Episode Transcript
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Speaker 1 (00:10):
Wakeome nobody up, Tune into the show.
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David's got the secrets that you need to know.
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Living in Astania, working on a tram incentives for everyday.
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Life is like a stream.
Speaker 2 (00:25):
David knows the right way live in life? So right
hey one seven pot five found the right way?
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Tune in now, enjoin the play.
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Yes doesn't see has us work clad?
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Balance found David's magic wisdom spreading all around? Navigate the
culture planned with every soul, how malis heartbeats making like
a whole. Dave didn't knows the right way living life,
So priay.
Speaker 2 (01:00):
One seven point five s the right way. Tune in now,
enjoy the play.
Speaker 1 (01:21):
Days the right way living So right head one seven
point five.
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That's fountain the right way. Tune in now and join
the play.
Speaker 4 (01:51):
Very good afternoon and welcome to the Right Way with
me David right here on El Maria Radio one oh
seven point five s M.
Speaker 5 (02:00):
Yeah.
Speaker 4 (02:00):
The comment section has rebooted, so come and say hi,
Come and keep me company this afternoon. Sylvia has already
joined us in the comment section. Hi Sylvia, good afternoon
to you, and a big thank you to John Alex
for keeping us entertaining this afternoon. So loads coming up
on my show today. Some news about these news security
checks at airports and borders that's going to affect all
(02:20):
British travelers in and out of Spain in the next
few weeks. Also some bad news if you're a smoker
in Spain. Some more strict rules coming out. That's all
coming up on my show a bit later on, and
loads of more information, tips and advice as usual, and
hopefully a live guest a little bit later on the show.
Kicking us off now with a bit of Rolling Stones.
Fart me up from the Rolling Stones there the afternoon show.
Speaker 6 (02:44):
The comments section is open. Shad live to the DJ
right now our website and here he is, the legendary
Davis ra.
Speaker 4 (02:57):
Okay, so a little bit cooler at the moment. It's
first all nice thirty four degrees out there at the
moment here in al Moorea, but that sticky heat that
we had last week was starting to subside a little bit.
Speaker 5 (03:09):
Now.
Speaker 4 (03:09):
People always complain about the heat here, you know, I've
seen it all over the internet, but it's pretty much
the same in August for about a week. We always
get that one week or so we gets a little
bit hotter than normal. And a bit unbearable in the
evenings things like that. But yeah, that sort of passed
now and it will start to drop off a little
bit as we get into September here. But lots going
(03:30):
on in al Moorea at the moment. Big fiesta starts
this weekend and yeah it lasts for the whole week
in Amorya city. Lots of route diversions, delays and that
going in and out of Almorria worth checking out. I'm
going to check it out on Sunday Evening'll be down
there with some friends. It's a massive, massive fiesta down
their loaves to go and see and do so if
you're in the Almorea area, I do recommend going and
(03:52):
checking that out. I did a little bit of snorkeling
last week. The water is lovely here in the beaches
in Almoia, ic and clear and very very warm at
the moment, but you've got to be careful with there's
a lot of jellyfish around at the moment. It is
that time of year and we've been and dated with
these new ones. They call them fried egg jellyfish because
they look like a fried egg. They're about size of
(04:14):
a saucepan size of a saucer, I should say. They're
yellow on the top and they've got little blue tentacles
at the bottom. Safe sort of look like a bit
of a fried egg. Yeah, they're not toxic really. You
might get a little sting off them, but you can
touch them. They're not too deadly. But there's another one
now that's called a dragon jellyfish. It looks like a
(04:35):
little dragon. It is very pretty. It's quite nice to
look at. It's blue and much much smaller as well,
fit in the palm of your hand. But they are very,
very toxic. Now. Apparently they eat other jellyfish, including the
Portuguese man of war, and it stores up the venom
from these other jellyfishes and it is a very very
toxic jellyfish as well. So if you do go into
(04:58):
the sea this year, be on the lookout for these jellyfish.
And there are quite a lot of them. Are we snorkeling,
and it was like snorkeling in a minefielder in and
out of all these jellyfish. In the end it became
a little bit unbearable. My wife wasn't too happy about it.
But yeah, just be on the lookout. There is a
season for the jellyfish here in al Maria at the moment.
(05:18):
See I'm sorry they're from seafret David right.
Speaker 3 (05:23):
David like David David the Afternoon Show.
Speaker 4 (05:28):
Okay, So in the news this week here in Spain,
the Spanish smoking bands are getting that stricter here in Spain.
So yeah, this week the Spanish Health Minister Monica Garcia
has set out some new stronger non smoking rules for
Spain which are going through the government papers at the moment.
If it gets approved, and they're looking like it will.
(05:50):
So you're not going to be able to smoke in bars,
restaurants or on the terraces in front of the bars
and restaurants. Now, this is the new proposal. Schools, playgrounds
and universe the campus grounds. There will be bands on
all of that, as well work vehicles and delivery trucks
that they're going to be targeting them as well. Outdoors,
sports and leisure areas and facilities, public swim pools and
(06:13):
public pool areas, bus stops and bus shelters, all these
targeting cigarettes and the vapes machines, anything to do with smoking.
This is the new proposal, and these plans are waiting
for a final approval from the Spanish government, but it
is expected to pass without any opposition. So if you're
a smoker, not good use for you. If you're in
(06:36):
their Rod Stewart there having a party. Big party has
gone on here in Almoureir this week. The Fiesta Amua
Fiesta starts this weekend and it runs for the whole
week in al Mourea. So if you're in and around
the al Morera area, might see you there. There's lots
to see and do there at the fiesta.
Speaker 3 (06:53):
David Wright help and advice, but living and working in Spain.
You're listening to the right Way right with David's right.
Speaker 4 (07:04):
You're listening to the right way with me, David right
here on al Maria Radio one oh seven point five FM.
It's Friday, so it's time for air Tip of the
Day from a financial expert. Josh Williams Joiners in the studio. Hi, Josh,
can you hear me? Okay?
Speaker 5 (07:18):
Well, David, good afternoon, good good all.
Speaker 4 (07:20):
Well, So where are you today, Josh? You in Malaga now?
Speaker 5 (07:23):
But yeah, back back at home, back in back at
home in Managa. Yeah, I was in Portugal. We were
in Quarterba for unfortunately for a funeral as well. So
we've been all over the place, but yeah, back back
in Managa now.
Speaker 4 (07:38):
Actually, Quarterba is my my second favorite city is after
al Maria of course is Seville and then Cordeball. I
love it in Quardeba. There's some beautiful restaurants and it's
just such a lovely place to see, isn't it.
Speaker 5 (07:51):
That's a history. Actually. I don't know if you saw
the there was a fire at the Mesquita, wasn't there.
Speaker 4 (07:56):
I didn't see that. Yeh, yeah, I'm not.
Speaker 5 (07:57):
Sure actually what happened in the end, but I did,
and I saw that pop up online that was a
fire there. Hopefully, you know, they put it out and
it didn't cause too much damage.
Speaker 4 (08:06):
It does get very very hot up there. I remember
when I was up there. It wasn't in the middle
of the summer. But you can walk around the mosque
in the center of that, and the heat coming off
the walls around there is horrendous, even like ten eleven
o'clock at night. Is an amazing place, but the heat
is take some getting us.
Speaker 5 (08:25):
It's like the roads have sort of in built radiators.
Speaker 1 (08:28):
Yeah.
Speaker 4 (08:28):
Yeah, A quick quick tip while you're talking about the
quarterback is I got to know our security got up there.
There's several years ago and he said to me, in
this center, there's a square in the main square and
the mosque is right in the center of the city.
But if you go to there's an inner patio and
there's a door there that opens a up of state
(08:49):
till nine o'clock I think it's before the actual mosque
is open for people to go in the tourist and
you can get in for free for one hour and
have a walk around, take pictures what you like, and
then they usher you out. That's to go in with
the staff that are getting set up in there, and
you don't you're not charged, but not a lot of
people don't know that. They queue up at the front
and run the sides. But if you go into the
(09:10):
center courtyard, there's a staff door there and you can
just walk straight in and have a walk around and
you get about an hour. I think it is to
walk around for free. So yeah, tip of the day.
So Josh, I've had a question a little while ago
from one of the listeners about, you know, British people
living in Spain and get the pension out don't have
to pay tax on this bension here? How does that work?
(09:31):
So what sort of tips can you give us quickly,
Josh on British people here in Spain and the pensions
that may be coming out very shortly.
Speaker 5 (09:40):
Yeah, it just depend pensions a pension. But generally, apart
from some civil service pensions in the UK and government
or even some local government schemes, the majority of your
pensions are taxed in Spain. If you are a Spanish
tax resident. If for some reason the taxes is the
(10:05):
task at source in the UK, then you can reclaim
that you just declear that in Spain and you reclaim
that generally pensions are tax at source, Sorry, are tax
in Spain if you're Spanish tax resident. It's not necessarily
a bad thing. It just means, you know, planning becomes
a little bit more important. With the right structure, we
(10:27):
can make withdrawals a bit more tax efficient. You know,
people should know that the Spanish tax year is you
probably know as well, David, January first to December thirty first,
and trying to spread income over the course of the
year or across different tax years rather than taking a
lump sum of twenty thirty forty thousand and not necessarily
(10:49):
needing to, and you may be better off to spread
that across two or three tax years, making the most
of two or three allowances. So you know, for example,
we helped a couple recently reorganize their pension to the
tax bill and it reduced quite significantly, you know, nearly
nearly ten thousand euros just from a slight restructure and
(11:09):
how they withdrew from the pension and how the pension
was set up. So yeah, there are ways to manage that.
Speaker 4 (11:16):
Great, yeah, and it's always worth getting some advice from
somebody like yourself. It's up to date with all the
new rules and regulations from the taxis here. And when
it comes to pensions, you know, I know a lot
of the listeners are at that age or about that age,
or even you know, drawing their pension. There are some
benefits of having a consultation with you, and you give
free consultations to more listeners. Josh, that's right, yeah, yeah, correct, yep.
Speaker 5 (11:39):
So we can have a chat. We can very informal,
no obligation, have a short conversation to understand, you know,
what people are looking for and how we can potentially help.
I think we can. Then we can potentially move forward.
But yeah, as I said, it's free obligation, free non
obligation meeting to your listeners.
Speaker 4 (11:58):
Brilliant. Great, Thanks very much for that job and have
a great weekend to speak to later your music them.
Speaker 3 (12:06):
This is al Maria Radio sponsored by Alberts Insurance, the
would winning.
Speaker 2 (12:11):
Agents with.
Speaker 3 (12:16):
David Wright, help and advice for living and working in Spain.
You're listening to the Right Way with David Wright.
Speaker 6 (12:29):
The comments section is open shared life to the DJ
right now via our website and here he is, the
legendary David Way.
Speaker 4 (12:41):
So I'm seeing the news this week Ryan are doing
flights from the UK to Spain for sixteen ninety nine pounds.
That is seventeen pounds flights from the UK. This is
the Northern Spain areas becoming very popular up in the
north of Spain now, lots of cheap properties up there.
I was looking the Internet the other day and there's
a three bedroom house up there for seventy thousand pounds
(13:06):
in the village on the outskirts of a village with
a big gardens, loads of grounds. So yeah, becoming very
popular up there with flights from seventeen pounds. Can see
why also Benadon for thirty five pounds as well, UK
to Benidor thirty five pounds. Always popular area that and
one of the chippiest beers in Spain is up there
(13:28):
in Benadon pound a point they're offering. And I saw
the other day as well in Lorette de Mar that's
up in the north of Barcelona area they're doing there's
a bar there that's doing beer for eighty seven cents
eighty seven cents a pint, and yeah, there was queues
all around the block for that. I'm not sure if
it's still doing it, but that's up in Lorett de
(13:48):
Main in north of Barcelona area. I believe be it
for eighty seven cents. It might be worth a trip
up there that weekend. There you go. So what do
you pay for a point where you are in as
long as you're not in the UK? I think it's
about seven pounds of point now. I haven't been back
to the UK for ages. Is it seven pounds? Point? Now?
Let's seven time?
Speaker 2 (14:13):
The lightway turning now and joining the play.
Speaker 4 (14:26):
Okay, so Sylvia and a conversation got a question about
your property building. Yeah, there's some strict rules and regulations
about building, and it does depend on the size of
the plot the area of your property. If you're putting
up a shed, then you do need planning permission for
anything you're putting up, even if it's a wooden shed.
(14:47):
There are some rules and regulations on that, and if
it's a wooden fixture, it's classed as a temporary structure.
So normally you just go to the planning office, your
local town hall, your council offices, tell them what you're
planning on doing. You don't need planning permission for a
shed as long as it's not a concrete building. If
it's just a wooden shed, and there are some limits
(15:09):
on that. I think it's for me to square off
the top of my head, so you can put a
decent sized shed on your property, but there are some
rules on regulations about where it goes, like, for example,
I think it has to be two meters from your
boundary wall so it doesn't upset your neighbors. But if
you go to the council offices, they will tell exactly
what you can do for that, and normally you pay
(15:29):
a license fee for that. It's called a small building license.
A small small building works license license may not they
call it, and it will be around a percentage of
the cost of the building works, but you can always
play it down and tell them it's going to be
less than actual costs. You're looking at around thirty five
forty euros for the license. It's just a little piece
(15:51):
of paper. It pretty much means nothing. It just means
that if anyone comes down to your property, you've got
the permission go ahead and do that. If it's a
structural building, that means if it's got bricks, if it's cement,
anything like that, then you will need drawings done up
by and architects and they have to be submitted and
you will have to pay the taxes on that before
you start building it. That gets a bit more involved
(16:13):
on that, and there's not always guaranteed as well. It
depends on how big the property you've got and how
big the land is. But think Sylvia where you are,
you shouldn't really have any problems. But do it properly.
Go to the town hall, go to the council offices.
Just put the feelings out, ask them, you know, tell
them what you're thinking of doing. Be upfront with them
and tell them, you know, if they say much it's
going to cost. Just play it down a little bit,
(16:35):
and they probably say to you you might not even
need a license for it, but you should get a
small building license to be on the safe side. So
if it's any come back from neighbors or anything like that,
then you're covered and you don't have to tear it down.
I do hear stories here and I do know of people.
For example, my neighbor here put a shed up. It's
been there for years. When I built my house, it
(16:55):
was already there and he had some extra work done
about early year. Two years later and planning people came
around to check on the new work they he had done,
saw that he had a shed in the bottom of
the garden and told him he needed to take it
down because he hadn't got permission for it. If he didn't,
he would be fined six thousand euros. So there you go.
So they do catch you out. They have got drones
and everything like that, so it's not worth the risk.
(17:17):
Go to the office, go to the local town office
and ask them. Now, if you want to do it properly,
then I would say, go to the planning registry officer.
They will you can tell them what you're doing, and
they will tell you roughly if you get permission for
it or not before you go to the council offices
before you pay any money. So the planning Registry office
(17:38):
at your town hall, they will tell you all the
ins and outs, what you can and can't do, and
what you can get away with. They're quite good at
helping you. That is a free service to the public.
Failing that, just go to the town hall offices and
ask to see in the council officers out about a
license for putting a shed up and they will help
you out there. Let's know how you get on. Okay,
Time for a Spanish one now is a special one
(17:58):
for my wife brain a twelfth wedding anniversary tomorrow. So
this one's for you, Johnnie. Yeah, so Sylvia. Spanish people here,
they probably wouldn't go and get permission to put a
shed out there. Just do it anyway. Most of the
time you could get away with it. But it depends
where you are, depends how hot they get there. They
(18:20):
are getting pretty hot here in Spain, you know, and
it can be a risk. If it's a wooden shed,
it's not too bad, you know. The worst that can
happen is you're going to get asked to take it
down again. But then if you decide you want to
put it back up in the near future, it becomes
a bit of a faf So you know, do it,
try and do it the right way, I should say,
scoozer pump, But to go to the local council, town
(18:41):
hall and just ask them, be upfront and say, you know, what,
is there any problems with it if I put his
shed up, give him a rough idea the size of that,
and say, you know, you're willing to pay the license.
And it's not a lot of money to pay the
license for something like that, you know, twenty thirty euros.
I think somebody one of the listeners here the other
week he got work done in his house on the
(19:02):
kitchen and he got seventy euros for the license to
do the works. And then when he finished the works,
he went back and they gave him seventy euros back
from the license once the works was completed. So yeah,
I think they're doing some money back on the licenses now.
So you're not talking a lot of money if you're
being a house to give you an idea. When I
built my house. The license and the taxes to pay
(19:24):
on it was eleven thousand euros for that's a new build,
So there you go. So they can get expensive when
you get architects involved and you're doing a bigger build,
the taxes and the licenses can get very expensive. But
something like putting a shed up, I wonn't worry too
much about it. It won't break the bank. But it's
always best to do it the right way because you
could get some nosy neighbor that you might get on
(19:47):
where with that says oh, I don't like the look
of that, and then later on down the line they
say you don't got permission for that, and you'll get
a call and you have to tear it down. So
it's always worth checking first. Michael Jackson, there the way
you make me feel. And yeah, twenty seven years and
I'm sorry, thirty seven years? Is that on the twenty
seventh of August? So yeah, same anniversary as us. Yeah, good,
(20:09):
that's good one. That's a long time, thirty seven years.
But I mean I said to my wife, after fifteen years,
I think it's time for a change in it. Every
fifteen years is supposed to change. But there you go, no,
I'm money joking, yeah, Sylvia. The other thing about the
shed is well, if it's a lean to for a
car port that you want to put over there, if
you class it as a toll though a shade, a sunshade,
(20:30):
it comes out the side of the house with a
couple of legs on it, and it's got just a
roof on it, no walls, then you don't need permission
for that. That's classed as a toll. Though you can
put a roof on it, a polycarbonate roof something like that,
so you probably get away with that rather than an
actual shed. And then later on maybe you could put
some sides on it and put a door on it
and there go. But that would need permission. But if
(20:52):
it's a canopy, whether it's got a hard top on it,
if it's just got a couple of legs and it's
stuck on the side of your house, you probably won't
need permission for that. So that if it's for hells
in the car, that might be something okay. So a
bit of news for British travelers in and out of
the Shingdon area. So British travelers go into European Union,
the Shingdon area face some new changes and that is
(21:16):
all starting on the twelfth of October this year. So
new entry exit system is going to be starting. All
Shingdon areas will be going digital and this is really
how it's going to be working. So when you're traveling
to and Throw, for example, if you're going into and
Throw the UK to Spain, then you're going to need
to put your passport into a machine. It will check
(21:39):
your passport. You will also have to take your fingerprints
and your face will be scanned as well, and you'll
also then have to go to a second control where
a member of staff will check your passport and will
stamp your passport, so it's double passport control. This is
all from the twelfth. Now this goes on for six months.
You'll be going through this every time you come in
(22:01):
and out of a country. It's both ways in and out,
so remember that. So it's going to be causing lots
of delays. I think when they're getting this sorted out
and then six months after this, that means that will
be next October. So October the twenty twenty six, the
ETTIS system will begin. Now this is a European travel
Information Authorization System also known as ETTIUS. That will be
(22:27):
all digital then. So from then on, once you're traveling
to any of the Shingdon areas, you will need to
fill in an online form giving all your personal details
and you will have to take that with you and
that form will be cost twenty euros and it will
last for three years or for the length of your
(22:48):
valid passport. So this is all new systems coming in
and out of the Shingden areas. Starts on the twelfth
of October. So I've done a post on this on
my website. Go and check it out. There's some information
there how it's going to affect you and what you
need to do, and there's a video there how you
can go through it, so you want to go and
check that out on davidwrightonline dot com. Also, I've made
(23:11):
a Moveing to Spain downloadable document with all the tips
and advice on things you need to do in the
right order if you're thinking about moving to Spain. That
is completely free to download as well, and that's over
on my website David ryot online dot com. I'm in
the lead there and don't you want me, baby Sylvia.
Just another quick tip as well, if you're putting a
(23:32):
shed or building up and the roof on it, don't
use felt roofing in some of these sheds you can buy,
they've got the fact that if they last about three months,
it are just bubble up in the heat here and
it get peeled off and blow away in the wind.
So don't use the felt. There's several different things you
can use now. The polycarbonate as well. You're seeing this
clear plastic polycarbonate. I wouldn't use that. It's got a
(23:53):
shelf life of about three or four years that goes
very yellow here in the sun the heat. It just
can't cope with the heat and cracks very easily. It
stains and it's not very good at all. There is
a thing out now, it's called sandwich here. It's aluminium
and it's got polystorine in the middle of it, and
it comes in white, wood grain effects or red. It's
(24:18):
about an inch two inches that you can get different
thicknesses of it, and it's called a sandwich. That's what
they call it a sandwich because it's two millium sheets
and insulation in the middle. It's very good. It's not cheap,
but it is amazing I've used it on some of
my projects here and my neighbors as well. It blocks
out the sun, it shelters the cars and things like that.
(24:40):
The heat difference is amazing and it's one hundred percent waterproof.
There is no maintenance at all, and it lasts forever.
So a little bit more expensive, but it's a much
better job. So yeah, look out for that at your
local hardware stores. You probably find it in the big
places like similar to B and Q. Here there's Liver
with Merlin's and Brico Deep or they do that sort
(25:00):
of thing, or local Budles much as so. Yeah, but
don't use the feut here. I've seen some sheds here
they've been put felt on the top of it and
it's just no good at all. It won't last in
the heat here. There you go, another show for me,
Thanks very much everybody for joining me. Up Next is
the five o'clock Hit Mix with Rob Maxo. Stay tuned
for that. I have a great weekend. I leave you
with another Spanish one now