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August 11, 2025 5 mins
We got a question in for our American Mamas...

Dear Mamas, have you heard the Dave Ramsey song? 
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Episode Transcript

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Speaker 1 (00:00):
We got a question for our American mamas. Dear mama's
have you heard the Dave Ramsey song. Well, let's ask
American mama's.

Speaker 2 (00:07):
Mama, Mama, she said, and joining is now our American mamas,
Terry Edville and Kimberly Burlason.

Speaker 1 (00:21):
So there is a song out there called Dave Ramsey's Money,
and basically the guy is saying, look, I bought a boat.
I bought it on credit, and Dave Ramsey would approve.
But I get to spend time with my kids out
on the lake, and spending that time with my kids
is worth going into debt. It's worth doing something that
Dave Ramsey would't approve of. Because I'm buying memories. That

(00:42):
was one of the lines I really liked from the song,
I'm buying memories. You guys have heard this song. What
do you think of it?

Speaker 3 (00:48):
I've heard of it. Jared Hicks, he's the one that
sings it. I heard it last week and I loved it.
I loved it because it kind of reminded me of
our childhood because we had the same thing. We did
not have a lot of money grow up. It was
very definitely feast or family had it we had big things.
We did it, yeah, and but going on a beach
vacation that was going to happen, even if it meant

(01:09):
it was the last dime we had in our account
doing things with our family. We had no idea our
dad would die so young, right, you know, And now
we have all these memories. One of Sonny, my daughter,
one of her best friends, who's a Christian artist, her
husband's dad. He worked his entire life. He's saved, and
he saved, and he saved because he couldn't wait to
retire and to go do things. He retired and died

(01:33):
two days later, not going on one single vacation his
entire life.

Speaker 4 (01:38):
Oh, Kimberly.

Speaker 3 (01:39):
So when I heard this song, I thought, there is
a balance. Yes, you want to make wise choices, but
you also want to those memories are more valuable than that.

Speaker 1 (01:49):
That is a line in the song too, is our
bills are paid? Yes? So it's not that he's going
so far into debt that he can't pay his bills.
But he's saying, look, yeah, I'm going into I'm going
into debt to buy a boat. Yeah, but I'm still
able to pay my bills. I know. Dave Ramsey wouldn't
approve of what I'm doing, but I'm spending time with
my kids and with my family, and I'm still being responsible.
I think he's talking. He's trying to talk about a balance.

Speaker 4 (02:11):
Yeah, there is a balance. Well, and you know, Kimberly
was just alluding to our childhood and those memories. I mean,
growing up like that just built something inside of us.
Memories are the most important thing. Lindsey, I would say,
is the best as taking her whole, her family, her
kids on these great vacations. I married a man who
is was like his dad. He is tight, he likes

(02:33):
to save. In fact, we got into it a couple
of weeks ago because I got something and he said
something about, you know, he's looking online every night to
see what I spent. And I said, I said, Kevin,
I said, do you have another family somewhere?

Speaker 2 (02:47):
Like?

Speaker 4 (02:48):
How how is this? How is this amount a problem?
I just spent this kind of money on a rug
or whatever it was. And I see the beautiful thing
about us is that there is a so he can
kind of rain me in if I'm going too far whist.
I don't feel like I do, but I can also
I've built a case throughout our entire life together with

(03:08):
our children, because I know the importance. And then afterwards
he's so happy, He's like, I'm so glad we did that.
I'm so glad we had these pictures. You know, we'll
we go and look looking through mirrors pictures. We just
did this recently, and oh that was fine. In my head,
I'm thinking.

Speaker 3 (03:21):
Do you remember the fight?

Speaker 4 (03:23):
Do you remember the case I had to build for
us to do this? You know, because just money, Like
he's saving up and said the other day when we
were having this discussion, I said, are you saving up
so that when we die our kids will have money?
Because I was sure like to just live and just
go and do and you know, out even outside of
Dolly Wood, so like Hawaii, let's do something. And so

(03:46):
you do if you have that good balance. I really
think that you're missing out if you just spend your
whole life saving, saving, saving for when you are retired,
because that's when it's harder for you to get around.
You know, things happen when you age, as we all know,
and there's things.

Speaker 3 (04:01):
To do that don't require a lot of money, go camping.
I feel like a lot of people use money as
their crutch, like a tot out. We can't even know,
we can't do it, we can't do we don't have
enough money, Mom's got to work whatever. And I feel
like it's just an excuse. And then later in life
they're so sad.

Speaker 4 (04:17):
Yeah, like what do you regret? There's so much for
our dad died at fifty eight. Imagine. I mean he
had so many plans ahead that we were all going
to do together, so many and he was also a dreamer.
So we grew up with this person who made sure
that we had memories. We went on a trip, and
not only did we take our family trip, but he
was like, Barbara, get your sisters and their kids, and

(04:38):
I'll get my sisters and their kids, and the mothers yea,
and the mad mothers. It was like a whole thing.
And Dad was like, well, I'm taking care of it all.
We're gonna I just bought us an RV. We're going.
I mean that's how he was, and so to have that.

Speaker 3 (04:50):
He was such an example that way, yes, to include.

Speaker 4 (04:52):
Everybody, and he had no idea he was going to
die so young. I know, we have all these wonderful
memories and pictures and he was the life of every party.
So it's like, Okay, you have a choice in your
family to be that person that will fight for your
family to go and have these memories. It's so worth it,
you guys. And like Kimberly just said, it didn't have
to be somewhere far. You can go camping. You can

(05:14):
even do a staycation and make it fun and have
a movie or whatever. But memories are the most important thing.

Speaker 1 (05:20):
We've done a lot more than the staycation stuff in
our family and hanging out with the kids. It's fun,
isn't it. And it is absolutely fun. And again, I
know some people that go too far and they get
in massive debt because they're going to Vegas and they're
going to all these trips and like, you can't if
you haven't paid off the last one, what are you doing?
So I do understand that there's a balance, but yeah,

(05:41):
I mean, if you're saving up treasures on Earth, yes, yeah.
If you like desk our American Mama's a question, go
to our website American ground Rader dot com flash Mama's
and click on the ass the mama's button turned out
of a Kimberly Brothers and thank you so much, thank you,
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