Episode Transcript
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Speaker 1 (00:00):
Welcome to the Business Happy Hour radio show with your host,
Frank Debank Coodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishna, realtor with Mahara and Associates.
Speaker 2 (00:15):
Tampa's top real estate company.
Speaker 1 (00:17):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (00:23):
If you're looking for local mortgage or real estate advice.
Speaker 1 (00:25):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade. Listen right here
or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (00:44):
Here's Frank de Bank and Senia.
Speaker 3 (00:47):
Hey Tampa Bay, Welcome back to the Business Happy Hour
number one two for all things business and entrepreneurial. We
have a great show for you guys today. I'll be honest,
we were this club to not having a show today.
Speaker 4 (01:02):
Said this close, I know, I'm glad you made it.
Speaker 5 (01:06):
I made it.
Speaker 3 (01:07):
Let me tell you and I had the right wardrobe
for being stuck in an elevator. I had half a beer.
I had a piece of paper on the wall that
I turned into a fan. And I had all except
for one of my nephews, all of my kids, my wife,
my mother in law, my stepfather, my brother in law,
and my sister in law all in one.
Speaker 4 (01:25):
Sixth I cannot wait to hear the whole story. Frank.
Speaker 3 (01:28):
Oh, it's a good story. Let me tell you. Let
me tell you how it ended a sweaty night with
Frank getting out of the elevator thanks to the Madera
Beach Fire Department. We're going to talk about that on
the second half of today's show, So you'd have to
stay tuned, make sure you like and share. By the way,
we are on social media Instagram, Facebook, MySpace, Courier Pigeons.
They have us all over town. You got to tune
(01:50):
into one of them. Check us out. Is going to
be a great show. In the second half, we're going
to have my nephews, my son, and my brother in
law are going to come on and they're going to
talk about how they survived the beach elevator saga. Later on,
a business Happy hour. But for now, we're gonna have
an amazing real estate show. We're gonna talk about the
summer real estate market. I threw on my summer shirt today.
(02:12):
If you're listening on obviously our Instagram and our socials
right now, you know that it is July first, halfway
the year is halfway over officially.
Speaker 4 (02:22):
Oh man, we're closer to Christmas.
Speaker 3 (02:24):
Oh my, you think about that. We're like five days
closer to Christmas now than we were on January verse. Right, So, no,
this is exciting. Fourth of July just took place. If
you're listening Saturday or Sunday morning to us, we hope
you had a wonderful Fourth of July and you didn't
blow off your fingers. If you did, don't worry. It'll
grow back. No, it really won't. But it's gonna be Okay.
(02:45):
We have a great show. We have a good friend
of ours, another Mahara and Associates agent. I am double
teamed by the Mahara in Associates, which by the way,
has sold over half a billion dollars of real estate.
Did I say it right? This year? I thank you guys.
Are you have for like three hundred million, four hundred million.
Speaker 4 (03:03):
Well, the four hundred million is our goal for this show.
Speaker 3 (03:06):
Yes, we're gonna hit that, and we're going to hit that.
We are going to hit that goal. You guys areded it,
but we have Jessica. Jessica Turcott, Welcome to the Business
Happy Hour.
Speaker 4 (03:14):
How are you you?
Speaker 6 (03:15):
I'm doing well.
Speaker 3 (03:16):
Yes, are you excited to be on the radio?
Speaker 6 (03:18):
I am? I really am.
Speaker 5 (03:19):
Yeah.
Speaker 3 (03:19):
We had to kind of talk her into this just
a little bit, just a little bit. Mike was supposed
to be here, my sales manager. He has some fires
back at the office he's taking care of. So Mike,
thanks for tuning in. We are going to get you
on again, I promise. But Jessica still held her appointment
with us and came on. So, jess how long you've
been in real estate?
Speaker 6 (03:38):
Eight years now?
Speaker 3 (03:40):
That's a kind of a long time in these days. Yeah,
so you were what do we call is it BC
before COVID? Is that not? I guess I mean poor
Christ like he's out, man, I know, nobody even talks
about those BC's anymore. I know, like before COVID, because
nothing happened before COVID. Right, So, jess welcome to the show.
Thank you so much to talk about your real estate journey. Yeah,
(04:02):
of course, Sennya Akishaa, my favorite co host.
Speaker 4 (04:04):
Hello, Hello, Yes, and I'm so excited to have a
fellow colleague here from Mahara and associates. We didn't get
the memo about.
Speaker 3 (04:11):
The beach where, but well, you know, I thought, I
figured y'all knew it's fourth of July week.
Speaker 5 (04:16):
Next time.
Speaker 3 (04:16):
Next time, we'll let you know. But the two of
them look better than me anyway, So we're just gonna
let them just look good where they're do what they're doing.
So Senia does stats. Jess do you ever listen to
the show? Have you ever heard our show before?
Speaker 6 (04:26):
I have once or twice?
Speaker 3 (04:28):
Okay, fair enough.
Speaker 6 (04:29):
Yeah, and it's only been through Instagram, So.
Speaker 3 (04:31):
Yeah, Instagram works. And we finally got just got a
turn on her Instagram camera and she's like, what do
I really have to do this?
Speaker 6 (04:36):
Yes, it's not my favorite.
Speaker 3 (04:38):
Yes, Jessica, Yes, you're not a millennial?
Speaker 7 (04:41):
Right?
Speaker 5 (04:41):
What are? I?
Speaker 6 (04:41):
Totally?
Speaker 8 (04:42):
Am you?
Speaker 3 (04:42):
Totally?
Speaker 6 (04:43):
I feel like I'm right in the center of millennial.
Speaker 3 (04:45):
You should have had your camera on as soon as
you walked in the door. I know, I know by
the way I don't think the firemen were all that
happy with the fact that I was trying to film
us leaving the elevator. It was actually pretty funny. I mean,
my brother hated for me what I did to him
when we all got off the elevator. So we'll talk
about that, and you please can stay and listen to this.
Speaker 4 (05:04):
Did you post that too, because I mean I saw
when you guys almost got out and then it like
left me in suspense.
Speaker 3 (05:09):
Oh that was terrible. That was terrible. We had a
three part series. It was like getting stuck and it's
kind of funny, and then the guys get there and
you think you're getting out, you know, and then it
doesn't happen, not so funny. And then the eventual escape,
which which was, you know, wonderful, but anyways, that's terrifying.
It was effing terrified.
Speaker 4 (05:28):
You got an elevator to go down after the show,
so like.
Speaker 6 (05:30):
Tower of Terror, you know, you're just waiting for it.
Speaker 3 (05:33):
I don't know, you're waiting for something and you're not
even thinking about dropping. You're more thinking about like breathing,
and like, oh, the mother in law at one point goes, okay,
everybody needs to stop talking. We're gonna run out of
all of oxygen. And I'm like, okay, kids, We're not
actually going to run out of oxygen. That's not how
it works. I was like, but it's going to keep
getting hotter, so let's just not dance around. And the
kids wanted to like dance around and I'm like, oh,
(05:55):
it's like, stop that up, James, got me. Sorry, James.
It was a very emotional experience. That's right, I'm breaking
my own rules. So anyway, let's talk real estate here
for a couple of minutes, because I do have two
of the top real estate agents in the city of
Tampa on of course with Maharan Associates. Before we do,
if somebody has real estate questions, Sen, how do they
(06:17):
reach you?
Speaker 4 (06:18):
Oh, they can call me at eight one three, seven
five five reel. I would love to talk to them.
Speaker 3 (06:23):
That's at seven five to five reels. How you reached
in And we're gonna put Jessica on the spot and
make her give out some information at some point today,
you have to tell people how to reach you. I'll
do it all right, So let's get into let's just
go right into stats of Sen. I'm gonna let you
run the show. Since you got Jessica on here, let's
talk stats. Let's talk the market. I want to talk
summer real estate market. Jess If you have any questions
on finance stuff, we can talk about any buyers. But
(06:44):
let's just kind of get into the market. Where are we, ladies?
Speaker 4 (06:47):
Okay, well, we've got the main numbers. Yeah, so as
you know, you know, it's a little behind. I'm excited
to see you numbers, but may numbers. You know, in
terms of closed sales, we were down a bit across
the board. For the four counties that this takes into account,
we were down four point two percent and closed sales
median sale price down a little bit three point eight percent.
(07:10):
But like we talk, you know, it's prices have softened
a bit, but not like anything crazy.
Speaker 3 (07:17):
No, I wouldn't say it's like any like change of market, like,
oh my god, there's so many deals out there because
three point eight percent. I mean, let's be honest, if
people ask for four percent sellar concessions and they can
get that almost all the time.
Speaker 4 (07:28):
And also to put in perspective too, so for Hillsborough
County it was actually down one point two percent year
over year.
Speaker 3 (07:34):
Wow.
Speaker 4 (07:35):
But I went ahead and did the calculation from our
April numbers and it was actually up three point one
percent well from April the sales price the median sale price.
Speaker 3 (07:45):
Yes, Jess, what are you seeing out there? Do these
numbers we're saying do they jive with what you're seeing
in the actual market.
Speaker 8 (07:51):
Absolutely. I don't think we've seen a huge tip. You know,
we do see things sitting way longer than they should
compared to a few years ago.
Speaker 6 (07:58):
But yeah, the prices are, you know, lowering steadily, but
nothing crazy.
Speaker 4 (08:04):
I want to put a dollar value to it. That
media and sale price in May for Hillsbro is four
hundred and thirty thousand.
Speaker 9 (08:09):
Yeah.
Speaker 3 (08:09):
Oh wow, So okay, so you just you mentioned the
thing sitting for longer than it's weird, right, Sendy and
I've talked about this a few times. I want to
get your opinion on it is. For example, my neighbor
literally right next to me just sold. We had no
idea they were even listing their house. Right all of
a sudden, my wife's like, oh my god, because they
didn't put a sign up.
Speaker 5 (08:29):
Right.
Speaker 3 (08:29):
Some wifes like the house is listed next door. I'm like, well,
that's weird. And it was listed and this get into
my question, but it was listed for just under a million,
like a little over three thousand square feet on almost
an acre corner lot. Right, nice, nice modern looking house.
That thing sold in less than ten days. What is
the deal? Why are certain houses moving and then the
(08:51):
other ones are sitting?
Speaker 6 (08:53):
Well, obviously it was probably pretty cute on the inside, right.
Speaker 3 (08:55):
I was going to say, yeah, that's what I keep hearing.
Speaker 8 (08:58):
So if a house is super nice and inviting, it
will sell. And it depends what area as well, right right,
the homes in West Chase Odessa, they sell. That's where
it is quick, right, So yeah, and especially if it's renovated.
Speaker 3 (09:13):
Yeah, and if.
Speaker 4 (09:14):
It's priced well, so what did you say? They went
right under a million.
Speaker 8 (09:18):
And an acre lot? Is something else too? In that area?
You don't you know, you don't find much of it.
Speaker 4 (09:23):
And are they in the lake?
Speaker 3 (09:24):
No, they're not on the lake.
Speaker 4 (09:26):
It would be pricier if you're oh, yeah.
Speaker 3 (09:28):
For sure, not on the lake. And I know that
from lists to sale price it was in the high nines.
It was only twenty thousand less, so you know what
that's about?
Speaker 7 (09:36):
Right?
Speaker 3 (09:37):
Is that about?
Speaker 10 (09:37):
Right?
Speaker 8 (09:37):
I feel like everybody's getting a little bit less than
asking right now.
Speaker 3 (09:41):
Right, So, I mean that's what is that like two
percent off? So it kind of jives with the numbers.
Speaker 6 (09:46):
That the cellar concessions probably sellar concessions.
Speaker 3 (09:49):
Oh that's a really good point.
Speaker 6 (09:50):
Yeah, that was probably two percent. They did a buydown.
Speaker 3 (09:52):
It probably really was so a buy down. What do
you think about those are your clients, let's talk about
those for a second.
Speaker 6 (09:58):
For me, all of my client are staring towards bydowns.
Speaker 3 (10:01):
And that's that's where they get a little bit of
a lower interest rate for the first couple of years,
or the seller gives them some points to buy down
the rate exactly gives them a lower payment.
Speaker 6 (10:09):
Yep, it just.
Speaker 8 (10:10):
Makes it more affordable for the time being. Everything is
super expensive now, you know, from groceries to everything, So
it just makes things a little bit more affordable right now.
Speaker 5 (10:19):
Right.
Speaker 3 (10:19):
Do most of your clients agree? Do most of them
think that the rates are going to be dropping down
the road? What do they tell you?
Speaker 8 (10:24):
I mean, we never know, right, and I never I
never want to give that knowledge without actually knowing, So
I just say we.
Speaker 4 (10:33):
Hope for the best, right Jessica, nobody knows.
Speaker 6 (10:36):
We just know nobody knows.
Speaker 8 (10:37):
Yeah, I hope, I hope it happens for me with
my house, you know, but it's just we never know.
And I think I think everybody's just waiting to see
what happens.
Speaker 10 (10:45):
Really, I agree.
Speaker 3 (10:46):
So it's a real popular sentiment that that people are
thinking rates are going to come down, and what that
what that means. The advice that we give to clients
when when they talk about that is we say, you know,
if the rates coming, if you think they're coming down,
don't spend a bunch of money on points right now.
Because that's always the question is you know you're you
can get one rate. Let's say I don't know, six
(11:08):
seven five, you can have that rate and you don't
pay any points. Or you could have six and a
quarter and you pay two points on four hundred grand,
you're paying eight thousand dollars and a lot of guys
don't get it that. If you do that and then
the rates drop and you refinance, all those points were
thrown in the trash right because you've got to make
up that money based on the payment how much you're
saving monthly. So the advice that we I'm with thirty seconds.
(11:31):
So the advice we're going to give people going into
this break is, if you're in the market, A you
need to be talking to jess and uh to Senya,
but B you need to be talking to a reputable
mortgage company to talk about how to work your money.
You don't want to just buy down now, even if
the seller is giving you money for it. You may
find a better place to put that money and then
wait until the rates drop and then buy down. So
(11:53):
you'd much rather buy from six to five than seven
to six. Right, So we're with that note, we're going
to take a break on the Business Happier. We'll be
back with Jessica Turcott of Mahara and Associates and Senia
on the Business Happy Hour.
Speaker 1 (12:05):
All the best mortgage are real estate advice from Tampa
Bay's top experts. It's the Business Happy Hour with Prank,
Debankkoto and Sennia.
Speaker 3 (12:14):
All right, we're gonna get right into it here on
the Business Happy Hour. We got Jessica Turcott from Mahara
and Associates. She's been in the business eight years. She
loves working with veterans, loves coming on the radio, especially
the Business Happy Hour. Long walks on the beach and
working with veterans again. So, jess how does somebody get
in touch with you if they wanted to talk to
you about a loan or about house.
Speaker 6 (12:34):
Best would be phone call? Okay, eight one three six
eight three zero one three three.
Speaker 3 (12:39):
Six eight three zero one three three. That's a very
easy number at six eight three zero one three three.
And of course if you forget Jessica's number, maybe you're
a veteran, we're about to talk about VA loans, you
need to get in touch with her. Go to contact
frankdbank dot com. You can remember that while you're driving
and just say I want to talk to that veteran
real estate agent about a house, and we'll get you
in touch with Jessica. That's six eight three zero one
(13:02):
three three.
Speaker 4 (13:03):
I love that you give out the phone number for me.
That's still you know, it's the best way. Heck, you
kind of you know, get started.
Speaker 9 (13:09):
You know the voice, it.
Speaker 3 (13:10):
Shows you're serious, it shows you serious, and you.
Speaker 4 (13:13):
Can just do so much more, you know, with a
five minute conversation versus like the text threads, especially when
you're getting started once you already established the relationship. But yes,
I agree.
Speaker 6 (13:22):
I like down a business right away.
Speaker 9 (13:24):
That's absolutely to do it.
Speaker 3 (13:25):
And answer your phone, salesman's it's the number one thing
people don't do is answer their nang phone. Just answer
their phone. So, Sen, you had some questions we're talking
about in the break, Oh you know what I do.
Speaker 4 (13:35):
But I wanted to also finish ship stat because I
went ahead and looked up numbers for just how things
are doing nationally.
Speaker 3 (13:45):
Okay, let's hear it go, and I mean.
Speaker 4 (13:47):
It kind of goes in line with you know what
we have just here in our local area. But nationally,
the year over year median sale price was a point
seven percent, so not huge, but it was up.
Speaker 3 (14:00):
It was up.
Speaker 4 (14:01):
And the median price for the dollar value is four
hundred and forty and thirteen, so just a little higher
than where we are in Hillsboro. And home sales fell
four point nine percent, so I mean, you know, volume wise,
so it's not just us. You know, we've seen, you
know a little bit of a slower spring than we're
(14:21):
used to, but you know it's all over the US
and the other one which I don't think Brandon would
like hear in your buddy, but the migration numbers this
is still we are still a hot spot in Florida.
So twenty eight percent of people nationally searched to move
to a different metro area. And on that list, we
(14:45):
have three Florida cities in the top five. And if
you like look at a map of it, everything else
is like light yellow, pink or whatever. We are like
a bright orange. So Florida is the hot spot. Well
the Wednesday namer Cape, cor Orlando, and Sarasota. But I'm
thinking those people just don't really know how great Tampa is.
That's exactly right, you know, it's it's still it's our area, especially.
Speaker 5 (15:08):
If you're in Orlando.
Speaker 3 (15:09):
Bro, Like nobody nobody wants to live exactly.
Speaker 4 (15:13):
Yeah, I would pick Tampa any day over Orlando.
Speaker 3 (15:15):
Like we go to Orlando, but we donate to the
mouse and we leave.
Speaker 4 (15:19):
Yes, you're landlocked.
Speaker 6 (15:20):
It's not fund on the beaches.
Speaker 4 (15:23):
I'm like, you got Cocoa Beach, which it's nice. But
I love our sunsets, like I'm a sunset girl.
Speaker 3 (15:27):
Oh yeah, dude, nobody likes the sun rise compared to
a sunset, Like does the sun even rise? People tell
me about it all the time.
Speaker 6 (15:36):
I grew up on the East coast.
Speaker 3 (15:37):
It does rise, it does rise. They had to have
blackout curtains. It never rise in my house, I promise.
Speaker 5 (15:41):
See that.
Speaker 4 (15:42):
Well, you live here now, so I guess if you
favor this too, like this coast was way better.
Speaker 3 (15:46):
Welcome to the West Coast.
Speaker 4 (15:48):
Yeah, but no to finish it. So I've known Jessic,
I've known you for a few years now, eight years
in real estate. How long have you been with Mahara?
Speaker 6 (15:55):
I think six of them?
Speaker 4 (15:57):
That's yeah, yeah, yeah it was.
Speaker 6 (15:59):
It was the first year all I did was study
real estate. That's all I did.
Speaker 8 (16:02):
And then my second year kind of kind of dabbled
a little bit, but I was still too scared. And
then as soon as I came over to Mahara, I
like went full force with Ray, which was awesome.
Speaker 4 (16:12):
So Ray's a good guy to go full force with.
He is there a lot.
Speaker 6 (16:16):
Yeah yeah.
Speaker 3 (16:16):
And by the way, shameless plug, if you are looking
for a real estate home, Ray Maharran Associates, they are hiring.
So I'm sure you can probably reach out to Senya
and she'll help you out that on that and her
number is.
Speaker 4 (16:28):
Thirty seven five five real and I will put you
in touch with Ray get you a personal meeting with him.
And that's how I got on board over ten years ago.
That's all it took is just meeting Ray in person
and Okay, this is the broker I want. And looking
back to me, it's never grass is greener somewhere else,
like this is where I belong.
Speaker 3 (16:49):
Grass is greener where you water it.
Speaker 4 (16:50):
So I've heard, oh that's a good one.
Speaker 3 (16:53):
I heard you like to water the grass for veterans.
Speaker 5 (16:55):
I do. Yes?
Speaker 3 (16:57):
Does that sounds very weird?
Speaker 6 (16:58):
But sure?
Speaker 3 (16:59):
Yeah, yeah, yeah. You like helping veterans, yes, yes, yes,
And we love helping veterans. I mean, they fought for
our country. We should fight for them, right, They deserve
a lot, they absolutely do. And I know you had
a question about VA loans, was it or I.
Speaker 8 (17:16):
Do assumable loans, So that is when they assume the
same the same interest rate as what the original buyers
bought it for, which is probably a lot lower than
today's rate.
Speaker 7 (17:30):
Right.
Speaker 8 (17:31):
So let's say you know, a VA buyer comes in
and they want to assume this person's loan they're also
a veteran, and the rate was three point five and
now rates are at you know, six ish, How would
that work.
Speaker 3 (17:44):
Here's how it works. So the VA loan, just like
the fh A loan, is assumable. The reason you don't
see this very often, the reason that I have personally
not even seen it accomplished in twenty five years, really
comes down to one major thing is that when you're
assuming a loan from another end of Let's say they
owe two hundred thousand on their loan that they have
at three and a half percent, and they're selling that
(18:05):
house at four hundred thousand, the veteran buyer has to
bring the difference to closing. That is the number one hurdle.
So and of course people doing a VA loan they
want one hundred percent financing, so it's very contradictory to
the benefit of the VA loan, right, But if they
want that lower rate, they can do it. They still
have to qualify for the loan. That's another thing people think.
(18:27):
They think, Oh, assume means I just get the loan.
No no, no, no no, you still have to qualify.
It has to be through the existing servicers, so they
have to work with Like Frank, the bank can help
you navigate it. I'm not getting paid on it, I'm
not doing the mortgage. But I can answer questions, especially
as you use my real estate partner. I'd do it
for your client any time, but they need to talk
to the existing servicer. But first and foremost they have
to be willing to bring the difference to closing. So
(18:48):
that's your hurdle. Now I'm going to give you something
great for the veterans. Right now, Veterans at least through
Lincoln Nanning have no minimum credit score, so you can
help all veterans, no maximum debt ratio. We can help
all veterans. I know you love working with veterans, so
anybody you need, we can help.
Speaker 6 (19:03):
Yep, that's awesome.
Speaker 3 (19:05):
Yes, Now who else do you like to worry? Is
there any particular area you like to work in? Let's
talk to your clients for.
Speaker 6 (19:09):
A couple of minutes.
Speaker 8 (19:10):
Sure, well, I really have worked all over Pasco, Hillsboro,
and Panelas County, but my favorite is definitely where I
live West Chase, though Deessa area, I'm there all the time,
all right, So yeah, anywhere really that north Pasco, not
too north, but and West Chase, I'm all about those areas.
Speaker 3 (19:27):
Awesome And what's the best way to reach you?
Speaker 5 (19:29):
Again?
Speaker 6 (19:29):
A one three six eight three zero one three three.
Speaker 3 (19:31):
Six eight three zero one three three. Jess it's been
great having you on this show.
Speaker 7 (19:37):
Me.
Speaker 6 (19:37):
This was so nice.
Speaker 3 (19:38):
I told Mike he has to come back on and
you guys have to go on and we'll do a
whole show together. Sure, just figuring out, you know, talking
about your scenario and your closing and all that.
Speaker 6 (19:46):
Yes, yes, he needs to come on and do it
for himself.
Speaker 11 (19:48):
Yeah.
Speaker 6 (19:49):
He did a great job with our loan.
Speaker 3 (19:50):
Thank you, Thank you so much. And I know you
do a great job with all your clients and we
appreciate Ray Mahara and Sinia and you and I can't
speak highly enough. So if you guys need a great
real estate agent, veteran or not, eight one three six
eighty three zero one three three is how you reach Jessica.
And we will have her back on the show later
in the summer with Mike, the sales manager for Lincoln Lending.
Speaker 4 (20:10):
Thank you, Jessica, Thank you so good to see you.
Speaker 6 (20:12):
Thanks for having me, guys.
Speaker 1 (20:14):
Thanks jess Right, welcome to the Business Happy Hour radio
show with your host Frank de Bankkodo, the owner of
Lincoln Lending Group right here in Tampa Bay for twenty
three years, joined by his incredible co host, Senya Akishna,
rialtor with Mahara.
Speaker 2 (20:29):
And Associates, Tampa's top real estate company.
Speaker 1 (20:32):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (20:37):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:40):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (20:45):
Listen right here, or fight us on the Business Happy
Hour YouTube channel.
Speaker 1 (20:49):
Or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 5 (20:59):
Here Frank Debank and.
Speaker 3 (21:02):
All right, Frank de Macon Senia back in studio with
you guys. And we have a full studio right now
of a bunch of nephews, sons, brother in law's and
all kinds of people. These are the ones that made
it out of the elevator last night. I promised you
guys the story of getting stuck in an elevator. My
whole life, I've been riding elevator sin I've been thinking,
(21:24):
going up and going down. What if this thing just stops.
What am I gonna do? And you always think to yourself,
how bad is it gonna be if he gets So
let's picture this, let's start the story off. Let's let's
let's put a frame to this. It's a five story
beach condo. It's a small elevator. It's brand new. By
the way, it has no fan up top that I
(21:45):
can see, it has no air conditioning. And we got
back from dinner after walking half a mile up the beach,
and decided we're going back up in our condo. Myself,
my wife, my son, my daughter, my brother in law,
my sister in law, his three kids, and the grandparents
all in one elevator, standing room only. We get to
(22:06):
the fifth floor and it stops, and we all stand
there for a second like the door's not opening. Now,
let me introduce my cousins, my nephew. Sorry, let's start
with Miles and Riley. They have to hear earphones in
right now. Guys, welcome to the business happy hour. How
are you guys doing good? So what what first went
through your mind? Miles when it stopped? So he was
(22:29):
the only one by the way outside of the elevator.
Speaker 7 (22:32):
Yeah, so I just when I realized you guys weren't
coming up. I was trying to see if you guys
were okay and stuff. I didn't really know what to do.
Speaker 3 (22:41):
Did you push the buttons outside?
Speaker 7 (22:43):
Oh yeah, I pushed the down button, but it just
kept flashing on and off, and then you guys called
the police.
Speaker 12 (22:50):
That's yeah.
Speaker 4 (22:51):
Did you push the buttons to get them stuck?
Speaker 3 (22:55):
Miles?
Speaker 4 (22:56):
No not, I'm just kidding. You look like a really
nice kid.
Speaker 3 (23:00):
Trust me. We were all questioned, like what did he do?
Speaker 4 (23:03):
He had enough of you guys at dinner.
Speaker 3 (23:04):
He's like, you know what, Yeah, he beat us all
to the condo. He made it up right.
Speaker 7 (23:09):
Yeah, I went like right before you guys. Yeah, and
then you guys just got stuck on there. You guys
called nine one one yep. I was like waving, like
to get the firefighters attention. Yeah, there's about five firefighters there.
First there's three, and then like I guess, like the
chief or like that was a GP. Yeah, came and
(23:32):
like his partner and they lowered down the elevator to
the third floor or the fourth floor and.
Speaker 12 (23:38):
They got it open.
Speaker 2 (23:40):
Yeah.
Speaker 12 (23:40):
Yeah, it was about an hour.
Speaker 4 (23:42):
So yeah, yeah, it's a long time. To be stuck
in an elevator. You were lucky you weren't with strangers.
Speaker 3 (23:49):
I don't know what would have been worse. I'm not sure.
I have to get props because everybody did handle it
extremely well. Riley. Riley's my middle nephew here. So, Riley,
what were you thinking you were on the elevator with me?
Speaker 5 (24:01):
Yeah?
Speaker 3 (24:01):
What was your thinking?
Speaker 10 (24:02):
When it was pretty scary? It was a first it
was not very hot, and it got hotter and hotter.
Speaker 3 (24:09):
Right, so I would say, what the first fifteen twenty minutes,
it was not bad, right?
Speaker 4 (24:14):
He was having fun doing his Instagram videos. Oh you know,
I'm stuck at an elevator. You didn't seem like you
were having too much fun.
Speaker 3 (24:21):
After it was pretty What do you think, Riley? First
fifteen twenty minutes was kind of excited.
Speaker 9 (24:26):
Pretty cool. It wasn't very hot. We started moving around.
Speaker 5 (24:29):
Yeah.
Speaker 3 (24:29):
Yeah, you guys started dancing, and I'm like, yo, I
stopped doing that. So were you scared at all?
Speaker 9 (24:38):
At first? I was?
Speaker 5 (24:39):
Yeah?
Speaker 9 (24:40):
But then the cops got here. Yeah you saved this.
Speaker 3 (24:45):
Yeah. Well at first they couldn't get to us though, right, No,
and that was that a little uh.
Speaker 9 (24:50):
Yeah, they had to lower us. I thought we were
going to fall.
Speaker 3 (24:52):
Yeah, that's so weird, Like why so apparently when these
elevators get stuck, the fire department has these tools they
can they can release the doors manually. And when they
got there, you know, the elevators have two doors, an
outside door and an inside door. The outside when we
could tell my brother in law aneble here, he could
see the crack. Him and I were standing on the
edges of the doors, so we can kind of see
(25:13):
the little bit of light and you could see the
outside one opened, and then you could hear him talking
to you. And when that happens. And you guys, by
the way, need to go to our instagrams and look
at our videos, because we did a three part video
on how this all went, and you can kind of
see how we were not sweaty at all and I
was smiling. To the middle video, it was like drenched
and I wasn't smiling as much to the last put
(25:35):
it this way, we didn't post some of the last videos,
but the last video, I don't think anybody was smiling,
but you could see. But they could get the outside
one open. They couldn't get the inside one open because
it wasn't. The mechanism is a little higher than the
top of the elevator, and honestly, I don't think the
guys knew that, and so they didn't realize they had
to lower it to get to the mechanism, and they
(25:56):
kept trying, and the kind of whole story win is
they didn't realize it. I think till the chief got there,
and the chief who got there, you know, after we
were in there about an hour, he realized it needed
to be lowered a little more and then he could
get to the mechanism. And right about that time, So
what do you think, Riley, Like, it got a little stressful,
right because they were telling us they were gonna get
(26:16):
us out, and we all thought they were gonna get
us out. And I think that's when we started heating up.
I think that's when it got like because we people
started moving and you're getting ants, and you're like, oh,
we're gonna get out, We're gonna get out, and then
you're not, and then you're hearing the guys. My brother
in law kept.
Speaker 5 (26:29):
Going shut up.
Speaker 3 (26:31):
He's like, shut up, guys, be quiet. You gotta be
quiet for two freaking minutes here because we were trying
to listen to what the what the fire department was saying.
And when they're like when they've got one guy's like
we could get into the roof. The other guy's like,
how do you get to the roof?
Speaker 5 (26:43):
How do you do this?
Speaker 3 (26:44):
And I'm thinking, oh god, they like now they're thinking
about plan and evil. He goes they're on Plans C.
I'm like, oh, Plan ce's not Plan A.
Speaker 4 (26:53):
So the scariest part to me sounds like the lowering.
So they manually manually had.
Speaker 3 (26:58):
To lower yeah, and and.
Speaker 4 (27:00):
Was that like like, oh man, what if it's just like.
Speaker 9 (27:03):
It wasn't really a big job. It was just it
was with a hydraulic right, like little drops. Yeah, it
was little drops.
Speaker 3 (27:09):
It was like there.
Speaker 4 (27:10):
It wasn't like a smooth it was like that.
Speaker 3 (27:12):
Yeah. Yeah, it was kind of late there, like clip
clip clip, and it just kind of like don't win
a little bit, right.
Speaker 5 (27:16):
You definitely feel it, Oh, you could feel it. Yeah.
Speaker 13 (27:19):
And and that was after thirty minutes of the firefighters
trying to get us out and they couldn't and then
playing C comes into the fact that everybody's looking around
then and they actually said, all right, guys, we're gonna
have to turn off the lights. And then that's when
I was like, hey, guys, make sure you have battery
on your phone so you can turn on some lights
(27:40):
in here.
Speaker 5 (27:41):
It was really hot.
Speaker 4 (27:43):
Did they really turn off the lights?
Speaker 5 (27:44):
They didn't turn it off the lights.
Speaker 3 (27:46):
They did it Okay.
Speaker 4 (27:47):
I was going to say that that would have changed
it a little.
Speaker 5 (27:50):
And then, uh, it was really hot.
Speaker 13 (27:52):
So there's a ceiling tiles and uh, Pat says, hey, hey,
can you guys open up a ceiling tower or something
because it's hot in here. We were like, hey, guys,
stop talking because we're gonna lose all the oxygen.
Speaker 3 (28:07):
I remember said that. I'm like, that doesn't happen. I
was like, but it still was hot like that, the
hot air just from talking and breathing.
Speaker 4 (28:16):
And dancing and dancing. They were dancing for a little bit.
Speaker 13 (28:20):
Now now looking at Instagram and people you know, start
reaching out and they're like, hey, next time, sit down.
Speaker 3 (28:25):
Yeah and relax. Yeah, that's really I will say. When
we when I sat down, it was a solid ten
degrees cooler sitting down right. I don't know if we
could all sat down though, because there was was there
ten or eleven of us in there.
Speaker 5 (28:37):
Ten there was ten. Ten Miles was outside.
Speaker 3 (28:41):
Yeah, Miles the only one. So we were talking about how,
you know, if listen, if this elevator drops, Miles, this
guy's going to be rich man if none of us survive.
Oh man, Miles, you're getting everything from everybody, from everybody,
you go ahead.
Speaker 13 (28:58):
No, And and this this morning, we were coming to
the show and we're like, should we take the elevator
if you take the stairs, what you guys do?
Speaker 5 (29:06):
Oh, we took the elevator.
Speaker 3 (29:08):
He took the elevator.
Speaker 13 (29:09):
But we turned on the you know, we did a
whole video of you know, let's make sure, and we
looked at the elevator.
Speaker 3 (29:15):
It's a brand new elevator, brand new.
Speaker 5 (29:16):
I can't believe that e would happened.
Speaker 3 (29:18):
So what it ended up being was the fire department
was installing some sort of heat sensors above the elevator
doors on all the floor, some new code, and they
were drilling through the concrete wall and the concrete dust
fell into the elevator shaft and it got onto a
sensor in the shaft which told the elevator there might
be something wrong with this, So it just stops right now,
(29:38):
how long do you guys think it took? O'Riley? However, miles?
How long did it take before they actually got there
from the time we called what do you guys think.
Speaker 7 (29:46):
Like like ten, like fifteen minutes? Because for me it
wasn't It didn't feel that long.
Speaker 4 (29:54):
But the guy standing outside the elevator, yeah, the guy running,
you know, getting drinks and having snacks and yeah.
Speaker 13 (30:03):
He's like, what's the coat to the to the apartment
so I can go get a bottle of water?
Speaker 3 (30:08):
Yeah, like we were dying. So when I got in
the elevator, I had half a beer right about thirty
percent of my phone, and I didn't want to drink
the beer.
Speaker 5 (30:16):
I'll be honest.
Speaker 3 (30:17):
I was like, I don't even really want this. I
was like, this is making me sweat even more. Riley,
what were you thinking? So you weren't that scared? Huh?
Speaker 9 (30:25):
No, No, it wasn't that bad.
Speaker 3 (30:27):
But it started getting hot. What do you think to
you it was hot in there? Huh?
Speaker 5 (30:30):
It was hot. I mean we started taking off our
shirts and yeah.
Speaker 3 (30:35):
Yeah, and you can like you can ring it out,
you can ring it out, Oh yeah, you can ring
it out.
Speaker 5 (30:41):
Luckily, everybody kept there cool.
Speaker 13 (30:43):
You know, I will be honest at the beginning, I
could have had a panic attack. Thankfully I didn't. Kept
it all together and everybody else did. But definitely it's
a something that I don't wish upon anybody. Thankfully, the
firefighters came and did their thing and got us out
after an hour.
Speaker 4 (31:03):
But we're glad you guys are all out. And you
know what, it's probably you know, hotter because there's so
many people. But I would rather have all you guys
there with me than be in there by yourself. I
bet you guys would have been more scared if it
was just you alone in the elevator and they can't
get you out.
Speaker 3 (31:20):
I'm with you saying my best advice to everybody writing elevators,
bring your cell phone. Bring your cell phone.
Speaker 4 (31:27):
Reception was fine.
Speaker 3 (31:28):
So like you had the call.
Speaker 4 (31:29):
Isn't there like a button on the elevator, Like did
the button?
Speaker 3 (31:32):
Yeah, and we'll tell that story. So we got we
got forty seconds.
Speaker 13 (31:35):
Yeah, so we touched the button. We're like, hey, you
know it's we're starting touching all the buttons. The open button,
they told us. Then we call the the the little
button that they have the emergency button. Yeah, somebody gets
on the speaker and they're like, Okay, hold the open
button for five seconds and release. Nothing happens, and we
(31:56):
start screaming on Miles because he's outside we can hear them.
We're like, hey, Miles, pushed a button. Pushed a button.
He pushes the bunt and he's like, hey, what's going on, guys?
You know he's getting scared. Two for us, And.
Speaker 3 (32:08):
Yeah, I think that was nine one one that it calls.
Speaker 13 (32:10):
They called nine on one after we held the bun
the open button for five seconds.
Speaker 5 (32:16):
Yea, they called nine one.
Speaker 3 (32:17):
We're going to take a break here in the Business
Happy We'll be right back and we're going to have
Landing and Gabriel learn a little bit more about getting
stuck in an elevator. Stay tuned.
Speaker 1 (32:24):
Let's get back to the Business Happy Hour radio show
with your host Frank the Benkoto, owner of Lincoln Lending.
Speaker 3 (32:30):
Group, and his co host Senia Akishna.
Speaker 2 (32:33):
Realtor with Mahara and associates.
Speaker 3 (32:35):
All right, guys, welcome back to the Business Happy Hour.
In our last segment, we're talking about getting stuck in
an elevator. So far, we've gotten the perspective from the
guy outside the elevator, got it from my middle nephew
Riley over here. Now we've got my oldest nephew, Gabriel,
and my son landing on the radio show. So you
guys give us your perspective. We'll start with you. Gabriel,
what did you think about getting stuck in there all
(32:56):
of us?
Speaker 10 (32:57):
Oh?
Speaker 11 (32:57):
No, I I was fine. I was chilling. You were
some people were freaking out.
Speaker 3 (33:04):
What about what about when your grandma started saying that
she's cot clustrophobic and we're gonna not run out of oxygen?
Speaker 7 (33:09):
All?
Speaker 5 (33:10):
Yeah, I was bad.
Speaker 11 (33:11):
Yeah, I went like, I was like, oh, I don't know,
how do you even get claustrophobic?
Speaker 7 (33:16):
Oh?
Speaker 10 (33:16):
Man?
Speaker 3 (33:16):
Then he starts asking that. Gabriel starts going claustrophobia real, like,
how did you even get clusture? And I just I
just looked over. I go stop talking about claustrophobia. I'm like,
we can't talk about this please, And I'll be honest.
I didn't know I was claustrophobic myself until I went
to Italy and I'm climbing up a tower and there's
like people on both sides and no windows, and I
was like in there and I looked at my wife
(33:37):
and I'm like, oh god, I'm apparently claustrophobic because that sucked.
Last night, my brother in law and I talked about
we all kept our cool really really well, like nobody
freaked out. I think everybody inside was like freaking out
a little bit, but nobody wanted to say it inside.
(33:57):
Were you freaking out a little bit?
Speaker 5 (33:58):
Game just a little bit?
Speaker 7 (33:59):
Nah?
Speaker 11 (34:00):
No, no, not at all.
Speaker 3 (34:01):
You were having fun. Huh.
Speaker 11 (34:02):
Yeah.
Speaker 3 (34:03):
This guy pulled his shirt off, he tied it around
his face. You guys got to look at the Instagram videos.
How you how you enjoying your uh your your vacation
in Tampa?
Speaker 5 (34:11):
So far?
Speaker 6 (34:12):
It's good, pretty good.
Speaker 3 (34:13):
Yeah, so what have we done so far?
Speaker 11 (34:16):
We went to Busch Gardens for two hours, didn't ride
any rides.
Speaker 3 (34:19):
That was fun.
Speaker 11 (34:21):
Watched the Drun show.
Speaker 2 (34:22):
That was good.
Speaker 11 (34:23):
Watched the fireworks show at the country club.
Speaker 5 (34:25):
Yeah that was good.
Speaker 3 (34:26):
That's good. The Carewood Country Club firework.
Speaker 11 (34:28):
Show, Yeah that was good. And then uh, I don't
know it came came to the condo. Yeah, got stuck
in elevator.
Speaker 3 (34:34):
Pretty awesome.
Speaker 11 (34:35):
Huh yeah.
Speaker 3 (34:36):
Then tell you what if one of us had to
go to the bathroom. I did, you did well, I'll
be honest. Listen to somebody was farting in there and
and it's it's it's it's a real struggle. Okay, it's
a real struggle when when you got ten people in
a six by four elevator and somebody decides, you know,
oh god, let's just uh, let's just be happy. It
(34:58):
ended with just a farmer.
Speaker 4 (34:59):
I didn't think about, but you know, I have a
really bad like gag reflex, like a fireword does smell
so oh dad, Oh, it would have been like some
throwing up going on.
Speaker 9 (35:07):
And then.
Speaker 3 (35:09):
Oh god, can you listen? Thinking we were trying to
think of how it could have gotten worse. That's about
the only thing that could have gotten worse. Landing? What
do you think, Bud? Welcome to the Business Happy Hour,
your first time since you've been like six years old
on the show.
Speaker 12 (35:23):
I mean, what's up, boys, I'm happy to be on
the show today talking with the celebrity Frank the Bank.
I mean, just an amazing time.
Speaker 3 (35:32):
Natural like you, I mean, I don't know where this
is coming from. I have no idea. You so landed?
How was the how was the how was the elevator extravaganza.
Speaker 12 (35:41):
It wasn't that bad. I mean I was nervous at first,
but when we were in there, it wasn't that hot
like y'all were saying, you know, you were like sweating
so much it was dripping off your face. But I
was fine.
Speaker 3 (35:53):
Yeah, we did notice that, My my, my brother in
law and I noticed that, like the kids were barely
sweaty like they and I don't. I'm not how that's about. Riley,
did you even sweat? Like like I guess brow you know,
but I was pretty bad.
Speaker 12 (36:06):
I'm landing, yeah, because like Gabriel had a sisty on.
He was still fine.
Speaker 3 (36:10):
But like, I don't know, goly, So we've never been
stuck in an elevator before?
Speaker 12 (36:16):
Huh Nope, no, no, indeed it happened like two weeks before.
You were trying to go down, but there was no
one in it and it got stuck.
Speaker 5 (36:24):
Yep.
Speaker 12 (36:24):
It was the same exact thing on the same floor.
Speaker 3 (36:26):
Yeah, same thing, but yet somehow we still ride it exactly.
So what do you what do you got going on
for the summer?
Speaker 5 (36:34):
I don't know.
Speaker 12 (36:35):
I'm just like at the beach with Frank the bank.
Speaker 3 (36:40):
Are we skinboarding? What are we doing? Fishing? Yeah?
Speaker 12 (36:42):
Fishing? Skinboarding?
Speaker 5 (36:44):
Yeah, what is that?
Speaker 3 (36:46):
Skimboarding?
Speaker 4 (36:46):
Skboarding?
Speaker 12 (36:48):
Explain that it's it's hard to explain. It's like it's
kind of like skateboarding when you jump on the board,
but it's on the water, like a thin thing of water.
You just jump on the board and you go like
a run and drop it down.
Speaker 3 (37:01):
Yeah, it's like the guys to do it on the
on the on the shoreline. Yeah, skim know what it's called.
It's it's pretty good.
Speaker 5 (37:07):
Man.
Speaker 3 (37:08):
How how was your first year at Jesuit?
Speaker 12 (37:11):
It was fine, it was It was hard though, a
lot of hard classes. The hair policies everything.
Speaker 3 (37:18):
The hair policies, what's that You can't.
Speaker 12 (37:21):
Like have your hair too long and you can't bleach
your hair or anything like that, Like some people I
know did that.
Speaker 3 (37:26):
So basically you and your friends all summer would not
be okay.
Speaker 11 (37:29):
Yeah yeah yeah.
Speaker 3 (37:31):
One of you guys bleached it and the none of
you have cut it, I don't think in two months?
Speaker 12 (37:35):
Yeah pretty much.
Speaker 3 (37:39):
Oh man? So what else? What else? What else? Gabe?
What else you got going on for the summer?
Speaker 11 (37:43):
H four North Carolina?
Speaker 3 (37:47):
Yeah, we do North Carolina. Yeah, what's your favorite part
about that kind of trip?
Speaker 11 (37:52):
I don't know, ziplining, ziplining again, ziplining.
Speaker 3 (37:56):
How about some trout fishing in the rivers? Man, Oh yeah,
that's a good time.
Speaker 5 (38:00):
Yeah.
Speaker 3 (38:01):
So so what what was for both of you guys?
What what was the worst part about being in the
elevator stuck?
Speaker 11 (38:08):
Go you first gave when like people started complaining to
the firefighters.
Speaker 3 (38:15):
They're like, can you guys hurry it up out there?
Speaker 5 (38:17):
Yeah?
Speaker 3 (38:18):
Yeah, how about you? How about you?
Speaker 5 (38:20):
Riley?
Speaker 3 (38:20):
What was your what was your your your your least
favorite part about being stuck in the elevator talking to
that one over there.
Speaker 10 (38:28):
My least favorite part. It was just the it was
so hot in there, even though it wasn't sweating. I
was gonna die out there.
Speaker 3 (38:38):
At the end. Landon, what was your least favorite part?
Speaker 5 (38:42):
I don't know.
Speaker 12 (38:43):
It wasn't that heat, Like, it wasn't that bad. But
I would have to agree with Gabriel. It's like the
people complaining, like his mother would not stop, like just
yelling over and over again. Oh God, Anti Jess, and
then the grandparents too, Yeah.
Speaker 3 (39:01):
The grandparents. That was it was pretty funny. Everybody kept
it cool, pretty good, now, huh some people? Some people?
How about you, Miles?
Speaker 7 (39:11):
Uh well, I was outside, so I was just like
perfectly fine. But my mom, I was just I was
just trying to tell my mom stop complaining to the
firefighters and like, uh, Gigi, because like they have to
do their job, and I just want them to like
lock in, you know, just focus on getting them out.
(39:35):
But the people my mom was complaining to the people
that safter, So that's a little confusing.
Speaker 3 (39:43):
And and and to my brother in law and Evil.
We have thirty seconds left. What was your favorite part
about being stuck in the elevator or about Tampa?
Speaker 13 (39:50):
My favorite part, I mean, there was no favorite part.
What I didn't like was not having the ability to
just open up the door and being locked in there.
Speaker 5 (40:04):
I don't like closed quarters. But you know, we got
through it.
Speaker 3 (40:07):
And it's the first day of our vacation.
Speaker 13 (40:10):
We're gonna be there for another four or five days,
so I mean we got over it already. We went
on the elevator, but you know, we're gonna have fun.
Speaker 5 (40:19):
That's it.
Speaker 13 (40:20):
We were stuck in the elevator with family. We said
a prayer, we got out. It's all good. It's time
to party and celebrate America.
Speaker 5 (40:29):
That's it.
Speaker 3 (40:30):
God bless America. We'll see you guys next week in
the Business Happy Hour. Thanks sen for everything today. Nephews,
thanks for coming on.
Welcome to the Business Happy Hour radio show with your host,
Frank Debank Coodo, the owner of Lincoln Lending Group right
here in Tampa Bay for twenty three years, joined by
his incredible co host, Senia Akishna, realtor with Mahara and Associates.
Speaker 2 (00:15):
Tampa's top real estate company.
Speaker 1 (00:17):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (00:23):
If you're looking for local mortgage or real estate advice.
Speaker 1 (00:25):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade. Listen right here
or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (00:44):
Here's Frank de Bank and Senia.
Speaker 3 (00:47):
Hey Tampa Bay, Welcome back to the Business Happy Hour
number one two for all things business and entrepreneurial. We
have a great show for you guys today. I'll be honest,
we were this club to not having a show today.
Speaker 4 (01:02):
Said this close, I know, I'm glad you made it.
Speaker 5 (01:06):
I made it.
Speaker 3 (01:07):
Let me tell you and I had the right wardrobe
for being stuck in an elevator. I had half a beer.
I had a piece of paper on the wall that
I turned into a fan. And I had all except
for one of my nephews, all of my kids, my wife,
my mother in law, my stepfather, my brother in law,
and my sister in law all in one.
Speaker 4 (01:25):
Sixth I cannot wait to hear the whole story. Frank.
Speaker 3 (01:28):
Oh, it's a good story. Let me tell you. Let
me tell you how it ended a sweaty night with
Frank getting out of the elevator thanks to the Madera
Beach Fire Department. We're going to talk about that on
the second half of today's show, So you'd have to
stay tuned, make sure you like and share. By the way,
we are on social media Instagram, Facebook, MySpace, Courier Pigeons.
They have us all over town. You got to tune
(01:50):
into one of them. Check us out. Is going to
be a great show. In the second half, we're going
to have my nephews, my son, and my brother in
law are going to come on and they're going to
talk about how they survived the beach elevator saga. Later on,
a business Happy hour. But for now, we're gonna have
an amazing real estate show. We're gonna talk about the
summer real estate market. I threw on my summer shirt today.
(02:12):
If you're listening on obviously our Instagram and our socials
right now, you know that it is July first, halfway
the year is halfway over officially.
Speaker 4 (02:22):
Oh man, we're closer to Christmas.
Speaker 3 (02:24):
Oh my, you think about that. We're like five days
closer to Christmas now than we were on January verse. Right, So, no,
this is exciting. Fourth of July just took place. If
you're listening Saturday or Sunday morning to us, we hope
you had a wonderful Fourth of July and you didn't
blow off your fingers. If you did, don't worry. It'll
grow back. No, it really won't. But it's gonna be Okay.
(02:45):
We have a great show. We have a good friend
of ours, another Mahara and Associates agent. I am double
teamed by the Mahara in Associates, which by the way,
has sold over half a billion dollars of real estate.
Did I say it right? This year? I thank you guys.
Are you have for like three hundred million, four hundred million.
Speaker 4 (03:03):
Well, the four hundred million is our goal for this show.
Speaker 3 (03:06):
Yes, we're gonna hit that, and we're going to hit that.
We are going to hit that goal. You guys areded it,
but we have Jessica. Jessica Turcott, Welcome to the Business
Happy Hour.
Speaker 4 (03:14):
How are you you?
Speaker 6 (03:15):
I'm doing well.
Speaker 3 (03:16):
Yes, are you excited to be on the radio?
Speaker 6 (03:18):
I am? I really am.
Speaker 5 (03:19):
Yeah.
Speaker 3 (03:19):
We had to kind of talk her into this just
a little bit, just a little bit. Mike was supposed
to be here, my sales manager. He has some fires
back at the office he's taking care of. So Mike,
thanks for tuning in. We are going to get you
on again, I promise. But Jessica still held her appointment
with us and came on. So, jess how long you've
been in real estate?
Speaker 6 (03:38):
Eight years now?
Speaker 3 (03:40):
That's a kind of a long time in these days. Yeah,
so you were what do we call is it BC
before COVID? Is that not? I guess I mean poor
Christ like he's out, man, I know, nobody even talks
about those BC's anymore. I know, like before COVID, because
nothing happened before COVID. Right, So, jess welcome to the show.
Thank you so much to talk about your real estate journey. Yeah,
(04:02):
of course, Sennya Akishaa, my favorite co host.
Speaker 4 (04:04):
Hello, Hello, Yes, and I'm so excited to have a
fellow colleague here from Mahara and associates. We didn't get
the memo about.
Speaker 3 (04:11):
The beach where, but well, you know, I thought, I
figured y'all knew it's fourth of July week.
Speaker 5 (04:16):
Next time.
Speaker 3 (04:16):
Next time, we'll let you know. But the two of
them look better than me anyway, So we're just gonna
let them just look good where they're do what they're doing.
So Senia does stats. Jess do you ever listen to
the show? Have you ever heard our show before?
Speaker 6 (04:26):
I have once or twice?
Speaker 3 (04:28):
Okay, fair enough.
Speaker 6 (04:29):
Yeah, and it's only been through Instagram, So.
Speaker 3 (04:31):
Yeah, Instagram works. And we finally got just got a
turn on her Instagram camera and she's like, what do
I really have to do this?
Speaker 6 (04:36):
Yes, it's not my favorite.
Speaker 3 (04:38):
Yes, Jessica, Yes, you're not a millennial?
Speaker 7 (04:41):
Right?
Speaker 5 (04:41):
What are? I?
Speaker 6 (04:41):
Totally?
Speaker 8 (04:42):
Am you?
Speaker 3 (04:42):
Totally?
Speaker 6 (04:43):
I feel like I'm right in the center of millennial.
Speaker 3 (04:45):
You should have had your camera on as soon as
you walked in the door. I know, I know by
the way I don't think the firemen were all that
happy with the fact that I was trying to film
us leaving the elevator. It was actually pretty funny. I mean,
my brother hated for me what I did to him
when we all got off the elevator. So we'll talk
about that, and you please can stay and listen to this.
Speaker 4 (05:04):
Did you post that too, because I mean I saw
when you guys almost got out and then it like
left me in suspense.
Speaker 3 (05:09):
Oh that was terrible. That was terrible. We had a
three part series. It was like getting stuck and it's
kind of funny, and then the guys get there and
you think you're getting out, you know, and then it
doesn't happen, not so funny. And then the eventual escape,
which which was, you know, wonderful, but anyways, that's terrifying.
It was effing terrified.
Speaker 4 (05:28):
You got an elevator to go down after the show,
so like.
Speaker 6 (05:30):
Tower of Terror, you know, you're just waiting for it.
Speaker 3 (05:33):
I don't know, you're waiting for something and you're not
even thinking about dropping. You're more thinking about like breathing,
and like, oh, the mother in law at one point goes, okay,
everybody needs to stop talking. We're gonna run out of
all of oxygen. And I'm like, okay, kids, We're not
actually going to run out of oxygen. That's not how
it works. I was like, but it's going to keep
getting hotter, so let's just not dance around. And the
kids wanted to like dance around and I'm like, oh,
(05:55):
it's like, stop that up, James, got me. Sorry, James.
It was a very emotional experience. That's right, I'm breaking
my own rules. So anyway, let's talk real estate here
for a couple of minutes, because I do have two
of the top real estate agents in the city of
Tampa on of course with Maharan Associates. Before we do,
if somebody has real estate questions, Sen, how do they
(06:17):
reach you?
Speaker 4 (06:18):
Oh, they can call me at eight one three, seven
five five reel. I would love to talk to them.
Speaker 3 (06:23):
That's at seven five to five reels. How you reached
in And we're gonna put Jessica on the spot and
make her give out some information at some point today,
you have to tell people how to reach you. I'll
do it all right, So let's get into let's just
go right into stats of Sen. I'm gonna let you
run the show. Since you got Jessica on here, let's
talk stats. Let's talk the market. I want to talk
summer real estate market. Jess If you have any questions
on finance stuff, we can talk about any buyers. But
(06:44):
let's just kind of get into the market. Where are we, ladies?
Speaker 4 (06:47):
Okay, well, we've got the main numbers. Yeah, so as
you know, you know, it's a little behind. I'm excited
to see you numbers, but may numbers. You know, in
terms of closed sales, we were down a bit across
the board. For the four counties that this takes into account,
we were down four point two percent and closed sales
median sale price down a little bit three point eight percent.
(07:10):
But like we talk, you know, it's prices have softened
a bit, but not like anything crazy.
Speaker 3 (07:17):
No, I wouldn't say it's like any like change of market, like,
oh my god, there's so many deals out there because
three point eight percent. I mean, let's be honest, if
people ask for four percent sellar concessions and they can
get that almost all the time.
Speaker 4 (07:28):
And also to put in perspective too, so for Hillsborough
County it was actually down one point two percent year
over year.
Speaker 3 (07:34):
Wow.
Speaker 4 (07:35):
But I went ahead and did the calculation from our
April numbers and it was actually up three point one
percent well from April the sales price the median sale price.
Speaker 3 (07:45):
Yes, Jess, what are you seeing out there? Do these
numbers we're saying do they jive with what you're seeing
in the actual market.
Speaker 8 (07:51):
Absolutely. I don't think we've seen a huge tip. You know,
we do see things sitting way longer than they should
compared to a few years ago.
Speaker 6 (07:58):
But yeah, the prices are, you know, lowering steadily, but
nothing crazy.
Speaker 4 (08:04):
I want to put a dollar value to it. That
media and sale price in May for Hillsbro is four
hundred and thirty thousand.
Speaker 9 (08:09):
Yeah.
Speaker 3 (08:09):
Oh wow, So okay, so you just you mentioned the
thing sitting for longer than it's weird, right, Sendy and
I've talked about this a few times. I want to
get your opinion on it is. For example, my neighbor
literally right next to me just sold. We had no
idea they were even listing their house. Right all of
a sudden, my wife's like, oh my god, because they
didn't put a sign up.
Speaker 5 (08:29):
Right.
Speaker 3 (08:29):
Some wifes like the house is listed next door. I'm like, well,
that's weird. And it was listed and this get into
my question, but it was listed for just under a million,
like a little over three thousand square feet on almost
an acre corner lot. Right, nice, nice modern looking house.
That thing sold in less than ten days. What is
the deal? Why are certain houses moving and then the
(08:51):
other ones are sitting?
Speaker 6 (08:53):
Well, obviously it was probably pretty cute on the inside, right.
Speaker 3 (08:55):
I was going to say, yeah, that's what I keep hearing.
Speaker 8 (08:58):
So if a house is super nice and inviting, it
will sell. And it depends what area as well, right right,
the homes in West Chase Odessa, they sell. That's where
it is quick, right, So yeah, and especially if it's renovated.
Speaker 3 (09:13):
Yeah, and if.
Speaker 4 (09:14):
It's priced well, so what did you say? They went
right under a million.
Speaker 8 (09:18):
And an acre lot? Is something else too? In that area?
You don't you know, you don't find much of it.
Speaker 4 (09:23):
And are they in the lake?
Speaker 3 (09:24):
No, they're not on the lake.
Speaker 4 (09:26):
It would be pricier if you're oh, yeah.
Speaker 3 (09:28):
For sure, not on the lake. And I know that
from lists to sale price it was in the high nines.
It was only twenty thousand less, so you know what
that's about?
Speaker 7 (09:36):
Right?
Speaker 3 (09:37):
Is that about?
Speaker 10 (09:37):
Right?
Speaker 8 (09:37):
I feel like everybody's getting a little bit less than
asking right now.
Speaker 3 (09:41):
Right, So, I mean that's what is that like two
percent off? So it kind of jives with the numbers.
Speaker 6 (09:46):
That the cellar concessions probably sellar concessions.
Speaker 3 (09:49):
Oh that's a really good point.
Speaker 6 (09:50):
Yeah, that was probably two percent. They did a buydown.
Speaker 3 (09:52):
It probably really was so a buy down. What do
you think about those are your clients, let's talk about
those for a second.
Speaker 6 (09:58):
For me, all of my client are staring towards bydowns.
Speaker 3 (10:01):
And that's that's where they get a little bit of
a lower interest rate for the first couple of years,
or the seller gives them some points to buy down
the rate exactly gives them a lower payment.
Speaker 6 (10:09):
Yep, it just.
Speaker 8 (10:10):
Makes it more affordable for the time being. Everything is
super expensive now, you know, from groceries to everything, So
it just makes things a little bit more affordable right now.
Speaker 5 (10:19):
Right.
Speaker 3 (10:19):
Do most of your clients agree? Do most of them
think that the rates are going to be dropping down
the road? What do they tell you?
Speaker 8 (10:24):
I mean, we never know, right, and I never I
never want to give that knowledge without actually knowing, So
I just say we.
Speaker 4 (10:33):
Hope for the best, right Jessica, nobody knows.
Speaker 6 (10:36):
We just know nobody knows.
Speaker 8 (10:37):
Yeah, I hope, I hope it happens for me with
my house, you know, but it's just we never know.
And I think I think everybody's just waiting to see
what happens.
Speaker 10 (10:45):
Really, I agree.
Speaker 3 (10:46):
So it's a real popular sentiment that that people are
thinking rates are going to come down, and what that
what that means. The advice that we give to clients
when when they talk about that is we say, you know,
if the rates coming, if you think they're coming down,
don't spend a bunch of money on points right now.
Because that's always the question is you know you're you
can get one rate. Let's say I don't know, six
(11:08):
seven five, you can have that rate and you don't
pay any points. Or you could have six and a
quarter and you pay two points on four hundred grand,
you're paying eight thousand dollars and a lot of guys
don't get it that. If you do that and then
the rates drop and you refinance, all those points were
thrown in the trash right because you've got to make
up that money based on the payment how much you're
saving monthly. So the advice that we I'm with thirty seconds.
(11:31):
So the advice we're going to give people going into
this break is, if you're in the market, A you
need to be talking to jess and uh to Senya,
but B you need to be talking to a reputable
mortgage company to talk about how to work your money.
You don't want to just buy down now, even if
the seller is giving you money for it. You may
find a better place to put that money and then
wait until the rates drop and then buy down. So
(11:53):
you'd much rather buy from six to five than seven
to six. Right, So we're with that note, we're going
to take a break on the Business Happier. We'll be
back with Jessica Turcott of Mahara and Associates and Senia
on the Business Happy Hour.
Speaker 1 (12:05):
All the best mortgage are real estate advice from Tampa
Bay's top experts. It's the Business Happy Hour with Prank,
Debankkoto and Sennia.
Speaker 3 (12:14):
All right, we're gonna get right into it here on
the Business Happy Hour. We got Jessica Turcott from Mahara
and Associates. She's been in the business eight years. She
loves working with veterans, loves coming on the radio, especially
the Business Happy Hour. Long walks on the beach and
working with veterans again. So, jess how does somebody get
in touch with you if they wanted to talk to
you about a loan or about house.
Speaker 6 (12:34):
Best would be phone call? Okay, eight one three six
eight three zero one three three.
Speaker 3 (12:39):
Six eight three zero one three three. That's a very
easy number at six eight three zero one three three.
And of course if you forget Jessica's number, maybe you're
a veteran, we're about to talk about VA loans, you
need to get in touch with her. Go to contact
frankdbank dot com. You can remember that while you're driving
and just say I want to talk to that veteran
real estate agent about a house, and we'll get you
in touch with Jessica. That's six eight three zero one
(13:02):
three three.
Speaker 4 (13:03):
I love that you give out the phone number for me.
That's still you know, it's the best way. Heck, you
kind of you know, get started.
Speaker 9 (13:09):
You know the voice, it.
Speaker 3 (13:10):
Shows you're serious, it shows you serious, and you.
Speaker 4 (13:13):
Can just do so much more, you know, with a
five minute conversation versus like the text threads, especially when
you're getting started once you already established the relationship. But yes,
I agree.
Speaker 6 (13:22):
I like down a business right away.
Speaker 9 (13:24):
That's absolutely to do it.
Speaker 3 (13:25):
And answer your phone, salesman's it's the number one thing
people don't do is answer their nang phone. Just answer
their phone. So, Sen, you had some questions we're talking
about in the break, Oh you know what I do.
Speaker 4 (13:35):
But I wanted to also finish ship stat because I
went ahead and looked up numbers for just how things
are doing nationally.
Speaker 3 (13:45):
Okay, let's hear it go, and I mean.
Speaker 4 (13:47):
It kind of goes in line with you know what
we have just here in our local area. But nationally,
the year over year median sale price was a point
seven percent, so not huge, but it was up.
Speaker 3 (14:00):
It was up.
Speaker 4 (14:01):
And the median price for the dollar value is four
hundred and forty and thirteen, so just a little higher
than where we are in Hillsboro. And home sales fell
four point nine percent, so I mean, you know, volume wise,
so it's not just us. You know, we've seen, you
know a little bit of a slower spring than we're
(14:21):
used to, but you know it's all over the US
and the other one which I don't think Brandon would
like hear in your buddy, but the migration numbers this
is still we are still a hot spot in Florida.
So twenty eight percent of people nationally searched to move
to a different metro area. And on that list, we
(14:45):
have three Florida cities in the top five. And if
you like look at a map of it, everything else
is like light yellow, pink or whatever. We are like
a bright orange. So Florida is the hot spot. Well
the Wednesday namer Cape, cor Orlando, and Sarasota. But I'm
thinking those people just don't really know how great Tampa is.
That's exactly right, you know, it's it's still it's our area, especially.
Speaker 5 (15:08):
If you're in Orlando.
Speaker 3 (15:09):
Bro, Like nobody nobody wants to live exactly.
Speaker 4 (15:13):
Yeah, I would pick Tampa any day over Orlando.
Speaker 3 (15:15):
Like we go to Orlando, but we donate to the
mouse and we leave.
Speaker 4 (15:19):
Yes, you're landlocked.
Speaker 6 (15:20):
It's not fund on the beaches.
Speaker 4 (15:23):
I'm like, you got Cocoa Beach, which it's nice. But
I love our sunsets, like I'm a sunset girl.
Speaker 3 (15:27):
Oh yeah, dude, nobody likes the sun rise compared to
a sunset, Like does the sun even rise? People tell
me about it all the time.
Speaker 6 (15:36):
I grew up on the East coast.
Speaker 3 (15:37):
It does rise, it does rise. They had to have
blackout curtains. It never rise in my house, I promise.
Speaker 5 (15:41):
See that.
Speaker 4 (15:42):
Well, you live here now, so I guess if you
favor this too, like this coast was way better.
Speaker 3 (15:46):
Welcome to the West Coast.
Speaker 4 (15:48):
Yeah, but no to finish it. So I've known Jessic,
I've known you for a few years now, eight years
in real estate. How long have you been with Mahara?
Speaker 6 (15:55):
I think six of them?
Speaker 4 (15:57):
That's yeah, yeah, yeah it was.
Speaker 6 (15:59):
It was the first year all I did was study
real estate. That's all I did.
Speaker 8 (16:02):
And then my second year kind of kind of dabbled
a little bit, but I was still too scared. And
then as soon as I came over to Mahara, I
like went full force with Ray, which was awesome.
Speaker 4 (16:12):
So Ray's a good guy to go full force with.
He is there a lot.
Speaker 6 (16:16):
Yeah yeah.
Speaker 3 (16:16):
And by the way, shameless plug, if you are looking
for a real estate home, Ray Maharran Associates, they are hiring.
So I'm sure you can probably reach out to Senya
and she'll help you out that on that and her
number is.
Speaker 4 (16:28):
Thirty seven five five real and I will put you
in touch with Ray get you a personal meeting with him.
And that's how I got on board over ten years ago.
That's all it took is just meeting Ray in person
and Okay, this is the broker I want. And looking
back to me, it's never grass is greener somewhere else,
like this is where I belong.
Speaker 3 (16:49):
Grass is greener where you water it.
Speaker 4 (16:50):
So I've heard, oh that's a good one.
Speaker 3 (16:53):
I heard you like to water the grass for veterans.
Speaker 5 (16:55):
I do. Yes?
Speaker 3 (16:57):
Does that sounds very weird?
Speaker 6 (16:58):
But sure?
Speaker 3 (16:59):
Yeah, yeah, yeah. You like helping veterans, yes, yes, yes,
And we love helping veterans. I mean, they fought for
our country. We should fight for them, right, They deserve
a lot, they absolutely do. And I know you had
a question about VA loans, was it or I.
Speaker 8 (17:16):
Do assumable loans, So that is when they assume the
same the same interest rate as what the original buyers
bought it for, which is probably a lot lower than
today's rate.
Speaker 7 (17:30):
Right.
Speaker 8 (17:31):
So let's say you know, a VA buyer comes in
and they want to assume this person's loan they're also
a veteran, and the rate was three point five and
now rates are at you know, six ish, How would
that work.
Speaker 3 (17:44):
Here's how it works. So the VA loan, just like
the fh A loan, is assumable. The reason you don't
see this very often, the reason that I have personally
not even seen it accomplished in twenty five years, really
comes down to one major thing is that when you're
assuming a loan from another end of Let's say they
owe two hundred thousand on their loan that they have
at three and a half percent, and they're selling that
(18:05):
house at four hundred thousand, the veteran buyer has to
bring the difference to closing. That is the number one hurdle.
So and of course people doing a VA loan they
want one hundred percent financing, so it's very contradictory to
the benefit of the VA loan, right, But if they
want that lower rate, they can do it. They still
have to qualify for the loan. That's another thing people think.
(18:27):
They think, Oh, assume means I just get the loan.
No no, no, no no, you still have to qualify.
It has to be through the existing servicers, so they
have to work with Like Frank, the bank can help
you navigate it. I'm not getting paid on it, I'm
not doing the mortgage. But I can answer questions, especially
as you use my real estate partner. I'd do it
for your client any time, but they need to talk
to the existing servicer. But first and foremost they have
to be willing to bring the difference to closing. So
(18:48):
that's your hurdle. Now I'm going to give you something
great for the veterans. Right now, Veterans at least through
Lincoln Nanning have no minimum credit score, so you can
help all veterans, no maximum debt ratio. We can help
all veterans. I know you love working with veterans, so
anybody you need, we can help.
Speaker 6 (19:03):
Yep, that's awesome.
Speaker 3 (19:05):
Yes, Now who else do you like to worry? Is
there any particular area you like to work in? Let's
talk to your clients for.
Speaker 6 (19:09):
A couple of minutes.
Speaker 8 (19:10):
Sure, well, I really have worked all over Pasco, Hillsboro,
and Panelas County, but my favorite is definitely where I
live West Chase, though Deessa area, I'm there all the time,
all right, So yeah, anywhere really that north Pasco, not
too north, but and West Chase, I'm all about those areas.
Speaker 3 (19:27):
Awesome And what's the best way to reach you?
Speaker 5 (19:29):
Again?
Speaker 6 (19:29):
A one three six eight three zero one three three.
Speaker 3 (19:31):
Six eight three zero one three three. Jess it's been
great having you on this show.
Speaker 7 (19:37):
Me.
Speaker 6 (19:37):
This was so nice.
Speaker 3 (19:38):
I told Mike he has to come back on and
you guys have to go on and we'll do a
whole show together. Sure, just figuring out, you know, talking
about your scenario and your closing and all that.
Speaker 6 (19:46):
Yes, yes, he needs to come on and do it
for himself.
Speaker 11 (19:48):
Yeah.
Speaker 6 (19:49):
He did a great job with our loan.
Speaker 3 (19:50):
Thank you, Thank you so much. And I know you
do a great job with all your clients and we
appreciate Ray Mahara and Sinia and you and I can't
speak highly enough. So if you guys need a great
real estate agent, veteran or not, eight one three six
eighty three zero one three three is how you reach Jessica.
And we will have her back on the show later
in the summer with Mike, the sales manager for Lincoln Lending.
Speaker 4 (20:10):
Thank you, Jessica, Thank you so good to see you.
Speaker 6 (20:12):
Thanks for having me, guys.
Speaker 1 (20:14):
Thanks jess Right, welcome to the Business Happy Hour radio
show with your host Frank de Bankkodo, the owner of
Lincoln Lending Group right here in Tampa Bay for twenty
three years, joined by his incredible co host, Senya Akishna,
rialtor with Mahara.
Speaker 2 (20:29):
And Associates, Tampa's top real estate company.
Speaker 1 (20:32):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (20:37):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:40):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (20:45):
Listen right here, or fight us on the Business Happy
Hour YouTube channel.
Speaker 1 (20:49):
Or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 5 (20:59):
Here Frank Debank and.
Speaker 3 (21:02):
All right, Frank de Macon Senia back in studio with
you guys. And we have a full studio right now
of a bunch of nephews, sons, brother in law's and
all kinds of people. These are the ones that made
it out of the elevator last night. I promised you
guys the story of getting stuck in an elevator. My
whole life, I've been riding elevator sin I've been thinking,
(21:24):
going up and going down. What if this thing just stops.
What am I gonna do? And you always think to yourself,
how bad is it gonna be if he gets So
let's picture this, let's start the story off. Let's let's
let's put a frame to this. It's a five story
beach condo. It's a small elevator. It's brand new. By
the way, it has no fan up top that I
(21:45):
can see, it has no air conditioning. And we got
back from dinner after walking half a mile up the beach,
and decided we're going back up in our condo. Myself,
my wife, my son, my daughter, my brother in law,
my sister in law, his three kids, and the grandparents
all in one elevator, standing room only. We get to
(22:06):
the fifth floor and it stops, and we all stand
there for a second like the door's not opening. Now,
let me introduce my cousins, my nephew. Sorry, let's start
with Miles and Riley. They have to hear earphones in
right now. Guys, welcome to the business happy hour. How
are you guys doing good? So what what first went
through your mind? Miles when it stopped? So he was
(22:29):
the only one by the way outside of the elevator.
Speaker 7 (22:32):
Yeah, so I just when I realized you guys weren't
coming up. I was trying to see if you guys
were okay and stuff. I didn't really know what to do.
Speaker 3 (22:41):
Did you push the buttons outside?
Speaker 7 (22:43):
Oh yeah, I pushed the down button, but it just
kept flashing on and off, and then you guys called
the police.
Speaker 12 (22:50):
That's yeah.
Speaker 4 (22:51):
Did you push the buttons to get them stuck?
Speaker 3 (22:55):
Miles?
Speaker 4 (22:56):
No not, I'm just kidding. You look like a really
nice kid.
Speaker 3 (23:00):
Trust me. We were all questioned, like what did he do?
Speaker 4 (23:03):
He had enough of you guys at dinner.
Speaker 3 (23:04):
He's like, you know what, Yeah, he beat us all
to the condo. He made it up right.
Speaker 7 (23:09):
Yeah, I went like right before you guys. Yeah, and
then you guys just got stuck on there. You guys
called nine one one yep. I was like waving, like
to get the firefighters attention. Yeah, there's about five firefighters there.
First there's three, and then like I guess, like the
chief or like that was a GP. Yeah, came and
(23:32):
like his partner and they lowered down the elevator to
the third floor or the fourth floor and.
Speaker 12 (23:38):
They got it open.
Speaker 2 (23:40):
Yeah.
Speaker 12 (23:40):
Yeah, it was about an hour.
Speaker 4 (23:42):
So yeah, yeah, it's a long time. To be stuck
in an elevator. You were lucky you weren't with strangers.
Speaker 3 (23:49):
I don't know what would have been worse. I'm not sure.
I have to get props because everybody did handle it
extremely well. Riley. Riley's my middle nephew here. So, Riley,
what were you thinking you were on the elevator with me?
Speaker 5 (24:01):
Yeah?
Speaker 3 (24:01):
What was your thinking?
Speaker 10 (24:02):
When it was pretty scary? It was a first it
was not very hot, and it got hotter and hotter.
Speaker 3 (24:09):
Right, so I would say, what the first fifteen twenty minutes,
it was not bad, right?
Speaker 4 (24:14):
He was having fun doing his Instagram videos. Oh you know,
I'm stuck at an elevator. You didn't seem like you
were having too much fun.
Speaker 3 (24:21):
After it was pretty What do you think, Riley? First
fifteen twenty minutes was kind of excited.
Speaker 9 (24:26):
Pretty cool. It wasn't very hot. We started moving around.
Speaker 5 (24:29):
Yeah.
Speaker 3 (24:29):
Yeah, you guys started dancing, and I'm like, yo, I
stopped doing that. So were you scared at all?
Speaker 9 (24:38):
At first? I was?
Speaker 5 (24:39):
Yeah?
Speaker 9 (24:40):
But then the cops got here. Yeah you saved this.
Speaker 3 (24:45):
Yeah. Well at first they couldn't get to us though, right, No,
and that was that a little uh.
Speaker 9 (24:50):
Yeah, they had to lower us. I thought we were
going to fall.
Speaker 3 (24:52):
Yeah, that's so weird, Like why so apparently when these
elevators get stuck, the fire department has these tools they
can they can release the doors manually. And when they
got there, you know, the elevators have two doors, an
outside door and an inside door. The outside when we
could tell my brother in law aneble here, he could
see the crack. Him and I were standing on the
edges of the doors, so we can kind of see
(25:13):
the little bit of light and you could see the
outside one opened, and then you could hear him talking
to you. And when that happens. And you guys, by
the way, need to go to our instagrams and look
at our videos, because we did a three part video
on how this all went, and you can kind of
see how we were not sweaty at all and I
was smiling. To the middle video, it was like drenched
and I wasn't smiling as much to the last put
(25:35):
it this way, we didn't post some of the last videos,
but the last video, I don't think anybody was smiling,
but you could see. But they could get the outside
one open. They couldn't get the inside one open because
it wasn't. The mechanism is a little higher than the
top of the elevator, and honestly, I don't think the
guys knew that, and so they didn't realize they had
to lower it to get to the mechanism, and they
(25:56):
kept trying, and the kind of whole story win is
they didn't realize it. I think till the chief got there,
and the chief who got there, you know, after we
were in there about an hour, he realized it needed
to be lowered a little more and then he could
get to the mechanism. And right about that time, So
what do you think, Riley, Like, it got a little stressful,
right because they were telling us they were gonna get
(26:16):
us out, and we all thought they were gonna get
us out. And I think that's when we started heating up.
I think that's when it got like because we people
started moving and you're getting ants, and you're like, oh,
we're gonna get out, We're gonna get out, and then
you're not, and then you're hearing the guys. My brother
in law kept.
Speaker 5 (26:29):
Going shut up.
Speaker 3 (26:31):
He's like, shut up, guys, be quiet. You gotta be
quiet for two freaking minutes here because we were trying
to listen to what the what the fire department was saying.
And when they're like when they've got one guy's like
we could get into the roof. The other guy's like,
how do you get to the roof?
Speaker 5 (26:43):
How do you do this?
Speaker 3 (26:44):
And I'm thinking, oh god, they like now they're thinking
about plan and evil. He goes they're on Plans C.
I'm like, oh, Plan ce's not Plan A.
Speaker 4 (26:53):
So the scariest part to me sounds like the lowering.
So they manually manually had.
Speaker 3 (26:58):
To lower yeah, and and.
Speaker 4 (27:00):
Was that like like, oh man, what if it's just like.
Speaker 9 (27:03):
It wasn't really a big job. It was just it
was with a hydraulic right, like little drops. Yeah, it
was little drops.
Speaker 3 (27:09):
It was like there.
Speaker 4 (27:10):
It wasn't like a smooth it was like that.
Speaker 3 (27:12):
Yeah. Yeah, it was kind of late there, like clip
clip clip, and it just kind of like don't win
a little bit, right.
Speaker 5 (27:16):
You definitely feel it, Oh, you could feel it. Yeah.
Speaker 13 (27:19):
And and that was after thirty minutes of the firefighters
trying to get us out and they couldn't and then
playing C comes into the fact that everybody's looking around
then and they actually said, all right, guys, we're gonna
have to turn off the lights. And then that's when
I was like, hey, guys, make sure you have battery
on your phone so you can turn on some lights
(27:40):
in here.
Speaker 5 (27:41):
It was really hot.
Speaker 4 (27:43):
Did they really turn off the lights?
Speaker 5 (27:44):
They didn't turn it off the lights.
Speaker 3 (27:46):
They did it Okay.
Speaker 4 (27:47):
I was going to say that that would have changed
it a little.
Speaker 5 (27:50):
And then, uh, it was really hot.
Speaker 13 (27:52):
So there's a ceiling tiles and uh, Pat says, hey, hey,
can you guys open up a ceiling tower or something
because it's hot in here. We were like, hey, guys,
stop talking because we're gonna lose all the oxygen.
Speaker 3 (28:07):
I remember said that. I'm like, that doesn't happen. I
was like, but it still was hot like that, the
hot air just from talking and breathing.
Speaker 4 (28:16):
And dancing and dancing. They were dancing for a little bit.
Speaker 13 (28:20):
Now now looking at Instagram and people you know, start
reaching out and they're like, hey, next time, sit down.
Speaker 3 (28:25):
Yeah and relax. Yeah, that's really I will say. When
we when I sat down, it was a solid ten
degrees cooler sitting down right. I don't know if we
could all sat down though, because there was was there
ten or eleven of us in there.
Speaker 5 (28:37):
Ten there was ten. Ten Miles was outside.
Speaker 3 (28:41):
Yeah, Miles the only one. So we were talking about how,
you know, if listen, if this elevator drops, Miles, this
guy's going to be rich man if none of us survive.
Oh man, Miles, you're getting everything from everybody, from everybody,
you go ahead.
Speaker 13 (28:58):
No, And and this this morning, we were coming to
the show and we're like, should we take the elevator
if you take the stairs, what you guys do?
Speaker 5 (29:06):
Oh, we took the elevator.
Speaker 3 (29:08):
He took the elevator.
Speaker 13 (29:09):
But we turned on the you know, we did a
whole video of you know, let's make sure, and we
looked at the elevator.
Speaker 3 (29:15):
It's a brand new elevator, brand new.
Speaker 5 (29:16):
I can't believe that e would happened.
Speaker 3 (29:18):
So what it ended up being was the fire department
was installing some sort of heat sensors above the elevator
doors on all the floor, some new code, and they
were drilling through the concrete wall and the concrete dust
fell into the elevator shaft and it got onto a
sensor in the shaft which told the elevator there might
be something wrong with this, So it just stops right now,
(29:38):
how long do you guys think it took? O'Riley? However, miles?
How long did it take before they actually got there
from the time we called what do you guys think.
Speaker 7 (29:46):
Like like ten, like fifteen minutes? Because for me it
wasn't It didn't feel that long.
Speaker 4 (29:54):
But the guy standing outside the elevator, yeah, the guy running,
you know, getting drinks and having snacks and yeah.
Speaker 13 (30:03):
He's like, what's the coat to the to the apartment
so I can go get a bottle of water?
Speaker 3 (30:08):
Yeah, like we were dying. So when I got in
the elevator, I had half a beer right about thirty
percent of my phone, and I didn't want to drink
the beer.
Speaker 5 (30:16):
I'll be honest.
Speaker 3 (30:17):
I was like, I don't even really want this. I
was like, this is making me sweat even more. Riley,
what were you thinking? So you weren't that scared? Huh?
Speaker 9 (30:25):
No, No, it wasn't that bad.
Speaker 3 (30:27):
But it started getting hot. What do you think to
you it was hot in there? Huh?
Speaker 5 (30:30):
It was hot. I mean we started taking off our
shirts and yeah.
Speaker 3 (30:35):
Yeah, and you can like you can ring it out,
you can ring it out, Oh yeah, you can ring
it out.
Speaker 5 (30:41):
Luckily, everybody kept there cool.
Speaker 13 (30:43):
You know, I will be honest at the beginning, I
could have had a panic attack. Thankfully I didn't. Kept
it all together and everybody else did. But definitely it's
a something that I don't wish upon anybody. Thankfully, the
firefighters came and did their thing and got us out
after an hour.
Speaker 4 (31:03):
But we're glad you guys are all out. And you
know what, it's probably you know, hotter because there's so
many people. But I would rather have all you guys
there with me than be in there by yourself. I
bet you guys would have been more scared if it
was just you alone in the elevator and they can't
get you out.
Speaker 3 (31:20):
I'm with you saying my best advice to everybody writing elevators,
bring your cell phone. Bring your cell phone.
Speaker 4 (31:27):
Reception was fine.
Speaker 3 (31:28):
So like you had the call.
Speaker 4 (31:29):
Isn't there like a button on the elevator, Like did
the button?
Speaker 3 (31:32):
Yeah, and we'll tell that story. So we got we
got forty seconds.
Speaker 13 (31:35):
Yeah, so we touched the button. We're like, hey, you
know it's we're starting touching all the buttons. The open button,
they told us. Then we call the the the little
button that they have the emergency button. Yeah, somebody gets
on the speaker and they're like, Okay, hold the open
button for five seconds and release. Nothing happens, and we
(31:56):
start screaming on Miles because he's outside we can hear them.
We're like, hey, Miles, pushed a button. Pushed a button.
He pushes the bunt and he's like, hey, what's going on, guys?
You know he's getting scared. Two for us, And.
Speaker 3 (32:08):
Yeah, I think that was nine one one that it calls.
Speaker 13 (32:10):
They called nine on one after we held the bun
the open button for five seconds.
Speaker 5 (32:16):
Yea, they called nine one.
Speaker 3 (32:17):
We're going to take a break here in the Business
Happy We'll be right back and we're going to have
Landing and Gabriel learn a little bit more about getting
stuck in an elevator. Stay tuned.
Speaker 1 (32:24):
Let's get back to the Business Happy Hour radio show
with your host Frank the Benkoto, owner of Lincoln Lending.
Speaker 3 (32:30):
Group, and his co host Senia Akishna.
Speaker 2 (32:33):
Realtor with Mahara and associates.
Speaker 3 (32:35):
All right, guys, welcome back to the Business Happy Hour.
In our last segment, we're talking about getting stuck in
an elevator. So far, we've gotten the perspective from the
guy outside the elevator, got it from my middle nephew
Riley over here. Now we've got my oldest nephew, Gabriel,
and my son landing on the radio show. So you
guys give us your perspective. We'll start with you. Gabriel,
what did you think about getting stuck in there all
(32:56):
of us?
Speaker 10 (32:57):
Oh?
Speaker 11 (32:57):
No, I I was fine. I was chilling. You were
some people were freaking out.
Speaker 3 (33:04):
What about what about when your grandma started saying that
she's cot clustrophobic and we're gonna not run out of oxygen?
Speaker 7 (33:09):
All?
Speaker 5 (33:10):
Yeah, I was bad.
Speaker 11 (33:11):
Yeah, I went like, I was like, oh, I don't know,
how do you even get claustrophobic?
Speaker 7 (33:16):
Oh?
Speaker 10 (33:16):
Man?
Speaker 3 (33:16):
Then he starts asking that. Gabriel starts going claustrophobia real, like,
how did you even get clusture? And I just I
just looked over. I go stop talking about claustrophobia. I'm like,
we can't talk about this please, And I'll be honest.
I didn't know I was claustrophobic myself until I went
to Italy and I'm climbing up a tower and there's
like people on both sides and no windows, and I
was like in there and I looked at my wife
(33:37):
and I'm like, oh god, I'm apparently claustrophobic because that sucked.
Last night, my brother in law and I talked about
we all kept our cool really really well, like nobody
freaked out. I think everybody inside was like freaking out
a little bit, but nobody wanted to say it inside.
(33:57):
Were you freaking out a little bit?
Speaker 5 (33:58):
Game just a little bit?
Speaker 7 (33:59):
Nah?
Speaker 11 (34:00):
No, no, not at all.
Speaker 3 (34:01):
You were having fun. Huh.
Speaker 11 (34:02):
Yeah.
Speaker 3 (34:03):
This guy pulled his shirt off, he tied it around
his face. You guys got to look at the Instagram videos.
How you how you enjoying your uh your your vacation
in Tampa?
Speaker 5 (34:11):
So far?
Speaker 6 (34:12):
It's good, pretty good.
Speaker 3 (34:13):
Yeah, so what have we done so far?
Speaker 11 (34:16):
We went to Busch Gardens for two hours, didn't ride
any rides.
Speaker 3 (34:19):
That was fun.
Speaker 11 (34:21):
Watched the Drun show.
Speaker 2 (34:22):
That was good.
Speaker 11 (34:23):
Watched the fireworks show at the country club.
Speaker 5 (34:25):
Yeah that was good.
Speaker 3 (34:26):
That's good. The Carewood Country Club firework.
Speaker 11 (34:28):
Show, Yeah that was good. And then uh, I don't
know it came came to the condo. Yeah, got stuck
in elevator.
Speaker 3 (34:34):
Pretty awesome.
Speaker 11 (34:35):
Huh yeah.
Speaker 3 (34:36):
Then tell you what if one of us had to
go to the bathroom. I did, you did well, I'll
be honest. Listen to somebody was farting in there and
and it's it's it's it's a real struggle. Okay, it's
a real struggle when when you got ten people in
a six by four elevator and somebody decides, you know,
oh god, let's just uh, let's just be happy. It
(34:58):
ended with just a farmer.
Speaker 4 (34:59):
I didn't think about, but you know, I have a
really bad like gag reflex, like a fireword does smell
so oh dad, Oh, it would have been like some
throwing up going on.
Speaker 9 (35:07):
And then.
Speaker 3 (35:09):
Oh god, can you listen? Thinking we were trying to
think of how it could have gotten worse. That's about
the only thing that could have gotten worse. Landing? What
do you think, Bud? Welcome to the Business Happy Hour,
your first time since you've been like six years old
on the show.
Speaker 12 (35:23):
I mean, what's up, boys, I'm happy to be on
the show today talking with the celebrity Frank the Bank.
I mean, just an amazing time.
Speaker 3 (35:32):
Natural like you, I mean, I don't know where this
is coming from. I have no idea. You so landed?
How was the how was the how was the elevator extravaganza.
Speaker 12 (35:41):
It wasn't that bad. I mean I was nervous at first,
but when we were in there, it wasn't that hot
like y'all were saying, you know, you were like sweating
so much it was dripping off your face. But I
was fine.
Speaker 3 (35:53):
Yeah, we did notice that, My my, my brother in
law and I noticed that, like the kids were barely
sweaty like they and I don't. I'm not how that's about. Riley,
did you even sweat? Like like I guess brow you know,
but I was pretty bad.
Speaker 12 (36:06):
I'm landing, yeah, because like Gabriel had a sisty on.
He was still fine.
Speaker 3 (36:10):
But like, I don't know, goly, So we've never been
stuck in an elevator before?
Speaker 12 (36:16):
Huh Nope, no, no, indeed it happened like two weeks before.
You were trying to go down, but there was no
one in it and it got stuck.
Speaker 5 (36:24):
Yep.
Speaker 12 (36:24):
It was the same exact thing on the same floor.
Speaker 3 (36:26):
Yeah, same thing, but yet somehow we still ride it exactly.
So what do you what do you got going on
for the summer?
Speaker 5 (36:34):
I don't know.
Speaker 12 (36:35):
I'm just like at the beach with Frank the bank.
Speaker 3 (36:40):
Are we skinboarding? What are we doing? Fishing? Yeah?
Speaker 12 (36:42):
Fishing? Skinboarding?
Speaker 5 (36:44):
Yeah, what is that?
Speaker 3 (36:46):
Skimboarding?
Speaker 4 (36:46):
Skboarding?
Speaker 12 (36:48):
Explain that it's it's hard to explain. It's like it's
kind of like skateboarding when you jump on the board,
but it's on the water, like a thin thing of water.
You just jump on the board and you go like
a run and drop it down.
Speaker 3 (37:01):
Yeah, it's like the guys to do it on the
on the on the shoreline. Yeah, skim know what it's called.
It's it's pretty good.
Speaker 5 (37:07):
Man.
Speaker 3 (37:08):
How how was your first year at Jesuit?
Speaker 12 (37:11):
It was fine, it was It was hard though, a
lot of hard classes. The hair policies everything.
Speaker 3 (37:18):
The hair policies, what's that You can't.
Speaker 12 (37:21):
Like have your hair too long and you can't bleach
your hair or anything like that, Like some people I
know did that.
Speaker 3 (37:26):
So basically you and your friends all summer would not
be okay.
Speaker 11 (37:29):
Yeah yeah yeah.
Speaker 3 (37:31):
One of you guys bleached it and the none of
you have cut it, I don't think in two months?
Speaker 12 (37:35):
Yeah pretty much.
Speaker 3 (37:39):
Oh man? So what else? What else? What else? Gabe?
What else you got going on for the summer?
Speaker 11 (37:43):
H four North Carolina?
Speaker 3 (37:47):
Yeah, we do North Carolina. Yeah, what's your favorite part
about that kind of trip?
Speaker 11 (37:52):
I don't know, ziplining, ziplining again, ziplining.
Speaker 3 (37:56):
How about some trout fishing in the rivers? Man, Oh yeah,
that's a good time.
Speaker 5 (38:00):
Yeah.
Speaker 3 (38:01):
So so what what was for both of you guys?
What what was the worst part about being in the
elevator stuck?
Speaker 11 (38:08):
Go you first gave when like people started complaining to
the firefighters.
Speaker 3 (38:15):
They're like, can you guys hurry it up out there?
Speaker 5 (38:17):
Yeah?
Speaker 3 (38:18):
Yeah, how about you? How about you?
Speaker 5 (38:20):
Riley?
Speaker 3 (38:20):
What was your what was your your your your least
favorite part about being stuck in the elevator talking to
that one over there.
Speaker 10 (38:28):
My least favorite part. It was just the it was
so hot in there, even though it wasn't sweating. I
was gonna die out there.
Speaker 3 (38:38):
At the end. Landon, what was your least favorite part?
Speaker 5 (38:42):
I don't know.
Speaker 12 (38:43):
It wasn't that heat, Like, it wasn't that bad. But
I would have to agree with Gabriel. It's like the
people complaining, like his mother would not stop, like just
yelling over and over again. Oh God, Anti Jess, and
then the grandparents too, Yeah.
Speaker 3 (39:01):
The grandparents. That was it was pretty funny. Everybody kept
it cool, pretty good, now, huh some people? Some people?
How about you, Miles?
Speaker 7 (39:11):
Uh well, I was outside, so I was just like
perfectly fine. But my mom, I was just I was
just trying to tell my mom stop complaining to the
firefighters and like, uh, Gigi, because like they have to
do their job, and I just want them to like
lock in, you know, just focus on getting them out.
(39:35):
But the people my mom was complaining to the people
that safter, So that's a little confusing.
Speaker 3 (39:43):
And and and to my brother in law and Evil.
We have thirty seconds left. What was your favorite part
about being stuck in the elevator or about Tampa?
Speaker 13 (39:50):
My favorite part, I mean, there was no favorite part.
What I didn't like was not having the ability to
just open up the door and being locked in there.
Speaker 5 (40:04):
I don't like closed quarters. But you know, we got
through it.
Speaker 3 (40:07):
And it's the first day of our vacation.
Speaker 13 (40:10):
We're gonna be there for another four or five days,
so I mean we got over it already. We went
on the elevator, but you know, we're gonna have fun.
Speaker 5 (40:19):
That's it.
Speaker 13 (40:20):
We were stuck in the elevator with family. We said
a prayer, we got out. It's all good. It's time
to party and celebrate America.
Speaker 5 (40:29):
That's it.
Speaker 3 (40:30):
God bless America. We'll see you guys next week in
the Business Happy Hour. Thanks sen for everything today. Nephews,
thanks for coming on.
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