The First Home Guidebook is a podcast exclusively for first-home buyers, no matter what stage you're at in your property journey, brought to you by Amy Lunardi.Whether you're just starting out, saving for a deposit, searching for properties, making offers or bidding at auction, The First Home Guidebook is here to help.http://www.thefirsthomeguidebook.com.au (http://www.thefirsthomeguidebook.com.au)
In today’s episode, I'm unpacking a very common question:
Should you try to buy a property before auction – or just wait for auction day?
Many buyers assume auctions are always intense and expensive. But that’s not always the case – and in some scenarios, making a pre-auction offer can give you the edge. That said, it can also backfire if you don’t ask the right questions or understand how the process really works.
In this episode, I unpack the murky (and often maddening) world of underquoting in Victoria—what it is, why it happens, and how you can protect yourself as a buyer. With over 13 years experience as a buyer’s agent, I’ve seen just how widespread and frustrating this issue is, and I’m breaking down not just the rules, but the real-world implications, examples, and strategies you need to know.
Having a firm grasp on the basics is super-important whether we’re talking about personal finance or property, so even if you are a complete novice in these areas, knowing where to start is half the battle, and you are in the right place! In today’s episode, Amy is joined by property beginner Joey.
They cover the important property jargon and key terms whose understanding will help you build more confidence once you head out on you...
This episode isn't just about busy roads; it focuses on factors impacting livability and capital growth, particularly location.
Many of my clients avoid busy roads, but some are open to them. It's a subjective decision, but buyers should be aware of the potential drawbacks.
In this episode I run through -
Livability Considerations:
Main Road Factors: Noise, safety, pollution (air and potentially visual), getting in and out of the prop...
In this episode, I share my insights on what to do if you encounter issues during a building inspection. As a buyer's agent with over a decade of experience, I’ve navigated thousands of building inspections for my clients—witnessing a wide range of issues from minor defects to major deal breakers.
Why Get a Building Inspection?
I dive into the intriguing and often misunderstood world of off-market properties. For those first home buyers who feel lost amidst the clutter of online listings, off-market properties might be the treasure trove you never knew existed.
Misconception #1: Rarity
Misconception #2: Bargain Myth
Thinking about buying your first home but not sure where to start? In this episode, I’m sharing a 10-step action plan to help you get prepared before jumping into the property market. From speaking with a mortgage broker to crafting a solid property strategy, researching the market, and accessing off-market opportunities, I’ll walk you through everything you need to know to set yourself up for success.
What You’ll Learn:
✅ Why speaki...
Are you on the hunt for the perfect property, but find yourself missing out on the ones you love? Or perhaps you’re lacking the confidence to begin making offers in the first place.
Today, I’m taking you through the different ways you can overcome the challenges preventing you from finding success on your property buying journey.
First things first: there is no rush to buy property, and certainly no rule saying you must b...
Can you trust real estate agents? It’s the question on many first home buyers' lips and certainly one worth discussing. Real estate agents are often put in the same mistrusted category as politicians and used car salesmen, and although many of them are genuinely good people who want to help you find your dream home, it’s important to do your due diligence when entering the real estate game.
The catch lies in the commission-bas...
You may have heard me compare finding the right property with online dating before. From deciding what qualities you’re looking for to knowing whether someone’s a good match, searching for a property can involve making equally overwhelming decisions.
So how do you know if a property is ‘the one’? Today I’ll be guiding you through some strategies you can adopt in order to begin your property buying journey with clarity and to m...
In today’s episode, I share my own personal property story, which includes my journey to becoming a buyer’s agent and how I first entered the market while earning $45,000 a year.
I share how in my mid-twenties, I began saving to buy a property while running my own business. Although I eventually decided to leave the business and go into real estate, I managed to save $70,000 towards a deposit while on a significantly lower inc...
There’s no question that the idea of bidding at an auction is pretty daunting - especially for first home buyers! As a professional bidder, I often see a lot of confusion amongst buyers around how much to bid, when to stop and how to keep track of the numbers.
Today, I’m taking you through 5 mistakes to avoid at auction to ensure your experience isn’t so stressful, and to help you approach the process with much more confidence...
The idea of renovating can be daunting for a lot of people, especially when we have shows around like The Block, which make the whole process look incredibly stressful. But this isn’t always reality, and in today’s episode, I’m sharing different ways you can approach renovating to make it much less daunting.
I often work with first home buyers who are decidedly against renovations, particularly when they have preconceived idea...
Navigating the journey to buying your first home can be overwhelming. The plethora of questions, from understanding property timelines to the details of a contract, can make the process seem daunting. This podcast episode takes a deep dive into three such questions, offering clarity and expert insights to first-time homebuyers. Whether you're embarking on this exciting venture or just looking for some real estate knowledge, this ep...
In today's episode, we hear from a 25-year-old single female who bought her first property in Lalor, Victoria, for $540,000 using the First Home Guarantee Scheme.
While she had always dreamed of owning her own home and came to the point of feeling ready, she didn’t think she had the finances to get there. However, being a long-time saver and having attained an increased salary of $89,000, a mortgage broker advised her that she actua...
Should you buy a property now or wait? This is a question which I get pretty much every day, and the short answer is: it depends. More specifically, it depends on what is right for you within your own personal situation.
In today's episode, I unpack the two key things that should be considered when deciding whether to buy now or wait. When it comes to thinking about buying property, a lot of people first weigh up their financial pos...
Everyone loves a good bargain. Whether it's scoring a discount on a new fridge or finding a great deal on a vacation, saving money is always satisfying. But when it comes to buying a property, a bargain becomes especially appealing when you know you’re about to spend a significant amount of money.
In today’s episode, I’m talking about what would potentially define a bargain property and what to be aware of. While you may get lu...
Today we’re hearing from a 27 year old who bought her first home in 2021 with her partner for $606,000.00 in East Corrimal, New South Wales. They stumbled across the Government 5% first home guarantee scheme which allowed them to purchase their home with only a 5% deposit.
We hear about the two-year journey she and her partner embarked on to save for a deposit. While they eventually saved a decent amount of money to put towards a pu...
When it comes to buying a property in Australia, there are two main methods of sale: auctions and private sales. While some buyers may be hesitant to participate in auctions due to fears around emotional stress, others may be daunted by the complex process of a private sale. Ultimately, it’s important to understand the key differences between these methods so that you can better understand and weigh up your options.
Today I run ...
I’m excited today to bring you Tash from Tash Invests to share her property story. She is 25 years old and bought her first property a few years ago in Perth for $295,000, whilst on an income of $75,000 a year. She lived in it for a little while before moving interstate, and is now a rentvestor who receives positive cashflow from that property.
Tash bought her first property on her own for $295,000. She was inspired and motivated by...
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The latest news in 4 minutes updated every hour, every day.
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com