The Federal American Grill & much more!

We talk Real Estate, Houston Restaurant Weeks, the Federal American Grill & more!

Episode Transcript

Speaker 1 (00:00):
The views and opinions expressed by the participants on this
show are not necessarily those of Stuart Information Services Corporation,
Stewart Title, or Stewart Insurance. Before you make any investment,
you should seek the advice of your investment advisor or attorney.

Speaker 2 (00:13):
Whether you're a real estate broker, realtor homeowner, buyer or seller,
everything matters when it comes to real estate. This is
Real Estate Matters with Stoare Title, Stearare Titles. Bill Nabik
and guests open the door to what really matters in owning, buying,
and selling real estate. And now Real Estate Matters with
Steuarare Title, brought to you by Stuart Insurance, here to inform,

(00:37):
entertain and inspire.

Speaker 3 (00:38):
Bill Knabek, Welcome to the show, everybody. It is Real
Estate Matters with Stewart Title. Very excited as we have
a tremendous show ready for you here today with tremendous individuals.
I am your host, Bill Napick. We're going to talk
about real estate. We're even going to talk about food
and some of the great things going on here for
real estate professionals and everyone else in Houston, Texas, the

(01:01):
fourth largest city in the United States. So thanks for listening,
and as always, you can go to Stuart dot com
Forward Slash Radio. That's right, because we make a YouTube video.
You could see the guests. They're fantastic, all the outfits,
all the special effects, and past shows at Stuart dot
com Forward Slash Radio. Let's get down to business as

(01:24):
we welcome broker and owner Bonnie Porter. The company is
Dynamic Home Pros. Bonnie, Welcome to the show. Bonnie. Let's
tell people about your company.

Speaker 4 (01:35):
Dynamic Compros was started in twenty twenty. I've been in
real estate for almost sixteen years. I started my own
brokerage because I just I really wanted to start a
brokerage like my first broker, which was Louise Hole. So
when I first got into real estate, it was like
the eighth nine recession when I started taking my test

(01:56):
and stuff like that, and I had a really fantastic
broke She was amazing, and I really wanted to kind
of create that environment again. I have a marketing company
as well, so it was easy to really start my
company and brand and all that jazz and really take

(02:17):
control of where I wanted to go in real estate.

Speaker 3 (02:21):
Well, one of the things I think had We talked
to so many realtors, and being a realtor, just a
realtor by itself is a big thing in terms of
all the things you have to do, all the classes
and the different fees that happened. But when you become
a broker, that's even a bigger thing, more responsibility, more pressure,
so to speak. But give us an idea. Now that

(02:43):
you're a broker here for the past what ten years
or so?

Speaker 4 (02:47):
Became a broker in twenty twenty, in twenty twenty, but
I've been in real estate for about sixteen years now.

Speaker 3 (02:51):
But here you are, now that you're a broker, being
a broker, how does it feel to be a broker
in this fantastic market here in Houston, Texas.

Speaker 4 (02:59):
I love it. I absolutely love it. Like I said,
I wanted more control of my business. When you're working
under a brokerage, of course you've got your splits and
things like that, but there's kind of a cap on
where you can advance. And I've always been a business
owner since I was seventeen, so the goal was always

(03:19):
eventually to own my own company, own my own brokerage.

Speaker 3 (03:23):
And as you're helping buyers and sellers out there, Bonnie,
give us an idea where you are, at least in
the last maybe twenty transactions geographically here in the Houston area.
Where are you the most here lately?

Speaker 4 (03:35):
Really all over because a lot of my clients are investors,
so it really depends on where we can find the
best buy. It could be anywhere from Spring Branch area
where you know we do property in Richmond, Katie, Galveston, Galveston.
There has been a transition with the real estate in Galveston.
There's so many houses on the market right now.

Speaker 3 (03:58):
Good time to buy, yes, very.

Speaker 4 (04:00):
Good time to buy, Not so much the investing part,
but definitely a good time to buy. It's shifting towards
buyer's market.

Speaker 3 (04:08):
In fact, I think it was in today's Wall Street
Journal or Fridays and it said something about where there's
a lag in real estate, it's the investors that are
picking up the pace.

Speaker 5 (04:18):
Right.

Speaker 3 (04:19):
We're doing a lot of the transactions lest right right.

Speaker 4 (04:22):
That is true in some aspects. I think a lot
of the sellers are still adjusting to the fact that
it's no longer a seller's market per se. We're looking
more on investing in bread and butter, homes, and what
I mean by that is more of your like three
to four hundred thousand dollars homes versus we were doing

(04:44):
luxury properties and such. Now we're going back towards the basics,
which is your bread and butter homes, because those are
the ones that are moving quicker right now. But sellers
definitely are having to adjust to the fact that the
market has shifted. I think as we as time goes on,
there they there are coming to that realization.

Speaker 3 (05:05):
And at this time, Bonnie, are you helping more buyers
or sellers? What's your your ratio because you're helping sell
you're helping.

Speaker 4 (05:12):
Both right, both ends. Yeah, both in fifty to fifty
pretty much.

Speaker 3 (05:16):
Yes, that's a nice percentage.

Speaker 2 (05:17):
Yes.

Speaker 4 (05:18):
Well, when I first got into real estate, my broker
told me that you need to set yourself up as
a seller's agent and you will always be successful in
this business. And that is absolutely true. I think sometimes
new realtors will come in and they get stuck in
leasing or even apartments and you know, stuff like that,

(05:42):
and then they get sucked into that aspect of the business.
Not saying that those clients don't need help, but if
you want to stay in this long term, you've got
to set yourself up to be a seller's agent.

Speaker 3 (05:54):
And as you mentioned investors, certainly you're helping families and individuals,
oh absolutely, But as far as the investors, how are
the investors finding you to where they say, hey, I
want Bonnie to help me.

Speaker 4 (06:06):
Honestly, just because I've been in this for quite a
long time, it really has been word of mouth. Word
of mouth is really and truly the best referral. I
do a lot more than what probably I hate to
say that, because you know, there's so many great agents,
there's so many really great agents out there. But what

(06:29):
sets myself apart, I believe is that I also own
a marketing company, and with my investors, I also help
stage properties and stuff I don't I don't send out
the work to stagers, and I keep it in house
and so, and I don't charge them extra to do it.

Speaker 3 (06:49):
So raising the expectations, Bonnie, I'm telling.

Speaker 4 (06:52):
You that's okay, that's okay. I'm I'm okay with hard work.
So that's why my investors have stuck with me over
the years, even when you know it's gotten a little
tough with the higher interest rates and you know, the
slowdown of sales because they know that I'm gonna kill
it for them, you know, And so I do go

(07:13):
above and beyond. And I'm not saying that just like
as I really do. And so the loyalty with my
clients is amazing because they know that I'm consistently going
to take care of them the same.

Speaker 3 (07:27):
What's the name of your marketing.

Speaker 4 (07:28):
Company, Dynamic Design Pro.

Speaker 3 (07:31):
That's great, Dynamic Design Pro. And let's tell people the website.
They may want to look over some of the things.

Speaker 4 (07:36):
Sure, it's Dynamicdesignpro dot com.

Speaker 3 (07:39):
Dynamicdesignpro dot com and hopefully we can get some real
estate matters. T shirts. You do stuff.

Speaker 4 (07:45):
Absolutely, we do everything. Business cards, we design websites, We
set up branding for companies, T shirts, merge all kinds
of stuff. We do everything.

Speaker 3 (07:56):
So also, the beauty is that in real in real
est state and a lot of realtors not all, but
that's the beauty. The realtor has an entrepreneurial spirit, so
they're looking for ways to add on to their business.
They're also looking ways for ways to incorporate things in
to be able to be of more value to buyers
and sellers. And it sounds like, if I'm selling my home,

(08:18):
you're going to do some nice things.

Speaker 6 (08:20):
Oh.

Speaker 3 (08:20):
Absolutely, make sure that it gets sold in the right
amount of time.

Speaker 4 (08:23):
Absolutely, we do custom websites and everything for our listings.
We have customer sures, and that is the advantage that
my brokerage has, is that we also have the design
company that's able to do all the killer marketing.

Speaker 3 (08:39):
And when you're talking about staging a home, one of
the things I think about and I look at my
home and I say, you know, someday I want to
sell this home, but there's so much stuff in it.
So to me to sell it, I would have to
first declutter right in a pretty big way, and then
have it stage to be able to sell it.

Speaker 4 (08:57):
There's an old saying that says less is more, and
that truly still rings true. So a lot of times
I'll go in and I'll tell people, you know, my clients,
what they need to take down, what they need to do.
I'm very direct and I'm very blunt. So the first
thing I say on a listening appointment is listen. If

(09:18):
you want someone who's going to tell you exactly what
you need to do, that's going to be honest, that's
going to be straightforward. I'm your girl. But if you
want someone who's going to sugarcoat it, that's not me.
And nine times out of ten they go with me
because they want that honesty.

Speaker 3 (09:34):
Well, honesty is going to be the thing that helps
either the buyer or the seller. So that's the way
to fly, I no doubt about it. We're talking with
Bonnie Porter with Dynamic Home Pros. What are some of
the other things we should know about what you're doing
out there, Bonnie? And also I think you like to
have a lot of fun with what you're doing as well,
and that always helps whether you're helping sellers or buyers.

Speaker 4 (09:56):
Absolutely, we do a lot of a lot of different things,
like for open houses and stuff. For our listings, we'll
do bounce houses and block parties and and all that
jazz just to kind of get the community together. They
can kind of meet their neighbors and things like that.
So there's there's a lot of different things that we
do to get listing sold and just have fun with it.

Speaker 6 (10:20):
Well.

Speaker 3 (10:20):
One of the other things, our Real Estate Matters research
team has been out there and they spotted you on
some kind of motorcycle that looked like it was a Ninja,
or tell us just a little bit about what you're
doing when I when you're not selling real estate on
this What kind of cycle is it?

Speaker 4 (10:36):
It's a Kawasaki Ninja six thory six.

Speaker 3 (10:38):
How about that you're on it?

Speaker 4 (10:40):
Yes, I love to ride. It's it's I think the uh,
the decompressed. Decompressing that happens when when you're you're on
the motorcycle helps with all the stress.

Speaker 3 (10:52):
Of reach into a whole other world.

Speaker 4 (10:54):
Right, absolutely, absolutely.

Speaker 3 (10:57):
Well, Bonnie, Let's tell people how they can reach you,
Bonnie Porter.

Speaker 4 (11:01):
So you can go to the website, which is Dynamic
Homepro dot com, or you can reach me on my
cell It's eight three two two nine seven two two
seven seven. I'm also on social media. My Instagram is
Bonnie Sells t X. It's eight three two two nine
seven two two seven seven.

Speaker 3 (11:23):
Bonnie, thanks for being with us.

Speaker 4 (11:25):
Absolutely glad to be here.

Speaker 3 (11:28):
Let's continue and talk to Matt Bryce. He is the
owner and founder of the Federal American Grill right here
in Houston, Texas. Matt, welcome to the show.

Speaker 7 (11:38):
Well, thanks for having me on. But you left out
dishwasher well washing, Oh yeah, yeah, I have Actually.

Speaker 3 (11:45):
I believe it because you have to do in any profession,
any business, you have to be familiar with all the
things that are involved and also lead by example.

Speaker 7 (11:54):
Absolutely. I tell most the leaders in our business that
if you really want to own your own because most
people in our business they aspire, they say, I want
to in my own place. Well, in order to do
that really successfully, there are a few ways, but one
being you got to get your hands dirty. You got
to know how to do everything, which also gains respect
from the staff that they know that you.

Speaker 3 (12:14):
Know indeed, and one of the great things as we've
known each other quite a few years in terms of leadership,
you are also always learning. We talk about self improvement learning.
You are always learning studying, you have coaching, you're reading books.
Give us an idea how that helps you and some
of the things you're doing, and how that helps you
with your team. At how many locations now.

Speaker 7 (12:35):
Five locations currently and going on a sixth. So the
original is on Shepherd Drive by Washington Avenue. Then we
have one on Iten and Vas. We have one in
Katie on ninety nine, and we have one in the
Woodlands which is right off forty five. And then our
latest one about a year and three months old is
downtown Houston.

Speaker 3 (12:53):
Okay, so there you are, so there you are leading
the team. Let's tell people the things you're doing and
how you get that leadership going with all the associates
that are at your locations.

Speaker 7 (13:01):
Absolutely, it's to me, it's the most important thing. Is
you know, I just did a speech in front of
a school of twelve, thirteen, fourteen year olds last week.

Speaker 3 (13:10):
It's a tough crowd.

Speaker 7 (13:11):
It's awesome though, you know, these guys really had a
lot of questions. But to get to your question is
the whole dynamic was how did I get to where
I am?

Speaker 5 (13:21):
Right?

Speaker 7 (13:21):
And how do you get to that next step? And
you go through school right, and you learn math and
science and all this other stuff, most of which you
don't want to learn, you know, most of us anyways,
you know, but when you get out of school, I
talk about what who's going to teach you after that?
And how I got to the next level is by reading,
by reading entrepreneur books, you know, Think and Grow Rich.
We're just talking about atomic habits, all of those books,

(13:44):
and I think if we can, you know, especially podcasts,
so we talk about Simon Senek if you ever listen
to any podcasts I'm in senec'x a fantastic when there's
so many out there. So I'm not going to name
all the names, because there's a fine mile.

Speaker 3 (13:55):
It's a big one that's huge.

Speaker 7 (13:56):
One huge. And I've read his book The Power of
One More. It's very similar to the atomic habits, meaning
you know, just do one more if you think you're done,
one more sit up, one more push up, whatever sales call,
one more sales call, it just could be that call.
So it's it's really motivating. One of our core values
in our company is lifetime learner, and we put that
in there on purpose obviously, So lifetime Learner has never

(14:19):
stopped learning, never stopped trying to get better. How can
our burger be better? How can a fries be at
crispi Er, How can they be more seasoned? Whenever the
case may be, it'll never be perfect.

Speaker 3 (14:28):
And for those listening again, whether you're right here in Houston,
but also outside of Houston, this restaurant's phenomenal. It's a
favorite of realtors, it's a favor of business people. All
these locations serve a fantastic market. The Federal American Grill,
And let's tell people the website, Matt.

Speaker 7 (14:45):
It's the Federalgrill dot Com.

Speaker 3 (14:47):
The Federalgrill dot Com. You can find so many tremendous
entrees at lunch, social hour, at dinner. But also there
it is the Freedom Burger. Yeah, is in the bottom
right of the ma it is. I'm looking at the menu.

Speaker 7 (15:02):
You've only been in a few times.

Speaker 3 (15:03):
I don't know the Freedom Burger. Let's tell people about
the Freedom Burger and why it's important.

Speaker 7 (15:07):
Well, you know, Camp Hope is veterans with PTSD going
suffering from PTSD. David Malsby, which you've had him on
the show a few times, is leading the charge there
at Camp Hope. At any given time, there's about eighty
to one hundred veterans there going through treatment. And really
the only way that they can strive is by us,

(15:28):
by people giving, by donating and whatnot. So you can
go online there too at Camphope dot com if you
want to give, whether a donation or they have an
Amazon list that they need for it could be toilet paper, toothbrushes,
whatever it is. Everything helps. So we put the Freedom
Burger on our menu close to two years ago now
and one dollar is donated every time you go in there,

(15:49):
so you're just doing given a donation just by ordering
a burger at any one of the Federal Grill locations.
And then every quarter we cut them that check. In
our last one, I think we sold us to eight
thousand burgers, so we come and check for eight grand,
just one dollar right out of each burger. It's awesome.
That's just burger. Think about all the other stuff that
we do and we can do to help them out.

(16:11):
So it's just a blessing to be able to do that.

Speaker 3 (16:13):
And it's so awesome that you're doing that here in
Houston as a restaurant tour. It's a great thing, and
it also shows that you talk about one more just
a dollar. It's nice because all those little things, whether
it's a dollar going to an important cause like Camp Hope,
all the little things that we do in life determine
our destiny and in many cases determine how we can

(16:34):
help people as well.

Speaker 7 (16:36):
That's right. Well, I believe that you know the success
that we have now you need to be able to
do something with it and not just sit on it.
It's not about me. It's not about me making more money. Sure, do.
I like nice things. Everybody does for the most part,
but it's about how can we give back, So veterans,
police officers, first responders, we do everything we can. My brother,
who's my hero, kind of started me on this because

(16:57):
he's a cop for twenty nine years in my hometown
in Massachusetts.

Speaker 3 (17:00):
And that's a lot cooler there right now, Yes, a
little bit, Yeah, I want to go.

Speaker 7 (17:04):
I just got out the phone with him and he's
up on a lake and it's about eighty degrees and
no humidity today, although it's going to get hot this week.
But so I look at him and he's done three
tours in Iraq and all this other stuff, and he's
a veteran, so kind of you know, looking at him,
and you know, he looks at me as successful on
one side, right, I look at him as very successful
on the other side because I did not serve. So

(17:25):
this is my way of serving as giving back the
way that I can.

Speaker 3 (17:28):
Indeed, also here we are. This show is going to
be broadcast at the beginning of what's known as Restaurant Week,
but actually it is Restaurant Month from August first to
September first. If I recall and you're you, along with
many restaurants here in Houston, are going to be participating
in this restaurant event that I look forward to every
year and many people do tell us how you're participating

(17:48):
on restaurant.

Speaker 7 (17:50):
Yeah, so you can go on the Houston Restaurant Week's
website and you'll see all the participating restaurants. So if
you want to try something new, it's really cool. This
is a great time. Plus you're doing a great service
by contributing to the Houston Food Bank just by dining
out restaurants. We at Federal, we're doing lunch, brunch, and dinner.

(18:10):
You don't have to do that. So we have different
menus at each one where it's donated. You know, three
bucks at brunch, two dollars at lunch, and I believe
it's five dollars. I think they lowered it this year,
four or five dollars at dinner. So every time you
order off that menu, it's either a two course or
a three course or whatnot. So you're getting all the
fun stuff and it's big portions. These are not little
baby portions, I know. So it's really cool. So if

(18:33):
you go on there and see what restaurants are participating,
then you go make a reservation, not that you have to,
but I recommend it highly because our volume does go
up obviously due to this reasoning in August, and we
picked August way back when when Cleverly Stone was in charge.
Her daughter, now Katie is running it, but Cleverly unfortunately
passed away years ago from cancer and loved her amazing.

(18:56):
But we all got together and decided that August was
best to do it because it helps out the restaurant
business too because typically a hot summer, you know, kids
are just back to school and it tends to be
a little bit slower, so it really helps out restaurants
and of course the food bank.

Speaker 3 (19:11):
You know, as we think about real estate too, especially
when I go to your Headwig Village, which is a
super location, easy on, easy off, beautiful neighborhood, covered parking.
I love that. But in the meantime, when I go,
especially to that location, Matt, I see real estate professionals.
There are more often than not people that are realtors.
I see people I saw the not that long ago,

(19:33):
a whole table of people in the mortgage world.

Speaker 5 (19:36):
Just right there.

Speaker 3 (19:36):
It's amazing the kind of things that happen. You have
a social hour too. I guess that's another great time
for people to congregate.

Speaker 7 (19:43):
Absolutely, social hour. We call it a happy hour. We
just call it social hour a little bit more fun
and that goes by the way. We just changed this week,
so it's not even out there now, so this will
be the first that we're doing our you can call
it happy hour, Social hour seven days a week, so
we're doing on Saturday and Sunday as well, where it
used to only be during the week, So three pm

(20:03):
to seven pm every single day of the week, which
is really cool. You can come in and get it's
a big list, by the way, lots of different sliders, cheeseburger, eggirls,
one of our number one sellers are number one seller.
Lots of other things on that list. So you can
come in for ten dollars, split them with your friends
and it's a big meal. I mean, you'll leave there
really inexpensively. We do seven dollars, you know, wines, house wines.

(20:25):
Five dollars. Old fashions. You can't beat that anywhere, basically,
you know, five bucks. I mean I could drink a
lot of old fashions. How about you for five bucks?

Speaker 3 (20:32):
Sure, that's good. That's a good price in all uber home.

Speaker 7 (20:36):
Yeah, I don't know if that's good or bad, but anyways,
you can definitely afford it, you know.

Speaker 3 (20:41):
No doubt. We're talking with Matt Bryce, founder and owner
of the Federal American Grill locations right here in Houston, Texas. Matt,
as you through these many years of developing and your
company evolving the restaurants, you have fantastic associates at all
parts of the that I've met through the years, in
all parts of the of the restaurant house, so to speak,
the servers and so forth. But for those that as

(21:04):
learners and business owners, what are some of the things
you look for when you're interviewing someone, Well, maybe kind
of regardless of the position, there are some things that
we must have when we bring someone on the team.
What are some of the most important things.

Speaker 7 (21:18):
So we've gotten away from the old traditional bring your resume,
you got to have all this experience that's gone now,
you know with the restaurant business. If you look me
in the eye, smile bubbly, and you want to learn,
you're in you know, So that hospitality side of things
is very easy to spot in an interview because you know,
when somebody's hospitable. You know in there they seem happy,

(21:40):
They take care of themselves. You know, they come in
with the energy in in front of my office. When
you walk into our office, it says it's really cool.
Cut out too. It says you are responsible for the
energy you bring into this room. And it reminds you
every single time when you come in and when somebody
brings that energy and they come in for an interview.
I don't care if they've ever to anybody. I just

(22:01):
know that that part you can't really train, right. You
can train the rest. I can train anybody here in
this room to make a cocktail or a burger or whatnot.
But why do people want to go back. It's because
of people. A bud light's a bud light served everywhere
around the country. Most of the time. People are choosing
who they want to serve it. You know, who they
want to go see and visit, who treats them the best.
So I think that's the key to success is making

(22:23):
sure we take care of every guest that walks in
the door.

Speaker 3 (22:26):
That's right, and it's so awesome because the people are
the important ingredient, and of course the food's fantastic as well,
so many great things. Are there any trends you were
recently at an event I understand what involved a lot
of restaurants. Are there any particular trends in the Houston
area for restaurants because we're known, especially as the years progress,
as a big time restaurant city. Anything you're seeing here

(22:48):
that we should know about.

Speaker 7 (22:49):
I wouldn't say so much trends that I could tell
you about. More so that economy plays a big role
into what's going on. Things are definitely getting better than
they were. We're starting to see a lot more restaurants. Well,
I'll talk to Katie Stone again, who runs the Houston
Restaurant Weeks, and she had told me a stat we're

(23:11):
thirty I think, and I'm not verbatim, but it's in
between thirty and forty restaurants that used to participate all
closed last year. And so twenty twenty four was a
very very hard year economically when you see all the
inflation and the percentage of borrowing money, you know, all
of that with the banks, it's just money is so expensive,
and we saw less traffic because of that. Because of

(23:32):
the inflation, A lot of people couldn't afford maybe go
out once here and there. So that was our biggest thing.
Now getting back to your question, now things are starting
to come back. We're starting to see more restaurants open,
higher end restaurants too, So I would say when you
talk about a trend, there's some really nice restaurants, especially
in the Memorial area where my Headwig restaurant used to
just be myself in Good Company Cantina and Jonathan's Rup.

(23:56):
But now there's all these other cool restaurants by the way,
plug them all the way through and through. It's fantastic.
OneD by Levi Good, You've got Latouli. That's Brian Caswell.
He's a great chef here in town. I don't know if
you know him. But all these restaurants are all opening up.
Bar Blue Dorn Blue Dorn's awesome. They opened up in
our neighborhood too, So it's really cool to see it
in the success so far has really been really successful.

(24:17):
So I just hope it keeps going that way.

Speaker 3 (24:19):
Sounds good, Matt, So good to see. And again, let's
tell people the website of the Federal American Grill. If
they want to learn more, visit the restaurants during restaurant week,
month or any time.

Speaker 7 (24:30):
Yeah, you can just look up Google whatever, just Federal Grill,
It'll pop right up. It's the Federalgrill dot com.

Speaker 3 (24:36):
And also camp Hope. Their website is campope dot com.
You got it a worthy cause. Check it out. Matt,
thanks for being with.

Speaker 7 (24:42):
Us, appreciate you having me. Thank you.

Speaker 3 (24:45):
As we continue, let's talk to Javon Martin. He is
a realtor with a company called e XP Realty. Javaon,
welcome back to the show.

Speaker 6 (24:54):
Thank you for having me. Don't forget owner of the
aris G Realty.

Speaker 3 (24:57):
Group, owners of the Aris Realty Groups. So let's tell
people about the Areas Realty Group.

Speaker 6 (25:03):
Oh, Areas Realty Group. I started probably about five years ago,
right before COVID had started taking off. As a real
estate agent and the brokerage I was had. I kept
asking like, hey, I need help here, I need help there.
And one of the best things, or one of the
things that I kept on hearing, is well, you know
it's best just to refer out. And I am very

(25:25):
task oriented. If you can't see me task oriented, I'm
going through the steps. Wanted to help as many people
as I could, and other agents are asking for help,
so I started the team. That's kind of so.

Speaker 3 (25:37):
One of the things when you mentioned task oriented, it
makes me think that you're systematic in the way you
approach things. Would that be correct?

Speaker 6 (25:45):
I love checklists.

Speaker 3 (25:46):
I was just going to say, so you even put that,
So you write down a checklist?

Speaker 6 (25:50):
Yes, it's exciting.

Speaker 3 (25:52):
Okay, tell us about that, because that's an important thing
no matter what we do, realty, restaurants, whatever, give us
an idea. You do a daily checklist? And what do
you put on the checklist or is it a weekly checklist?
How does that work?

Speaker 6 (26:07):
You can ask my agents, especially the new ones that
join the team. Every morning, you give me a checklist
of what you plan on doing through the day. If
you want to get down to the nitty gritty. I've
got every hour book, like almost every hour booked out
and what I need to accomplish in that hour.

Speaker 3 (26:22):
So that you do for yourself, but also the people
on your team, you're asking them to do it as well.

Speaker 6 (26:27):
Yep.

Speaker 3 (26:28):
And how do they respond?

Speaker 6 (26:30):
Well, if they're stilling the team, they respond positively.

Speaker 3 (26:33):
So there you go. So that's a good thing because
being on the team means they're doing the right thing
and I don't know how people function without some kind
of list. Personally, that's what direction.

Speaker 6 (26:45):
Almost all the agents that I've had on the team
past and present, one of the I'm trying to think of,
like the biggest problem that they have is direction, and
so what better way to give direction than a checklist?
Well now, and.

Speaker 3 (26:59):
Also not just a checklist, but other things that are
important to do. Sometimes we call it key performance indicators,
but we have to identify things to go forth. Now,
as you're helping buyers and sellers out there in the
real estate world, give us an idea geographically in the
last two months or so, have you been in one
area more than others or where are you most of
the time.

Speaker 6 (27:20):
It would probably be like western like southwest Brayvern area,
out to Sugarlan Kaiti and up to Cyprus. We have agents.
I have agents all over the team, I mean all
over Houston.

Speaker 3 (27:31):
So you have the agents all over Houston. But are
you also out there selling and helping buyers and sellers
exactly so? And then right now, are you helping more
buyers or sellers personally?

Speaker 6 (27:41):
So me personally, I like listings because listings bring the
buyers listings, you know, help with the marketing aspect of it.
Not that you can't do it with buyers, it's just
more readily available. And also when we have the listings,
that gives us potential clients opportunities that I can then

(28:02):
hand off to another agent on the team and.

Speaker 3 (28:04):
Then right now, how how are you? And maybe it's
a challenge, maybe it's not. Maybe it depends on the neighborhood.
But as far as I'm hearing for people that are
listing their homes, it's taken a little bit longer. So
how do you meet the expectations or how do you
prepare the seller for these expectations that, hey, man, you know,
we're gonna make it look nice and everything, but it

(28:25):
might take a little longer. Are they aware of that
already before you have.

Speaker 6 (28:28):
A yeah, talk with them? It's it's part of that
initial consult, that initial conversation that we have. And this
might sound exciting, but I come in with our consult and.

Speaker 3 (28:40):
There's a checklist right there.

Speaker 6 (28:42):
And there's a it's a it's not only is there
a checklist of, like, hey, expectations of what's going to happen,
but we also set up expectations of what's going to
happen for I think it's built out for like the
next six weeks. Expect this, this, this market trends and everything.

Speaker 3 (28:58):
So if you're helping me sell my home, or we're
talking about selling my home, you're going to present something
that's going down the line of here's what to expect, yep.

Speaker 6 (29:06):
And we try to tailor as much as we can
to your geo market areas like your subdivision, and if
we can get down to the nitty grady, because you know,
some areas aren't having a whole lot of activity, so
it's kind of hard to build a plan upon that.
So you've got your standard plan. But if we can say, hey,
this is past five to six houses I've sold in

(29:27):
you know, thirty sixty ninety days, this is what we
saw price point wise, the price trends, then we build
the checklist off of that.

Speaker 3 (29:35):
And then from a social media standpoint, Javon, we're talking
with Javon Martin Javan as far as social media. Are
you using social media a lot? And if so, what
platforms do you like the best or get the most results?

Speaker 6 (29:49):
Do use it a lot? Instagram, Facebook, LinkedIn? We should
be doing more videos on YouTube. We have a TikTok account,
but that's a little too young for me.

Speaker 3 (30:00):
What about what do you do with Facebook?

Speaker 6 (30:02):
Facebook? I mean advertising, That's one of my biggest kind
of cheeses is advertising and marketing for our listings off
and on. I try to have our agents do videos,
Like I mean, for every new listing, there's minimum two
to three videos that we put together, and you know,
a two to three five minute video that's at least
minimum five minutes if not more, videos that you can

(30:25):
post out over a span of however long for that property,
but also gets us in front of other buyers potential.

Speaker 3 (30:33):
So then if you have a listing, you're going to
put that home on Facebook. In fact, I think that's
effective because I see realtors I don't know, somehow they're
on my Facebook feed or whatever, and I see homes
that I know I don't want to buy, but I'm
just curious, so I'll watch it see just to see
other markets pricing and what it looks like, how to

(30:55):
present it. But it is kind of compelling when you
put it on Facebook to have the person want to find.

Speaker 6 (31:01):
Out the most recent listing that I have called me
randomly out of the blue, actually they're from Boston, and
I was like, how did you find me? Because it
reaches out it's just just one of those random, you know,
random phone calls at six o'clock at night, and oh, well,
you know, we saw one of your social media posts.

Speaker 3 (31:23):
That's cool, glad you did that.

Speaker 6 (31:25):
I'm not targeting Boston, but that means that's something that
we're doing here in Houston, with like our tags and whatnot,
is putting us in front of opportunity.

Speaker 3 (31:32):
Well that no doubt about it. It's so interesting that
here we are at this point twenty twenty five, even
as we talk here today, and this gets posted in
the various platforms. People see this all over the world.
In fact, so as far as the marketplace right now,
are you seeing any trends in here in the Houston area,
you and or your your team as you're out there working,

(31:54):
what are you seeing?

Speaker 6 (31:55):
And actually, I think the last time you and I spoke,
we called.

Speaker 3 (31:58):
It one was it? Do you remember?

Speaker 6 (32:01):
I think it was? It was either earlier this year
or last year. Yeah, that you know, mid time this
year we were going to see a shift. And we've
most definitely seen and felt this shift that longer days
on market and you know, those longer days on market
yields to what I like to call the flat line
because it's not been a huge dip in sales price,

(32:22):
and I think it was a couple of months ago
the mortgage applications just spiked, so buyers are are ready
to get back in the in the pool, so to speak.

Speaker 3 (32:30):
So are you saying that we actually made a prediction
here on the show and came to be I remember, yeah,
that's what happens hands state matters.

Speaker 6 (32:38):
Yeah, we're all kind of like, yeah, we don't want
to you know, we don't have a crystal ball, but
it's got to happen sometime. And I do believe two
of us said, hey, it's going to be mid year
twenty twenty five. It's it's going to be a little bloody,
but we'll get through it.

Speaker 3 (32:53):
Interesting. Well, then then I'll go forth and say, what
do you think is going to happen by the end
of the year, what's going to what's going to un
fold between now in twenty twenty six, which is getting closer.

Speaker 6 (33:03):
Javon, So this is kind of unique because I started.
I got my license six years ago, so I was
a newbie, pretty much a newbie. When you know COVID
hit in houses, you could literally shop for a house,
pick them off the you know the I also I speak.
But but that year before I kept on hearing this
is the normal. You know, average days on market I

(33:26):
think back then was about forty five six five days,
Like that's normal. You know, couple open houses, buyers are
going to be a little bit more heavy on negotiations.
I think that we're going to go back to now.
For those who can't see quote unquote normal, I.

Speaker 3 (33:42):
A feeling you were going to say that normal whatever
normal is right.

Speaker 6 (33:45):
Well, yeah, I mean it was a normal one. I
got into real estate and and and to be honest,
like that's when you when you like even go back
to the trends between two thousand and eight, two thousand
and nine, average days on market was was around there,
and you'd have your random fluctuations. I think the year
long or years long excuse me, COVID fluctuation that we had.

Speaker 3 (34:09):
Well, we'll put that down. We'll check next year if
things are normal. In the meantime, Javon, let's tell people
how they can reach you.

Speaker 6 (34:16):
Javon Martin, all right, you can always find us on
social media. Areas Realty Group. That's areas are ees like
the God of War, not the Star sign Areas Realty Group, Instagram, Facebook,
LinkedIn just about any social media or you can call
us directly. It is eight three to two eight three

(34:37):
eight nine seven two seven eight three two eight three
eight ninety seven two seven Javan.

Speaker 3 (34:43):
Thanks for being with us, Thank you for having me.
Real Estate matters well. Stewart Title would not be possible
without our partner, Stuart Insurance. With a focus in real
estate and a special focus on real estate brokers. Stewart
Insurance creates insurance plans to address the risks facing are
industry today. They invest a significant amount of time helping
real estate broker owners offset and manage their risks. Here

(35:07):
he is John Bramlett with Stewart Insurance. How do you,
Bill and the president of the Houston Mortgage Bankers Association.
Welcome to the show once again, Jank you.

Speaker 5 (35:17):
Thank you. I appreciate it. I appreciate it. Nice to
be back.

Speaker 3 (35:20):
Well, it's awesome and people love the insurance segment, not
just here, but we hear about people in Boston reaching
out to us saying, hey, more insurance talk. Bring it on.

Speaker 5 (35:31):
We did the contact that Javon had. What he didn't
mention was, at the end of that conversation he asked
for more insurance on real estate matters.

Speaker 3 (35:39):
So, as you are here once again, what are some
of the things we should know about.

Speaker 5 (35:43):
John, Well, I'd like to maybe look at a series. Occasionally,
we'll do a series of topics, and I'd like it.
When you and Yvon were talking earlier, you had mentioned
the term KPI key performance indicators. I'm going to give
us KII uh oh, key insurance indicators.

Speaker 4 (36:03):
Ok I.

Speaker 5 (36:04):
So we're going to begin with home home insurance. And
I've got ten plus one.

Speaker 3 (36:10):
Ten And you know I was going to say before
you even said this, are there going to be numbers
involved in this series?

Speaker 5 (36:15):
Of course, there you go, ten plus one, ten plus one,
So the first one so we're.

Speaker 3 (36:19):
Talking about, I just don't want to call it eleven.

Speaker 5 (36:21):
No, no, that's just ten plus one, Okay, Okay. You know,
when we're talking about home insurance, what hopefully this will
do is allow our listeners, whether they're buying or selling
a home, or you know, the real estate professionals that
are helping their clients buy or sell a home, just
to kind of keep in mind as you're evaluating the
coverage and at least having these bits of information can

(36:43):
help you hopefully help you make a better decision about
the coverage that you have. So the first thing when
you're taking a look at the dwelling coverage the dwelling
aspect of the policy, is it replacement costs or is
it actual cash value? And replacement costs is the ability
to replace the the property or the materials at today's

(37:05):
market value without any depreciation. Actual cash value takes into
depreciation or takes in it'll depreciate or subtract from what's
delivered by the age of the property or the age
the materials. So that's important to keep in mind. But
also what's important to keep in mind that when we
talk about replacement cost or actual about cash value, it

(37:26):
is it has to do with replacing or repairing. It's
not market value because those are two different things, So
you need to keep that in mind. Number two would
be are there other structures? So if you've got a
piece of property that has other structures, whether it be
a detached garage or a shed or a fence, are
they covered. So that's important to know are they covered

(37:50):
and if so is it it the full liability limit
or is it a sublimit or less than and is
that enough? So that's important to take in consideration Number
three your personal property and again is that replacement cost
or is it actual cash value? Is it we're going
to replace it at today's market value without appreciation or

(38:11):
is appreciation can be considered? And then in some cases
are there special limits for collectibles? So if you have
a client or if you have a lot of collectibles,
does your home policy cover those in case they would
be damaged?

Speaker 7 (38:25):
Loss of use?

Speaker 5 (38:26):
Do you have coverage for temporary housing or food or
living expenses if you had to move out of your home.
So some policies offer loss of use, so you want
to see if that's available. There's a personal liability aspect
that we need to keep in mind at all times.
So you know, if a lawsuit comes from somebody you've

(38:46):
damaged some property, or there's some bodily injury so on
or off your property, you can help offset that. Medical
payments this is a nice one to have. Basically, if
a guest is injured, you can help with the costs
regardless of fault. Number seven, This is an important one
peril so We've talked about perils a lot on the show,

(39:06):
and all apparel is is the root cause of a
situation or the root cause of a damage. So it
could be water, it could be wind, it could be fire,
it could be theft. Those are examples of perils. So
is it an all perils policy or a name perils policy?
So in all perils policy is much more robust coverage.
It puts more of the responsibility on the insurance company,

(39:29):
but it's going to be a bit more expensive the costs,
the premium is going to be a bit higher because
it says we'll cover all perils except those that are listed.
The other option is a named perils policy that's going
to put more of the responsibility on the consumer the insured,
but the premium is going to be a little less.
So the cost is going to list because it says
we'll only cover the perils that are listed. So depending

(39:52):
upon sometimes we'll make a recommendation on an all perils
policy or a name perils policy based on somebody's budget concerns.
But also are you risk averse? So if you're risk averse,
it may make most sense to have an all perils policy.
So we want to make sure that we understand that
do you have water damage coverage? So there are four

(40:14):
types of water damage coverage that we generally see in
an insurance policy, so sudden an accidental seepage and leakage,
water back up, and foundation repair. So the first question
is do I have all four? And the second question
is at what level? Because generally speaking, those repairs will
not be at the full liability limit, it'll be at

(40:35):
the sublimit or less than. So it's important to understand
do I have those four and if it's important for
me to have those four, and then at what level?
You know, how much does it cover once appreciation or
the deductible has been paid. We want to make sure
you understand the deductibles because there could be several deductibles
within a policy. Some of them can be flat or

(40:58):
some can be a percent of So making sure that
you understand how the deductible is structured and then understand
that they're going to be variable deductibles within the policy,
that's important. And then number ten, you know who is
the insurance company that's being recommended, whether it be through
a captive agent where it's just that company, or if
you're working with an independent there's a variety of companies

(41:19):
that are out there. You know, how are they rated,
Do they have a good reputation when it comes to
handling claims? Do they have local adjusters? So if you
do have an issue, you've got somebody out there quickly.
So those are a couple of things that you want
to look at. So those are the ten that we
talked about. And then the plus would be find an

(41:40):
insurance partner that truly does understand insurance and understands real estate.
And I would recommend that you speak to the folks
that Stuart Insurance.

Speaker 3 (41:49):
Well, there's no doubt because as you describe the ten
plus one, and you're also describing in some of those
points the language of insurance, and it can be complex,
definition driven and definite and definitions that the average bear
doesn't think about perhaps, So that's again where Stewart Insurance

(42:10):
comes in to help work through the complexities of this
is covered or everything's covered but this and those sorts
of things. So that's Stewart Insurance does so many things,
but they also help interpret the language of insurance.

Speaker 5 (42:26):
The team will do a much better job than I
did of making sure that it's explained in very understandable
language that so we do understand. You know, what are
the perils that are you know, covered and what are
not covered? You know what truly is you know what
does that water damage mean from a coverage perspective, because
there may be some that you want and some that
you don't want. And understanding that, you know what that

(42:48):
liability limit so we're covering the insurance company will cover
this amount per incident, and this amount for the life
of the policy, and then these sublimits which are simply
less than then that can cover. You know what are
those numbers? So again that's where having a team like
the folks at Stuart Insurance that not only have the
experience and the understanding of the intent of the policies,

(43:10):
but then also have the ability to look at a
variety companies.

Speaker 7 (43:13):
Being an independent.

Speaker 5 (43:14):
Broker, we have the ability to look at a variety
of companies to build the best plan possible for our
clients based upon what their needs are at that time.

Speaker 3 (43:24):
Well, and you focused mostly on home insurance, but Stuart
Insurance you have a full menu. I think I heard
that even if you have a motorcycle, you can call
Stuart Insurance and get that motorcycle absolutely.

Speaker 5 (43:38):
We specialize on Kawasaki's six three six's. Oh yes, we
can work with motorcycle. In fact, the next one in
the series will be auto that we talked about next time.
But yes, all your personal needs so you know, if
you have to need have to have a separate win policy.
We can help with flood obviously with home we talked
about motorcycle auto. You know SUV's investment property, so we

(44:03):
can work with folks on that. And then on the
business side, we work with real estate firms, realtors, real
estate brokers, property management firms, independent title and attorney agents
on their business. Insurance so Arizon emissions and cyberliability, general liability,
workers compensation, those types of plans.

Speaker 3 (44:20):
In addition, John, people that listen to the show a
lot and hear your segment, they know that you're also
out there giving classes, continuing education classes, especially right here
in the Houston community.

Speaker 5 (44:31):
We do. We are we're licensed throughout the state so
we can provide continued education classes for realtors and real
estate brokers. We have three classes that we offer, the
two sides of water, So we look at the first
side is of floods. We look at flood flood insurance,
what a definition of a flood is, and then the
two types of policies that are available. And then we

(44:52):
spend some more time on that water damage topic, So
what are the four types of water damage? Property Insurance Essentials,
which is also a two hour class. We look at
six different types of property and based upon how property
is being used is going to drive the recommended coverage.
So for example, if you buy a home and it's
going to be your primary residence, you're going to win

(45:13):
home insurance. But if you're buying a home and you're
using it for an investment property, then you're going to
need to look at dwelling fire coverage. So again, how
the property is being used is going to drive coverage.
And then the last one is realestate liability, Protect your
license or reduce your risk. That's a three hour class.
Spend a bit of time talking about risk and exposure.

(45:33):
We look at eight risks that a real estate professionals
face every day, seven ways that they can minimize those risks,
and then three insurance plans that can offset those risks.

Speaker 3 (45:44):
John Bramlett with Stewart Insurance doing tremendous work, and also
we want to remind people. As you're thinking about insurance,
home or whatever. The menu that you could find at
Stuart Insurance dot com is whatever your need is. Hey,
if you're outside of Houston, Stewart and Insurance is there
to help you as well. That means if you're in Indiana, Boston,
any state here in the United States, Stuart Insurance is

(46:06):
there to help, not just here in Houston, but hey,
you're based right here in Houston.

Speaker 5 (46:11):
Right, We're based here in Houston, but we have clients
all over the US, both business clients and personal insurance clients.

Speaker 3 (46:16):
Let's tell people how they can reach Stuart Insurance.

Speaker 5 (46:19):
They can reach us at eight six six seven ninety
eight two eight two seven. That's eight six six seven
ninety eight two eight two seven. They can learn more
about us as you shared Bill at Stuart Insurance dot com,
or they can email us at Stuart Insurance at Stuart
dot com and.

Speaker 3 (46:34):
The Texas A and M hotline is.

Speaker 5 (46:36):
Eight six six seven ninety eight two eight two seven.

Speaker 3 (46:40):
Whoop, John, Thanks for being with us.

Speaker 5 (46:43):
My pleasure. Bill always enjoy it.

Speaker 3 (46:45):
She is back. Bonnie Porter with Dynamic Home Pros. Bonnie,
welcome back to the show.

Speaker 4 (46:51):
I'm so excited to be back.

Speaker 3 (46:53):
Well, it's great to see you again. And of course
here we are as we wind up the show, we
want to remind people again you're helping them a in
a tremendous this way, helping buyers and sellers here in
the Houston area. Give us another word about the real
estate work that you and the team are doing.

Speaker 4 (47:07):
Yes, Bill, So I'm excited for this upcoming year. And
I've seen that real estate starting to pick up again,
which is fantastic. We're seeing things move, so that's obviously
great for the real estate market and also for the
economy because when real estate does well, the economy seems

(47:28):
to do good as well. So I'm excited to see
what this next year is going to bring in, what
this last quarter is going to do. There's always ebbs
and flows to real estate.

Speaker 3 (47:38):
Time is flying, to Bonnie, we're talking like it's the
end of the year, but yet twenty twenty six is
going to be in front of us before we know it.
But you're helping the buyers, the individuals, the families, and
the course, as you mentioned earlier, investors too, So that
always great things. As far as relocation, what's happening there
you doing anything in real location to people find you

(48:00):
from beyond.

Speaker 4 (48:02):
Oh, yes, I have clients from all over Colorado, New York, California, Hawaii,
even Canada. So I mean they.

Speaker 3 (48:13):
Call you from Canada. Huh.

Speaker 4 (48:14):
Yes, I'm pretty sure they saw my motorcycle reels and
they were just like, you know, this is the coolest
real estate broker ever. I need her on the team.

Speaker 3 (48:23):
And Bonnie, you mentioned earlier you also have a marketing company.
Let's tell people the name of the marketing company.

Speaker 4 (48:28):
Again, is Dynamic Design Pro. It's Dynamic Designpro dot com.

Speaker 3 (48:35):
And what is at least that this moment one of
the most popular things on your menu.

Speaker 4 (48:40):
One of the most popular things would be branding. A
lot of people do not know how to brand themselves,
and so branding is huge. A lot of my business
actually are other realtors. They come to me because they
trust me, they know I know the business. So they
usually need logos designed, complete branding packages, websites, all that stuff.

(49:04):
So and I'm happy to help. Listen, the more, the
merrier we can all have fun.

Speaker 3 (49:09):
Bonnie. Let's tell people how they can reach you, Bonnie Porter.

Speaker 4 (49:14):
They can reach me on my cell that's eight three
two two nine seven two two seven seven. Reach me
on my website. For real estate, it would be Dynamic
homepro dot com. If you want marketing, that would be
Dynamic designpro dot com. Either way, I am able to

(49:34):
help whether you want to buy, sell, or brand your company.
Eight three two two nine seven two two seven seven.

Speaker 3 (49:43):
Bonnie, it's good to see it.

Speaker 4 (49:44):
Thanks for being with us, Thanks for having me, Bill.

Speaker 3 (49:47):
And now he's back. Javon Martin with EXB and Aris
Javon as we close the show.

Speaker 6 (49:57):
Of course, always helping home buyers, do investors, tenants, landlords,
anybody real estate real estate needs, we got you covered.
I always like to say the acronym for Areas Realty
Group is areas All real Estate Services. So if you
need a house cleaned or anything done like real estate term,
we got you covered.

Speaker 3 (50:16):
You mentioned tenants. Now are you involved in leasing properties
as well? Kind of forgot about tell us about what's
the market right now as far as people that might
want to lease. Is this to individuals mostly or families
or what.

Speaker 6 (50:30):
I think right now just Team Y is the majority
of the tenants or prospective tenants that we're working with
are either coming from out of town, out of Houston
and looking to be in a specific school district or
looking to shift.

Speaker 3 (50:44):
You know, so these are tenants that are looking for
homes to lease. And then what's the now We know
that right now and her not just here in Houston,
but in many places, in certain neighborhoods here it's a
buyer's market, right if I'm looking to rent. Let's say
I want to be here in Houston and just for
a year, and I want to look for a property
to lease, what's the market like? Am I gonna have

(51:06):
a lot of choices to lease Javon right now?

Speaker 6 (51:09):
Yes? Just because it's it's that time of the year.
You've got tenants moving out right before school year, tenants
moving out, uh, and you know you've got landlords looking
to fill those vacancies. There are a lot more properties
for lease.

Speaker 3 (51:23):
Well you never know. But if I st bottom line is,
if I wanted to talk to you about leasing a property,
I'm going to have quite a few that I can
look at in certain market areas. So that's that's a
nice thing to have a selection because it's like everything else,
it goes up and down. And if I'm buying or
leasing anything I want to consume in whatever way I
like to have a selection, oh yeah, and options.

Speaker 6 (51:46):
And one of the things that I like to tout
I guess about my agents in the area's realty group
is so I've got one agent right now. Eighty five
percent of her tenants last year became home buyers.

Speaker 3 (51:58):
Javon Martin On, Let's tell people how they can reach you.

Speaker 6 (52:02):
All right, so you can always reach us on social
media Facebook, Instagram, LinkedIn, you find some videos on YouTube,
and obviously find some videos on TikTok, but you will
always catch me or anyone from the team at our
phone number at eight three to two eight three eight
nine seven two seven eight three to two eight three
eight nine seven two seven.

Speaker 3 (52:20):
Javon, thanks for being with us, and thank you all
for listening to real Estate Matters with Stewart Title. I'm
your host Bill Napik, together with John Bramlett, all of
us at Stuart Title Stuart Insurance, we're here to help you.
Thanks for listening to the show. You can go to
Stewart dot com Forward slash Radio at any time to
see this show again, to hear it again, also to

(52:42):
access all the hundreds of shows at Stuart dot com,
Forward Slash Radio that's the show archive and here at
Stewart Title, we would be honored to be stewards of
your real estate transaction. Certainly you're here in Houston with
our many offices and our business development people here to
serve you in a mag magnificent way. They are value added,
all the people, the escrow officers. That's right at Stuart

(53:05):
dot com. You could find the closest office to you
right here in Houston, but also outside of Houston. We
are an international company, so you can also go to
Stuart dot com to find out a location there to
serve you. So again, thanks for listening. For all of us.
It's Stuart Title, Stuart Insurance. We appreciate that and we

(53:28):
will see you next week.

Speaker 2 (53:29):
When it comes to real estate, everything matters whether you're
a broker, real it's or homeowner, buyer or seller. For
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