KCAA: On The Mark with Mark Westwood (Thu, 25 Jan, 2024)

KCAA: On The Mark with Mark Westwood on Thu, 25 Jan, 2024

Episode Transcript

(00:02):
Ye News radio I'm Brian Shook.The first hearing in House Republicans impeachment inquiry
of President Biden is done for theday. Republicans are looking into whether the
president improperly profited off his son HunterBiden's foreign business dealings, while Vice President
Maryland Democrat Jamie Raskin said Republicans havelaunched an impeachment inquiry on a long debunked

(00:25):
and discredited lie. Travelers are keepingan eye on how a looming federal government
shutdown could affect flights. Georgia techtravel expert Lori Garow says it all depends
on how long the shutdown lasts.The fair traffic controllers are not showing up
to work either, that can againcause delay. Congress has until Saturday to

(00:45):
reach a deal to avoid the shutdown. If a deal isn't reached, air
traffic controllers and TSA agents would continueto work during a shutdown, as they're
considered essential workers. However, twentynineteen's government shutdown saw air traffic controllers start
to call off sick after about twoweeks. Former President Trump's New York civil

(01:06):
fraud trial will begin Monday, asscheduled an appeals court denied Trump's request to
delay the trial. New York's Attorneygeneral has accused Trump, his adult sons,
and the Trump Organization if committing fraudby overvaluing assets and Trump's worth.
Earlier this week, a judge ruledTrump and his company are liable for fraud,
saying Trump made false and misleading valuationsfor his real estate assets over the
years to secure loans and insurance deals. New York's Attorney general is seeking two

(01:30):
hundred and fifty million dollars in finesand sanctions that would limit the Trump organization
from doing business in New York.I'mly s Tailor. The decision not to
de energize power lines may have sparkedlast month's steadily wildfire in Hawaii, being
defended by the head of Hawaiian Electricduring testimony before Congress, the CEO of
Hawaiian Electric set of preemptive shutdown ofpower lines ahead of strong wins was not

(01:55):
part of the utilities protocol. You'relistening to the latest from NBC News Radio
and now the voices of KCAA withan exciting announcement. Want to hear NBC
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KCAA celebrating twenty five years. Forover a century, AM radio has evolved
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National Association of Broadcasters. It's thattime of year again, No, not

(03:21):
the holidays. Medicare open enrollment andif you have questions about Medicare you should
talk to the local experts. PaulBarratt and Associates all of his agents are
certified with plans that are accepted bymost of the medical groups in our area.
Call nine oh nine seven nine threeoh three eight five. Their service
is free and after forty two yearsof the business, their agents are trained

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to help you pick the plan that'sright for you. What is your plan
for your beneficiaries to manage your finalexpenses when you pass away? Life insurance,
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I said one eight hundred three zerosix fifty eighty six open for takeout and
delivery held Tapiac Mexican food restaurant inthe Tri City Center of Redlands is back.
Their entire family is on hand toserve up their delicious burritos, but
chaka charizo, wavos, Ranchero's steakand eggs just part of their mouth watering

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great food. Since fifteen thirty one, people have marveled at the miracle of
El Tapiak, and now you canmarvel at the great food the Lugo family
has been serving up for over twodecades. Nestled quietly in the corner of
the Tri City Center shopping mall nextto Burlington Code Factory, Support them.
They can't wait to serve you someof their delectable, authentic South of the
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best loved Mexican food restaurant in thesetough times. Order up a tasty meal
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ten am to six pm. Callednine to nine THREEO seven zero zero one
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Redlands and treat yourself. This isKCAA, with the latest polling showing him

(05:42):
in first place, far ahead ofNicky Haley in second and Dissentis in third.
New research published in the Proceedings ofthe National Academy of Sciences shows bottled
water contains hundreds of thousands of dangerousnanoplastics. Erin Reale takes a look.
Microplastics are known to be in theenvironment, but nanoplastics are thousands of times
smaller, making it easier for themto get into human bodies. They pose

(06:06):
a greater threat to human health becausethey're small enough to penetrate human cells,
enter the bloodstream and impact organs.Scientists believe nanoplastics could be more dangerous than
microplastics because they're more reactive, moreabundant, and can penetrate more locations in
the body. They can also causeinflammatory responses in the intestines, as well
as oxidated stress and an imbalance incells and tissue. House Republicans are launching

(06:29):
impeachment proceedings against Homeland Security Secretary AlejandroMayorcis. The House Homeland Security Committee is
currently holding its first impeachment hearing.Another hearing is possible next week, and
a full House vote could come laterthis month. Republicans have slam the Secretary's
handling of the southern border. BradSiegel, NBC News Radio, Morales hiring

(06:49):
autoelectric in Ukaypus says it's hard beingaway from home during the holidays, and
even harder if your soldier overseas occurringour foods and letters and packages and shows
apt military families here at home duringthis holiday season. This message courtesy of
a Morale's tire in Auto Electric Actthree five zero one to nine. You
kuypa boulevard and you note for quality, integrity and knowledgeable service called nine O

(07:13):
nine seven nine zero nine three zeroseven Morales Tire and Auto Electric with electric
scramming scrambling over there and available.Welcome to the worker power Hour. Since
then, he's helped thousands organized mobraclefeel of the building while providing the opportunity
to create the future memories of yourupcoming wedding or celebration. It's three twenty
downtown dot Com. That's three twentydowntown dot Com the Enterprise building. It's

(07:39):
Downtown waiting for you. Wow.Welcome to the worker of Power Hour with
Randy Corrigan, a brand new showabout labor and worker issues. The host
of the show is Randy core,Secretary Treasurer and Principal Office and Leader of

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Teamsters nineteen thirty two, one ofthe largest public sector labor unions on the
West Coast, representing workers in governmentand non sworn law enforcement personnel. Randy
Corgan is a thirty year Teamster whofirst became involved in the labor movement by
volunteering his time as an organizer withthe Teamsters Union at the age of twenty
one. Since then, he's helpedthousands organized, mobilize, and achieved bargaining

(08:26):
rights. He accomplished this by spendingcountless hours with brave men and women all
over southern California in their living roomson the picket line to bring workers towards
victory. This is the Worker PowerHour, and now here's the host of
the show, Randy Corgan. Welcometo the Worker Power Hour CACAA one oh
six point five FM ten fifty amboy, Randy Corgan here, longtime organizer,

(08:54):
first time radio show host. Herewe go. We just got through
the hull holidays. Frank, whatdo you think? How was it happy?
Holidays to everybody listening. Frank scramblingover there. He's kind of pushing
buttons and stuff trying. I caughthim by surprise. We we made it
through. I got sick on ChristmasEve, so many people did. It's
something's going around. Yeah, butI'm all better now. And luckily I

(09:20):
was feeling good on Christmas morning,so I was able to go downstairs and
get the rest of my family sickapparently, so we ended up all getting
it. But so it was yourfault. I think it was. My
niece was the first one. Butthey gotta blame somebody. I gotta blame
somebody. You can't be me,right, you never take responsibility right?
Holidays were holidays were? You know? Obviously we played reruns for a couple

(09:45):
of weeks. So happy holidays toeverybody. Hope everybody had a great Christmas.
I you know, I forgot tosay something when we broke, before
we broke the week before Christmas,is you know, I forgot to remind
everybody Santa's a teamster. Did youknow that Santa was a teamster? Frank?
I did not. Yeah, Santa'sa team think about it. He
drives something, you know, he'syeah, the reindeer and you know,

(10:09):
horses, truck, you know,vehicle delivery, delivering something all over the
world, right, you know that'sa teamster. Yeah. Actually it's one
of our favorite logos around Christmas.And actually, hopefully someone listening will remind
me next year is we've got toget T shirts made at the local that
Santa is a teamster. And there'sa lot of bit I've seen great teamster.

(10:31):
Santa's a teamster T shirts over mycareer and and I've forgotten to do
that here recently, And hopefully someonereminds me next year to make sure we
get those out. There's cool bumperstickers, you know, and but you
know, just think about it.He's delivering packages for a bunch of people.
Uh, yeah, he's a teamster. So hopefully everybody had a great

(10:52):
holiday. It's been uh, it'sbeen a couple of weeks since I've done
a show. Hopefully some of youlisten to the reruns. If not,
I get it, I understand.But we got an exciting show today.
I got some news to report on. I got a really good teamster advantage
partners, not just a teamster advantagepartner. On one level, the organization

(11:13):
also helps us with a lot ofvoluntary benefits wrapped around our members. Hopefully
she's going to be able to tellsome pretty good stories about that partnership and
how fruitful that partnership is and howmuch it benefits the community and everything around
us. But as always, I'dlike to start off the show by talking
about three teamster jobs, because wewant to make sure we think a teamster

(11:37):
and don't forget this is CASEAA oneO six point five FM ten fifty AM.
Those three teamster jobs. Shout outto Carlos Gonzalez. He usually does
a pretty good job of problem needsup for me in reminding me of these
jobs. And this first one's reallyreally cool. I don't know if y'all
go to Baker's here in the InlandEmpire, but if you go to baker

(12:00):
and you get spicy ketchup, teamstersmake that spicy ketchup most of your restaurant
condiments that are that you if yougo to these fast food places, you
go to restaurants you go into andsay you're gonna go to dinner somewhere and
they've got condiments on the table ketchup. You know, different brands of ketchup,

(12:22):
thousand Island type dressings, you know, spicy ketchups and all that good
stuff. Teamsters produce that actually inthe production facilities, most of those teamsters
are teamsters out of Teamsters Local sixthirty in Ontario, California. There's a
facility there that that produces lots ofdifferent stuff in that space. And so

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next time you're at a restaurant,and next time you go to Bakers specifically,
and you think about and you getthat spicy ketchup, a teamster,
think that teamster, maybe not theperson at Baker's, but in your head,
thank a teamster for making sure thatspicy ketchup was good there and you
know, made sure it was producedthat I was also a reminder that most

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of when you go to a restaurant, almost all of the restaurants supply that
comes into the restaurants. Let's sayyour food service first, those are all
teamsters. US Foods, Cisco,number of other companies, primarily US Foods
and Cisco are the two biggest ones. And so they bring in the food.
They usually have you know, allyour chicken and your and your meats,

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and you know, they they workout a deal with whoever the company
is they have products themselves, andthen they have some products that are made
specifically for some of the larger chains. But those are teamsters not only that
deliver it, but those are teamstersthat handle it in the warehouse. And
in a lot of cases there areteams that are actually producing the product itself
before it gets to the distribution network. So a lot of your restaurant supplies

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just on the food side and alsothe chairs sit in at a restaurant.
There's a number of companies who representteamsters produce that and or distribute it and
handle it and make sure it's delivered. Your knives and your forks. One
of the little local companies around herecalled Edward Don. Next time you're looking
at a restaurant, look at theat the at the knives and the forks.

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You only see a name on it. I always look to see if
it's one of our members, likefrom Edward Don or any of the companies.
So teamsters make sure that you haveall that stuff as well as in
the back of the store of therestaurant, making sure that there's refrigerators,
your ice machines, sinks, allthat stuff. Restaurant supply companies a lot

(14:41):
of those restaurants supply companies are teamstersand and that that again Denk a teamster.
They're making sure that you can goout to eat and have a good
meal with your family. The nextone Santa Anita, Santa Anita Racetrack.
We represent a lot of members atSanta Anita Racetrack. The the maintenance,
a lot of the maintenance of equipmentat the facility, and the actually the

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ones that take care of the horses, which is so appropriate for us right
think about it. You know,you look at our logo. The horses
are still on our logo one hundredyears later. Here we are still caring
for horses. You know, theClydesdale's for Budweiser. I know this is
not on my list, but speakingof Karen for horses, those are all
teamsters that actually handle the Clydesdale horseswherever they are housed, wherever they're transported

(15:31):
to. It's the teams for thatdrives them, and they are teamsters that
handle them and make sure that they'retaking care of ray. I don't know
if anybody's ever seen those Clydesdale's inperson, but oh my god, they're
massive, kind of scary such abig animal like that. And then the
last one is so appropriate for theholiday season. Your spirits, wine,
beer, most of anything you drinkin Southern California, if it's beer,

(15:58):
if it's wine, if it's youknow, some sort of mixer and stuff.
Like a lot of your alcohol productsare are teamsters that make it,
teamsters that brew it, teamsters thathandle it, teamsters that deliver it to
the locations uh to that obviously serveit up. And so you know,
next time you're getting a let's sayyou're getting a bud light or you know,

(16:23):
a Miller light or or whatever ata at a bar, your favorite
watering hole that you you know,think about a teamster, Thank the teamster
that made sure that it was there. It's amazing how we touch every part
of society, how we touch everypart of your day. A lot of
times people just don't realize that everywhereyou look, there's a union member that's

(16:45):
making sure that something got there.And so we just want to really,
you know, take into we reallywant to pay attention and thank those teamsters
for doing it. Was it asurprise to you, Frank, for you
to hear about about Anita? Yeah, keeps surprising him. He puts he
puts his headphones down. That wasa surprise to me. That was pretty

(17:10):
cool to hear that they help thetake care of the horses. And I
did you have any beer or anythingover the holidays? I don't drink actually,
but I okay, you can havestuff. We do that too,
but we do the soda. How'sthat? Did you have a soda?
I have? I have a pepsiearlier today. Yeah, well, there

(17:32):
you go. Teamsters made sure itwas produced here. We don't actually deliver
it in the Inland Empire, butwe actually handled the distribution of it on
the warehouse side. Yeah. Andthe part of the production a piece of
the production. Awesome. Yeah.Interesting. Yeah. All right, well
let's move on to our next spotof the hour, and that is current

(17:52):
labor news Tesla. I don't knowif anybody's been reading up on the Tesla
is deciding to horns and Sweden.That's not too smart. All those Nordics,
you know, they're a little they'recrazy labor folks up there. It's
that they're really really, you know, doing a good job of kind of

(18:14):
banning together. Ten unions collectively arepressuring the company for better wages and benefits.
There's no joke. You know,Tesla really stood up itself in America.
I know, America prize itself onbeing the greatest, but when it
comes to labor unions, the Europeancountries are pretty they're they're they're much better
than us at this much higher uniondensity, and they have a tendency to

(18:38):
smash pretty good on corporations when theyact like ellen Elon Musk does. And
you know, the larger issue hereis Tesla has resisted unionization efforts in Germany,
where the bulk of it's nearly onehundred and thirty thousand employees are the
US and Germany. And essentially,you know, Sweden's just not going to

(18:59):
take. They're creating solidarity amongst allthe Nordic unions and they want to make
sure that Tesla pays attention to youknow, you know, in the in
the sweetest industrial union of if Metal, which sought a collective burning agreement to
provide better wages and benefits for mechanicsin the Tesla repair shops. You know,
you locking horns with them. Youknow what, when you get them

(19:22):
all getting together, guess what's gonnahappen they're gonna Tesla's gonna, I guess
elawn ranting and some of the ridiculousstuff that he does on whatever social media
platform he's on doesn't convince workers there. The unions members in Sweden have been
on strike since the twenty seventh ofOctober, and the Swedish union supported by

(19:45):
their counterparts in Norway, Denmark andFinland. Now what's going to happen is
he got other unions and other countriesclosely knit around them that are going to
start applying pressure as well, anduh, Tesla better watch out. Is
some important points here is that thecollective bargaining in Nordic that that model in

(20:06):
which they have the conflict centers aroundthe Nordic labor model market, which relies
heavily on collective bargaining rather than legislation. And so they're really forced to be
in the collective bargaining space because quitefrankly, legislators shouldn't be deciding this stuff.
It should be union workers that aredeciding how they're impacted by the labor

(20:27):
market. And so about ninety percentof Sweden's workforce is covered by a union
contract and so the system there,you know, corporations like Tesla are trying
to work around that, and atthe end of the day, that's not
going to work very well for them. The next couple other points I think
that should be made is that thefinancial markets are reacting to musks. You

(20:51):
know, musks. It's kind ofhard to say to Elon's stance. You
know, early on he was youknow, like a pioneer in a visionary
and you know what happens. Iguess when people get so much money and
they get so much control, theyjust start to lose their mind. Frank,
would you, I mean, whatthe hell happened to this guy?

(21:11):
Like I used to be a bigElon fan, and uh I slowly have
had to accept that I'm not ahuge fan anymore. So I love I
love rockets and space and you know, he's the Space SpaceX, but I
still love spaces. There are alot of people besides Elon that work there,
that do amazing work, and theythey deserve good wages, obviously,

(21:33):
and I don't know, you knowwhich areas, if any are unionized or
anything, but well, it's interestingabout this, says are very questionable and
uh oh yeah, yeah. SoI've had to kind of take a step
back as his number one fan there. You know, what's interesting is his
anti union stance on on unions andthe kind of the rhetoric he spits out.

(21:55):
It's so ignorant in the space oflet's use SpaceX. Union workers over
the last fifty years are the onesthat have made sure that that very dangerous
industry of putting people on a flammablerocket that is going to fly into outer

(22:15):
space, yet you don't blow up. And you know, there's incredible safety
measures that have been dealt with therein that space over the last sixty years,
since the space program really got offthe ground in the sixties, right,
And those were union workers in thisspace for the last sixty years,

(22:37):
and all of the regulatory factors,all of the work that was done,
all the safety measures, all ofthat extensive amount of work done in that
industry clearly done by union workers togive him a platform to then jump in
in you know, in the inthe in the two thousands and then to
you know, work off basically offthe backs of their work. And so

(23:02):
he should be a little less likelyto beat up on those that really pave
the way for this industry. Buthe needs his billions of dollars. How
else is he going to his billionsof dollars? I don't know. At
a certain point, like what doyou do with that much money by Twitter?
Yeah, I guess by Twitter andlose a whole bunch of money.

(23:22):
Yeah. No, it's it's ridiculous, it's it's sad, it's crazy.
All right, let me move on. This is the Worker Power Hour with
Randy Corgan caseaas one O six pointfive FM, ten fifty am. The
next one is in Alabama. Wehave a union effort for UAW on the
Mercedes Benz plant. Ironically, MercedesBenz in Germany is one hundred percent union.

(23:48):
It gets here to the United Statesand guess what we want to operate
non union? We want to exploitworkers, of course in the South,
which is where workers typically get exploitedmore than anywhere else. For whatever reason,
the Southern regulators and elected officials can'trecognize the fact that they shouldn't be
exploiting workers in the South. Theyactually shouldn't be exploiting workers anywhere. But

(24:14):
the workers there are are organizing rightnow. I think it's significant. One
of the couple of reasons why they'redoing it. This is a plant of
sixty three hundred workers. Manufacturers ofSUVs, the GLE, the GLE coop,
the g LS series, and Mercedesmay Boch. I mean, these
are high dollar, hundred and fiftythousand dollars vehicles, and you know,

(24:40):
apparently the company getting two hundred percentprofits over the last two years and creating
this huge disparity with the workforce.Workers are fed up. They're organizing,
and congratulations to them. It's reallygood to see them moving in that direction.
And then this last point of currentnews is the Amazon workers that has

(25:02):
been all over the news today.Senator Murphy, twenty four Democrats and three
Republican senators signed on a letter toAmazon demanding Amazon deal with their exploited practices
when it comes to these delivery drivers. You've heard me say it before on
here that even though a delivery driverat Amazon looks like he works for Amazon

(25:22):
or she, and they have aAmazon uniform and Amazon truck and Amazon equipment
and Amazon this and Amazon that theyactually don't work for Amazon. According to
Amazon, we claim that they dowork for Amazon because Amazon has so much
control. And what this letter doesis this letter actually and the Republicans have
signed on were Josh Holly and JD. Vance and Roger Marshall, and there's

(25:47):
many more to come because it juststarted the last couple of days, So
in just a couple of days toget twenty seven senators to sign on and
to have those workers in DC.Actually the last couple of days one on
one speaking with each of those senators, those US senators, explaining to them
the circumstances and the situations they werein. Many of you, if you're

(26:10):
interested in this following it, lookup Chris Murphy. He's out of Connecticut.
He's a Senator from Connecticut. Hejust did like a five minute video
a few days ago, or actuallya couple of weeks ago on laying out
exactly what Amazon is doing wrong andwhy Amazon needs to correct its model and
change its model. And ironically Amazon'srespent. Their response to the inquiry is

(26:33):
the company defends its use of DSPs, claiming substantial substantial investment in training and
welfare of subcontracted drivers. That's aboutall they can say. Of course,
they keep denying that they are nottheir drivers, but that the legal process
is working its way out. Andobviously this whole battle is over control over
the workforce and Amazon wants to havecontrol over them, but say they're not

(26:56):
our employees. And matter of fact, if you listened to a previous show,
we had one of those drivers onvia, you know, through the
rate they called in and talked abouttheir individual circumstances and situations, and you
know, it's just crazy that Amazonclaims that they're not there, that they're
not their employee employees. But there'sa legal challenge out right now on joint

(27:21):
employer status. Uh. And wecan clearly say I've been doing this job
for over thirty years and it's actuallythe most control I've ever seen over a
company. I happened to be theguy it's in charge of this stuff nationally.
I got five minutes, right,Frank, I got, Well,
guess what I'm gonna do. I'mactually gonna roll to break a little quicker.
I'm not gonna do it right thismoment, but I'm going to roll
just a little bit quicker and notright on the time, because apparently I

(27:41):
have the ability to do that.I'm learning this this talk show stuff.
It's kind of cool, like,so I'm having a lot of fun.
During the break, I actually talkedto a lot of people about things they
liked and they heard, and I'vesent out, hey, what would you
like to hear on the show?And you know what was cool is actually
what I got the most feedback onwas two things is talking more about Amazon,

(28:02):
which I can talk about Amazon allday, and the other was hearing
more from the Teamster Advantage partners.And so as a result of that,
what I'm going to try to dois try to have a Teamster Advantage partner
on every single week, even ifit's for a short period of time,
even if it's just for five orso minutes. Now, we're going to
have vbs on here for a littlebit longer than that because they actually are

(28:26):
integrated into other parts of our organization. But what we'll do is we'll go
to break. Here, it's theWorker Power Hour. This is Randy Corgan,
longtime organizer, first time radio showhost. This is the Worker Power
Hour. CASEYAA one oh six pointfive FM, ten fifty am. See
you on the other side of thebreak. Are you looking for a good

(29:00):
union job? The Inland Empires fourteenthousand members strong Teamsters Local nineteen thirty two
has opened a training center to getworking people trained and placed in open positions
in public service, clerical work,and in jobs in the logistics industry.
This is a new opportunity to advanceyour career and raise standards across the region.

(29:22):
Visit nineteen thirty two Training Center dotorg to enroll today. That's nineteen
thirty two Trainingcenter dot org, KCIA, Lomolinda, the Legacy, KCAA ten
fifty AM and Express one oh sixpoint five FM. Are you graduating high

(29:48):
school soon and wondering what to donext? College is one option, but
why not consider the high paying jobsmade possible by union power. Labor Union
Teams YE'RS Local nineteen thirty two isopen to training center to get you into
the high school to high paying jobpipeline. You'll learn all the skills needed
to excel in opportunities across industries.Visit nineteen thirty two Trainingcenter dot org to

(30:15):
enroll today. That's nineteen thirty twoTrainingcenter dot org. Labor unions built the
middle class, and the middle classbuilt America. That's the message from Teamster's
Local nineteen thirty two, a strongand successful labor union based in San Bernardino
that represents over fourteen thousand hard workingpeople across the Inland Empire. The Teamsters

(30:41):
are ready to help you organize forbetter pay, increased benefits and improved working
conditions. Reach out to Teamsters nineteenthirty two at Teamsters nineteen thirty two dot
org backslash organized to speak with anorganizer today. Wow, welcome back to

(31:02):
the worker power our CACAA one ohsix point five FM ten fifty am.
We're back here. We have aguest with us, we have a Teamster
Advantage partner, we have Megan Barrichwith us with VBS, and we really
appreciate you coming on. What I'dlike to do is instead of stealing the
show here and continuing to talk,people get to hear me talk all the

(31:25):
time, why don't you introduce yourselfin what your business is here in the
city of Redlands. Thank you somuch, Randy, thank you for having
me on. And it's totally fun. You can you can steal the show.
I don't usually need to talk thatthat much, but so I have
been doing insurance for sixteen years inRedlands group health, small, large groups

(31:47):
and individual and then about seven yearsago I started a company and I got
more into these supplemental based products.So disability critical illness, cancer, accident,
things like that. I got intothat space because how I looked at
it is that these are products thatare very underrated. They are things that
people do need. And so westarted kind of pushing to brokers and you

(32:09):
know, pushing out into the communityon these how important these products are.
You know, we all know weneed health insurance, we all know we
need dental vision, but you know, ensuring your paycheck is a huge thing
I'm very passionate about. So that'skind of where we started from there.
So I've been doing that for sevenyears. I started VBS Insurance Agency,
I believe it, yes, sevenor eight years ago, and we've kind

(32:30):
of been moving along since then.Yeah, I mean, give me just
a real quick example. What doesthe supplemental benefit look like for people that
aren't aware of it? Okay,so let's let's do disability Disability insurance disabled
yah, yeah, a little bitright, just a little lot of times.
Right. So, disability insurance isa supplemental benefit that you do purchase,

(32:54):
usually on a voluntary basis. It'srun normally through groups, so businesses
will sponsor these plans and if somethinghappens, should you go out for mental
illness for you broke something, acar accident, god forbid, cancer,
anything like that. We supplement yourincome. So when they go out,

(33:15):
we call you have an elimination period, you go your off for seven days.
On the eighth day, how muchwould that roughly just I know everybody's
different, but like what's a howmuch is somebody pay to have that insurance?
So you're looking anywhere from say fifteendollars a month up to maybe forty
eight fifty dollars a month, Sothat small amount would ensure the rest of

(33:36):
your substantial part of the rest ofyour paycheck. Correct, yeah, correct,
So supplementing either what state disability doesn'tdo or in instances of the teamsters,
since you don't pay in to supplementwhat life does not. Right,
So this is important stuff, andI'll explain to you why over the course
of my career of represented workers thatget hurt go off of work, and

(34:00):
then you know, they make goodmoney, but when they're disabled, they're
not making the same amount of money. And a lot of times they rush
back to work. And so thatrushing of back to work actually affects negatively
affects someone's health if they're not completelyhealthy. When they get back to work,
they're always making an economic decision todo it, and so a lot

(34:22):
of times we're usually trying to bargainsomething in this space to try to make
sure that when individuals have to taketime off of work that when they come
back it's not because of a negativeeconomic impact. That is correct, And
that's what happens when you're stressing tryingto get better. Are you going to
get better? No, You're mostlikely going to get worse. And the

(34:42):
biggest thing is a financial hardship willbe that first thing where you're like,
you know what, it's okay,I'm just going to go back. I
may not feel the best, andthen the situation or the condition will get
worse and that could put you outeven longer. So so so on an
economic level, the teamsters get abetter deal than non teamsters one thousand percent.
Yeah, so the rate one thousandpercent better than thousand percent less.

(35:07):
Yeah, it's it is very,very crazy on how much we did save
the teamsters when we put in thesegroup products. So you know from prior
insurances. I mean we're talking onepoint two millionaires. I won't beat up
on colonial, but you know Iwon't say it, right, I wasn't
gonna say it. Yeah, thereyou go, there you go. It

(35:29):
was a horrible situation, and youknow, things happen, and I'm in
the industry, so I will nottalk negative on certain things, but I
will say that Colonial was a lothigher. But when we came in in
sart perspective, they were completely overchargingthese members. It was incredibly It was
disturbing for me. And I reallyappreciate the work that your team did because

(35:50):
you went out there and built aprogram for us that brought down those the
same benefit significantly, cut it inhalf, cut it by a third.
Sometimes even it was twenty five percent. The premium was cut down. Oh
absolutely, yeah. I mean whenwe did the rollover and we were talking
to the members, they could notbelieve how much they were saving. We

(36:12):
would break it down so we wouldsay what some of them didn't even believe
it. They thought that was nottrue. Huh correct. I remember those
calls. Yep, yeah, youknow, but Brandy, this can't be
true that you know. You're okay, we got this. We bargained it
ahead of time here, all right, But Randy, you have to think
too. People don't like change,right, So but all in all it
worked out and when they really didsee their paychecks had more that they could

(36:37):
take home versus going to insurance.I think that really did help. And
you know, it's guaranteed issue.So as we all know, a lot
of us have pre axes and thingshappen and we shouldn't be denied for those
services because of that. And beinga teamster. Guess what they weren't subject
to a lot of that is thatcorrect, exactly guaranteed issue. And for

(36:57):
those of you who've never run intothat problem, and hopefully you ever do
have to run in that problem beingin one of our plans, you don't
you get the guaranteed issue. Youdon't get just because you had some pre
existing condition, correct, correct,Yeah, it's crazy. So how did
how did we get connected? Howdid the how did the VBS and the
Teamsters get connected? So through theTeamster Advantage program? I know, Mark

(37:21):
sitting here smiling. I was goingto mention you, Mark, don't worry,
I was going to mention you.So, uh, Mark, hopefully
you sent your mom the link becausesince you'll feel better that you know that
I mentioned you Mom, think youknow, just letting you know I'm giving
Mark props. No, absolutely so. I the Redlands Chamber of Commerce,
which the Teamster Advantage is really involvedin. I had a colleague there that

(37:45):
I've done, you know, anotherbroker that I've done some things back and
forth with. And Mark was lookingaround stating that, you know, you
guys were looking for someone to kindof change up some benefits. Yeah,
I had to sign him. Pleasego find someone who can do this like
this is crazy? What colonial Imean that other insurance company was doing to
us, I know, And thenand then today I came about so you

(38:07):
know it it worked out. Wethat's that, but it was it really
was the advantage program going into thechamber, you know, talking with people
and and I will say the biggestthing is, you guys were looking for
small businesses too. You're very muchlet's work with local brokers, let's work
work with local people. It's veryeasy for us, as big as an

(38:29):
organization is to pick up the phoneand call one of the big outfits on
our own. But what we alwayswant to do is we want to start
locally and make that connection like that. So we really appreciate the relationship and
the partnership that was created, andso you know, to shift up here
a little bit. How you know, like, how how do you think

(38:51):
the Teamster Advantage program helps Redlands inthe community as a whole. So I
will say Redlands has has been bigabout you know, maybe ten years,
maybe even more. We're very bigon shop local. The problem with that
is we weren't getting enough traction withit, and so with the Teamster Advantage
program coming in, I really trulydo believe you guys connected the dots for

(39:15):
us, and we kind of firedeverybody else up behind it too. Huh.
I don't know about that, butyeah, like firing them up,
are firing them? No? No, firing them up. In other words,
we've got other people in the communitybe more connected till shop local absolutely
and biggest thing right so small business, we can't have the Teamsters doing that
alone. We've got to do thistoo. Well, that could happen,
you know. You know. Thebiggest thing too is like these small businesses,

(39:38):
you have to think they don't haveall this money to advertise. That's
a huge thing. Advertising is somethingif that's digitally or if you're putting things
in papers, or if you're onyou know, how much do we charge
you? What for the how muchwe charge you to advertise nothing. I
know everybody has a hard time answeringit. It's nothing, No, it's

(40:00):
it's it's nothing. And the bestpart is yes, you know, they
give a discount and where people aregonna shop win when there's a discount.
So you're bringing people into our localcity bringing up that revenue, and it's
a win win for everyone. You'regetting a discount, you're shopping local.
You're not You're you're getting personal,You're getting out in the community. Let's

(40:21):
put it that way too. StateStreet is great when you can go out
and you can see people that youcan run into. You're shopping local.
You're not behigh a computer going okay, click here click, They're not saying
I've never done that. But you'regoing out exactly. You're going out into
the community, and that's a bigthing. So I think that the Teamster
Advantage program really put what we weretrying to do ten years ago and really

(40:44):
put it together full circle. Good. Yeah, and what I what I
really one of my favorite aspects ofit is the app that sends us push
notifications multiple times a day and justreminds us hey shop local or there's this,
or there's that, and and it'sjust a good room at least to
all that are connected to thousands uponthousands of people that are connected to the
app that Hey, make sure youshop local. So even if you don't

(41:07):
go out into Redlands and participate withyour business, it's just a constant reminder
to be paying attention to that beforeyou know, going to the big w
Walmart, you know, or youknow, Amazon or whatever else it is.
I get it sometimes people do allthat. But if you pay attention
and you try to focus on thatfirst, you know, it's really going
to make a big difference for thesesmall businesses, absolutely, and I think

(41:28):
that it has. They're still inbusiness. So so here's my here's one
of my favorite questions for you.I teed this one up and hopefully you
you're well prepared for it. Whathave you learned about unions since the partnership?
I mean, has it really changedyour perspective about unions? Okay,
how am I going to answer thiswithout offending anyone? I did not have

(41:51):
the best outlook on unions prior toI didn't you want to offend me?
Right? No? No? Andlet me people offended and I'm gonna tell
you why I didn't know enough,right, So what do we say that
ignorance? If you don't know something, you really can't judge it. Right.
Until you get all the information,you truly cannot judge how an organization

(42:12):
works. I will point on thethings that I have learned is how much
time you guys put into the community. And I'll start with more of your
members. It's crazy to me andI saw this a lot this last open
enrollment period that we had. Howmany hours you guys put in to create

(42:34):
a better work environment for these members. I was actually impressed. And when
the contract dropped, I was like, how how is this even possible?
And I really meant that. I'mlike, I don't understand how they could
go and get something that good.They spent all that time, all that
energy for someone else. It reallywas something where we put others above self.

(42:58):
And that's one thing I found inthe Union community is you guys are
a family. You guys are loyal, you guys are a family. It's
all it's all about, you know, helping others. And you don't see
it very often, you know,it's it's always on what's the profit?
You know, what can we dofor ourselves? But you know what,
screw everyone else? And that thatcomes down we say that, oh sorry,

(43:22):
we're good. Okay, Frank,Frank you okay, perfect, No,
no, no, I won't dothat. I'm actually pretty good for
as foul mouth as I have.I haven't I haven't messed up here.
You haven't been bleeped out. Well, I forgot about that, So I
mean, I'll watch that good.That means you're That means you're just kind
of going with the flow. Yeah, no, yeah, absolutely so.
So I really appreciate you pointing thesethings out. So, in other words,

(43:43):
the negative narrative out there about unionsis what you had been indoctrinated with
or it just kind of it's whatyour knowledge was. And now that you
work closely with you know, somepeople on the staff, and you work
closely with the organization, and youwe're most importantly closely with these members,
right the union workers, helping themevery single day, and you know,

(44:04):
with the supplemental benefits and all theother things, like what really stands out
to you in that and what you'velearned in the contrast and why the general
public has got this the wrong view? You know, I think the general
public has a wrong view because it'salways like, oh no, you know,
unions are out to get the employer. They're not looking on they're not
looking with the ployer to do okay, right, because they need to have

(44:27):
a job. But okay, let'sgo on the flip side. You guys
are starting local businesses, right,Those are employers doing local businesses. So
you have that, you have thatboth sides of things. But people have
to understand the working class, theworkers. You know, if it wasn't
for those workers with those employees,the employers actually have that, are they
going to go out and do thosejobs? They're not. So the fact

(44:50):
that when we talk to your members, right nineteen thirty two members and they
talk about, oh my gosh,you know, you know, I'm so
big for the union. They've doneso much they you know, you have
die hard members there, and Ihonestly thought I wouldn't have seen that,
you know, it would be likea normal thing. This is what we're
a part of. This is youknow, this is what you do.
You become you know, a unionmember, transactional relationship exactly, that's versus

(45:14):
it being embedded in something bigger exactly, and these members are in awe of
what they get. I mean,we have people will go out and there's
people that are not nineteen thirty twomembers. And I hear it all the
time with the business agents. Theywant to be nineteen thirty two members.
You know, you guys do anexceptional job. I want them to be
exactly right, exactly what what standsout to you? Do you have a

(45:38):
story or two? What are things? You know? Obviously you're in the
healthcare industry, and you you understandthe challenges of this industry and that the
average person doesn't understand that. Whatare you? What have you learned?
Union's roles are in this space whenit comes to healthcare. So my biggest

(45:59):
thing with health insurance correct healthcare andhealth insurance, So doing individual currently still,
I have a lot of people whocome into my office who once I
quote them, they see the price, they go, I will call you
when I'm sixty five. Yep,So retire. It's so bad. It's

(46:23):
almost gotten to the point where Idon't enjoy the individual side of health insurance
anymore because you're constantly giving something that'sthese are what the individual side means is
when somebody on the is coming inon the open market and saying, hey,
I just you know, I'm anindependent business owner. Correct. Whatever
it is that I am, Ineed healthcare. That's individual, and there's

(46:44):
a difference between individual and group.Group is something that we do clearly because
we've got a big group of people. Correct. So someone leaving a group
plan, let's kind of start there. Someone leaving a group plan has an
option to Cobra right where they cancontinue their group plan, but paid out
one hundred percent, so it isstill high. Put it this way,

(47:05):
I have never encouraged people to takeCobra more in the last five six years.
Then I do. Literally, Idon't take the Cobra because the individual
if I go and shop it outin the individual market, directly to blue
Shield, directly to Kaiser, theyare going to pay twenty percent more at
least at least, and you getinto the better plans, it gets even

(47:27):
higher. Exactly it would be amortgage. And so how about retirement vehicles
and stuff like that? What haveyou viewed as far as you know,
Because what happens is the older peopleget, the more they need healthcare.
And I find it ironic as amatter of fact, somebody had suggested for
me to do a show on retirerehealthcare and why there has been this this

(47:50):
this movement. It's corporate America that'sdone it. But there's movement to kind
of eliminate retire retire rehealthcare or earlyretirement healthcare, or supple good supple mental
benefits around medicare, so not justpre sixty five. Some may say,
why would I you go you can'tretire till sixty five. Well, I'm
sorry if you're a union member.Most union members can retire prior to sixty

(48:10):
five because we've bargained some early retirementprogram. Because think about it, you
go to work somewhere at eighteen yearsold. If you work, you know,
let's say thirty years. Let's sayyou work forty years, you're fifty
eight, forty years. You've workedfor a company a lot of times.
Let's say in the Inland Empire,you've worked in a warehouse. You've worked
it's driving a vehicle, or you'veworked in some manufacturing or something that's heavy.

(48:34):
It's beat up your body, it'sphysically taking a toll on you.
And you absolutely should have a earlyretirement vehicle because the company has benefited from
your individual person kind of taking abeating over that time. So then they
get later on in life and peoplewant to argue, oh, we shouldn't
have early retirement benefit or we shouldn'thave a retiree medical coverage. And I'm

(48:58):
going to get into that in aminute. Actually, as soon as you're
done, we're going to talk alittle bit more, and I'm a transition
into the importance of retiree medical andwhy unions are the ones that obviously brought
it into the space, are arguingfor it to be in this space.
But what is your view on thatand what have you learned in the last
few years on that subject. Sothat is actually one thing I learned going

(49:20):
into working with the union is Iactually had no clue that unions could even
implement something like that. I reallydid think that it was something that you
contract you signed in your contract forwhen you retired with a larger company.
Obviously if it's smaller, you don'thave it. So me personally, is
my most favorite thing that this unionhas done, because I'm on that side

(49:45):
to where I see that there isno way someone at sixty or sixty two
or sixty three trying to find benefitsprior to medicare exactly. It's it's almost
impossible. It really is almost impossible. They will take the extra two years.
And why should someone have to waitto retire when they've worked so hard?
Why not enjoy retirement, enjoy thefruits of their labor. Yeah,

(50:07):
it's crazy, how that is really? I got Mark over here flagging me
on the worker power hours, theworker power one O six point five FM
ten point fifty AM. So hekeeps making sure, Hey, Randy,
you got to say this anyway,but yeah, this the retiree medical for
it to corporations to win this towin essentially, what I mean by that

(50:30):
is to make it sound like it'sa bad thing and to take a position
to not pay for it. Sothen as as the larger corporations don't do
it, then clearly smaller businesses can'tbecause of competitive disadvantage. And then now
it's priced itself, what someoneould say, out of the market, and we
have to bring this back. Andthat's obviously what we do in the Union

(50:52):
is we make sure when we're bargainingthat that's one of the subjects that we
bargain for and we talk about.And you've actually been helping with our benefits
long enough to see the transformation,in other words, to see prior to
having a retiree medical component to nowhaving a retiree medical component. And so
you get to contrasts too. Youget a contrast of being a union member

(51:15):
of going from having it to nothaving it to having it, and then
you see another contrast of a unionmember having it and then an on union
member not having it. Do whatdo you got to say about that?
It's it's completely it would be anight and day thing. You have this.
You did the retirement kind of launchingthe retiree program and things like that.

(51:36):
And hearing these these members get upand say you know, I am
so and sharing what they're going todo, that was I think the best
part for me. Right you're there, We're going to go I'm gonna stare
at the event we had correct.Yeah, correct. So hearing their stories
it warmed my heart because I'm sittinghere going, wow, you would not
have been able to do this withoutthis, You want't have so think about

(51:57):
all these people that are listening orfuture people that may listen to this show
and they're you know, driving orworking in a warehouse or non union,
and they're thinking, what do youmean retiree healthcare? Like it's I've never
even heard that phrase. No,how coming from the insurance industry. How
important is it? Somewhere between theage of fifty five and sixty five,

(52:19):
it's probably, I think one ofthe most important things. It is the
most important thing in my mind besidesfood, correct, Because that's what it
comes down to, do I takemy health insurance or do I eat?
On some cases, there are alot of people who are on such tight
incomes that that's what they do,and a lot of them, I will
say, will go without health insurance. And that's a whole different rabbit hole.

(52:40):
So let's back up to that oneyou said. Someone comes in buys
an individual plan, they look atthe cost and they're kind of looking at
going okay, they're making an economicdecision now on their future health correct correct.
And so what they do is theygo, Okay, well, this
plan costs this, this plan coststhat, and I'm going to take the
lower cost plan on the premium side, which usually turns into more costs.

(53:05):
Where megan when they start using theplan, Like let's say, let's say
what someone goes with the Bronze.That's the lowest highest deductible that you can
get. They go in to getlab work done, they're going to pay
two hundred and thirty dollars for that, and that's at the negotiated rate versus
if you had a if you hada good group plate plant, good group
plan, and you're let's say aTeamster, you go in and you you're

(53:28):
going to pay probably nothing on theplans you guys negotiates maybe five or ten
bucks, okay, but I meanthe plans I've seen, it's zero.
I mean hospitalations zero. So yousome of them are not all of them,
all of them, but and eventhough those ones are affordable, though,
isn't that you just said something.I'm sure if people are listening that
are that are non union or goingwhat hospitalization don't cost anything? That is

(53:51):
correct if you're a Teamster, atleast if you're a Teamster at Teamster's nineteen
thirty two, and I can speakfor Local sixty three as well. For
the most part, there may besome exceptions to the rule I'm not thinking
about right now. You get hospitalized, you know, maybe you got to
pay a few bucks out of yourpocket when you get hospitalized, but most
of the plans one hundred percent coveryou and you don't have to worry about
everything rolling up on you later ondown the road exactly. And that's what

(54:14):
happens. I mean. I havea story, if you don't mind,
if I have a little chol Ihave a story of a friend of mine
and they were cutting on costs rightbecause they're they're they don't have it through
their company. They had to getsomething done. And she went onto a
bronze based plan, which I alwaysI never recommend. They did it behind
my back, and I'm going tosay that because I did not recommend that

(54:35):
plan. Hopefully they listen. Theyknow who they are. Oh yeah,
one hundred percent, she'll know whoshe is. She went into the er
and she got she calls me andshe goes, why do I have a
forty five hundred dollars bill? Isaid, And she goes and the insurance
did their payment. She goes,what am I going to do with that?
You know, it's no one wantsto pay that. People don't think

(54:57):
about it until when it happens,and then it is a problem. So
corporations have convinced Americans buy and largea narrative. You should be in control
of your own health care. Youshould be in control of your own retirement.
You should be we know what decisionspeople are going to make. That's
why they should be union. Theyshould have union contracts there and there should
be a more stabilized environment around healthcare because they do. What happens is

(55:21):
they choose the cheaper plan, andthen what happens is they run into an
economic catastrophe when something happens. Itisn't like if you if you need a
different car, you just go downto the dealership and buy a new car
that day. If I get hurtand I don't have good insurance and then
I go into the hospital, Ican't pick up the phone and say hey,
up my insurance, no matter offact you you literally can't do that

(55:42):
correct, not at all. Iwould be like in a car accident,
right and saying I need it tochange. Well, that happens all the
time. They actually look at youand say, oh does this person have
health care, and then they mayre route you somewhere else. Right.
No, No, if you getin a car accident and if you don't
have health care versus it's gonna ohyeah, then they have is going to
decide where exactly that is different.Yes, you are right about that.
Yeah, that's crazy. That istrue. Now, our members buy and

(56:07):
large don't we got ten minutes orfive seven, got it? Our members
buy and large don't experience this.Teamster members. Union members don't experience what
we're talking about right now because mostof that stuff is all bargained in the
group plan, right, And soso the average person on the on the

(56:30):
you know, the average non unionworkers trying to figure it out. I
can't count how many times I've hada worker that says, oh, my
company provides me great healthcare. Andthe first thing I tell was give me
the SPD for those who don't knowwhat SPD is some of the description.
And they give me the SPD andI look at the SPD and I go,
oh boy, well, have youever had this happen? That happened,
this happened, and that happened.I go, no, no,

(56:51):
no, no. I said,well, now you never tested your insurance,
so you don't know. And whatyou did is you actually bought bargain
or you have your employers providing bargainbase basement sort of benefits. And what
we do in the union. Isit when we're bargaining, is we try
to We can't always do the toppremium you best of everything, but man,
we always try to keep it upin that top tier. And it's

(57:15):
hard because it's very expensive to keepit up in that top tier. But
there's a lot of work that goesinto it. And you're in an industry
where you actually get to see adirect contrast. Oh one hundred percent.
I mean going to the new higherorientations, really getting more into your medical
plan, the medical Trust plan.The first time I looked at it,
I went what I'm looking and I'mgoing, this is seriously one. I

(57:37):
haven't seen a plan like this,And I couldn't tell you how long because
I'm so used to just how muchyou think a plan like that would cost
if somebody came in on an individual, if they offered it. You're looking
at, well, give me anage, give me an h just throw
out an age. Fore, Idon't know. Thirty five somebody thirty five
years old. Sometimes they're on thecusps. Sometimes they realize they need healthcare,

(57:57):
sometimes they don't. It's actually good, at my opinion, it's good.
Okay, So thirty five if fora plan that would mimic the plan
you have. You're looking about sixseven hundred dollars for a thirty five year
old. Wow, I got fiveminutes. All right, all right,
So let's anything else you want toadd. I don't think so. I

(58:21):
don't think so. So Team Sureradvantage partner. The reason why we took
a little bit more time here withVBS and Megan is there's not just you're
not just a team ser advantage partnerand you actually provide a business in the
area. That relationship then turned intohelping us with our our voluntary benefits that

(58:42):
we have connected in a group settingthat our members that participate and are connected
to the Teamster network get a significantlyreduced rate compared to everybody else. Is
there anything you want to say onthat before I move on to the last
part of my show. I do, Actually, I want to say kind
of the I really end. I'mnot trying to throw out numbers on that,
but we're talking a discount of firstyear savings one point two million dollars

(59:07):
of a savings. Being a partof the team you can say that again,
we saved them over one point twomillion dollars. One yeah, correct,
one point two million dollars out ofall the products. That was the
savings that we have, and ifyou look over all the years, it's
been higher than that because you know, we can negotiate that down again.
I will say it again, thegood underwriting. But the biggest thing is

(59:30):
the stories that I have for dealingand friendships I've created with your members with
those situations when someone's in that toughspot and you can go and you can
give them something and it's affordable,right because it wasn't affordable before people did
it because they knew they had tohave it. But having the same NBC
News on CACAA lovel the sponsored byTeamsters Local nineteen thirty two protecting the Future

(59:55):
of Working Families Teams THROUGHS nineteen thirtytwo that or buck up like mm HM