KCAA: The Empire Talks Back with Wallace Allen (Sun, 14 Sep, 2025)

KCAA: The Empire Talks Back with Wallace Allen on Sun, 14 Sep, 2025

Episode Transcript

Speaker 1 (00:00):
Nineteen thirty two Door.

Speaker 2 (00:08):
NBC News Radio. I'm Lisa Carton, the governor of Utah,
says Charlie Kirk's assassination suspect is deeply indoctrinated with leftist ideology.
Republican Spencer Cox told CNN State of the Union that's
been learned through interviews involving Tyler Robinson's family and friends.

Speaker 3 (00:25):
It is important again to understand how someone gets radicalized
like this. As much as people wish it wasn't or
don't want it to be this, these are the facts.

Speaker 2 (00:34):
Governor Cox talks about Tyler Robinson's partner.

Speaker 3 (00:37):
The roommate was a romantic partner, a male transitioning to female.
I can say that he has been very cooperative.

Speaker 2 (00:46):
Cox said investigators are working to try and determine Robinson's
motive for murdering Kirk, the conservative activist who was killed
by a single gunshot while speaking during a college event
in Utah. Robinson is set to be arraigned on state
urder charges Tuesday, and is also expected to be charged
federally at some point. Another top official in the Biden

(01:06):
administration is criticizing the former president. Former Transportation Secretary Pete
Boodajidj told NBC's Meet the Press Biden should not have
run for reelection. He added, Biden should have quote made
that decision sooner. Boodhajidj was responding to an excerpt from
former Vice President Kamala Harris's upcoming book, where she called
Biden's decision to seek re election reckless. Boudhajig insisted he

(01:29):
was never part of the process of deciding whether Biden
should have run again. Parts of President Trump's itinerary for
his state visit to the UK next week are being released.

Speaker 4 (01:39):
Rory O'Neil reports President Trump and the First Lady are
set to arrive in London on Tuesday and will be
guests of King Charles at Windsor Castle. During the three
day visit, the President will visit the tomb of the
late Queen Elizabeth the Second and lay a wreath there.
He will also meet with Prime Minister Kirs Starmer, who
recently visited the White House to discuss the war in Ukraine.

Speaker 2 (01:58):
Anti Trump protesters are expected to be out in force.
You're listening to the Latest on NBC News Radio.

Speaker 5 (02:06):
One of the best ways to build a healthier local
economy is by shopping locally. Teamster Advantage is a shop
local program started by Teamster Local nineteen thirty two that
is brought together hundreds of locally owned businesses to provide
discounts for residents who make shopping locally their priority. Everything
from restaurants like Corkis, to fund times at SB Raceway,

(02:30):
and much much more. If you're not currently a Teamster
and you want access to these local business discounts, contact
Jennifer at nine oh nine eight eight nine eight three
seven seven extension two twenty four give her a call.
That number again is nine oh nine eight eight nine

(02:50):
eight three seven seven extension two twenty four.

Speaker 6 (02:56):
Shaggy to Swaggy says, if you're thinking about leaving your
pet in the car wash, even for a short time,
think again. Heat stroke, dehydration, and even death occurs in
only minutes, So leave your pet in a shaded, cool
area with water, or just leave them at home. This
message is courtesy of our good friends at Shaggy two
Swaggy Pets, located at three four one one Arlington Avenue
and Riverside. They're always working to keep our community moving

(03:18):
in a positive direction. For more information, give them a call.
It nine by one seven four two five six seven four.
That's nine fy one seven four two fifty six seventy four.
That's shaggy two swaggy pets.

Speaker 7 (03:31):
This program sponsored in part by Absolute Custom Painting. Custom
Painting you can trust. It's time to clean up and
spiff up your home and add some curb appeal to
your life. Absolute Custom Painting covers the hole in an
empire with a brighter shade of color. No job is
too small, and perfection is their goal. Absolute Custom paint
specializes in affordable residential paint makeovers for a no cost

(03:54):
estament and to dream a little called nine five one
seven ninety seven zero five zero eight. That's nine five
one seven nine seven five eight for Absolute Custom Painting.
Ask about their seasonal paint specials where you can save money.
They're proud to make our world in communities more bright,
colorful and clean. Absolute Custom Painting with painters you can trust, licensed,

(04:16):
bonded and assured California contractor number eight zero eight nine
three one.

Speaker 8 (04:28):
Hi, folks, it's Milan Vukovich from the Tahibo Tea Club.
We just received our first shipment since the new tariffs,
and because our tea is harvested deepen the Brazilian rainforest.
We had to pay a fifty percent import tariff just
to release it. Once we run out of our current inventory,
prices will go up right now. You can still stalk
up at today's pre tariff prices by calling us at

(04:49):
eight one eight six one zero eight zero eight eight.
One pound of original pure powder r COO Tahibo Tea
is forty nine to ninety five. Or take advantage of
a multipac discount such as buy three pounds get one free.
That's a four pack discount of twenty five percent for
one forty nine ninety five. Or buy five pounds get
three free that's an eight pack discount to thirty eight

(05:11):
percent for two forty nine ninety five. Stock up now
call us at eight one eight six one zero eight
zero eight eight or visit to Hebot club dot com.
That's eight one eight six one zero eight zero eight eight.

Speaker 1 (05:29):
I'm realling b.

Speaker 6 (05:33):
The Vibe Health and Wellness Festival brings you the Inland
Empire Pickleball Classic sponsored by University of Redlands i e.
Mental Health Training and Integration Center, this September twentieth at
eight am to three pm at the Gonzales Community Center
at one hundred eleven West Lagonia Avenue in Redlands. Register
now at Vibe Festival of Wellness dot com. That's Vibe

(05:53):
Festival of Wellness dot com bringing you the Inland Empire
Pickleball Classic I'm reading Come.

Speaker 9 (06:02):
This segment sponsored by our friends at the All News.
Sammy's Restaurant Sammy's is now open in Kalamesa at Exit
eighty eight off the ten Freeway next to the Jack
in the Box in the former Bob's Big Boy Restaurant.
Not to name drop, but Sammy's in the former Bob's
is a lot like Norms. It has an extensive menu
with multiple restaurants in rialto in places like Upland and Ranchukumonga.

(06:23):
Samm's is a great place to dine. Their menu is
very similar with their American trio of delicious steak, shrimp
and chicken and an expansive menu. You won't go hungry
and you won't go broke at Sammy's. You can come
meet Sammy and his family. Sammy was a chief cook
for Norms for years and it shows in his menu.
Sammy's is a great place to meet the family, friends,
or have a community meeting. You can ask about their

(06:44):
private meeting room, available for parties of fifteen or more
on a first come, first serve basis. Sammy's is now
open from six am to nine pm every day at
five point forty sandal would drive off of Exit eighty
eight at the ten Freeway in Kalamesa. Looked for the
Big Boy statue. It's still there. We thanks for returning
to this station as a loyal sponsor. You can find
more info about Sammy's at Sammy'scafe dot Net. At Sammy'scafe

(07:07):
dot Net well, you can also find discount coupons to
save money. And by the way, Sammy's has free Wi
Fi too. Sammy's and Kalamesa Ray, also one of their
other locations, are ready to serve you. Sammy's is now
open in Kalamesa.

Speaker 5 (07:24):
Are you graduating high school soon and wondering what to
do next? College is one option, but why not consider
the high paying jobs made possible by union power Labor
Union Teamster's Local nineteen thirty two is open to training
center to get you into the high school to high
paying job pipeline. You'll learn all the skills needed to

(07:46):
excel in opportunities across industries. Visit nineteen thirty two Trainingcenter
dot org to enroll today. That's nineteen thirty two Trainingcenter
dot org.

Speaker 7 (08:02):
It's your favorite show.

Speaker 5 (08:04):
Download the podcast at casey a A Radio dot com
casey a A.

Speaker 10 (08:29):
We're a wanna and never let anybody say I just
can't make it because of people.

Speaker 11 (08:36):
Mons in your voice, no mody to ask you.

Speaker 10 (08:39):
A crown and we have mine.

Speaker 6 (08:41):
Try moving on.

Speaker 10 (08:47):
That mass of moving on, we're living mopings. Then we're
two from looking back and we're a winner. Everybody, Russia,
I can't lead us trying to.

Speaker 1 (09:09):
Yeah, I don't care where you don't come from. All right, now,

(09:33):
all right, this is Empire Talks Back. I'm Wallace Allen
here on the case for truth justice with the right
information to help improve the situation. Empire Talks Back is
brought to you by West Side Story Newspaper and the
Improved Association. Because we can all improve. I'd like to
make a quick announcement about the COVID nineteen Funeral Assistance

(09:54):
Program FEMA. As inefficient as some folks would like for
FEMA to be, FEMA will continue to provide funeral assistance
until September thirtieth, twenty twenty five. That's the end of
this month. To those who've lost loved ones due to
the pandemic up to nine thousand dollars, hey give them
a call. Eight eight eight six eight four sixty three

(10:17):
thirty three Monday through Friday, nine am to nine pm.
There's enough sadness involved with with the death. Having to
chase and find the resources to pay for it only
makes it worse. Speaking of death, there's some people who

(10:43):
are trying to kill America. Well, I want to tell
you real quick now, it's time to dump Trump. I'm
going to say it again so in case you missed it,
it's time to dump Trump. Placing armed the military on
the streets of our American cities and having people arrested
by masked men in unmarked cars, that's a step towards
replicating Nazi Germany. I'm not for it, and I don't

(11:06):
think you should be either, and I think it's important
for us to recognize it. It is time to dump Trump.
You need to notify your elected officials that you would
like to see this man impeached and fired, impeached and fired,
not impeached and alone, impeached and fired he was impeached

(11:28):
several times in his last administration, but they didn't fire him.
They just kind of called him and called him and
made him feel enough to think they did it's okay
to come back with his vengeance. Stand well, I'm not
for that. America. America has made us a promise. It

(11:49):
made us a promise based on aspiration. Not that America
started perfect, but America said we want to be perfect.
I need to describe their description of their description of
perfect in our constitution things that we want. We want equality,
We want access to resources for everybody. We want people

(12:10):
to feel that this is the greatest place on the planet,
and we want to welcome them in so there can
participate and help us succeed in our aspiration. Part of
that says you can say what you want to say
as an individual, but our aspirations as a nation, our
policy is to seek equality. So we can have racists

(12:32):
standing up talking crazy as they want to talk. We
can have you know, people to other people talking about
walking the stairsteps to heaven. You know, all of those
may seem a little fringe for everybody somebody, but inside
of that is a truth, and our policy as a
nation is to move in that direction. That's the obligation
of our president to set that imagery, not to blow

(12:57):
his nose on the flag and then tell other people
they should burn it. We had a death this week.
Charlie Kirk, a Popular Republican Party political organizer, was assassinated
this week. He spoke against descendants of victims of crime
and atrocity such as slavery receiving reparations. Now, if slavery,

(13:20):
which definitely included mayhem, rape, and murder, did not happen
to you, as far as he's concerned, there should be
no reparations for you. However, I am sure that he
would want his recent death to generate reparations for his
grieving widow and child children. He questioned the qualifications of

(13:42):
black airline pilots because in his mind, they cannot be
qualified and are simply taking the jobs that belong to
white people. The fact that as a gun's for All
advocate who stated that some deaths by gun is the
price of the freedom to own it, I still regard
his death by gun as tragic. However, as tragic as

(14:05):
his death is, the Trump administration's flagged half mass for
our hero response has a sting to it. Though I'm
not surprised by Trump's attachment to other occupants of America's
hate and racism pit, I'm still stung by it. Americans'

(14:26):
aspirations deserve better. Well, what should we do? I said?
We have to remember who we are, lean on the
knowledge of what our ancestors came through, not just surviving
but thriving despite slavery, despite Jim Crow, despite klu Klux Klan,

(14:47):
despite institutional racism and police violence, despite educational and health
care disparities. Through it all, we black folk have woven
some of the most beautiful, outstanding threads into amazingly impressive
and dynamic images on America's historic fabric. We are the

(15:10):
soul of America. White America is still reeling from slavery stain.
Their DEI battle is simply another chapter in their continuation,
in their continuation of the Civil War. As they continue
their fight, the echo of slavery is still demonstrated by

(15:31):
the vital statistics of the Black community in matters of
the high Black infant mortality rate, the general health of
and access to healthcare, the highly disproportionate Black unemployment rate,
our children's educational experience, our disproportionate population and penal institutions,

(15:53):
the lack of economic wealth. That disparity is so obvious,
and then we die than anybody else. All of those things, however,
are better than they were during slavery, but none of
which of what we aspire for them to be. We
have to avoid distractions and keep on keeping on. We

(16:16):
have to regard every obstacle as an opportunity to express
our brilliance. We have to keep on keeping on. And
as we keep on keeping on, we're going to take
us a short break here so you can enjoy that
great oxygen that fills your veins with the come up

(16:37):
and the ability to keep on going, because, as I said,
we got to keep on keeping on. We'll see you
right after the short break.

Speaker 11 (17:00):
Publisher legal notice in West Side Story newspaper for the
best service and the best rates called nine o nine
three eight four eight one three one. Publishing legal notices
in the City and County of San Bernardino.

Speaker 12 (17:10):
Since nineteen ninety, West.

Speaker 11 (17:12):
Side Story provides friendly expert service called nine oh nine
three eight four eight one three one to benefit from
budget friendly rates, whether a fictitious business name, a name change,
a divorced summons or any other legal or public notice
called West Side Story newspaper nine oh nine three eight
four eight one three one. Nine oh nine three eight

(17:32):
four eight one three one. That's nine oh nine three
eight four eight one three one.

Speaker 1 (17:48):
This is im Paratos back. I'm walling the sound and
I am back. We have a it was surprised guests.
Yesterday My wife was, you know, day passed her birthday,
and she been on me about daddy. I want some
fried green tomatoes where we went. And I'll tell you what.
I spend a lot of other kind of money trying
to find fried green tomatoes. And finally Google said, hey,

(18:12):
you need to go out to a place called Georgia's.
That's Georgia. Like Georgia. I'm still auditioning. In one of
these days I'll get discovered. But Georgia Restaurant out in
East Skate on the East Skate Plaza one of the
easiest places to get to. Once you get to it.

(18:33):
It's right off of Limonite. It's on Limanite, right off
the fifteen freeway. And when you go west on Limanite
and go it to the gateway, you make a right
turn and then you make the first right turn and
there you are at Georgia's. Now. I could spend a
lot of time telling you about the menu, but then

(18:53):
I think I have the manager of the shop on there. Jay,
Are you there? Hey?

Speaker 13 (18:58):
How's it going?

Speaker 1 (18:59):
God is great. I'm extremely grateful, young man. How are
you doing?

Speaker 12 (19:03):
Ah?

Speaker 1 (19:03):
Man, blessed.

Speaker 13 (19:05):
It's blessed to be here, blessed to be awake today.

Speaker 1 (19:08):
Everybody doesn't know that blessing. Some of us just take
it for granted, get up and run around with our
bad ass attitude and spread it around other people. But
I really really appreciate the fact that you h Of course,
you got a great place to go to work. I mean,
if you didn't do anything but smell the food that
you're cooking all day, you'd be in a good mood. Uh.
Tell us a little bit about George's restaurant. How long

(19:29):
have you guys been open there in Eastgate?

Speaker 10 (19:32):
Uh?

Speaker 13 (19:33):
So we've been opened up in east Vale, East Dale.

Speaker 1 (19:36):
I'm sorry, yes, the last two years.

Speaker 6 (19:40):
Man.

Speaker 1 (19:40):
You guys should have sent somebody by my house and
let me know. I'll tell you that would have That
would have helped a lot. But we're going to do
our best to let up a lot more people know
about the fact that you are there.

Speaker 11 (19:51):
Uh.

Speaker 1 (19:51):
Matter of fact, I'll ask my in studio guests later
if they were aware, because you know, they're they're younger
than I am. They probably maybe heard it about you
on the internet or something like that. But you guys
have tell us about the food that you that you
focus on. You got a great menu here. I'm not
going to try to read it all. But you're open
on Sunday, right, yeah, yeah.

Speaker 13 (20:13):
We open on Sunday's at ten o'clock. Now very yeah,
well served brush hours, but we went back to ten o'clock.

Speaker 1 (20:20):
Very good. And I'll say that you guys serve your
food not on a little plastic plates or to gold boxes,
but you serve it on you know, fine china, nice
heavy spoons and stuff like that. I don't know if
you do that to keep people from putting them in
the purse, but it's a it's a pleasure to eat
on plates and with silverware and not plastic. And you know,

(20:46):
in terms of being able to eat food that is
customarily Southern food, associated with soul food, et cetera. So
I'm telling you yesterday my wife was able to fulfill
her desire to have Friday green tomatoes. But they on
the way to that, you know, we had I had

(21:09):
some chicken tenders that were drizzled with sweet, sweet, sweet
potato juices. I'll call it man, Yeah, we call those
season yam tenders amazing. I had a bowl. I had
a cup rather of gumbo. That's bigger than a lot

(21:31):
of bowls of gumbo that I've paid for.

Speaker 12 (21:34):
That.

Speaker 1 (21:34):
We're nowhere near as good as what you were doing there.
What are your hours?

Speaker 13 (21:41):
So we are open from nine to nine Monday through Friday,
and then Saturday Sunday we're open from ten to night.

Speaker 1 (21:50):
From ten to night, so today you're open until nine o'clock.
My friends who are in church won't get to hear
me right now, my other friends who considered this church
this as church. You're listening to me, and I'm telling you, guys,
it's worth to drive. They're right off the freeway. That
means they're within twenty twenty five minutes of where wherever

(22:12):
you are, whether you be in Riverside, San Bernardino County.
If you're under this signal, you are twenty five minutes
at the most away from Georgia's restaurant. And I encourage
you guys to go out there. They do dine in,
they do takeout, they do catering, and there's a big
old party platter. Let me see. They they have the

(22:36):
Saint Louis barbecue ribs, they got try tip, they've got
black and catfish. My wife had also an order of
shrimp and grits. You know what she said, and this
is a compliment. She said, these grits are almost as
good as the ones I cook at home.

Speaker 13 (22:56):
Oh well, that's that's the blessing to hear, bro that's
a blessing to hear. And that's all we try. We
thrive for. We want to make we give out great
customer service with the great experience.

Speaker 1 (23:05):
Great customer service. I think after we ordered, our food
was at our table within five minutes. And you know,
if if that means you guys knew we were coming
and you cooked it and you knew what we were
going to order, that's great. If you guys, I don't
know how you did it. What you know what your
process is and you know delivering and cooking the food.

(23:25):
But it was right on time. It was very hot,
and it did not feel that it was pre prepared
at all. I'm I'm very happy to uh tell people
that now. And you have fish, I see real tilapia,
fried catfish. Uh, we got pork chops, you got black
eyed peas. If I go through your list of sides

(23:48):
you've got, you've got to be and on and on. Yes,
it does, it does. Is there anything you'd like to
say special about working there at Georgia's or from your experience?
Give you a couple the free seconds here.

Speaker 13 (24:02):
Yeah, it's all about the people that come in and
enjoy the time with us. You know, they're all the
ones that make it worth the while. You know, everybody
else comes in with a smile, and that's what we
want to deliver for everyone here out in East Fail.

Speaker 1 (24:17):
Okay, So people can order online and or they can
can they call in in pre order? Oh?

Speaker 13 (24:22):
Yes, they could definitely call in pre order. You know,
we do catering, as you mentioned earlier.

Speaker 1 (24:29):
Okay, Well, I figured that my listening audience is probably
more inclined to come to your East Fale store. But
I see that you have one at Anaheim and it's
well as in.

Speaker 13 (24:40):
Long Beach, So yes, sir, and one all the way
in Irvine. Off of with a five and the four
or five.

Speaker 1 (24:48):
Congratulations to all of us who have access to you
that didn't know about it before today. Congratulations, folks, you've
been informed and you've got Let me give you a
phone number. It's nine nine nine six six forty four
zero three. Is that correct? Yes? Nine or nine nine

(25:08):
six six four four zero three. Listen. I'm not one
to beg for myself. Well maybe now and then I do,
But I like begging for my audience. Is there anything
that my audience could say that would entice you to

(25:28):
give them a little discount or a little something free
of free chicken wing or you know, a spoon of
gumbo or something like that if they said, I heard
you on the radio talking to about brother Wallace, with
that help with Is there anything you can do? I
understand you're just a manager, You're not the owner. I
don't want you to get fired, you know, because you
just got excited about being on the radio. But is

(25:51):
there anything that I could beg you to do? You know,
I could sing you a song?

Speaker 9 (25:57):
You know?

Speaker 3 (25:57):
What do you think.

Speaker 1 (26:01):
You know?

Speaker 12 (26:01):
Uh?

Speaker 13 (26:02):
Michael Jackson and break barrow?

Speaker 1 (26:04):
Bring back Michael Jackson?

Speaker 11 (26:05):
Now?

Speaker 1 (26:06):
Can you place?

Speaker 9 (26:07):
You mean?

Speaker 1 (26:08):
In real life? You want to go to This guy
is tough.

Speaker 5 (26:12):
I like you.

Speaker 1 (26:13):
You're very very very right. Uh. I run a business
and you're doing a great job, and we appreciate it,
and we appreciate you joining us this morning. Folks, I
encourage you get out to East Vale, make a phone
call on your way if you have any problem about
directions nine O nine nine sixty six four four O

(26:33):
three Jay, God bless you. Thank you for your your time,
and get to work man, so we know that you're
going to be over there and being sure.

Speaker 13 (26:40):
That we guys. Again, I really appreciate the call.

Speaker 1 (26:43):
You got it. God bless you. Thank you, thank you,
thank you. We're gonna take another really short break. Before
we get to that break, I think i'd like to
make a quick announcement regarding our friends that in fight
a Stem, if you're struggling to deal with slow healing
wounds or stubborn skin problems, try vite a stem by

(27:05):
via Derma. It's a breakthrough topical solution trusted by medical
professionals and families all across the nation. Vita Stem's advanced
formula delivers fast, powerful results for cuts, burns, diabetic ultures,
and even nail fungus. Just a few drops helps speed recovery.

(27:25):
Trust your skin to science. Ask for via STEM at
your local pharmacy or visit the via derma dot com
to learn more. That's VI I D E r m
A dot com. Always follow label directions. Consult your healthcare
provider for serious conditions. This is IMPROD talks back on

(27:46):
Wallace Allen. When we come back, I'm going to be
able to introduce you to Latanya Grier. She didn't say doctor,
but I will. It's doctor Latania Greer. She's going to
tell us about some of the things we can do
to help fill in that wealth gap that I was
talking about in terms of America's aspirations for our brilliant

(28:08):
future and contributing to not only the health of America,
but the benefit of the world would be right back.

Speaker 11 (28:23):
Publisher legal notice in West Side Story newspaper for the
best service and the best rates called nine o nine
three eight four eight one three one. Publishing legal notices
in the City and County of San Bernardino since nineteen ninety,
West Side Story provides friendly expert service called nine oh
nine three eight four eight one three one. To benefit
from budget friendly rates, whether a fictitious business name, a

(28:45):
name change, a divorced summons, or any other legal or
public notice called west Side Story newspaper nine oh nine
three eight four eight one three one nine O nine
three eight four eight one three one.

Speaker 12 (28:58):
That's nine O nine three eight four eight one three one.

Speaker 1 (29:17):
We're back. Oh my goodness, I have with me a
very powerful person. She's a little too young to be
as powerful as she is, but she is. Latanya Greer.
She's the founder of LSG Legal, a California based a
state planning firm. She's passionate about helping everyday families make

(29:42):
sense of a state planning so that they can protect
their loved ones and avoid the stress of probate. Boy,
that is a stressful situation, passing dying and then having
to worry about the fact that, oh, Daddy didn't leave
a will or mom didn't leave will, and all of
a sudden, I got cousins and aunts from all over

(30:03):
the country coming in with I will use and things
like that. Well, Latanya uses an educational first approach to
make a process that can feel overwhelming. That a process
that can feel overwhelming, simple and doable, that's not right.

(30:24):
An education first approach to make a process that can
feel overwhelming become simple and doable. Now that makes a
lot of sense. So, miss Tanya, how are you this morning?

Speaker 12 (30:36):
I'm doing well, mister Allen, thank you for having me.

Speaker 1 (30:39):
I understand from people who attend church with you that
you've got a beautiful singing voice. And however you didn't
want to share that with us this morning. I don't know.

Speaker 12 (30:47):
You know, that's the skill I always wish I had.
And then I just said, at some point I got
to be grateful with the gifts God gave me in
a beautiful singing voice was not one.

Speaker 1 (30:57):
I'll tell you something that before we get involved. My mother,
as she enters her ninety ninth year, has all of
a sudden acquired an ear She can sing and keep
on tuned. I mean, and it's amazing to me that

(31:18):
out of nowhere, all of a sudden, I've got blues roofs. Mom.
I love you, and I'm serious, you know, and I've
told you your singing voice is amazing to me. Anyway,
as we get older, we find that things that were

(31:40):
frivolous to us earlier, or things that we just were
not interested in earlier, all of a sudden become very
critical and very important, and the feel that you're in
financial planning. Estate planning is one of those things that
I think most young people and most people in general say, well, yeah,
you know, I'm first of all, I'm going to live forever,

(32:03):
and that means I'll be here to deal with whatever
boys that my parents are for whatever they didn't do.
But we find that there's something about aging that kind
of makes us a little wiser, but also takes away
some of the energy that that wisdom would be able
to otherwise, you know, help cover some gaps here. Why

(32:25):
are you doing what you're doing and tell us a
little bit more about exactly what you're doing.

Speaker 12 (32:29):
That's a great question and a couple of great points
you bring up. I chose the state planning. I didn't
know when I went to law school that's the area
that I want to practice in. I was newly married
at the time and just learning and reading a lot
about becoming financially financially literate and well, my husband and
I were doing a lot of that work in our

(32:50):
personal lives, and because we didn't get a lot of
it when I was growing up, Like my parents worked hard,
my grandparents worked hard. I got that lesson down. We
didn't always talk about how to make the money you
worked hard for work hard for you. And so I
was learning that. I took a class, an elective in
law school about estate planning, and as soon as I

(33:12):
as soon as I took that class, I realized that
that was a missing piece, especially for communities of color,
and so I decided that when I was finished, I
would that's the area I would practice in. I didn't
start law right away. I actually was in education K
twelve for over twenty years, and then I got sick,

(33:33):
I had something happen to me, and at forty two,
I found myself having to retire and give up my
principal position. And so you know, during that time I studied,
I took the bar, and I passed, and I decided,
I'm not going to work for anyone else anymore. I'm
going to start my own firm. And I decided that
would be an estate planning firm. And so, because I'm

(33:53):
an educator, I always think about how do I share
information with people in a way that makes sense and
in a way that I know that they can process.
And I'm a state I'm passionate about a state planning one,
just because I've seen in my own personal life so
many families that are disrupted. You see chaos and discord

(34:15):
when someone passes away because there wasn't a plan. And
even as an educator, prevention was always important for me.
I always think about how can I stop this behavior
from occurring? How can I create a better place so
that the conditions will be there for learning? And I
think about estate planning the same way. How can we
prevent some of the situations that we see later when

(34:35):
someone passes the idea of having to have car washes
to scrounge up money from for a funeral because there
wasn't a plan, I find that heartbreaking. The other thing
that stands out for me is we work so hard
to get the things that we have. I just recently
lost my grandmother in July. And one thing that I

(34:57):
learned from my grandma, besides hard work, she bought it
a home in nineteen sixty seven. And it's crazy because
I was just actually I was looking at some of
her paperwork. She paid fifteen thousand dollars for our home
in nineteen sixty seven. That thing's been paid off since
the nineties. But sometimes what we don't think about that
home was everything to my grandmother. Her intention was that

(35:18):
it would be shared amongst her seven sons, that it
would stay in the family. You can't make sure that
happens without a plan. You can wish all you want,
and the state plan is what's going to help you
make sure that things are distributed the way that you
want them to be. And so my grandmother's house now,
I don't even know how much it's worth. At least
five six hundred thousand dollars, it's in La County. That's

(35:42):
a huge asset now, and I don't know that she
would have thought about that back in the day, but
she was smart enough to get the house, to keep
it and make sure it was paid off.

Speaker 3 (35:50):
No.

Speaker 1 (35:50):
One thing we hear people say is they don't create
more land.

Speaker 12 (35:53):
They do not create more land. It's at a premium.
And if you live in California, you own a home
that's oftentimes people's biggest.

Speaker 1 (36:00):
But as an educator, when you were teaching school school,
you've always had the students who needed it most be
the ones who shunned it.

Speaker 12 (36:12):
Yeah, we don't always come and find.

Speaker 1 (36:14):
It, yes, And I would imagine that because basically what
you're talking about here is assurance and insurance, and when
you mentioned that aspect of it, then all of a sudden,
people's attention spans tend to go the other direction. I
sold insurance myself for a short time, and it was
a short time because I realized that I wasn't running

(36:37):
into customers who really wanted to talk to me. And
I would imagine that as we look at estate planning,
the people who need estate planning have probably already worked
it out, and the folks who, well, the folks who
need to realize that they need estate planning are kind

(36:58):
of hard to catch up with.

Speaker 12 (37:00):
And I know where you're going with this.

Speaker 1 (37:01):
Yeah, And I'm asking you, know, how does a you know,
a nice, soft talking, you know, sweet lady like yourself
get past the attitude that I'm sure people give you
when you speak to them about estate planning. I mean,
they don't welcome you into the atmosphere in most cases.

(37:21):
Or am I wrong or is that just my attitude?
I don't know.

Speaker 12 (37:24):
So it's a couple of things. You bring up some
really good points. You would think that people who know
would have it, but a lot still don't. So there's
two mints. There's one that you know, there's people who've worked,
they have the assets, they know about it, and they
should get it. It doesn't mean they've always they're always
on top of getting it, so they don't always have
that sense of urgency. And so estate planning, unlike other

(37:47):
practice areas of law, it's not always urgent in top
of mind for people. It's not usually until something happens,
maybe they witness something in their own personal lives or
through a friend, when they realize, oh, I got to
take care of this. So sometimes that's an impetus. The
other group of people you mentioned, they don't necessarily come
looking for it, and so I think one of my
strengths I have to go out and look for these people.

(38:09):
I have to go out and find them. And so
one of the ways I do that is I offer workshops,
and the workshops are free. I do one hour workshops,
sometimes less depending on the group, and I talk about
what estate planning is.

Speaker 1 (38:22):
Do you emphasize that estate planning is something that affects
them and their families only after they die, or do
you emphasize the fact that estate planning helps prepare them
to better take advantage of their assets while they are alive.

Speaker 12 (38:40):
Yeah, I give them a complete picture because people often
don't under the big.

Speaker 1 (38:44):
Difference in preparing for my death, yes, and preparing for
an advantage that I can access while I'm alive.

Speaker 12 (38:51):
I think that's why you have to have the education.
So we don't just talk about documents. Yes, we talk
about how it can solve problems for you now and
for your family when you pass.

Speaker 1 (39:01):
The introduction is what allows.

Speaker 12 (39:04):
The door to open, yes, sir, Yes, sir, I guess.

Speaker 1 (39:07):
And what I'm saying is, as I introduce you to
our audience today, are you able to tell them how
estate planning can help them today tomorrow while they're alive,
become better and securing their aspirational position as opposed to saying, well,

(39:27):
at least I'll be able to help my kids and grandkids,
which is extremely critical and important. But even on the airplane,
you know, as it's getting ready to go down, they say,
take care of yourself first, oxygen on yourself first. Once
you're secure, now you're in a position to help someone else.

Speaker 2 (39:45):
Yeah.

Speaker 12 (39:45):
So in our planning, we do comprehensive planning. So we
have a plan for you in life, so we will
help you, will create power of attorneys. So if something
happens to you right now and you need help, you
can't make financial decisions for yourself, we're going to make
sure that's part of your plan. If something happens to
you or your spouse and you can't make medical decisions,

(40:06):
we're going to make sure you have that Advanced Healthcare Directive,
the the HIPO authorization so that the doctors in medical
personnel are able to give your family the information they
need to make that those decisions. And the and the
beauty of that is you get to choose who those
people are, because it's not something you want the court
having to decide for you. We want to make sure

(40:26):
you have someone you trust who makes those decisions. So
that's the plan for life, making sure those documents are
there if needed. And then we also because those documents
you can easily do by yourself online, but we want
to make sure that they all work together. And so
whatever we put in those documents, we want to make
sure they match what you want in your trust. Oh yeah,

(40:51):
things always look you're watching you too.

Speaker 1 (40:54):
You know, following that the directions, yeah, you know, and
end up at the up in the mountains somewhere off
on a dead ended road. Yes, the directions didn't necessarily
account for the new road or the road that's being
worked on. A lot of wheeling and dealing going on

(41:15):
with young folks, and and sometimes the things that they
do because they're doing so well. You know, they got
a house. They may even have two houses, but they
have them in their name, and that wheeling and dealing
that they're doing sometimes could actually cost them their house. Now,
what could you do to protect that wheeler and dealer

(41:37):
today put this house out of a danger of being
absorbed by his reckless investment.

Speaker 12 (41:48):
Yeah, that protection, their asset protection. That's a huge part
of the state planning. One of the things we always
do when we meet with clients is we talk to
them about what their goals are because there's a balance.
We can definitely use a trust to help with asset protection,
but there's different types of trust, so you might care
about that more now or later, and so there's revocable trust,

(42:08):
there's irrevocable trust. When we make that decision, we have
to really take a look at what their goals are
now in the future, because sometimes the more protection you have,
the less easy it is for you to get to
that money are those assets, and so if that's not
something you want right now, we may put that off
for later. And so it's so important that you talk

(42:30):
to clients not just about what their goals are, but
for short term and long term. So many people, again,
it's easy to access some of these tools online. YouTube
makes you feel like you can do anything right, chat
GPT as well. But until I know specific details about
that person, you'd be amazed at how one little bit

(42:51):
of information I get in an interview can change the
whole course of what we decide to do.

Speaker 1 (42:55):
And sometimes getting that information not in the beginning of
the interview, even in the middle of the interview, but
at the time that you're actually trying to get signed
off on something, they'll remember something and come up.

Speaker 12 (43:11):
That's why I do all that stuff upfront. We spend
a lot of time in the beginning just figuring out
about the family, what concerns they have, and then all
my drafting is customed.

Speaker 1 (43:20):
So that's what the experience will do for you. Yes,
it'll help you realize that as truthful as people may
intend to be, you gotta dig a little They got
to dig a little bit, and they're going to have
to say some things about their private life that in
order to have that protected, it's going to have to
not necessarily become public, but it is going to have

(43:41):
to be shared with the trusted.

Speaker 12 (43:44):
The trusted individually. I think that's actually one of my
strengths from being in education for so long. I'm used
to handling difficult situations, so I know how to talk
to people. I know how to deal with conflict. And
sometimes when we're meeting with families and we're asking some
of these questions a little personal, and sometimes I ask
questions that make people think of things they haven't considered before,

(44:05):
and that can bring up a little conflict and discord.
And I'm pretty good at mediating that. I would imagine
you have to be, you have to be, but not everyone.

Speaker 1 (44:14):
Is yeah, well, yeah, absolutely. I know of circumstances where
other people's estates are being administered by in the music businesses,
particularly where the estate is being administered by an administrator,
but they still need permission from the two, three, four

(44:37):
family members to do something that may involve the musical statement.
And that can be very very very very very rough
because the people who are left have different aspirations, they
have actually different goals. One of them wants to keep

(44:59):
gett that check that they've been getting without any risk,
and someone else is saying, well that check isn't big
enough and can we do some things to increase the
value of the estate. So we as people are very
very predictably unpredictable.

Speaker 12 (45:18):
Yes, that's for sure, you can and I think again,
it goes a lot of that. I know, yeah, me,
for sure, I can handle it. And I think a
lot of that goes to the upfront planning. So in education,
we backwards map. So it's very important for me to
understand what the end result is that my client wants
and then I can build from there. And so the

(45:38):
work I spend upfront can sometimes be more time consuming,
but that helps me better meet what their needs are.
And so when I draft, it's something that's customed to
what they want for their family, and that's with an
understanding of who their beneficiaries are, who their children are,
what their strengths are, what their areas of development are,
I can draft for all of that. The important part

(46:01):
beyond that is making sure that once those documents are
prepared and finalized, that we have a continuing relationship. So
my hope is that once we create the estate plan
for a family, that's not the only time I see them. Ideally,
you should be in touch annually, at least every couple years,
just to make sure that plan still works for them.
I met a gentleman who said he had a plan

(46:23):
done maybe twenty thirty years ago. He said he has
four or five properties he's brought since then, and that
he was wondering if he should add them, And I said,
of course you should. Do you want them protected? And
my first question was do you still I don't mean
this in a bad way. I said, is your attorney
still alive who drafted it? And he said yes, And

(46:45):
so my first connection, my first question was how come
he's not checking in with you to ask if you
still need these services? And so, you know, it's important
to remember that we when we draft, we try to
create a plan based on everything we know now and
everything we think might happen in the future, and we're
not sure what that is. Loss change constantly depending on
what administration is there, and so it's important that we

(47:07):
have an ongoing relationship so that when major life changes happen,
maybe there has been the death of a child unfortunately,
or even a divorce.

Speaker 1 (47:17):
Well, there's also the attitude of the salesperson. I've been
in sales all my life, and I realized that there's
some people that once they sell you something, yeah, they
really don't want to talk to you anymore, mainly because
the product that they sold you they didn't really have
confidence in. And they when you call them back, they
don't know if you're calling to complain or if you're

(47:38):
calling to renew or actually get more service. That's because
of the lack of confidence or knowledge of that salesperson.
So my thing is that if you are dealing with
someone and buying something and they seem like they don't
want to continue the relationship, I think you should be very,

(48:00):
very very leary about what you're doing with that person.
I agree I earlier in Your Witness I expressed to
my earlier telephone guests that I'm not one to beg
for myself, but I don't mind begging for my audience.

(48:21):
We don't have it about ten minutes left, but could
I get you to give my audience a short, free
workshop on what's involved here with a state planning? What
is it that you need to know? You're in the elevator,
the elevator's stuck, and we've got an audience out here,
and they all are bored and wondering. They're so bored

(48:43):
they actually want to hear about that state planning. What
would you do? How do we do this? In ten minutes?
I know you can't do it. I've seen you do it.

Speaker 12 (48:53):
I know you can do it well ten minutes, I'll
tell you this is my process. I'll tell you my
process first and then what we do. So the first
way I told you i'm education.

Speaker 1 (49:01):
Get your pens and pencils, because you know that this
is not something that just always occurs. I got your
free be coming, take advantage of it, and then be
prepared to take her numbers so you can clarify your
questions later and catch your While she's soft, she saw
most of the time, I've not seen her be hard
and stern. But she's got to be at that got

(49:24):
to be able to reach that plateau at some point.
So let's let's get why she's you know, feeling good
about this.

Speaker 12 (49:30):
Okay, So I'm gonna start with my process. So at
LSG legal first step is always the education. You can
get that in one of three ways. You can have
a one on one consult with me. It's called a
peace of Mind planning session. You can book that on
my website LSG LEGALAPC dot com. That's the first step.
You can do a one on one consultation or I

(49:51):
often do live workshops. I do them online or in person.
So those are the ways people get educated, because I'm
not selling anything until you know what you're getting.

Speaker 1 (50:01):
And that's a workshop is not something that you wait
to organize yourself necessarily, but a group of people could
call you a group.

Speaker 12 (50:09):
I actually just met with the family. I did a
one on one consultation with the family this week and
once we finished, they said, oh, you know what, my
brothers and sisters need to hear about this. I have friends.
The parents have seven kids. So I said, hey, we
could do a workshop for your whole family. And so
I haven't done that yet, but we're going to be
doing it. So I have a date set for them.
They're going to invite family and friends. I'm going to

(50:30):
host that online for them. Okay, so that part's easy.
Get the information. Whether you work with me or not,
that's up to you, but at least you'll have the
information so that you know whoever you go to. You
know what to be asking and what to look out for.
So that's the first step. Once I meet and get
that information with people, if they decide to move forward
with me, I have them sign a contract, they make

(50:51):
a payment, and then we do what's called a design meeting.
That's where we sit down and based on all the
information that I've learned about you and your family, what
your goals are, then we sit in draft and figure
out what that plan is going to look like. When
that's done, I do the drafting, I take care of that,
and when I'm finished, I send it to clients with
some videos that walk them through what has been done.

(51:12):
That's the time they look for if there's any mistakes
or if anything was left out, because once we move
to signing, that's it. We're not going back, so that's
the time to make any changes. Once that part is completed,
then we move on to the final process, and that's
the signing ceremony. I host those in my office and riverside,
but I can also have a notary and myself come

(51:32):
to the home and do it there too, and so
that helps a lot of my clients that are elderly
and not able to leave the home. Most of my
meetings can be done virtually, but I do make if
they're local, I do make home appearances for those people
who aren't able to leave, and lately that's been a lot.
I don't know if they just like me but no,

(51:53):
but I love them and so that's the process.

Speaker 1 (51:57):
Thank you.

Speaker 12 (51:58):
That's my process. It usually takes about six to six
to eight weeks to get everything done, depending on how
quickly I get the information I need from the families.
And then once we meet, I make copies. You get
a nice estate planning portfolio with all your documents so
they're in one place. But then you also get instructions
on what to do next, so now and in the future.

Speaker 1 (52:19):
Education wise, who should get involved in the state planning?
And why?

Speaker 4 (52:24):
Oh?

Speaker 12 (52:25):
Everyone? If you own I tell everyone, if you own
a house in California, you definitely should. If you have
young children, you should. At a minimum, most of my clients,
once we do the meeting, they usually end up going
with the trust package. But sometimes people just want a will,
and that's okay, But at a minimum you need a will.

Speaker 1 (52:43):
What's the difference in the will and a lot will?

Speaker 12 (52:46):
Still the biggest thing is will still have to go
to probate, and I think that's one of the biggest
misunderstandings probate, probate.

Speaker 1 (52:53):
Explain probate.

Speaker 8 (52:54):
Most people have.

Speaker 12 (52:58):
Probate in California. It's not something that you necessarily want
to take part of. Now, the process is helpful. It's
there for a reason. The challenge is it can be expensive.
California has a statutory fee and so depending on how
large your state is, that determines the amount you're going
to pay the attorneys.

Speaker 1 (53:16):
That's the purpose to pay for those trees to California.

Speaker 12 (53:21):
When you think about it, it has a reason though,
there's a purpose for it. Sometimes there's fake wills, sometimes
people do things, so there has to be a judge
or someone who looks at it and says, this is
what it is, and so it serves a purpose. It
serves a good purpose. The challenge is when you're grieving,
when your loved one has passed away and there's bills

(53:41):
to pay and there's a home and things you don't
know what to do with. That can be tough to
deal with, and so the process is here to help
you go through that. But it's easier if you already
have a plan for it, and so a trust is
funded properly, you have to have things in the trust
to protect it. But a trust is one of those
things that can help you avoid probate, and so it

(54:03):
kind of helps you skip that process.

Speaker 1 (54:05):
Well, let's go back to probate. For there's a precident.
There's a value to the property that we're talking about,
and can we estimate a percentage of that value that
can be absorbed by probate.

Speaker 12 (54:19):
So there's a sliding scale. It's actually better to see
a graphic. But California, the first one hundred thousand dollars
of your estate, they take four percent of that, and
then the next so that'd be four thousand dollars, right,
two thousand. For the next two hundred to three hundred thousand,
you would owe three percent on that, so another three thousand,

(54:41):
So just in two hundred thousand, we're already talking about
seven thousand dollars. That is what you would pay the
person who's going to administer to be the administrator, and
then also what you would pay the lawyer. So you
pay that twice. That's fourteen thousand dollars already there. That's
not going to your family, right, and so the more
more you have than the larger that number is.

Speaker 1 (55:03):
Now, that's the administrator.

Speaker 12 (55:04):
That's the administrator and the attorney if you choose to
use one.

Speaker 1 (55:08):
But that's for probate. Now, if we get a trust,
we still need an administrator.

Speaker 12 (55:12):
Yep, you choose a trustee. And so when you have
a trust, you're going to choose who the trustee of
your state is, and they're going to do the work
to administer it, to follow the plan. The trust is
like an operating agreement. It's the plan, and so they're
going to go through that and then administer it the
way in the way that you have left directions for
in your trust. And so they can hire people if

(55:33):
they need to to help with those things. But it's
hopefully a much smoother process than having to go through
the courts. The reason people also want to avoid probate
beyond beyond just the cost of it is it takes
a long time. It can take a very long time,
maybe up to a couple of years. It depends on
the county, right, Different counties have different numbers of judges.

(55:55):
How quickly you can get in how complex your state
is is some contesting trust.

Speaker 1 (56:02):
They got to interrupt you down times this quickest hour
run radio. Benefits of a trust. You've got to trust
your house is in a trust. Uh. You mentioned earlier
that sometimes a trust makes it harder for you to
access the asset of the house whose name is the house?
And if it's a trust. If you want to borrow
a trust that you have a trust that's in a trust,

(56:25):
how do you do that.

Speaker 12 (56:26):
While you're alive? It's easy when you're Once you have
your trust established, then you want to retitle all your
assets so that they now belong to the trust and
not to the person.

Speaker 1 (56:35):
That's the funding.

Speaker 12 (56:36):
That's where you do this. That's the funding, that's the
separation of it. And so the house, once you're alive,
you can still move in and out. If you have
a revocable trust, you can still put assets in, take
them out as much as you want. Once the person passes.
How it's handled after that is dictated by what the
trust terms are.

Speaker 1 (56:53):
So I question, if I put the house in a
trust and I want to borrow money from the house
on the houset, is it against the trust?

Speaker 12 (57:02):
Is it against while is a live or after while
you're alive you're the grand tour, it's still up to you.
You can do all of that stuff. That part's not hard,
it's the challenge becomes what happens to it after. So
once you're alive, if it's a revocable trust you still have.

Speaker 1 (57:19):
We will over it, just like you can borrow money.
And in borrowing the money is the condition of well,
the administrator, you're well, you're.

Speaker 12 (57:31):
The person, you're the trustee while you're alive, so that
person doesn't change. You don't have a success or trustee until.

Speaker 1 (57:37):
After when we're going to go to the bank to
borrow money they borrow. Is the bank borrowing loaning money
to the trust or loaning money to me?

Speaker 12 (57:45):
It's still you because you're the benefit. You're the beneficiary
of the trust. While you're still alive. You're the grand
tour the trustee and the beneficiary.

Speaker 1 (57:52):
Does the trust create a credit for itself or does
it credit or is the trust credit based on the
administrator or the family or the person.

Speaker 12 (58:01):
It's all still you while you're alive. It's all it's
all in your name, your credit. There's none of that
has changed just yet, so it will really help you
once you've passed.

Speaker 1 (58:11):
You spoke earlier and gave us a phone number. Yes,
let's do that.

Speaker 12 (58:17):
My number is nine five one two two three one
zero three two. You can call that number or visit
my website. There's lots of information there at www.

Speaker 1 (58:28):
Let's keep them on the phone number. That's that's probably
the easiest thing to remember and the easiest thing to
understand on the phone on the on the broadcast here
that you get you to repeat that phone number two
more times.

Speaker 12 (58:40):
Nine five one two two three one zero three two. Again,
that's nine five one two two three one zero three two.

Speaker 1 (58:50):
That's doctor Latanya Greer. Thank you, and she is in
a position to help you and believe me. You can
trust per and that's very important as we do what
we do. This is Empire talks back. I'm glad that
you trust me enough to spend your time with me today.
Hopefully you'll do it again next week, and hopefully God
will allow me to be here next week. So I say,

(59:12):
if the Good Lord's willing and the creek don't rise,
we'll be here again this time next week at ten
o five, and I hope that you'll join me. God
bless you. Thank you for your time.

Speaker 9 (59:49):
NBC News on CACAA Lomela does sponsored by Teamsters Local
nineteen thirty two, Protecting the Future of Working Families Teamsters
nineteen thirty two.

Speaker 1 (59:58):
Dot orger uh ba, I want to dance for somebody.

Speaker 7 (01:00:07):
A Whitney Houston Dance Classic B