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June 9, 2025 59 mins
Right Thinking with Steve Coplon | Guest: Johnnie Lloyd

This week's show is called "Afterword – the Reunion" with guest Johnnie Lloyd. Tune in to this follow-on to Right Thinking: Life Money Relationships, and hear Steve and Johnnie reunite to discuss the immortal words of Bob Dylan's "the Times They are A-Changin'." You will be inspired to modify the way that you handle your finances as we are living in increasingly uncertain economic times. This show is guaranteed to add value to your life.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:14):
There must be lies burning brighter somewhere.

Speaker 2 (00:22):
Got to be birds.

Speaker 3 (00:24):
Why Hi to sky, poor Blue.

Speaker 1 (00:29):
Good morning, Welcome to Right Thinking with Steve Copeland. I'm
your host, Steve Copeland, and thank you for tuning in.
Let's have a great day.

Speaker 3 (00:41):
What everybody glad to be written?

Speaker 4 (00:43):
Well?

Speaker 2 (00:43):
Today is episode number four thirty four, might think Steve
Copeland has pleased to announce this week's show was called
Afterward the Reunion with guests Johnny Lloyd. Tune into this
follow on to Right Thinking, Life, Money Relationships, and here
Stephen Johnny reunite to discuss the immortal words of Bob

(01:05):
Dylan's The Times They are changing. You will be inspired
to modify you handle your finances as we are living
in increasingly uncertain economic times. This show is guaranteed to
add value to your life. Johnny, wonderful to be with.
Thanks for to do this today. How are you doing?

Speaker 5 (01:26):
I am doing amazing.

Speaker 6 (01:27):
Steep is always a joy to be in this space
and serve the people.

Speaker 2 (01:33):
Well, you're doing it, Johnny, You've always done it, you know, Johnny.
The Right Thinking Life, Money Relationships we recorded that about
years ago at the beginning of the pandemic, and I
remember very clearly that it was just before the pandemic
that you and I worked with a national company that

(01:55):
was consulting and motivational things in corporate America Fortune five
one hundred companies, and they didn't have a very uh
complete financial literacy component of there that they had contracted
to do, and they asked us to put one together,
which we did, and then the pandemic came and they
weren't allowed to go into the corporate space anymore for

(02:17):
a while. But I've gone back and listened to what
we did this series numerous times, and I called you
about three months ago because it's thirteen weeks that we
just finished the series, and I'm thinking about just uh
calling them on Core Editions rerunning the series now, because

(02:38):
I think it's a good time to introduce financial literacy
strengths to people and you know, get their overall strategies
et cetera figured out. And you agreed, and but you
went more than just agreeing. You you you also said
when I took Johnny, I think we need to reach
more people, and you're to found basically people need it

(02:59):
more than their because times are changing.

Speaker 3 (03:02):
And want that to me.

Speaker 2 (03:03):
You know, times are different now Bob Dylan's song, I'd
like to read just one stanza one. One part of
it's you know, Bob Dylan did this song in nineteen
sixty four. It's an amazing song and it's you know,
it's by the Universal Music Publishing Group who hold holds.

Speaker 3 (03:23):
The rights to it.

Speaker 2 (03:24):
But there's one there's one part to it, and I
think this is kind of why we got this reunion today,
where we come together again to take it further than
where we were before. You know, that's that's where we were.
But here's what it is. Come mothers and fathers throughout
the land, and don't criticize. Can't understand your sons and

(03:49):
your daughters are beyond your command. Your all road is
rapidly aging. Please get out of the new one if
you can't lend your hand for the times they are changing, Johnny,
we got to roll with the times, don't we. You know?

Speaker 6 (04:05):
I think that's so powerful, what a powerful lyric that
he's done that far away from where we are right now,
and it's rolling on our terms in these times. And
that's the key. The key is not being someone who

(04:26):
is aligning outside circumstances to be the only control measure
of our life, because when we do that, we can
walk into a victim mentality versus empowered by whatever's happening
and deciding to live life and include our terms. So yeah,

(04:48):
rolling with the times, but rolling in the driver's seat,
not just sitting in the passenger seat saying woes me.

Speaker 3 (04:57):
Yeah.

Speaker 2 (04:58):
So, you know, as we've collaborated on the thirteen weeks
of that, you know we've done a lot of other
stuff also, but this particular the right thinking, life, money, relationships.

Speaker 3 (05:10):
You know, for me, it's about getting back to my
basics of my.

Speaker 2 (05:14):
Four hundred This show is going to be number four
hundred and thirty four, four hundred weeks of putting.

Speaker 3 (05:20):
Out a show. That's enough.

Speaker 2 (05:23):
About about one hundred of them are encorse what I
call them where I just recycle, repeat, because for everybody
that's a new listener, there's no way you're going to
go back and listen to all four hundred the shows
and pick them up from the beginning. So what I do,
I like to take some shows every now and then
and just put them out again so that it'll bring
you on board with where others that have been following

(05:44):
right thinking for a long time. But Johnny collaborating with you,
I think, I don't know if other people might agree,
but it brings out the best in me. You are so,
you are so, And as I'm listened to the shows
that laus thirteen weeks, You've got an amazing i'll call

(06:05):
it neck and ability to take anything that I throw
at you. And then you just kind of go beyond.
And you know, we did that a lot. There was
this one line that comes from the just voyster I'm
just very rapid today. But I talked about people that

(06:27):
aren't aren't doing good, that maybe aren't listening to other people,
using the resources mapable to them, you know, not taking
you know, not grabbing the opportunities that come in front
of them, all those kind of things. And I talked
about people that are kind of like an ostrich with
their heads stuck in the ground. And you took that
and you probably did thirty minutes of what talking about ostriches,

(06:50):
you know what I mean. I'm just kidding about thirty minutes.
But Johnny, you come up with some amazing things. And
you took the word cash flow. I've told people for
years and years that cash flow is my middle name.
You know, there's a whole lot of high level finance
people that can get all into statistic sin, you know,

(07:11):
just the whole you know, academic world of how you
present things.

Speaker 3 (07:16):
But Johnny, that's not what we do.

Speaker 2 (07:18):
Our main thing is we want to present it in
such a people know that we want you to understand
what we're trying to offer to you so that you
can move forward with yourself. We don't force anything on people.
We just want to communicate so that you start to go,
you know what, there's something to that I'd like to

(07:38):
delve deeper into it perhaps, But the words cash flow.

Speaker 3 (07:42):
I don't know if you remember which show.

Speaker 2 (07:44):
We did it on, but you took cash flow to
a level that I've never heard before. Do you remember
one of the things you said about cash flow, because
I'll throw it back at you real quick.

Speaker 5 (07:54):
Remember I love that.

Speaker 6 (07:56):
I remember the ostrichch So I went back and listened
to that, right, the cash flow one uh is not
helped me remind me and did it a trigger?

Speaker 2 (08:06):
Yeah, you went to a level that was It made
me smile when I when I've listened to it over
and over again. You talked about float water and you
only talked about how it flows. You talked about how
the flow of the water effects all the life that's
in the water, and it was like, you know this,

(08:29):
maybe I got to be there to appreciate what I'm
trying to talk to Johnny about. But so when you
go back, everybody and listen to the thirteen episodes, be
looking for the one on cash flow when Johnny gets
into talking about cash flow, because.

Speaker 3 (08:42):
It love it representative. I love that you remember kind
of down where you went.

Speaker 2 (08:47):
I do.

Speaker 6 (08:48):
I do remember exactly because water flows to the lowest point.

Speaker 5 (08:52):
Right.

Speaker 6 (08:53):
Part of it is, as a matter of fact, I
listened to it recently and I didn't trigger, but water
flows to the lowest point.

Speaker 5 (08:59):
The key of it is.

Speaker 6 (09:01):
Is that when you think of your cash, it's about
the movement of the water, movement of the.

Speaker 5 (09:10):
Cash right and to the places that you want.

Speaker 6 (09:12):
The other thing is we talked about in that same
cash flow is that the key with it is you
don't want to be a reservoir.

Speaker 5 (09:20):
You want to be a river. So when you are
a river, you.

Speaker 6 (09:24):
Have things coming in and you have money or resources
going out. And when I look at resources, I look
at time and money, not just your not just your cash.

Speaker 4 (09:36):
Right.

Speaker 6 (09:37):
So the key with that is that it's water. We're
made for seventy percent water humans, I mean some percent water.
Then when you look at how your cash flows, when
you look at the benefit of having that rhythm of
the water, the way the rippling of that, it makes

(09:57):
a difference. So yeah, cash flow, go back and listen
to the cash flow piece and see that all the
other details about it.

Speaker 5 (10:03):
But I love what we do.

Speaker 6 (10:05):
See to the point that we make what other people
could may or have made in the past. Let's call
it a very convoluted We make it simple. We make
it simple so anybody can apply it to their lives
because all all is about. It's not about what you

(10:26):
can't do. It's about what you decide to do, because
you get a chance to decide that you do is
your money. The key about these times is everybody's after
your time and your money. The question is is what
do you want and what are you willing to exchange?
So what are your key points? What are your low
points that you want to feel first? Cash flow feel first,

(10:50):
so that you have a so that you have a natural,
smooth transition into your life. That may mean you're you're
shifting your priorities. So that is the key. The key
is realizing that when you have gaps, when you pour

(11:11):
water in it, that's the first place of fields, and
when you don't have enough water, it doesn't work.

Speaker 3 (11:17):
Go ahead, Johnny, It's so beautiful.

Speaker 2 (11:20):
But when when I talk about how you've done more
for me than what you might ever know, I want
to I want to speak for a minute to what
it is that we're doing and what I'm doing. Okay,
I've been doing. I'll be seventy four in July. It's
been four years since we did this series. But I've

(11:43):
been doing mentoring and trying to help other people since
I was a teenager. I can go back to when
I was about nineteen years old, and I was very
fortunate to kind of be focused way back when. But
I never could do it the conventional way. It isn't
personal enough. And so as I developed what I do

(12:04):
and the essence of the series that we just did
right Thinking like money Relationships is about thirty five or
forty years ago, when I got into doing some real
work on cash flow management and teaching people. It evolves
into a The way I describe it is my program

(12:25):
is a self motivated behavior change and that's where it
fits so good in the way you do things. Also,
because we're not here to tell people what to put
in their budget.

Speaker 3 (12:37):
We're trying to show.

Speaker 2 (12:38):
People the way you're living and what you could do
differently if you chose to. And what we've done is
our whole programs are are built around helping people find
their purpose, getting focused, and then using the tools that
are available to them. And one of your lines in
one of these shows was, you know, it's no more excuse,

(13:00):
it's just results. But what we do when I help
people work on their finances, I teach them what they're
already doing so that they can take a good deep
look at who they are in their financial lives and
make some decisions. And we've got some basic concepts in
there that they are so fundamental to what we do.

(13:23):
And that's basically what we call the substitution principle, where
where you learn to eliminate things that aren't given value
to your life and replace them with things that are.
In other words, realize what is wasteful and reduce it.
And an example of that is is that if somebody's
having a hard time financially and I'm trying to help them,

(13:45):
and I find out that they're stopping on their way
to work to Starbucks and spending six bucks every morning,
thirty dollars a week, one hundred and twenty dollars every
four weeks, et cetera. And they're not paying their bills
on time. I don't tell them you got to stop
doing Starbucks. It's too expensive for you. You got to stop.
Make sure you pay your bill. To be applying that
thirty dollars to a bill. That's where I want them

(14:07):
to get. But that's not what I tell them. I say,
why don't you, now that you realize how much you're
spending on Starbucks and treating yourself so good, why don't
you maybe do it three days a week, maybe you know,
just cut back a day or two. And then what
happens is if they can learn not to do it
all five days a week, before.

Speaker 3 (14:26):
You know it, they won't do it at all.

Speaker 2 (14:28):
They'll do what you talk people in one of our shows,
A Long Time Ago is to is to make your
call and put in a thrust and drink it on
the way of work and spend a quarter on that
cup of cough instead of today. But Johnny, by the
time this show ends today, because this is the afterward
to what we've done. And it's like there's an old

(14:51):
song that I just remember. It's like where do we
go from here? You know I can hear it's kind
of a bluesy thing with you know, where do we
go from here? That's the purpose of what we're doing today.
It's to say, Okay, this is the afterward and and
and afterward in a in a book.

Speaker 3 (15:08):
It's it's a kind of revisit.

Speaker 2 (15:10):
And give kind of an update to where we were
before and where we're going to go with it now.
So Johnny, I'd like to I'd like to get back
to my basics, is what I'm doing. And I'll say
a whole lot more before the show ends. But I'm
taking what we've done in this series because I've just
been absorbed by it over the lop of Us again

(15:31):
and and I'm applying it to my own life. And
that's what I want other people to learn how to do.
This is a resource. It's inspiring, it's motivating. There are
so many fundamentals and so many tips that we've given
people to speak golden nuggets that I don't follow everything
when I do to myself and thank the people that

(15:54):
gave it to me, which is me and you. So
I want But Johnny, I I'd like to ask you
before we go too deep into all here, what have
you been doing with yourself the last couple of years
since we did this series.

Speaker 6 (16:12):
Wow, that's an amazing question, and so.

Speaker 2 (16:17):
This is amazing, an amazing question for an amazing person.

Speaker 5 (16:23):
Thank you so much. This is what I'll say.

Speaker 6 (16:26):
I have been helping myself and others bridge the gap
between what they know and what they do because we
know what to do. In most cases, we have some
inkling of what to do, or we get training and
we get information about what to do. But information is

(16:46):
not revelation. Information is not execution. Information is just what
it is.

Speaker 5 (16:52):
Information. However, the information that we use.

Speaker 6 (16:56):
In our lives that pertains to us getting to a
I love the way you started off purpose flow all
of that when you walk into your purpose, and it
gives you an opportunity to excel.

Speaker 5 (17:12):
To grow, to move forward.

Speaker 6 (17:15):
Right, So I am now I do neural change, which
is mindset development, and I do transformational development at a
neural space, saying helping people reframe, find out what is
their triggers and then helping them build and create habits

(17:36):
that will impact their lives on a long term basis.

Speaker 5 (17:41):
So that is the big thing for me.

Speaker 6 (17:43):
So now I'm a master coach, a master neural change
or neural practitioners what I am Now that does not
mean I got my doctorate jaw, So I don't want
to misplead anybody.

Speaker 5 (17:55):
That means that.

Speaker 6 (17:57):
Now I understand the gaps and it's built on a
lot of PhDs and people who have doctorates, and that
is science based, biblically aligned, and it even connects back
to what Napoleon Hill has done. So all of those

(18:17):
three things right come together, and they mentioned such a
way that Steed that it really has allowed a couple
and I'm using just an example, two of my clients.
One of them had something that they had on their
in there that they were planning on doing.

Speaker 5 (18:40):
They wanted to do it.

Speaker 6 (18:41):
They started doing it eight years ago when they started
meeting with me as their consultant, their coach.

Speaker 5 (18:48):
What happened in three weeks when we found out.

Speaker 6 (18:51):
What the real issues were, what the real quogs were
in their mindset and changing, and it was money connected.
They have done taken what they were going to do
eight years ago and now it's implemented. Now I'm saying
that to say this is that a lot of the
listeners are going to have some things that they are

(19:12):
or have done in the past and they don't believe
it worked. However, I'm not saying if the theater didn't,
because I don't know the situation.

Speaker 5 (19:20):
However, when you look.

Speaker 6 (19:22):
At things from a different perspective, the things you look
at change. And so that is the key for what
I've been doing, because my heart, like yours, is on
not just me hoping someone giving them information, but how
do they transform their lives so they have a generational impact.

(19:44):
Remember the statement, and you said it earlier. You said
I have a no excuse, just results mentality, and that's
kind of where I'm at.

Speaker 5 (19:52):
No excuse, just results.

Speaker 6 (19:54):
And so I've done a lot of training over the
last couple of years, and the first person had to
eat this information was made. So there were some things
that were happening in my life that I saw that
was repetitive, not just in the money space, because the
money part for me is spot oning, so it's in
some other spaces.

Speaker 5 (20:13):
And I realized that.

Speaker 6 (20:17):
There were issues that I needed to attack at a
subconscious level.

Speaker 5 (20:22):
So that's what I've been doing.

Speaker 6 (20:23):
I've been doing that and it has made such an impact,
and it's with the team, and it's a global movement.
We are now working with what we call Dreamskate AI
and we provide an assessment, a no cost assessment to
people to find out where they are and then help

(20:44):
them on their journey to greater success.

Speaker 5 (20:48):
So that's what I've been doing.

Speaker 3 (20:49):
I love it.

Speaker 5 (20:50):
I love it.

Speaker 2 (20:52):
For those of you listening that don't know much about Johnny,
because you might be new listeners, Johnny Donnie has had
a full career in high level of financial management and
working within the world of finance and accounting now, and
let me tell you, Johnny is probably I think you're
probably the best person I ever could have could have

(21:14):
collaborate with to do the work that we're doing because
you've done it your whole life and so this neuroble,
but everything you already have done was your foundation to
take it to where you're going now. And I believe
your other lines that you use throughout the series that
we did was that you are going to help people

(21:38):
empower themselves from the victim mentality to the victor mentality.

Speaker 3 (21:44):
And so.

Speaker 2 (21:46):
He's one of my hopes and prayers for everybody that's listening.
A lot of people read a book and they like
it and they tell a few friends, but they never
take anything out of their book to internalize it and
do something and take the ball in unt now. And
that's we're trying to. I think the key to what
you and I even we were talking about how we're

(22:07):
concerned about communicating in a way feel with what we're
trying to them enter into, is that we don't you
want people to understand things that's whah good for you,
And a lot of basically built around around the why

(22:28):
our program all the way through building up to where
the higher levels, you know, the very last the very
last episode or show in the thirteen series was it
was amazing the way that the way that we said
last week's show was called victory enjoying the fruits of
your labor. And I'm just gonna read the byline on

(22:49):
that it ended up now that you have decided to
take control of your life and put in the work,
go forth and succeed. So I'm gonna I'm gonna speak.
You asked me one wanna.

Speaker 3 (23:00):
Talk to you.

Speaker 2 (23:02):
I didn't want to go to to It's the technique
that I've done for four hundred and some shows.

Speaker 3 (23:08):
I have guests.

Speaker 2 (23:10):
I don't like to have a depth conversation before on
the air, but because because it gets contrived. When we started,
we've already talked about it. Last week in preparation, you
asked me what I was going through lately, and I said,
let me just stop here. Why don't we not talk
about it, John, I want to let's tie this together.
I thank you and compliment you heving the plane for

(23:35):
you know, I've been carrying from the illalysis for quite
a long time.

Speaker 3 (23:39):
My multi I was first.

Speaker 2 (23:41):
I know it's twenty four and a half years ago,
just twenty four years ago with a five and a
half year life expectancy which was the norm, and then
nine years ago in May. Last month in my prostate cancer,
I had my prostist removed, but they didn't get it
into and I keep going through. I've had my third

(24:01):
bat radiation this past February because the pustate cancer metabolized
exercise rather and another part of my boy so I
took more. It was my third time to go through radiation.
After they took that saying we got to go. You know,
you're gonna be fined. And then I had thirty seven
days of radiation nine years ago, and then about four

(24:22):
years ago I had I had more radiation, and then
two months three months ago, I had more. And so
my doctors with my multi my LOOMA is my main cancer.
I'd call it the big one. You know, with a
five and a half year life effectancy twenty four years ago,
you go through a lot of stuff. Just you know,

(24:43):
how are you going to deal with it? Well, two
and a half year ago, my cancer came back real hard.
It's been under great control for the for a long time.
It had been eighteen years since I had a year
worth a chemo treatment. But it came back December two
and a half years ago. And so I'm on daily
chemo pills every day and they say I'll have to
stay on them for the rest of my life to

(25:04):
keep the cancer under control. So they also told me
that I can't exert myself too much. I'm a fitness
kind of karate you know, martial arts master. But the
first year on the chemo, they said, you exert yourself,
it would be very bad for you. Yourself. Your body
can't handle being exerted like that. So I had to
go home here with not being able to exercise anythings,

(25:27):
just being a pool moving up, and then stay in
flex a lot. Well, so that's where I'm at with
those two things. But you told me I would stay
on the chemo until the side effects made it so
I would have to get off. And the problem with
most my own is most people don't die from the

(25:48):
cancer itself. They die from infection, just an immune system cancer.
And the last six months have been brutal.

Speaker 3 (25:56):
Johnny, I, I have you get a fever of an
overhunt one.

Speaker 7 (26:01):
I got to be in the hospital for out of
the outs and stuff, and so but I think I'm
head's neuropathy in my feet and that's not comfortable, but
my production because he he says, it's really not usually reversible,
but it can be if you work through it.

Speaker 2 (26:23):
And so I'm now just getting back my balance. I
can stand on one leg and throw a couple of kicks,
but but I just keep working at it. My whole
theory of this is I don't know what I'm going
to ever be able to regain, but I'm always going
to keep moving toward regaining all that I can and

(26:43):
I'm stopped saying, well, I can't do this, and and
that's that's really you know, one of the side effects
of my cancer treatments and the multi my loma over
the years is still you know, the reptorry debilitate addition,
and they said sticky D is a it's a it

(27:06):
will never improve, it'll just progress, and you know you
can't do it all back.

Speaker 3 (27:13):
And then most people that have advanced.

Speaker 2 (27:15):
Ze advanced statements up d years now they're on the
oxygen because it gets so winded when they just walk
us ups or whatever. Well, I swim every day because
my theory of that is is that I know that
it's not curable and going to go away, but if
I keep my lungs in the very best shape that

(27:36):
I can and least I can slow it down. And
so you know, my Rasbey Voice City is part of
But Johnny, I've been told I have to you know,
a lot of naps and I can dirt myself. And
the last the last uh al must have been really good.

(27:57):
A month where I like a flu and and I
was damned for about a month and then I finally
got back to go to the y back into the
pool and after three days a relapse type thing and
I got by a dog. I don't I don't want
to go to the details, but getting an UH infection

(28:21):
and it went into cellulitis. And I spent three days
in the hospital just six weeks ago because I had
cellulitis and I had to be on antibioto in at
two and a half month period. I only had three
days of fitness building that. And so now that just
the last three days I've gotten back why and uh
And I swaar a half a mile just yesterday. And

(28:42):
so the point there is to say, I don't know
how far I'm going to get, but I never keep looking,
trying to go as far as I can.

Speaker 3 (28:51):
Now.

Speaker 2 (28:52):
A much higher level comment take you into is you
talked about somebody that you just did some consulting with
in your nerve work, that had a project for eight
years I couldn't get well. I wrote a book that
I wanted to make, an audio book, and it's called
The Value of a Dollar, Mrs.

Speaker 3 (29:11):
I learned the work and I did.

Speaker 2 (29:15):
I did nineteen shows about two and a half three
years ago. See all these things I do and sort
of fit together. I have the curriculum that fits into
how my biography shows how I got there and the
other people's feeling. I had to go through the real
story of how I came closer to the Lord. But
the bottom line is is that I got it all

(29:36):
set produced to go as an Audible book, and I
got into Audible and I was uploading with my producer everything.
The book was finished, We had it all done. Jim
Stowball did the forwork to it. And when I went
to upload it, and you know, you put in all
your personal information and your bank account information so that

(29:57):
as they sell the book, you get a little penny
or two a lot on the wind. The last question
was go to Kindle. The last instruction go to Kendle
and get the title. I didn't know what that meant,
because you know, my title is the value of a dollar.
And so I had to call the Amazon people up
there in the Audible book section and they say, well,
what is this. You know it's not a Kindle book.

(30:20):
And they said, well, two years ago we changed our
policy because so many people were kind of scamming Audible
with just making recordings, call it or the book of
inappropriate stuff that Amazon, which owns audible. They made it
a requirement that you've got to publish it as a
kindle book before they'll allow you to put it up
as an audiobook. And so what I had to do

(30:42):
was take all the transcripts from the shows that I
made into a book and edit then so that they
could be put into the kindle book. And every time
I got started on it, I'd have a relapse health
wise or something and have to put it aside. And
I and I couldn't put that much concentration into it.
So I said a year ago, I am not going

(31:04):
to even try to edit this book until I have
full concentration. I'm going to get all my other affairs
in order, get everything cleaned up, and then I'm going
to focus on that book. Johnny, I had a goal
in life. My main goal in life is to is
to serve the Lord and help people. But I had
a goal that I wanted to be a writer. And
I have many many people along the way tell me,

(31:25):
and you know, I'm not really a professional writer. I
do a lot of speaking, and then I mean, I've
written a lot, and I got a couple of books
out there, but I'm not like a person that can
write a beautiful fit. I admire fiction writers more than
any that can create the whole worlds and universe to
teach their lessons through imaginary type characters that are based
on real life, usually for some people.

Speaker 3 (31:47):
But ever since I was in high school, I.

Speaker 2 (31:52):
Wanted to ultimately in my life get to where my
career was, to a point where I could become a
professional writer, live the life of a writer, you know,
getting information for a book and so forth. And so
here I am. I've got my audible book totally finished.
It's got, it's it's I can't wait to get it
out there. But every time I went to do the
edit to the transcripts to get the book written, I

(32:16):
just couldn't continue. And so where I'm at now, Johnny
is after listening to our thirteen weeks of this, I
don't want to just teach people how to better their lives.
I want to I want to apply it to myself
as well. And so what I've decided in just the
last couple of weeks is that I'm going to stop

(32:37):
believing that I'm I never called myself a victim. You know,
I'm the guy that if you got to I had,
I had two different places in my neck. When I
was thirty one years old and I went through some
you know, some depression and the psychiatrist was trying to
get me back on track, and he made this comment, Steve,
don't you wish that had happened to somebody else? Man
almost jumped out of the chair and got on to him,

(33:00):
and I said, what are you talking about? You know,
I use some conversation on him, and I said, why
would anybody wish this issue that I have on somebody else?
I said, to be honest with you, if it had
to happen to anybody, it's good that it happened to me,
because I'm going to get through it. So Johnny, I
don't look as a victim mentality, but I take the
doctor's advice to the investment supposed the restaurant and push myself.

(33:22):
But Johnny, after hooking back up with you, going through
this that we put out, well, what I'm doing right now,
I'm going to pick up on what my destiny.

Speaker 3 (33:33):
My goal in the is to help and.

Speaker 2 (33:36):
Reach four people and get that book finished and do
other things. And this program that we're doing, you know,
I'm just going to make a fiction here that sometime
hopefully here, I won't make it a pressure in ourselves.
This is going to be published and it's going to
be available in book form so that they can enjoy

(33:56):
it and learn from it and move forward. But I'm
going to take it now that I've already read it,
and process it and use it, and I want to
do like teach people and I am a victim. I'm
going to be there and I'm gonna get my book
finished in trying to edit, I'm going to get that done.

(34:17):
They we're gonna get done. And a bout of line
to what we're talking about. It is not about material pursuits.
It's not about making money for us. It's about reaching people.
And you know, if we're fortunate, they're successful following it
might be money to help support us, but that's not
the main goal. That's a byproduct of it and the

(34:39):
work that you want. Transformation and legacy. The most beautiful
thing that I that I picked up from a chapter
and legacy that you did was your legacy chapter was
legacy living a transformational life. And Johnny talk about legacy
is not so much the financial thing that you leave

(35:00):
in your estate to people. You talk about a legacy
and it's a living legacy where you do it now
and not wait until you're gone. A lot of people
think that legacy is well after you're gone. This we
left behind Now, it's not just to what you left behind,
it's it's where people know. But what you said, it's
legacy of the hearts, the mind, and the spirit. And Johnny,

(35:24):
if that doesn't tell people that this is at a
higher level, that we're trying to help them have a
better life, I don't know what else we can tell people.
But for me, Johnny, I've decided that I'm going to
go back to my basics. I'm gonna I'm gonna not
be in fear of pushing myself but so hard. I mean,
I'm gonna stay smart. Of course, I'm not saying I'm
good out there, like I don't have rest, but I'm

(35:47):
gonna started. You know, I'm doing my exercises again. You know,
I'm doing my push ups every day. You know I'm
swimming more and more. But I'm getting ready to get
up now and not be a free Wow.

Speaker 4 (35:58):
See, first of all, thank you so much for sharing that,
and the beauty of what you shared is exactly what
we're doing from a different perspective.

Speaker 6 (36:08):
You're talking wealth, wealth building wealth. Part of that is health, right,
part of it is health. So the strategies that you're
building and the mindset that you're carrying applies to people's
pockets and provides to people's hands, provides strength for people's
head and all of those things, their hearts, all of

(36:32):
those things are connected. Because you said when the person
asked you, don't you wish somebody else had it and
you said no, you were insulted that you would try
to put this on someone else because you said, I'm
going to make it through it. That's a head kind
of decision, right. It's like people right now have lost
their jobs and that is impacting their head. So the

(36:55):
legacy that they thought or the results that they thought
they were going to in their lives is not what's happening.
But when we make adjustments, this is what I hear
and what you just share. When we make adjustments, we
continue to decide.

Speaker 5 (37:12):
That we're going to move forward.

Speaker 6 (37:14):
However, the way we move forward may change, but the
fact that we're going to get to the end, to
the outcome, that's the part that we need to And
I'll put quotes around your quotes around as y'all. That's
the part that we need to marry. We need to
marry the outcome that we're deciding that we're going to do,

(37:34):
not the process, because we don't get a chance to
control the process all the time. Because thinking things happen,
things change, we transform, we get oh, a lot of
things happen. However, our mindset toward that is connected to
the outcome. Because you say, regardless to this situation that

(37:58):
just open the door and this situation that happened, I'm
still going to do it. You have to look at
it and say, I know what the doctor said, I'm
gonna be smart because like listening to all the sessions
that we gave is smarked.

Speaker 5 (38:14):
Yeah, I'm gonna listen to it.

Speaker 6 (38:15):
I'm gonna listen to the all the information that is
being provided.

Speaker 5 (38:20):
That is the smart thing to do.

Speaker 6 (38:22):
However, then applying it where I am is the key.

Speaker 5 (38:29):
So this concept of start where you are, use what
you have, and do what you keep.

Speaker 6 (38:35):
When we take legacy living and leaving a legacy, then
and we look at it from other people's perspective, that's
when we get a discompetent. When we look at legacy
and we say I used to make X amount of money,
or I used to have discapacity or capability, and we say,

(38:56):
and we don't fight for what we know. We're supposed
to have the promises of God, whatever that promise you're
holding your hat onto. When we don't do that, then
that becomes a disconnect because our brain is looking for
us to be saved. That's what our brain was created for.

(39:20):
Our brain is created to help us stay safe. So
our brain likes to go back to open habits that
we have. So when we switch that up, it makes
all the.

Speaker 5 (39:30):
Difference in the world. So this is what I'm going
to share in this moment.

Speaker 6 (39:34):
How to live and leave a legacy that cannot be
erased is what the goal is. Right when you put
your book, when you put audible, when you do all
of those things, that makes the difference.

Speaker 2 (39:46):
Right.

Speaker 6 (39:47):
I'm in the middle of doing a book called Habit
Stacking Tacks. I'm looking at it. It's transformed with habit
Stacking Tacks and it said rewire your brain, redesign your life.
I keep on running into an issue with it, and
someone last night on Clubhouse said this, why don't you
put out a mini version of it and keep on

(40:10):
working on the big piece, and I said, WHOA, put
out a small piece of it and then keep on
moving forward, because you get a chance to put things
out into the atmosphere and call and you cause yourself
to trigger and say this is a success. This is
not the whole thing. And I just never thought about that,

(40:32):
or to send it out and let people start reviewing.
She had a couple of recommendations. So this is a
collaborative effort, just like you and I hear today. This
is collaborative. And so the key with it is we
care enough about the people. So I'm gonna go back
to legacy. So in today's world, most people are looking
for quick fixes. They're looking for quick fixes, they're looking

(40:55):
for a microwave kind of environment. Legacy is not is
a slow cooker, so that you get life season, You
get a chance to season, and you get a chance
to tender rise the things that you put into the pots.
So when we have identity confusion, and I'm gonna say

(41:16):
it like this, I mean, use this go cooker as
an example. When we have identity confusion and we don't
know the meat or what we're The meat is a
is a substance that makes it robust when we don't
know what we want to start with, When we have
no purpose, that makes it hard for us to leave

(41:39):
a legacy because.

Speaker 5 (41:40):
We don't know what the outcome is supposed to be. Right,
So then how do.

Speaker 6 (41:44):
You stay in your stand in your power if you
don't know what your power is?

Speaker 5 (41:50):
How do you have.

Speaker 6 (41:51):
An intentional blueprint if you don't know where you're going?
You haven't made any drawings. The key that people do
sometimes Steeve and I've done it is I I wanted
the way I want it.

Speaker 5 (42:05):
Only I'm a believer, right, and.

Speaker 6 (42:09):
I know that sounds that sounds like moron. Wait minute,
you a believer. I had the word, you want it
the way you want it, the one it the way
I see it, And God gives me the act of
my will. I get a chance to choose. I get
a chance to choose act of my will. I make decisions.
So it's whether you're talking about your money, you talking
about your health, you're talking about your life.

Speaker 5 (42:31):
We get a chance to choose. I hear somebody in
the background saying I didn't get a chance to choose this,
but you do get a chance to how you move forward.
I was homeless. I can have stayed homeless.

Speaker 6 (42:43):
You mentioned the people that I have, Okay, I have
three C Spree level executive positions. After being homeless as
a single parent, I had to make some choices. Were
there tears yes? Was there some struggle yes? But was
it worth it yes?

Speaker 5 (42:58):
Did I have to read the and reshape and remold yes.

Speaker 6 (43:02):
So if you're looking at your money, you're looking at
your LIFs, know that you can make decisions to change
and shift things. Because what I ask people is, when
you talk about your legacy, is is this feeding you?
How is this thing that you're doing. We talked about
a service. Is it feeding what you say you want?

(43:25):
If it's not feeding what you say you want, what
adjustments would you like to make to cause it to
be more productive and profitable to what you desire? So
to define your purpose with precision, right, that's the definite
major purpose that we talk about with Napoleon Hill. To
master financial behavior, not just the math. Not just the math.

(43:50):
We want to master the math in some cases, right
we want to say, well, you know, readjust it.

Speaker 5 (43:57):
What we want to master the math? I want you
to master the mindset.

Speaker 6 (44:02):
What is the mindset that's connected to your financial behavior,
not just the math.

Speaker 5 (44:09):
Then does it align.

Speaker 6 (44:10):
With your values, your vision, your velocity, your velocity, I'm
gonna say, your momentum.

Speaker 5 (44:17):
Does it align with that?

Speaker 6 (44:19):
So the things that you have done, and I love
the way you said, Well now I'm going back to this.
I'm going back to this. I'm doing a little bit more.
I'm still listening to the doctor. I'm still aligning myself
and doing what they're telling me to do. However, I'm
doing it so that I know my body and I
know the joy, and I know the joy when you

(44:40):
go out and see the O. How are you feeding
yourself in the meantime? What are you doing that's giving
you joy?

Speaker 5 (44:47):
That kind of thing. And it's like a bank account, Steve,
no deposit, no return.

Speaker 6 (44:53):
When we don't make deposits in our lives, then what
other people come to get things from us? Or when
we need things out of our life, there's nothing there.
So I never want people to move forward from an
empty vessel, because that was never God's intent, that was
never our intent. And then how do you protect what

(45:13):
you're building? Sometimes you don't tell other people what if
you're doing. Sometimes you need insurance. Right part of Our
insurance is sometimes we have thoughts and ideas and we
can't tell everybody because everybody is not on our side.
Everybody would not collaborate, everybody would not join in, everybody
will not celebrate too. So when you have something it's

(45:35):
like a baby, or when you have and when your
body is sensitive to certain things, you have to do
a new path so that you can stay safe. And
you need to know all of those things when it
comes to your money. Okay, I'm going to talk about
my issue is has been in the past my way.

(45:56):
So when people start talking about, oh, we're going to
go out three days a week and now number one,
it impacts the money right and then number two, it
impacts me eating other people's food that they have created,
and it doesn't stay in alignment with what I want
for my life. So what are you This is the
question that everybody that listens to this needs to respond to.

(46:21):
What do you want and what are you willing to
exchange for it?

Speaker 5 (46:30):
I'm gonna say it again, what do you want?

Speaker 6 (46:35):
Not what the world wants for you, not your mama,
your daddy, other people.

Speaker 5 (46:38):
I'm not talking about dad.

Speaker 6 (46:40):
I'm asking you what do you want and what are
you willing to do in.

Speaker 5 (46:44):
Exchange for it?

Speaker 6 (46:45):
And usually these change is your resources, your time, your talent,
and your treasure. You don't get your time back, so
value that you don't You can remake money. So I
want you to still value it. But I don't want
you to get I want you to get the mindset

(47:08):
of how you spend your money. What do you do right?
That is critical? And then you want to leave a
lasting result for other people.

Speaker 5 (47:18):
It's not just.

Speaker 6 (47:20):
It's not just leaving a legacy of resources. Money is
what do people say about you? What will people say
about you? How many lives have you impacted?

Speaker 5 (47:32):
Steve?

Speaker 6 (47:32):
You have impacted or we can't even count the number
of lives that you have impacted through right think right
when you were in the prison system and working there,
your heart and passion to help other people, the businesses,
the positions, the financial companies that you've helped, all of that,
that's part of your living legacy.

Speaker 5 (47:56):
And that's what I want people to look at.

Speaker 6 (47:59):
Don't just look at Okay, what I have five dollars
to lead to Bobby Seue or whoever? Right, what are
they going to say about you? What are you cooking.

Speaker 5 (48:10):
To serve the others.

Speaker 6 (48:12):
It's not that's maybe that has substance that's going to
show your value, that's going to show your mindset, that's
going to outlive you. So with my grandson, and you
have grandchildren's book, So with them, I'm leaving a legagacy
for him. And that's because we're talking about things. But

(48:33):
what are you thinking?

Speaker 5 (48:33):
And what do you do?

Speaker 6 (48:35):
You're sitting on a ball and you're talking about Zen.
Who talked to you about Zen? Why are you sitting
on the ball meditating? And here my question I asked you,
I said, what are you meditating about while you sit
on that ball? Because I need to know where you're thinking.
So when our children are making decisions, when our teens
are making decisions, when why are people are making decisions?

Speaker 5 (48:57):
Go back to the what am I thinking?

Speaker 6 (49:01):
And why is it my thoughts or is it a
thought that was planning through some of the media or
just somebody else planned to me? When they said my
parents said whatever your brand, whoever says spoke.

Speaker 5 (49:13):
In your life and told you what you want? I
didn't tell you who.

Speaker 2 (49:18):
Well, Johnny, Johnny, I think we're about ready to bring
the show to a close. Okay, no, no, no, And
reason is I was gonna lead us back into the
last of what I said to Joe was going to
be about the times there are changing, and you will

(49:39):
be inspired to modify the way that you handle your
fans as billing to increase the uncertain economics. So what
I'd like to do, and I'm going to do this
in two minutes and then you can put a closing
spin on it. Then we'll end the show. You covered
the way we want to do it. You just gave
some of the most for wisdom on how you need

(50:02):
to face your life in these times without telling anybody
the pifix of stop buying that Starbucks coffee, stop those things
you need.

Speaker 3 (50:12):
You didn't say that.

Speaker 2 (50:13):
We talked about purpose and who you are and what
you're thinking and why. It was absolutely a perfect answer.
But I'm gonna for the people that are looking for
something a little more just simple, straight forward, here's how
I'm gonna say what you just said and a goal
application type thing. Right now, the economy is very very

(50:37):
difficult to understand, but your own personal economy you can understand.
And if it's if it means this, well, I'm not
making enough money to continue to do the kind of
things that I've been doing. My lifestyle has to make
some adjustments because things are so much more that before
I was fine. I was saving a little bit each
paycheck and I would go out to dinner once a

(50:59):
week or twice a week and go to a movie
and do that.

Speaker 3 (51:02):
Take a vacation. All the things that you've.

Speaker 2 (51:05):
Been doing when times were going good may not be possible.
So instead of trying to helf and go deeper into
credit card debt and continue a lot about that is
unaffordable at the moment, my recommendation is get to know
yourself and find things that you can do where you

(51:29):
have peace of mind in doing things that don't necessarily
be dependent upon doing things that the cultures out there
tell you you need to do. Don't listen to all
these commercials and try to go get the most recent
style that you know. If you've got plenty of clothes
that are still not tethered but historically, like to replace

(51:53):
your wardrobe every now and then so that it doesn't
look like so old. Don't worry about that they look
a little old. It's like it's your style. And if
you're going to be able to keep from going in
debt by not buying some new clothes right now.

Speaker 3 (52:07):
Don't buy the clothes if you're always don't.

Speaker 2 (52:11):
Start thinking why do I need to go to movies
all the time to get myself and escape from my reality?
Is why people going to a lot of movies sometimes
just you know, read another book or write a book.
But what I'm saying is is that do things that
don't necessarily impact it funacally. Exercise does not cost a

(52:35):
penny if you want to walk, if you've already got
a bicycle. You know, for me, as you get fur
health confidence, being healthy with or exercise, fitness, these things
they don't cost money unless you go crazy. I was
always the person that never had to buy a two

(52:57):
hundred dollars aluminum back to my little league. You know,
you don't have to make an investment of a two
hundred dollars baseball glove. If you want to put your
child into a baseball camp, don't let that. Don't start
thinking you're inferior to other people because they have finances

(53:17):
than you do. Stop aging yourself on how you to
other people. Do not compare yourself to other people. So
what I'm saying is the whole thing about you know,
how to modify your finances the substitution principle. If it
doesn't bring great value into your life, don't do it.

(53:37):
If it's wasteful, spending unnecessary, don't do it. So that's
all we're trying to teach you is don't try to
keep up with the Joneses, so to speak. All you
jones Is out there, y'all did very well. You know,
you got a lot of people that want to be
like you. But we're going to get smart. Finally, we're
going to stop watching your commercials to buy your products

(53:58):
and have to make ourselves happy by doing something that
you tell us we need to do. That's how you
can handle your finances is to stop going out so much.
Eat more at home, pack them lunch, don't go out
to fast food every day at lunch. Do things that
spend less money but don't impact how you feel about yourself.

(54:21):
And let me tell you, in the long run, when
you start to change your habits like Johnny's that you
can do, you're going to be so much, so much
more at peace with helf. You're going to be happier
and prosperous, and so John I'd like Donald spend what
I just said, and then I've got a couple of

(54:41):
remarks I liked to between in today's.

Speaker 5 (54:44):
Okay, I love what you said. First of all, I.

Speaker 6 (54:46):
Think what you said was so empowering to wrap up
what we what we were talking about, because it makes
it relevant and it makes it it makes it something
that they can go and do immediately. Right. What I
heard was knowing is growing. Knowing you have a possibility
to grow, so.

Speaker 5 (55:06):
You want to grow your wealth.

Speaker 6 (55:08):
Wealth is not based on anybody else's definition. You build
your definition what wealth looks like and include your health,
your time, and your resources as.

Speaker 5 (55:23):
In your talents and all of that.

Speaker 6 (55:24):
Right, And then the other thing I would say seed
is the mindset of shifting from a consumer to a
producer because you get a chance to write your own
story consuming All you doing is releasing Fund's right.

Speaker 5 (55:44):
Releasing producing means.

Speaker 6 (55:46):
You take what you have and you let your seeds
reproduce after their own time. So what are you producing
for legacy? What are you producing? And I think that
is the key about the wrap up of all those
weeks is what we want for you is this is

(56:09):
for you, each individual, regardless of age or stage of life,
to look at how you want to be. Remember what
is your legacy, not just your money, but what is
the legacy that you want to impact others. So the

(56:30):
statement I'm gonna say, it's not what It's not just
what you have in your hand. We do things with
money based on our hearts in our heads. So check
those out and then I encourage you to go back

(56:50):
and look at everything you've done. If you're interested in connecting,
I am johnnioid dot com, and go out and look
at things that feed you, not just things they cause
you to be happy for a moment, look at ways

(57:10):
to feed you for the long term. I would say
that Steve it is imperative, and continue to watch the
shows because Steve is always providing things in these segments
that are transformative.

Speaker 3 (57:25):
Thank you, Johnny, with a beauty beautiful.

Speaker 2 (57:30):
Yeah, and my website is rightthink dot org and if
you go there, reach out to me. We'll be talking
on the phone before you know it. But I like
to talk and I've got lots and lots of people,
but I make time for that.

Speaker 3 (57:43):
I want to talk with phone.

Speaker 2 (57:44):
A lot of people like conversations, so I'm there for
you to do that as well. Johnny I'm going to
end the show right now, and I think this sums
it up about It is closely in line with what
we do. First of all, there's a quote here that
I'm going to give and it's kind of an unknown quote.

(58:04):
I could have just said it's me that I'm going
to make it up, but no, I got it. It's
a I don't know who said it first. Destiny is
a matter of choice, not chance, in a higher level way.

Speaker 3 (58:18):
I believe to say that.

Speaker 2 (58:20):
You know, I've always said my quote for my foundation,
my slogan, so to speak, is don't quit plan ahead.
It will get better. If you just keep moving forward
and plan and use your resources, your life will get better.
That's kind of paraphrase. But here's my final quote, and
I just want to give this to everybody. There's a

(58:42):
young man that we all probably have read a lot
of in our lives at one time or another, named
William Shakespeare. And here's the quote to end today's show.
It is not in the stars to hold our destiny,
but in ourselves. Johnny, you are absolutely amazing.

Speaker 3 (59:01):
I love you.

Speaker 2 (59:02):
I look forward to all the new things we're going
to be doing together. You're you're brilliant, you're beautiful, You're wonderful.
God bless you, Johnny, thanks for doing this with me today.

Speaker 5 (59:11):
Thank you and honor everybody.

Speaker 2 (59:13):
I just want you to have a wonderful week and
I look forward to next week. And as Johnny and
I offered, please reach out to us. We want to
be there for you. God bless and have a great week.

Speaker 1 (59:25):
Thanks for listening to right Thinking with Steve Copland. I'll
look forward to being with you again next week. And
remember it, don't quit, plan ahead, it will get better.
God bless you and have a great week.
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