The ELECTRIFYING ELECTRICIAN & 2 great Realtors!

Get some insights electrical issues in the home, generators & more!

Episode Transcript

Speaker 1 (00:01):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 2 (00:14):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Steward Title. Steward Titles. Bill Knapik
and guests open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Steward Title, brought to you by Stuart Insurance, Here to inform,

(00:38):
entertain and inspire.

Speaker 3 (00:40):
Bill Knapek, Welcome to the show. It is Real Estate
Matters with Stewart Title. I'm your host, Bill Nappick. Thank
you for joining us on this fantastic weekend. Once again.
We are episode five fifty two right now. We're glad
you're listening. And also we want to remind you in
case you want to access this show and not just
hear it like you may be doing right now. You

(01:01):
may say, hey, I want to see the excitement in
the studio. I want to see the guests, you can
simply go to Stuart dot com Forward Slash Radio. That's right,
and you can access not just this show, but any
of the shows in the past several hundred shows by
going to Stuart dot com Forward Slash Radio. So, once again,
thanks for being here. We have tremendous individuals on the show,

(01:25):
and we're going to start with Farren Dagel. His company
is Farren Dagel real Estate. Farren, welcome to the show.
Thank you, Bill, glad to be here. Good to see
you again. It's been a several hundred shows since you've
been on.

Speaker 4 (01:37):
It's been a while.

Speaker 3 (01:38):
Glad you didn't forget about us. In the meantime, Farren,
let's tell people about your company. Farren Dagel Real Estate.

Speaker 4 (01:45):
Been an independent broker since about the beginning of COVID
twenty twenty. Got into business in nineteen ninety eight, and
I worked with independent brokers for a while ten years
with Remax and then decided to go out and do
my own thing.

Speaker 3 (01:58):
So here you are, broker owner Fash and Diggle real Estate.
And let's give people an idea. Certainly as a real
estate professional or you have a Texas license at least,
so you can go anywhere in Texas. But where do
you find yourself geographically the most, Let's say, and I
don't know the last couple.

Speaker 4 (02:14):
Months, I office and live down in the clear Lake
area near Galveston Bay and clear Lake, so that's really
my predominant market area. I do work by referral, so
I travel quite a bit all around our general Houston area,
but clear Lake, I would say, is home base.

Speaker 3 (02:29):
And as far as helping, you're helping buyers and sellers right, yes, lately,
have you who you've been helping the most?

Speaker 4 (02:36):
The listing activity seems to be picking up quite a
bit since the end of the year. But I'm working
both with buyers and sellers. I've got a few buyers
in contract right now, in fact, three of them with
Stuart Title.

Speaker 3 (02:47):
Thank you so much far We love you. There's no
doubt about it. We are there, in fact, Stewart Title.
We have so many offices right here to help people.
But give us an idea. Let's talk about the seller
for just for a minute. As we've seen somehow talk
about buyers all the time, but sellers when you're talking
with someone here saying in the last couple of weeks
about listing their home. Give us an example, how do

(03:09):
you coach the seller at this point in time, because
there's been so many changes in real estate. Everyone's seen
the interest rate situation, always talking about it and things
like that. How you coaching that seller.

Speaker 4 (03:21):
It's real interesting, I think on the seller side. One,
it's taken a little bit, I think to get the
mental shift away from the COVID era when homes were
selling above listing price quite frequently. We're now more back
to what I call a real Texas market, where prices
sometimes are negotiated rather than someone coming in and paying

(03:43):
over asking price for a property. And of course it's
a lot of the old adage still holds true. The
property's got to be properly prepared and expectations have to
kind of be managed to be real not unreal.

Speaker 3 (03:57):
And as far as the clear Lake areas of again
the listing homes that are in clear Lake and near
our office down there in near the Space Center, and
a lot of people are familiar with the area. What
are some of the considerations down there when selling homes
and also what are the key drivers for people that
want to buy a home in those areas.

Speaker 4 (04:16):
I think there's a number of things that are really
positive about our area, especially from the economic side. Webster
is growing in the entertainment world. With the growth of
the Galveston cruise industry, you were seeing more and more
tourists through the area. Of course, we've got Johnson Space Center,
Spaceport Houston now is up and running. We've got the
port facilities just a little bit to the north, and

(04:39):
we've got every kind of waterfront you can think of,
from a canal to a buyou, to a lake to
a bayfront. So it's quite an interesting appeal for that
side of town.

Speaker 3 (04:48):
You get what's going on, it's Spaceport Houston.

Speaker 4 (04:51):
Spaceport is the first sanctioned spaceport that's going to be
within the boundaries of a municipality. It's being developed all
around Ellington right now, and we've got tons of all
kinds of aerospace technology as well as other types of technology.
AI is a big driver in what's going on in
our part of the city.

Speaker 3 (05:10):
So many economic drivers in the area. And then the
ship Channel is not that far away as well.

Speaker 4 (05:16):
Correct, We're about maybe two miles south of the Bayport Channel,
which now is predominantly a container facility, and they're seeing
we're averaging about seventeen to nineteen thousand eighteen wheelers every
twenty four hours coming and going out of Bayport. So
there's a huge spinoff industry there of just supporting the
port facility there.

Speaker 3 (05:37):
And also you mentioned Ellington. Now what's going on with
Ellington because we know that it's evolved through the years
and also a big driver in the area.

Speaker 4 (05:46):
You know, it's the third Houston official airport. And of
course the spaceport is being developed all around the surrounding
area just a little bit south and east of Ellington
Field itself. So we're seeing large technology facilities being built,
a lot of research facilities being built on that area,
and it is supposedly going to be the only inner

(06:07):
city launch pad where they will eventually be launching and
landing there. So it's quite an exciting development. I mean,
NASA has always been a huge driver for clear Lake
and this has just kind of, you know, expanded that
a little bit.

Speaker 3 (06:20):
It's funny sometimes people when they think that those that
are outside of Texas and outside of Houston, they think
of Houston as oil and gas, cowboys and horses. There's
so much, so much more to it, And it's incredible
this area that we live in called the Greater Houston Area.

Speaker 4 (06:36):
That's true. I think one of the things that's really
kind of unique about clear Lake. I could take you
to launch to a couple of area restaurants and you'd
be amazed how many different languages you'll hear from engineers
that are all there from all over the world working
on several different projects.

Speaker 3 (06:51):
And we mentioned the sellers, but how about buyers right now?
Fair and when you're helping a buyer, give us an
idea of some of the things that the buyers should consider.

Speaker 4 (06:59):
I think it's it's an interesting time for a buyer
because everyone has talked so much about waiting for interest
rates to come down. I think we've seen the recent
activity on the part of the FED that we're probably
not going to see any drastic moves on the interest
rate side of things. And in parallel with that, we're
seeing values continuing to grow in our general area. So

(07:20):
unfortunately for some of the buyers who've thought that they
should wait for interest rates to come down, I don't
think they're gaining anything because values continue to go up.
The houses are going to cost a little bit more
than what they did the last couple of years, and
with the ability with certain lenders where you can buy
that rate down, that's one of the things we're seeing

(07:40):
become a big driver in our buyer side of the market.

Speaker 3 (07:44):
We're talking with Farren Daggle. The company is Farren Dagol
real Estate. What are some of the other things that
are going on right now? As far you mentioned interest rates,
what about the cash buyer, are you seeing any cash buyers?
We are.

Speaker 4 (07:57):
I saw quite a few of those during COVID mostly,
but I think one of the biggest drivers in my
part of the city as we are in such close
proximity to the Bay and what the insurance industry refers
to as the high risk windstorm zone a large impact
on being able to sell homes in our area as
the cost of insurance on them. It's exorbitant in some

(08:18):
areas depending on your proximity to the water.

Speaker 3 (08:22):
So on one hand, we want to be not well,
we many people will say, want to be near the water.
At the same time, it can be almost too expensive, I.

Speaker 4 (08:32):
Think very much so for the typical buyer you mentioned
cash buyers. Cash buyers, most of them have the capability
to self insure, and we see some of that taking
place in the market where they're willing to take the risk.
But yes, I mean it's an interesting dynamic because you
have the attraction of the water and then you got
the expense of being close to the water and.

Speaker 3 (08:53):
No doubt about it. Well, Farren, give us an idea.
You could be doing so many things here in life.
But what was it about real estate to begin with
that brought you into the fold.

Speaker 4 (09:02):
I worked in the retail industry in management for Kroger
many years ago, and as working through that and in
the nineteen eighties, I owned a small business where we
rented video cassettes and we processed one hour film and.

Speaker 3 (09:15):
We remember those.

Speaker 4 (09:17):
We watched that technology come and go as the you know,
as different things just you couldn't take a picture back
then with your phone, you couldn't download a movie or
stream a movie. And then while I was doing all
of that, I got interested in investment property and built
up a little bit of a rental portfolio. In ninety eight,
when we saw the technology really shift, I decided to

(09:39):
get serious about real estate, thinking I would only do
it as an investor and a flipper. Long before we
even heard the term much flip and closed my first
transaction with Stuart Title as a matter of fact, and
got hooked. And here I am twenty seven years later,
still playing the game.

Speaker 3 (09:56):
Baron, we loved when you work with Stuart Title. We
appreciate it so much, and those out there listening, indeed,
we do as you work with us. As far as
this being twenty twenty five, we're well into it now
farin how do you see things unfold based on what
you know and looking in the industry and talking to others.

Speaker 4 (10:14):
My markets, My market's off to a great start. Bill
It was fairly quiet in the fourth quarter of the year,
but I am seeing listing activity right now and everything
from a condominium to a waterfront property, and I'm seeing
buyer activity. We're getting pretty good traffic. It tends to
be picking up a little bit. The little cold snap
kind of set us back a week or so, but overall,

(10:35):
I think our market's looking pretty healthy.

Speaker 3 (10:38):
So let's go back to the waterfront view or look,
if someone wants to buy something with let's say it
just a waterfront view, what kind of dollars are we in.

Speaker 4 (10:48):
You're probably starting in the maybe in the very upper threes,
but most likely in the mid fours on up, just
depending on the type of water. I mean, my area,
we have a lot of boating activity, and we've got
some places right off of Clear Lake where you can
use a small boat. And of course we got the marinas,
and there's a huge marina in Chema, for instance, where

(11:08):
it's once you're out the ship channel, you're good to
go wherever you want to go. Well, I've worked by
referral for a long time, participated in the Brian Beffini
coaching program a few years ago, and I think that
really helped me build my business by referral. I do
all of my business by referral. I don't really do
a whole lot of advertising. I'm in social media, but

(11:29):
I'm kind of an old guy, so that's that's still
new territory for me.

Speaker 3 (11:32):
And if someone wants to reach out to you, what
number should they call?

Speaker 4 (11:36):
It's seven one three nine two two nine seven five
four seven one three nine two two nine seven five four.

Speaker 3 (11:44):
Do you have a website?

Speaker 4 (11:45):
It is Farrendagel dot com. It's f like frank A
r O N D A I G L E. Once again,
the number faaren is seven one three nine two two
nine seven five four.

Speaker 3 (11:57):
Thanks for being with us.

Speaker 4 (11:59):
It's a pleasure. Thanks for having As.

Speaker 3 (12:01):
We continue, let's talk to Nathan Lalande. He is with
Compass Real Estate. Nathan, Welcome to the show.

Speaker 5 (12:09):
Thanks for having me on Bill, pleasure to be here today.

Speaker 3 (12:12):
Well here you are. Let's tell people about Compass.

Speaker 5 (12:14):
So, Compass is a nationwide brokerage, one of the bigger
brokerages out there. One of the great things about Compass
is they really focus on using technology to empower not
only their agents, but also buyers and sellers. They've got
a lot of different programs as well, like a Private
Exclusive that allows you to kind of pre market your

(12:35):
home to Compass agents before you go on the MLS,
Programs like Compass Concierge that allow you to do updates
to your home without having to do it out of pocket.
And then Compass One is a new program that's being
rolled out by Compass, a big, all encompassing suite of
tools for buyers and sellers to be able to track

(12:57):
the entire progress process as they're going through real estate transaction.
So a lot of cool stuff within Compass and technology.

Speaker 3 (13:05):
So a lot of tools to help buyers and sellers. Right,
We'll give us an idea. Let's say someone is a
buyer right now, they come to you, Nathan Lalande, and
they say, Nathan, I'm looking for Well, geographically, let's tell
people the areas that you're frequenting the most.

Speaker 5 (13:20):
The majority of my business is going to be Cypress,
Tomball Spring. I do also work in the Woodlands and
do some business up in the Woodlands and as far
west as Katie, sometimes out in Hockley and Waller as well.

Speaker 3 (13:33):
Well, let's take Cypress right now, someone wants to see
some property in Cyprus, and maybe they have four hundred
and fifty thousand dollars. Let's say, what can we get
for that price point.

Speaker 5 (13:46):
Actually, quite a lot is available in that price point
in some of the bigger neighborhoods too, some of the
more master planned communities, four hundred and fifty will get
you a pretty good size, you know, kind of upwards
of twenty five hundred up to three thousand and square
foot and a lot of neighborhoods out in Cypress. If
you're looking at more new construction, it gets a little

(14:06):
bit more limited in that in that area. For that
price range. Newer construction places like Bridgeland Town Lake Emira
kind of start out at that four hundred range for
you know, something that's going to be about twenty two
hundred square foot so, but there's still plenty of good,
you know, smaller one stories and things like that for

(14:28):
that four fifty range out in our area.

Speaker 3 (14:30):
And also, I mean I went through Cypress. I think
there was a brand new HB, just a large flagship
will say.

Speaker 5 (14:39):
The largest HB in Texas. Is it really in Bridgeland. Yes,
it's beautiful.

Speaker 3 (14:44):
I went there. There's a barbecue restaurant attached to it.
But also right across the lot, you've been there, right
right right across the lot they're building, there's a building
where I guess at some point there's going to be
restaurants and it's going to be It looks like so
much is happening out there. Give us an idea some
of those retail things that are happening.

Speaker 5 (15:02):
You know, in Bridgeland they've been promising the retail aspect
of things for quite a long time, and now it's
all starting to roll out. The building you're mentioning is
going to be one of the largest Starbucks in the world.

Speaker 3 (15:15):
So Jonathan's the rub, a good friend of our of
our show, is going to have the location there too.

Speaker 5 (15:19):
Yeah. So you know, all this stuff that has been
coming for Bridgeland, that's been the big draw of Bridgeland
as they've been building out, it's all starting to come
through on the commercial side now. They're really doing a
lot of the groundwork for different commercial things that are
going into the area. So a lot of great stuff
is going to be coming to that area really soon.

Speaker 3 (15:38):
So meanwhile, for someone again in the four hundred and
fifty thousand dollars price point, they can live in a
nice area in the Cypress.

Speaker 5 (15:46):
Area, right Yeah, Like I said, a lot of still
great options for new construction on the smaller end of
that four point fifty. Of course, if you're doing resale,
then there's going to be a lot more options for
you that four hundred to four to fifty range.

Speaker 3 (16:02):
And right now, Nathan, how's the marketplace in terms of
activity that you're seeing.

Speaker 5 (16:06):
Well, I think that in the Cyprus and really all
around the Northwest side, things are always moving. You know,
in Q four of last year things had kind of
slowed down a shade, But I think that we're seeing
a good start to twenty twenty five all signs point
two a better year than we've been having over the

(16:27):
last couple of years in real estate.

Speaker 3 (16:30):
But as I'm thinking about the scope of compass, one
of the things I would think that happens is from
a relocation standpoint, You're connected to so many other cities
and states. How does that help promote the business right
here in Houston for you correct?

Speaker 5 (16:45):
You know, Houston is a destination spot for so many
other areas. We have people coming in from East Coast,
West Coast, Chicago, Michigan areas. A lot of people are
coming to Houston because of the housing being at a
cheaper price point, and so a lot of industries here
and being tied into that national you know, network of

(17:07):
realtors really does help get those types of referrals. And
I'd speak with people from California Bay Area over in
California all the time, having clients that are looking to
relocate to the Houston area. A lot of times those
are cash buyers because they're selling something over in California
for well over a million dollars, you know, and then

(17:28):
coming into the Cypress location and are surprised by what
all they're able to buy with their money coming from California.

Speaker 3 (17:35):
They still have some money left over exactly to go
to the AHB and all the other great things that
are happening at there. Yeah, definitely, but there's no doubt
about So we're still seeing people, you're talking to them
from California, but you've also mentioned some other places that
you're seeing some people thinking about Houston, Chicago.

Speaker 5 (17:53):
Yeah, had several people coming from Illinois and Chicago area.
A lot of people from Mission Get in Detroit. Pennsylvania
have had several clients relocating from over in Pennsylvania area.
So coming down to you know, Texas getting into warmer areas,
you know, getting a lot of that traffic coming our way.

Speaker 3 (18:15):
We're talking with Nathan Lalande, he's with Compass real Estate.
What are some of the other things we should know
about as far as Cypress, but also let's talk about
some of the other towns and cities that are in
the area that you that you're at a lot.

Speaker 5 (18:29):
Well, there's I mean there's a lot of construction and
new homes going in all over the place. You go
a little further out to ninety from Cyprus and there's
several new developments, Jubilee Grand Prairie springing up. You go
out to the Magnolia area, You've got Escondido and a
bunch of different places like that popping up. So you know,

(18:52):
the northwest side of town is one of the fastest
growing areas in the country. You know, Montgomery County is
one of the fastest growing definitely the fastest growing county
in Texas, one of the fastest growing counties in all
of the USA. So you know, if you're coming out
from inner City looking for you know, more land, you know,

(19:14):
bigger space in newer homes, there's going to be a
lot of options for you coming out to the northwest side.

Speaker 3 (19:20):
Interesting, and I'm thinking about it, I would think there's
a lot of reasons why the growth is there, but
one of them is there's room, or at least it
used to be as they started Cypress those many years ago,
and then ninety nine, it was a big highway out there.
So yeah, it's a lot of a lot of growth.

Speaker 5 (19:38):
No doubt, definitely. You know, Cypress used to be that
far off place. I live in a neighborhood called Fairfield.
It used to be affectionately known as Farfield because there
wasn't anything you know, anywhere close to it. So, but
you're right, you've got the area to grow, the area
to expand. Great school districts out in that area as well.

(19:59):
Both Si Fair Id and Tomball and Katie and the
Woodlands all good school districts and that's a big draw
for a lot of people too.

Speaker 3 (20:07):
And at this point in time, Nathan, are you helping
more buyers or more sellers or what's the ratio?

Speaker 5 (20:12):
Yeah, I feel like it's a little skewed for me
more towards the seller side of things. And that's a
little bit more where I focus on as well. It's
probably about sixty forty sellers versus buyers.

Speaker 3 (20:23):
And as far as marketing, what are the things that
you're doing outside in conjunction with Compass to marketure services?

Speaker 5 (20:31):
Right? You know, as a realtor and in real estate,
I feel like the days of just listing a home
taking pictures pop in on the MLS, those days are
kind of passed. You really have to market your homes
to another level. So as an agent, I'm as much
as a marketer as I am a salesperson. You've got

(20:52):
to be able to get your listings out to a
wide variety of areas that are further out than just
the MLS, right, So, whether it be social media on
Facebook and Instagram or TikTok, getting it out into some
of the different groups online and really marketing your properties
out there. So whether it be through paid advertising or

(21:13):
just popping your media for listing out onto different big
barter sites or different online groups, you really have to
become as much of a marketer I feel in today's
real estate world as you are a sales agent.

Speaker 3 (21:27):
And as far as listing these properties and marketing marketing them,
I would think also Compass you have a couple extra
tools to do that as you talk to people about
listening their homes, right.

Speaker 5 (21:38):
You know, so Compass has what they call a three
phase marketing plan, which is where you start off in
what they call private exclusive and that allows you to
maybe test out a certain price point on your home
without having to have it active on the MLS, because
you know, once a home spent on the market for
a certain amount of time, you've got a days on market.

(22:00):
You know, that's starting to get up there. If you've
done a price drop or something like that, it kind
of it's almost like blood in the water right. So
having the ability to market your home to Compass agents
internally on the private exclusive without having to worry about
days on market and price drops is very beneficial. And
then you go from there into a Compass Coming Soon,

(22:21):
which would last about a week period, and then you
can release it onto the active mls and go public
and it's all It's kind of like movie trailers, right.
You have a movie coming out and they want to
build up steam and momentum and excitement about the movie,
and that's the same kind of thinking behind the Compass
Private exclusive and coming soon.

Speaker 3 (22:42):
Sounds great, Nathan. Before we close this segment, what else
do you want people to know?

Speaker 5 (22:46):
Well, Like I said, I work mostly on the northwest
side of town, but as realtor in Houston, you really
have to go all over the place, right, But when
working with me, your first, uh, my first goal is
to make sure that everybody that I work with is
extremely informed throughout the entire process. I never want people
to feel like they don't know what's coming next in

(23:07):
a real estate transaction. And then if you're working with
me on the seller side of things, I'm going to
go to the next level to market your home using
all sorts of different social media video pictures, all types
of different things to.

Speaker 3 (23:23):
Get it done. How can people reach you, Nathan Lalande.

Speaker 5 (23:27):
Well, you can call me at two eight one six
five zero five to two one zero, or you can
email me at Nathan dot Laland at Compass dot com.
Laland is spelled l A l O n d e.
Or you can reach me on my website at Nathan
lalandrealtor dot com. Two eight one six five zero five

(23:47):
two one zero.

Speaker 3 (23:48):
Thanks for being with us, Nathan Bill.

Speaker 5 (23:50):
It's been a pleasure. Thanks for having me.

Speaker 3 (23:53):
Let's talk to Tina Rivera. Her company is called ARC
Electric and Lighting. Tina, welcome to the show.

Speaker 6 (24:01):
Thanks for having me though.

Speaker 3 (24:03):
Well, let's tell people first of all, this is a
show first, Tina, and we always like show first. Our
listeners go crazy when we have someone on that's never
been on in a profession such as yours. Before. Let's
tell people what your company does.

Speaker 6 (24:16):
So, OURCH Electric and Lighting is a full service electrical contractor.
We do everything related to electrical work, lighting and generators
for residential and commercial customers. And I want to add
by saying I love being the first, and I hope
I'm the last you.

Speaker 3 (24:33):
Are the first electrician to be on the show. And
first of all, without electricity, where would we be, especially
in this city where we live on life support, heat
and humidity. But in the meantime, electricity is so important
to the home, and it's developed in such a way
here in twenty twenty five. So many things come to mind,
but covering a few things. First, First of all, you

(24:55):
would do repairs in the home, electrical repairs.

Speaker 7 (24:57):
Would that be safe to say that's inaccurate statement.

Speaker 6 (25:00):
Yes, And with the unreliability of the grid in the
current market, we find ourselves doing a lot of major
repairs to electrical lines for homeowners because with these power outages,
what happens is power surges back into their home, those
lines lose conductivity. And it's not always on the customer
site that they're responsible for repairs. Sometimes it's on the

(25:21):
utility side. But we find ourselves doing a lot of
that and surge protection for homeowners these days.

Speaker 3 (25:28):
That's a good thing. You mentioned surge protection. I mean,
we don't most people. I don't think about surging. I
just think about I want to turn something on, I
want it to come on, and those sorts of things,
and obviously we want to make sure everything's safe. How
many times are you helping homes where to make sure
things are safe too? I mean, because I guess sometimes
fires happen from electricity. But how do we know we're

(25:50):
safe in our home or should we call you in
you do an inspection? How does that work?

Speaker 6 (25:54):
Yeah, so there's usually indicators for us in the home
when you're having dimming lights or outlets sparky. We don't
always assume that this home is not safe, but a
way to alleviate those concerns is to have it thorough
electrical inspection done by a licensed electrical contractor, which Arche
Electric and Lighting is not just an electrician, so there's
a distinct difference between the two.

Speaker 3 (26:15):
So first of all, now we have someone we can
call for to fix something in the home to make
sure things are safe. But now we're going to get
to the fun stuff. Generators. Yes, I mean, people are
talking more about generators more than ever since I've lived
here in Houston for several decades. Tell us how you're
helping people with generators.

Speaker 6 (26:34):
Generators are definitely a hot topic right now, whether you're
buying or selling a home. We are installing one to
two weeks out, which sets us apart from most of
our competitors. We're definitely a mom and pop. The larger
companies are about six to twelve months out right now.
But for the sake of real estate, what I'll do
is tell you when you're buying a home that has
a generator, the first things that you'll look at is

(26:56):
the maintenance of the generator, when it was installed and
how it was installed. For your transactions, you want to
ask for that information. And if you're selling a home
with the generator, it's the exact opposite, right, you want
to make sure that you're keeping those service records, the
receipts for when it was purchased. It's my opinion, as
an electrician with some bias right, that a generator definitely

(27:18):
adds value to any transaction, whether you're buying or selling,
so long as those records are intact.

Speaker 3 (27:24):
And that's a good point. So if someone already has
made the investment last year, last month, whatever, two years ago,
a good thing. Now that you have your generator out there,
keep records so that, like you're saying, wanted, it is
out easy to sell. You have in a nice folder
looks good. That's another way to help sell our homes
in a quicker and more efficient way.

Speaker 6 (27:46):
And I'll add that often in our space, generators are
compared to solar panels, right I'm very much aware of
the pulse of solar panels out in the market right now.
When you purchase a generator, a lien is not attached
the home as it is with a solar panel transaction,
and so it makes that home more marketable. And I

(28:06):
can speak on that because I work with hundreds of
ruts and I've never seen a closing transaction delayed because
there was a generator in place or a lean attached.

Speaker 3 (28:16):
And of course you just said you are an actual electrician,
so you know you could work on something yourself, but
also you're the owner of the company, you and your husband.

Speaker 6 (28:24):
Yes, I own the company with my husband, who has
been an electrician his entire life. Where a COVID born business.
What that means is he was laid off at the
beginning of the pandemic, which should have been May twenty twenty.
He started this just kind of, you know, trying to
stay busy. We have four children, and it picked up

(28:45):
and ultimately I ended up leaving a legal director role
three months after we were in business at a company
I was there for fourteen years. So one of the
caveats was that I get to own the company with him,
and I own my majority steak.

Speaker 3 (29:01):
So sounds like you're the boss.

Speaker 6 (29:02):
I am the boss.

Speaker 3 (29:03):
And while we're taking inventory, you have the four children.
But let's tell people you also have some other inhabitants.

Speaker 6 (29:08):
Oh yeah, we have three dogs. We have three English bulldogs.
Thanks for recognize them. I'm Calie, Nelly and Nola.

Speaker 3 (29:15):
And I saw the pictures before we started time. They
are so cute, Yes, I mean so awesome. So in
the meantime, let's just review the generator thing again. So
if I want to buy a generator, I call you
first and you help me find the generator too, or
I have to buy the generator and you install it.

Speaker 6 (29:30):
That's a good question. We only install generators we provide,
so we offer full turn key service package. Yeah, so
if you buy it and you want me to INSTALLID,
I won't do it, and I'll tell you why I.

Speaker 3 (29:39):
Don't want to do it that way.

Speaker 6 (29:41):
I thankful for that, But the reasoning behind that is
because I can't guarantee the quality of the generator that
you've purchased, and sometimes that brings some headache for me
and you. So we've found that when we only offer
full turn key services, we can promise you the best experience,
and we do. We're a less rated by the Better
Business Bureau, And like I said, where one to two

(30:04):
weeks out, we offer all brinds. We're not partial to anyone, and.

Speaker 3 (30:09):
I think that's the way to work it because I
think correct me if I'm wrong. You're in the business.
But if I want a generator, I don't want to
be messing around with all these people. I want to
buy the generator, you install it and we go from there.

Speaker 6 (30:20):
Right, yes, and we help you with the HOA process,
any type of permitting processes. We do offer financing. There's
some zero percent options out there and we can help
you with your home or business generator.

Speaker 3 (30:32):
Sounds good to me. Now, that's another fun thing. That's
a twenty twenty five and people have been thinking of
it for the last couple of electric cars, so there
are people out there that already have electric cars. A
couple things, many things come to mind, But when you
mentioned about the generator being an asset. When we sell
a home. I would think it's also an asset to

(30:52):
have the car set up so that if someone has
an electric car or they're looking at homes and they
have an electric car, here's the setup ready to go.
That's a nice thing too.

Speaker 6 (31:01):
Yeah, and we install EV chargers on a regular basis.
In that scenario, we would we can install one that
you've purchased yourself, if it was directly from the vehicle
manufacturer because it's generally new, used and untouched, or we
can provide the full turn key service. Electric vehicle chargers
have increased tremendously just in the last twelve months, and

(31:24):
we're able to help with those. We install what are
called superchargers. So there's a huge price difference in between
you know, something you can buy on Amazon versus what
a supercharger is. And a supercharger prepares that vehicle for
the entire day or not having to stop in the
middle of your workday or your commute to charge at
like a station, and we can help with that.

Speaker 3 (31:46):
So because there's probably people that think, well, if I
buy an electric car, then I have to go through
the hassle of getting an electrician and all that, it's
not that it's not that big a deal. They just
it's a phone call and you do and.

Speaker 6 (31:58):
We have baseline pricing, and that's something that's usually done
in a couple hours. It's a quick process. The home
owner doesn't need to be home. It's just done and
ready when they get there. Same thing for the generators.

Speaker 3 (32:10):
We'll give us an idea. I'm sure it depends on
the garage, the panel placement, panel, and those sorts of things.
But how much does it cost to be to get
ready to have a supercharger in my home for my
electric car that I don't have yet.

Speaker 6 (32:22):
I would say you should budget between six hundred and
two one thousand dollars a big deal, it's not. And
we offer financing so yeah, and cash discounts.

Speaker 3 (32:31):
So it's exciting to be in the world that you're in,
I think, Tina, because we depend on electricity so much,
and it's also mysterious. You have to have qualified people
and people that you trust when doing repairs installations of
this nature.

Speaker 6 (32:47):
Yeah, for sure, definitely when it comes to your chargers
and generators, because that is not the same type of
work that like, let's say, a handyman could do. Right,
that's definitely considered high voltage work inherent risk associated with
that work for the homeowner and for the tradesman that
is executing that project. So you always want to make
sure that we're licensed and we're ensured a little scary

(33:12):
thing that we like to share because we're big on
consumer education, is that if we're not licensed or properly insured,
then ultimately the homeowners can be responsible for anything that
we damage or even our team members that get hurt.
And so it's easy to verify that information at the
Texas Department of Licensing and Regulation. That is a public website.

(33:34):
You can search people's names and make sure that you're
working with a worthy company.

Speaker 3 (33:37):
What about how many people are in your company?

Speaker 6 (33:39):
We have twenty four people in our company.

Speaker 3 (33:41):
Nice size. We're talking with Tina Rivera. The company is
ARC Electric and Lighting. Let's talk about lighting.

Speaker 6 (33:49):
Sure.

Speaker 3 (33:50):
What kind of lighting jobs do you do? Or installacens sure?

Speaker 6 (33:53):
So we are happy to take any work, whether it's
just installing a chandelier or replacing a chandelier in your home,
all the way to full retrofits in the home or remodels.
For real estate transaction, it really does come down to
repairs and aesthetics for the home to make it more
appealing to buyers. We help with that all the way
from new construction, where we start with the underground wiring

(34:16):
and finishing the job up until the streetlight.

Speaker 3 (34:18):
You know, a nice thing about electricity during your freeze
or something is the electricity doesn't freeze. Yeah, it can
only go out, but it doesn't freeze.

Speaker 6 (34:26):
That's great.

Speaker 3 (34:27):
That's one of the things I like. Yeah, So in
the meantime, Tina Rivera, what else should we know?

Speaker 6 (34:33):
I want to remind you that we do offer financing.
We do have discounts for educators, medical workers, law enforcement
and veterans and senior citizens, and we do offer a
number of different financing cash discounts. We pride ourselves and
our install dates for generators being pretty firm and we're reputable.

(34:54):
We have a charitable arm called Love Arc, where we're
committed to giving back to our community, very well known
for that.

Speaker 3 (35:01):
Right quick before we close the Segmentina Marketing, Now, one
of the things I'm here you that you're very good
at social media. Give us a quick word on how
someone in the real estate world or anywhere else can
enhance their social media skills. Do you like Facebook?

Speaker 6 (35:15):
We do like Facebook primarily because that's where our target
demographic is. If you know, Facebook allows you to see
the location and the age group of the people that
you're communicating with. That has really been instrumental in helping
us leverage our business and grow it to the point
that it has grown. We have a highly focused customer

(35:35):
group and following that are heavy on engagement with us,
good or bad. I encourage you to follow us to
see what I'm talking about, and we recycle our content
on Facebook, Instagram, LinkedIn. It's all the same stuff, but
you do have to show up so that you're top
of mind.

Speaker 3 (35:50):
And you are showing up no doubt. Right are electrical
and Lighting. Let's tell people how to reach your company, Tina,
So you.

Speaker 6 (35:58):
Can reach us at your favorite Electricians dot com. And
I want to remind you that it's ARC with the C,
not with a K. Our office phone number is two
eight onine nine zero nine four to nine nine. Or
you can reach us on our website your favorite Electricians
dot com.

Speaker 3 (36:16):
Your favorite electricians dot com. How can we forget that TENA,
it's trademarked and the phone omb again is two.

Speaker 6 (36:24):
Eight one nine zero nine four to nine nine.

Speaker 3 (36:28):
Thanks Tina.

Speaker 6 (36:29):
Thank you.

Speaker 8 (36:30):
If you're a real estate professional, then listen closely. Cybercriminals
start targeting our industry. They are impersonating real estate professionals,
home buyers, sellers, and title agents. Their goal is to
gain access to your inboxes, computers, and clients so they
can steal information in funds. Does your business insurance offset
these risks?

Speaker 2 (36:50):
Not sure?

Speaker 8 (36:51):
Contact Stewart Insurance to determine if your business is properly insured.
Visits Steward Insurance dot com are called eight six six
seven nine eight, twenty eight twenty seven. Visit Stuart Insurance
dot com are called eight six six seven ninety eight
twenty eight twenty seven.

Speaker 3 (37:07):
Real estate matters with Stuart Title would not be possible
without our partner, Stuart Insurance. With a focus in real
estate and a special focus on real estate brokers. Stuart
Insurance creates insurance plans to address the risks facing our
industry today. They invest a significant amount of time helping
real estate broker owners offset and manage their risks. Here

(37:27):
he is with Stuart Insurance.

Speaker 7 (37:28):
John Bramlett aidy, Bill, nice to be with you. Well,
I thought today Bill, we might do a little bit
of a kind of a random glossary there that you know,
every industry has its own terminology and it seems like
its own language, and it's easy for us to get
in any industry to kind of get caught up in that,
and we tend to speak in that language that maybe
others don't understand. So when it at least start sharing

(37:52):
some of those different terms, that might be helpful for folks,
so they got to have a better feel for what
we're saying is as we work through an in process
or as they're reading an insurance policy.

Speaker 3 (38:03):
There's no doubt insurance has a language all its own.

Speaker 7 (38:07):
We can just kind of randomly start with. Many times
you'll see the term actual cash value or a replacement cost,
and what that takes into consideration is actual actual cash
value is what the insurance company will help pay to
repair a property or structure, but they take into depreciation.
So for example, if you had a couch that was

(38:29):
damaged and the couch was three years old before they
would begin to pay that claim, they would depreciate or
take into consideration in the age of the couch because
you've already had use of those for three years, so
they're not going to cover that if you have replacement costs,
they'll replace the property of the structure at today's market

(38:51):
without depreciation. So those are a couple of elements. They
are important to understand. Sometimes you'll hear the term ensured
and insurer. So the insured are just us, the consumers,
the people that have the policy, and the insurer is
the insurance company. So it's easy to get caught up
and talking about the insured and what they need to do,

(39:13):
and really it's just the person or the company that
has a policy is the insured, and then the insurer
is the insurance company. Now you'll sometimes see named insured
on a policy, and that's the person or business that
the policy who the policy holder is. So a named
insured on air as an emissions company would be the

(39:35):
real estate brokerage or the broker owner. The named insured
on a home insurance policy would be the owner of
the home. Sometimes, because of business reasons, you might want
to have an additional sured or named insured on the policy.
An additional shirt is usually a third party where the
coverage is extended to them. Those are all important. We've

(39:56):
heard the term deductible, so that's the amount that the insured,
whether it be an individual or a company is responsible
for they agree to pay out a pocket before the company,
the insurance company steps in and takes over our shoulders
the cost. So it's important to understand that deductible because
you reductible can be relatively low, it can be really high.

(40:18):
And many times the driver on the deductible could be
the risk involved in ensuring whatever it's being insured, or
it could be a driver in the cost or the
premium of the insurance. So the premium is the cost
that we pay, whether we're an individual or a company
for that insurance. So if an insured or potential insurer

(40:42):
is concerned about the cost of the insurance, many times
we can adjust the premium that might reduce that principle
or that excuse me, adjust the deductible, increase the deductible,
that can reduce the premium. However, now as an individual
or a company, we're taking on a bit more responsibility
before an insurance company can step in.

Speaker 3 (41:03):
And that's one of the great things that Stuart Insurance
the associates help you with that. As you're discussing rates
and getting quotes, you can maneuver certain things along with
the associate to be properly insured, to find the right
price to find the right coverage all those things.

Speaker 7 (41:19):
Well, that's another great term that we have that's unique
to Stuart Insurance is that idea of being properly insured.
And all that means is that whatever coverage you have,
whether it be the most robust or very conservative policy,
as long as you're comfortable with that and you're comfortable
understanding what you do and don't have coverage for, then

(41:40):
in our eyes, you're properly insured. So it doesn't necessarily
mean that the only time you're properly insured is that
you have the largest policy possible. It's just understanding does
that make sense for my business or for my family
at this time, and if it does, and you understand
what you do and don't have coverage for, in our world,
that you're properly insured.

Speaker 3 (42:00):
It's like tailoring a suit or something. Absolutely it is
that and got to fit.

Speaker 7 (42:05):
It does because I mean, we have different there are
different phases of our lives and different phases of our business.
If I'm if I'm starting out as a broker and
it's just me and a partner, we're only helping buyers
and sellers of residential real estate what my need and
we're and we're working remotely, my needs will be different

(42:27):
than ten years from now when I have you know,
five locations in five cities and I have you know,
five hundred realtors working for me, and we're also doing
commercial work, and we're also doing property management. There's a
significant difference in needs. So as you grow, and the
same with your family. You know, it's if it's a

(42:49):
couple starting off with their home coverage, needs may be
significantly different when they suddenly have children or if they've
if they're using real estate, isn't in vestment would need
to look at some dwelling fire coverage. So again, as
a family grows and changes, and as a business grows
and changes, or as an individual grows and changes, then

(43:10):
your insurance needs are going to grow and change as well.

Speaker 3 (43:13):
And the one thing we know is things are changing
all the time in every category of our lives and insurance,
real estate. So it's always something to be that we
need to take stock of all our financial things. But
insurance plays such a big role. Every now and then
I'm thinking, Okay, do I have the right insurance? Is
am I paying the right price? Am I getting the coverage?

(43:34):
All these other financial things we think about as we
as we go forth because it's all changing.

Speaker 7 (43:39):
Well it is. And another example of that that glossary
and one that's unique to us is the idea of
working with an insurance advisor. Of works is working with
an insurance agent, because an insurance advisor is somebody that's
going to help taylor that policy or policies for your
family or your business, and they're going to do so

(43:59):
by building a plan that makes sense for your family,
your business, versus an agent that's just going to try
to sell you a policy and move on down the road.
So we really try to avoid that that. We really
try to make sure that when we're working with a
real estate business or a family, that we're building a
plan that makes sense for them. And way to do
that is to be able to have those conversations that

(44:20):
you mentioned.

Speaker 3 (44:21):
John, What are some of the other things we should know?

Speaker 7 (44:23):
Well, I mean, the first if you've heard the term claim,
and all that simply means is that's when you have
signified that you want some help with the insurance, that
it's time for you to take advantage of the insurance
that you're paying on, so you file a claim. It's
always important to know where your declaration page is or
sometimes you'll hear the term deck page, and that gives

(44:45):
you an overview of or details of what's in that policy.
So it's important to understand that so you know what
is and isn't coverage, or at least on a higher level,
you understand what your premium is going to be. You
understand what your deductibles s to be, so that's really
that's really important. It's also important to understand the conditions,

(45:06):
which is another section within the insurance policy, and the
conditions let you know what your responsibility is is a
company or as an individual, and then what are the
responsibilities of the insurance company, So you know what I
need to do in order to maintain my coverage, what
I need to do in order to establish a claim,
and then we're going to know what the insurance companies

(45:28):
what their responsibility is as well. So it's important to
understand what's in that conditions section. And the policy itself
is simply a contract between the insurance company and an individual,
between the insurance company and a family, or the insurance
company and an organization or a real estate business, and
it just defines what is and is not covered. There's Also,

(45:49):
it's important to understand how to cancel a policy because
there are going to be times when you're going to
want to change something. You're decided to close your business,
or you're moving homes, and you're going to need a
differ and type of policy. So understanding how you cancel
policies listed. How you can cancel policy is listed in
that contract, in that policy. So being able to know that,

(46:12):
you know, are there restrictions? You know, could I get
a portion of what I paid back? And if so,
what was that portion? How do I notify a company
or how's the company going to notify me? Because there
are stipulations where the individual or the company can cancel
the policy, but there are also stipulations where the insurance
company can can cancel that policy.

Speaker 3 (46:32):
So in the meantime, John, let's tell people how they
can reach you.

Speaker 7 (46:35):
They can reach us at Stuart Insurance at eight six
six seven nine eight two eight two seven. That's eight
six six seven ninety eight to eight two seven. They
can learn more about us at Stuart Insurance dot com,
and they can email us at Stuart Insurance at Stewart
dot com.

Speaker 3 (46:50):
Phone over again one more time.

Speaker 7 (46:52):
Eight six six seven ninety eight to eight two seven.

Speaker 3 (46:55):
Thank you John Bramlet with Stewart Insurance and of course
Stuart Insurance dot com. If you're outside of Houston, Texas,
you can also be insured by calling Stuart Insurance Stuart
Insurance dot com. And now he is back Barn Dagel
with Barn Dagel Real Estate. Well, Farren, here we are

(47:16):
in the last few minutes of the show. Let's tell
people what else should they know about what you're doing
and how they're going to be able to reach you.

Speaker 4 (47:22):
I'm easy to reach them all over the Internet like
everybody else and Facebook and you name it. We're all
out there. It's just this has been a great pleasure
for me. It's always fun to participate in things about
our very diversified, vibrant city. I mean, it's a it's
a great market to be in because we bring people
in from all over the world literally, and our city

(47:44):
just keeps growing and changing and evolving. It's an exciting place, it.

Speaker 3 (47:48):
Really is, and it's changing all the time. But there's
so many different economic drivers here. When I think think
about it for the fiftieth time, there's just so many
things going on and people don't realize it. How often
you have someone that may have moved here that you've
served and they've never been here before until they bought
a house from here or something. That happens quite a bit.

(48:09):
And what do they tell you about their experience when
they're like, man fair and I didn't know it was
going to be like this, or I like this, I
didn't like heat.

Speaker 4 (48:15):
And humidities won especially depending on what part of the
country they're coming from. It takes a little bit to
acclimate to that. I think our restaurant scene, our entertainment scene,
even our fine arts scene in Houston. People just I
don't think the rest of the country's real educated. They
still think we all wear cowboy boots and you know,
go check the oil well in the morning on the

(48:36):
way out to work.

Speaker 3 (48:37):
Well, we'll be doing that soon here on the show,
by the way, and as we get to the go
text and additions. But that's exactly right. But also especially
in the Clear Lake area, but I guess all over
you know, you have the Moody Gardens, you have so
many entertainment things. Water attracts.

Speaker 4 (48:53):
Galveston is a huge part of our world now, Bill,
I mean, with the expansion of the cruise industry, Moody
Gardens as you mentioned. Yeah, you know, there's huge entertainment
venues all opening up. We've got a great Wolf Lodge
and Webster right off of forty five.

Speaker 3 (49:07):
What's that.

Speaker 4 (49:08):
It's a huge hotel entertainment complex, family oriented, has a great,
nice convention room in it, and it's attracting people from
all over the country.

Speaker 3 (49:18):
Sounds good to meet, Faren. Let's tell people how they
can reach you.

Speaker 4 (49:21):
You can find me on the internet at www dot
Farrendagel dot com or you can call me at seven
one three nine two two nine seven five four. Again
it's seven one three nine two two nine seven five four.

Speaker 3 (49:37):
Thank you, Farren Dagel. And now and now Nathan Lalande
with Compass Real Estate. Nathan, welcome back.

Speaker 5 (49:44):
Thanks for having me back.

Speaker 3 (49:45):
Bill. Well, here you are winding down the show. Let's
tell people what are some of the other things maybe
we missed that you want people to know about.

Speaker 5 (49:52):
Well, I've been in the business for eight years. I'm
also a broker and have been a a licensed broker
for two years. My wife and I and our four
kids have lived out in Cypress area for thirty six
years now, so Yeah, very experienced on the northwest side
of town.

Speaker 3 (50:08):
Were you born in Texas?

Speaker 5 (50:09):
I was not. No, I was born in Missouri, but
got to Texas as quick as I could.

Speaker 3 (50:13):
Well, here we are. Yeah, I'm from Pennsylvania and it's
been a while since I've been down here. So as
far as four kids, yeah, so how do you stay organized?
The real estate on its own has so many things
that you have to tend to with each transaction, so
many details and that and four children.

Speaker 5 (50:29):
You know, dealing with the real estate transactions not much
unlike dealing with four kids.

Speaker 3 (50:34):
I would thank you to just stay organized.

Speaker 5 (50:36):
Right, Yeah, just staying on top of every different aspect
and juggling different schedules, different priorities and things of that nature.
So yeah, I would say being a dad of four
kids as definitely prepared me well to stay on top
of a transaction.

Speaker 3 (50:52):
Any pets at the house.

Speaker 5 (50:54):
A dog and a cat?

Speaker 3 (50:55):
Yes, a dog and a cat. What kind of dog
do you have?

Speaker 5 (50:57):
We've got a Golden Retriever about one year old puff
at the moment. So you can reach me at two
eight one six five zero five two one zero, or
you can email me at Nathan dot laland at Compass
dot com or you can get my website at Nathan
laland Realtor dot com. And I'm all over the socials

(51:18):
as well.

Speaker 3 (51:19):
Phone number is two.

Speaker 5 (51:20):
Eight one six five zero five two one zero.

Speaker 3 (51:23):
Good to see you, Nathan, Thanks for being with.

Speaker 5 (51:25):
Us, Thanks again for having me Bill and she is back.

Speaker 3 (51:28):
Tina Rivera with Arc Electric and Lighting. That's rc A
r C right, Tina.

Speaker 6 (51:34):
Yes, I with the scene out with the K and as.

Speaker 3 (51:36):
We close the show, what else do you want people
to know? Tina?

Speaker 6 (51:39):
So we can still help you with permanent lighting to
landscape lighting and things like that.

Speaker 3 (51:45):
But so if you're in the dark, called Tina, yeah.

Speaker 6 (51:48):
And we help you stay it.

Speaker 3 (51:50):
Okay.

Speaker 6 (51:51):
Trademark too, is that right?

Speaker 3 (51:53):
So there's a lot going into building a business as
you've done here in the past few years. But I
like the trademark stuff that you're doing because it shows
vision and forward thinking.

Speaker 7 (52:02):
Yeah.

Speaker 6 (52:03):
Our goal originally was to try to franchise our business,
but we're not now. We took a poll from our
customer base and one of the things that we got
in the feedback was that some companies lose that genuine
or that authenticity connection wise with the customer. So we're
not doing that. But in the process we trademarked your

(52:24):
favorite electricians staylight, don't sit in the dark, and let
us light the way. We don't use let us light
the way because right it's not really liked well.

Speaker 3 (52:35):
One thing as I'm thinking here, Tana, after meeting you,
I hope I don't have any electrical issues at my home,
but I almost wish I did. Does that call you
guys up? What's the phone number?

Speaker 6 (52:45):
Two eight one nine zero nine four two ninety nine.

Speaker 3 (52:49):
And you said something about being a chairwoman of something
real quick, let's tell people what that is.

Speaker 6 (52:53):
Yeah. So I'm co chairing the twenty twenty five Building
Hope Gala benefiting Habitat for Humanity Montgomery County. So that's
a philanthropic group that builds affordable housing for the community.
The event is May third, twenty twenty five. It's Jerby themed.
All bets on you, and we'd love for everyone to
attend or reach out to me if you're interested in

(53:15):
a sponsorship.

Speaker 3 (53:16):
That sounds good. So you're connecting with the community in
several ways.

Speaker 6 (53:19):
It sounds like this is our fourth year. I believe
that we're involved with habitat. We're involved with a number
of charitable organizations, but this is probably the biggest responsibility
we've assumed to date.

Speaker 3 (53:31):
And once again, people can reach you by calling.

Speaker 6 (53:33):
To eight one nine zero nine four two ninety nine
or on my website at your favorite electricians dot com.

Speaker 3 (53:42):
That's your favorite Electricians dot com. Tina, thanks for being
with us. Thank you all for listening to real Estate
Matters with Stewart Title. I am your host, Bill Nampick.
Simply go to Stewart dot com Forward Slash Radio. You
can see and hear all the past shows. Again, Bill
Nampick and together with John Bramlett and all of us
as Stewart Title and Stewart Insurance, thank you for listening.

(54:05):
We'll see you next week.