Property Investments, Social Security Shake-Ups & the Future of Retirement Benefits

Hosts Rob Field and Kristin Castello share practical insights on evaluating real estate as a passive income stream—covering the numbers, the pitfalls, and common misconceptions from rapid home appreciation during the pandemic years. Learn about the true costs, time commitments, and the less obvious tax implications of rental ownership, including depreciation, passive loss rules, and how to plan for those tricky negative returns. 
 
Switching gears, the show breaks down the recent surge in Social Security retirement claims, explores the impact of the 2025 Fairness Act, and discusses strategies current and future retirees can adopt as the trust fund faces depletion. The hosts emphasize that Social Security alone may not be enough for a comfortable retirement, stressing the need for comprehensive planning that considers mental and emotional readiness alongside financial security. 

This episode is packed with knowledge for anyone considering real estate investment or concerned about their retirement outlook in a changing economic landscape.