Episode Transcript
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Speaker 1 (00:00):
Welcome to the Business Happy Hour radio show with your host,
Frank Debankkodo, the owner of Lincoln Lending Group right here
in Tampa Bay for twenty three years, joined by his
incredible co host, Senia Akishana, realtor with Mahara and Associates,
Tampa's top real estate company. Together, they have helped finance
and clothes nearly one billion dollars of real estate every year.
(00:23):
If you're looking for local mortgage or real estate advice,
the Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (00:31):
Listen right here or.
Speaker 1 (00:32):
Fight us on the Business Happy Hour YouTube channel, or
follow us on Instagram at Frank Debankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (00:44):
Here's Frank de Bank and Senia.
Speaker 3 (00:47):
Hey, Tampa Bay, Welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
And man, we've got a show for you guys today.
Let me ask you a question. Are you still working out?
Did you do a New Year's resolution that you were
going to get back in the gym? You're going to
bust your tail, you're going to lose weight, you're going
(01:07):
to keep the weight off. Did you promise that to yourself? Well,
if you did, the question is are you still doing it?
And a ninety percent of people who are out there
right now working out from January they've quit already. They
think they think it's done. That's right, James. They just
are not hanging in there. Why does that happen? It's
(01:29):
because you don't form habits. You don't hold your habits.
A habit takes at least thirty days, at least thirty
days in order to become permanent, right, So are you
creating the right habits? That's the question. And if you are,
are you working out at the right place that doesn't
(01:52):
waste your time? Are you taking more than twenty minutes
a day, two days a week to work out? If
you are, you're wasting your time because you can accomplish
the same thing in two days a week twenty minutes
a day at x force Body. And that's what we're
gonna learn today from my friend Illystilova, the owner of
x Force Body, the founder of Exports Body. Here in
(02:13):
Tampa two locations, Palm Harbor, and Kennedy. And I will
tell you, guys, I wasn't born looking this good. I
didn't look this good for a long time. Don't laugh
at me, Sin, I know what you're thinking, but she
didn't know Fat Frank. Cindya had the pleasure of only
meeting fit Frank. And We're gonna pull out some fat
Frank pitchers possibly today if we have time and a break,
(02:33):
and I'm gonna get you guys to see what they're
what they're all about, because fat Frank boy, he was
a fun guy. He was a good looking guy, but
he was a fatter guy. And I tell you what.
After I started working out with Illy only six months in,
I lost over forty pounds. Then people actually came up
to me and sadly they would say things like are
you okay? Are you sick? And I'd like, look at
(02:55):
myself in the mirror. I'm like, God, do I look
like I have cancer? Or something like what's it? People
really were concerned for me. But when you transform like that,
people notice, especially the people who haven't seen you in
a long time. But I think what's even more exciting
is when you do, when you have a transformation of
your life and your body, and it does isn't just
a fad. It doesn't just go away after three months,
(03:17):
six months, or a year, even two years. Guys, I
started this trend right before COVID. Do you realize that
COVID was over five years ago when it started over? Yeah,
that's crazy? Is that not insane?
Speaker 4 (03:32):
Five years flew by.
Speaker 3 (03:33):
We all think of COVID like it's yesterday, because it's
this like black in print in our brain, But it's
over five years ago that we first shut down and
I started this workout. I think it was like September
or October of twenty nineteen, and I'm still doing it.
Why am I still doing it? We're gonna find out
(03:55):
later in the show, but I will tell you that
the quick answer is because it's easy, and I feel
like an idiot if I don't do it. That is
the fact. And now to introduce the person who I
told was absolutely full of bull Honky I said something
else because it was a podcast, But the person who
introduced me to exorce Body, I least story. LoVa. Welcome
(04:18):
to the show, Illy.
Speaker 4 (04:19):
Thank you for Elly, so nice to have you back.
Speaker 3 (04:23):
And of course, Senny Akisha, you guys know my favorite cost.
How are you doing, sin, I'm great, you're looking great today.
Speaker 4 (04:29):
Well we're all, you know, off spring break? Now, have
everybody got a little rejuvenated? Did their trips?
Speaker 3 (04:34):
Yeah?
Speaker 5 (04:35):
Back to the worm?
Speaker 3 (04:36):
Yeah?
Speaker 4 (04:36):
I asked it to the warm. I'm back to the warm.
Speaker 3 (04:38):
Oh I am you?
Speaker 2 (04:39):
And I?
Speaker 5 (04:39):
Well?
Speaker 3 (04:39):
Yeah, what you did? You go ski?
Speaker 4 (04:41):
I did not go skiing, but I did go to
New York. I know, I was like in between New
York and Vegas, but we ended up in New York
and it was great.
Speaker 3 (04:49):
That was awesome. Elle. Where'd you go for spring break?
Speaker 4 (04:51):
Just beach beach, That's what you're supposed to do for
spring break. But we're Floridians, so well.
Speaker 3 (04:56):
It's it's like half and half now, you know. You
look at all your friends on spring break, especially Floridians,
It's like half of them go and freeze their tails
off and go up in mountains and then the other
half sit on the beach.
Speaker 5 (05:06):
Right, I don't find any jaw in freezing. I did
crayo chamber yesterday for three minutes. That's it.
Speaker 3 (05:11):
The cryo chamber.
Speaker 5 (05:12):
The cryo chamber, what is that? Amazing?
Speaker 3 (05:15):
How cold is it?
Speaker 5 (05:18):
Yesterday? I did negative one hundred and fifty six fare
and high.
Speaker 3 (05:22):
Oh my god, for three minutes and you're alive.
Speaker 5 (05:25):
Amazing. Actually, my restorative sleep jumped to four and a
half hours last night. Total sleep duration was seven hours
and ten minutes. Wow, four and a half hours of
RAM and deep combined. It's unheard of.
Speaker 3 (05:40):
And this is because of this cryo chamber that helps
improve sleep.
Speaker 5 (05:44):
I totally think it's that.
Speaker 3 (05:46):
Where'd you do this?
Speaker 5 (05:47):
A there's a great guy. I met him yesterday. He's
a veteran. His name is Shane in Palm Harbor. It's
across the street from one of my studios. I'll start recommending.
It was great.
Speaker 4 (06:00):
I learned something new every time she's on the show.
I know, like chamber.
Speaker 5 (06:05):
It helps with skin complexion, it helps with immune system,
it helps with flushing toxins from your body. It's just great.
Speaker 4 (06:17):
How intense is that? I mean, you say three minutes,
but I mean when it's that cold.
Speaker 5 (06:22):
Well, at three minutes, I was ready to be done.
Oh man, And I actually like this better than cold
cold plunge because cold plunge is wet cold different.
Speaker 4 (06:33):
I was gonna ask, yeah, what the difference would be
the opposite.
Speaker 5 (06:37):
I totally prefer the cryo' it's dry cold.
Speaker 3 (06:43):
How did they even get it that cold in there?
Speaker 5 (06:45):
It's so it's really cool.
Speaker 3 (06:48):
Yeah, all right, So there's more stuff we're gonna have
to go tricend, Like now we have to go sit
in somewhere cold to do our radio show. You got hyperbaric,
I know, we had hyperbarics from hyper Bear, you know.
And now we're talking cryo freezing my tail off and
then getting good sleep, which which actually sleep is one
of the pillars of X Force. We're going to talk
about that when we get in to late in the
(07:09):
second segment. We're going to start learning a little bit
more about X Force body and why that should be
for you, and why healthy body and healthy mind will
help you in business. Okay, it's not just about waking
up and going to work. You got to be healthy
all around to be successful. And I promise you guys,
people notice that they notice when you take care of
yourself and you're healthy. Before we go into that. So
(07:30):
my spring break, I know some of the some of
the kids are probably listening now. We went to Tahoe
with five families and that was a lot of fun.
That the whole skiing thing and I don't know about y'all.
Can you guys ski?
Speaker 4 (07:41):
Okay, y'all, I already told you this. No I should.
It should be like a pro, But no, I don't ski.
Speaker 3 (07:48):
You were born on the side of a ski slope. Okay, literally, no,
we went up there. I'm gonna I'm gonna give the
shout out to these boys on this school trip real quick,
especially if they're listening, because I'm a blue and green guy,
right like, I like to chill. I don't like to
almost break my neck. I will do the highest blues,
the whatever they got, you know, they're hard enough for me.
So we're up at ten thousand feet at Tahoe and
(08:11):
and my son and his five buddies were like, oh,
we're we're gonna you know, we don't do these blues.
We're gonna have all these blacks and double blacks and
all those are Like today, we're going to Mott Canyon
and I'm like looking on the map and it's on
the map, right, so it seems like good enough. And uh,
you know, when you're skiing, you have these these big
old you know, post things that tell you where you're going,
you know, blue, black, green, and they they show me
(08:31):
a picture of Mott Canyon. Mott Canyon is a double
black canyon, right, and there's there's six gates they call them,
and on the little thing it says if the gate
is open, you can ski it. So I'm thinking, oh, okay,
there's nothing weird about that. They get down to the
bottom mountain, they show me a picture of the of
the sign. All right, you guys got to look this up.
You've got to google if you're if you're at home,
Mott Canyon, Heavenly Tahoe. The sign literally reads ungroomed, unmaintained,
(08:56):
double black terrain, Beware of rocks, trees, avil lanches of
something else you know, in the snow whatever. And then
it has a skull and crossbones. This is legit and
it's orange. It's a it's a paper orange sign, not
even like a big giant sign, and it says ski
at your own risk. This is your final this is
your final decision point. You could die.
Speaker 4 (09:19):
It literally because you could die.
Speaker 3 (09:20):
You could die. Are the words with a skull and crossboat.
And my kids did all six of them, and I'm like,
did you guys? Like He's like, no, nobody really fell,
nobody lost to ski. You know, we've we fell a
little bit here and there, but you know, we made
it to the bottom every time, no problems. And I'm
just like, are you kiddy? So I don't even know what.
Speaker 4 (09:37):
I was thinking. I was going to hear that you
did it so you chickened out. They all know that sign. Okay,
final decision point.
Speaker 3 (09:44):
I will not I will not get on a double
black at this point. You know, it may like maybe
a single.
Speaker 4 (09:49):
Black, you know, and there's probably a smart decision. Frank,
I like having you here on the show.
Speaker 3 (09:54):
Thank you, thank you. I just cherished my legs. And
speaking of legs, I I whooped the crap illy out
of every other guy. I'm sorry if you're listening, guys,
because you know it's the truth. I wasn't even tired
when I got to the bottom of the runs every
single time. I wasn't like heavy winded. I'm at ten
thousand feet. My legs weren't tired. The only thing that
hurt was my damn shin because I had too much
sock stuff bulked into my ski boot. But other than that,
(10:16):
it was crazy. I mean, we got to the end
of the day. I'm like, you know what I did
the week before, I made the X Force guys work
out my legs even harder. I'm like, I want more weight,
more reps. I need to feel this so that when
I get on the slopes and man, I gotta tell
you it works. So that's enough about spring break and
about that basic stuff. When we get a little later
into the second we're going to learn a little bit
(10:37):
more about Illy and X Force Body. If you guys
have a minute in the break, you want to look
up xforcebody dot com. I promise you this can change
your life again if you have two two days a week,
twenty minutes a day. Guys, that is all I work out,
and I will try to find you a fat pitcher
and put it on the screen. But two days a week,
twenty minutes a day. This is not a joke. I
(10:58):
told Illy she was full of crap on my podcast
five years ago, and she challenged me and said, if
you'll give me thirty days, thirty days and just listen
to what I say for thirty days and you will
absolutely be happy results. And she did not lie to me.
And I've been doing this now over five years. So
when we get back sin, we've got some real estate
(11:20):
statistics on what did you say condos today?
Speaker 4 (11:22):
Well, yeah, because normally we just talk about single family
home numbers, so I figured, yes, they just closed on
a condo. Nice thankfully because this was a deal that
got delayed and I feel condos are a bit tricky.
And yeah, yeah, I just thought good timing for us
to talk about condos stats because I don't have my
numbers for March yet they didn't come out.
Speaker 3 (11:41):
That's okay, We're excited to have them on the next show,
and we will. I know you have some questions for
me on condo financing, So if you guys are interested
in condo financing, the next segment is your segment to
learn about condo transactions and condo stats as well as
interest rates. And then we're gonna be talking about staying
healthy and getting in shape with Illy from X four.
Stay tuned. We'll be back on the businesspur in just
a minute.
Speaker 1 (12:01):
All the best mortgage or real estate advice from Tampa
Bay's top experts. It's the Business Happy Hour with Frank,
Debank Koto and Sandia.
Speaker 3 (12:10):
All right, Tampa Bay, Welcome back to the Business Happy
Hour with your host, Frank Debankkoto, owner of Lincoln Lending
Group and eight one to three mortgage dot Com in
studio with my amazing co host Sendya Akishana from the
top real estate team in Tampa Bay which is.
Speaker 4 (12:28):
Mahara and Associates Company.
Speaker 3 (12:31):
Oh company. I say team again, I always say teams.
Speaker 4 (12:34):
That's all right, we actually are. We're like a big team.
So you guys really are ye.
Speaker 3 (12:38):
You're about one hundred strong still right right now, aren't you?
That is awesome? And I gotta say it's it's you.
Guys just hired two people that I know very very well.
I know their husbands really well, two new real estate
agents to the Tampa Bay area. I want to give
a shout out. I'm gonna I'm gonna get this on video,
but I want to give a shout out to two
of the newest agent team members of Maharan Associates that
(12:59):
is Ashley spinar Uh and Shelley Scortino. I know their
husbands from Tampa Jesuit many years ago, and they're going
to be two of the best real estate agents on
Mahara and Associates. I know they're going to absolutely kill it.
So girls, hopefully you're listening. I encourage people to give
you guys a try and try out Mahara and Associates.
I promise they will not let you down, just like
(13:21):
Cinia has never let me down and she always shows
up for the show. Thank you so much for doing well.
Speaker 4 (13:27):
Thanks Frank and girls. Welcome, Welcome to Mahara and Associates. Yeah,
you won't regret it.
Speaker 3 (13:31):
No, No, they great brokerage. You are, so tell it.
Speaking of great brokerages, let's talk some condo stuff and
early chime in during the condo talking out all that
too before we get into healthy mind and healthy body.
So what you got?
Speaker 4 (13:42):
Okay, Well, I know you like to keep it, you know,
light and sunny. But I think everybody knows that the
condo market's been struggling. Yes, yes, I think for us
it's actually not as bad as in some other parts,
like you know, South Florida, and you know, things kind
of started struggling because of that, you know, building colors,
and since then there's just been new regulation with the
(14:03):
Milestone surveys and the instructural integral Yeah, inspections. So well,
closed sales for February year to date were down ten
point two percent, and I mean they've been they've been
down for a little.
Speaker 3 (14:17):
While minutes and year over year, year over.
Speaker 4 (14:20):
Year, Yeah, and then median sales price is down four
point three percent, which I actually thought, Yeah, I thought
that it would be a little bit more. So those
have been in the decline. But yeah, the reason I
say it is they're just they're sitting there longer. It's
just it's a more troublesome process, as you know, on
the loan side. So for me, that was the hiccup.
(14:43):
You know that we got to like my client was
conditionally approved within like a week. Everything was done, we
got the appraisal, and then the hiccup came with the HOA.
So this was like a small little community, but you
guys have to have the condo questionnaire for the loan
side right right, and then on our side as agents,
it's also more paperwork intensive. There are just you know,
(15:05):
more things that we need. We need to get all
the financials from the h away and to make sure
that they're you know, in good standing.
Speaker 3 (15:11):
So what I find with condos is is the way
to mitigate the issue on financing and on the overall
transaction on a condo is there just has to be
more research up front. And I find that a lot
of agents, especially listing agents, is they treat them just
like single family homes. And I think you figured out
some of that throughout the process, and it wasn't your listing.
Speaker 4 (15:31):
I figured that out early on. So I do, like
it's not my favorite. I love single family homes. Condos,
you know, it's just whatever. The price rangs are just
always tricky. There's a lot more to it. But yes,
start getting the stuff up front, because like in this case,
even though we started it and trying to get all
the docks up front, we were not getting all.
Speaker 3 (15:48):
The docks up front. No, it was a very.
Speaker 4 (15:50):
Piecemeal and even at the end, like I think the
lender ended up having to get an exception for like
a certain question that was holding us up that they
just wouldn't answer. You know, it was a run around
and we.
Speaker 3 (16:01):
Got it done. Yeah. Good, that's the plus.
Speaker 4 (16:03):
And I mean condos are great in some regards where
you know, you can get a lower price point on
some of them, you know, and maintenance free pretty much
because the condo fees cover you know, most of your
living expenses if you want to paint, but other things
are covered.
Speaker 3 (16:17):
So so I would say condo's definitely a great option.
The one thing that people need to weigh is you
can buy a house, let's say for three hundred thousand dollars,
and it's going to have a payment and I don't know,
let's say two thousand dollars a month, right, Well, if
it's a condo, that same three hundred thousand dollars is
(16:38):
going to have the same payment, but then it's also
going to have an HOA fee, And the HOA fees
have gone up a lot because of the things like
the crash of that condo and the new regulations and everything,
so you know, for example, it could be five, six,
seven hundred dollars a month, So you really need to weigh.
You know you're talking about they they they're very maintenance free.
Well you're paying for that, right, So you got a weigh,
(16:58):
do I want to buy a house? Al so you
can maybe qualify for a house that's three seventy right
or four hundred, or you could get the condo with
the association fee for the same payment. So it's kind
of a give and take. That's why you really need
to talk to a good financial person to find out
what works better. When you're throwing that haa fee, and
then the docs you're talking about condo questionnaire, insurance and budget.
(17:20):
Those are the three things that if you are a
listing agent, you need to have your hands on these
things before you put it on the market, because if
you're talking to a good finance company like Lincoln Lending,
when we hear condo, we ask for those three things.
I want insurance, budget, and I want at least know
if they have some of the answers on the condo
questionnaire right now. A lot of times they are going
the buyer's gonna have to pay for the condo questionnaire.
(17:43):
But did you know if you put down twenty five
percent on a condo purchase, you can avoid the budget
and the condo question did not know that and only
get the insurance? Did you also know that there is
an approved list that most lenders have called a pers approval.
We just got a file I'll send to us last
Friday that another lender at one of the top banks
(18:04):
in the country said they couldn't do and they were
given this client all kinds of trouble on this condo.
I sent it over to one underwriter out of forty
underwriters and said, hey, tell me about this building. She
writes back Frank that one's approved. I don't need anything,
just the appraisal. Give me the appraisal and the master insurance.
It's already an underwriting, already approved in forty eight hours.
Speaker 4 (18:22):
Those they didn't know how many condos are on the
approved list way more.
Speaker 3 (18:26):
Than you think. Really, Yes, yeah, so the FAHA and
VIA approved list a very small amount, right, But a
lot of people don't realize this. It doesn't have to
be on the approved list. We can actually get a
condo for approved FAHA with just an extra week or
two worth of work and get somebody into that. So
if you're out there buying a condo and your lender
has told you or someone has told you you can't
(18:47):
buy that condo for xyz reason, don't take that as
the gospel. It doesn't mean that other banks can't do it.
A perfect example is the lender, a great lender said
they couldn't do this loan. I called one out of
forty and it's on their approved liss SIN. So it's
not just a blanket approved list across the country. Each
lender can have their own approved list. So I didn't know, Yes,
(19:10):
so working with a lender that has forty underwriters gives
you forty shots. It'd be like, you know, coming into
to the roulette table and I give you forty spins
for the same price as one.
Speaker 4 (19:20):
So you're saying, if somebody's thinking about buying a condo, they.
Speaker 3 (19:22):
Call you, Ah, yeah, you know right now.
Speaker 4 (19:24):
They should call you if they're thinking about buying any
kind of real estate.
Speaker 3 (19:27):
I'd recommend that contact frankdbank dot com. That's how you
get in touch with me. It's contact frankdbank dot com.
And if you want Sennya to find you the condo,
because I don't find these condos, I just finance them.
She'll tell you how to get in touch with her.
Speaker 4 (19:38):
Yes, try to find a newer one. No the thirty
year mark, so no for a lot of them. Actually,
that's what's coming up. So if you're a buyer and
you're thinking about buying it, look at the year that
it's built and ask if they've done those mandatory inspections.
That's it, guys, because if not, that'll hold up your deal.
Speaker 3 (19:53):
You nailed it, find a new condo and go to
contact frankdbank dot com. We're coming back here with Illistoilova
from x Force Body. Get ready to learn about hell
Healthy Mind, Healthy Body on the Business Happy Hour.
Speaker 1 (20:03):
Welcome to the Business Happy Hour radio show with your host,
Frank Debank Coodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishana, realtor with Mahara and Associates.
Speaker 2 (20:17):
Tampa's top real estate company.
Speaker 1 (20:19):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (20:25):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:27):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade. Listen right here
or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Debankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (20:46):
Here's Frank de Bank and Senia.
Speaker 3 (20:49):
All right, guys, welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
Don't forget we're on three radio channels now. It's not
just nine to seventy WFLA. We're also on twelve w
h and Z and FM now one oh five point
nine FM. You can listen to us all three stations
early on Sunday mornings. And you can check out our
podcast on iHeartRadio The Business Happy Hour anytime. And we're
(21:13):
also on the Facebook, Google Machine, YouTube Machine, and Instagram.
So find us if you don't find us, like you're
not even looking, So Sandia, we have a great guest here,
a repeat guest.
Speaker 5 (21:23):
Yes.
Speaker 4 (21:24):
I love having Yes, someone who's learned about the cryo chamber.
Speaker 3 (21:27):
I know I'm gonna go try to freeze myself now. Literally,
we have to do this. We have to figure out
this cryo thing. But Illy owner of x Force Body
two locations, Kennedy and Paul Harbor, I can speak for
days on it. But why don't we talk to the
people about you know, what are the important things about
this lifestyle? And you know somebody, somebody says they're too busy.
(21:49):
You know, you got an executive who you know is
probably doing very well in the wallet. You know, we
used to call it sets of wallet when I was fat, Frank,
That's literally what I would say. I'd be like everybody's
working out, being like I'm doing a set of wallet. Well,
you know what, it doesn't matter how much money you
have in the bank when you look like a slub
and when you're not going to be alive to see
your grandkids.
Speaker 5 (22:08):
Rctly or the quality of life or the way you
see yourself in the mirror, your confidence level, and most
importantly your health.
Speaker 3 (22:18):
Right.
Speaker 5 (22:19):
I always tell people, oh, but my car payment, but
my house payment. It's great what you guys do, and
you know, sell homes and help people buy homes, but
ultimately your home is your body, right, because when you
lose your health, you're going to be willing to give
up everything your own to get your health back. Another
(22:42):
saying is you have a thousand problems until you have
a health problem, then you have one problem.
Speaker 3 (22:49):
That's a great point, and that is the first thing
we ignore.
Speaker 5 (22:53):
Right, It's the first thing. Oh, I'm not going to
go to the gym or I'm not going to lift weights. Yeah,
you don't feel like we're lifting weights until you wish
you did. Because life is only aging is only making
us weaker. We lose s trend with aging. Losing muscle
causes hormonal problems, it causes joint pain, It causes a
(23:21):
weekend cardiovascular function. Now we're not through research that actually
the best exercise for your heart is trend training. It's
not cardio. That was debunked long time ago.
Speaker 3 (23:31):
Really, so it's not running and stares and all that.
Speaker 5 (23:35):
And actually I just came back from the Health and
Fitness conference. It's a world one. It was in Vegas,
ninety countries and doctor Cooper got a Hall of Fame
aword Doctor Cooper, he's ninety four. He walked on stage
and said thank you and accepted his word. He wrote
the book Aerobics. He came up with the term arobics,
(24:00):
doctor Cooper. He has a cardio clinic. I forget what state,
but this is how everybody in the seventies, you know,
with the little shorts. They're jogging, they're.
Speaker 3 (24:12):
Doing Richard Simmons.
Speaker 5 (24:14):
Yes, they're jogging, walking, running, swimming, biking because of the
book Aobics. In this book, you collected points throughout the
week about all these activities running, jogging, walking, swimming, and
you got so many points a week. You're good, right,
(24:36):
And now we have these triathletes, runners, swimmers. What happen
is twenty years later they're in their late forties early fifties,
these people started dropping dead. The reason was cardiovascular problems,
hard problems. And people said, wait a minute, there's an
(24:58):
issue here. He should be in top shape cardiovascular wise,
because he's a runner, he's a triathlete, he's a jogger,
he's a swimmer. And now at that point they realized
that must be not the answer to cardiovascular health. They
started new studies. It was in a course of over
twenty years, right, so now fifty years later, right, we're talking.
(25:21):
They started twenty years ago. The most famous study was
done with over a thousand firefighters. Is one of the
most famous studies. You can pull it up on artificial intelligence.
So they monitored the firefighters hearts in a period of
ten years. A small group of them, maybe twenty of them,
(25:42):
did one strength exercise, it was the push up. The
rest of them all they did is treadmill workouts, walking, jogging,
running for ten years. For ten years. At the end
of the ten year mark guests who had a healthier
heart the push a small group and now they said no.
The heart is also muscle cross education and the nervous
(26:07):
system helps you strengthen through your muscles. Also, the heart
and now we need to get out of the stone
ages of fitness and keep learning. And this is what's
actually good for you. You don't need more than thirty
minute walk a day. That's it. That's all you need.
Speaker 3 (26:26):
Because I need you to move right right.
Speaker 5 (26:28):
But for your heart held strength training is essential.
Speaker 3 (26:32):
That's why you always ask us. You know, you have
five questions you ask us after each workout, and one
of them is about our physical activity. You know, have
you done any cardio? And it's funny that the way
you always said it, it's you don't got to go
get on treadmill. She's like, are you active? Are you
up and walking around all day? Because if if you're
in your job and you're all walking around already all day,
(26:52):
you don't got to go home and walk your neighborhood
for thirty minutes. It's if you're a desk jockey and
you're sitting all day long. Well, that's why they have
these things called like various desks and these stand up
desks which we use in her office and it keeps
like Beverly, she never sits down. She stands up all
day long, which is good and I think that's amazing.
Speaker 5 (27:12):
And this is one of the benefits of your way
of working out right, it's you're also benefiting your cardiovascular
system without probably even knowing it.
Speaker 3 (27:21):
Right, And I didn't know that. I know my heart's
healthy according to the doctor.
Speaker 5 (27:27):
You know, your strength workouts, it's helping that, just like
if and back then doctor Cooper and all these Uh,
the thought process was, my lungs are close to my heart, right,
so doing all this running, jog and walking, it's I'm
(27:47):
breeding more right, hu, So it's it's helping my It
was a known as finding right.
Speaker 3 (27:53):
They didn't expect that. I bet you.
Speaker 5 (27:54):
Correct, just like with anything, but now we know better.
Speaker 3 (27:58):
So speaking of lungs, So, I've had sports ass ever
since I was a kid. You know, somebody you may
have seen me out puffing and hailer like if I'm out,
you know, doing something, or before I go in a
gym or something like that. I used to have to
carry that damn inhaler with me almost all the time
if I was going to do any type of physical
activity or anything like that. Until I started X Force
(28:18):
and you know, it could have been any workout, but
X Force it by losing the weight, I think it
took pressure off of my lungs and my internal organs
and things like that, and it's it's increased my lung
strength and my heart strength. And it was kind of funny.
It's almost like a force a habit like I talked
about in the first segment. A couple of weeks ago,
I went into the gym, and normally I'll take a
puff before I'll go in there, if you know, opens
(28:39):
up the lungs makes me feel better. But I forgot
it and I didn't, and I'm like, oh, man, I
wonder if I'm gonna get winded. I didn't even get winded.
Speaker 5 (28:46):
That's great.
Speaker 3 (28:47):
So it's almost like thinking to myself, my god, man,
this is a stupid habit. Now I'm in good shape.
I don't need this anymore. You know, the only time
I paid it was I'm ten thousand feet in the mountain.
Yeah it helped me, you know, to breathe. But yeah,
these all these little things add up. But the strength
training now, now X Force is all about strength training,
but it's not what people think of a typical gym.
(29:09):
When you walk in there and you've got what's the
old back and buys chest and tries and what do
we do all these machines and all these sets and
all these reps and all this stuff. What do we do?
We do one rep machine, I'm.
Speaker 5 (29:22):
Sorry, one sets, one set to failure.
Speaker 3 (29:25):
On each machine. I have seven machines.
Speaker 5 (29:26):
And the reasoning behind it it is we try to
go to failure or as close as possible to failure.
Speaker 3 (29:35):
Right with failure not right?
Speaker 5 (29:36):
But not everybody is comfortable with that kind of intensity. Okay,
but even if you get close to it, right, you're
going to get results. Right now, the maximum results you're
getting is you go to failure. But so, first question,
do we know where three sets of ten came from?
Speaker 3 (29:54):
You told me where this came from before? Okay, it
was like an old like an old book or something?
Speaker 5 (30:00):
Was it three sets of ten?
Speaker 3 (30:02):
Oh? No, no, yeah, tell it? What is the US
government or something?
Speaker 5 (30:05):
So I'm always curious why am I doing this this way? Right?
So three sets of ten was invented by two physical
therapists at the end of the Second World War to
rehab soldiers shoulders the three sets of ten because more
(30:27):
sets decreases the intensity. So the physical therapists decided it's
going to be safer to rehab the joint. This is
where three sets of ten came from. So why are
we doing the same thing, how many decades later? Because
some broke in the gym is doing it.
Speaker 3 (30:48):
Like how she said, that's broke.
Speaker 5 (30:50):
Right, Oh he's doing it, will look like him, But
well you don't have his parents. So now, after so
many weeks with Nautilus especially, we have over fifty years
of research, right, and muscle has muscle fibers. If you
can exhaust all those in one set, why waste your time?
This is why you work out. So it's like needing
(31:13):
two light switches to turn on a.
Speaker 3 (31:15):
Light, right, why do you need that?
Speaker 5 (31:17):
It's you provided the stimulus, move on to the next
muscle group, make your workout more efficient, more intense, and
you're helping all these other things. But this is why
we go to the gym, and we never ask why
am I doing this?
Speaker 3 (31:30):
Well? Why I asked, and you told me, and then
I followed for five years. Guys, So one set seven machines,
twenty minutes full body workout, two days off, then you
come back and you do it again. Guys, I still
get sore after five years. I know I sound like
a commercial because I am one, Because I'm actually one.
Of those guys who has a fat picture and a
skinny picture, not just on the Weight Watchers commercials. Go
(31:53):
to x Forcebody dot com check it out. We're gonna
take a quick break on the Business Happy Hor We're
gonna come back with more from Ili from x force
Healthy buying Healthy Body Healthy.
Speaker 1 (32:01):
Let's get back to the Business Happy Hour radio show
with your host Frank the bank Koto, owner of Lincoln
Lending Group, and his co host Sendia Akishanna.
Speaker 2 (32:09):
Realtor with Mahara and Associates.
Speaker 3 (32:12):
Hey, Tampa Bay, Welcome to the Business Happy Hour, your
number one show for all things business and entrepreneurial. And
today we're talking about an amazing business that not only
can change your life, but it can make your wife
happier with you too. It can get you more business,
it can make you feel good. It can make you
run with those fifteen year olds on the ski slopes.
(32:33):
That's right, Xportsbody dot com. You guys have to check
it out. If you're an executive and you aren't working
out because you don't have time to work out, well,
I have a solution for you. Do you have two
days a week? Pick your days all right? Two days
a week twenty minutes a day in the time it
takes you to drive to your other gym, do your
(32:53):
hour to work out, go home, take a shower. You're done.
You're done in less time. I do this in an
hour flat from the time I leave my officer house,
do my workout, change clothes, wipe myself down a little bit,
put my work clothes back on, and go to an appointment.
It's one hour. I'm taking two hours out of my week,
(33:15):
and I am healthy, I feel good. I can run
with the young kids. I can. I look good.
Speaker 4 (33:22):
I'm gonna say, and you look good, Frank, that's pretty
important too.
Speaker 3 (33:26):
I mean, I'll throw that in there. Listen. I used
to be that guy that wore when she met me.
I wore those Columbia shirts and those and those what
do you call like Salt rock shirts or whatever you have,
Salt Salt Life or whatever. I was wearing a side
large and Itlly's like, oh, what do you wearing these
shirts for? Dude? You can't. You won't catch me with
a shirt on at the beach anymore. Right, I was
the dude who wore the shirt in the pool. Are
(33:48):
you wearing a shirt in the pool? If that's you.
It doesn't have to be you. I have a lot
of confidence. Okay, I'm one of those guys who could
rock that freaking belly. Okay, but I started putting a
shirt on until I met itly and she just wants
to say it's on me, but it was on her
to provide me the platform.
Speaker 4 (34:09):
Again, the followed it and their quick results. So guys, yeah,
I guess it's you know, summer's around the corner. You
can potentially be short free at the pool.
Speaker 5 (34:19):
And your friend sum to tell me, Please tell friend
to keep taking your shirt off, uncomfortable showing off his apps.
Speaker 3 (34:29):
I mean, listen, you're flying. If you got him from.
Speaker 5 (34:34):
From not taking your shirt off, we can make you
put it on.
Speaker 3 (34:38):
Whatever, right when somebody tells you to put it on,
that's a good thing.
Speaker 5 (34:42):
No, but this is what gives you. It gives you confidence,
it does.
Speaker 3 (34:47):
I think. I am Oh my god, I didn't even
know what that looked like. Anyway, No, so Illy, what else?
What else do we got to tell people? We've got
We've got a you know, at least five minutes left
in the show. What do they need to know about
X Force? In the part how do how do they
what do they do? How do they learn about it?
Where do they go? Do they go to exports dot com?
Do they call you?
Speaker 5 (35:05):
Just go to x forcebody dot com or my personal
email is Eli I L L Y at x forcebody
dot com. Even any questions any I would be happy
to just even if you live outside of the area,
and I'll be happy to help with a routine or
nutrition advice. We follow doctor Ellington Garden's meal guide from
(35:28):
his latest research and because also with the nutrition, we
have to be careful about feeding eating right to be
able to fuel the muscle, you know, the ketto the carnivore,
those things are a little bit imbalanced, if I can
put it that way.
Speaker 3 (35:46):
You told me the first day we met, because I'm like, oh,
what I gotta do? Drop all my carbs and do this,
And You're like no, You're like if you don't need carbs,
then you don't have energy for your muscle.
Speaker 5 (35:56):
Exactly, you need energy.
Speaker 3 (35:57):
You're telling me, like, eat sour cream and and eat
the eggs, and eat the carbs and do all this stuff.
I'm like, what my favorite thing that you told me?
And I say this to people to this day. This
is how you got me to go on a quote
unquote diet because it was not a diet she told me.
I said, Illy, I'm a foodie. I eat out every day.
(36:17):
I literally eat out every day for lunch, guys, and
probably multiple times a week for dinner. So, by the way,
you don't have to get fat eating out every day.
I eat out every freaking day, and I don't order
off the healthy menu. Okay, but what you told me
is eat what you like, but eat less of it,
you said, Frank. The first night I went to X Force,
I was going out back that night. I said, well, Illy,
(36:38):
I'll normally get a salad and broccoli and a steak.
She goes, order it, but eat half of it, bring
it home, and eat the other half a few hours later.
And it's amazing what it does for your metabolism. It
keeps my metabolism going. You don't get extra full and
gorged on food. And then after you do that for
a month, it's a habit, exactly. And now I've learned
(36:58):
all the little tricks. And it's not hard, guys.
Speaker 5 (37:01):
It's a lifestyle. It's lifestyle, and not a lifestyle that
you hate. No, it's not restrictive.
Speaker 3 (37:07):
No matter of fact. I get, you know, I can
listen when you get to the fact of having abs
and then you and then you lose a couple. Then
you're like, oh, I gotta go back to and I
gotta redo what I used to do. Right, I could
work out a little more, but I don't have to.
It's not necessarily what you gotta do.
Speaker 5 (37:24):
Actually, I've noticed my abs look the best the morning
after pizza and ice cream.
Speaker 3 (37:30):
Really, yes, you.
Speaker 5 (37:33):
Know why because the sugar and just went into the muscle.
And I swear every time that.
Speaker 4 (37:42):
You eat sugar and ice cream.
Speaker 5 (37:45):
Lifestyle pizza and ice cream. And the next morning, I'm like,
my abs are looking better.
Speaker 3 (37:52):
Yes, exactly like skinny. Like I make fun of my son,
he's always like pulling a shirt up. It's like these
abs and I'm like, those aren't even must that's like
skeletor Okay. I'm like, abs stick out because they are muscles.
Like they are muscles. And by the way, they have
an AB machine, and I do the AD machine two
days a week. I throw in the extra AB machine
(38:13):
just you know, and you know what really helps is
the sides. What do you call these the obliques and
the core I mean these things are like rocks over here,
you know. Sorry, I'm speaking about myself.
Speaker 5 (38:22):
And also that you know for people with back pain,
chronic back pain, training.
Speaker 3 (38:30):
Car accidents, injuries.
Speaker 5 (38:31):
Correct training your body in a balance way. You know
how we're doing chest and back. I mean, do you
know how many guys and girls too skip back in
the gym? They don't train back. You don't know because
you've been coached to do it regularly, but people just
don't do it because they can see only the chest
in the mirror. And it's normal to be stronger upfront
(38:54):
because we do everything in front of us, opening jars,
working right here in groceries, it's in front of the back. Yeah,
So what happens to the back muscles? They get weaker
and weaker, and now we have this in balance. Now
you start getting back pain, right, and what you're doing
it's also I don't think you have a day wake
(39:16):
up with back pain, right.
Speaker 3 (39:17):
No, I'm just used too, but I don't anymore.
Speaker 5 (39:20):
Most people in their forties start having back pain, yeah,
the latest forties.
Speaker 3 (39:25):
Yeah, bad posture, like you say, not working it out exactly.
Speaker 5 (39:28):
It has to be balanced. Muscle protects the joints, including
the spine your knees. So bean strong will prevent a
lot of problems, including orthopedic issues and pain.
Speaker 3 (39:41):
I can't say enough about it. Illi, thank you so
much for coming on the show.
Speaker 5 (39:45):
I thank you for having me.
Speaker 3 (39:46):
Yes, X Forcebody dot Com. Guys, you have to check
it out. If you don't remember all this stuff, just
reach out to Center myself. We'll tell you how to
get in touch with Illi. But it is X Fororcebody
dot Com. I promise you won't miss it, and you
have a listing real quick? Really?
Speaker 4 (40:00):
Thank you. Oh yes, I have one coming up in
a couple of weeks before Easter, and I love the
price point. It's the low fours, cute little house with
a beautiful pool. So reach out to me if that's
an attractive price point for you, and I'll hook you
up with an early preview.
Speaker 3 (40:14):
There you go, super secret listing. We'll see you guys
next week on the Business Happy Hour. Stay tuned.
Welcome to the Business Happy Hour radio show with your host,
Frank Debankkodo, the owner of Lincoln Lending Group right here
in Tampa Bay for twenty three years, joined by his
incredible co host, Senia Akishana, realtor with Mahara and Associates,
Tampa's top real estate company. Together, they have helped finance
and clothes nearly one billion dollars of real estate every year.
(00:23):
If you're looking for local mortgage or real estate advice,
the Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (00:31):
Listen right here or.
Speaker 1 (00:32):
Fight us on the Business Happy Hour YouTube channel, or
follow us on Instagram at Frank Debankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (00:44):
Here's Frank de Bank and Senia.
Speaker 3 (00:47):
Hey, Tampa Bay, Welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
And man, we've got a show for you guys today.
Let me ask you a question. Are you still working out?
Did you do a New Year's resolution that you were
going to get back in the gym? You're going to
bust your tail, you're going to lose weight, you're going
(01:07):
to keep the weight off. Did you promise that to yourself? Well,
if you did, the question is are you still doing it?
And a ninety percent of people who are out there
right now working out from January they've quit already. They
think they think it's done. That's right, James. They just
are not hanging in there. Why does that happen? It's
(01:29):
because you don't form habits. You don't hold your habits.
A habit takes at least thirty days, at least thirty
days in order to become permanent, right, So are you
creating the right habits? That's the question. And if you are,
are you working out at the right place that doesn't
(01:52):
waste your time? Are you taking more than twenty minutes
a day, two days a week to work out? If
you are, you're wasting your time because you can accomplish
the same thing in two days a week twenty minutes
a day at x force Body. And that's what we're
gonna learn today from my friend Illystilova, the owner of
x Force Body, the founder of Exports Body. Here in
(02:13):
Tampa two locations, Palm Harbor, and Kennedy. And I will
tell you, guys, I wasn't born looking this good. I
didn't look this good for a long time. Don't laugh
at me, Sin, I know what you're thinking, but she
didn't know Fat Frank. Cindya had the pleasure of only
meeting fit Frank. And We're gonna pull out some fat
Frank pitchers possibly today if we have time and a break,
(02:33):
and I'm gonna get you guys to see what they're
what they're all about, because fat Frank boy, he was
a fun guy. He was a good looking guy, but
he was a fatter guy. And I tell you what.
After I started working out with Illy only six months in,
I lost over forty pounds. Then people actually came up
to me and sadly they would say things like are
you okay? Are you sick? And I'd like, look at
(02:55):
myself in the mirror. I'm like, God, do I look
like I have cancer? Or something like what's it? People
really were concerned for me. But when you transform like that,
people notice, especially the people who haven't seen you in
a long time. But I think what's even more exciting
is when you do, when you have a transformation of
your life and your body, and it does isn't just
a fad. It doesn't just go away after three months,
(03:17):
six months, or a year, even two years. Guys, I
started this trend right before COVID. Do you realize that
COVID was over five years ago when it started over? Yeah,
that's crazy? Is that not insane?
Speaker 4 (03:32):
Five years flew by.
Speaker 3 (03:33):
We all think of COVID like it's yesterday, because it's
this like black in print in our brain, But it's
over five years ago that we first shut down and
I started this workout. I think it was like September
or October of twenty nineteen, and I'm still doing it.
Why am I still doing it? We're gonna find out
(03:55):
later in the show, but I will tell you that
the quick answer is because it's easy, and I feel
like an idiot if I don't do it. That is
the fact. And now to introduce the person who I
told was absolutely full of bull Honky I said something
else because it was a podcast, But the person who
introduced me to exorce Body, I least story. LoVa. Welcome
(04:18):
to the show, Illy.
Speaker 4 (04:19):
Thank you for Elly, so nice to have you back.
Speaker 3 (04:23):
And of course, Senny Akisha, you guys know my favorite cost.
How are you doing, sin, I'm great, you're looking great today.
Speaker 4 (04:29):
Well we're all, you know, off spring break? Now, have
everybody got a little rejuvenated? Did their trips?
Speaker 3 (04:34):
Yeah?
Speaker 5 (04:35):
Back to the worm?
Speaker 3 (04:36):
Yeah?
Speaker 4 (04:36):
I asked it to the warm. I'm back to the warm.
Speaker 3 (04:38):
Oh I am you?
Speaker 2 (04:39):
And I?
Speaker 5 (04:39):
Well?
Speaker 3 (04:39):
Yeah, what you did? You go ski?
Speaker 4 (04:41):
I did not go skiing, but I did go to
New York. I know, I was like in between New
York and Vegas, but we ended up in New York
and it was great.
Speaker 3 (04:49):
That was awesome. Elle. Where'd you go for spring break?
Speaker 4 (04:51):
Just beach beach, That's what you're supposed to do for
spring break. But we're Floridians, so well.
Speaker 3 (04:56):
It's it's like half and half now, you know. You
look at all your friends on spring break, especially Floridians,
It's like half of them go and freeze their tails
off and go up in mountains and then the other
half sit on the beach.
Speaker 5 (05:06):
Right, I don't find any jaw in freezing. I did
crayo chamber yesterday for three minutes. That's it.
Speaker 3 (05:11):
The cryo chamber.
Speaker 5 (05:12):
The cryo chamber, what is that? Amazing?
Speaker 3 (05:15):
How cold is it?
Speaker 5 (05:18):
Yesterday? I did negative one hundred and fifty six fare
and high.
Speaker 3 (05:22):
Oh my god, for three minutes and you're alive.
Speaker 5 (05:25):
Amazing. Actually, my restorative sleep jumped to four and a
half hours last night. Total sleep duration was seven hours
and ten minutes. Wow, four and a half hours of
RAM and deep combined. It's unheard of.
Speaker 3 (05:40):
And this is because of this cryo chamber that helps
improve sleep.
Speaker 5 (05:44):
I totally think it's that.
Speaker 3 (05:46):
Where'd you do this?
Speaker 5 (05:47):
A there's a great guy. I met him yesterday. He's
a veteran. His name is Shane in Palm Harbor. It's
across the street from one of my studios. I'll start recommending.
It was great.
Speaker 4 (06:00):
I learned something new every time she's on the show.
I know, like chamber.
Speaker 5 (06:05):
It helps with skin complexion, it helps with immune system,
it helps with flushing toxins from your body. It's just great.
Speaker 4 (06:17):
How intense is that? I mean, you say three minutes,
but I mean when it's that cold.
Speaker 5 (06:22):
Well, at three minutes, I was ready to be done.
Oh man, And I actually like this better than cold
cold plunge because cold plunge is wet cold different.
Speaker 4 (06:33):
I was gonna ask, yeah, what the difference would be
the opposite.
Speaker 5 (06:37):
I totally prefer the cryo' it's dry cold.
Speaker 3 (06:43):
How did they even get it that cold in there?
Speaker 5 (06:45):
It's so it's really cool.
Speaker 3 (06:48):
Yeah, all right, So there's more stuff we're gonna have
to go tricend, Like now we have to go sit
in somewhere cold to do our radio show. You got hyperbaric,
I know, we had hyperbarics from hyper Bear, you know.
And now we're talking cryo freezing my tail off and
then getting good sleep, which which actually sleep is one
of the pillars of X Force. We're going to talk
about that when we get in to late in the
(07:09):
second segment. We're going to start learning a little bit
more about X Force body and why that should be
for you, and why healthy body and healthy mind will
help you in business. Okay, it's not just about waking
up and going to work. You got to be healthy
all around to be successful. And I promise you guys,
people notice that they notice when you take care of
yourself and you're healthy. Before we go into that. So
(07:30):
my spring break, I know some of the some of
the kids are probably listening now. We went to Tahoe
with five families and that was a lot of fun.
That the whole skiing thing and I don't know about y'all.
Can you guys ski?
Speaker 4 (07:41):
Okay, y'all, I already told you this. No I should.
It should be like a pro, But no, I don't ski.
Speaker 3 (07:48):
You were born on the side of a ski slope. Okay, literally, no,
we went up there. I'm gonna I'm gonna give the
shout out to these boys on this school trip real quick,
especially if they're listening, because I'm a blue and green guy,
right like, I like to chill. I don't like to
almost break my neck. I will do the highest blues,
the whatever they got, you know, they're hard enough for me.
So we're up at ten thousand feet at Tahoe and
(08:11):
and my son and his five buddies were like, oh,
we're we're gonna you know, we don't do these blues.
We're gonna have all these blacks and double blacks and
all those are Like today, we're going to Mott Canyon
and I'm like looking on the map and it's on
the map, right, so it seems like good enough. And uh,
you know, when you're skiing, you have these these big
old you know, post things that tell you where you're going,
you know, blue, black, green, and they they show me
(08:31):
a picture of Mott Canyon. Mott Canyon is a double
black canyon, right, and there's there's six gates they call them,
and on the little thing it says if the gate
is open, you can ski it. So I'm thinking, oh, okay,
there's nothing weird about that. They get down to the
bottom mountain, they show me a picture of the of
the sign. All right, you guys got to look this up.
You've got to google if you're if you're at home,
Mott Canyon, Heavenly Tahoe. The sign literally reads ungroomed, unmaintained,
(08:56):
double black terrain, Beware of rocks, trees, avil lanches of
something else you know, in the snow whatever. And then
it has a skull and crossbones. This is legit and
it's orange. It's a it's a paper orange sign, not
even like a big giant sign, and it says ski
at your own risk. This is your final this is
your final decision point. You could die.
Speaker 4 (09:19):
It literally because you could die.
Speaker 3 (09:20):
You could die. Are the words with a skull and crossboat.
And my kids did all six of them, and I'm like,
did you guys? Like He's like, no, nobody really fell,
nobody lost to ski. You know, we've we fell a
little bit here and there, but you know, we made
it to the bottom every time, no problems. And I'm
just like, are you kiddy? So I don't even know what.
Speaker 4 (09:37):
I was thinking. I was going to hear that you
did it so you chickened out. They all know that sign. Okay,
final decision point.
Speaker 3 (09:44):
I will not I will not get on a double
black at this point. You know, it may like maybe
a single.
Speaker 4 (09:49):
Black, you know, and there's probably a smart decision. Frank,
I like having you here on the show.
Speaker 3 (09:54):
Thank you, thank you. I just cherished my legs. And
speaking of legs, I I whooped the crap illy out
of every other guy. I'm sorry if you're listening, guys,
because you know it's the truth. I wasn't even tired
when I got to the bottom of the runs every
single time. I wasn't like heavy winded. I'm at ten
thousand feet. My legs weren't tired. The only thing that
hurt was my damn shin because I had too much
sock stuff bulked into my ski boot. But other than that,
(10:16):
it was crazy. I mean, we got to the end
of the day. I'm like, you know what I did
the week before, I made the X Force guys work
out my legs even harder. I'm like, I want more weight,
more reps. I need to feel this so that when
I get on the slopes and man, I gotta tell
you it works. So that's enough about spring break and
about that basic stuff. When we get a little later
into the second we're going to learn a little bit
(10:37):
more about Illy and X Force Body. If you guys
have a minute in the break, you want to look
up xforcebody dot com. I promise you this can change
your life again if you have two two days a week,
twenty minutes a day. Guys, that is all I work out,
and I will try to find you a fat pitcher
and put it on the screen. But two days a week,
twenty minutes a day. This is not a joke. I
(10:58):
told Illy she was full of crap on my podcast
five years ago, and she challenged me and said, if
you'll give me thirty days, thirty days and just listen
to what I say for thirty days and you will
absolutely be happy results. And she did not lie to me.
And I've been doing this now over five years. So
when we get back sin, we've got some real estate
(11:20):
statistics on what did you say condos today?
Speaker 4 (11:22):
Well, yeah, because normally we just talk about single family
home numbers, so I figured, yes, they just closed on
a condo. Nice thankfully because this was a deal that
got delayed and I feel condos are a bit tricky.
And yeah, yeah, I just thought good timing for us
to talk about condos stats because I don't have my
numbers for March yet they didn't come out.
Speaker 3 (11:41):
That's okay, We're excited to have them on the next show,
and we will. I know you have some questions for
me on condo financing, So if you guys are interested
in condo financing, the next segment is your segment to
learn about condo transactions and condo stats as well as
interest rates. And then we're gonna be talking about staying
healthy and getting in shape with Illy from X four.
Stay tuned. We'll be back on the businesspur in just
a minute.
Speaker 1 (12:01):
All the best mortgage or real estate advice from Tampa
Bay's top experts. It's the Business Happy Hour with Frank,
Debank Koto and Sandia.
Speaker 3 (12:10):
All right, Tampa Bay, Welcome back to the Business Happy
Hour with your host, Frank Debankkoto, owner of Lincoln Lending
Group and eight one to three mortgage dot Com in
studio with my amazing co host Sendya Akishana from the
top real estate team in Tampa Bay which is.
Speaker 4 (12:28):
Mahara and Associates Company.
Speaker 3 (12:31):
Oh company. I say team again, I always say teams.
Speaker 4 (12:34):
That's all right, we actually are. We're like a big team.
So you guys really are ye.
Speaker 3 (12:38):
You're about one hundred strong still right right now, aren't you?
That is awesome? And I gotta say it's it's you.
Guys just hired two people that I know very very well.
I know their husbands really well, two new real estate
agents to the Tampa Bay area. I want to give
a shout out. I'm gonna I'm gonna get this on video,
but I want to give a shout out to two
of the newest agent team members of Maharan Associates that
(12:59):
is Ashley spinar Uh and Shelley Scortino. I know their
husbands from Tampa Jesuit many years ago, and they're going
to be two of the best real estate agents on
Mahara and Associates. I know they're going to absolutely kill it.
So girls, hopefully you're listening. I encourage people to give
you guys a try and try out Mahara and Associates.
I promise they will not let you down, just like
(13:21):
Cinia has never let me down and she always shows
up for the show. Thank you so much for doing well.
Speaker 4 (13:27):
Thanks Frank and girls. Welcome, Welcome to Mahara and Associates. Yeah,
you won't regret it.
Speaker 3 (13:31):
No, No, they great brokerage. You are, so tell it.
Speaking of great brokerages, let's talk some condo stuff and
early chime in during the condo talking out all that
too before we get into healthy mind and healthy body.
So what you got?
Speaker 4 (13:42):
Okay, Well, I know you like to keep it, you know,
light and sunny. But I think everybody knows that the
condo market's been struggling. Yes, yes, I think for us
it's actually not as bad as in some other parts,
like you know, South Florida, and you know, things kind
of started struggling because of that, you know, building colors,
and since then there's just been new regulation with the
(14:03):
Milestone surveys and the instructural integral Yeah, inspections. So well,
closed sales for February year to date were down ten
point two percent, and I mean they've been they've been
down for a little.
Speaker 3 (14:17):
While minutes and year over year, year over.
Speaker 4 (14:20):
Year, Yeah, and then median sales price is down four
point three percent, which I actually thought, Yeah, I thought
that it would be a little bit more. So those
have been in the decline. But yeah, the reason I
say it is they're just they're sitting there longer. It's
just it's a more troublesome process, as you know, on
the loan side. So for me, that was the hiccup.
(14:43):
You know that we got to like my client was
conditionally approved within like a week. Everything was done, we
got the appraisal, and then the hiccup came with the HOA.
So this was like a small little community, but you
guys have to have the condo questionnaire for the loan
side right right, and then on our side as agents,
it's also more paperwork intensive. There are just you know,
(15:05):
more things that we need. We need to get all
the financials from the h away and to make sure
that they're you know, in good standing.
Speaker 3 (15:11):
So what I find with condos is is the way
to mitigate the issue on financing and on the overall
transaction on a condo is there just has to be
more research up front. And I find that a lot
of agents, especially listing agents, is they treat them just
like single family homes. And I think you figured out
some of that throughout the process, and it wasn't your listing.
Speaker 4 (15:31):
I figured that out early on. So I do, like
it's not my favorite. I love single family homes. Condos,
you know, it's just whatever. The price rangs are just
always tricky. There's a lot more to it. But yes,
start getting the stuff up front, because like in this case,
even though we started it and trying to get all
the docks up front, we were not getting all.
Speaker 3 (15:48):
The docks up front. No, it was a very.
Speaker 4 (15:50):
Piecemeal and even at the end, like I think the
lender ended up having to get an exception for like
a certain question that was holding us up that they
just wouldn't answer. You know, it was a run around
and we.
Speaker 3 (16:01):
Got it done. Yeah. Good, that's the plus.
Speaker 4 (16:03):
And I mean condos are great in some regards where
you know, you can get a lower price point on
some of them, you know, and maintenance free pretty much
because the condo fees cover you know, most of your
living expenses if you want to paint, but other things
are covered.
Speaker 3 (16:17):
So so I would say condo's definitely a great option.
The one thing that people need to weigh is you
can buy a house, let's say for three hundred thousand dollars,
and it's going to have a payment and I don't know,
let's say two thousand dollars a month, right, Well, if
it's a condo, that same three hundred thousand dollars is
(16:38):
going to have the same payment, but then it's also
going to have an HOA fee, And the HOA fees
have gone up a lot because of the things like
the crash of that condo and the new regulations and everything,
so you know, for example, it could be five, six,
seven hundred dollars a month, So you really need to weigh.
You know you're talking about they they they're very maintenance free.
Well you're paying for that, right, So you got a weigh,
(16:58):
do I want to buy a house? Al so you
can maybe qualify for a house that's three seventy right
or four hundred, or you could get the condo with
the association fee for the same payment. So it's kind
of a give and take. That's why you really need
to talk to a good financial person to find out
what works better. When you're throwing that haa fee, and
then the docs you're talking about condo questionnaire, insurance and budget.
(17:20):
Those are the three things that if you are a
listing agent, you need to have your hands on these
things before you put it on the market, because if
you're talking to a good finance company like Lincoln Lending,
when we hear condo, we ask for those three things.
I want insurance, budget, and I want at least know
if they have some of the answers on the condo
questionnaire right now. A lot of times they are going
the buyer's gonna have to pay for the condo questionnaire.
(17:43):
But did you know if you put down twenty five
percent on a condo purchase, you can avoid the budget
and the condo question did not know that and only
get the insurance? Did you also know that there is
an approved list that most lenders have called a pers approval.
We just got a file I'll send to us last
Friday that another lender at one of the top banks
(18:04):
in the country said they couldn't do and they were
given this client all kinds of trouble on this condo.
I sent it over to one underwriter out of forty
underwriters and said, hey, tell me about this building. She
writes back Frank that one's approved. I don't need anything,
just the appraisal. Give me the appraisal and the master insurance.
It's already an underwriting, already approved in forty eight hours.
Speaker 4 (18:22):
Those they didn't know how many condos are on the
approved list way more.
Speaker 3 (18:26):
Than you think. Really, Yes, yeah, so the FAHA and
VIA approved list a very small amount, right, But a
lot of people don't realize this. It doesn't have to
be on the approved list. We can actually get a
condo for approved FAHA with just an extra week or
two worth of work and get somebody into that. So
if you're out there buying a condo and your lender
has told you or someone has told you you can't
(18:47):
buy that condo for xyz reason, don't take that as
the gospel. It doesn't mean that other banks can't do it.
A perfect example is the lender, a great lender said
they couldn't do this loan. I called one out of
forty and it's on their approved liss SIN. So it's
not just a blanket approved list across the country. Each
lender can have their own approved list. So I didn't know, Yes,
(19:10):
so working with a lender that has forty underwriters gives
you forty shots. It'd be like, you know, coming into
to the roulette table and I give you forty spins
for the same price as one.
Speaker 4 (19:20):
So you're saying, if somebody's thinking about buying a condo, they.
Speaker 3 (19:22):
Call you, Ah, yeah, you know right now.
Speaker 4 (19:24):
They should call you if they're thinking about buying any
kind of real estate.
Speaker 3 (19:27):
I'd recommend that contact frankdbank dot com. That's how you
get in touch with me. It's contact frankdbank dot com.
And if you want Sennya to find you the condo,
because I don't find these condos, I just finance them.
She'll tell you how to get in touch with her.
Speaker 4 (19:38):
Yes, try to find a newer one. No the thirty
year mark, so no for a lot of them. Actually,
that's what's coming up. So if you're a buyer and
you're thinking about buying it, look at the year that
it's built and ask if they've done those mandatory inspections.
That's it, guys, because if not, that'll hold up your deal.
Speaker 3 (19:53):
You nailed it, find a new condo and go to
contact frankdbank dot com. We're coming back here with Illistoilova
from x Force Body. Get ready to learn about hell
Healthy Mind, Healthy Body on the Business Happy Hour.
Speaker 1 (20:03):
Welcome to the Business Happy Hour radio show with your host,
Frank Debank Coodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishana, realtor with Mahara and Associates.
Speaker 2 (20:17):
Tampa's top real estate company.
Speaker 1 (20:19):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (20:25):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:27):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade. Listen right here
or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Debankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (20:46):
Here's Frank de Bank and Senia.
Speaker 3 (20:49):
All right, guys, welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
Don't forget we're on three radio channels now. It's not
just nine to seventy WFLA. We're also on twelve w
h and Z and FM now one oh five point
nine FM. You can listen to us all three stations
early on Sunday mornings. And you can check out our
podcast on iHeartRadio The Business Happy Hour anytime. And we're
(21:13):
also on the Facebook, Google Machine, YouTube Machine, and Instagram.
So find us if you don't find us, like you're
not even looking, So Sandia, we have a great guest here,
a repeat guest.
Speaker 5 (21:23):
Yes.
Speaker 4 (21:24):
I love having Yes, someone who's learned about the cryo chamber.
Speaker 3 (21:27):
I know I'm gonna go try to freeze myself now. Literally,
we have to do this. We have to figure out
this cryo thing. But Illy owner of x Force Body
two locations, Kennedy and Paul Harbor, I can speak for
days on it. But why don't we talk to the
people about you know, what are the important things about
this lifestyle? And you know somebody, somebody says they're too busy.
(21:49):
You know, you got an executive who you know is
probably doing very well in the wallet. You know, we
used to call it sets of wallet when I was fat, Frank,
That's literally what I would say. I'd be like everybody's
working out, being like I'm doing a set of wallet. Well,
you know what, it doesn't matter how much money you
have in the bank when you look like a slub
and when you're not going to be alive to see
your grandkids.
Speaker 5 (22:08):
Rctly or the quality of life or the way you
see yourself in the mirror, your confidence level, and most
importantly your health.
Speaker 3 (22:18):
Right.
Speaker 5 (22:19):
I always tell people, oh, but my car payment, but
my house payment. It's great what you guys do, and
you know, sell homes and help people buy homes, but
ultimately your home is your body, right, because when you
lose your health, you're going to be willing to give
up everything your own to get your health back. Another
(22:42):
saying is you have a thousand problems until you have
a health problem, then you have one problem.
Speaker 3 (22:49):
That's a great point, and that is the first thing
we ignore.
Speaker 5 (22:53):
Right, It's the first thing. Oh, I'm not going to
go to the gym or I'm not going to lift weights. Yeah,
you don't feel like we're lifting weights until you wish
you did. Because life is only aging is only making
us weaker. We lose s trend with aging. Losing muscle
causes hormonal problems, it causes joint pain, It causes a
(23:21):
weekend cardiovascular function. Now we're not through research that actually
the best exercise for your heart is trend training. It's
not cardio. That was debunked long time ago.
Speaker 3 (23:31):
Really, so it's not running and stares and all that.
Speaker 5 (23:35):
And actually I just came back from the Health and
Fitness conference. It's a world one. It was in Vegas,
ninety countries and doctor Cooper got a Hall of Fame
aword Doctor Cooper, he's ninety four. He walked on stage
and said thank you and accepted his word. He wrote
the book Aerobics. He came up with the term arobics,
(24:00):
doctor Cooper. He has a cardio clinic. I forget what state,
but this is how everybody in the seventies, you know,
with the little shorts. They're jogging, they're.
Speaker 3 (24:12):
Doing Richard Simmons.
Speaker 5 (24:14):
Yes, they're jogging, walking, running, swimming, biking because of the
book Aobics. In this book, you collected points throughout the
week about all these activities running, jogging, walking, swimming, and
you got so many points a week. You're good, right,
(24:36):
And now we have these triathletes, runners, swimmers. What happen
is twenty years later they're in their late forties early fifties,
these people started dropping dead. The reason was cardiovascular problems,
hard problems. And people said, wait a minute, there's an
(24:58):
issue here. He should be in top shape cardiovascular wise,
because he's a runner, he's a triathlete, he's a jogger,
he's a swimmer. And now at that point they realized
that must be not the answer to cardiovascular health. They
started new studies. It was in a course of over
twenty years, right, so now fifty years later, right, we're talking.
(25:21):
They started twenty years ago. The most famous study was
done with over a thousand firefighters. Is one of the
most famous studies. You can pull it up on artificial intelligence.
So they monitored the firefighters hearts in a period of
ten years. A small group of them, maybe twenty of them,
(25:42):
did one strength exercise, it was the push up. The
rest of them all they did is treadmill workouts, walking, jogging,
running for ten years. For ten years. At the end
of the ten year mark guests who had a healthier
heart the push a small group and now they said no.
The heart is also muscle cross education and the nervous
(26:07):
system helps you strengthen through your muscles. Also, the heart
and now we need to get out of the stone
ages of fitness and keep learning. And this is what's
actually good for you. You don't need more than thirty
minute walk a day. That's it. That's all you need.
Speaker 3 (26:26):
Because I need you to move right right.
Speaker 5 (26:28):
But for your heart held strength training is essential.
Speaker 3 (26:32):
That's why you always ask us. You know, you have
five questions you ask us after each workout, and one
of them is about our physical activity. You know, have
you done any cardio? And it's funny that the way
you always said it, it's you don't got to go
get on treadmill. She's like, are you active? Are you
up and walking around all day? Because if if you're
in your job and you're all walking around already all day,
(26:52):
you don't got to go home and walk your neighborhood
for thirty minutes. It's if you're a desk jockey and
you're sitting all day long. Well, that's why they have
these things called like various desks and these stand up
desks which we use in her office and it keeps
like Beverly, she never sits down. She stands up all
day long, which is good and I think that's amazing.
Speaker 5 (27:12):
And this is one of the benefits of your way
of working out right, it's you're also benefiting your cardiovascular
system without probably even knowing it.
Speaker 3 (27:21):
Right, And I didn't know that. I know my heart's
healthy according to the doctor.
Speaker 5 (27:27):
You know, your strength workouts, it's helping that, just like
if and back then doctor Cooper and all these Uh,
the thought process was, my lungs are close to my heart, right,
so doing all this running, jog and walking, it's I'm
(27:47):
breeding more right, hu, So it's it's helping my It
was a known as finding right.
Speaker 3 (27:53):
They didn't expect that. I bet you.
Speaker 5 (27:54):
Correct, just like with anything, but now we know better.
Speaker 3 (27:58):
So speaking of lungs, So, I've had sports ass ever
since I was a kid. You know, somebody you may
have seen me out puffing and hailer like if I'm out,
you know, doing something, or before I go in a
gym or something like that. I used to have to
carry that damn inhaler with me almost all the time
if I was going to do any type of physical
activity or anything like that. Until I started X Force
(28:18):
and you know, it could have been any workout, but
X Force it by losing the weight, I think it
took pressure off of my lungs and my internal organs
and things like that, and it's it's increased my lung
strength and my heart strength. And it was kind of funny.
It's almost like a force a habit like I talked
about in the first segment. A couple of weeks ago,
I went into the gym, and normally I'll take a
puff before I'll go in there, if you know, opens
(28:39):
up the lungs makes me feel better. But I forgot
it and I didn't, and I'm like, oh, man, I
wonder if I'm gonna get winded. I didn't even get winded.
Speaker 5 (28:46):
That's great.
Speaker 3 (28:47):
So it's almost like thinking to myself, my god, man,
this is a stupid habit. Now I'm in good shape.
I don't need this anymore. You know, the only time
I paid it was I'm ten thousand feet in the mountain.
Yeah it helped me, you know, to breathe. But yeah,
these all these little things add up. But the strength
training now, now X Force is all about strength training,
but it's not what people think of a typical gym.
(29:09):
When you walk in there and you've got what's the
old back and buys chest and tries and what do
we do all these machines and all these sets and
all these reps and all this stuff. What do we do?
We do one rep machine, I'm.
Speaker 5 (29:22):
Sorry, one sets, one set to failure.
Speaker 3 (29:25):
On each machine. I have seven machines.
Speaker 5 (29:26):
And the reasoning behind it it is we try to
go to failure or as close as possible to failure.
Speaker 3 (29:35):
Right with failure not right?
Speaker 5 (29:36):
But not everybody is comfortable with that kind of intensity. Okay,
but even if you get close to it, right, you're
going to get results. Right now, the maximum results you're
getting is you go to failure. But so, first question,
do we know where three sets of ten came from?
Speaker 3 (29:54):
You told me where this came from before? Okay, it
was like an old like an old book or something?
Speaker 5 (30:00):
Was it three sets of ten?
Speaker 3 (30:02):
Oh? No, no, yeah, tell it? What is the US
government or something?
Speaker 5 (30:05):
So I'm always curious why am I doing this this way? Right?
So three sets of ten was invented by two physical
therapists at the end of the Second World War to
rehab soldiers shoulders the three sets of ten because more
(30:27):
sets decreases the intensity. So the physical therapists decided it's
going to be safer to rehab the joint. This is
where three sets of ten came from. So why are
we doing the same thing, how many decades later? Because
some broke in the gym is doing it.
Speaker 3 (30:48):
Like how she said, that's broke.
Speaker 5 (30:50):
Right, Oh he's doing it, will look like him, But
well you don't have his parents. So now, after so
many weeks with Nautilus especially, we have over fifty years
of research, right, and muscle has muscle fibers. If you
can exhaust all those in one set, why waste your time?
This is why you work out. So it's like needing
(31:13):
two light switches to turn on a.
Speaker 3 (31:15):
Light, right, why do you need that?
Speaker 5 (31:17):
It's you provided the stimulus, move on to the next
muscle group, make your workout more efficient, more intense, and
you're helping all these other things. But this is why
we go to the gym, and we never ask why
am I doing this?
Speaker 3 (31:30):
Well? Why I asked, and you told me, and then
I followed for five years. Guys, So one set seven machines,
twenty minutes full body workout, two days off, then you
come back and you do it again. Guys, I still
get sore after five years. I know I sound like
a commercial because I am one, Because I'm actually one.
Of those guys who has a fat picture and a
skinny picture, not just on the Weight Watchers commercials. Go
(31:53):
to x Forcebody dot com check it out. We're gonna
take a quick break on the Business Happy Hor We're
gonna come back with more from Ili from x force
Healthy buying Healthy Body Healthy.
Speaker 1 (32:01):
Let's get back to the Business Happy Hour radio show
with your host Frank the bank Koto, owner of Lincoln
Lending Group, and his co host Sendia Akishanna.
Speaker 2 (32:09):
Realtor with Mahara and Associates.
Speaker 3 (32:12):
Hey, Tampa Bay, Welcome to the Business Happy Hour, your
number one show for all things business and entrepreneurial. And
today we're talking about an amazing business that not only
can change your life, but it can make your wife
happier with you too. It can get you more business,
it can make you feel good. It can make you
run with those fifteen year olds on the ski slopes.
(32:33):
That's right, Xportsbody dot com. You guys have to check
it out. If you're an executive and you aren't working
out because you don't have time to work out, well,
I have a solution for you. Do you have two
days a week? Pick your days all right? Two days
a week twenty minutes a day in the time it
takes you to drive to your other gym, do your
(32:53):
hour to work out, go home, take a shower. You're done.
You're done in less time. I do this in an
hour flat from the time I leave my officer house,
do my workout, change clothes, wipe myself down a little bit,
put my work clothes back on, and go to an appointment.
It's one hour. I'm taking two hours out of my week,
(33:15):
and I am healthy, I feel good. I can run
with the young kids. I can. I look good.
Speaker 4 (33:22):
I'm gonna say, and you look good, Frank, that's pretty
important too.
Speaker 3 (33:26):
I mean, I'll throw that in there. Listen. I used
to be that guy that wore when she met me.
I wore those Columbia shirts and those and those what
do you call like Salt rock shirts or whatever you have,
Salt Salt Life or whatever. I was wearing a side
large and Itlly's like, oh, what do you wearing these
shirts for? Dude? You can't. You won't catch me with
a shirt on at the beach anymore. Right, I was
the dude who wore the shirt in the pool. Are
(33:48):
you wearing a shirt in the pool? If that's you.
It doesn't have to be you. I have a lot
of confidence. Okay, I'm one of those guys who could
rock that freaking belly. Okay, but I started putting a
shirt on until I met itly and she just wants
to say it's on me, but it was on her
to provide me the platform.
Speaker 4 (34:09):
Again, the followed it and their quick results. So guys, yeah,
I guess it's you know, summer's around the corner. You
can potentially be short free at the pool.
Speaker 5 (34:19):
And your friend sum to tell me, Please tell friend
to keep taking your shirt off, uncomfortable showing off his apps.
Speaker 3 (34:29):
I mean, listen, you're flying. If you got him from.
Speaker 5 (34:34):
From not taking your shirt off, we can make you
put it on.
Speaker 3 (34:38):
Whatever, right when somebody tells you to put it on,
that's a good thing.
Speaker 5 (34:42):
No, but this is what gives you. It gives you confidence,
it does.
Speaker 3 (34:47):
I think. I am Oh my god, I didn't even
know what that looked like. Anyway, No, so Illy, what else?
What else do we got to tell people? We've got
We've got a you know, at least five minutes left
in the show. What do they need to know about
X Force? In the part how do how do they
what do they do? How do they learn about it?
Where do they go? Do they go to exports dot com?
Do they call you?
Speaker 5 (35:05):
Just go to x forcebody dot com or my personal
email is Eli I L L Y at x forcebody
dot com. Even any questions any I would be happy
to just even if you live outside of the area,
and I'll be happy to help with a routine or
nutrition advice. We follow doctor Ellington Garden's meal guide from
(35:28):
his latest research and because also with the nutrition, we
have to be careful about feeding eating right to be
able to fuel the muscle, you know, the ketto the carnivore,
those things are a little bit imbalanced, if I can
put it that way.
Speaker 3 (35:46):
You told me the first day we met, because I'm like, oh,
what I gotta do? Drop all my carbs and do this,
And You're like no, You're like if you don't need carbs,
then you don't have energy for your muscle.
Speaker 5 (35:56):
Exactly, you need energy.
Speaker 3 (35:57):
You're telling me, like, eat sour cream and and eat
the eggs, and eat the carbs and do all this stuff.
I'm like, what my favorite thing that you told me?
And I say this to people to this day. This
is how you got me to go on a quote
unquote diet because it was not a diet she told me.
I said, Illy, I'm a foodie. I eat out every day.
(36:17):
I literally eat out every day for lunch, guys, and
probably multiple times a week for dinner. So, by the way,
you don't have to get fat eating out every day.
I eat out every freaking day, and I don't order
off the healthy menu. Okay, but what you told me
is eat what you like, but eat less of it,
you said, Frank. The first night I went to X Force,
I was going out back that night. I said, well, Illy,
(36:38):
I'll normally get a salad and broccoli and a steak.
She goes, order it, but eat half of it, bring
it home, and eat the other half a few hours later.
And it's amazing what it does for your metabolism. It
keeps my metabolism going. You don't get extra full and
gorged on food. And then after you do that for
a month, it's a habit, exactly. And now I've learned
(36:58):
all the little tricks. And it's not hard, guys.
Speaker 5 (37:01):
It's a lifestyle. It's lifestyle, and not a lifestyle that
you hate. No, it's not restrictive.
Speaker 3 (37:07):
No matter of fact. I get, you know, I can
listen when you get to the fact of having abs
and then you and then you lose a couple. Then
you're like, oh, I gotta go back to and I
gotta redo what I used to do. Right, I could
work out a little more, but I don't have to.
It's not necessarily what you gotta do.
Speaker 5 (37:24):
Actually, I've noticed my abs look the best the morning
after pizza and ice cream.
Speaker 3 (37:30):
Really, yes, you.
Speaker 5 (37:33):
Know why because the sugar and just went into the muscle.
And I swear every time that.
Speaker 4 (37:42):
You eat sugar and ice cream.
Speaker 5 (37:45):
Lifestyle pizza and ice cream. And the next morning, I'm like,
my abs are looking better.
Speaker 3 (37:52):
Yes, exactly like skinny. Like I make fun of my son,
he's always like pulling a shirt up. It's like these
abs and I'm like, those aren't even must that's like
skeletor Okay. I'm like, abs stick out because they are muscles.
Like they are muscles. And by the way, they have
an AB machine, and I do the AD machine two
days a week. I throw in the extra AB machine
(38:13):
just you know, and you know what really helps is
the sides. What do you call these the obliques and
the core I mean these things are like rocks over here,
you know. Sorry, I'm speaking about myself.
Speaker 5 (38:22):
And also that you know for people with back pain,
chronic back pain, training.
Speaker 3 (38:30):
Car accidents, injuries.
Speaker 5 (38:31):
Correct training your body in a balance way. You know
how we're doing chest and back. I mean, do you
know how many guys and girls too skip back in
the gym? They don't train back. You don't know because
you've been coached to do it regularly, but people just
don't do it because they can see only the chest
in the mirror. And it's normal to be stronger upfront
(38:54):
because we do everything in front of us, opening jars,
working right here in groceries, it's in front of the back. Yeah,
So what happens to the back muscles? They get weaker
and weaker, and now we have this in balance. Now
you start getting back pain, right, and what you're doing
it's also I don't think you have a day wake
(39:16):
up with back pain, right.
Speaker 3 (39:17):
No, I'm just used too, but I don't anymore.
Speaker 5 (39:20):
Most people in their forties start having back pain, yeah,
the latest forties.
Speaker 3 (39:25):
Yeah, bad posture, like you say, not working it out exactly.
Speaker 5 (39:28):
It has to be balanced. Muscle protects the joints, including
the spine your knees. So bean strong will prevent a
lot of problems, including orthopedic issues and pain.
Speaker 3 (39:41):
I can't say enough about it. Illi, thank you so
much for coming on the show.
Speaker 5 (39:45):
I thank you for having me.
Speaker 3 (39:46):
Yes, X Forcebody dot Com. Guys, you have to check
it out. If you don't remember all this stuff, just
reach out to Center myself. We'll tell you how to
get in touch with Illi. But it is X Fororcebody
dot Com. I promise you won't miss it, and you
have a listing real quick? Really?
Speaker 4 (40:00):
Thank you. Oh yes, I have one coming up in
a couple of weeks before Easter, and I love the
price point. It's the low fours, cute little house with
a beautiful pool. So reach out to me if that's
an attractive price point for you, and I'll hook you
up with an early preview.
Speaker 3 (40:14):
There you go, super secret listing. We'll see you guys
next week on the Business Happy Hour. Stay tuned.
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