April 27, 2025 • 20 mins
Joe and Megan speak with Ann Hurst from Open Arms Counseling!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
All right, and we're back here Joe Schmidz and Main
Casper with Peak Retirement Planning, and we're filling in for
Mindy and michaela here who are out today. And we've
got Ann Hurst from Open Arms Counseling and can you
hear us.
Speaker 2 (00:12):
All right here?
Speaker 3 (00:13):
I sure? Ken? How are you doing doing well?
Speaker 1 (00:15):
I don't know if you remember last time one of
the times you were on, I was. I was co
hosting as well, and we had a fun conversation and
looking forward to a fun conversation here today. And one
question that I have for you here and to get
us started is what are you seeing? You know, are
what are people coming to you for? What are the
main worries people have? I'd love to just know what's
(00:35):
top of mind and you know what you're doing in
your world to help others here.
Speaker 3 (00:40):
Absolutely, what we're seeing a lot of these days is depression, anxiety,
a lot of anxiety about the world, what's going on,
and just also with college kids, kind of a change
of life's experience. You know, how do I move from
being in high schoo with my parents to being out
(01:01):
in the world in college on my own?
Speaker 1 (01:03):
Interesting and and what do you what would you say,
is like the you know, I always think of like
where are things rooted at?
Speaker 2 (01:08):
You know, how why are these things becoming issues?
Speaker 1 (01:11):
And so a couple of thoughts for you is one,
has this, you know, change over time or has this
always been an issue? And if it has changed, what
is it from or where is this rooted from?
Speaker 3 (01:20):
Would you say, well, I honestly say that anxiety and
depression have been there since the dawn of time. I
think that what causes the anxiety and what's causing the
depression has changed over time. And as far as the
college kids, you know, it's always I've always encouraged people
(01:43):
no matter what, if they're going through a life transition,
it's always a good idea. If you're feeling you know, uprooted,
up ended, you go in and talk to somebody and
see if there's any kind of things you can do
to make things more smoothly, the transition more smoth.
Speaker 1 (02:00):
Absolutely, absolutely, And would you say, you know A question
I'd have for you, you know, and I think of
just college students now and being not too far removed
from that generation, is you know, social media has become
such a huge trigger now and I know, growing up
for me, social media wasn't as popular, and then you know,
towards the later years it was and Megan was the
same for her as well.
Speaker 2 (02:21):
I'm seeing her shaking her head. Do you feel like
that is a an issue right now?
Speaker 1 (02:26):
Like, what are your thoughts when it comes to the
mental health side of things.
Speaker 3 (02:31):
I do think it's a huge issue right now. I
think that a lot of the kids grew up instead
of finding out who they are from within themselves, they
put their sense of self worth on how many likes
they get more external and it makes it a little
more the world a little less steady, less stable for them,
(02:52):
because if you if you know who you are within yourself,
you're a lot more stable person than if you're looking
for that next like or wanting people to like you
that badly.
Speaker 2 (03:04):
Absolutely, you know where where's your identity at? Right?
Speaker 1 (03:07):
I mean, I think that's something that is so so important,
you know, especially for people who are developing right. I
don't know what the stat is, but I think, you know,
male specifically, I'll speak on behalf of people like me
that you know. I don't think males mentally to develop
until twenty five. I don't know if you've heard anything
of that, but you know, to have that going through
that process is obviously not an easy thing to deal with.
Speaker 3 (03:29):
Oh, absolutely, And you are absolutely right too. It's males
and developed until about twenty five. I think females are
somewhere between twenty one and twenty five. And it's a
cerebral cortex, so you know, as you're developing, you become
a different person. You aren't who you at eighteen, You
are not the person you're going to be at age twenty.
Speaker 2 (03:52):
Yeah, that's so so true.
Speaker 1 (03:54):
And obviously life experiences are a huge part of that too,
and you know with people going to college and things
like that, that all changes everything there as well.
Speaker 3 (04:02):
I'm sure absolutely it's and it's fun to see people
mature into themselves and become you know that the potential
that they were meant to be people are amazing and
I just love to see that growth. And with college,
you're you're in another phase of life where you're you're
(04:22):
getting your autonomy and to be able to find that
from within yourself, it's just an amazing thing to watch.
Speaker 2 (04:30):
Absolutely absolutely.
Speaker 1 (04:31):
So what are some of the conversations that you're having
with this crowd to help them through this as they
you know, have this depression and anxiety you know during
these college.
Speaker 3 (04:39):
Years, talk about, you know, where's that depression and anxiety
coming from a lot of times it is coming from
social media. Will encourage them to, you know, either unplug
from social media for a while, but if that's not possible,
shift to a different social media platform and become a
different person. I'm not big yourself, but start treating it
(05:03):
more responsibly and not worry so much about what other
people are saying about you. If there's something really bothering
you on social media, just step away for you know,
give yourself a weekend at bare minimum to see what
happens if you don't have.
Speaker 4 (05:17):
It with you.
Speaker 2 (05:18):
Yeah, that's a good point.
Speaker 1 (05:20):
And I know Mike, Meghan and I've talked about this before,
is you know, social media for people who are younger,
even younger than college. I'd love your take on that
and what you're seeing the impacts is obviously you get
to see, you know, probably hearing stories on the opposite
end of people struggling with that, and I'd love to
hear kind of what your thoughts are on that and
(05:42):
people you know, maybe in their teens or maybe even
younger nowadays who are seeing social media and the native
impacts of it.
Speaker 3 (05:49):
I think it's it's very dangerous at social media depending
on how young you are. The younger the more dangerous
it is. Looking at the developmental stage that your child
is in, you know, whether they're developing their sense of self,
there's sense of who they're going to be in teenage years.
(06:10):
Kids aren't always nice to each other because of that,
the cerebral cortext hasn't grown in, so they don't understand consequences.
And I think that there was a study done once
with military where when you looked at somebody face to
face and fought them, as opposed to dropping bombs on them,
(06:32):
it made a huge difference in the psyche. It's the
same could be said with social media. If you look
at a person face to face and you bully them,
and you see the effects of that bullying, you're going
to pull back a lot faster. If you do it
via the internet, you don't see those effects and it
becomes crueler.
Speaker 1 (06:52):
Wow, that's such a good point that I don't think
people I think everyone knows, but no one really considers.
And you see all the you know, people who throw
hate online. I mean We have a YouTube channel for
our firm that we give educational content. You know, most
of the feedback is incredible and just grateful, but you
always have the people who will call trolls who are
on there and just you know, saying how bad you
are and saying you're the worst person in the world.
(07:13):
It's like, well, we also do a ton of educational
workshops in the community and no one really gives us
bad feedback there, and that kind of proves your point,
right that people are going to do it on behind
the scenes but not in front of your face typically, right. Yeah, So,
but tell us more and about your team there at
Open Arms Counseling. You know, who do you help, what
do you do? You know, give us some more insight
of who needs to give you a call and seek
(07:34):
out your services.
Speaker 3 (07:36):
Oh well, we have an amazing team we have. If
you look on our website, everybody is on there with
a little bio. We have somebody who will speak to anybody.
So it doesn't matter what walk of life you're from,
where you're coming from, or what kind of counseling you want,
there's somebody there that is going to meet your need.
We have people coming with like I said, anxiety, depression,
(08:00):
grief is a big thing right now, and it's a
way to come in and find a goal that you
want to meet and then connect with a counselor who
has some schooling. You're an expert on yourself. The counselors
and has schooling and is an expert on different ways
(08:21):
to reach goals. And if you come together, it's amazing
the things that happen to reach those goals.
Speaker 1 (08:27):
Absolutely, and I'd love I mean, because obviously your team
is extremely skilled at what you do. You spend hours
training it, you do it every single day. And I
always use the analogy like you know us for financial
planners helping people retire, Like most people haven't retired before,
they haven't proven success. They don't really know what they're
specifically doing, and that's why they hire a professional team. So,
(08:48):
you know, for someone in counseling, I mean, I'm sure
you go through so much study and of human psychology
and why people think the way they do and be
able to help them in a way that they may
not be able to understand themselves because maybe they're clouded
or not fully understanding how their mind's working. You know,
what do you do or how do you communicate with
people to help them through these types of issues.
Speaker 3 (09:08):
Well, you know, from the first time you come in,
the first thing we do is get an idea of
who you are and what's going on, what brought you in.
And then always there's the miracle question. We call it
the miracle question. If you knew everything was right right
now and you no longer needed to come in, what
does that look like? What is your world? And we
(09:30):
find out what that is, and then we put a
goal in, and then we take a look at how
what we're going to need to do to get to
that goal, and then we put little mini goals in
because you don't want to jump all the way to
the first goal. I mean it's like in football, you know,
you don't go straight to the end zone. You make
little hops all along the way, and each little tiny
(09:51):
goal gets you faster or gets you closer and closer
to the big one.
Speaker 2 (09:55):
Yeah.
Speaker 1 (09:55):
I think that's something that we all struggle too, is
we all want it right now, we want it as
fast as we can, and we want it yesterday. I
startle with that, maybe Megan's suitting you're laughing because she
knows that's how I am and how I operate around
the office. But now I think that's a good point,
is that you know, we just need to take the
steps to do the right things and just trust that
we're going to get there over time for sure. So
(10:16):
I guess, you know, tell us more about how you're
helping people through you know, those types of things with
your skill set that maybe is unique that maybe they're
not able to do it on their own, or maybe
that maybe even their friends may not be able to
help them that care for them deeply. They may not
have you the skill set that you all were.
Speaker 2 (10:32):
Skilled to do.
Speaker 3 (10:33):
Oh yeah, one really good thing. If you take a
look at other people, it's so easy to help them.
You can see what's going on in their life because
you're coming at it from an outside place. And when
you take a look at your own life, it's like,
how did I get here? And it's hard to see
all the steps that took to get there. We all
(10:54):
have a very good view of other people, but it's
hard to look into ourselves. So and with your friends.
A lot of people have friends that will just kind
of go along with it. They they're actually they have
a bias, so to speak. So when you come into
a counselor you have somebody sitting in front of you
(11:15):
who has no bias other than the fact that they
want to help you reach the goal that you want
to reach. So they can be honest with you. They
can take a look at what's going on. They can
help you negotiate what choices, help you see what choices
you made to get there, and see what choices you
can make to go to the place you want to be.
(11:36):
I feel like I'm talking in like.
Speaker 2 (11:39):
Abstract No, this is that is such good insight. I
know exactly where you're coming from.
Speaker 1 (11:44):
And when we get back from break here we have
to take a quick break, but when we get back,
I want to dive in further into that. And I
also want to talk about so we do financial planning
for those who are internear retirement, and it's a lot
of counseling, and so I'd love to just have a
conversation with you about kind of what you're seeing on
that side, when I'm seeing on that side, and just
sharing what a lot of people are concerned about or
wanting to get help on. So we'll go ahead and
(12:06):
talk about that when we get back from break. This
is Joe Schmidz and Meghan Castlebury with peak retirement planning.
And we've got Ann Hurst from Open Arms Counseling joining
us here and she'll be on the next segment here
as well.
Speaker 2 (12:15):
And this is what matters on six' TEN. Wtvn but
being so good a blind BUT i.
Speaker 3 (12:25):
Won't be.
Speaker 2 (12:29):
All.
Speaker 1 (12:29):
Right we're back With Ann Hurst Open Arms. Counseling this
Is Joe, Schmidz Megan casterbury failing and For mindy AND
michaela today they are out and we are in and
we're having a lot of fun here. Today AND i
want to kind of touch on what we were talking about.
Speaker 2 (12:42):
In the last.
Speaker 1 (12:42):
Segment you, know we deal with people who have built
up their life savings and now they're in here in.
Retirement and for a lot of our, clients it's a
paradigm shift to go from working every day to having
a purpose fulfillment being around people to now you retire
and you may not have that around. You you're not
going to have getting up every day with that. Structure
(13:04):
you're gonna have to create your own. Structure and you,
know the people who we see succeed in this space
are the ones who are staying active in some way
they have something to look forward, to they're being able
to use Their god given talents to do what they're best.
At and the people that, struggle or the ones typically
that just want to live that life of, leisure which sounds,
great and it may be great for three, months six,
months but then eventually they start to lose that. Fulfillment
(13:27):
So i'd love to see what you're seeing on that
side and what you're dealing with and, see BECAUSE i
know you're seeing you quite.
Speaker 2 (13:33):
A bit of.
Speaker 3 (13:33):
That oh, absolutely and you're absolutely right when it comes to.
This it's the phase of life when you're looking back
and seeing if you made meaning and it's important to stay,
active to stay meaningful and know. That you, know if you,
(13:54):
stop you just start to like atrophy and there's nothing
that you can do about. That you just it does sound,
great you, know to have that leisurely, life but without
looking for something to help continue to use your, brain
to use your, muscles to use you, know everything that
(14:15):
that you can. Use then, yeah it. Does you, see
it's an all over, mind body and physical.
Speaker 1 (14:26):
Decline, yeah and we we've seen, it you know with
clients that we deal. With but again it's like also
like we tell people all the, time like you can,
retire like you. Should you, know want to feel that
you can, retire but we always advise them and sure
you do it the right. Way you, know just because
you retire from work doesn't mean you have to retire from, life,
right just.
Speaker 3 (14:45):
Exactly that's a beautiful way to put it.
Speaker 2 (14:48):
Too, yeah you can quote me if you, want AND i,
KNOW i know it's a good.
Speaker 1 (14:50):
ONE i may steal, that, Yes, No but when we
talk a lot about, THIS i mean it's a it's a,
big big thing to think. About and because like in my,
BELIEF i don't think we should. RETIRE i don't think
retirement should be a real. THING i think that we
should work as long as we. Can it just may
mean it we work. Differently it may not mean we
work in our full time job we've had for the
last forty. Years maybe we use our skill set and
(15:13):
what we've learned in our wisdom at this point to
make an impact in another. Way BUT i don't think
we're called to just not make an impact once we
reach age sixty or sixty five or sixty, seven or
start turning on our social security or. Pension and you,
Know i'm just a believer that there's so much more
out there and use what you've been given and learn
and earn from that experience to be able to give to.
Speaker 3 (15:34):
Others, OH i completely, agree one hundred. PERCENT i actually
have two really good role, models my dad and my.
Uncle my dad he was a, professor AND i mean
to this, day he's ninety two and he has. Coffee
i'm using air quotes with has coffee because some students
who remember, him we'll call him up and, say can
you come and have, Coffee and they'll sit down and
(15:57):
they'll pick his brain and they'll, ask you, Know i'm
going in this, way do you think that's a good?
Way and he kind of is kind of unofficial, advisor
which is fun for. Him and he still keeps reading the.
Books and my, uncle his, brother when he, retired he
retired very very, early and so he just started figuring
out things that he could. Do he's taken college courses,
(16:19):
on you, know, genealogy and he's done a genealogy of
our entire. Family he's whatever it was in his head
that he wanted to do in, life he just figured
out how to do it and now he's learning it
and he's got a few. Degrees that's.
Speaker 1 (16:36):
Awesome and here's one more THING i want to pick
your brain about and just really you, know help you
with your expertise and counseling in. General we work with
we call him The midwestern millionaire AND i actually wrote
a book on, this and they are the best savers
in the, world but they're the worst. Spenders and so
what this means is when they get to, retirement they
are wondering and worried DO.
Speaker 2 (16:57):
I even have?
Speaker 1 (16:58):
Enough and you know what we tell people is if
you have a million dollars or more saved, up you're
in the top ten percent in the entire. Country there's
a very good likelihood that you can enjoy retirement and
be able to even splurge if you have the right
plan in. Place but you, know they've had that paradigm
shift where they now have to go from saving to.
Spending and you, know they're the type of people that
when they go to the store and blueberries are on,
sale they're stocking up even though they're only saving one.
(17:20):
Dollar they feel like it's everything when they have you,
know they just don't know what's going to. Happen what
do you tell people like that when they have a
hard time realizing what's really realistic and being able, to you,
know experience that first potentially regretting.
Speaker 2 (17:34):
It what would you tell someone with that? Experience you.
Speaker 3 (17:37):
Know the weird thing, Is i'm going to use that
ANSWER i always. Used it. Depends first, OFF i want
to see what is it behind. THAT i know that right. Now,
well at least my parents are ninety, two and they
were kids during the, depression and so it is so
difficult for them to spend money because they remember the.
(18:00):
Depression certain things like. Food you mentioned, blueberries it's. Huge
they're having the bit worst time because they believe they
should eat everything on their, plate and the nursing homes
that they're in won't give them a smaller. Portion they're,
LIKE i can't eat all this, Food like it's okay not,
(18:21):
to but, no it's not for. Them so it honestly
depends on what you, know where you grew, up how
you grew. Up if it's somebody who grew up during the,
depression talking to them about you, know yes the depression,
happened and looking at that and saying how did this affect,
you and then maybe rewriting new rules for the here
and now but if it's something that they're going from
(18:43):
spending or saving to, spending taking a look at it
depending on where their BRAIN i, mean some people are very.
Analytical so if you sit down with them and show
them the analytics of you could live until you are
one hundred and sixteen and still have money left, over
that might. Help or even if they're not, analytical just,
(19:04):
saying you, know what is it that you want to? Do,
okay so this is how you have the plenty of
money to do, that even if you decide to do
some extra self too.
Speaker 1 (19:14):
Exactly and you hit the nail on the head of
what we specifically do for clients is one understand their
specific situation and then run the numbers and see what's
realistic and then have it be in front of. Them
SO i love that you're on the same page on,
that and we're going to wrap up, here But megan's
got a question for you before we get off the
air that she wants to ask you.
Speaker 4 (19:33):
Here, yeah thank you so, Much hann for just sharing so.
OPENLY i can hear your heart and everything you're. Saying
i'm sure everyone else Listening ken as, Well but what
would your encouragement be to someone who's listening to this
and saying that is. ME i KNOW i need, help
but they're afraid to raise their. Hand they're afraid to
take that step to get the help that they know they.
(19:53):
Need what is your encouragement to that?
Speaker 3 (19:55):
Person you know what my encouragement would be that you
know it's it's scary to reach out and make that
first phone, call but that's all you need to. Do
make that first phone call and come. In and when
you come, in you will find the most, welcoming affirming
place where it's safe and you can talk about anything
(20:17):
that you need to talk, about and you can reach
whatever goal you want to. Reach the scariest thing is
just picking up the phone the first.
Speaker 1 (20:24):
Time, absolutely AND i appreciate your sharing that In it's
just one step can make every difference in the. World
so we encourage people to do, so and we appreciate
your joining us, here and we're going to take a
quick break here and this is what.
Speaker 2 (20:35):
Matters on six' ten wtvn
All right, and we're back here Joe Schmidz and Main
Casper with Peak Retirement Planning, and we're filling in for
Mindy and michaela here who are out today. And we've
got Ann Hurst from Open Arms Counseling and can you
hear us.
Speaker 2 (00:12):
All right here?
Speaker 3 (00:13):
I sure? Ken? How are you doing doing well?
Speaker 1 (00:15):
I don't know if you remember last time one of
the times you were on, I was. I was co
hosting as well, and we had a fun conversation and
looking forward to a fun conversation here today. And one
question that I have for you here and to get
us started is what are you seeing? You know, are
what are people coming to you for? What are the
main worries people have? I'd love to just know what's
(00:35):
top of mind and you know what you're doing in
your world to help others here.
Speaker 3 (00:40):
Absolutely, what we're seeing a lot of these days is depression, anxiety,
a lot of anxiety about the world, what's going on,
and just also with college kids, kind of a change
of life's experience. You know, how do I move from
being in high schoo with my parents to being out
(01:01):
in the world in college on my own?
Speaker 1 (01:03):
Interesting and and what do you what would you say,
is like the you know, I always think of like
where are things rooted at?
Speaker 2 (01:08):
You know, how why are these things becoming issues?
Speaker 1 (01:11):
And so a couple of thoughts for you is one,
has this, you know, change over time or has this
always been an issue? And if it has changed, what
is it from or where is this rooted from?
Speaker 3 (01:20):
Would you say, well, I honestly say that anxiety and
depression have been there since the dawn of time. I
think that what causes the anxiety and what's causing the
depression has changed over time. And as far as the
college kids, you know, it's always I've always encouraged people
(01:43):
no matter what, if they're going through a life transition,
it's always a good idea. If you're feeling you know, uprooted,
up ended, you go in and talk to somebody and
see if there's any kind of things you can do
to make things more smoothly, the transition more smoth.
Speaker 1 (02:00):
Absolutely, absolutely, And would you say, you know A question
I'd have for you, you know, and I think of
just college students now and being not too far removed
from that generation, is you know, social media has become
such a huge trigger now and I know, growing up
for me, social media wasn't as popular, and then you know,
towards the later years it was and Megan was the
same for her as well.
Speaker 2 (02:21):
I'm seeing her shaking her head. Do you feel like
that is a an issue right now?
Speaker 1 (02:26):
Like, what are your thoughts when it comes to the
mental health side of things.
Speaker 3 (02:31):
I do think it's a huge issue right now. I
think that a lot of the kids grew up instead
of finding out who they are from within themselves, they
put their sense of self worth on how many likes
they get more external and it makes it a little
more the world a little less steady, less stable for them,
(02:52):
because if you if you know who you are within yourself,
you're a lot more stable person than if you're looking
for that next like or wanting people to like you
that badly.
Speaker 2 (03:04):
Absolutely, you know where where's your identity at? Right?
Speaker 1 (03:07):
I mean, I think that's something that is so so important,
you know, especially for people who are developing right. I
don't know what the stat is, but I think, you know,
male specifically, I'll speak on behalf of people like me
that you know. I don't think males mentally to develop
until twenty five. I don't know if you've heard anything
of that, but you know, to have that going through
that process is obviously not an easy thing to deal with.
Speaker 3 (03:29):
Oh, absolutely, And you are absolutely right too. It's males
and developed until about twenty five. I think females are
somewhere between twenty one and twenty five. And it's a
cerebral cortex, so you know, as you're developing, you become
a different person. You aren't who you at eighteen, You
are not the person you're going to be at age twenty.
Speaker 2 (03:52):
Yeah, that's so so true.
Speaker 1 (03:54):
And obviously life experiences are a huge part of that too,
and you know with people going to college and things
like that, that all changes everything there as well.
Speaker 3 (04:02):
I'm sure absolutely it's and it's fun to see people
mature into themselves and become you know that the potential
that they were meant to be people are amazing and
I just love to see that growth. And with college,
you're you're in another phase of life where you're you're
(04:22):
getting your autonomy and to be able to find that
from within yourself, it's just an amazing thing to watch.
Speaker 2 (04:30):
Absolutely absolutely.
Speaker 1 (04:31):
So what are some of the conversations that you're having
with this crowd to help them through this as they
you know, have this depression and anxiety you know during
these college.
Speaker 3 (04:39):
Years, talk about, you know, where's that depression and anxiety
coming from a lot of times it is coming from
social media. Will encourage them to, you know, either unplug
from social media for a while, but if that's not possible,
shift to a different social media platform and become a
different person. I'm not big yourself, but start treating it
(05:03):
more responsibly and not worry so much about what other
people are saying about you. If there's something really bothering
you on social media, just step away for you know,
give yourself a weekend at bare minimum to see what
happens if you don't have.
Speaker 4 (05:17):
It with you.
Speaker 2 (05:18):
Yeah, that's a good point.
Speaker 1 (05:20):
And I know Mike, Meghan and I've talked about this before,
is you know, social media for people who are younger,
even younger than college. I'd love your take on that
and what you're seeing the impacts is obviously you get
to see, you know, probably hearing stories on the opposite
end of people struggling with that, and I'd love to
hear kind of what your thoughts are on that and
(05:42):
people you know, maybe in their teens or maybe even
younger nowadays who are seeing social media and the native
impacts of it.
Speaker 3 (05:49):
I think it's it's very dangerous at social media depending
on how young you are. The younger the more dangerous
it is. Looking at the developmental stage that your child
is in, you know, whether they're developing their sense of self,
there's sense of who they're going to be in teenage years.
(06:10):
Kids aren't always nice to each other because of that,
the cerebral cortext hasn't grown in, so they don't understand consequences.
And I think that there was a study done once
with military where when you looked at somebody face to
face and fought them, as opposed to dropping bombs on them,
(06:32):
it made a huge difference in the psyche. It's the
same could be said with social media. If you look
at a person face to face and you bully them,
and you see the effects of that bullying, you're going
to pull back a lot faster. If you do it
via the internet, you don't see those effects and it
becomes crueler.
Speaker 1 (06:52):
Wow, that's such a good point that I don't think
people I think everyone knows, but no one really considers.
And you see all the you know, people who throw
hate online. I mean We have a YouTube channel for
our firm that we give educational content. You know, most
of the feedback is incredible and just grateful, but you
always have the people who will call trolls who are
on there and just you know, saying how bad you
are and saying you're the worst person in the world.
(07:13):
It's like, well, we also do a ton of educational
workshops in the community and no one really gives us
bad feedback there, and that kind of proves your point,
right that people are going to do it on behind
the scenes but not in front of your face typically, right. Yeah, So,
but tell us more and about your team there at
Open Arms Counseling. You know, who do you help, what
do you do? You know, give us some more insight
of who needs to give you a call and seek
(07:34):
out your services.
Speaker 3 (07:36):
Oh well, we have an amazing team we have. If
you look on our website, everybody is on there with
a little bio. We have somebody who will speak to anybody.
So it doesn't matter what walk of life you're from,
where you're coming from, or what kind of counseling you want,
there's somebody there that is going to meet your need.
We have people coming with like I said, anxiety, depression,
(08:00):
grief is a big thing right now, and it's a
way to come in and find a goal that you
want to meet and then connect with a counselor who
has some schooling. You're an expert on yourself. The counselors
and has schooling and is an expert on different ways
(08:21):
to reach goals. And if you come together, it's amazing
the things that happen to reach those goals.
Speaker 1 (08:27):
Absolutely, and I'd love I mean, because obviously your team
is extremely skilled at what you do. You spend hours
training it, you do it every single day. And I
always use the analogy like you know us for financial
planners helping people retire, Like most people haven't retired before,
they haven't proven success. They don't really know what they're
specifically doing, and that's why they hire a professional team. So,
(08:48):
you know, for someone in counseling, I mean, I'm sure
you go through so much study and of human psychology
and why people think the way they do and be
able to help them in a way that they may
not be able to understand themselves because maybe they're clouded
or not fully understanding how their mind's working. You know,
what do you do or how do you communicate with
people to help them through these types of issues.
Speaker 3 (09:08):
Well, you know, from the first time you come in,
the first thing we do is get an idea of
who you are and what's going on, what brought you in.
And then always there's the miracle question. We call it
the miracle question. If you knew everything was right right
now and you no longer needed to come in, what
does that look like? What is your world? And we
(09:30):
find out what that is, and then we put a
goal in, and then we take a look at how
what we're going to need to do to get to
that goal, and then we put little mini goals in
because you don't want to jump all the way to
the first goal. I mean it's like in football, you know,
you don't go straight to the end zone. You make
little hops all along the way, and each little tiny
(09:51):
goal gets you faster or gets you closer and closer
to the big one.
Speaker 2 (09:55):
Yeah.
Speaker 1 (09:55):
I think that's something that we all struggle too, is
we all want it right now, we want it as
fast as we can, and we want it yesterday. I
startle with that, maybe Megan's suitting you're laughing because she
knows that's how I am and how I operate around
the office. But now I think that's a good point,
is that you know, we just need to take the
steps to do the right things and just trust that
we're going to get there over time for sure. So
(10:16):
I guess, you know, tell us more about how you're
helping people through you know, those types of things with
your skill set that maybe is unique that maybe they're
not able to do it on their own, or maybe
that maybe even their friends may not be able to
help them that care for them deeply. They may not
have you the skill set that you all were.
Speaker 2 (10:32):
Skilled to do.
Speaker 3 (10:33):
Oh yeah, one really good thing. If you take a
look at other people, it's so easy to help them.
You can see what's going on in their life because
you're coming at it from an outside place. And when
you take a look at your own life, it's like,
how did I get here? And it's hard to see
all the steps that took to get there. We all
(10:54):
have a very good view of other people, but it's
hard to look into ourselves. So and with your friends.
A lot of people have friends that will just kind
of go along with it. They they're actually they have
a bias, so to speak. So when you come into
a counselor you have somebody sitting in front of you
(11:15):
who has no bias other than the fact that they
want to help you reach the goal that you want
to reach. So they can be honest with you. They
can take a look at what's going on. They can
help you negotiate what choices, help you see what choices
you made to get there, and see what choices you
can make to go to the place you want to be.
(11:36):
I feel like I'm talking in like.
Speaker 2 (11:39):
Abstract No, this is that is such good insight. I
know exactly where you're coming from.
Speaker 1 (11:44):
And when we get back from break here we have
to take a quick break, but when we get back,
I want to dive in further into that. And I
also want to talk about so we do financial planning
for those who are internear retirement, and it's a lot
of counseling, and so I'd love to just have a
conversation with you about kind of what you're seeing on
that side, when I'm seeing on that side, and just
sharing what a lot of people are concerned about or
wanting to get help on. So we'll go ahead and
(12:06):
talk about that when we get back from break. This
is Joe Schmidz and Meghan Castlebury with peak retirement planning.
And we've got Ann Hurst from Open Arms Counseling joining
us here and she'll be on the next segment here
as well.
Speaker 2 (12:15):
And this is what matters on six' TEN. Wtvn but
being so good a blind BUT i.
Speaker 3 (12:25):
Won't be.
Speaker 2 (12:29):
All.
Speaker 1 (12:29):
Right we're back With Ann Hurst Open Arms. Counseling this
Is Joe, Schmidz Megan casterbury failing and For mindy AND
michaela today they are out and we are in and
we're having a lot of fun here. Today AND i
want to kind of touch on what we were talking about.
Speaker 2 (12:42):
In the last.
Speaker 1 (12:42):
Segment you, know we deal with people who have built
up their life savings and now they're in here in.
Retirement and for a lot of our, clients it's a
paradigm shift to go from working every day to having
a purpose fulfillment being around people to now you retire
and you may not have that around. You you're not
going to have getting up every day with that. Structure
(13:04):
you're gonna have to create your own. Structure and you,
know the people who we see succeed in this space
are the ones who are staying active in some way
they have something to look forward, to they're being able
to use Their god given talents to do what they're best.
At and the people that, struggle or the ones typically
that just want to live that life of, leisure which sounds,
great and it may be great for three, months six,
months but then eventually they start to lose that. Fulfillment
(13:27):
So i'd love to see what you're seeing on that
side and what you're dealing with and, see BECAUSE i
know you're seeing you quite.
Speaker 2 (13:33):
A bit of.
Speaker 3 (13:33):
That oh, absolutely and you're absolutely right when it comes to.
This it's the phase of life when you're looking back
and seeing if you made meaning and it's important to stay,
active to stay meaningful and know. That you, know if you,
(13:54):
stop you just start to like atrophy and there's nothing
that you can do about. That you just it does sound,
great you, know to have that leisurely, life but without
looking for something to help continue to use your, brain
to use your, muscles to use you, know everything that
(14:15):
that you can. Use then, yeah it. Does you, see
it's an all over, mind body and physical.
Speaker 1 (14:26):
Decline, yeah and we we've seen, it you know with
clients that we deal. With but again it's like also
like we tell people all the, time like you can,
retire like you. Should you, know want to feel that
you can, retire but we always advise them and sure
you do it the right. Way you, know just because
you retire from work doesn't mean you have to retire from, life,
right just.
Speaker 3 (14:45):
Exactly that's a beautiful way to put it.
Speaker 2 (14:48):
Too, yeah you can quote me if you, want AND i,
KNOW i know it's a good.
Speaker 1 (14:50):
ONE i may steal, that, Yes, No but when we
talk a lot about, THIS i mean it's a it's a,
big big thing to think. About and because like in my,
BELIEF i don't think we should. RETIRE i don't think
retirement should be a real. THING i think that we
should work as long as we. Can it just may
mean it we work. Differently it may not mean we
work in our full time job we've had for the
last forty. Years maybe we use our skill set and
(15:13):
what we've learned in our wisdom at this point to
make an impact in another. Way BUT i don't think
we're called to just not make an impact once we
reach age sixty or sixty five or sixty, seven or
start turning on our social security or. Pension and you,
Know i'm just a believer that there's so much more
out there and use what you've been given and learn
and earn from that experience to be able to give to.
Speaker 3 (15:34):
Others, OH i completely, agree one hundred. PERCENT i actually
have two really good role, models my dad and my.
Uncle my dad he was a, professor AND i mean
to this, day he's ninety two and he has. Coffee
i'm using air quotes with has coffee because some students
who remember, him we'll call him up and, say can
you come and have, Coffee and they'll sit down and
(15:57):
they'll pick his brain and they'll, ask you, Know i'm
going in this, way do you think that's a good?
Way and he kind of is kind of unofficial, advisor
which is fun for. Him and he still keeps reading the.
Books and my, uncle his, brother when he, retired he
retired very very, early and so he just started figuring
out things that he could. Do he's taken college courses,
(16:19):
on you, know, genealogy and he's done a genealogy of
our entire. Family he's whatever it was in his head
that he wanted to do in, life he just figured
out how to do it and now he's learning it
and he's got a few. Degrees that's.
Speaker 1 (16:36):
Awesome and here's one more THING i want to pick
your brain about and just really you, know help you
with your expertise and counseling in. General we work with
we call him The midwestern millionaire AND i actually wrote
a book on, this and they are the best savers
in the, world but they're the worst. Spenders and so
what this means is when they get to, retirement they
are wondering and worried DO.
Speaker 2 (16:57):
I even have?
Speaker 1 (16:58):
Enough and you know what we tell people is if
you have a million dollars or more saved, up you're
in the top ten percent in the entire. Country there's
a very good likelihood that you can enjoy retirement and
be able to even splurge if you have the right
plan in. Place but you, know they've had that paradigm
shift where they now have to go from saving to.
Spending and you, know they're the type of people that
when they go to the store and blueberries are on,
sale they're stocking up even though they're only saving one.
(17:20):
Dollar they feel like it's everything when they have you,
know they just don't know what's going to. Happen what
do you tell people like that when they have a
hard time realizing what's really realistic and being able, to you,
know experience that first potentially regretting.
Speaker 2 (17:34):
It what would you tell someone with that? Experience you.
Speaker 3 (17:37):
Know the weird thing, Is i'm going to use that
ANSWER i always. Used it. Depends first, OFF i want
to see what is it behind. THAT i know that right. Now,
well at least my parents are ninety, two and they
were kids during the, depression and so it is so
difficult for them to spend money because they remember the.
(18:00):
Depression certain things like. Food you mentioned, blueberries it's. Huge
they're having the bit worst time because they believe they
should eat everything on their, plate and the nursing homes
that they're in won't give them a smaller. Portion they're,
LIKE i can't eat all this, Food like it's okay not,
(18:21):
to but, no it's not for. Them so it honestly
depends on what you, know where you grew, up how
you grew. Up if it's somebody who grew up during the,
depression talking to them about you, know yes the depression,
happened and looking at that and saying how did this affect,
you and then maybe rewriting new rules for the here
and now but if it's something that they're going from
(18:43):
spending or saving to, spending taking a look at it
depending on where their BRAIN i, mean some people are very.
Analytical so if you sit down with them and show
them the analytics of you could live until you are
one hundred and sixteen and still have money left, over
that might. Help or even if they're not, analytical just,
(19:04):
saying you, know what is it that you want to? Do,
okay so this is how you have the plenty of
money to do, that even if you decide to do
some extra self too.
Speaker 1 (19:14):
Exactly and you hit the nail on the head of
what we specifically do for clients is one understand their
specific situation and then run the numbers and see what's
realistic and then have it be in front of. Them
SO i love that you're on the same page on,
that and we're going to wrap up, here But megan's
got a question for you before we get off the
air that she wants to ask you.
Speaker 4 (19:33):
Here, yeah thank you so, Much hann for just sharing so.
OPENLY i can hear your heart and everything you're. Saying
i'm sure everyone else Listening ken as, Well but what
would your encouragement be to someone who's listening to this
and saying that is. ME i KNOW i need, help
but they're afraid to raise their. Hand they're afraid to
take that step to get the help that they know they.
(19:53):
Need what is your encouragement to that?
Speaker 3 (19:55):
Person you know what my encouragement would be that you
know it's it's scary to reach out and make that
first phone, call but that's all you need to. Do
make that first phone call and come. In and when
you come, in you will find the most, welcoming affirming
place where it's safe and you can talk about anything
(20:17):
that you need to talk, about and you can reach
whatever goal you want to. Reach the scariest thing is
just picking up the phone the first.
Speaker 1 (20:24):
Time, absolutely AND i appreciate your sharing that In it's
just one step can make every difference in the. World
so we encourage people to do, so and we appreciate
your joining us, here and we're going to take a
quick break here and this is what.
Speaker 2 (20:35):
Matters on six' ten wtvn
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com