September 8, 2025 • 21 mins
It's hard to save with bad habits, point blank! You don't have to be on the low end of the spectrum to lack financial wisdom. It has nothing to do with how much money you have or don't have but it has everything to do with your mindset and the ability to manage your finances. The worse thing people do to themselves is to live for others to see what they have or what they pretend to have. It's a ridiculous and very stressful way to go through life! Stop worrying about what others have and stop trying to keep up with what others have. Gain financial wisdom and watch how you crawl out of the pit you've dug for yourself! If you want a better life you can't sit around waiting for someone to pull you out, for the lottery to hit, for someone to die, etc., you have to choose better for yourself! Make better choices and decisions! Stop getting into debt and stop living beyond your means!
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
Hey, hey, hey, I'm bad. Listen.
Speaker 2 (00:06):
I just want to talk quickly about something, and I
hope that you get something out of this.
Speaker 1 (00:15):
There are many, many, many.
Speaker 2 (00:18):
People in this world who do not have financial wisdom.
But they've been working for years and years and years
and years, but.
Speaker 1 (00:29):
They have no financial wisdom. They have no.
Speaker 3 (00:33):
Savings, and I'm telling you that's terrible, that's terrible. No
one that's working should be in that category. No one,
(00:53):
no one.
Speaker 2 (00:56):
There are so many people who are still struggling financially
and have been in that same place for years. Many
people their whole lives, they've been in the same financial situation.
Speaker 1 (01:15):
There is absolutely no.
Speaker 2 (01:17):
One to blame but yourself. And I'm not here to
try to poke you. I'm not here to try to
criticize you. I'm not here to try to belittle you
or degrade you. I'm here trying to give you some knowledge,
some encouragement, because you are the one who's in control
(01:44):
of what you do. Some people want to blame Oh, well,
you know, I can't find a job.
Speaker 1 (01:51):
Anybody can find a job if they really want to.
Speaker 2 (01:56):
It's just some of you are picky about the jobs
you want, but you really don't have any qualifications, but
you're still trying to be picky about the jobs you
want instead of just getting a job.
Speaker 1 (02:14):
That's just the truth.
Speaker 2 (02:18):
I know because I've heard plenty of people over the
years say, well I want to do this and I
want to do that.
Speaker 1 (02:24):
You can do whatever you want to do.
Speaker 2 (02:27):
Just be qualified, prepare yourself. And I know college is
not for everyone. Everyone don't have to go to college,
but you still have to have some type of skill.
Speaker 1 (02:46):
Anybody can start a business.
Speaker 2 (02:49):
Anybody can start a business. Think about you, think about
what you enjoy, think about what you're good at.
Speaker 1 (03:01):
There you go. You just have to use your talents.
Speaker 2 (03:08):
You have to wanna do something when you see that
your life is in the same place or you just
spinning your.
Speaker 1 (03:16):
Wheel, that's on you, boot, that's on you.
Speaker 2 (03:23):
I know a lot of people have tried many different
things and nothing have worked out, but they keep going,
they keep trying.
Speaker 1 (03:32):
Let me tell you I've done a little.
Speaker 2 (03:33):
Bit of everything, and I've told you this long few
years ago. I started off off as a certified nurses
aid right out of high school. Matter of fact, I
got my certification in high school through health Occupations. Did
that went to because I was like, I'm gonna be
(03:55):
a doctor or nurse.
Speaker 1 (03:57):
So I went and did that. Then I went from
there and I became an EMT, and then from there MT.
Speaker 2 (04:06):
I b P. So you go from EMT to paramedic.
Speaker 1 (04:11):
Done that.
Speaker 2 (04:12):
I've gone and been dental assistance. I've been an eye technician.
I've been a mental health counselor. I've been a family counselor.
I've been a psychotherapist. I've done some of everything. Oh
and the very first thing I did out of high
(04:35):
school also was I was in banking.
Speaker 1 (04:39):
So I've kind of done a little bit of this
and a little.
Speaker 2 (04:42):
Bit of that, and I am where I am at
this present moment, and I've used all of my talents
for what I do now and what I've done before
the job that I'm doing now, I've used.
Speaker 1 (05:01):
All of my talents.
Speaker 2 (05:02):
Oh, I forgot, duh. I was in the military also,
so a lot of what I did.
Speaker 1 (05:13):
Was while I was.
Speaker 2 (05:13):
In the military and before I was in the military,
because I went into the military in my mid twenties, well,
slide down the slope to.
Speaker 1 (05:22):
My late twenties.
Speaker 2 (05:24):
Because I had my twenty six or twenty seventh birthday
in basic training. I can't remember which one, but I've
done so many things. But I've always believed in myself.
I have several degrees, graduate degrees. I've always believed in myself,
always worked hard for me. And you know that's what
(05:50):
you have to do. You have to look at your
life for yourself. Stop saying, oh, I'm doing this for
my children. I'm doing this for my husband.
Speaker 1 (05:58):
My wife, my mom my. Then that is great, but
the first person you should be doing it for is yourself.
Speaker 2 (06:06):
You have to set yourself up because guess what. People
break up, People die, kids grow up and leave the home.
So you have to think about you.
Speaker 1 (06:21):
What are you going to do? How are you going
to make it.
Speaker 2 (06:27):
A lot of people go wrong when they try to
hitch on to someone else's security.
Speaker 1 (06:34):
You must have your own, that's my belief.
Speaker 2 (06:40):
Have your own and stop giving in these relationships and
giving up your dreams for the dreams of your significant other. No,
you can still support your significant other and have your
own dream. People put themselves in bad situations willfully. So
(07:03):
I said all of that to say, as you grow
in life, or you should grow, because many people are
not mentally mature.
Speaker 1 (07:16):
Or mature. They're not. That's just fact.
Speaker 2 (07:20):
Because maturity does not come with age, and a lot
of people have never met that level because.
Speaker 1 (07:30):
They are of unhealed hearts and minds.
Speaker 2 (07:33):
And that is why many people are on the wheel,
just living cycles. And that is why so many people
do not have financial wisdom.
Speaker 1 (07:44):
There are rich people that don't have financial wisdom.
Speaker 2 (07:47):
They go bank up too, no financial wisdom because people
are always living above their means, always in all so
there are people who fake.
Speaker 1 (08:03):
They pretend they have this and that, and they are broken.
That broke. But it's the image people try to portray.
But baby, let me tell you, that image will get
you nowhere, but where you've always.
Speaker 2 (08:16):
Been in the same mindset, still struggling financially because it's
more important to you to fake and pretend. People are
afraid to try, They are afraid to try something new.
Speaker 1 (08:36):
You can never get.
Speaker 2 (08:37):
Ahead if you're stuck where you're at willfully stuck. I
have never in my adult life, never let me say
it again, never in my adult.
Speaker 1 (08:54):
Life have I been around family. What I mean is.
Speaker 2 (09:00):
I started out going places where there were no relatives.
Speaker 1 (09:09):
I've never lived where there was a family. I've always
stood on my own.
Speaker 2 (09:20):
You know, after my kids grew up and all of that,
I never had relatives around me and outside of my husband,
my children, that's it. But I've been so okay with
that because I have to look at my life for me.
(09:49):
You know, some people are like, oh, it's my family
so much. I just have to be around, you know,
my kids, my grandkids.
Speaker 1 (09:56):
And I'm just not like that. I'm sorry, I'm just
not like that. I love them, they know I love them.
I'll do whatever I can for them, Thank God. You know.
I don't have no issue like that.
Speaker 2 (10:10):
But I am just very very comfortable because I don't
look at people and things because my focus is God.
And that may sound crazy to people, and I don't
care if it sound crazy. I'm just being honest with
(10:32):
you because when you get caught up in people and things,
I don't care who they are, who the people are.
If you get caught up in people and things, they
will break you mentally. They will take you through some
stuff mentally and physically. Because of you mentally distressed, You're
(10:53):
gonna be physically distressed.
Speaker 1 (10:55):
So when you give your power to people and things, man,
it will make it's you up. And I just choose not.
Speaker 2 (11:04):
To I talk to my daughter every day, every other day,
for sure, every other day, if not every day. Sometimes
she thinks you the mom, and I have to say, hey,
wait a minute, I'm the mother.
Speaker 1 (11:21):
Pump your brakes, especially if I go so with mom, Mama. No, no, no, no,
It's all good, baby. But you have to.
Speaker 2 (11:36):
Get in your head that if you want to become better,
you can't look to people or things to make you better.
It's the inside work that you have to do to
make your outside world better. And that's what I learned
(11:57):
long ago, even before I really became my own person.
Speaker 1 (12:06):
And then giving my life to God.
Speaker 2 (12:10):
For real, for real, I'm just saying for me, I
don't know how it's working for anybody else. Look, I
done got excited and and hit the cord and everything.
I don't know how it's working for anyone else but
for me.
Speaker 1 (12:28):
Keep your eyes on the prize and he will give
you that peace that surpasses all understandings. And I'm telling you, baby,
I am going through some stuff not of my own
but connected to it but God.
Speaker 2 (12:50):
So you have to think about your life being better
for you because of you.
Speaker 1 (12:56):
Good for you, You're gonna be.
Speaker 2 (12:58):
Just as good for anyone else in your life, your children,
your spouse, your significant others, your friends.
Speaker 1 (13:05):
You know, you have to love you.
Speaker 2 (13:09):
You have to know who you are, and you have
to want to be the best that you can be
for you. You have to live for you. You can't
live vicariously through anyone. You can't let anyone live vicariously
through you, because you're gonna be stressed either way. So
(13:30):
when your eyes open and you understand, then you grow
and you develop and you mature, and financial wisdom is a.
Speaker 1 (13:44):
Part of that growth. But so many people they.
Speaker 2 (13:50):
Get a dollar and they spend a dollar and ten
cent dollar, twenty cent dollar and fifty cent but you
only have a dollar, and they keep doing that month
after month after month.
Speaker 1 (14:04):
After month, and they're in the hole. Oweing people this,
oweing people that.
Speaker 2 (14:12):
Because they have no financial wisdom and are not trying
to develop financial wisdom. I try to help people develop budgets.
And they start off and then they fall off, did
you hear me? They start off and then they fall off.
They start well, and then they just fall off because
(14:35):
they gonna spend the money. They don't want to save it,
they don't want to invest, they want to spend every
dime that they have.
Speaker 1 (14:43):
How can you grow like that?
Speaker 3 (14:46):
You can't.
Speaker 1 (14:49):
When you get paid, you should pay yourself.
Speaker 2 (14:55):
Now, those of you who believe in tithing and all
of that, then that's what you should do first. But
after that you should be paying you. I don't care
if it's in investments or whatever. As long as you
pay yourself, you can invest long term into many different things.
(15:21):
Talk to an investor, talk to a financial consultant, but
stop living the same way. Stop struggling, because you don't
have to. Even when I wasn't making a lot of money,
(15:42):
I still was a good store of my finances. I
didn't have much money, I was still a good store
of my finances. I'm not saying I'm rich and all
of that now, but I'm a very good store to
my finance. I have financial wisdom guaranteed. And even when
(16:07):
I was struggling, I'm talking struggling financially struggling.
Speaker 1 (16:14):
But I always made it happen.
Speaker 2 (16:17):
I always paid my bills because I was never that
woman that just spends, spend, spend, spend. Now. I like
to spend, you know, splurge on myself sometimes. But what
I'm saying is home always was taken care of. The
children were always taken care of. I didn't have anything
(16:41):
left over back in the day, surely did not. But
the more money I began to make, the more financial
wisdom I developed. If God wants to be good stewards
of our money, he don't want you to be a
type of person who.
Speaker 1 (17:04):
Is greedy. Some people.
Speaker 2 (17:07):
Make money, they could have, you know, good savings, good investments,
but because they're so dark, gone, stingy, don't want to
help nobody. They always losing money because of the way
they are with money, so caught up in money, so greedy.
(17:31):
You want money, you want it, you want it, but
you don't want to help nobody.
Speaker 1 (17:35):
You don't want to.
Speaker 2 (17:36):
Give a person a penny, and that's why you never
have nothing, because you're selfish. Then some people they spend
everything that they have trying to fake it, pretend that
they got it.
Speaker 1 (17:55):
Going on and struggling it don't benefit you. Pretending and
faking it does not.
Speaker 2 (18:04):
Then you have people who have an abundance of money,
but they're facing and pretending to do They're pretending to
have more than what they have, living above their means
because they're trying to keep up with the Joneses. It's
just insane to me. But that's because of the mindsets,
(18:29):
unhealed hearts and minds. But I'm telling you, if you're
ever gonna become better and financially okay, you have to
work towards it.
Speaker 1 (18:45):
These youngsters out there that's working, talk to a financial
consultant while you are young.
Speaker 2 (18:55):
Start now while you are young, Start saving, start investing
while you are young, so when you get older, you
don't have to worry about who's gonna take care of you,
how you're gonna make it, because you've been to set
yourself up. It's nothing wrong. What's setting yourself up to survive.
Speaker 1 (19:21):
I'm not saying.
Speaker 2 (19:24):
Be a person who's who's caught up in our dolatry
or you know, you're so caught up in things, you know, possessions. Now,
I'm not talking about that at all. God wants you
to be a good steward over your finances and that's
all I'm talking about. But everything people do, everything people
(19:48):
don't do, is because of the mindsets that they have.
Speaker 1 (19:51):
And you choose the same cycle over and over and
over and over and over and over and over and over,
year after year after year after year. After year, never
gaining financial wisdom. And that is sad. It's sad, but
it's my choice.
Speaker 2 (20:10):
If you know that your job, you're not making anything
on that job, get another one, Go find a better job.
Speaker 1 (20:20):
There are better jobs.
Speaker 2 (20:24):
But some people just get so comfortable in what they've
always done and allow fear to take over and prevent
them from trying something new, So you stay stuck where
you've always been struggling. And you know what, that's all
I'm gonna say on it. I've said enough. I hope
(20:46):
you get it. I hope you understand. I hope I've
encouraged you and you didn't take it, you know, as
being having.
Speaker 1 (21:00):
Destructive criticism, because that's not what it is at all.
Speaker 2 (21:07):
I'm just not that type of person. I'm gonna tell
you the truth, though, So that's all i'm gonna say
on it is your choice, like it's always have been
your choice. But if you want better, you gotta do
something different. If you want better, you gotta do better.
You have to be better. Thank you for listening, much
(21:31):
much much love, Please share, end every episode the same, and.
Speaker 1 (21:37):
I hope and I pray you do it. Thank on
it
Hey, hey, hey, I'm bad. Listen.
Speaker 2 (00:06):
I just want to talk quickly about something, and I
hope that you get something out of this.
Speaker 1 (00:15):
There are many, many, many.
Speaker 2 (00:18):
People in this world who do not have financial wisdom.
But they've been working for years and years and years
and years, but.
Speaker 1 (00:29):
They have no financial wisdom. They have no.
Speaker 3 (00:33):
Savings, and I'm telling you that's terrible, that's terrible. No
one that's working should be in that category. No one,
(00:53):
no one.
Speaker 2 (00:56):
There are so many people who are still struggling financially
and have been in that same place for years. Many
people their whole lives, they've been in the same financial situation.
Speaker 1 (01:15):
There is absolutely no.
Speaker 2 (01:17):
One to blame but yourself. And I'm not here to
try to poke you. I'm not here to try to
criticize you. I'm not here to try to belittle you
or degrade you. I'm here trying to give you some knowledge,
some encouragement, because you are the one who's in control
(01:44):
of what you do. Some people want to blame Oh, well,
you know, I can't find a job.
Speaker 1 (01:51):
Anybody can find a job if they really want to.
Speaker 2 (01:56):
It's just some of you are picky about the jobs
you want, but you really don't have any qualifications, but
you're still trying to be picky about the jobs you
want instead of just getting a job.
Speaker 1 (02:14):
That's just the truth.
Speaker 2 (02:18):
I know because I've heard plenty of people over the
years say, well I want to do this and I
want to do that.
Speaker 1 (02:24):
You can do whatever you want to do.
Speaker 2 (02:27):
Just be qualified, prepare yourself. And I know college is
not for everyone. Everyone don't have to go to college,
but you still have to have some type of skill.
Speaker 1 (02:46):
Anybody can start a business.
Speaker 2 (02:49):
Anybody can start a business. Think about you, think about
what you enjoy, think about what you're good at.
Speaker 1 (03:01):
There you go. You just have to use your talents.
Speaker 2 (03:08):
You have to wanna do something when you see that
your life is in the same place or you just
spinning your.
Speaker 1 (03:16):
Wheel, that's on you, boot, that's on you.
Speaker 2 (03:23):
I know a lot of people have tried many different
things and nothing have worked out, but they keep going,
they keep trying.
Speaker 1 (03:32):
Let me tell you I've done a little.
Speaker 2 (03:33):
Bit of everything, and I've told you this long few
years ago. I started off off as a certified nurses
aid right out of high school. Matter of fact, I
got my certification in high school through health Occupations. Did
that went to because I was like, I'm gonna be
(03:55):
a doctor or nurse.
Speaker 1 (03:57):
So I went and did that. Then I went from
there and I became an EMT, and then from there MT.
Speaker 2 (04:06):
I b P. So you go from EMT to paramedic.
Speaker 1 (04:11):
Done that.
Speaker 2 (04:12):
I've gone and been dental assistance. I've been an eye technician.
I've been a mental health counselor. I've been a family counselor.
I've been a psychotherapist. I've done some of everything. Oh
and the very first thing I did out of high
(04:35):
school also was I was in banking.
Speaker 1 (04:39):
So I've kind of done a little bit of this
and a little.
Speaker 2 (04:42):
Bit of that, and I am where I am at
this present moment, and I've used all of my talents
for what I do now and what I've done before
the job that I'm doing now, I've used.
Speaker 1 (05:01):
All of my talents.
Speaker 2 (05:02):
Oh, I forgot, duh. I was in the military also,
so a lot of what I did.
Speaker 1 (05:13):
Was while I was.
Speaker 2 (05:13):
In the military and before I was in the military,
because I went into the military in my mid twenties, well,
slide down the slope to.
Speaker 1 (05:22):
My late twenties.
Speaker 2 (05:24):
Because I had my twenty six or twenty seventh birthday
in basic training. I can't remember which one, but I've
done so many things. But I've always believed in myself.
I have several degrees, graduate degrees. I've always believed in myself,
always worked hard for me. And you know that's what
(05:50):
you have to do. You have to look at your
life for yourself. Stop saying, oh, I'm doing this for
my children. I'm doing this for my husband.
Speaker 1 (05:58):
My wife, my mom my. Then that is great, but
the first person you should be doing it for is yourself.
Speaker 2 (06:06):
You have to set yourself up because guess what. People
break up, People die, kids grow up and leave the home.
So you have to think about you.
Speaker 1 (06:21):
What are you going to do? How are you going
to make it.
Speaker 2 (06:27):
A lot of people go wrong when they try to
hitch on to someone else's security.
Speaker 1 (06:34):
You must have your own, that's my belief.
Speaker 2 (06:40):
Have your own and stop giving in these relationships and
giving up your dreams for the dreams of your significant other. No,
you can still support your significant other and have your
own dream. People put themselves in bad situations willfully. So
(07:03):
I said all of that to say, as you grow
in life, or you should grow, because many people are
not mentally mature.
Speaker 1 (07:16):
Or mature. They're not. That's just fact.
Speaker 2 (07:20):
Because maturity does not come with age, and a lot
of people have never met that level because.
Speaker 1 (07:30):
They are of unhealed hearts and minds.
Speaker 2 (07:33):
And that is why many people are on the wheel,
just living cycles. And that is why so many people
do not have financial wisdom.
Speaker 1 (07:44):
There are rich people that don't have financial wisdom.
Speaker 2 (07:47):
They go bank up too, no financial wisdom because people
are always living above their means, always in all so
there are people who fake.
Speaker 1 (08:03):
They pretend they have this and that, and they are broken.
That broke. But it's the image people try to portray.
But baby, let me tell you, that image will get
you nowhere, but where you've always.
Speaker 2 (08:16):
Been in the same mindset, still struggling financially because it's
more important to you to fake and pretend. People are
afraid to try, They are afraid to try something new.
Speaker 1 (08:36):
You can never get.
Speaker 2 (08:37):
Ahead if you're stuck where you're at willfully stuck. I
have never in my adult life, never let me say
it again, never in my adult.
Speaker 1 (08:54):
Life have I been around family. What I mean is.
Speaker 2 (09:00):
I started out going places where there were no relatives.
Speaker 1 (09:09):
I've never lived where there was a family. I've always
stood on my own.
Speaker 2 (09:20):
You know, after my kids grew up and all of that,
I never had relatives around me and outside of my husband,
my children, that's it. But I've been so okay with
that because I have to look at my life for me.
(09:49):
You know, some people are like, oh, it's my family
so much. I just have to be around, you know,
my kids, my grandkids.
Speaker 1 (09:56):
And I'm just not like that. I'm sorry, I'm just
not like that. I love them, they know I love them.
I'll do whatever I can for them, Thank God. You know.
I don't have no issue like that.
Speaker 2 (10:10):
But I am just very very comfortable because I don't
look at people and things because my focus is God.
And that may sound crazy to people, and I don't
care if it sound crazy. I'm just being honest with
(10:32):
you because when you get caught up in people and things,
I don't care who they are, who the people are.
If you get caught up in people and things, they
will break you mentally. They will take you through some
stuff mentally and physically. Because of you mentally distressed, You're
(10:53):
gonna be physically distressed.
Speaker 1 (10:55):
So when you give your power to people and things, man,
it will make it's you up. And I just choose not.
Speaker 2 (11:04):
To I talk to my daughter every day, every other day,
for sure, every other day, if not every day. Sometimes
she thinks you the mom, and I have to say, hey,
wait a minute, I'm the mother.
Speaker 1 (11:21):
Pump your brakes, especially if I go so with mom, Mama. No, no, no, no,
It's all good, baby. But you have to.
Speaker 2 (11:36):
Get in your head that if you want to become better,
you can't look to people or things to make you better.
It's the inside work that you have to do to
make your outside world better. And that's what I learned
(11:57):
long ago, even before I really became my own person.
Speaker 1 (12:06):
And then giving my life to God.
Speaker 2 (12:10):
For real, for real, I'm just saying for me, I
don't know how it's working for anybody else. Look, I
done got excited and and hit the cord and everything.
I don't know how it's working for anyone else but
for me.
Speaker 1 (12:28):
Keep your eyes on the prize and he will give
you that peace that surpasses all understandings. And I'm telling you, baby,
I am going through some stuff not of my own
but connected to it but God.
Speaker 2 (12:50):
So you have to think about your life being better
for you because of you.
Speaker 1 (12:56):
Good for you, You're gonna be.
Speaker 2 (12:58):
Just as good for anyone else in your life, your children,
your spouse, your significant others, your friends.
Speaker 1 (13:05):
You know, you have to love you.
Speaker 2 (13:09):
You have to know who you are, and you have
to want to be the best that you can be
for you. You have to live for you. You can't
live vicariously through anyone. You can't let anyone live vicariously
through you, because you're gonna be stressed either way. So
(13:30):
when your eyes open and you understand, then you grow
and you develop and you mature, and financial wisdom is a.
Speaker 1 (13:44):
Part of that growth. But so many people they.
Speaker 2 (13:50):
Get a dollar and they spend a dollar and ten
cent dollar, twenty cent dollar and fifty cent but you
only have a dollar, and they keep doing that month
after month after month.
Speaker 1 (14:04):
After month, and they're in the hole. Oweing people this,
oweing people that.
Speaker 2 (14:12):
Because they have no financial wisdom and are not trying
to develop financial wisdom. I try to help people develop budgets.
And they start off and then they fall off, did
you hear me? They start off and then they fall off.
They start well, and then they just fall off because
(14:35):
they gonna spend the money. They don't want to save it,
they don't want to invest, they want to spend every
dime that they have.
Speaker 1 (14:43):
How can you grow like that?
Speaker 3 (14:46):
You can't.
Speaker 1 (14:49):
When you get paid, you should pay yourself.
Speaker 2 (14:55):
Now, those of you who believe in tithing and all
of that, then that's what you should do first. But
after that you should be paying you. I don't care
if it's in investments or whatever. As long as you
pay yourself, you can invest long term into many different things.
(15:21):
Talk to an investor, talk to a financial consultant, but
stop living the same way. Stop struggling, because you don't
have to. Even when I wasn't making a lot of money,
(15:42):
I still was a good store of my finances. I
didn't have much money, I was still a good store
of my finances. I'm not saying I'm rich and all
of that now, but I'm a very good store to
my finance. I have financial wisdom guaranteed. And even when
(16:07):
I was struggling, I'm talking struggling financially struggling.
Speaker 1 (16:14):
But I always made it happen.
Speaker 2 (16:17):
I always paid my bills because I was never that
woman that just spends, spend, spend, spend. Now. I like
to spend, you know, splurge on myself sometimes. But what
I'm saying is home always was taken care of. The
children were always taken care of. I didn't have anything
(16:41):
left over back in the day, surely did not. But
the more money I began to make, the more financial
wisdom I developed. If God wants to be good stewards
of our money, he don't want you to be a
type of person who.
Speaker 1 (17:04):
Is greedy. Some people.
Speaker 2 (17:07):
Make money, they could have, you know, good savings, good investments,
but because they're so dark, gone, stingy, don't want to
help nobody. They always losing money because of the way
they are with money, so caught up in money, so greedy.
(17:31):
You want money, you want it, you want it, but
you don't want to help nobody.
Speaker 1 (17:35):
You don't want to.
Speaker 2 (17:36):
Give a person a penny, and that's why you never
have nothing, because you're selfish. Then some people they spend
everything that they have trying to fake it, pretend that
they got it.
Speaker 1 (17:55):
Going on and struggling it don't benefit you. Pretending and
faking it does not.
Speaker 2 (18:04):
Then you have people who have an abundance of money,
but they're facing and pretending to do They're pretending to
have more than what they have, living above their means
because they're trying to keep up with the Joneses. It's
just insane to me. But that's because of the mindsets,
(18:29):
unhealed hearts and minds. But I'm telling you, if you're
ever gonna become better and financially okay, you have to
work towards it.
Speaker 1 (18:45):
These youngsters out there that's working, talk to a financial
consultant while you are young.
Speaker 2 (18:55):
Start now while you are young, Start saving, start investing
while you are young, so when you get older, you
don't have to worry about who's gonna take care of you,
how you're gonna make it, because you've been to set
yourself up. It's nothing wrong. What's setting yourself up to survive.
Speaker 1 (19:21):
I'm not saying.
Speaker 2 (19:24):
Be a person who's who's caught up in our dolatry
or you know, you're so caught up in things, you know, possessions. Now,
I'm not talking about that at all. God wants you
to be a good steward over your finances and that's
all I'm talking about. But everything people do, everything people
(19:48):
don't do, is because of the mindsets that they have.
Speaker 1 (19:51):
And you choose the same cycle over and over and
over and over and over and over and over and over,
year after year after year after year. After year, never
gaining financial wisdom. And that is sad. It's sad, but
it's my choice.
Speaker 2 (20:10):
If you know that your job, you're not making anything
on that job, get another one, Go find a better job.
Speaker 1 (20:20):
There are better jobs.
Speaker 2 (20:24):
But some people just get so comfortable in what they've
always done and allow fear to take over and prevent
them from trying something new, So you stay stuck where
you've always been struggling. And you know what, that's all
I'm gonna say on it. I've said enough. I hope
(20:46):
you get it. I hope you understand. I hope I've
encouraged you and you didn't take it, you know, as
being having.
Speaker 1 (21:00):
Destructive criticism, because that's not what it is at all.
Speaker 2 (21:07):
I'm just not that type of person. I'm gonna tell
you the truth, though, So that's all i'm gonna say
on it is your choice, like it's always have been
your choice. But if you want better, you gotta do
something different. If you want better, you gotta do better.
You have to be better. Thank you for listening, much
(21:31):
much much love, Please share, end every episode the same, and.
Speaker 1 (21:37):
I hope and I pray you do it. Thank on
it
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