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December 10, 2025 20 mins
This week on The Daily Life of Frank, I’m trying to figure out who signed me up for a loan underwriting program while battling the cold and snow that just won’t quit. Meanwhile, my cats have officially claimed the Christmas tree as their secret fortress, turning it into their personal holiday hideout. My wife and I finally finished Stranger Things, and wow just wow. My son attempted to eat an Italian sub and somehow committed a food crime in the process, and I can only imagine my great‑grandma spinning in her grave watching this circus unfold.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:21):
Hello, and welcome to the Daily Life of Frank podcast,
episode three hundred and eleven. And yeah, we're rocking and rolling,
rocking and rolling. Christmas just a little bit of two
weeks away.

Speaker 2 (00:37):
A little bit more than two weeks away. There. No,
I have not shoppyt hell, I have not. I have not. No,
I have not. I'll get to it. I'll get to it.
I'll get to it. Are we all recovering from the
weather in Chicago. I'll talk about that or more like,
bitch about that problem very soon.

Speaker 1 (01:03):
Once again, recording this before the Bears and Packers. Hopefully
next time, you know I'm re recording, I can talk
about how victorious the Bearers were against the Packers.

Speaker 2 (01:19):
I can't do it like I can't Like I was like,
maybe i'll.

Speaker 1 (01:22):
Record after the game today, and I'm like, no, no,
because if it goes bad, this podcast is, you know,
a little bit more more gloomy than usual.

Speaker 2 (01:36):
But I have a question.

Speaker 1 (01:36):
Who the fuck signed me up for a loan underwriting program?

Speaker 2 (01:42):
That's the question I ask for you.

Speaker 1 (01:44):
That's how I get a call twice a day and
that's not even a joke from two different people, and
they call me every every day. Twice a day, one
person and then another person. It's always like, hey, Frank, Frank,
you have a thirty thousand dollars loan waiting for you,
and the other one is you have a sixty thousand

(02:06):
dollars loan waiting for you. And I'm like, first off,
I'm like, is this alone? Like I don't want to.

Speaker 2 (02:10):
Pay back, I'll take it.

Speaker 1 (02:12):
That's not really alone then, But I know, I know,
I know, I'm like the fuck every day and i
know it's a scam because I've blocked these numbers and
they call from different numbers, and I'm like, wooo.

Speaker 2 (02:31):
Oh my god.

Speaker 1 (02:32):
But if somebody seriously like wanted to put their name
into a hat, like in one of those booths that like,
you know, I don't know whether it's like like I know,
the zoo has like zoo lights and things like that,
and sometimes they have the sponsors and you put your
name and your email.

Speaker 2 (02:47):
If you did that and you.

Speaker 1 (02:48):
Put my name in there and my phone number and
you know, which is probably somebody who's close to me,
then I'd probably start investigating my family dad, because yeah,
well good for you, hopefully when day car, Oh my god,
what the fuck with this?

Speaker 2 (03:07):
Weather, and everybody else done with it. I'm officially done.

Speaker 1 (03:10):
It's December the seventh when I record this podcast, and
I am officially done with uh yeah, done with the weather.
I'm done with it. It's snowing right now. I look
out the window and it's snowing. And I couldn't be
more done with this weather than one person could be
done with a weather a forecast. I'm done with it.

(03:31):
Oh my god, it's either cold or snowy or both
or and I'm just I can't.

Speaker 2 (03:37):
I can't.

Speaker 1 (03:37):
And then I'm like, I'm not even looking forward to
like one of these days where they're like it's gonna.

Speaker 2 (03:40):
Be seventy out of nowhere it's awesome.

Speaker 1 (03:42):
Like, no, I don't want that because then everything's muddy.
So I don't know what I want. I don't know.
All I do know it's I'm done with snow. I'm
done with snow. I'm done with ice. I'm done with cold.
I'm done with it. And necessarily early, you know, January
or February, when you get this shit, you're like, all right,
we're in the home stretch. The home stretches right there.

(04:03):
We got it right down there, we got it. We
got it, guys, everybody coming. Hold on, we got one
more month lap than then it's gonna be like fifties
and sixties. Baseball has been going to be back, and
you know we're gonna be celebrating, you know, the Bear
super Bowl. I know I'm getting ahead of myself, getting
ahead of myself there. But no, Yeah, I'm done with
the weather. I'm done with the weather. I'm done with
the weather. I'll tell you one thing that's not done

(04:24):
are my cats in the Christmas tree. Now, this is
Nemo's first year with the Christmas tree up, and this
is Moose's second year. Moose last year he would look
at things.

Speaker 2 (04:35):
He'd like Claude like hack like that.

Speaker 1 (04:41):
Well, hold on, I gotta fix my fucking mic. See
what happens. See what happens. Try to do a sound effect,
my own sound effects. Oh my god, I'm like the
guy from Police Academy. Here, I'm just rooting my mic.
Now my MIC's on the floor, and to pick it up.
Oh my god. But yeah, and this year Nemo, Emo,

(05:06):
who is the more adventurous cat. Yeah, they're looking, they're looking,
they're you know, eating the Christmas tree. Then they're puking
it up. You know, it's fun times, fun times to
be a cat dad and a cat family and and
you know a cat mom and all that. It's fun times,
fun times. But yeah, they're like incognito though, like the
way they hide, Like the Nemo hides under the tree

(05:27):
and you can't see him and they're like, well, well,
where'd you come from? And then Moose we have some
of the like the green garland on the floor and
he blends in for some reason. He's a great cat
and he blends in, a great tabby cat, and he
blends in and they're like, ah, where did you come from?
I posted a video on TikTok. This is not a
self plug at the day left Frank where you could
see his little tiny paws and you can see what
I'm talking about. And then you could like, you know,

(05:49):
yell at me like that's not garland. Well I don't
know what it is right now at the top of
my head. Okay, I got the bears of backers coming
up here and a little like I'm already thinking about that.
So yeah, I will say though, I came down the
other day and Nemo knew he messed up, He knew
he was a naughty cat. And he knew he was
a naughty cat because I looked at him and I'm like,

(06:09):
how did that order make it over there?

Speaker 2 (06:11):
It was like buy his food boat. And he looked
at me like with his little cat. I was like, oh, Dad,
I don't know.

Speaker 1 (06:19):
Of course, I'm like, oh, come here, it's okay, you
know it isn't that what like dads do.

Speaker 2 (06:24):
Like Dad's like, I don't know, maybe I'm the only dad.

Speaker 1 (06:28):
Out there, but like who does this? But like if
your kids give you like the they start crying or
they do like the the little puppy dog. Guys, you're like,
it's all right, you crashed my car, that's okay, to
the garage you wanted to try to drive at ten,
that's fine.

Speaker 2 (06:43):
It's okay. We'll get a new car. I'll get three
jobs and we'll get a new car. It's fine.

Speaker 1 (06:46):
That's how it works. Nobody did that yet. Thank god,
I'm not gonna win. But yeah, and they get a
little more adventurous when nobody's home. So when nobody's home
is when the adventure comes out. We come home and
there's nobody home, and like the uh, you know, the
tree skirt is like in a different room.

Speaker 2 (07:07):
There's like ornaments all over the floor. So yeah, and
the new thing.

Speaker 1 (07:12):
Now is my wife did this awesome thing and it
really like a classic Christmas tree. She did like popcorn garland,
you know, she strung the popcorn. Nemo likes popcorn, he does,
he does. So every time she was trying to string
that in, Nemo would put his little pump like he
was watching a TV show. I'm not gonna hit my
mic again because we all know how that turned out
last time.

Speaker 2 (07:32):
Yeah, so he's doing that.

Speaker 1 (07:35):
And then I saw that he was on the chair,
the chair, you know, my son, he was on the computer.
He pushed the chair out, didn't push it back in.
So Nemo's like, all right, free food. And then I
came down. Actually I wasn't down. I was already down.
All right, I'm gonna I'm gonna say a fat thing.
I was in the kitchen getting a snack. Okay, I
had a you know, I was trying to work around that,

(07:55):
and I went to come back, and then he was
on the chair and having his own snack. He was
having his own snack. He was picking up the popcorn
on the tree, and then he slapped in ornament and
he's like, oh wow.

Speaker 2 (08:07):
I'm like oh.

Speaker 1 (08:09):
I was like, that was the reaction I had because
the ornaments that he slapped, and since he was on
the chair and he was higher up, are the ones
that we put higher up on purpose, you know, the
glass the glass ones.

Speaker 2 (08:18):
So I was like, oh, that's what I did.

Speaker 1 (08:21):
And he looked at me, he's like and he ran off.
He ran off. Yeah, everybody get through Stranger Things. Everybody
get through Stranger Things. I'm not going to spoil anything,
but wow, right wow. After every episode in the first volume,
my wife and I would turn to each other and
be like, you know, the people that binge this, you

(08:43):
can see why. You can see why because there was
like a great, great story connection between each one, great
writing in him. The Deaf of Brothers did awesome again.
So if you have not had an opportunity to check
out Stranger Things, I've already canceled Christmas because that's when
the second vocut, I said, no Christmas is to your kids,
Mom and I are watching Stranger Things. So no Christmas,

(09:03):
it's been canceled. I told Santa Claus, do not even come,
do not even come here? No, but no, it's.

Speaker 2 (09:13):
Great it really is great. Check it out.

Speaker 1 (09:15):
If you haven't checked it out, or if you're finishing
up your other you know, seasons, you're trying to get
caught up, You're not going to be disappointed. I'm not
going to give anything away, but wow, just wow, And
it's got me uber excited, uber excited for Christmas and
then the final one two hours long on New Year's Eve.
I may to have to cancel New Years That's what
I might have to do. But yeah, it's awesome. So definitely, uh, definitely, uh,

(09:42):
you know, check it out and you won't be disappointed.
You will not be disappointed. You will not well with
a grain of salt. There are some people who are
going to be disappointed still, right, you know, because sometimes
these things don't live up to your expectations. Like hence
the Lost finale. Okay, that's I didn't see all of Life.
I've done like episodes here and there. And my wife

(10:02):
was like, do you want to rewatch Loss with me?
And I'm like no, because I found out the finale
and I'm not gonna like watch, watch, watch watch, And
knowing that the finale was not so great, my son
had his field trip to the museum of Science and Industry,
and I feel that is probably the best museum that's
out there. He was a little upset though, on his

(10:24):
field trip because he had to do work. You know
how field trips are, they have to have some kind
of educational purpose to him.

Speaker 2 (10:30):
So of course he was to sign some things.

Speaker 1 (10:32):
He thought he was just having a free day downtown
Chicago at the Museum of Science and Industry, running wild,
you know as a nine year old.

Speaker 2 (10:40):
Ah, and the.

Speaker 1 (10:41):
Snow thing and the tornado thing, and the I don't
know if there's are a snow thing, you know, the
airplane and all that. I went on a field trip
in junior high and my teacher was awesome.

Speaker 2 (10:52):
In junior high.

Speaker 1 (10:53):
It was like a business class, and he took us
to Moraine Valley to visit Maraine Valley and just kind
of learn about some of that stuff. And from there
he went and took us to a Star Wars movie. Yeah,
we did Phantom of the Menace yep, Star Wars movie,

(11:13):
and we had to write a report on the Star
Wars movie. See, we're doing work too. And then on
the way back for lunch, it was partillos. There was like,
you know, not really lunch pros like later in the day. Yeah,
that was a fun ass field trip. That was a
fun ass field trip. And how he spun that. I
think he said to us, we're gonna say it's blah
blah blah blah blah, and you're gonna write a report

(11:34):
on it.

Speaker 2 (11:34):
And there we go.

Speaker 1 (11:34):
I'm like, uh, you're the coolest teacher ever. You are
the coolest teacher by far. That was awesome. That's great.
That was so cool. That was a cool field trip.
You got some field trips, You're like, eh, Like, you know,
my poor son had to write his his you know,
work on the science and you know, museum, Museum of

(11:58):
Science and Industry.

Speaker 2 (11:59):
There you go.

Speaker 1 (11:59):
My brain's finally working again. See the bears, the bears
and the packers are still in the the the the
you know, background background in my brain. My poor great
grandmother is probably rolling around in her grave because my son.
I saw him attempt to eat an Italian sub from
Amberzinos and Frankfurt, which is delicious. The subs are delicious.

(12:23):
The Ambrosino subs were so good. Oh my god, if
you if you're ever out in Frankfurt, stop by Ambersidos.
This is not even a plug. It's not even ad.
They could they want to make an ad. Let's talk.
You could pay me in Italian subs. This Italian subs
are awesome. And my son he got an Italian sub
and he ate it in a way where, like I said,
my great grandmother was probably rolling around in her grave

(12:48):
because the way he ate it was he started eating
on both ends, all right. So he grabbed the sandwich
in his hand. He started in the front and then
he turned it around. And I looked at him, and
my thought.

Speaker 2 (13:01):
Was like, what what what? What? What are you doing?
What you're doing? What are we doing? Both rotating?

Speaker 1 (13:12):
I'm like, what in the did nobody ever teaching a
sub sandwich before?

Speaker 2 (13:16):
What in the God's sake is that both ends? Well?

Speaker 1 (13:21):
That he turned her out, He rotated, He was rotated
a fucking sandwich back and forth. That I'm like, oh
my god, I got I haven't done my dad duty.
I started blaming myself. I felt guilty. I'm like, I'm
going to have to start. I'm going to have to
start teaching him how to eat a sub sandwich. You know,
like there are some dads out there. They teach you
how to do a tire. You know, they teach you

(13:43):
how to tie a tie, and me, I'm going to
teach him how to properly eat an Italian Italian sub sandwich.
I'm gonna have to teach him how to do that.
He grows up, he's like, my dad taught me how
to properly eat an Italian sub sandwich. He's telling his kids,
you know, my dad, your grandpa, your papa, he Italian

(14:06):
sub sandwich.

Speaker 2 (14:06):
You just eat straight on.

Speaker 1 (14:07):
You don't eat both ends like that, you don't rotate it.
And then his kid's like, no shit, dad, please tell
us Dad, that's not how you thought you eat a
sub sandwich.

Speaker 2 (14:19):
But then again, if you eat your sub sandwich.

Speaker 1 (14:21):
Like that, hey, whatever, you know, whatever makes you happy,
whatever in this world makes you happy, that's the main thing.
That is the exact main thing. And I just said,
what you're doing, what will be doing? So I have
two things.

Speaker 2 (14:40):
Right.

Speaker 1 (14:42):
If I'm in a like a jovial mood, or you know,
I see you to say hello, I usually go how
you doing?

Speaker 2 (14:51):
How you're doing?

Speaker 1 (14:51):
My Italian comes out, It doesn't come out at all.
I can't speak a look of Italian. But when I
see somebody and I'm gonna greet him, I go how
you doing? Like it comes out like I'm a like
a like I'm a mafioso in Italy.

Speaker 2 (15:04):
I get doing, I get doing, I get doing, How
get doing? How you doing? That's it? And then when
something crazy.

Speaker 1 (15:13):
Happens, or you know, my son eats a sub sandwich
and he rotates it between bites, then this comes out.

Speaker 2 (15:20):
What are we doing? What are we doing?

Speaker 1 (15:24):
What are we seriously doing here? What are we doing?
And I think I picked up on a meme. There
was a meme like that, and that's where I pick
it up. So you know, when I've greating somebody, it's
how you doing? What I am like confused or getting aggravated,
it's what we're doing?

Speaker 2 (15:40):
What are we? What are we doing? Like? What are
we doing here?

Speaker 1 (15:44):
What? What are we? What are we doing? Somebody tell
me what we're doing, what we're doing, what we're doing?
It's how you doing? How you doing? And what we're doing?
What we're doing? I think I leave the g off
or is it yeah? I think I leave the off
and both the cases like how.

Speaker 2 (16:01):
You're doing and then what you do? What we're doing?

Speaker 1 (16:04):
Like there's no g like doing what we're doing. See,
it doesn't sound right what we're doing. How you doing?

Speaker 2 (16:11):
Is the red sounder? I gotta get the G out
of there? What we're doing? How you doing? Yeah? The
G in there? It screws everything up. It doesn't sound right.
You know, you had your going up with somebody. How
you doing? Get the fuck out of here. That's how
you'd be Greek. You get the fuck out of here.

(16:33):
Oh my god, Oh my god, I tell you, I
tell you, what a world? What a world? Right?

Speaker 1 (16:40):
I can't believe it's December tenth when this thing drops,
I really can't. I can't put that together.

Speaker 2 (16:46):
You know. It's it's just.

Speaker 1 (16:48):
When wherever we have that late late Thanksgiving, everything rams
itself up like before. You know, you're like, it's Christmas?

Speaker 2 (16:57):
Like what? But yeah, I gotta start my Christmas shopping.

Speaker 1 (17:02):
I have to. I have to, uh, and I just
gotta get it done. I don't have much. My wife
is a savior.

Speaker 2 (17:12):
My wife.

Speaker 1 (17:12):
I'm gonna give a little I'm gonnaive litlelaptop. She does
all the shopping, she gets all that in order. He
does everything. And I'm here to buy for my wife,
my kids, and a couple other things.

Speaker 2 (17:24):
So it's not big, but yeah, I just I I
like to go outside outside the box.

Speaker 1 (17:33):
Like if you tell me you need something, you like something,
I usually buy it, right, But I also like to
give a gift that is I think of like I
you know, and it only sounds bad, like it's gonna
sound like you I just hear it in my head.
I'm gonna say it, and it sounds bad. It's like
it's like if I see something that you know you

(17:55):
could use, then I'll buy it for you.

Speaker 2 (17:57):
Sounds stupid, sounds bad. It does. It literally sounds bad,
all right, it does. Yeah, I see.

Speaker 1 (18:07):
You don't do your taxes properly, so I bought you
in an account tent. That's what it sounds like. It
was a shitty example. That's all I can think of.
Oh my gosh. No, it's something carrying, like you know,
like my wife she has this awesome you know, send

(18:30):
a smile, greeting cards things she does and I see
and she has her own website, and like I buy
stuff for her business. I know that she's she's really
trying to make this be successful and it is. There's
a lot of cool cards. Check it out, send a smile,
greeting cards dot com. Okay, and I like to buy her,
you know, things that support her business. So that's what
I mean, not like, yeah, I see that, Like I

(18:54):
go to some random track me. I see you didn't win,
you weren't fast enough, so I bought your nikes.

Speaker 2 (18:59):
It's like that shit. That was even a worse example
than the tax accounted one. Oh my god. Yeah. But
I'll I'll definitely have to get on it. I will.

Speaker 1 (19:13):
I will you all have a great, great rest of
your week. We will be here next time, and I'll
probably be talking about uh yeah, like what am I
gonna do, Like like I haven't shopped yet, Like I'll
probably complain about that next week. That's what's probably gonna happen.
I could just hear it in my own head how

(19:34):
it's gonna happen. Anyway, Have a great week. Be kind,
all right, be respectful, love each other, all right, this
is what the world needs.

Speaker 2 (19:45):
Okay, all right, have a great one. I will talk
to you all soon.

Speaker 1 (19:50):
For more of the Daily of Frank, definitely check out
the website at the Daily Life of Frank dot com.

Speaker 2 (19:56):
And I will talk to you guys soon. Bite
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