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August 18, 2025 39 mins
On this episode of Dollar & Sense, hosts Joel and Chet dive into two hot topics that are reshaping financial futures: the rising cost of college and the common fear of investing. Whether you’re sending kids back to school or gearing up for your own academic journey, you’ll get eye-opening insights into how families are really paying for higher education—and smart alternatives that can save you from years of debt. 

But that’s not all! If you (or someone you know) are hesitant to put money into the stock market, this episode breaks down why waiting for the “right time” to invest is often the wrong move. With real-world examples, fresh data, and engaging banter, Joel and Chet reveal how starting early and sticking to a plan can make a huge difference—whether you’re saving for college or retirement. 

Don’t miss practical tips on tax-advantaged savings accounts, the truth behind inflation and interest rates, and a behind-the-scenes look at how Dollar & Sense became one of Feedspot’s top financial podcasts. Tune in and get inspired to take action for your financial future! 


💵 About Dollars & Sense: 💵
Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions. 

👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.

About Joel Garris:
Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.

➡️ CONNECT WITH US: 
Facebook: /NelsonFinancialPlanning
Twitter: /nelsonfinplan
Instagram: /nelson_financial_planning
YouTube: @nelsonfinancialplanning2202
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