a little
older and that's not my lane. But I do have
some younger people on my team that really understand social media.
We also have a marketing team that we hired to
help us with that and really branch out when we

(10:13):
do have listings, when we do have community events, having
those people that can help us with that. I mean,
we hit the the little stuff, you know, the Instagrams
and the facebooks, and we take care of that. But
marketing now has gotten a lot deeper. You know, that
kind of big brother thing. You know, you talk about
hammocks on anywhere near your phone, the next thing you know,

(10:36):
ads are popping up on your phone about hammocks.

Speaker 3 (10:39):
There's a lot of that out there that.

Speaker 4 (10:41):
We're exploring and seeing how we can use that to
our advantage instead of worrying about it.

Speaker 3 (10:48):
A big brother. Yeah, I think they are watching very closely, Corey.
Before we close this segment, what else do you want
people to know?

Speaker 4 (10:57):
Well, I want everybody to know that we are here
for you at the Middleton Group. We are creating a
culture and a brand where we take care of our
people and that is first and foremost. And if that
is not your focus, you will not be on my team.
I can promise you that we care about our community.
We care about our people. And we want to take
care of them.

Speaker 3 (11:16):
Corey. How can people reach you, Corey Middleton, It's.

Speaker 4 (11:20):
Going to be two eight one seven, two eight seventy
five eighty seven. We're over at Remax Partners. You can
call me twenty four to seven. I answer my phone.
That's what makes me a good realtor.

Speaker 3 (11:32):
I was going to say that it seems like a
simple thing, but it doesn't always happen. The phone number again,
Corey is.

Speaker 4 (11:38):
Two eight one seven, two eight seventy five eighty seven.

Speaker 3 (11:43):
Corey, thanks for being with us, and I'm happy to
be here. As we continue, let's talk to moss In
Eliza Day. The company is Texas lone Star Property Management. Moson,
Welcome to the show. Thank you very much, Bill, thank
you for inviting me out. Well, it's good to see
and first of well, it's extra exciting because we don't
get to talk about property management and people wonder about

(12:05):
it all the time. So first of all, let's tell
people about what your company does, and that is Texas
lone Star Property Management.

Speaker 5 (12:12):
Well, we go ahead and take all the headaches off
of the investors shoulders and hopefully give them back their sanity.
So we deal with all the phone calls. We will
lease out the properties, take care of all the maintenance,
collect and distribute the rents.

Speaker 3 (12:30):
So in what we're talking about, let's say if I
buy a home and I want to rent it out,
I would be a good person to call your company
for you to manage the property, right, that's correct.

Speaker 5 (12:40):
We're also a real estate brokerage, so we put these
properties on the mls and rent them out.

Speaker 3 (12:47):
So it kind of sounds like a turn key situation.
And also let's say I'm an investor with multiple properties.
I would imagine you have that as well. You're helping
that investor as well. Absolutely, And what are the services
of the proper party management company? And take the example
again of say one person that has one rental house,
what does your company do for them in terms of

(13:08):
the full menu or do you offer different programs?

Speaker 5 (13:11):
So we offer flat fee pricing. As you go up,
you get different benefits, but we treat every client the
same whether you have one house or twenty five, it
doesn't matter. You get the same level of service. And
I would call us a boutique style. You know, our
clients they have our direct number for their property manager,

(13:32):
so they can always get a hold of us.

Speaker 3 (13:35):
So if you have the property on the MLS and
someone calls, does your company also do the part of
the research, find the credit application and those kinds of things.

Speaker 5 (13:45):
Absolutely, So if client comes on with the vacant property,
we're going to go over there and make sure that
it's rent ready. We'll get out to the property within
forty eight hours or two business days. We're going to
order professional photos, post it online and then on our
application link, we have our criteria list, so I personally
review every application that comes through because you don't want

(14:09):
to put in a bad tenant.

Speaker 3 (14:11):
So you have to have the right people. And I
think that's one of the things where someone doesn't want
to have be in the rental business or rent their
home out because there's so many potential pitfalls, which is
why they need a company like yours.

Speaker 5 (14:23):
Right, Absolutely, you know I'm there to be the buffer
between the tenants and the landlord.

Speaker 3 (14:29):
And right, let's take as we think about a property
management company and team, A lot of things can go wrong.
A home has so many systems AC plumbing and all
these things. What are the top most and what are
the top couple things where people call where there is
a problem of where the house needs some kind of attention.
What do you hear the most, Well.

Speaker 5 (14:51):
During the summer, it's a AC is the number one thing,
and people act like they're dying and they can die.
But yeah, AC is the number one issue, I would say,
during the summer. And then of course you have plumbing issues.
But I've been in the business for about eight years.
I've got a long list of vendors that are able
to get out to these properties quickly.

Speaker 3 (15:12):
I would imagine that's one of the keys to success
is having the right people that they're ready to spring
into action. Absolutely. Yeah. So when you say the summer,
which is pretty much about six months of the year,
seven maybe seven on a good so anyway, So that's
so important. As far as plumbing, what happens in the
plumbing problems, what plumbing problem happens to come up.

Speaker 5 (15:33):
Well, if some older properties just have bad pipes, pipes collapse, roots,
you know will go in there and tear them up.
But every once in a while, you've got someone's kids
flash flush some gi joes down the toilet and they
don't understand why their toilet's not working. Yeah, and in
those cases, when it's the tenant's responsibility. We'll have to
build those charges back to the tenant.

Speaker 3 (15:53):
And then from a geographic standpoint, as people are listening,
there may be someone listening right now. Most that says,
you know, I want to give these guys a call
to manage my property, or I'm thinking about buying a
home to lease. Geographically, what's the scope of your covered
So as people hear the show, they meant want to
give you a call.

Speaker 5 (16:10):
I say, pretty much about an hour radius of downtown Houston. Yeah,
we've got up in Magnolia, Conroe, down south to Pearland, Sugarland, Richmond,
out to Katie Baytown.

Speaker 3 (16:23):
It's a pretty good radius, especially if you're going all
the way up to Conroe. Yeah, what about Livingstone a
little too far? A little bit too far? Yeah, let's
just stay south of Conroe. That's a good thing. How
long have you been in this profession about eight years?
And of all the things you could be doing in life,
what was it about property management that you said, Hey,
this is what I want to do. I'm a glutton

(16:43):
for punishment exactly.

Speaker 5 (16:46):
So, No, you know, it's just another part of real estate,
and it's got so many moving pieces. Aside from being
in the office, you get some drive time, so it
shakes it up. The phone's always ringing, so I don't know,
get very fulfilled, you know, helping out people and with
all these moving pieces, it seems to go by quickly.

Speaker 3 (17:06):
I enjoy it. And of all the parts of the
of the business, from the posting on MLS, checking out
the potential person to lease the property and then handling
problems as they happen, which one is the is the
toughest in that in those categories, because I'm thinking one
of the hardest things might be to find the right tenant.

(17:26):
I don't know, but uh, is that a big deal?

Speaker 5 (17:29):
No? We have our criteria listed so people that apply
they can see exactly if they're going to get qualified
or not. So you gotta just stick with your criteria.
Don't take don't take an application and approve it just
because the property has been vacant. All you're doing is
setting yourself up for disaster later on.

Speaker 3 (17:48):
Now, do you go to Galveston? I will go to Galveston. Yeah,
because we're hearing here. In fact, on last week's show,
we're hearing about there's a lot of homes for lease
and a lot of vacant properties. To get what's going
on in Galveston from your perspective, what do you see?

Speaker 5 (18:01):
So I don't like to go down to Galveston, but
I will. I had one client with multiple homes, so
I do go down there. But I've had plenty and
I've had clients sell their Galveston properties because the insurance
has gone up so much that it's made their investment
properties unprofitable. And yeah, so I don't have many down there.
I will go down there, but yeah tough. I hear

(18:24):
that the airbnb markets having more success as opposed to
the long term rentals, which is what we do.

Speaker 3 (18:30):
And then let's take again this hour radius from Houston.
As far as the business goes, how's it going right now?
On a scale of one to ten, ten being super busy,
how's your business right now? Right now? I think business
is about eight, a solid eight. Yeah, that's a nice,
solid eight. That sounds pretty good. Yeah, that could be
where the interest rates go too, but that's another subject.

(18:52):
As we look forward, as far as your company, what
do you plan to do, say for the rest of
the year or even next year, do you plan to
expand And let's stay steady.

Speaker 5 (19:02):
I am hiring another assistant and the name of the
game is just we're just adding more doors.

Speaker 3 (19:08):
Right now.

Speaker 5 (19:09):
We work with realtors, you know, we can help them
out with their clients. But yeah, we're in growth mode absolutely.

Speaker 3 (19:17):
And as far as let's say there's people. We hear
people moving to Houston all the time in pretty big numbers,
and a lot of people certainly buy real estate, but
a lot of them want to lease properties just to
get a feel, especially if they're new to Houston. So
you have a feel for right now if someone comes
from maybe another city or even another state. Are there

(19:39):
a lot of homes available for lease from your perspective, yes, there.

Speaker 5 (19:43):
Are plenty of homes available for lease. Another thing we'll
do with our tenants is about three months before the
lease expires, we ask them if they're interested in renewing,
and if they give us any kind of hesitation, we'll
talk to them about possibly being a first time home buyer.

Speaker 3 (19:57):
So then working with your company could be a nice
transition to say, hey, well I'll buy the house. Yes.

Speaker 5 (20:04):
And as far as their rent payments, we send those
to the report, those to the credit Bureau, because a
lot of times people are renting because they don't have
enough credit built up to purchase a home.

Speaker 3 (20:15):
That sounds pretty good. Sounds like a good place for
people to call your company, right, that's right, Most, And
before we close the segment, what else do you want
people to know?

Speaker 5 (20:26):
They can get a hold of me anytime at two
eight one seven zero one seven three five seven. They
can go to my website Texas lone star Propertymanagement dot com.
And if you're an investor or property owner need a
property manager, I'd be more than happy to meet up
with you at the office, or we can do an
online meeting.

Speaker 3 (20:47):
Mosen Eliza Day Most And let's tell them the phone
number one more time.

Speaker 5 (20:51):
It's two eight one seven zero one seven three five seven.

Speaker 3 (20:55):
Thanks for being with us, thank you for having me.
Let's let's talk to Tasha Rodriguez with real Ty one Group. Tasha,
welcome to the show.

Speaker 6 (21:06):
Thank you for having me.

Speaker 3 (21:08):
Well, it's good to see you. First of all, Tasha,
let's tell people about real t one Group.

Speaker 6 (21:12):
Real t one Group, I'm brandsmaking new so real t
one Group is a wonderful brokerage. I'm a team with
Candice Gilbert. She was here once before and it's just wonderful.
They the training the mentorship program. Everything is something that
I highly recommend with that brokerage.

Speaker 3 (21:30):
Yeah, I remember Candace and doing tremendous work up there.
But also one of the things, I think it's extra
exciting as you are new to the business and it's
not an easy business. But I only guess you already
know that. So let's tell people your motivation, Tasha for
being in the real estate world.

Speaker 6 (21:50):
Well, my motivation primarily is education and just I love people.
So I've been in sales kind of like Corey, all
of my life, right in corporate sales, and it just
made sense to transition to real estate. I should have
been in it a long time ago, but I kept
pushing it away and I decided to take the lead. Plus,
I've been with a state planning with the law firm

(22:12):
for over a year now, and I've been in the
state planning as a whole since twenty sixteen, so it
just goes hand in hand.

Speaker 3 (22:20):
Well, I don't know a lot about estate planning, but
I'm imagining there's a lot of details and words and language,
and when it's written down, it's serious business. So that's
probably a great predecessor for being in real estate to
learn the terms, and to know that a document says this,
that's what it means right.

Speaker 6 (22:41):
Yes, Yes, absolutely, especially people that have land and multiple
properties they want to put in trust and just bypass
all of the unnecessary taxes and probate, so divorces, people
that's newly married, all of those type of situations. I'm
well versed in because of my connection with the law firm.

Speaker 3 (22:58):
That's pretty good. As far as when you're out there,
you're are you helping buyers and sellers or just buyers.

Speaker 6 (23:05):
I'm helping everybody.

Speaker 3 (23:06):
You're helping everybody. Okay, So right now, from a geographic standpoint,
wherever you've been spending most of your time as you're getting.

Speaker 6 (23:14):
Started, primarily in Montgomery County. I'm currently working with the
client in Spring, which is technically Harris, but it's one
of those that's right off the cuff. She's trying to
figure out whether they want to continue to lease or
just put it on the market, because, as we know,
leasing with a background, you're kind of taking a chance
with the tenants, and they had a tenant that was

(23:35):
a nightmare, so they're wondering if they want to do
it again or just sell the house as a whole.
So that's where we're at.

Speaker 3 (23:40):
You know, there's some movies out there. One thing Pacific
Heights where the tenant is a nightmare enough if you've
seen that, it's going way back with Michael Keaton, but
he is not the tenant you would want to say
the least. But that makes real estate kind of an adventure, right,
it sure is. So as far how are you getting started?
Because I think, as we've talked about earlier, people see

(24:03):
things that inspire. Sometimes it's TV shows, maybe it's even
this radio show every now and then, as we've been
on five hundred and seventy three shows. But that's a possibility.
But as far as getting started, what are some of
the basics that you're doing to ensure or try to
ensure your success.

Speaker 6 (24:19):
Let's see. So I like to think that I'm a
little bit of a social media guru, if you will.
I put myselfself out there for social media. I do
my open house as well as volunteer for other open houses,
just to get myself out there.

Speaker 7 (24:34):
Lately.

Speaker 6 (24:35):
As a matter of fact, July nineteenth, we had a
Rhythm in real Estate event where we had several different
sponsors come out and I'm telling to talk to people
about home ownership and from beginning to end on educating
the people what to expect from the minute you get
approved or what you need to do to get approved.
We had a credit repair person there, financial advisors all

(24:58):
the way until afterwards if you need movers and things
all that sort. So that's where we were with that.
And then I also have my own little podcasts tell
that Yes, so it's called It's Got the Legacy Lounge
toast on Tuesday, So every last Tuesday of the month
we have a new episode at seven pm. Now we

(25:19):
do a little different with me. See, I want you
to have a drink in your hand. If you are recovering,
then you can have apple juice. But it's it's something
like that where I have at you can have a sprite,
you can have water, so but I just have it
lighthearted and fun where we have different topics. Last month,
on July twenty ninth, we had where we were going

(25:41):
over the big beautiful bill and taxes and a lot
of people tuned in for that was wonderful. And then
this later on in August of this month, we'll be
going over back to school and how you can prepare
your kids and talk about financialy literacy with them so
they can be prepared for houses in the future. Be
really great. And then the teacher and me, I add

(26:04):
games like Cahoot Bengo, different things of that sort to
make it interactive. So it's it's a fun time.

Speaker 7 (26:10):
Yeah it is.

Speaker 3 (26:10):
You know, my name is Bill and someone this past
week and someone called me big beautiful Bill.

Speaker 6 (26:15):
Yeah, yes, I love that. I love that. It's kind
of fitting though, well, I don't know, but in the meantime,
you gotta have fun, right, Yes, that's right.

Speaker 3 (26:26):
Well, it sounds like you're doing some of the really
some key things and of course being on the radio
today getting the word out as people you know far
and wide are here in the show, and that's good.
Tasha Rodrigue's real t one and one of the things
as you look forward here and I mean, how far
do you plan the open houses? How do you know
about them? And what do you do to prepare for
an open house?

Speaker 6 (26:46):
So I kind of stalk.

Speaker 3 (26:50):
Stalking that's one of the key tools for realtors, right.

Speaker 6 (26:53):
Yes, I purge the finance or not finance, the Facebook
as or anything social media, and just the hard to
see if anybody needs help with their because people are
on vacation for the summer, So if they're on vacation,
I just put myself out there, Hey, if you need
a realtor to showcase your open house, And I'm always

(27:13):
asking to show the open houses for them, just to
get myself out there and be the source that they
can rely on to promote their properties as well, and
then they'll keep me in mind, and then all of
the clients usually are very happy because I do all
of their marketing for free, just to And it seems like.

Speaker 3 (27:30):
Right now, I mean I don't know about Montgomery County,
but certainly my neighborhood as I look around, it seems
like there's a lot of open houses. Is this a
good time a year for the open house or is
it all year long? Is good?

Speaker 6 (27:41):
It's buyer's market, So we're just doing everything we can
for to just get the traffic going. And sometimes you'll
have traffic, and sometimes you're there and nothing happens, so
you just make the best of it.

Speaker 3 (27:52):
I think one of the things about open houses, certainly
I go to them in my neighborhood and look around,
but I would think from the realtor's perspective, they have
to be fascinating because you don't know who's going to
walk in the door, what their needs are, what their
perspectives are. And that's that could be a topic on
your podcast.

Speaker 6 (28:07):
Yes, yes, yes, yes, So that's that's really good too.
And with the podcast, a lot of times we have
to open for the for the public like polls. Hey,
what do you want us to talk about this time?

Speaker 3 (28:17):
So I mean so as you're doing the podcast, you're
getting feedback.

Speaker 6 (28:20):
That's right, that's right. So it's really involvement. So that's
a good ideal as well.

Speaker 3 (28:25):
Well, you mentioned social media and the things you're doing.
You're mentioning some of those things. Now what are what
are some of the other things you're doing? And how
do you if you were to tell other people some
of the things that are successful in social media that
they may not be doing. What where do you get
the most bang for your for your efforts.

Speaker 6 (28:42):
So people like to see what other people are doing
in their lives. So something that's very beneficial I find
that I get the most views on is something simple
like if you're going out to eat, like a day
in a life day and a life of realtor day
and a life of estate plan.

Speaker 3 (28:56):
I like the day and the life.

Speaker 6 (28:57):
Yeah, the day and of lives. They love those and
it kind of gives a piece of you and make
you more real. So that's something that people like. Even myself.
I enjoy those.

Speaker 3 (29:07):
Day in the life of Tasha Rodway.

Speaker 6 (29:09):
That's right. You better know it.

Speaker 3 (29:11):
So well, don't give us the whole day, but just
give us a few hours. Let's say, when you start
out your day, how does the day in the life
of your starting point of the day, Let's say till
about noon. What happens?

Speaker 7 (29:25):
It depends.

Speaker 6 (29:26):
I'm not rolling out of bed and holding out. You're
gonna see me glammed up already, right, so'm I'll be
in the car already with the jams on and just
kind of cruising through and with the right mindset. So
I'm jamming out. I want everybody to know, Hey, listen,
this is me. I likes to have fun. I'm fine,
I'm fun. I'm lively and the different lunches that I

(29:48):
have with clients or anything like that, and just paperwork,
just the whole what to expect if I'm at an
open house, if I have anything going on, or I'm
just kind of making the content just what to expect
the behind the scenes really of a realtor, well.

Speaker 3 (30:03):
Real estate as a real estate professional. That's all encompassing.
But when in your spare time, if you have any,
what are some of the things you like to do
to unwind sleep? That's one of my favorite things.

Speaker 6 (30:18):
Just really unwind sleep, Just massages, just self pampering, self care,
take myself out and just have a very wonderful solo
date or something like that.

Speaker 3 (30:29):
You know, you got the self care sometimes, I think
in this hectic world, in all seriousness, self care needs
to be right up there, from exercise to pampering. Like
you're saying, that's very important.

Speaker 7 (30:41):
Isn't it. It is? It is.

Speaker 6 (30:42):
If you're not good and you don't refill your cup,
you're not going to be good for everybody else. So
it's good to have make sure you're taking care of
yourself first and foremost before you can take care of
anybody else.

Speaker 3 (30:53):
Well, I think you have a promising career of headed
ahead of you. Tasha Rodriguez, the best of luck, and Tasha,
let's tell people how they can reach out to you.

Speaker 6 (31:02):
Listen, I am Taysha Ryderrigez. You can reach me at
eight three two seven six' eight one zero sixty, six
or you can email me at info At legacy lookssolutions dot.
COM a three two seven six eight one zero sixty.

Speaker 3 (31:18):
Six, pasha thanks for being with.

Speaker 6 (31:20):
Us thank.

Speaker 3 (31:21):
You Real estate matters With Stuart title would not be
possible without our Partner Stewart. Insurance with a focus in
real estate and a special focus on real estate. Brokers
Stewart insurance creates insurance plans to address the risks facing
our industry. Today they invest a significant amount of time
helping real estate broker owners offset and manage their. Risks

(31:44):
here he is With Stewart. Insurance John, Bramlett Heidi, bill
always a. Pleasure well here we are once. Again seems
like it was just last. WEEK i think it might
have been just like it. Was, yes and here we.
Are So. John people wait every, week they, say wonder
what he's going to talk about this?

Speaker 8 (31:59):
Week so this week let's do the second in the.
Series that's last week we started talking about you, know
you had mentioned with one of our guests last week
this idea OF kpi is key performance indicators, Indicators and
so last week we started with some key insurance indicators
kiis and we talked a little bit about home insurance last.
Week this, WEEK i wanted to talk about auto. Insurance

(32:22):
so we've got nine plus one key insurance. Indicators just
don't want to make it. Ten, no it's nine plus one,
one nine plus. One it's an added value. Bill it's
an added Value.

Speaker 3 (32:32):
Okay so there it.

Speaker 8 (32:33):
Is so the first thing to take a look at
when you're considering your auto insurance is what are the
types of coverages DO i have and what's out there that's. Available,
now most states required you have liability insurance in case
you injure somebody else and it's your, fault or you
CAUs an accident it's your. Fault so you want to
make sure you've got liability, insurance but also want to

(32:57):
take a look at things like property. Damage if you're
to damage somebody else's, property that that would come in
and help offset those. Costs you, know do you have
collision coverage so there's damage to your car regardless of
whose fault it, Is you've got some coverage with collision.
Comprehensive those would be non collision, events so hail or,

(33:20):
vandalism you, know it's hurt during a, Flood so that's
where the comprehensive would come into. Play and then, unfortunately
one that's exceedingly important is uninsured or, underinsured which you,
know they can be equally. Devastating if you've you're in
an accident and somebody hits you and they don't have,

(33:40):
coverage then what are you? Know what are you going to?
Do we had an unfortunately member of our, audience our,
audience our office a couple of weeks, ago was.

Speaker 3 (33:51):
Over By GEORGE.

Speaker 8 (33:51):
R brown and they got, hit uh and it was
an uninsured. Motorist but fortunately they had solid enough coverage
that they were able to offset that. Experience and under
insured is just as bad because all that shows is
that that they didn't have enough. Coverage so at some
point your insurance is going to have to step in,
Anyway so making sure that you've got. That so the

(34:14):
first thing to take a look at is the types of.
Coverage the second thing you want to take a look
at is the policy. Limits DO i have enough coverage
to cover and protect my? Assets so that's really just
a financial decision at that point and where you are
in your, life DO i have enough coverage to cover my?
Assets the Deductible so that's what we pay prior to

(34:36):
the insurance kicking. In so the higher the, deductible the
lower your premium or the lower your cost of. Insurance
but that also could also mean potentially that you're taking
on greater, responsibility so you're self ensuring before the insurance comes.
In so if you have a higher, deductible you're going
to take on more of that responsibility before the insurance

(34:57):
company steps. In so but that's an area that you
want to take a look. At there are discounts out,
there and you'll want to make sure that you consider.
Those so if you were to combine your home and
your auto together with the same insurance, company you can
get a discount that, way or your renters in home
insurance with the same insurance, company you can get a discount.

(35:19):
There there's still discounts for depending upon your, Mileage so
if you don't drive a, lot there's a potential. There
if you've taken defensive, driving there's a potential. There if
they're added on safety features for your, vehicle you could
potentially see some savings. There if you have a child
that's beginning to, drive there's still insurance companies provide discounts

(35:40):
for good.

Speaker 3 (35:40):
Grades if the.

Speaker 8 (35:42):
Child is taught by a state approved and licensed defensive
driving school versus being taught by mom and, dad then
there's a chance to get some savings. There so there
are some discounts, Available so you want to make sure
that you have that conversation with your insurance advisor to
take advantage of. Those what's the reputation of the, company

(36:03):
how does it handle? Claims what's his reputation for customer?
Service not all insurance companies are the same and don't
all handle claims the same. Way so you know what's the,
rating what do the reviews look? Like you, know what's
the reputation of the. Company what's their financial? Strength are
they going to be around if there's a, claim you,
know is it is it a brand name that you're

(36:24):
going to know or a company that's got AN a
plus rating versus somebody that maybe is in a strip
center in the side of town that may not be
around once you have that. Claim so understanding what their
customer service reputation is and then what's their claim policies
like that's important to understand the premium the cost of the.

(36:45):
Insurance that's obviously important and it's an important decision as
you're making decisions on what types of coverage you, have
it should not just be the only. Decision, yes premium is,
important but you want to make sure that you have
the coverage that you need because paying for something that's
not going to protect you in a sense is a
waste of. Money so you want to make sure that

(37:07):
you've got whatever you can, afford but make sure that
the coverage is there in case you need. It so
understanding what the premium is in in turn understand what
you do and don't have from a coverage perspective is.
Critical equally important is what's not. Covered you, know if
there's aotential damage to the, car they're not going to
cover that if you're using your car for business unless

(37:28):
you have an endorsement specific to. That there are some
additions you can place on that where you can have
coverage if you're using your car for, Business but if
you don't have those, endorsements you may not have coverage.
There so that's important that you understand.

Speaker 3 (37:43):
That you just made me think of, Something, John what
about if someone's using their car as a ride share?
Situation same, thing same.

Speaker 8 (37:50):
Thing so if you've got a ride share there are
endorsements that you can, have and in, fact more than
likely the ride share company is going to require you
to have that type of cover in order to provide
that service because you're the. Buffer if you're the right
share driver and you're in an accident and somebody is,
hurt you, know they're gonna want your insurance to be

(38:12):
the first, buffer and then the ride SHARE's company would
come into. Play so, yeah so that's a perfect example
where there's going to be a ride share exclusion unless
you add that on to the. Coverage so that's. Important
there's some opportunal coverages that you. Wants we just talked
about if you're using your car for, business do you
want to have maybe extended, coverage but also things like

(38:35):
rental car reimbursement or roadside's assistance or gap. Insurance so
those are all things that we can add to a
policy to if you're risk, averse that can offset some
of those risks and place them on the insurance. Company so,
again understanding whether somebody's risk averse or, not do they
want to be self insured or they want the majority
of the responsibility beyond the insurance, company can then help

(38:57):
us develop the type of policy that makes the most,
Sense so that's number. Eight number, nine you, know what
are their online? Tools, like you, know do you want
to be able to access your you, know copies of
your insurance cards? Easily do you want to be able
to make a claim online? Easily do you want to

(39:17):
be able to have a tool if you've got a
question that you can learn about? It are there some
tips about being a safer? Driver so if that's, important
then understanding what are those online tools? Are so those
are the nine you, know key insurance indicators that keep
in mind when we're talking about auto. Insurance and then
the plus.

Speaker 3 (39:34):
One should there be a drum roll here, there it
is the plus.

Speaker 8 (39:39):
One the plus one is working With Stuart, insurance so
we can work with families and individuals on there as
well as companies on their auto. Insurance so it can
be your personal insurance your personal car as well as
a car for business or your commercial. Autos we can
help write those.

Speaker 3 (39:54):
Policies, wow it's a lot of. Information encourage people to
go To stuart dot Com Forward Slash radio in case
you want to hear that list. Again it'll be posted
right there with the show and all the other things
we're doing here. Today stewart Dot, Com Forward Slash, radio
a couple of things whine and things. Back, JOHN i

(40:14):
didn't know that. YOU i would think someone having a
sixteen seventeen year old right now is going to pay
a lot for. Insurance but if their grades are, GOOD
i had no idea that THAT'S i.

Speaker 8 (40:24):
Mean you're still going to see a bump in your,
premium but it can be less of a, bump less
of increase with things like. That if it's if they
do have good. Grades you, know if you all have
taken defensive, driving that can. Help if where they, learned
LIKE i, said where they learned to drive is a
state licensed and approved, school you've got a better chance

(40:45):
of getting a discount versus if they were taught by
mom and.

Speaker 3 (40:48):
Dad that's a good. Point and then going way back
to the very, beginning one of the Things i'm very
conscious of here In houston is the hail. Damage, yes
AND i have one, car AND i worry about my
car every now and then when there's a certain type
of storm. Coming but THEN i think about what about
all the car dealers all over the. City they must

(41:09):
really have some kind of anxiety when we get a
big storm because they have hundreds of cars just out,
there And i'm, thinking, man.

Speaker 8 (41:17):
And we don't always think about comprehensive as a coverage
element or that's something that's easy to give up so
that my premium is a bit. Lower but, again it's
those non collision situations like you, Said, hell you, know
it could be damaged from a, storm could be, theft,
vandalism you know somebody you know they just decide they

(41:38):
want to damage. Cars you know that unfortunately weapons if it.
Happened so having that comprehensive coverage can alleviate that being
a cost that comes out of your, pocket but you
can offset it with the insurance.

Speaker 3 (41:50):
Company, Wow, john so much. Information as, Always let's tell
people how they can reach you and the team At Stuart,
insurance BECAUSE i know they. Need everybody wants to be properly.
Insured all they have to do is Call Stuart, insurance.

Speaker 8 (42:04):
Give us a shout at eight six six seven ninety
eight to eight two. Seven that's eight sixty six seven
nine eight to eight two. Seven we can help individuals
and families with their personal insurance needs as well as
real estate businesses with their business insurance. Needs So arison
a Mission cyberliability general, liability.

Speaker 3 (42:24):
Workers'.

Speaker 8 (42:24):
Compensation we can help with those those policies as.

Speaker 3 (42:27):
Well all the realtors, listening at least most of them
are driving cars in their. Business all they have to
do is call.

Speaker 7 (42:34):
Eight sixty six seven ninety eight two.

Speaker 3 (42:36):
Eight two Seven. John thanks for being with. Us always a.
Pleasure and now we have business development people all Over, Houston.
Texas they are, phenomenal a super resource for all the
real estate professionals out. There our team is, equipped ready to.
Go we have several business development people From Stuart title right.
Here first of, all we're going to talk To Hope Moy,

(42:59):
Hope welcome to the.

Speaker 9 (43:00):
Show Hey, bill good to see you speaking.

Speaker 3 (43:02):
Again speaking of, CARS i heard someone tells me you
just got a, car a new one. Car congratulations so. Much,
well let's tell people about your offices For Stuart.

Speaker 9 (43:14):
Title SO i have two. OFFICES i have one In
magnoia and one In. Conro My magnoia office is off
of fourteen eighty eight and twenty nine to seventy. EIGHT
i have TWO escre officers there and In conro we
are off of three thirty six AND i have three
esc officers at that location doing.

Speaker 3 (43:33):
Super work all the, time and you. Yourself you're helping
the real estate, community not just, realtors but people in
the related, fields mortgage professionals and all that you're helping
them in their business and also partnering from partnering from
time to.

Speaker 9 (43:47):
Time, absolutely we always love to partner with our with
our real estate teams and lenders and all the people
that we get to work close. To you, KNOW i
think our primary goal is to add value to what
we do every, day to what our realtor friends do every.
Day so we're here to help grow their business in
any way that we. Can we have amazing marketing tools

(44:08):
that we can sit down and go through with them as, well,
so you, know always looking to make a customer service
top notch At Stewart.

Speaker 3 (44:17):
Title, hope let's tell people how they can reach.

Speaker 9 (44:19):
You my number is three four six two two four
one nine zero. Eight again it's three four six two
two four one nine.

Speaker 3 (44:29):
Zero, Eight. Hope thanks for being with.

Speaker 9 (44:31):
Us good to see.

Speaker 3 (44:32):
You and now the one and Only Kevin. DAVIDSON i
hope he tells us a little bit about the new
office For Stewart title And. Sugarland, Kevin welcome to the,
Show Hey, bill how are you, doing AM i, right
there's a new office that's now in. Business there's a
brand new.

Speaker 7 (44:50):
Office it's so new, that Like i've told you, earlier
we're not gonna have to vacuum for at least a
month because, shiney everything is.

Speaker 3 (44:56):
Brand, new.

Speaker 7 (44:57):
Shiny the only thing that's not new in that off
this is.

Speaker 3 (45:00):
Me but that's your, field proven and doing tremendous, work
just like the rest of the team At stuart titled
Sugar land And Fort.

Speaker 7 (45:08):
Bend, yeah we actually represent two, offices Like hope. Does
Sugar land which is now located at One Sugar Creek
Sugar Creek Boulevard plaza in the Co america building run
on the corner Of Drey ash from fifty, nine and
then The richmond office which is at two one one
Six Thompson. Road and between the two, OFFICES i have

(45:33):
five escuer.

Speaker 3 (45:33):
Officers it's quite a team.

Speaker 7 (45:35):
There, yes we have gotten some good people back and
we've turned this both offices into a well oiled machine.

Speaker 3 (45:45):
That SOUNDS i can't wait to. Visit it's on my.
List And, kevin you too have a. Podcast let's tell
people about your podcast which now has, many, many many, Episodes.

Speaker 7 (45:55):
Yes last week was WHICH i posted today was episode one. Four.
Wow So i've been doing this for about two and
a half. Years it's Called Kevin's corner Real estate from
a marketing, perspective SO i have typically have a real
estate agent and a vendor on the, podcast and the
podcast is about, Them it's not about. ME i want

(46:16):
the guests to use the opportunity to promote their.

Speaker 3 (46:19):
Business sounds, Great, Kevin and where can people find the?
Podcast and let's give them your phone? Number.

Speaker 7 (46:24):
Two podcast is on YouTube exclusively and then also on
social media if you're a friends of mine and you
can reach me AT a three to two sixty five
four zero five two SEVEN a three two sixty five
four zero five two.

Speaker 3 (46:39):
Seven, kevin thanks for being with, Us, yes, sir thank
You From Cypress texas a rare. Appearance Kim towkins is.
Here cyprus is one of our wonderful. Offices, kim let's
tell people a little bit about the.

Speaker 10 (46:56):
Office we are located At Skinner road and to ninety
so deep in the heart Of. Cyprus very easy to find,
us right by The Divine Wine, bar very popular. Place
we have a great staff of. LADIES i have two.
AMAZING escra officers that have been with their career have
been With stuart for their entire. Careers Sharon bristow has

(47:17):
been around for over forty. Years, legendary she really. Is
and Then Marby phillips has been with us FOR i
think she's on twenty four years something close to, that
so very long. Time but the whole entire office they've been.
Together i'm the newest one there And i've been there
for almost three. YEARS i was going to, say you're
not That i'm not that, new But i'm the newest.

Speaker 3 (47:36):
When you put it up Against sharon and, yeah it's.
Incredible so let's tell, people first of, all how they
can reach, you Because cyprus is a great, office easy,
on easy off two, ninety but also tremendous things you're
doing as far as reaching out to the real estate.
Community you have events and things like. That let's tell
people how they can reach.

Speaker 10 (47:55):
You, well you can always find me on my cell.
PHONE i answer my phone if you, call and you
can text me at seven one three two zero three
eight six four. Zero you can also shoot me an
email At kim Dot dawkins D O C K I
N s At stuart dot com if you want to
get on my email distribution for all of our events and.
Things things are going to start picking up again now

(48:16):
that the kids are going back to, school so we'll
have lots more classes and lots of events coming.

Speaker 3 (48:21):
Up that's. Right one do they actually go? Back is
it a week or two weeks?

Speaker 10 (48:25):
Week it's not this week but next, week SO i
think the. THIRTEENTH i don't even keep up with. It
it's on my. Calendar of.

Speaker 3 (48:29):
Course when we talk to realtors From, cyprus they talk
about how great the schools are.

Speaker 10 (48:33):
There, yep great schools in The seiphir.

Speaker 3 (48:35):
District so they're getting good grade so they can get
discuss their.

Speaker 10 (48:39):
Car, yeah you know, WHAT i learned that so now
because my daughter is fifteen almost, sixteen and so Now
i'm going to check into that. Actually so thanks for the.

Speaker 3 (48:46):
Tip now you have the motivation to say study, hard
let's get good. Grades.

Speaker 7 (48:50):
Really, yeah that's.

Speaker 3 (48:51):
Great the phone number, Again kim is.

Speaker 10 (48:53):
Seven one three two zero three eight six four.

Speaker 3 (48:55):
Zero thanks for being with. Us good to see. It
corey is. Back Core Ry. Middleton that Is. Corey as
we close the, show wrap it, up whatever you want to?
Say what else should we know about what you're doing
there At remax and The Middleton.

Speaker 4 (49:08):
Group, well it's interesting that you you said we were
going to come circle back. Around as we're sitting right,
HERE i got a text from a lender that, says
had a great uh time this last week and by the,
WAY i wanted to share this with, you and says

(49:29):
mortgage mortgage rate. Watch mortgage rates instantly dropped to a
four month low after just after the well that report came,
out just from when we started To. Now now we're
not going crazy. Here we're talking about dropping fraction marginal.
Points but the trend is going. Down that's what's. Important trending,

(49:49):
down loosening the reins given opportunities for people to make
that transition and get off the off the. Sidelines and
if you're a, buyer now's the time to. Buy, hi
you can they say this all the. Time you marry the,
house date the, rate so the rates can. Change if
the rates, drop then you, refinance but you're buying at

(50:11):
a lower cost right now in the housing.

Speaker 3 (50:14):
Market sounds good to, Meet. Corey let's tell people how
they can reach, You Corey. Middleton Corey, MIDDLETON i went
To remax partners and numbers two eight one, seven two
eight seven five eight. Seven good to see, You. Corey
thanks for being for having Me, BILL i appreciate. It
and now he is back mos In Eliza day With

(50:34):
texas Lone Star Property. Management, Hey, mosen what else should
we know about what you're doing there in the property management.

Speaker 5 (50:40):
World, well if you're a new investor or home owner
with the rental, property or you're thinking about picking up
a rental, property give me a. Call i'll run a
free rental analysis for. You set expectations on what you
should expect to get as far as rental rate and
how long it should sit on the.

Speaker 3 (50:57):
Market. Yeah, well let me tell you this is far.
Ours property management goes way. BACK i don't know how
many years ago WHEN i Met Kevin davidson And Steve,
rosenberg knowing what talking to them and knowing what they
talk about in the world and right now in property,
management WHEN i hear like my son will, say OH
i Think i'll get a rental, property Or i'm talking

(51:17):
to other people That i'm, saying do not do it
without a property, manager because it would be crazy in my,
opinion if you don't have someone covering the bases like
a company like You Texas Loan Star Property.

Speaker 5 (51:30):
Management, absolutely you want to avoid all that. Liability and
those legends you just, mentioned they actually gave me my.
START i worked With kevin And pete And steve At Empire.

Speaker 3 (51:39):
Industries you know they are. Legends we do want to
say hello To Pete. NEWBIG i hear he's a regular
listener to the.

Speaker 5 (51:45):
Show, absolutely and he is my partner and broker here
At Texas Loan Star Property.

Speaker 3 (51:50):
Management he may not, remember BUT i know he's From
New York city. TOO i think he's The. Bronx The. Bronx,
yeah your phone number, There mosen is eight.

Speaker 5 (52:00):
One seven zero one seven three five seven two eight
one seven zero one seven three five Seven.

Speaker 3 (52:07):
And NOW a day in the life Of Tasha rodrigez
continues at least right here at this radio. Station, So,
tasha we're closing the show. Down what else should we?

Speaker 6 (52:18):
Know, yes thank you for having me. Back SO i
want to touch on two. Things one is The Legacy lounge.
Podcast so the next episode will be On august twenty
six at seven. Pm check us. Out you Can august
What august twenty sixth my?

Speaker 3 (52:34):
Birthday?

Speaker 7 (52:35):
Really what happy?

Speaker 3 (52:36):
Birthday that's further Beautiful bill.

Speaker 6 (52:38):
Birthday i'll be able to give you a special shout
out when you hop.

Speaker 3 (52:42):
On please, do.

Speaker 6 (52:45):
But it will be about back to school and different
things for college students and things of that, sort so
it'll be a good. Thing the other THING i want
to touch on Is rhythm in Real. Estate it will
be annual event Around july, time so you can check
that out and get more information about.

Speaker 3 (53:01):
That and that's called rhythm and Real. Estate rhythm and Real. Estate.
Tasha let's tell people how they can reach, You Tasha.

Speaker 6 (53:07):
Rodriguez you can reach me AT a three two seven
six' eight one zero, sixty six or you can email
me at Info at legacyluxsolutions DOT com a three to
two seven six eight one zero.

Speaker 3 (53:21):
Sixty six, Thank You, tasha rodrigas and thank you all
for Listening To Real estate Matters With. STUART title i am,
Your Host, bill nappik Together With john bramlett and all
of Us At stuart Title And. Stuart insurance we appreciate.
Your listening check us out. Next week simply Go to
stewart Dot Com Forward slash radio to see and hear

(53:42):
this edition again or access our. Show archives all hundreds
and hundreds of Shows at stewart, Dot Com Forward. Slash
radio thanks. For listening we'll see you. Next week