Death Toll Rises in California Wildfires

Death toll rises in California wild fires. Friday Sound Salad. Notre Dame advances to national title game. Quitter's Friday. Insurance companies and natural disasters. Supreme Court reviews law potentially banning TikTok from U.S. Is coffee really good for you? Zach Abraham, Bulwark Capital, talks what the new year holds for the stock market.

Episode Transcript

Speaker 1 (00:11):
The Chad bensonshell Hell on Earth is the best way
to describe what is going on in southern California. My
buddy sent me pictures of his house last night, place
I had been on numerous occasions. You would have thought
you were walking through the aftermath of Hiroshima. I saw

(00:32):
somebody last night said it looked like Dresden and the
bombing of Dresden. There is nothing left, stuff just smoldering,
and it ain't over yet. Nope.

Speaker 2 (00:48):
About one hundred and eighty thousand people have been ordered
to evacuate across southern California. Another two hundred thousand face
evacuation warnings. The flames fueled by dry conditions in a
rare wind event, with gusts nearing one hundred miles per
hour at times. The wind warnings are expected to remain
in place for Los Angeles County and much a Ventura

(01:08):
County through today.

Speaker 1 (01:10):
And that's the thing is now moved to a new area.
You get the what they call the Kenneth Fire that
was potentially started by an archidist who is in custody.
I don't know anything about them. This is just apocalyptic

(01:31):
and it's not going to get any better. And what
doesn't help is the fact that the people that are
running the state and the city are the most useless
people you can find. People are angry and pissed and
they feel abandoned. We talk about it all the time here.
Remember what happened during the hurricanes. Where's the president? Where's

(01:57):
the president? Where's the president? People need not only somebody
to get pissed at, They need to see leadership.

Speaker 3 (02:10):
People need to know that you care.

Speaker 1 (02:14):
People need in a time like this somebody they feel
they can turn to because they don't have anything. They
have virtually nothing in some cases, and some people have
absolutely nothing. And what do people want. They want to

(02:36):
bend somebody's ear, They want somebody to put an arm
around their shoulder. They want a leader to tell the
people that we're going to get through this. The best
is yet to come. That's what they want, and instead

(02:58):
what they have are useless idiots. You have an old
saying when I was in England that I still love
to use. The guys used to always joke about when
we're playing soccer about the British military. He goes, we
fight like lions, but unfortunately we're led by donkeys. And

(03:19):
I look at this situation and say, sweet mother of God,
this is the perfect phrase.

Speaker 3 (03:30):
For the idiots that are running California.

Speaker 1 (03:34):
This is it from initiatives that nobody really cares about
except for some activists and politicians, to money being spent
in areas that don't actually seem to have any improvement,
don't actually seem to have any accountability, like the homeless,

(04:02):
and in fact, you're spending money in areas where it
seems to be getting worse, and you're taking money away
from areas that you should be putting money back into.
Karen Bass is an absolute waste of space, even yesterday.

Speaker 3 (04:27):
Trying to tell everybody it's not about budgets.

Speaker 4 (04:29):
There were no reductions that were made that would have
impacted the situation that we were dealing with over the
last couple of days.

Speaker 3 (04:38):
Really, so.

Speaker 1 (04:42):
The fire chief, I mean, everybody's talked about the DEI
and all that kind of stuff. She raised the alarm
last month, and she doesn't want to throw Karen Bass
under the bus, but she was on CBS last night
and they were having none of it.

Speaker 5 (04:54):
Would that seventeen million dollars that had been cut from
your budget have made a difference in this fight.

Speaker 6 (05:00):
I would say with the lean forward posture that we
took knowing that a seventeen million dollar cut we had
to take from somewhere, and that was from the non
essential duties and responsibilities that is the fire department we
have taken on over the past many, many years.

Speaker 5 (05:17):
But with all due respect, in December, you had worn
that the budget cuts would severely limit your ability to
respond to large scale emergencies.

Speaker 7 (05:27):
Is that true or not?

Speaker 6 (05:29):
Yes, so I would say yes, we were limited to
a certain factor.

Speaker 8 (05:32):
Yes.

Speaker 9 (05:33):
Wow.

Speaker 3 (05:35):
And one of the things that's not being talked about in.

Speaker 1 (05:37):
This is this is a domino effect that has taken
decades and has gotten worse and worse and worse and
worse and worse and worse. And those are baby steps,
you know. It's like you put on you wake up
one day and you're like, you didn't put on one
hundred pound of over night. It was a half pound here,

(05:58):
it was three or four pounds on your vacation. But
you look up and you're like, oh my god. This
is a former California chief of the lad Fire Department
was on Fox talking about the budget cuts. And because
of the budget cuts, it's not an immediate it takes time,
but eventually, when something like this happens, you know the

(06:22):
light shines, you see all the dirt.

Speaker 10 (06:24):
Well.

Speaker 11 (06:24):
Typically if you know when you make budget cuts, you
don't necessarily see an immediate effect right away. Typically that's
something that will happen as in a trickle down effect
that will happen later.

Speaker 12 (06:33):
The timing of this really is just unprecedented.

Speaker 11 (06:36):
And so when you do have those auxiliary pieces that
you cut from around your fire stations and you kind
of dwindle your your dwindle it down to just basically
what your fire stations where we're going to receive the
major part.

Speaker 12 (06:48):
Of that money.

Speaker 11 (06:49):
What you do is you basically an effect cuts your
insurance policy the fire department actually is is an insurance
policy for a city. And so when you cut but
make budget cuts, your typically just cutting your insurance policy
by pretty much seventeen percent in a sense. And so
you know, we've been pretty much in the past when
I was there as well, been pretty lucky that we
didn't have, you know, a recipe for disaster that come

(07:11):
in when we've had budget cuts in the.

Speaker 3 (07:12):
Past, and that's what it was.

Speaker 1 (07:14):
It wasn't if but when you know that fire that
thing we played from Rogan the other day talking I
think was like two July Agos about you know, the
firemen that he was talking to saying, look, you know
it's gonna happen, and the wind's going to go in
a different direction and we're not gonna be able to
stop it. And the wind that's an important thing, you know,
not just it's the fact that it's the the avelope

(07:37):
Santa anawins the devil winds, but where they came from.
So last night, while I was doing a special show
Snow mcgeddon as Dallas gets a bunch of snow and ice,
I was talking to meteorologists Tom Hale, and he said,
the difference between the Santa Annas that California got this

(08:01):
time compared to what they normally get is they came
down from the northern part of the country, so from
Seattle on downward, and so it went in the opposite direction.
And that's the issue that everybody had talked about for
a very long time. The reason this hasn't happened before

(08:25):
wasn't because of anything anybody did preventively.

Speaker 3 (08:29):
It was just sheer luck. Sheer luck.

Speaker 1 (08:36):
Now, the retired fire chief here talks about the fact
there's no staffing, and that is important.

Speaker 11 (08:44):
So in the case like this, one of the other
issues is staffing and you know another in that the
three hours of crisis management and that relationships recognition, you know,
staffing plan. So when something like this comes up, you
have a predicted win event. This is where you're keeping
up extra platoon on duty. You're not letting the fire
fighters go home, and so you're keeping your pretty much
doubling your workforce. And so the Los Angeles has a

(09:05):
very unique system and where that we have one extra
engine in ladder truck stations where we can actually add
three additional people, create an extra company, and forty seven
additional engines would have been created that moment. So that's
one of the misspoints there big time.

Speaker 1 (09:19):
And when you hear people talk about the mismanagement and
the just the frustration that people have with what's going on.
It is a perfect storm of horribly run but a
treasure chest. California's a treasure chest of ideas, of industry,

(09:45):
of great weather. It's it's got all the stuff, but
it's horribly run. And if you talk to people who
live there, getting a response from the fire department at
times is virtually impossible because they're so busy all the time,

(10:06):
they're stretched so thin. And that goes back to that
trickle down slash domino thing where it all just did
do and it caught up to them. And yes, the
water issue was a big issue. We're going to touch
on that later. So much that gets bandied about in
such a crazy way because what's the truth what's not

(10:27):
the truth in that? And there's both sides have a
bit of an argument. But when push comes to shove,
this was a absolute nightmare in the making over several years.

(10:50):
And now, as the kids would say, the chickens have
come home to roost. I don't really think kids say that.
They don't do they I don't know what. They probably
say something about I don't know. They mix something up. Man,
you don't even understand the flips come to the flops.
You're like, Okay, well, the flips came to the flops

(11:11):
and Southern California is paying a price for it. But
we know now ten dead, more missing, devastation like we've
never seen. And the new villain is not Karen Bass,
the mayor is not Gavin Newsom. The new villain is

(11:37):
now State Farm in particular. We're going to talk about
that as well. Plus I got an unpopular opinion. We're
going to do that at the beginning of next hour.
When it comes to all of this three two, three,
five three eight, twenty four to twenty three at Chad
Benson Show, is your Twitter tweet at a text to program.
It's gonna cost a lot of money to fix this,
My goodness, twenty twenty five is off to a crazy start.

Speaker 3 (11:59):
Where are you and it comes to your retirement? Have
you thought about that?

Speaker 1 (12:03):
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Speaker 3 (12:24):
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Speaker 1 (12:27):
Don't let twenty twenty five get too far away from you.

Speaker 3 (12:31):
Protect yourself.

Speaker 1 (12:32):
Get a second opinion when it comes to your retirement
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guarantee future results. Trek two four to three, seven eight.

(12:53):
Coming up finally, Friday, Sounds of the Week, Chad Benson Show,
Chad Benson. It is Friday. It's been a hell of week.
Hell it's been a hell of a year and we're

(13:14):
only ten days into it. Why don't we take a
listen back to all the things that have happened in
these last seven insane days.

Speaker 13 (13:23):
The votes for President of the United States are as follows.

Speaker 14 (13:27):
Donald J.

Speaker 13 (13:28):
Trump of the state of Florida has received three hundred
and twelve votes.

Speaker 15 (13:32):
All right, I'm upset to the after party is not
going to be as good this year, but.

Speaker 7 (13:35):
We have to move on.

Speaker 16 (13:36):
Angela's Fire Department is launching its first ever Diversity, Equity
and Inclusion Bureau.

Speaker 7 (13:41):
I'm not a hundred dollars walking beautiful.

Speaker 1 (13:45):
I know what I'll say it in Barny's burning Hold
right through bargeting and.

Speaker 11 (13:51):
Do my skin come on the morning, I'll be bron
it's Friday.

Speaker 17 (14:02):
Again.

Speaker 5 (14:08):
Then check.

Speaker 18 (14:10):
The fact checkers have just been too politically biased and
have destroyed more trust than they've created, especially in the US.

Speaker 9 (14:16):
I intend to resign as party leader as Prime minister
after the party selects its next leader through a robust,
nationwide competitive process.

Speaker 7 (14:27):
It's fine.

Speaker 19 (14:33):
Again, Chuck.

Speaker 20 (14:44):
Hey, God bless a great American, a dear friend, and
a good man.

Speaker 21 (14:48):
Joe Biden, an exit interview with USA Today, claims that
he could have beaten Donald Trump had he stayed.

Speaker 1 (14:52):
In the race.

Speaker 21 (14:53):
So this begs the question could Biden have won the
twenty twenty four election had he stayed in the race? Truthfully,
I categorized this statement its flat out bomb.

Speaker 22 (15:00):
When you think about the worst moments in American history,
World War II, things that happened like the Holocaust, Chattel, slavery.

Speaker 23 (15:08):
Well, we need greenland for national security purposes.

Speaker 12 (15:11):
I've been told that for a long time.

Speaker 19 (15:18):
Wow, you know, one day you're swimming the pool and
the next day it's all gone.

Speaker 7 (15:32):
But Karen Bass needs to resign.

Speaker 1 (15:35):
Now three two, three, five, three eight twenty four twenty
three at Chad Benson Show. There's your Twitter, your Instagram X,
all the other things right here on the Chad Benson Show.
So many people feel the way that lady does. You
need to resign. You need to resign Karen Bass. You

(15:59):
need to go away, not just resigned. You should have
stayed in God, that's what people think because the moves
that she has made, the move that this council has made,
has hurt so many people in southern California. And I'm
not even talking about the fires. I'm talking about all
the other stuff that they have done. But this highlights

(16:22):
how bad she is and how bad their policies are
in California.

Speaker 7 (16:29):
I think Los Angeles made a mistake.

Speaker 24 (16:32):
Karen Bass does not serve the interests of LA residents.
Some of the decisions are nonsensical, such as cutting seventeen
point six million dollars from LA Fire Department's budget but
instead prioritizing homelessness, where roughly half of the funds of
one point three billion dollars was not even spent.

Speaker 7 (16:52):
And it just doesn't make any sense.

Speaker 24 (16:54):
You know, where are her priorities, what is her strategy?

Speaker 7 (16:58):
Where is the plan? She doesn't have one.

Speaker 24 (17:01):
We need a proven leader with that as effective that
understands priority.

Speaker 1 (17:07):
We'll find out is there going to be a major
shift when it comes to the politics in California because
of this. You can see the show grab the podcast
Chat Benson.

Speaker 25 (17:19):
Shown Chad Benson, Joe.

Speaker 26 (18:00):
The Chad Benson Show, Snap and Holder God.

Speaker 1 (18:05):
The ten.

Speaker 3 (18:10):
That right there was Notre Dame, not the hunchback.

Speaker 1 (18:15):
The football team last night College football Playoffs semi finals,
Penn State Notre Dame.

Speaker 3 (18:27):
Oh the hell of a game it was.

Speaker 1 (18:30):
It was ten to nothing Notre Dame, and right before
halftime Penn State made it ten to three. They get
the ball in the second half, drive down, boom, ten ten.
Then they get the ball back immediately make it seventeen
to ten. You're like, oh, tides of turn. Notre Dame

(18:50):
marches down, scortes another touchdown. You're like, oh, see and saw.
Then in to the fourth quarter, Penn State takes the lead,
Notre Dame comes back, ties it up. Then with about
a minute to play, Drailer, the quarterback, so Drewailer, the
quarterback of Penn State, who's had a hell of a year,

(19:16):
just loses his blanking mind, rolling out through his left
throws it across the middle. Notre Dame intercepts the ball,
They run a few plays and then when eight seconds left, boom,
win the game. So they're into the college football.

Speaker 3 (19:33):
Final.

Speaker 1 (19:34):
Who will they play well tonight that will be decided
in a very cool, cold Dallas.

Speaker 27 (19:40):
The ice and snow have closed local schools, but the
game must go on. With a warning from Texas Governor
Greg Abbott.

Speaker 7 (19:47):
We're not used in driving on ice and snow. Be careful,
be cautious.

Speaker 27 (19:51):
Fifteen hundred flights were canceled Thursday at DFW A report
another four hundred have been scrapped today.

Speaker 1 (19:57):
Which is bizarre. I have to say. I was talking
to I was talking to Tom Hale, meteorologists. Meteorologist Tom
he loves this stuff, by the way, gets very jacked
about weather, which is exciting. It's good to see somebody
as passion. But we're talking last night about like I
asked him, so why are all these flights being scrapped?

(20:18):
I mean, you know, Dallas is not Buffalo. Let's be real,
it's not you know, And he's like, no, Boston every
year is the number one, you know for airplanes taking
off during the snow and the cold weather. They de
ice and they go. But tonight that game is going
to go on. It's in Jarra's house, So it'll be
very interesting to see how this plays itself out contextas

(20:42):
beat Ohio State. Can they beat Ohio State. It's kind
of a home game. But if I was to put
money on it, I'm gonna go with Ohio State. I
just think they're the best team in football. And the
funny thing is Ohio State lost to Michigan. There's a

(21:03):
good chance they're going to win the national championship and
people still want their coach fired because he can't beat Michigan,
which is crazy. So, as you guys know, I'm out
here in Nashville and it is chucking it down snow
wise so awesome, and it's doing that in a lot

(21:26):
of places across the country. So while California burns, snow
is falling in the southeast and is going to be
potentially kind of nasty over the next couple days. California
has a different kind of issue when it comes to
their weather. The heat with the dry winds is one thing,

(21:48):
and then you've got the other thing, which is the
air quality is awful. And so the rams the NFL
made a judgment. Yesterday they were going to move the
playoff game again ents Minnesota to Arizona.

Speaker 28 (22:02):
You know, every time we suit up, you know, we're
the Los Angeles Rams. You know, we played for the
people in this community, the people that support us, and
this week will be, uh, you know, another example of that, obviously,
and you know it's it's, i'm sure hopefully a great
escape for people who've been going through a lot of
tough times. You know here the last couple.

Speaker 1 (22:20):
Of days, Stafford, their quarterback there last night talking about
that decision and that you know, they're going there representing
Los Angeles.

Speaker 3 (22:28):
So it's the fires are you can easily see them
from there.

Speaker 1 (22:31):
It's that nasty and it's as you know we're talking
as just outside the snow it is awesome and it's
so cool. But talking to my mom yesterday, she's like, yeah,
it's like you outside, there's ash all over your car.
It's the exact opposite of what we're having here. We
have this beautiful snowflakes falling down and there they've got

(22:51):
the nasty ash landing on their cars. People are still pissed,
they're still angry, as they should be. The fires are
a few are somewhat contained, but a vast majority of
the fire area is still raging, as are the citizens
and residents of California.

Speaker 29 (23:10):
I have to tell you, after seeing that press conference,
I am flat out heartbroken and outraged. We are sick
and tired in La County of having liberal political leadership
play Russian Roulette with all of our lives.

Speaker 7 (23:25):
This was preventable.

Speaker 12 (23:26):
I'm not saying it could have been stopped.

Speaker 29 (23:28):
But three days ago we see on the news there
are wins expected of eighty to one hundred miles an hour.

Speaker 10 (23:33):
Are you kidding me? Hurricane force wins. There was nobody
nobody on the TV out here in La except Gavin
Newsom doing his Dog.

Speaker 1 (23:41):
And Pony show talking about.

Speaker 29 (23:43):
What we're supposed to do when this happens.

Speaker 3 (23:49):
He's not wrong. I said it earlier and I'll say
it again.

Speaker 1 (23:54):
In times of crisis, people look for a leader in
times of crisis. They want to know somebody's there, even
if it's somewhat of a crisis of their own making.
If an individual's done something and something's go on sideways,
they want somebody that they can again have a little
cry to, if you will, for a lack of a
better term. I'm just somebody they can vent to and

(24:19):
what do you have you They're as political as anybody else.

Speaker 3 (24:22):
They always blame Trump. Trumpe's the most political person.

Speaker 1 (24:24):
Dah D d d at the time of crisis.

Speaker 3 (24:26):
Blah blah blah blah.

Speaker 1 (24:27):
Well, you're just pissed because he's pointing out your shortcomings.

Speaker 10 (24:32):
Nobody had done anything to remove soil and vegetation for
the last year. Nobody tested the water pipes. This was
not brain surgery. It was predicted. These winds were predicted.

Speaker 29 (24:44):
And don't believe Karen Bath, which she says that an
airplane with water.

Speaker 7 (24:49):
Could have saved lives in the power stages.

Speaker 29 (24:51):
It's pipes, it's proper water.

Speaker 10 (24:53):
It's not diverting water for fish in California instead of
stealing human life. You want to say human lives that
do your job. Have a plan in place, Harris, There
was not an operational plan in place anywhere in La County.

Speaker 3 (25:09):
No, there wasn't, and there still doesn't seem to be.

Speaker 1 (25:12):
I feel like when I see what's going on that
everybody's kind of doing their own thing. We're fighting the
fire over here, you guys are fighting it over there.
We're kind of doing all that thing. There doesn't seem
to be any uniformity to what is taking place, and
that is frustrating so many people because there doesn't seem

(25:33):
to be a centralized you know, it was one thing
went up to Paradise with the last fire. There were
two centralized locations right next to each other, one for
people that were escaping the fire, the other for the workers.
And I remember telling Anthony, it's a bit of controlled chaos,

(25:54):
is what was going on. It was controlled chaos because
you have people who are in their worst position that
they may ever been in life. They've lost everything, maybe
they've lost animals, maybe they've lost a loved one, they've lost.

Speaker 3 (26:08):
Their home, and there's a mix of emotions.

Speaker 1 (26:12):
And then right next that you have the people that
are trying to save what they can for people. It
was but it was an area where you know, you
had the workers here and the firefighters here, the volunteers here,
the people that were escaping everything.

Speaker 3 (26:26):
It was chaos, but it was controlled.

Speaker 1 (26:28):
You should learn from northern California Southern California, because there
doesn't seem to be any of that right now.

Speaker 3 (26:33):
People just seem to.

Speaker 1 (26:34):
Be dangling in the wind three, two, three, five, three eight,
twenty four to twenty three at Chad Benson Show, to Twitter,
your Instagram.

Speaker 3 (26:40):
Earl of the other things. How many firefighters are there?

Speaker 1 (26:46):
Somebody texts me from what I understand about eight thousand
firefighters right now. Eight thousand. We'll have more on that
next hour. And how hard it is to fight a
fire in a residential area this size compared to out
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code Chad Roughgreens dot com Use code Chad. Today is Friday,
but it is the second Friday of the year, which
means it is quitters Day. Chat Benson Joe.

Speaker 26 (28:13):
Running with scissors sounds great compared to.

Speaker 1 (28:16):
This, Say, twenty twenty five has already been a hell
of a year and we're only ten days into it.
But today is a special day for many of you
out there.

Speaker 3 (28:27):
Because you're quitters.

Speaker 30 (28:28):
It's National Quitter's Day, the second Friday in January, when
an estimated eighty percent of Americans ditch their New Year's resolutions.
As always, getting fit is the number one New Year's resolution.
I spoke with celebrity trainer Jillian Michaels. Why do so
many people fail when it comes to their New Year's

(28:48):
resolutions regarding their health and fitness.

Speaker 31 (28:50):
I don't necessarily believe people have the most realisticals.

Speaker 14 (28:53):
I'm gonna work out five times today.

Speaker 15 (28:56):
It's like, okay, let's crawl, walk, jog, one here, So
if you've been sedentary, let's get a step goal in there.

Speaker 30 (29:04):
Another top resolution saving money. But on quitter's day many
start blowing the budget.

Speaker 7 (29:11):
Don't be so hard on yourself that realistic goals give
yourself a chance to celebrate the small victory.

Speaker 1 (29:18):
You know what's interesting about that, the realistic goals thing.
There's an old saying is we overestimate where we're going
to be in the year, and we underestimate where we're
going to be in five. And you got to set
realistic goals. And realistic goals not just like the weight
you want to lose, but what are you going to

(29:39):
look like at the end. You know what I mean,
because they're like, well I tried, but I'm never gonna
look like David Beckham.

Speaker 3 (29:45):
No, you're not, so neither am I. But you set
small goals.

Speaker 1 (29:50):
That's why I teach my kids we have actually like
vision boards, and we have the big ass calendar, which
is awesome, but we set small goals, little itty bitty
things that you do along the way.

Speaker 3 (30:02):
There's a whole psychology to it.

Speaker 1 (30:04):
Just like yesterday we talked about the psychology of panic buying,
which is very real. It's the psychology here of setting small,
realistic goals and not crushing yourself if it doesn't go
the way you want. It's a journey, and I think

(30:27):
everybody wants it to be a sprint. You didn't put
on forty pounds overnight. You're not going to lose it overnight.
Accountability buddies, So.

Speaker 14 (30:34):
This is the nice thing. Having one accountability partner.

Speaker 31 (30:37):
Is great, like you know, I check in with you,
I did it, I.

Speaker 14 (30:40):
Didn't do it. But then also having a support system.

Speaker 31 (30:43):
So you need if you live with a family, whatever,
it is like making sure that everything is supporting your goal.
Because if you have this goal but nothing in your
life says you can accomplish this, that's also a setup
for failure, so you don't want to do that as well.
So it's such a good time to really look at
the goal and go, okay, I can't in five days
a week. What about if I just start with one
and celebrate. Celebrate whatever it is you have accomplished over

(31:06):
the last ten days.

Speaker 14 (31:08):
Celebrate it.

Speaker 31 (31:08):
It really is important in any kind of goal setting
to just celebrate those small milestones and also have a
growth mindset, meaning just all right, I didn't do it today,
but I can do it tomorrow.

Speaker 1 (31:21):
It's about the journey, and you got to think of
it as a marathon, and the marathon is going to
take a lot. So whether you're trying to get out
of debt, whether you're trying to grow whatever hobby you
have into a great business, or whatever it is, losing weight,

(31:47):
it's all about taking those small steps, putting realistic goals
in front of you, and then achieving each of those goals.

Speaker 3 (31:55):
It's like a puzzle, right, I achieved this portion of
the puzzle.

Speaker 1 (31:58):
I'm gonna put the piece here, chieve a piece of
the puzzle and put that piece together. Then you get
the picture at the end. But you have to start somewhere.

Speaker 31 (32:08):
So one of them is to really say what is
it that are the small steps to achieving this goal?

Speaker 14 (32:14):
So that's really important.

Speaker 31 (32:16):
So what the science says is that when we make
those high arching goals, if we don't talk about what
are the little things? Well, instead of you know, a
donut for breakfast, what am I going to have? Instead
you have to plan those things out. Okay, I'm gonna
have a bowl of oatmeal. And so when you can
really break it down, that is what science says is
what makes it so? A lot of people aren't satisfied
with that though, Oh big deal, So two mornings I

(32:38):
did this.

Speaker 14 (32:38):
Well, actually, the science says it is a big deal.

Speaker 31 (32:41):
Every single day that you make a positive change towards
your goal is something.

Speaker 14 (32:44):
That needs to be acknowledged, at least acknowledged.

Speaker 1 (32:47):
Acknowledge says it. Small goals, check them off. And I
tell my kids we don't do wishes. We do goals
because goals that are out there, and then once you
put them out there what you want to achieve, then
you make a plan and always remember this, write your
plan in pencil, not penn because things will change.

Speaker 31 (33:06):
Psychology has seen that for a long time, where once somebody.

Speaker 14 (33:09):
Missteps they just give up. Yeah, it's like.

Speaker 31 (33:12):
No, no, that's truly is the readjust So if I
was meeting with someone, I'd say, Okay, so this morning
you didn't do that.

Speaker 14 (33:17):
What are we going to do different tomorrow morning? And
that really has to be.

Speaker 1 (33:20):
That mindset, simple and easy people, Right, So today's quitter's day,
but not for you.

Speaker 3 (33:26):
Okay, Speaking of quitters.

Speaker 32 (33:27):
The nation's five living presidents together credit steps to honor
Jimmy Carter. Former president George W. Bush playfully greeting former
President Barack Obama, who sat deep in conversation at times
chuckling with former President Trump. President Biden delivering a eulogy
on behalf of the nation we'recalling his last meeting with Carter.

(33:47):
In twenty twenty one.

Speaker 20 (33:49):
We saw Jimmy as he always was, at peace, well,
the life fully lived.

Speaker 32 (33:54):
Jimmy Carter making his final journey home to Georgia for
a private family funeral there, and then he was laid
to rest.

Speaker 3 (34:03):
Trump and Obama.

Speaker 1 (34:04):
If you didn't see it, it's pretty funny because Trump
sits down next to Obama, and he's got Malaney on
the left and Obama in him and right next.

Speaker 3 (34:14):
To each other. And then you got Michelle and they're
having a good time.

Speaker 1 (34:17):
They're having a nice.

Speaker 7 (34:18):
Chat in the Carter funeral today. What were you talking
to Barack Obama about him?

Speaker 23 (34:23):
It did look very friendly. I must say, I didn't realize.
I didn't realize how friendly it looked.

Speaker 3 (34:30):
Boy.

Speaker 23 (34:31):
They looked like two people that like each other, and
we probably do. We have little different philosophies, right, but
we probably do.

Speaker 33 (34:39):
I don't know.

Speaker 23 (34:39):
We just got along, but I got along with just
about everybody and that we you know, we met backstage.

Speaker 7 (34:45):
As you know before we went on.

Speaker 1 (34:47):
I thought it was a beautiful service.

Speaker 23 (34:48):
But we all got along very well, which is good.

Speaker 1 (34:51):
And here's something else that I was explaining this yesterday
to somebody who was really upset that Brock was talking
to him.

Speaker 3 (34:58):
There is a hand full of men who are alive.

Speaker 1 (35:05):
Who've been president, and only they know what the pressure
is and what the other one is going through. So
many of you were probably surprised that Trump even went
to Carter's funeral. It's one of those things where you
put everything aside because you're honoring somebody who was in
a position that you're getting ready to occupy. Three two, three, five,

(35:28):
three eight, twenty four to twenty three at Chad Benson Show.
It's your Twitter, your Instagram, all of the other things
right here the Chad Benson Show, coming up hour two
of the.

Speaker 3 (35:41):
Big Show here on Friday.

Speaker 1 (35:44):
More of what is happening in southern California with the fires.

Speaker 3 (35:51):
What's the cost going to be?

Speaker 1 (35:53):
I mean, overnight it jumped from fifty seven to sixty billion.
Now they're putting it in the one hundred and fifty
billion dollar range, and they're nowhere near done.

Speaker 3 (36:05):
This is heading out to the realm of a.

Speaker 1 (36:09):
Quarter of a trillion dollars.

Speaker 3 (36:11):
I have a feeling who pays for that? Talk about
the insurance companies, a bunch of.

Speaker 1 (36:15):
Other stuff, TikTok on Trial today kind of sort of
talk about that as well. It is the Chad Benson Show.

Speaker 26 (36:23):
This is the Chad Benson Show, The Chad Benson Show.

Speaker 3 (36:52):
You know, when we talk about.

Speaker 1 (36:55):
Natural disasters in today's world, rarely are we talking about deaths. Now,
they do happen, that happen, not as much as they
used to. But here in America, while they happen, it's
nothing compared to events that go on around the world.
I mean, you know, just this past week, there was

(37:16):
an earthquake in Tibet. How many people died in a
couple hundred. There was an earthquake in California. It was
the same size, some damage. You know, it cost the
insurance company some money, but I don't think anybody can
die from it. But when we talk about natural disasters,

(37:41):
we're always talking about, let's be honest, money. So we're
talking about money and the question about where is it
your responsibility for certain things? The insurance company's responsibility the
state or.

Speaker 3 (38:00):
The federal.

Speaker 1 (38:03):
Government responsibility to make you whole, because California put themselves
in a position over the last several years to make
it virtually impossible for insurers to be able to even
formulate the risk so they can charge the premiums they

(38:27):
need to charge to make it worthwhile, which is why
a lot of people got dropped because California said, no,
you can't raise their rates, and they're like, well, it's
not advantageous for us to be here fiscally, it's irresponsible.

Speaker 3 (38:49):
So they dropped a lot of people.

Speaker 1 (38:52):
And in several of those areas, we're seeing homeowners who
have nothing. But you live in areas where there are fires,
there are earthquakes, there are hurricanes, And that question again

(39:14):
is when is it your responsibility to say, maybe this
isn't where I need to be, Maybe I need to
take that responsibility on myself. And it's tough because you know,
even if you took the full responsibility for your house
and he said we I'm going to rebuild it myself,

(39:35):
California is going to make it an absolute blanket nightmare
to do it.

Speaker 3 (39:37):
It's not going to be worth it. But I'm just.

Speaker 1 (39:40):
Talking about the fact that if I don't want to
get a hit by a hurricane, I'm not going to
live on the coast where I know hurricanes are coming.
If I'm afraid of earthquakes, don't want them, I'm not
going to live in a place like California. Well, you

(40:01):
can't always I get that, but at some point in time,
while we sit here and everybody's demonizing all of these
insurance companies, California plays a huge role in this, in
the way that they've gone about doing things and making
it virtually impossible to do business, not just insurance, but

(40:22):
many companies to do business in that state.

Speaker 34 (40:25):
This goes way back to Prop One zero three, which
was an initiative that was put on the ballot that
basically limited price increases that insurers could ask for from
the Department of Insurance and made the Insurance Commissioner an
elected individual, and it suppressed pricing pricing of home owners

(40:46):
policy policies over the last couple of decades. And now
we're seeing the results of that basic overregulation of the
insurance industry, and I think also an overregulated that it's
prevented us from.

Speaker 12 (41:02):
Doing what we needed to do.

Speaker 34 (41:04):
All the way back to the Angora Fire in Lake
Tahoe in two thousand and seven when I was serving
in the legislature and warning about how we need to
thin our forests and we need to protect our communities.

Speaker 1 (41:18):
That right there is former Rep. In California and he's
on the Equalization Board. Ted Gains is his name. And
how many times we've talked about thinning the forest, protective cutting,
culling essentially areas to make sure that there's lines that

(41:39):
can be broken if there is a fire, to take off,
picking up the dry, nasty stuff that's out there that
is fuel for the fire. And because environmental reasons, they
know if they don't want that done. And you know,
for all the stuff Trump is Trump that I remind
everybody a couple of years ago. Trump's like, you guys,

(42:00):
don't do anything with these for us, You don't do
anything for And he just broke down a loundry list
of stuff that they don't do. And even the New
York Times and the LA Times criticized the mayor and
California itself for stopping essentially cleaning up of all the

(42:22):
dead waste and debris that is out there. Now you
can still get insurance, but there is a catch in California,

(42:44):
so they've got an insurance plan as a last gasp
effort if you can't get State farm or anybody else
to ensure you.

Speaker 34 (42:52):
Unfortunately, I think it is I'm very concerned about the
California's Fair Plan, which is a quasi government until entity
the place of last resort for someone to get homeowners insurance.
Our concern has always been that it is not properly capitalized.
It does not have enough money in reserve to pay

(43:14):
out claims, and I think with these fires very unfortunate
circumstances in southern California, it could make the California Fair
Plan insolvent. And part of the problem with all this
is that if they run out of money, the insurance
Commissioner has authority to go back to the insurance companies

(43:36):
and say you need to pay for the balance of
these claims, when those companies already have their own claims
that they need to pay out on. So it's going
to be a very difficult situation that government's going to
step up and work with the industry in solving this crisis.

Speaker 1 (43:55):
And I don't know if that's going to happen. The
Fair Plan doesn't have that reserve. They're going to go.
But the good news is there's a limit that they
can force these companies to pay.

Speaker 3 (44:11):
So you're still going to be sol for a lot
of people out there, and.

Speaker 1 (44:17):
A lot of people didn't have insurance, which begs the
question should we be on the hook for it.

Speaker 35 (44:27):
I caution people, because there's going to be a lot
of guilt laid on Republicans about people don't have insurance.
The federal government needs to come in you just wait
a second, because they're going to try and force people
to again, how many people don't have insurance? You know,
why should the federal tax payer have to help someone

(44:49):
rebuild who did have insurance, who lived in a multimillion
dollar home. The buck needs to stop when it comes
to the federal government bailing out the highest tax state
in the name.

Speaker 1 (45:00):
That's a good question. First, let me say this, a
lot of these people, They're homes were worth millions of dollars,
but many of them it was generational. They you know,
mom and dad bought that house fifty years ago, sixty
years ago, they still lived there and they they're not

(45:23):
millionaires in the bank.

Speaker 3 (45:26):
They're millionaires on paper because of the property.

Speaker 1 (45:29):
But not on you know, the bank ledger. They're not
going down every day and going, oh, I got two
million dollars in the bank. A lot of people you
know there are, but a lot aren't. And they were
having trouble finding any kind of insurance and their fair

(45:50):
plan is only going to offer you so much.

Speaker 3 (45:55):
So that's an issue right there.

Speaker 1 (45:58):
The second thing is Trump will bail them out because
he's looking at the future and saying, what's one hundred
billion dollars here? If I can be the hero to
a bunch of people who are getting closer and closer
to being done with the Democrats, that's why I think

(46:22):
he will. It's more about a maneuver than being very empathetic.
Oh I'm sure he's empathetic, but this isn't like, ah, shucks,
we got to do this. This is one of those
things where he's like, yeah, we need to help these people,
but we need to then remind them. It wasn't Newsome

(46:47):
Bass in California because they've mismanaged everything financially, much of
what's going on with their infrastructure, But it was the
federal government led by Donald Trump that came in and
sorted it out. That's what I would do if I

(47:07):
was him. I don't know what it's going to look like.
This is what I do know as of right this second.
The loss monetarily one hundred and fifty billion dollars one
hundred and fifty billion dollars. And it does go back

(47:29):
to this in my earlier take is at some point
in time, the responsibility is for you as a person,
do I want to rebuild here? You put yourself in
positions whether you're living on the coast in Florida or

(47:50):
the Carolinas, or in areas where you know it gets dry,
it gets hot one spark boom, or in the middle
of the country where you're in tornado alley and you're
gonna have to everybody's got to accept some risk. There's
no perfect like I live here, nothing happens, there's no

(48:12):
cold weather, there's no hot weather, there's no there's gonna
be some of that. But if it's something that is
a one off, like if this has never happened, or
it hasn't happened in seventy years, that's a one off.

Speaker 3 (48:23):
If this happens every other year, that's the.

Speaker 1 (48:26):
Thing that people need to start asking questions of why
are you doing this? Why are you putting yourself in
this situation? And why should everybody else spail you out?
Three two, three, five three eight, twenty four to twenty
three atch Headbenton shows your Twitter tweet at is texta
programmerur Budy Zach Abram Chievestment Officer of bordjoin the program
a little bit later. But first Raycon best to your

(48:46):
buds around where by Raycons every single day.

Speaker 3 (48:50):
You will love your Raycons.

Speaker 1 (48:51):
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(49:12):
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the everyday earbuds from Raycon. Buy Raycon dot com slash Chad.

(49:36):
It is the Chad Benson Show.

Speaker 36 (49:49):
Chad Benson, husband and father of two, Alessandro Vigilante, had
raced to school to pick up his boys under evacuation orders,
his wife staying behind to grab their most important documents.

Speaker 26 (50:00):
Then she took a.

Speaker 9 (50:00):
Couple of stupid teens, like my son's perfume because he
has a hei retone or just something emotionally related.

Speaker 26 (50:13):
But nothing, yeah, nothing.

Speaker 36 (50:16):
But nothing else, taking what they could and grateful to
have their lives.

Speaker 1 (50:21):
It's so interesting because when you listen to that David
Muir who's under fire for being quite vapid not a shocker.

Speaker 3 (50:30):
Uh, we'll talk about that in a second.

Speaker 1 (50:32):
But you the fire's coming, you've got a minute left
in the house.

Speaker 3 (50:40):
You know that the house isn't going to be saved.

Speaker 1 (50:45):
And then you're like, I got to get something, I
got to take something, And he grabbed his son's colone
and you're like, that's weird, right, And I don't know
what's the psyche of people in a situation like that
where they panic, but you should maybe if you're in

(51:10):
an area like this, have a bug out bag and no, okay,
these are the two or three things I'm going to
take with me. And that's one of those things where it's.

Speaker 3 (51:28):
In the moment you don't know what to do, and
it's so bizarre.

Speaker 1 (51:32):
It was talking last night to a meteorologist and he
and I were chatting about this and he says, you
know when tornadoes come. He goes, I've always in my
mind know the two or three things I'm going to take.
He goes, well, when I talk to people about do
you know do you have your little bag? Do you
know exactly where you're going to go? Things of that nature?

(51:52):
Do you know what are you're going to take? Because
a lot of times people will stand in the middle
of a room and just kind of look around.

Speaker 3 (51:58):
And just not quite what And it's having that plan
that matters.

Speaker 1 (52:07):
Three two, three, five, three, eight, twenty four to twenty
three at Chad Benson's show to Twitter, your Instagram, check
out the YouTube as well, and we've got TikTok Chad
Benton Show seven and we'd like it if you go
check that out as well. It really helps us here
on the Chad Benson Show. Is it you're like great

(52:30):
grandmother's lamp that brought your whole family together. No, I
got a Dikea two weeks ago. I needed to grab
something and it was the lamp, because you feel like
you want to take something from the place.

Speaker 37 (52:47):
Speaking of TikTok, judgment day for TikTok, with arguments at
the Supreme Court today over the fate of the app.
The social media platform used by an estimated one hundred
million Americans, is set to be banned in the US
beginning January ninth. Tenth A company says seven million American
businesses use it. President Trump made saving TikTok a campaign promise.

(53:07):
He wants a Supreme Court to delay the band until
he takes office.

Speaker 1 (53:12):
I use it now because that's where the kids are,
and it is addictive.

Speaker 3 (53:16):
I'm not gonna lie to you. But the Chinese, well Chinese.

Speaker 1 (53:20):
Already have all my information. That's just unfortunate but true.
We're worried about TikTok, and the reality is is, you know,
they keep hacking into every damn phone company in the world,
every television set that comes out of China. Hell, if
your closer made in China, just pretty much think it's
spying on you my t shirts spying on me. So

(53:41):
it's going to be very interesting to see what they
decide on whether or not this thing is going to
be saved. Now, if you want to download, if your
personal use, that's it. If you work for the States,
if you work for highly sensitive, I'd say not on
that phone. But it's unfortunate to think that an app
everybody loves is an app that spies on us. But

(54:05):
our phone we love and it spies on us all
the time. So when are we not getting spied on it?
Three two three four three At Chad Benson shows your Twitter.

Speaker 3 (54:16):
It is the Chad Benson.

Speaker 25 (54:17):
Shown Chad Benson shoe.

Speaker 26 (54:40):
The Chad Benson Show.

Speaker 1 (54:42):
Is coffee good for you or is it bad for you?
It depends lots of studies out there. We've heard a
lot of things through the years. Coffee may be good
for you, it may be bad for you. In this case,
this particular case, it wasn't good for Jack Lemon.

Speaker 38 (54:59):
Put that coffee down. Coffee is for closes only. You
think I'm fucking with you, I am not fucking with you.

Speaker 1 (55:15):
Alec Baldwin before he went crazy, guys brilliant in that movie.
You've never seen that movie Glenn Gary Glenn Ross just incredible.
Coffee is for closers. But is coffee for you? Is
it good for you? Are there benefits to it? Because
we live in a world where depending on the time
of day, who ordered the study, and I say ordered

(55:40):
the study because people order studies, We'll tell you whether
or not.

Speaker 3 (55:47):
Coffee is good or bad.

Speaker 1 (55:50):
Oh really, because I'm as a kid it was bad
that it was good again, just like milk and cheese,
eggs and beef.

Speaker 3 (56:01):
Hmm, is it good for you?

Speaker 33 (56:03):
And you know, we've known throughout the years that coffee
is good for us. Usually they say about two to
four cups a day can really help with all case mortality,
with cardiovascular health, all these things. But we've never looked
at the timing. And that's what this study did. It
looked at the timing and found out that if you
drink that coffee before noon, you get those benefits. If
you drink it afternoon, you don't get any benefit. And
why wouldn't you, Well, we think there's a couple of reasons.

(56:25):
Number one, it turns out that in the morning, because
of our circadian rhythms, we absorb the antioxidants a lot
better than we do in the afternoon. Plus we think
in the afternoon that caffeine can interfere with your melatonin,
which can interfere with your sleep, and we know how
crucial sleep is.

Speaker 1 (56:39):
So what this doctor's saying is coffee is good at
certain times. Okay, coffee is good at certain times. Check
we got that coffee good certain times.

Speaker 33 (56:47):
And you know, one of the things we found out
in the study was whether it was caffeinated or decaffeinated
did not matter. It was the coffee itself. It was
a matter. And we think that's the antioxidants in there,
but the caffeine can help too, and the same thing
with Ta. Ta has those antoxidants. One thing about tea
that's interesting is they found out in a study that
tea you can get half the you can get half
the caffeine in there, but it's not giving you the
melatonin interference. And so during the day, we think the

(57:09):
tea drinking is going to be okay during the day,
whereas coffee, you want to make it in the morning.

Speaker 1 (57:13):
So what they're saying is, if you're going to drink
a bunch of coffee, do it early in the morning
so you get your four six, eight, twelve coups, but
the minute it gets to noon, switched to tea because
tea will not interfere with your melatonin. Okay, so you guys, again,
the benefits are their benefits.

Speaker 3 (57:31):
I want to know what the benefit is.

Speaker 33 (57:32):
Huge study forty thousand people plus over twenty year period.
They followed them for ten years, and they found out
again that those all cose mortality was decreased by sixteen percent.
The majority of that was because of cardiovascin mortality that
was decreased by thirty one.

Speaker 11 (57:45):
They're gonna, sorry, is it gonna hurt you if you
drink coffee in the afternoon.

Speaker 33 (57:48):
It's not gonna hurt you, but you got no benefit
from it according to this. You know, this is the
cardiovascular benefits we're talking about. And so again one of
those things, you know, should you drink coffee, should you
start drinking coffee, and it depends if you have a
family history of heart disease. He might want to think
about it, because you can get some benefits obviously in
the morning on this study. But the studies do go
back and forth, and we've known that for years, and
so we'll see what happens when we stay tuned.

Speaker 1 (58:10):
Put that coffee down, all right, So there you go, benefits.
We like to make sure you guys understand right, we're
an all encompassing show.

Speaker 3 (58:18):
So I like what he said at the end there.

Speaker 1 (58:21):
Well, you know, the studies go back and forth, and
so whenever you see a study that says this is
really bad, always try to find who paid.

Speaker 3 (58:30):
For the study. Okay, that's very important.

Speaker 1 (58:33):
You got to think of it like when you ever,
you know, during the heights of election season. At the end,
it says so and so paid for this study. Blah
blah blah blah. Well, okay, why did you guys pay
for it? Who are you guys? Then you find out, oh,
you're the opposite of them, you know, whatever it is,
whether it is you know, you don't want there to
be gambling in the state, whatever state you're in, and

(58:55):
they're deciding whether to put it on a ballotor, whether
that do something, or you know, the you know weed,
and then you find out, well, the alcohol people paid
for the weight. It's so the same thing with this.
Who's the rival of coffee and are they paying for it?
It's like Coca Cola going, I checked this out. Let's
find out if coffee is good for you, because then
we can sell super coffee in the morning to old people.

(59:16):
And then Burger King's like, let's make sure that we
find out the coffee's horrible, So find out who it is.
Speaking of drinks, let's stay there right now, sugar y
drinks way up.

Speaker 15 (59:26):
Researchers say we're seeing a global rise in diabetes and
heart disease, and the cause is coming one sip at
a time. Researchers at Tufts University of Massachusetts say sugary
drinks are having damaging impacts on our bodies. The data
points to sugary drinks being responsible for two point two
million new diabetes cases and over a million heart disease diagnoses,

(59:50):
with the most in poverty stricken regions. The study reveals
how quickly sugary drinks hit your system and spike your
blood sugar levels. Regular consumption linked to weight gain and
a higher risk of type two diabetes and heart disease.

Speaker 3 (01:00:07):
So it's an interesting study.

Speaker 1 (01:00:10):
I mean, this is one of those ones where the
eyeball test says enough sugary drinks, especially the amount that
we consume, not good. But it's marketed towards low income people.
I mean, sure, rich people have cokes and stuff like that,
but this is made very affordable for people who don't
have a lot of money, and that's not a good thing.

Speaker 3 (01:00:33):
And the testing is funny. I was talking yesterday about this.

Speaker 1 (01:00:36):
I was doing study on this, the testing they do
for drinks and for snacks and stuff. Because remember when
the tobacco industry realizes the jig is up there, like.

Speaker 3 (01:00:46):
Hey, we're not tobacco people, we're addiction people.

Speaker 1 (01:00:49):
Then they went into the snack world and that's why
they have all these you know, all the drinks, all
of the snacks and stuff. But on top of the
dies and all the stuff, what can we do to
enhance the flavor for this, that and the other and
try to find some addictive in it. They also did
a ton of testing on the look of it. And
I'm not talking about the food, the packaging. What's going
to catch your eye because when we're in a store,

(01:01:11):
especially if you're going through you know, you're in the
aisles right or you're even going up to the checkout,
we're a fish and they're allure.

Speaker 15 (01:01:20):
The data covers nearly three million people, eighty seven percent
of the global population. To help paint a clear picture.
In twenty twenty, researchers say sugary drinks accounted for twenty
four percent of all new diabetes diagnoses in the Caribbean
and Latin America over the last thirty years. Numbers in
Africa are also alarming. The Sub Saharan region has seen

(01:01:43):
the highest increase of cases, with twenty one percent of
new diabetes cases and eleven percent of new heart disease cases.
One of the authors of the study says drinks with
high sugar content are typically sold and marketed in low
and middle income communities, where people are more vulnerable to disease,
saying in a statement, not only are these communities consuming

(01:02:06):
harmful products, but they are also often less well equipped
to deal.

Speaker 14 (01:02:11):
With the long term health consequences.

Speaker 1 (01:02:14):
It's funny when you listen to them talk about like
Sub Sahara, Africa and places like that, the world was
looking at us and we and instead of us going,
you know, we really should get fit, We're like, we
should just make everybody else fat so we don't feel
so bad. I say this in jest, but really, you
and I both know this. It's all about moderation. But

(01:02:35):
for people who are poor who maybe get assistants and
don't have a lot of money.

Speaker 3 (01:02:39):
It is easy and cheaper to eat.

Speaker 1 (01:02:42):
Bad than to eat healthy. The things we truly need
are way more expensive than the things that we end
up wanting and usually consuming. Three two, three, five, three eight,
twenty four to twenty three at Chad Benson shows your
Twitter tweet at as text the program.

Speaker 3 (01:02:58):
Quick update on the fires.

Speaker 1 (01:03:00):
Palisades Fire six percent containment, Eating fire in Southern California
zero containment, Kenneth fire zero containment, and the weather is
about to get worse. Coming up. My buddy is Zach Abraham,
Chiefstment Officer, Borg is going to join the program.

Speaker 3 (01:03:19):
But first and AFAL weekend.

Speaker 1 (01:03:21):
Maybe the playoffs.

Speaker 3 (01:03:22):
Maybe the playoffs. They're here and are you ready to play?
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Speaker 3 (01:04:40):
Run your game. It's a Chad Benson.

Speaker 8 (01:04:43):
Show, serving up talk radio, medium, rare and dripping with irony.

Speaker 26 (01:04:58):
It's Chad Benson.

Speaker 3 (01:04:59):
That time of the week the first time this year.

Speaker 1 (01:05:04):
Talking to our good buddy, Zach Abrams, investment officer, Boward
Capital Manager, friend of the show, sponsor of the show.
Trump's in twenty twenty five, getting ready to take his
place as President of the United States of America. Market's up,
down sideway, Zach, we come to you, brother, and give

(01:05:25):
it to us straight twenty twenty five. What are you
looking for when it comes to the market and investing?

Speaker 7 (01:05:33):
If you are shopping for good companies at cheap prices,
there are tons of them out there. The problem is
is that they're not the ones that anybody's talking about. Yeah,
if you're following the Jim Kramer playbook of things, you know,
I now, look, I could be one hundred percent wrong.
My gut feeling is is that you've already started the

(01:05:57):
big down draft and a lot of that nonsensical stuff.
Maybe I'm a little early on that call, but I
think that you're going to see a lot of bloodshed
and a lot of blood letting in a lot of
those ridiculous names. You know, I'm talking about names, and
you're trading at fifty sixty times revenue in some cases,
one hundred and twenty times revenue.

Speaker 3 (01:06:14):
Yeah, isn't that crazy? Like you're seeing stuff.

Speaker 1 (01:06:16):
It's like you have no revenue and yet you guys
are valued at fourteen trillion dollars.

Speaker 7 (01:06:21):
Yeah, it's just it's just nonsensical. I mean, even even
a hot company like Palenteer, great company, great software. They
got hit in the last couple of days. But you know,
you were talking about one hundred and ninety billion dollar
market cap on a company that makes two point eight
billion dollars a year in revenue, not earnings revenue. You're
paying two hundred billion dollars for a company that does

(01:06:44):
two point eight billion.

Speaker 3 (01:06:46):
Insane.

Speaker 7 (01:06:47):
It's just nuts and everything. It's a great company. And
I'm like, guys, you know, Apple's a really good company.
Would you pay the equivalent of fifteen trillion for their stock? No?
You know, you look at Apple trading at forty times.
That's ridiculous. So now, the funny thing about it, though,
is that a lot of that, a lot of that

(01:07:07):
crazy valuation has just come from ETFs and exchange traded
funds and passive investments, right, So if people keep pouring
money into that, that stuff can continue to levitate. But
I think the market has been giving us a tell.
This is my opinion. Could be proven wrong very shortly,
but I think it's been giving us a tell over
the last month and a half, meaning a lot of
things have been rallying, a lot of the usual suspects

(01:07:30):
have been rallying. But if you go back and look
at the MEGS seven stocks in video, Apple, Meta, Google, Amazon, Microsoft,
they each keep taking turns breaking out, and then the
breakouts fail. Okay, just the most recent one was in Vidia.
Before that, it was Apple, before that, it was Microsoft.
They just keep taking turns and they keep getting shot.

(01:07:51):
We are making a joke today on our show, just
saying it's sort of like you see this group of dudes,
you know, pinned down behind a bunch of sandbags, and
they keep sending a tester guy out there to see
if the coast is clear, and then the guy just
keeps getting smoked. Right, Yeah, that's kind of the feeling
you get, and that is kind of a classic topping sign.
And so we'll see if we'll see if that plays out.

(01:08:14):
But I mean you're starting to see it today. You
have the NASDAC down two percent. It was led by
those types of names getting smacked down. And the thing
I think people need to be aware of is this,
You're in a dangerous environment. And the reason why I
say it's dangerous is you're gonna see these things, not
all of them, but you know maybe, but you're gonna

(01:08:35):
see some of these things drop twenty or thirty percent,
and you're gonna say to yourself, what's wrong? What am
I missing nothing? And no, you're not missing anything. It's
you drop twenty or thirty percent and these things are
still stupid expensive, meaning you can't make sense of it.
And I think a lot of investors are about to
get a lesson on the way cash flow impacts the

(01:09:00):
price of equities. Yeah, right, and right now you just
have a zero gravity environment where everybody's chasing prices. You know,
I heard Kramer out the other day talking about how
he thinks it's a good idea for people to suck
it up and buy Costo and pallanteer here and I
just sat there, Well, funny enough, you know what the
best one of the best performing portfolios on the entire

(01:09:22):
street last year was what the inverse Kramer et. It
crushed the market. It was up thirty forty percent last
year or something like that. But you hear guys say that,
and I'm just like, good god, guys. I know markets
are about, you know, the about chasing the things that
are moving and all. But you're really advocating people to

(01:09:43):
go out and purchase the stock trading at fifty five
times revenue.

Speaker 1 (01:09:48):
I mean, come with no way in any way, shape
or form to bring bring home what you need to
to justify that.

Speaker 7 (01:09:54):
No, and they're a great company. It's no knock on
the underlying company, right, But you know, it's sort of
like a Hondo Accord. Honda Accord is a great car.
It doesn't mean I'm going to go out and pay
three hundred and fifty grand for one No, right, And
that's and that's what's going on. And people go, why
is that happening? And I go, because it's going up.

Speaker 10 (01:10:14):
Right.

Speaker 7 (01:10:14):
This is what happens at the end of every bubblish cycle,
is that everybody throws, you know, risk out the window,
and for good reason, they get tired of sitting there
being disciplined, watching the idiots win. Well, just about just
about the time the sober minded folks cast their lots
in with the idiots, that's about the time everybody's getting
skinned now. We don't know if that's happening right now,

(01:10:35):
but I think you could be seeing the beginning of
that process right now.

Speaker 3 (01:10:39):
Say Zach A. Ramchiefvestment officer, Bollard Capital.

Speaker 1 (01:10:41):
People want to reach out to you and get that
second opinion, to get the risk review, especially now it's
twenty twenty five, is here. What do they do?

Speaker 7 (01:10:48):
Yeah? No, pretty easy to find Google, Know Your Risk Radio,
Know Your Risk Radio podcast, or you can just go
to Bullworkcapitalmanagement dot com. And I think that this is
going to be a story about risk this year, and
not just the risk and losing money. It's also the
risk in being underinvested in historically cheap, solid company. We
own an LNG company right now. I don't want to
take up any moriatime. No, man, We own an We

(01:11:10):
own an LNG company right now that is right at
the forefront of shipping liquid natural gas back and forth
to Europe. Everybody knows, right we're building new export facilities
for liquid natural gas. That is happening right This company
is absolutely crushing it with nat gas prices at two
and a half to three dollars, which is ridiculously low.
They they've got virtually, they've got very limited debt on

(01:11:33):
their balance sheets. They were buying backstock, but they've bought
back so much stock that they're down to only fifty
million shares outstanding, and they're paying a twelve and a
half percent dividend because they literally don't know what to
do with the cash. Right that now? Is is that
stock rallying to beat all heck? Like it should? No? Why?

(01:11:53):
Because nobody's interested in this?

Speaker 1 (01:11:55):
Not sexy but three two, three, five, three eight, twenty
four to twenty three at Chad Benton Show to Twitter
your Instagram, check out the YouTube as well, and we've
got TikTok Chad Benson Show seven and we'd like it
if you go check that out as well. It really
helps us here on the Chad Benson Show. Zach Abram

(01:12:19):
Chi Investment Officer, love talking to your brother. We'll do
it again next week. Man, Happy New Year.

Speaker 7 (01:12:23):
Hey, thanks again for having me chat.

Speaker 1 (01:12:24):
Happy New Year to you too, Siry buddy, zach Abram
ch Investment Officer, Bullward Capital love having them on. Investment
advisory services offer through Trek Financial LLC and sec Register
Investment Advisor. Investments of all risk and not a guarantee
past performance is not guarantee future results.

Speaker 3 (01:12:38):
Trek two four, three, seven eight. Coming up, third hour
of the.

Speaker 1 (01:12:43):
Program, we got a little watch trending as well as
the latest and what's going on in the.

Speaker 7 (01:12:49):
Fires and little finally Friday as well.

Speaker 1 (01:12:53):
Yeah, yeah, baby, that's what I'm talking about. It is
the Chat Benson Show.

Speaker 26 (01:13:01):
This is the Chad Benson Show, the Chad Benson Show.

Speaker 1 (01:13:30):
So while California's on fire, God bless all of you
there sitting my love and my prayers. Been speaking to
several of my friends and families. I was telling producer Anthey,
I sent some pictures today my buddy's house. Just nothing
left of it. There is nothing like the foundation is
all that's left. And a few bit of furniture, you know,

(01:13:51):
odds and end pieces that couldn't melt, and.

Speaker 3 (01:13:57):
You know, and he's good spirits and he's like, eh,
what it is, what it is?

Speaker 1 (01:14:00):
They we're fine, and he's very blessed, so unlike some
other people out there who are going to struggle. We'll
get to the insurance stuff in a minute, but I
you know, being blessed turn out here in Nashville now
and in between, you know, the the end of the
hours to the top of that, when Charlie and I
ran outside because it's got about four or five inches
of snow, and you know, she's sick, she's fascinated by it.

(01:14:22):
It's fun quite frankly. We had a little snowball fight
and I ran back in here. There's all kinds of
stuff going on, all kinds of weather all over the
country right now, and unfortunately in California, it's just devastating,
and it's the only way you describe it is absolutely devastating.
And people are pointing fingers because first and foremost, we

(01:14:44):
want people to take responsibilities.

Speaker 3 (01:14:46):
That's what leaders do.

Speaker 1 (01:14:48):
And the last forty eight hours or so, the conversation
about did you cut stuff, did it affect anything, did
you do this? Did you not do this? That's all
over the place. Well, the chief of the fire department,
you know, she checks boxes. I mean we talk about that.

(01:15:09):
You know, it's all about the DEI well, no, she's
a Look, she's a legit fire person, right, she is
not some person that just they just handed it to her.
That being said, yeah, that became a big talking point.
You knew it would. But the money, the infrastructure, those

(01:15:32):
were the issues that matter most. And she was pressed
last night because last month she came out and said,
you know, cutting money like this, it's a it's gonna
cost us, especially we have something big and nothing from

(01:15:55):
Karen Bass or the city Council in Los Angeles.

Speaker 5 (01:15:58):
Would that's seventeen nollion dollars that had been cut from
your budget have made a difference in this fight.

Speaker 6 (01:16:04):
I would say with the lean forward posture that we
took knowing that a seventeen million dollar cut we had
to take from somewhere, and that was from the non
essential duties and responsibilities that is the fire department we
have taken on over the past many, many years.

Speaker 5 (01:16:21):
But with all due respect, in December, you had warn
that the budget cuts would severely limit your ability to
respond to large scale emergencies.

Speaker 7 (01:16:31):
Is that true or not?

Speaker 6 (01:16:32):
Yes, so I would say, yes, we were limited to
a certain factor.

Speaker 1 (01:16:36):
Yes, there you go. This didn't happen overnight. They focus
on stuff that they shouldn't focus on. We can all
agree on that. We talked a lot about that yesterday.
With the initiatives that they push, it's all about skin
color and who you love and blah blah blah blah,
when in reality it's can you do the job? Can
you not do the job? Especially when it comes to
life saving situations. We want the best. We don't want

(01:16:59):
the person who checks the best box that makes everybody
else look good. But over a long period of time,
California has chop chop, chop, chop, chop, chop chop, lots
of stuff out of the budget and fire environmen do
not have the same kind of union that many other

(01:17:22):
unions have set up, and the relationship with the Democrats
isn't as strong because they just don't have that kind
of power. So they cut some money. They did a
lot of different things, not just cut some money out
of the budget. They also cut money and stopped going
out and clearing brush and doing things they were supposed to.

(01:17:43):
And she warned, now this is the late She warned them,
this could be an issue. So everybody's like, well, how
could this be such an issue. It's just seventeen it's
not even about the seventeen million. You add that up
over time, because that's what this is. It's a domino

(01:18:05):
effect of you cut five million, you know, fifteen years ago.
Then you then you stop staffing, you know, twelve years
ago because the budget cuts and then you do this
over here, and then you took this money out of
here and put it into other things that really didn't
have to do with infrastructure and actually fighting fires, and
then you end.

Speaker 3 (01:18:21):
Up with a horrible situation. This was a former.

Speaker 1 (01:18:26):
Chief of Los Angeles in the fire world talking about
that perfect kind of you know, this didn't happen in
a vacuum, didn't happen overnight.

Speaker 11 (01:18:34):
Well, typically, if you know, when you make budget cuts,
you don't necessarily see an immediate effect right away. Typically
that's something that will happens in a trickle down effect
that will happen later.

Speaker 12 (01:18:44):
The timing of this really is just unprecedented.

Speaker 11 (01:18:46):
And so when you do have those auxiliary pieces that
you cut from around your fire stations and you kind
of dwindle your your dwindle it down to just basically
what your fire stations where we're going to receive. The
major part of that money you do is you basically
an affect cut your assurance policy your fire department actually
is is an assurance policy for a city. And so

(01:19:06):
when you cut make budget cuts, your typically just cutting
your insurance policy by pretty much seventeen percent in a sense,
and so you know, we've been pretty much in the
past when I was there as well, been pretty lucky
that we didn't have, you know, a recipe for disaster
that come in when we've had budget cuts in the past.

Speaker 3 (01:19:23):
And that's what this is because he recognizes that.

Speaker 1 (01:19:28):
Had this been on his watch, he would probably be
facing much of the same of what's happening. And part
of that has to do with the whole nature will
mess you up. Talking to Tom Hale meteorologists last night,
and this sant Ana win came from a different direction,
which is when when you listen to go back and

(01:19:49):
listen to that Joe Rogan things said, you know, talking
about what the fireman told him, that it's only because
of luck and which way the wind comes that there
hasn't been a this Well, the luck ran out and
the wind changed and the disaster came.

Speaker 3 (01:20:05):
And then you get into infrastructure.

Speaker 1 (01:20:07):
Then you get into whether or not you have enough
personnel to handle things, because the complaint about the call
times getting people to fires is there just isn't enough.
We talked yesterday the home was set fourteen thousand fires
last year, fourteen thousand. You're spending a vast majority of

(01:20:32):
your day going to stuff that is self inflicted by
the city.

Speaker 12 (01:20:37):
So in the case like this, one of the other
issues is staffing.

Speaker 11 (01:20:40):
You know another in that the three hours of crisis
management and that relationships recognition, you know, staffing plan. So
when something like this comes up, you have a predicted
win event. This is where you're keeping up extra platoon
on duty. You're not letting the firefighters go home, and
so you're keeping your pretty much doubling your workforce. And
so the Los Angeles has a very unique system in
where that we have one extra engine and ladder truck

(01:21:02):
stations where we can actually add three additional people, create
an extra company, and forty seven additional engines would have
been created that month.

Speaker 12 (01:21:08):
So that's one of the miss points there.

Speaker 1 (01:21:13):
It's the perfect storm for disaster, which is also the
perfect storm based on how they've handled their business for
the last several years. And then we talked last hour
a lot about the responsibility side.

Speaker 3 (01:21:29):
Whose responsibility is it.

Speaker 1 (01:21:33):
When it comes to people building in areas where you
know there is fires. Insurance companies don't want to be
there because California is just not making it. So it's
fiscally sustainable and They're the new villain today. I mean,

(01:21:56):
I mean all day I'm seeing stuff. People are send
me stuff. They've become the new United Healthcare in a
sense of Okay, now this insurance is bad as well.

Speaker 39 (01:22:08):
If you are willing to live on the ocean in
South Florida, you need to understand you are a great
risk of loss and you need to be able and
willing to pay for insurance to cover that. If you
live in a high risk area in California that is
prone to wildfires, be prepared to Number one, pay higher

(01:22:32):
than average premiums. And number two is be prepared for
a potential catastrophic loss.

Speaker 1 (01:22:40):
And that's like so freaking spot on. Be prepared for
a catastrophic loss. It's not if, but when. There's going
to be more earthquakes coming California. Though they handle the
earthquakes pretty damn good. I've been in fifty one hundred
of them. That you feel, houses are built in a
certain way, this though, is something completely different.

Speaker 3 (01:23:02):
And they weren't even allowing.

Speaker 1 (01:23:06):
The insurance companies to use the actual table they needed
to use so they could present to people, Okay, if
you want us to ensure you, it's going to cost
you this, and they said, no, you're not gonna be
able to raise rache and I can do anything. Well,
if you're telling me I have to have all the
risk with little reward or I can leave and go

(01:23:26):
somewhere else, I'm going to leave and go somewhere else.
And that's what they've done, and I don't blame them.
The question is going to be what happens in the future,
because they've got the California Affair Plan, which is a
if you run out of insurance and nobody will insure you,

(01:23:51):
California will but it's expensive, like kind of getting Cobra
but for your house, and it's expensive, but they have
a limited amount of funds and the state runs it.
And the state can then come back to all of
these insurers even if you haven't insured in these people,
and say you need to cover what we can't.

Speaker 3 (01:24:12):
And based on the numbers today.

Speaker 1 (01:24:15):
One hundred and fifty billion plus I said it, I
think it's gonna be a quarter of a trillion dollars
two hundred and fifty billion dollars to what this is
going to cost two hundred and fifty billion dollars and
people will rebuild, and what do you tell insurance companies

(01:24:36):
do you force them to cover people you just rebuilt
in an area where they just had a major disaster,
which is always threatening. It's like when people rebuild on
the ocean after a hurricane. What point is it now
your responsibility? And why should you be mad at me?

(01:24:58):
When I ensured you, I having to give you money
and you want me to ensure you again after having
your house blown down, knowing there's going to be another
giant storm coming three two, three, five, three eight, twenty
four to twenty three at Chadbentson Show's through Twitter, your Instagram,
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(01:25:20):
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Jumpstart trial bag twenty dollars value for free. Today, coming
up a little what trending it is The Jad Benson Show,
Chad Benson, No, it's time to find out what's trending.

(01:26:30):
What's trending?

Speaker 40 (01:26:32):
James Dean, Norway, Oman, Pakistan, Qatar, Russia, Serena.

Speaker 7 (01:26:48):
Jump what trapping?

Speaker 1 (01:26:57):
That's fin out? What's trending on this amazing and exciting
snow mcgeddon Friday or fire mcgeddon, depending on where you
are in this beautiful country. Start with Twitter California number
one trending thing along with Drew.

Speaker 3 (01:27:18):
All or Ailer. I'm not to say he's the quarterback
Penn State who.

Speaker 1 (01:27:29):
Threw an absolute horrific interception last night. It's the best
way to describe it in that game. And yeah, yeah,
Notre Dame fighting Irish with a win Newsome, Notre Dame
all trending.

Speaker 3 (01:27:47):
Orange Bowl New scum, FEMA, FEMA, Maui.

Speaker 1 (01:27:55):
Palisades. State Farm. By the way, State Farm is the
new United Healthcare. Everybody hates State Farm. It's uh man,
give me some serious questions about insurance, how the states

(01:28:17):
run it and the amount of people now that are
pissed at State Farm coming after them.

Speaker 29 (01:28:26):
Is uh it is.

Speaker 3 (01:28:28):
I mean, they are the villains in this, not the fire.

Speaker 1 (01:28:31):
Notre Dame. I'm gonna try anything on Google Kenneth fire.
They arrested somebody last night, a suspect potential arson in
that TikTok band. Maria Karna Machado of Venezuela. She's the
opposition party leader. She was arrested in Venezuela yesterday three two, three, five,

(01:28:52):
three eight, twenty four, twenty three at Chadminton Show. Is
your Twitter tweet? Aedison text the program. I love hearing
from every single of you right here in the Chad
Benson Show. And finally over to Yeahoo, La Fires, Penn State,
Donald Trump, Bush, Barack Obama, Trump, Greenland, Ohio State, Mel Gibson,

(01:29:20):
all trending in the magical world of.

Speaker 3 (01:29:24):
Yeah Who. So last night I.

Speaker 1 (01:29:29):
Did another special show for one of my affiliates in Texas,
and I happened to catch the last two minutes of
college football playoff semi final with a fighting irish of
Notre Dame taking on Penn's State.

Speaker 3 (01:29:47):
How did it end? It ended like this.

Speaker 7 (01:29:51):
Snap and holder good teas.

Speaker 1 (01:29:58):
And that is that it was a hell of a game.
It was ten to nothing irish with about a minute
left in the second quarter. Penn State kicked a field goal,
make it ten three. They drove down, scored off the
kickoff in the second half, make it ten to ten.

Speaker 3 (01:30:14):
Then they got the ball back, made it seventeen to ten.

Speaker 1 (01:30:17):
Notre Dame tied it up, Penn State took the lead again,
Notre Dame tied it up again, and then the horrible
pass that led to the game winning field goal.

Speaker 3 (01:30:27):
Hell of a game.

Speaker 1 (01:30:28):
Another game tonight, Texas essentially at home taking on Ohio State.

Speaker 3 (01:30:36):
The Ohio State.

Speaker 1 (01:30:38):
Winner of that game will play Notre Dame in the
national championship game. What three two, three, five, three eight,
twenty four to twenty three at Chad Benton shows your
Twitter tweet at a Texas program. If you miss it,
neither show, grab the podcast Happy of Friday. It's Chad
Benson shown Chad.

Speaker 25 (01:30:56):
Benson Shoe.

Speaker 26 (01:31:17):
The Chad Benson Show.

Speaker 41 (01:31:19):
We were just talking about the wildfire situation and how
crazy it is that they spent twenty four billion dollars
last year on the homeless, and what do they spent
on preventing these wildfires?

Speaker 3 (01:31:30):
Zero zip zip.

Speaker 42 (01:31:32):
And in twenty nineteen, I think Newsom said, you know,
I'm going to take care of the forest and maintain
the forests and do all that kind of stuff.

Speaker 12 (01:31:38):
He didn't do anything, didn't do anything.

Speaker 1 (01:31:39):
And then on top of that, they cut.

Speaker 42 (01:31:41):
The water off, and then I think all our tax
dollars probably went for Gavin's hair jail.

Speaker 1 (01:31:46):
Oh Mel Gibson right there, coming down hard, and he's
probably gonna come down even harder. So he's on with
Rogan talking about the movie, talking about a lot of stuff.
This obviously going on.

Speaker 3 (01:32:00):
He talks about it.

Speaker 27 (01:32:01):
It's sad, places just on fire.

Speaker 43 (01:32:02):
Well, the whole state is just so poorly managed. It's
it's so frustrating and confusing. And then he gets on
TV and pretends like everything's great, California is the best,
we have the best date, we have the most amazing economy,
and like you're out of your mind, dude, You've ruined
this state. He personally ruined it.

Speaker 42 (01:32:21):
Well, it's the same team that was up in San
Francisco and we came down to LA and they're doing
what they did in San Francisco, and San Francisco is
kind of like apocalyptic now, you.

Speaker 3 (01:32:29):
Know, it's just unbelievable that society can crumble that quickly.

Speaker 42 (01:32:33):
It doesn't take long.

Speaker 3 (01:32:34):
No, no, it doesn't, especially with poor leadership.

Speaker 1 (01:32:37):
Everybody we have heard, whether it is the average cop
on the ground, fire fireman, paramedic, people who work just
their regular jobs, all say the same thing.

Speaker 3 (01:32:55):
This state is absolutely a disaster and it's run like crap.

Speaker 1 (01:32:58):
And whenever I hear them say we're the fifth largest economy,
I'd laugh and everybody's like, well we are.

Speaker 3 (01:33:05):
I'm fifty four.

Speaker 1 (01:33:07):
When I was ten, they used to tell us, you
know where the fifth largest economy in the world. We're
bigger than other countries. That's how big our economy is.
You've not done anything at all. You've not done anything
at all. And California only survives its lunatic politics because

(01:33:31):
of where it's located, ideal weather. It is beautiful there,
which makes it the envy of the world. For the
most part. As far as the well, I'm just talking
about the weather. I'm not talking about, you know, the
chaos of the politics. But that's the only reason it
is where it is. You take that politics and you

(01:33:53):
put it anywhere else there's actual weather and no ocean,
and it's gone.

Speaker 3 (01:33:59):
So Mels, they're talking about that.

Speaker 1 (01:34:01):
Mel.

Speaker 3 (01:34:02):
A little bit later, Mel, I.

Speaker 14 (01:34:03):
Am so sorry to be talking to you under these circumstances.
I'm looking at video of the ruins of what was
once your home.

Speaker 7 (01:34:11):
I got to ask you how you're doing. I'm doing good.

Speaker 44 (01:34:14):
You know, it's just a thing, but you know it
is obviously, it's kind of devastating. It's emotionally.

Speaker 42 (01:34:19):
You know, you live there for a long time and
you had all your stuff.

Speaker 44 (01:34:22):
You remember George Carnland talking about your stuff. I had
my stuff there, and it's all like I've been relieved
from the burden of my stuff because it's all in cinders.

Speaker 27 (01:34:32):
Yeah.

Speaker 17 (01:34:34):
That's the whole meaning of life, isn't it. Trying to
find a place for your stuff. That's all your house is.
Your house was just a place for your stuff. If
you didn't have so much, god stuff, you wouldn't need
a house. You could just walk around all the time.
That's all your houses. It's a pile of stuff with
a cover unt. You see that when you take off
on an airplane and you look down and you see
everybody's got a little pile of stuff.

Speaker 7 (01:34:53):
Everybody's got their own pile of stuff.

Speaker 1 (01:34:56):
And when you leave your stuff, you got to lock
it up.

Speaker 3 (01:34:58):
I wouldn't want somebody to come by.

Speaker 26 (01:35:00):
Take some of your stuff.

Speaker 3 (01:35:01):
They always take the good stuff.

Speaker 7 (01:35:03):
That's all your house is.

Speaker 3 (01:35:04):
It's a place to keep your stuff while you.

Speaker 7 (01:35:06):
Go out and get more stuff.

Speaker 1 (01:35:10):
That's kind of what it is. But you're listening to
mail there, he's like, eh, you know what it is?
What it is, and it just shows you kind of
who the cat is. And he's blasted. Look he's got
a lot of money. I think you recognize he's looking
around realizing some of his neighbors aren't as fortunate as him.

Speaker 7 (01:35:24):
Where were you Mel when the fire broke out? God,
I was in Austin.

Speaker 44 (01:35:28):
I was doing the Rogan podcast, you know, and I
was kind of ill at ease while we were talking
because I knew my neighborhood was on fire, So I thought,
I wonder if my place is still there.

Speaker 27 (01:35:39):
But when I got home.

Speaker 44 (01:35:41):
Sure enough, it wasn't there. I went home, and I
said to myself, well, at least I haven't got any
of those pesky plumbing problems anymore.

Speaker 1 (01:35:52):
Pretty good attitude, all things considered, Pretty damn good attitude.
Three two, three, five, three eight, twenty four to twenty three.
Atch had been toon show your Twitter, your Instagram, all
the other stuff. I touched on it briefly. This is
all I'm gonna do. Trump was sens unconditional release, meaning
he's gonna face no jail time, repented penalties. It's over,

(01:36:14):
it's done. It remains a felony. But he couldn't actually
go and appeal the case until there was a sentence.
He's been sentenced. Blah blah blah blah. He was never
going to jail. Wow, wow waw waw. I'm moving on.
There you go. That was not very nice chat. So
people might be interested. Why why would you be interested?

(01:36:39):
Nothing's gonna happen. He's still gonna be sworn in, so cares.
He was always appealing the case, but he couldn't actually
file the appeal until he was sentenced.

Speaker 3 (01:36:52):
He's been sentenced. We're moving on.

Speaker 26 (01:36:54):
Wow wah wah, wah wah.

Speaker 1 (01:36:55):
Speaking of movie on, is the world gonna move on
from your job?

Speaker 16 (01:37:00):
In the future sci fi movies warned us about, and
now it's here. We're talking about technology replacing humans literally.
Forty one percent of companies worldwide plan to cut their
workforce by twenty thirty in favor of artificial intelligence. According
to the World Economic Forum's latest Future of Jobs report,
AI is making it easier to automate certain tasks, cutting

(01:37:23):
out the need for some human employees, and out of
the hundreds of large global companies surveyed for the report,
seventy seven percent said they're planning to reskill or upskill
current employees to work better alongside AI.

Speaker 1 (01:37:39):
It's time to start learning a new skill for some people.
For other people, you're going to be okay. And in
fact AI is going to benefit you once you learn
how to.

Speaker 3 (01:37:51):
Actually use it.

Speaker 7 (01:37:54):
So how can you compete with the computer?

Speaker 20 (01:37:56):
Know thy enemy?

Speaker 16 (01:37:57):
The report shows seventy percent of companies are planning to
hire new employees who can design AI tools and enhancements,
and sixty two percent plan to recruit more workers who
already have the skills needed to better work alongside AI.
Postal service clerks executive secretaries and payroll clerks are among

(01:38:17):
the employees expected to see their numbers drop drastically in
the next few years, whether due to the spread of
AI or other trends.

Speaker 3 (01:38:26):
The spread of AI. What's wrong?

Speaker 1 (01:38:28):
It's spreading everywhere?

Speaker 29 (01:38:30):
What is it?

Speaker 3 (01:38:30):
AI? I use it every single day.

Speaker 1 (01:38:35):
I love it. What it's going to do.

Speaker 3 (01:38:39):
For the consumer as well.

Speaker 1 (01:38:42):
And as you know, we talk about all the fires
and stuff, this is one thing that is going to
help so many people out there with permitting and dealing
with the government and be able to get a like
just get through things at lightning speed. Is going to
be awesome. Now the government's going to struggle with it
because it's government, but still there's going to be changes.

(01:39:06):
And they always talking about forty one percent of people
are going to lose forty one percent.

Speaker 3 (01:39:09):
Yeah, let me tell you something.

Speaker 1 (01:39:11):
Without AI, you could probably lose thirty percent of those
people and not really worry too much about it. Oh,
probably it's possible, I guess. So, yeah, this is just
going to help. And they always talk about the negative.
What about the positive. It's going to open up doorways
for other things.

Speaker 16 (01:39:28):
The report also found that, for the first time ever,
graphic designers and legal secretaries jobs are among the fastest
declining job roles, which the report said might be an
example of AI's quote increasing capacity to complete knowledge work
like creating original text, images, and other content in response
to prompts from users. But there are just some things

(01:39:51):
a computer cannot do. The report predicts a significant increase
in demand for jobs that call for a little human touch,
such as nursing and teaching.

Speaker 12 (01:40:01):
There you go.

Speaker 1 (01:40:02):
So what is going to have to happen, which is
going to be an issue for some younger kids who
are going through the world.

Speaker 3 (01:40:09):
Is human interaction is going to be very important. Human interaction.

Speaker 1 (01:40:17):
Some of you are like, ooh, I know, I know
three two, three, five, three eight, twenty four to twenty three.
At Chad Benson Show, is your Twitter tweet At his
text to program, somebody says, I can't believe you're not
taking this Trump thing serious because I don't care because
it means nothing. He was never going to jail. It
was a sham. He's probably gonna win it on appeal.

Speaker 3 (01:40:35):
And we move on. And by moving on, I mean
to birch gold.

Speaker 1 (01:40:38):
That's right.

Speaker 3 (01:40:39):
Gold is crucial. It's a great way to diversify.

Speaker 1 (01:40:41):
It is smart in times of uncertainty, and in times
of super uncertainty, it's always nice to have something a
little physical. Right now, they're going to get you out
of free copy The Ultimate Guide to Gold and the
Trump Era, along with Birch Gold's free Information Kit.

Speaker 3 (01:40:53):
All you need to do is text Benson to nine
eight nine eight nine eight. It's that simple. We are
thirty six trillion dollars in debt.

Speaker 1 (01:41:02):
There's a possibility things can a little sideways, and if
things go the wrong way in the market, are you positioned.

Speaker 3 (01:41:08):
To protect yourself?

Speaker 28 (01:41:09):
Hmmm?

Speaker 3 (01:41:10):
Why not take advantage of this right now? Simple and easy.

Speaker 1 (01:41:14):
In the past four years, four years the buying power
of the US dollar, it's gone, price of gold up
forty percent.

Speaker 3 (01:41:21):
Be a part of it. Protect yourself.

Speaker 1 (01:41:23):
Text the word Benson to nine eight nine eight nine
eight today to receive your copy of The Ultimate Guide
to Gold in the Trump Era. Plus they're going to
get you out there investor Kit, No obligation, simple and easy,
no pressure, no commitments. Text the word Benson to nine
eight nine eight nine eight today for Birch Gold.

Speaker 3 (01:41:44):
We'll wrap it up straight edge had Benson.

Speaker 26 (01:41:46):
Show irreverence like, yeah, so what, it's the Chat Benson Show.

Speaker 7 (01:42:02):
It is Friday.

Speaker 1 (01:42:04):
I'm ready to rock and roll. It has been a
hell of a week. You guys recognize that. I mean,
I saw a great meme yesterday that said, I'd like
to cancel my twenty twenty five subscription. I'm not happy
with the service. That is understandable. I mean, it has

(01:42:26):
been a world win of insanity. I mean, I want
you to think about this. We had a terrorist attack
ten days ago, and that is are you talking about it?
Nobody's talking about it because in the subsequent days.

Speaker 34 (01:42:49):
We had.

Speaker 1 (01:42:51):
An absolutely devastating fire that is still raging. The damage
is still yet to be determined. But I sent producer
Anthony a picture today of my friend's house, not just
kind of a friend. They've been there a thousand times,
friend friend, like brother. There isn't a house, there's nothing,

(01:43:19):
and everybody's safe and that's all that really matters. But
when I'm talking about devastation, he's like, it's the worst
thing I've ever seen, the absolute worst. I mean, it
is he goes, it's he goes, It's Hiroshima. That's what
it looks like. It's just been one of those weeks,

(01:43:41):
and because it's been one of those weeks, let's take
a deep breath.

Speaker 3 (01:43:47):
And let's listen to all the stuff that did happen
this week, because damn hasn't been a lot.

Speaker 13 (01:43:55):
The votes for President of the United States are as follows.

Speaker 14 (01:43:59):
Donald J.

Speaker 13 (01:43:59):
Trump of the state of Florida has received three hundred
and twelve votes.

Speaker 15 (01:44:03):
All right, I'm upset to the after Party is not
going to be as good this year, but we.

Speaker 7 (01:44:07):
Have to move on.

Speaker 5 (01:44:08):
Unea's fire department as launching its first ever diversity, Equity
and Inclusion Bureau.

Speaker 29 (01:44:13):
I'm not a.

Speaker 7 (01:44:17):
I know what I'll say.

Speaker 29 (01:44:18):
It is burning.

Speaker 7 (01:44:21):
Through bug.

Speaker 1 (01:44:23):
Game.

Speaker 3 (01:44:24):
Come on morning, I'm my motor.

Speaker 18 (01:44:40):
The fact checkers have just been too politically biased and
have destroyed more trust than they've created, especially.

Speaker 12 (01:44:47):
In the US.

Speaker 9 (01:44:48):
I intend to resign as party leader as Prime Minister
after the party selects its next leader through a robust,
nationwide competitive process.

Speaker 12 (01:44:59):
It's f free.

Speaker 18 (01:45:02):
I'm my mother moment.

Speaker 20 (01:45:04):
Wow, Hey, God bless a great American and near friend.

Speaker 19 (01:45:18):
And a good man.

Speaker 21 (01:45:19):
Joe Biden, an exit interview with USA Today, claims that
he could have beaten Donald Trump had he stayed.

Speaker 25 (01:45:24):
In the race.

Speaker 21 (01:45:24):
So this begs the question could Biden have won the
twenty twenty four election had he stayed in the race. Truthfully,
I categorized his state in his flat out bonkers.

Speaker 22 (01:45:31):
When you think about the worst moments in American history,
World War II, things that happened, you know, like the Holocaust,
Chattel slavery, Well.

Speaker 12 (01:45:40):
We need greenland for national security purposes.

Speaker 3 (01:45:43):
I've been told that for.

Speaker 12 (01:45:44):
A long time.

Speaker 7 (01:45:46):
Fred.

Speaker 19 (01:46:00):
You know, you're swimming the pool and the next day
it's all gone.

Speaker 1 (01:46:04):
But I have a lot of thoughts, and I know
what I want to say.

Speaker 7 (01:46:07):
I won't.

Speaker 30 (01:46:08):
Oh, now that your house is on fire, Now you
want to know what's going on, what's going on around here.

Speaker 1 (01:46:14):
You didn't give it about what was going on when
other people's houses were on fire, but now you can.

Speaker 4 (01:46:19):
There were no reductions that were made that would have
impacted the situation that we were dealing with over the
last couple of days.

Speaker 26 (01:46:27):
Karen Bass needs to resign.

Speaker 1 (01:46:30):
Now, Wow, what a week, and who knows what's coming.
I mean, We've got Trump being sworn in in ten days.
He's been out and about, very vocal about all the
things that are going on. When it comes to California,
and everybody like, that's not helping. No, it's not helping.

Speaker 3 (01:46:52):
But let's be honest, there's some serious questions that need
to be asked.

Speaker 23 (01:46:58):
I think that Gavin has largely incompetent, and I think
the mayor is largely incompetent, and probably both.

Speaker 7 (01:47:05):
Of them are just stone cold and competent.

Speaker 3 (01:47:07):
What they've done is terrible.

Speaker 1 (01:47:11):
Well, I mean, there's lots of blame that needs to
go around for all this stuff, and it's unfortunately that
politics has gotten to this point where that's the first
thing we do is we just want to point fingers.
But there's no doubt that Karen Bass, Gaven Newsom, the
policies of the left have made things much worse. That's

(01:47:39):
just the reality of it. Now, would it have stopped
any of what has has taken place? I think yeah
it would. It would have mitigated the damage, But would
it have stopped it completely.

Speaker 9 (01:47:54):
No.

Speaker 1 (01:47:54):
In fact, the fire chief, who is getting criticized by
a lot of people, goes DEI.

Speaker 3 (01:48:01):
She's been very vocal about how bad the cuts have hurt.

Speaker 1 (01:48:05):
She warned last month that cuts that they made are
going to make it so hard for them to respond
in a situation just like this, and even last night
she doubled down on that. But she also said because
of the winds and because of the situation in certain

(01:48:27):
parts of the city, that if she would have had
a thousand fire trucks, it probably wasn't going to make
a difference. And that's the nature side of it. So
we'll see what happens over the weekend. Uh, it's going
to be interesting for sure. Three two, three, five, three eight,
twenty four, twenty three at Chad Benson's show. Is your
Twitter tweet at as text the program right here on

(01:48:50):
the Chad Benson Show. And I say interesting because obviously
this thing is not contained. They've got a new fire,
the Kenneth fire. They arrested somebody with suspicion of arson.
But on top of that, not only the fallout with
the insurance and except about sixty billion dollars right now,

(01:49:12):
and that is only gonna go up from there, the
cost of this. But is there gonna be a cost politically?
Is there going to be a fallout politically? I think
it's what a lot of people are wondering. Gonna be
gonna be one of those years. I think if you're
miss any of the show, I say shame on you
grab the podcast. You guys have a blessed amazing weekend.

(01:49:33):
Be safe out there. We will do it again on Monday.
As always Night night Jack.

Speaker 26 (01:49:39):
This is the Chad Benson Show.