Episode Transcript
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Speaker 1 (00:00):
Welcome to the Business Happy Hour radio show with your host,
Frank Debank Coodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishana, realtor with Mahara and Associates.
Speaker 2 (00:15):
Tampa's top real estate company.
Speaker 1 (00:17):
Together they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (00:23):
If you're looking for local mortgage.
Speaker 1 (00:24):
Or real estate advice, the Business Happy Hour team has
been right here on news radio WFLA for over a decade.
Speaker 2 (00:30):
Listen right here, or find.
Speaker 1 (00:32):
Us on the Business Happy Hour YouTube channel, or follow
us on Instagram at Frank Debankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts. Here's Frank
de Bank and Senia.
Speaker 3 (00:47):
All right, Tampa Bay, are you ready for another amazing
radio show on the Business Happy Hour, your number one
show for all things business and entrepreneurial.
Speaker 4 (00:55):
That's right.
Speaker 3 (00:55):
Applause everyone, applause for the greatest show in Tampa Bay.
So you're on Instagram, makes sure you like and share.
Send us out there to all your friends. We're about
to have a great show and we're going to learn
about how you can freeze your worries away today. That's right,
you can get into some sub zero tank at Cryogenics
and you can make everything go away, and or you
(01:17):
will freeze and die, and we'll find out how to
prevent the latter. Here on the show with Shane from Cryogenics.
Welcome to the show, Shane.
Speaker 5 (01:24):
He blessed to be here. Man, thanks for having me.
Speaker 3 (01:26):
You are welcome and in studio with always my amazing
I'm going to take it down a notch my amazing
co host Sennia.
Speaker 2 (01:33):
Thank you.
Speaker 6 (01:33):
Frank. Hello, Hello, how are you doing? You know what
I'm doing great? Did you hear like all the thunder
this morning?
Speaker 4 (01:38):
Oh my god?
Speaker 3 (01:39):
Well I would say the thunder to wake me up.
My dog jumping on top of my head shaking woke
me up this morn.
Speaker 6 (01:44):
Oh well, I thought that I'll be driving here and
pouring rain. Yeah, what do you know? It's it's beautiful.
Speaker 4 (01:50):
It's sunny and beautiful.
Speaker 6 (01:52):
I'm doing wonderful.
Speaker 7 (01:53):
Ye.
Speaker 4 (01:53):
How about these summer thunderstorms? Are they back? Now? Are
we going to get our rain?
Speaker 5 (01:58):
Everyways?
Speaker 6 (01:59):
I mean that's just that's something that we got every
you know, every summer.
Speaker 3 (02:02):
I don't know if we ever get used to this
in Florida. If Shane, what do you think are you
from Florida?
Speaker 5 (02:07):
Born and race here? Are you really Date City?
Speaker 3 (02:09):
Oh my god, it's another tampon, man, we we if
the show. The show has two tampons on it. Right
now that we are extra absorbent today, we are gonna
do very good. We absorbed all that rain. Don't worry, man, Shane.
I had no idea that you were local. I think
I asked you that when the day we first met,
and I totally forgot. So that's gonna be fun. We're
gonna talk some local stuff on here. As you guys
(02:30):
know the listeners. I'm born and raised here, fourth generation
in Tampa, which is pretty rare. And to have another
guy from Tampa or Dade City, you might as well
call it Tampa. Nobody knows where Dade City is anyway.
It's like when you go to you go to college
and people are like, where are you from, like Tampa,
and like, well it's.
Speaker 4 (02:43):
Really Okaala, And I'm like, yeah, I think you kind
of crossed the line.
Speaker 5 (02:48):
Yeah, nobody knows. Okalla, you just got to tell people
from how to state you're from Tampa and they know exactly.
Speaker 3 (02:52):
Where exactly like Tampa. Well, how about like an hour
north of Tampa? Oh you mean Orlando? No, anyway, So
we're gonna have a great show. So Senia is with
Mahara and associates. If you guys are just now tuning
into the show for the first time, one of the
top real estate companies in all of Tampa Bay Sin
I have not asked this question a lot. We do
the stats every show, Shane, where Senni as a real
(03:13):
estate agent. She brings all the stats for the real
estate world and talks about.
Speaker 4 (03:16):
Are we up? Are we down?
Speaker 3 (03:17):
And sometimes she scares us, sometimes she brings us good news.
But the one thing we haven't talked about in a
while is and I hope I'm not putting on the spot,
but Maharran Associates, we're about halfway through the year. How
are we looking on closed volume? You guys, we're looking
pretty good.
Speaker 6 (03:32):
I think hopefully by the end of the month we
should be at around two hundred thousand. All right, I'm sorry,
two hundred million.
Speaker 4 (03:40):
I'll do that again, James. We need three of those
for that one?
Speaker 6 (03:43):
Oh, what.
Speaker 4 (03:45):
Were two hundred million? Okay? Okay, too much better number.
Now do you do you remember off the top of
your head what was last year's total?
Speaker 6 (03:53):
You know what We're at somewhere around probably around more
like four. So are you I think we're doing pretty okay,
you know, similar to you know last year.
Speaker 4 (04:04):
Okay, okay, and I know it.
Speaker 3 (04:07):
I know at one point we were thinking about trying
to get to five, right, was that like a goal?
Speaker 6 (04:11):
Let's let's do that goal for next year.
Speaker 4 (04:12):
That's oh, for next year, she says, are you punting
right now? She's like, I'm just going to kick this one.
Speaker 3 (04:19):
Yeah. So that's exciting though, So just to know that
that So the bottom line is this, It's not like
we have less sales, right uh oh.
Speaker 6 (04:27):
I mean I don't know the actual, you know, quantity
of sales, but just in general, you know, sales activity
is not where we're hoping it would be, you know,
just yet. But things aren't bad, No, they're not. They're
not like those headlines you see, so.
Speaker 3 (04:42):
All the fake news headlines, we call those clickbait, right,
and we did a couple of those last week. You know,
a matter of fact, if you're if you're scrolling through
your Instagram or your Facebook or your MySpace or whatever,
and you see you see people talk about how the.
Speaker 4 (04:54):
Florida real estate market is tanking and it's in the
toilet and people are moving out. That was my favorite
one last week. People are moving full of Temple is
the number one market that people are leaving.
Speaker 5 (05:04):
It's like, what, nobody's leaving here, man, nobody. Everybody might
have slowed down, right, People aren't leading.
Speaker 4 (05:10):
No, I don't think so, like, like, what what's your
motivation to leave?
Speaker 5 (05:13):
See a couple more hurricanes?
Speaker 4 (05:14):
And that's actually funny.
Speaker 3 (05:18):
The guy we had on last week, Sady and I
were talking about how exciting it is to have people
moving here. He's like no, He's like stop. He's like,
get the hell out of here and take your politics
with you.
Speaker 5 (05:26):
I think we're full though.
Speaker 3 (05:28):
That's actually what Brandon said that and he said Florida
is full. He's like, we you know, I will say
it is. It is getting a lot fuller than it
used to be. I mean, you you're you're born in
Race here, so you're in Dade City. I mean Dade City.
It's still mostly cow pasture, but when you grew up.
I mean, were there even traffic lights?
Speaker 5 (05:46):
Yeah, there was some dirt roads. Maybe you know a
couple of cows, but no, Yeah, they had traffic lights, stores, stores.
Speaker 4 (05:54):
Like more than Dollar General.
Speaker 5 (05:55):
Yeah yeah, I think it was like the Quickly, Piggly
and and Woggley.
Speaker 4 (06:02):
Those are those are real. By the way, we're not
making those up.
Speaker 3 (06:04):
If you guys aren't from the South and you've never
see a Pigley Wiggley or a Hogley woggle Wiggly is real.
Speaker 2 (06:09):
But.
Speaker 4 (06:12):
You up, I am not making that up.
Speaker 3 (06:16):
I'm going to Google right now on this Google machine,
and I'm gonna find out where the closest Hogley Woggley
is because this is real.
Speaker 6 (06:22):
I'm gonna go there.
Speaker 4 (06:23):
Yes, are you should?
Speaker 6 (06:24):
I gotta do.
Speaker 3 (06:25):
All drive hogle Woggley. I'm putting it in right now,
Hogley Woggley. Okay, my phone is going to tell me
I'm an idiot, but it is real. I've been all
over the South hunting and all this stuff, and let
me see. Oh no, so that came up with something else.
Dang it, you guys are killing me here, Hogly. I
don't know how to how do you spell Hogley?
Speaker 4 (06:42):
Woggley w g l.
Speaker 5 (06:44):
You made it up?
Speaker 4 (06:45):
No, I did. I promised I didn't make this up.
I think it was an Alabama Let me see if
I can find it.
Speaker 3 (06:51):
No, Okay, my phone's now telling me nothing exists for
Hogley Woggle.
Speaker 6 (06:54):
Well why he's doing that, actually, since you're from Datee City,
because I have a listing that's uh closing there soon.
And yeah, maybe you know the hogly wogglies and Pigley Wigglies.
But when I was researching it, and I've actually never
been there, but I'm curious. There's like a giraffe like
wildlife park.
Speaker 5 (07:10):
Have you ever been there or.
Speaker 6 (07:12):
Do you know what I'm talking about.
Speaker 5 (07:13):
Yes, there's a place outside of Dade City. I think
that you can go where they have like different wild
animals and there's like a I think they're rescue animals
that you can go to. I don't remember the name
of it. It might be closer to Land of Lakes.
Speaker 6 (07:25):
Maybe I know that there's giraffe in the name. But
when I looked up the website, I mean, yeah, they
had all kinds of wild animals. They do like safari
drive throughs. You could do like a subway tour like,
it look pretty cool, So I was curious, where is
this in Dade City? That's yeah, that's what they addressed.
Because I've been to tree Hoop before. Yeah, the whole
(07:49):
like adventure Corepes, Yeah, with the ziplines, snow Catridge, Snow
snow Cat Ridge. Actually I have yet to go there,
but it sounds.
Speaker 5 (07:58):
Funol is fun.
Speaker 3 (08:00):
While we're talking about random stuff in day City over here,
uh day every year, you guys do this crazy paint
Halloween paintball park adventure. Have you seen that where you
get to go shoot zombies and shoot ghosts and their
dudes just dressed up and you get they give you
a gun and you get to shoot them.
Speaker 5 (08:15):
You actually have to sign a waiver. Yeah, yeah, your
life in order to go there. I've ever been.
Speaker 3 (08:19):
It was the most dangerous thing I've ever seen in
my life. Like they put fifty people on an open
top bush drunk and give them all paintball guns and
let you shoot the zombies outside the bus. Saream scream Ageddon,
That's what it is. Yes, and this is just one
part of it. And but here's the thing. The guys
on the bus don't have freaking masks on or anything
(08:41):
like that and these dudes are just waving their guns around,
like how somebody has not gotten a paintball through the skull.
Speaker 4 (08:45):
I have no idea how did you actually go in that?
Speaker 6 (08:47):
That sounds pretty scary, you know what?
Speaker 4 (08:49):
It was a groupon.
Speaker 3 (08:50):
It was literally a group on I mean like ten
guys did and I showed up of like it was
really cool. I mean, you got to shoot the crap
out of dudes who are like running around in zombie suits.
But in the end I got off. I'm like, that
was probably the most interest thing I've ever done in
my life. I will never do that again. By the way,
Hogley Woggley found it right here, showing it on Instagram.
Speaker 4 (09:05):
Hogley Woggley is in Tallahassee, Florida. It is real.
Speaker 6 (09:08):
I'm not driving to Tallahassee to go there, but that
is where we go.
Speaker 3 (09:11):
Next week, the business Happy Hour will be at Hogley
Woggley on Capitol Circle in Tallahassee.
Speaker 4 (09:15):
And I'm kidding, we really really won't. But I I
did fact check myself.
Speaker 3 (09:18):
Because it's a convenience store Canmnia grocery store, so it's
like it's an offshoot to Pickley Wigglely, right, and apparently
they had other locations in Alabama, and Tallahassee's the only
one left. So there you go, guys, there's your Hogley
Woggley it I know, Piggley wiggly big one though. Okay,
so let's do let's do some stats here in real
estate and then we'll come back in we'll talk a
little bit more about what's going on in the market.
(09:40):
Then we're later in the second segment, we're going to
find out who is Shane Stanfield and where's he from
and most importantly, how did he get into freezing people
for fun? And it's not just only about freezing people,
but my wife and I had the chance to go
over to cryogenics and check it out ourselves, and it
was for me an amazing experience.
Speaker 4 (09:57):
For my wife maybe traumatic, Yes, we might have to
show some pictures of her. She'll kill me.
Speaker 5 (10:02):
I'm glad she did it.
Speaker 3 (10:03):
I'm really glad she did it, and she stuck it
out to the end. We'll tell that story here in
a minute. But U, sen, what do we have for
the real estate market?
Speaker 4 (10:10):
How are we looking?
Speaker 6 (10:11):
Okay, let's let's see here. So these numbers are for
April and in terms of closed sales. We were down
almost across the board except for Pasco County, so Date
City probably did okay, But Hillsborough County we were down
by six percent. Okay, here every year, Panela's nine point
eight percent, and in Pasco we were up five point
(10:33):
five percent. The median sales price in Hillsborough was down
by two point nine percent, four point one percent and
Panelas and two point three percent in Pasco. And those
numbers are four hundred and seventeen thousand in Hillsboro, four
sixty five and Panelas and three eighty and Pasco. But
I also have my March numbers here, so actually in
(10:56):
March it was four fifteen, four thirty five and three
ninety two. You so for Hillsboro and Panelas, our April
media and sale price actually higher.
Speaker 3 (11:05):
Whoa, wha, wha, whoa, whoa whoa from the month before,
from the month so far, from March to April twenty
twenty five, prices went up.
Speaker 6 (11:15):
Well, yes, if you're looking, you know your over year
for my March, I mean that's different.
Speaker 3 (11:20):
But still it's so year over year we're down just
a little bit on sales price.
Speaker 4 (11:24):
Like like three percent roughly, right.
Speaker 3 (11:27):
But you're telling me if we're looking at our kind
of our micro market, we're looking at March to April.
We did have a little bit of an increase.
Speaker 6 (11:33):
Yeah, and you got to remember that, you know, the
March closings. Those are you know, from the beginning of
the year, things that are going on.
Speaker 3 (11:40):
Okay, yeah, oh oh he just so with that, we're
going to take a quick break and we get back.
We're to talk more of the real estate stats. Should
you buy now? What is happening and what happens with
all this equity you have in your home, and what
happens if you want to buy something before you sell something.
Those are two topics that Sinny and I are going
to cover today related to real estate, and we're going
to meet Shane from Cryogenics.
Speaker 1 (12:00):
Will be back in just get your real estate advice
from Tampa Bay's top experts. It's the Business Happy Hour
with Frank, Debankkoto and Seni.
Speaker 4 (12:10):
Heyy Tampa Bay.
Speaker 3 (12:11):
Welcome back to the Business Happy Hour, your number one
show for all things business and entrepreneurial. And we're having
a great show already with Shane from Cryogenics and you
can find them at Cryo c R y O g
E n I X that's cryo G E n.
Speaker 4 (12:25):
I x r R dot com stands for.
Speaker 5 (12:29):
Cryogenics, Rejuvenation Recovery.
Speaker 4 (12:32):
I put him on this pole.
Speaker 5 (12:33):
He's like, what I was thinking of something else?
Speaker 3 (12:37):
You're you're on a radio show, Shane. Welcome to the
radio show. No, we're having a good time over here.
So before the break, Senia, we are talking a little
bit of statistics. Now get I know you've got more
for us, and then you kind of give us. I
want you to give us the big picture as a
real estate agent.
Speaker 4 (12:51):
What are you thinking. I want you to predict the future.
But go ahead and go on with some more of
these stats.
Speaker 6 (12:56):
Well, I mean to to wrap those up. I want
to talk about the days on market, which I take
the median, so it's pretty level across the board, thirty
one thirty three days across like Hillsboro, Panela's, Pasco, and Hernando,
which is pretty good because I think we were you know,
more like forty not that long ago. But that means
(13:17):
that from the time you list your home, there's a
good chance that you will get a contract within you know,
thirty thirty five days.
Speaker 3 (13:25):
So isn't that shorter than what we had just last month,
weren't we a longer days on market?
Speaker 5 (13:32):
Ellie?
Speaker 6 (13:32):
Yeah, you're right, yeah, a little bit.
Speaker 4 (13:34):
I mean I feel like we're kinda so that isn't
is that a good?
Speaker 6 (13:37):
So that last month across the board it was thirty
seven days in April thirty three days, and that just
means that, yeah, the you know, shorter time to sell.
Speaker 4 (13:47):
Right, Like things are on the market for a shorter
amount of time.
Speaker 6 (13:50):
And a lot of the neighborhoods, like I've got a
few new listings coming up. I mean some neighborhoods, there
are still properties that are going pretty quick, got it,
you know within a week or two. You know that's
their media, right, what is?
Speaker 4 (14:03):
What is? Can you tell? Like what's selling slower?
Speaker 6 (14:09):
I still think like that, you know, media and price point.
You know, between four five hundred thousand, there's still a
big you know draw for those homes. Right, if it's
presented well, you price it just right and it shows well.
Speaker 3 (14:22):
I think the key is presented well. Think I think
that's what I'm seeing. The biggest difference is when somebody's
house is fully renovated and it presents very well, because
I think that there's fewer buyers in the market right now,
So less people have vision is what I'm seeing. You know,
when you have a whole bunch of buyers, we got
a lot of people with vision. They walk in and say, oh,
I can renovate this, and I can do this and this.
(14:43):
Right now you have a smaller buyer's pool, so less
people have vision. So you have to be in very
nice shape if you want your house to move. So
what do you what do you how do you? How
strong do you think the market is? I mean we're
in the summer, we should be pretty strong right now.
I mean I'm busy, you're busy. Yeah, I've gotten.
Speaker 6 (15:00):
So I do think that our main numbers will look
better June. You know there's I think activity is picking up,
but the biggest you know, drawback still is I think
interest rates. I think the interest rates keep our buyers
on the sidelines. I know there's a lot of buyers
there that would love to buy right now, but they're
hesitant just because you know, uncertainty, and they're waiting for
(15:23):
the rates to drop. If that does happen, which we're
hoping it will, you know, towards the end of the year,
then they're gonna come out of the woodwork, right, Well,
it'll happen quick.
Speaker 4 (15:32):
Yeah.
Speaker 3 (15:33):
And if your days on market is only is already declining,
that just tells me you haven't even a bigger storm coming.
You know, if your days on market are ninety days
and the rates drop, okay, you know it's going to
get busier. But if your days on market are getting
down to thirty days or less, and that means you're
don't you don't have nearly the inventory.
Speaker 4 (15:50):
Yeah you need.
Speaker 6 (15:51):
I'm speaking of inventory. So the months supplying Hillsboro as
four okay, panelas five months past go three point nine
months of inventory?
Speaker 4 (15:59):
Is that for time we've had something in the threes.
Speaker 6 (16:02):
I mean it's it's been inching up. Yeah, you know,
because you know, for a while they're during the COVID market,
they were really low. But I mean still those numbers
if you're thinking, you know, between five and six is
kind of that equilibrium point or really we're not there. No,
So to that point, you know, if rates do come down,
all these buyers come out of the woodwork, there's really
not enough inventory to meet that demand.
Speaker 5 (16:24):
No.
Speaker 6 (16:25):
That just means, you know, in Hillsborough would take four
months for all the inventory to.
Speaker 3 (16:28):
Sell, right, and that's going to happen very quickly if
the rates drop that.
Speaker 4 (16:32):
That's that's my prediction.
Speaker 3 (16:33):
So let's talk real quick before we get into Cryogenic Shane,
we will bor you with all this real est.
Speaker 5 (16:37):
No, it's okay if I can be honest about something. Yeah, please,
sure market would go down. I'm a I'm a real
estate market bear.
Speaker 4 (16:43):
Okay, tell me, so you want what do you want
to see?
Speaker 5 (16:47):
I want to see housing market market at least slow
down enough to where you can afford a home to
live in.
Speaker 4 (16:52):
Got it?
Speaker 5 (16:53):
Because you're so expensive?
Speaker 3 (16:55):
Yeah, so you're looking for the prices to come down
a little bit and you want to see that kind
of spur the market to get.
Speaker 5 (17:00):
Yeah, believe or not. In two thousand and eight, that's
kind of how I started Cryogenics. A couple of houses.
Like I bought two houses when the market crashed, and
then I rented them out for a few years and
I was able to flip them that I could start
my start my business.
Speaker 4 (17:12):
So interesting.
Speaker 5 (17:13):
Yeah, right now we're not we're renting. We're not buying
right now. It's just I don't want to buy because
it's just it's so expensive.
Speaker 6 (17:20):
Yeah, and you know what, a lot of people did
think the prices would come down a lot more than
they have. You know, the numbers that we talk about. Okay,
you know it went down two percent.
Speaker 4 (17:28):
It's really it's negligible.
Speaker 6 (17:29):
Yeah, it's not big enough to make that difference. So,
you know, coupled with prices still you know, being pretty stable.
Speaker 5 (17:37):
I think because it's in Florida too, a lot of
people still want to move here.
Speaker 4 (17:40):
Oh wait, so you're saying not everybody's leaving here.
Speaker 5 (17:43):
No, maybe not as many people moving here, right.
Speaker 3 (17:47):
But okay, So this is very interesting is we have
a consumer's point of view, Like we're over here in
the real estate people are talking, right, that's about the stats.
So we've got an actual consumer here and he's saying,
I want the prices to go down. So what does
that tell us overall as other professionals, if if the
consumer wants it to go down. And we've had we've
had a tough time honestly over the last three years.
Like Senny and I, you know, we've known each other
(18:08):
for a couple of years now, were I know when
we got to know each other first, we're thinking, oh, okay,
this will be over in a year. Oh, okay, it'll
be over my next year. Shoot, dude, we're halfway through
twenty twenty five and it's really not changing. But the
fact that prices are remaining about the same, I don't
I don't know. What I have to predict out of
that is that the market is rather stable. It's not
(18:29):
really that volatile right now.
Speaker 6 (18:32):
So I mean, the people that own homes currently, especially
if they have, you know, those amazing rates from a
few years ago. I mean, it's hard to make a move.
So I mean it depends on seller's motivation.
Speaker 3 (18:41):
So here you go. I'm going to make a move.
I have a minute, in fifteen seconds. I'm going to
listen up. If you have a house with a lot
of equity and you are thinking about moving, there's usually
two hurdles that you run into. One, you need the
money from the sale of your home to move right. Two,
you don't want to make multiple payments, So you want
to list your house with Senia so she can sell
it so you can find another house and you can
(19:03):
buy it. But you can't get to that equity without
making two or three mortgage payments. Having an equity line,
having your first mortgage payment, having your new mortgage payment
if you want to move, so incomes.
Speaker 4 (19:13):
Our buy before you sell product.
Speaker 3 (19:14):
You can literally access seventy five percent of the equity
in your home minus whatever you owe on your first
mortgage and on an interest free, payment free bridge loan.
Speaker 4 (19:23):
And let's throw this one more thing. We're going to
pay your mortgage.
Speaker 3 (19:26):
Payment for you for six months while you sell that
house with Senia. Literally wire the money into your account
to make your mortgage payment for you on your current
primary house for six months, and we're gonna give you
seventy five percent of your equity minus your first mortgage
to buy the other house, pay off debt, to qualify
or fix up the house that Sennia is selling for you.
How do you find out about this? You go to
contact frankdbank dot com. That's the easiest thing. Contact frankdbank
(19:49):
dot com. Or you call Senia.
Speaker 6 (19:51):
At eight one three seven five to five reel.
Speaker 3 (19:53):
That's it, seven five to five reel, or contact frankdbank
dot com. That's how you access the equity right now
and be able to move before s in your house.
We'll find out more when we meet Shane here from
Cryogenics on the Business Happy Hour.
Speaker 4 (20:04):
Stay tuned, we'll be right back.
Speaker 1 (20:06):
Welcome to the Business Happy Hour radio show with your host,
Frank the Bankkodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishana, realtor with Mahara and Associates,
Tampa's top real estate company. Together they have helped finance
and clothes nearly one billion dollars of real estate every year.
Speaker 2 (20:28):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:31):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (20:36):
Listen right here, or fight us on the Business Happy
Hour YouTube channel.
Speaker 1 (20:40):
Or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (20:50):
Here's Frank de Bank and Senia.
Speaker 4 (20:53):
Hey Tampa Bay, Welcome back to the Business Happy Hour.
Speaker 7 (20:55):
You're No.
Speaker 4 (20:55):
One, number one two for all things business and entrepreneurial.
And before the break, oh thank you, thank you for
those applause, James.
Speaker 3 (21:01):
Before the break, we were talking about how to utilize
the equity in your home if you are trying to
buy a new house before you sell your house. Long
story short, I'm not going to recap the whole thing
here because we need to get to know Shane from Cryogenics,
but we do want to remind you if you have
equity and you want to list your house, there is
a way to get an interest free, payment free bridge
loan on your home where you don't have to make
(21:22):
a payment on that and we'll pay your mortgage payment
for six months.
Speaker 4 (21:26):
That's right.
Speaker 3 (21:26):
We will pay your mortgage payment for six months while
you find that new home, and we do not have
to count the payment against you. We'll pay it for
you and you don't have a bridge loan payment. That's
a great way to do it. And another way to
access your equity right now is to home equity lines
of credit. If you've got a great first mortgage rate
and you need access to some equity in your house,
Lincoln Lending Group does home equity lines of credit faster
(21:46):
than anyone else. We can get your money in hand
in less than two weeks. Go to contact Frankdibank dot com.
That's contact Frankdebank dot com or text me on my
cell phone eight one three, seven sixty five one two
three nine. That's seven sixty five twelve thirty nine. Whoo
all right, that's a long commercial there. So Shane Cryogenics,
welcome to the show. I had a chance to meet you.
(22:07):
I let you freeze myself and my wife. We both
survived and we're both here. So I found out you're
from Dade City, another local, which is absolutely awesome. He
came from two traffic lights in the dirt road and
Pigley Wiggley all the way to Hogley Woggley in Tampa.
And somehow, some way you got into cryogenics. Let's first
(22:27):
learn who is Shane Stanfield and how the heck did
you get into this cryogenics field.
Speaker 5 (22:32):
Well, actually, I think it was in twenty sixteen. See,
I trained a lot of Brazilian jiu jitsu, and I
also had a landscape business at the time, and I
was training for a world tournament and think in twenty
sixteen and I hurt my back doing landscaping, and I
think it was like two weeks out before the competition,
and a buddy of mine was like, hey, let's go
(22:54):
to cryotherapy. There's a place in Tampa that's doing it.
I'm like, what is cryotherapy. It's like, oh, it's see.
It was cold therapy.
Speaker 2 (23:01):
You know.
Speaker 5 (23:01):
You go in negative two hundred degrees for you know,
three minutes. Floyd Mayweather's doing it, and he showed me
this video and I was like, dude, I'm not doing it, man,
I hate the cold. I'm a Florida boy. I'm not
going to do it. He's like, noh, bro, just come on,
come on down like your back's hurt. It'll make your
back feel better, you know, and we'll just go check
it out. Just go with me, you know. And ended
up going down there and checking it out, man, and
I absolutely just kind of fell in love with the business.
(23:24):
The whole idea of being able to help people with
pain and a plethora of different issues without having to
rely on medication and drugs and things like that. It's
like an actual natural way to you know, make yourself
feel better mentally and physically too, you know. So I
did the session. Yes, it was super cold, and then
(23:44):
it was like a nitrogen unit. So the nitrogen it's
a little bit more stingy than the electric unit that
we have now. It was super hard, but I ended
up really just kind of fell in love, you know,
falling in love with the whole business idea. And you know,
I started asking the owner all these different questions, and
then I started going to different places for different reasons,
(24:05):
and just and then thought of the name, and we
were actually I think we're the first in Penelas County.
And the end of twenty seventeen, towards December is when
we had our soft opening. Then we had our regular
opening in March twenty eighteen.
Speaker 4 (24:22):
So hey, you guys have been around a long time.
Speaker 3 (24:24):
You're not you know a lot of people think these
companies are just fly by night, right, but they're not.
Speaker 4 (24:28):
I mean, you guys are got here going on almost
a decade.
Speaker 5 (24:31):
Yeah, I think there was only maybe fifty in the
entire state.
Speaker 4 (24:35):
How many do we have now?
Speaker 5 (24:36):
And there's sons yeah really yeah, there might be fifty
in Palm Harbor right now. I don't know. I'm just kidding,
but there's they're all over. They're opening up everywhere right now.
Speaker 4 (24:45):
Well, but they're not cryogenics.
Speaker 5 (24:47):
Not a croogenics. There are cryotherapy places all over Florida
and stuff like that too, But we try to stand out.
I think, really, what makes us stand out is the people,
Like our staff is amazing.
Speaker 4 (24:57):
Man, you do have an amazing steff.
Speaker 5 (24:59):
Yeah, I mean the I we you know, we try
to hire not just people who were just good at
certain things, but people who are good with people, and
you genuinely care and want to help people, have a
genuine you know, want to help people feel better, like
regardless of it was for their weight, you know, for
pain or whatever it is. I mean, my staff is
really awesome and I'm really blessed to have.
Speaker 4 (25:18):
Them, definitely, so so Sain. I don't do you know
anything about cryogenics and.
Speaker 6 (25:22):
Wait, don't behay. So speaking of feeling better after your
first visit, you know, I know the business intrigued you,
but did your back feel like.
Speaker 5 (25:30):
Yes, you were sold? Yes, yes, I was completely sold.
It wasn't like I felt immediate relief after the first session,
but the way I felt afterwards, I like, my endorphins
were going. I felt really really good, you know, just mentally.
I felt so much better and I had so much
more energy and I just kind of fell in love
(25:51):
with the concept of it. But yes, and I started
going to different places for different things like anxiety. I
was like, because I was you know, running a landscape
business at the at the time, I wasn't sleeping well.
So I started going to a couple different places. Shout
out to cry X and Wesley Chapel. Those guys have
been awesome. They were actually open up before I was,
and they gave me so much information. And I started
going there and talking to Bico and Jesse just about
(26:13):
like business ideas and if it's really working for people,
and started using their chamber and you know, it really
helped with like my sleep anxiety pain. But the crowd
therapy is one of those things like the more you
do it, the better it's going to work for you. Okay,
So you have to stay consistent with it to really
see the benefits to lower the cortisol levels in the body.
Speaker 4 (26:33):
Okay.
Speaker 6 (26:33):
But no, to answer your question, Frank, I mean I've
heard of, you know, the cryogenic chamber, you know, and
the movies about the future and people you know, getting
in one to you know, wake up, you know, two
hundred years later whatever. That's really the extent of it.
Like I'm not really like on TikTok or like too
much of the social media, so I'm sure other people
have probably heard about it. You know it's cryonics, okay,
(26:58):
but Illy told us about it, you know, a few weeks.
I'm like, oh, that's so cool, and she was she
normally gets good sleep, you know, she's very healthy. But
she's like, oh my god, I had the best sleep
of my life, you know, after doing the you know, cryogetics.
Speaker 5 (27:11):
Yeah, she was actually able to read it from her
watch because attracts her rim sleep, and her rimsleep increases
every time she does cryotherapy.
Speaker 4 (27:17):
Oh okay, see, I need to get one of those.
What does she just have an Apple watch or something?
Speaker 5 (27:21):
I think so, I'm not sure which one she has,
but I know that she attracts her sleep and she
can tell like what type of sleep she gets that night,
and every time she does the cryo, it's definitely a better, more, longer, harder,
deeper sleep.
Speaker 3 (27:32):
So I think, I think for the listeners, especially since
Sennya thought that you were freezing yourself like Walt Disney
World and you're gonna come back Walt Disney, this is
not an ice bath, right, And that's kind of like
what I thought when I when I was first going
to meet you and driving out to your place, I
thought it was like ice baths and stuff. It's totally different.
It's it's a chamber. Can you explain that a little
bit to people? And then you kind of said what
(27:53):
it does, but maybe just kind of layman's terms it
a little bit for your regular guy.
Speaker 5 (27:58):
Yeah, yeah, well, I mean, I spot there's more like
it's a wet cold, and it's a lot longer session,
so you've got to go in some ice bath for about,
you know, eight to fifteen minutes to get the real
benefits from it. Okay, and ice bats are anywhere thirty
six to forty two degrees. The cryotherapy is more of
(28:19):
a dry cold and you go in for just two
and a half to three and a half minutes, but
it's negative one hundred and sixty degrees fahrenheit and hours.
But it's not as bad as you think. We have
a beginner level, so it makes it super easy for beginners.
It's still cold because you need the cold to get
the benefits, but it's more of a dry cold. We
(28:40):
give you music to listen to, loves Hat. You know,
the more skin exposure, the better the session is going
to be. But it's more about how you feel when
you get out, and you feel absolutely amazing after it.
Speaker 6 (28:50):
The beginner level. Does that mean higher temperature so not
slight as cold or is just a shorter amount of time.
Speaker 5 (28:55):
Yeah, it's going to be a shorter amount of time
with less wind speed. So like we have, like the
higher levels, it increases the wind speed in there, so
it kind of coach your body a little bit more
and it feels a lot colder. But a lot of
people that just don't like the cold, they'll just they'll
they'll start with the beginner level and then after five
sessions they're already on like an extreme advanced level because
(29:17):
of how they feel when they get out, Like your
body's sort of it's always cold, but you sort of
acclimate to it. It's like this weird feeling. You start
like looking forward to your cryotherapy sessions. You know it's
like yeah, but it takes a few times to do it.
But once you get in that rhythm, you know how
you feel when you get out, So you're looking forward
to that endorphin rush every time you do a session.
You know, it feels so good.
Speaker 6 (29:37):
You guys died this then like if I come in
for my first one, then you kind of come up
with a plan. Okay, I don't like the cold, So
you put me, you know, at the beginner level, and
then there's a plan to kind of gradually move up.
And how often do most people? Like, what do you recommend?
Once a week?
Speaker 5 (29:52):
Yeah? No, daily is better, at least at least three
times a week. The goal target is twelve minutes a week,
and that's when you start really getting the effects of
the cryo therapy. After doing twelve minutes a week.
Speaker 4 (30:05):
What can what can someone expect to notice from it?
Speaker 3 (30:08):
I mean, I've only done it once, and I'll tell
my experience and after the break, you know about my
wife and I, I gotta ask you, like what you
put us in and things like that. But what does
somebody expect if they can get themselves up to that
twelve minutes, what should they expect to feel?
Speaker 5 (30:20):
They're going to have less pain, more range of motion,
They're just going to feel better mentally, physically, you sleep better,
just more cognitive thought patterns and stuff like that too.
So you know, just overall the quality of life when
you do cryotherapy, it's it just kind of raises the
bar on how you feel.
Speaker 4 (30:40):
What is the science behind it? Why does it do
that to you?
Speaker 5 (30:43):
Because it releases no upper nephrin after every session. The
no upper nefferin lowers cortisol levels. It also increases alertness
and awareness in your body, and those have been the
scientific studies. Is you know, when you subject your body
to certain extremes, your your brain releases these neurotransmitters noraper nephrin,
which lowers inflammation levels in the body, and then it
(31:04):
also boosts your mood. It boosts and doorphins, lower's cortisol,
so you can have less pain inflammation throughout the body.
It's just interesting. The more you do it, the better
it works. The more norper nefferin your body releases after
every session nor epinephrine.
Speaker 4 (31:18):
I'm gonna write this down nor epinephrin.
Speaker 6 (31:20):
This makes sense. So I'm not a Florida native. Yeah,
I'm actually from like the Arctic Circle, Ah. In my hometown,
you know, we had this lake that would freeze over
and then we had these people, which I just thought
was crazy. They would go, you know, ice swimming, you know,
you cut a hole in the ice and then they
would take the dips, and I just thought, hey, they
do this for fun, Like that's crazy. I would never
(31:42):
but now I know. So there's just you know the
benefits to get really really cold for a little bit.
Speaker 3 (31:50):
Yeah, it was really interesting. So we only have fifteen seconds,
so we'll take a break here. When we get back,
I'll tell a little story and I'm gonna have to
ask Shane what exactly he put us in when he
put us in the chain, or how cold it was
and for how long. But you have to stay stay
tuned and listen to the other half of the last
half of the last segment of the show. Sorry, in
just a minute on the Business Happy I don't forget
it's cryogenics r R dot com, c R y O
(32:10):
g E n I x r R dot com.
Speaker 4 (32:12):
Stay tuned. We'll be back in just a minute.
Speaker 1 (32:15):
Let's get back to the Business Happy Hour radio show
with your host Frank the Benkoto, owner of Lincoln Lending.
Speaker 2 (32:21):
Group, and his co host Senia Akishna, realtor with Mahara
and Associates.
Speaker 3 (32:26):
All right, guys, welcome back to the Business Happy are
your number one show for all things business in entrump peneurial.
Speaking of entrepreneurial, we've got a great entrepreneur here on
this show. We have Shane Stanfield from Dade City, by
the way, he's a fellow tampon with me.
Speaker 4 (32:41):
Uh he started a business. H He was telling a
story again earlier.
Speaker 3 (32:45):
I don't know if it was on the break of
Around the Air, when you're telling us how you flipped
a couple of houses and you got the money and
then you learned about cryo because you hurt yourself when
you when you're doing the long care in the jiu
jitsu and everything, and and now you know, I've had
a chance to go to your facility. I drug my
wife over there. We've got an interesting story. I know
you were saying how it lowers code cords all levels
and adds a neurop effort with no feneffrin, you know.
(33:09):
But but the point is you got to do it
more than once. So I mean you really kind of
get yourself, got to get yourself on a schedule to
see the difference. And I love, by the way, Shane's
friends with Illy from X Force as well, who were
having back on the twenty fourth. I don't know if
you saw that on the schedule, but Illy is changed.
I mean she's the one who changed my life and
my workout journey. And when she introduces me to people,
I take it seriously. So why that's why Shane's on
the show, right.
Speaker 5 (33:29):
Yeah. Elli's awesome. Yeah, I appreciate her absolutely.
Speaker 3 (33:32):
Exports body dot com guys. And by the way, Sen's
doing it, how are you getting sore?
Speaker 4 (33:36):
Is it? Is it working?
Speaker 6 (33:37):
Oh man? Yeah, I mean during my workouts. That's pretty intense.
Speaker 4 (33:40):
It is intense. She's like, oh, yes, it is.
Speaker 3 (33:42):
I knocked mine out in fourteen minutes today and I
was shaken when I walked out of there, like sometimes
I come in the radio and I can't even write
on my tablet.
Speaker 4 (33:49):
My arms are still shaking. So back to cryogenics. So
so you had my wife and I over there.
Speaker 3 (33:55):
And by the way, you guys offer a lot more
services which we want to make sure we touch on.
And if you want me to more information on cryogenics,
it's cryogenics g E N I X that's very important.
G E N I X r R dot com or
you can find them on Instagram. It's cryogenics with an
X underscore r R on Instagram.
Speaker 4 (34:12):
And what was the Facebook?
Speaker 5 (34:14):
Cryogenics with an X rejuvenation and recovery.
Speaker 3 (34:17):
There you go, and I guess that's what the r
R stands for. Rejuvenation and recovery. Sure, so let's tell
the story real quick about when my wife and I
came in. I don't remember what setting you put us on,
but I know I told you. I was like, don't
put me on the on the weakest setting. Put me
on something a little higher.
Speaker 4 (34:30):
And what did you do? Do you remember?
Speaker 5 (34:32):
Yeah? I put you on an intermediate sesskay? Yeah, yeah,
So you handled it really really well. I think, uh,
really the hardest part is the first time, right, just
going in and doing something different. I mean it's intimidating.
I mean you're going into freezing cold temperatures. Yeah, and
you know you've never done anything like that before, So
I get it. I was a customer myself, you know.
(34:53):
But you know, you go in, it's three minutes. It's
really not that bad. I put you on an intermediate level. Okay,
you put on you listen to music. Yep, you can
wear like swim trunks or whatever, just what I did. Yeah.
And then for the females, it's you know, uh, sports
pral or bathing suit. The more skin exposure to the better,
and you know, different levels for different people. Like see,
(35:16):
like a lot of athletes will go ahead and put
them like an intermediate or like an advanced level because
they've done ice bats and stuff like that. War two.
But yeah, you're in and out before you know it.
Like the cool thing about the service is it's like
if people are in a hurry and on the go,
like once you've done it a few times we were
training our clients to just run their own sessions, like
you go, you change out, you go, you pick your song,
(35:37):
you set your level, and you go in, you're out,
and you're you're in and out ten minutes.
Speaker 4 (35:40):
Oh for sure, easily.
Speaker 3 (35:42):
And you guys gave me like some some mittens and
some nice warm shoe things I put on, and I
just wore a bathing suit and you threw the headphones
on and you told me to pick a song. So
I picked like a like a rap song or something
like that with some energy, and I went in there
and I just danced. Man, it's kind of like danced
around like oh yeah, I hit the beat, and then
it shows you these lights. And then as the lights,
what does it get goes from like blue to red.
Speaker 5 (36:00):
Yeah, we can change the different colors, but it changes
colors and that's kind of like your timer. And then
by the time, it flashes back to the original color.
Speaker 6 (36:07):
So you stand then if you're dancing, okay, I think
I was envisioning. Okay, you lay down and so no
chamber and okay, all right.
Speaker 3 (36:15):
I'll show you a picture and I'll put it on
our I'll post it on.
Speaker 4 (36:18):
Our page so people can see. No, don't worry. To Cale,
I won't put yours on there.
Speaker 3 (36:22):
But but to me, I came out and I was
like I was pumped up, like I felt the endorphins
or whatever it is.
Speaker 4 (36:28):
I came out and I was just in a good,
like tingly happy mood. Now my wife she's just laughing.
Speaker 7 (36:38):
We put her in there and she'd put the same setting,
I think, right yeah, and she was like you could
see it in her eyes, like she's in there, she's
like this is cool, cold, and her eyes but she's
she's always been an athlete and she's always been a
big competitor, and you could just see it in her face.
Speaker 3 (36:55):
She's like, I'm not gonna come out of this door.
I am not gonna If you did it, I'm gonna
do it. But she like her eyes were frosting over.
Speaker 5 (37:04):
She killed it, though, man, and she did it and
I can tell like she was glad she did it,
but then at the same time she's like, wow, that
was cool.
Speaker 2 (37:10):
Yeah.
Speaker 7 (37:11):
Yeah.
Speaker 6 (37:11):
So I got asked Nicole then because to me, it
seems like your three minutes seemed like three minutes, and
I'm sitting here wonder does that three minutes feel like
it's thirty because it's just so brutal and you can't
take your mind off the cold.
Speaker 5 (37:21):
Yeah, it's the last thirty seconds. Yea. Like the first
time you do it, it's the very second you get
in there and you're like, oh, it's cold. Yeah, and
then you kind of get through it, and then like
right towards the end is like when you're like, all right,
I'm ready to get out, you know. And that's kind
of the hardest part, is that last thirty seconds. But
I mean, anybody can do anything for three minutes exactly.
Speaker 3 (37:38):
And my advice to you guys, when you go out
there and try it, you got to go to cryogenics
with an xrr dot com. When you go try it,
pick an upbeat song and pick something that gets you excited.
I don't don't pick something that you're like trying to
get to the end of the song. Because for me, like,
I love the song I had on there, so all
of a sudden, you know, we're starting to hit the
jams and I'm like yeah, like I'm in the groove.
(37:59):
And then the light starts turning and I'm like, oh, damn, man,
this light's turning red like things are happening in here.
Speaker 4 (38:05):
So for me, I was I was pumped.
Speaker 3 (38:06):
Up, and when it was over, like, I mean, I
don't know how much longer I could have gone, you
know what I mean. But that's not what it's about really,
because you're just in there three minutes either way.
Speaker 6 (38:14):
Do you ever have anybody that's like, oh my god,
let me out of here, like a minute.
Speaker 5 (38:18):
Then what the old unit that used nitrogen, we had
more people want to get out of that because it's
more of like a stinging cold. This is more of
a dryer type cold. So it's very rare. Like I
maybe in the five years that we've had this unit,
maybe one or two people are just like it just
mentally got time like I can't. But the cool thing
is you just open the door and you walk out
(38:40):
locked in.
Speaker 4 (38:40):
The like it's not a hypotamber, a hyperbaric or.
Speaker 5 (38:43):
Not that like speaking of that, that's something we might
be considering getting to. Really, I've been doing some research
on it and we're looking at some really nice ones.
Speaker 3 (38:50):
So yeah, we had a hyperbaric doctor on here not
too long ago and that that was a very interesting thing.
I'd love to check that out. I mean, I know
there's a major beneficence. So we're only a minute.
Speaker 4 (39:00):
Left, Shane. What are the services do you guys offer?
Speaker 5 (39:03):
We do cryo facials which actually lift and tighten the skin.
It's kind of like irons out the wrinkles using a
cold therapy too. We have an aspen laser that helps
with certain pain, so like if you have an injury
with your back or your elbow or your knee or whatever.
The actually the laser actually gets in there and helps
repair the cells, increase the stem cell production, it gets
(39:23):
over the inflammation, creates blood flows. So you know, a
lot on all these are natural services. And then we
also have a lot of weight loss stuff. We have
a new service now that actually will shrink the fat
cells and it works really, I mean we're getting phenomenal results.
I mean people leasing like six to twelve intures like
throughout the whole body after like twelve to twenty four sessions,
and we put them on it's not just about that.
(39:45):
We put them on a whole program. We get them
to you know, we have an accountability sheet, you know,
we get you off the sugar, we walk you through
the whole process. We're coaching you through the whole thing.
So like our goal is to get you to crush
your goals and we get to use technology and everything
at the same time too.
Speaker 3 (40:02):
And Shane lives by it, by the way, guys, he does.
He knows how to train, he knows how to work out,
he knows how to give a good advice and he
works out at X Force yep, so we know that
he knows what he's doing. Shane, it's been great having
you on the show today.
Speaker 5 (40:13):
Yeah, thank you so much for having me. I really
appreciate it.
Speaker 3 (40:15):
Yes, and don't forget cryogenicsarr dot com and we will
see you guys next next week. Sendy and I stay
tuned to the Business Happy Hour. We've got another great
show coming. We'll see you guys next week.
Speaker 5 (40:25):
Thank you, Shane, thank you, Rane, thank you, thank you.