Mark Goldman Biz Roundup and Saundra Bryant All Peoples Community Center

https://goldmanmccormick.com/

https://allpeoplescc.org/

Episode Transcript

(00:00):
Don't you always want to be thebest you can be. The Frankie Boyer
Show it's more than a lifestyle show. It's a show about living in today's
world. I think something is happening. Frankie enthusiastically brings an amazing, eclectic
mix to the airwaves. That oneof the reasons she's earned legions of loyal
fans is very simple. When youlisten to The Frankie Boyer Show, you

(00:22):
just never know what's going to happen, So listen for yourself. Here is
Frankie Boyer and welcome. It's FrankieBoyer. Mark Goldman, pr guru commentator
extraordinaire is back with us, backback back. We always love having Mark

(00:45):
And where should I say, Mac? I'm from Boston, Mac, Mark,
Welcome as always and thank you somuch. So Mark does some business
round up stuff with us, andI always love our segments, Mark because
they're so fun and informative and thingsthat maybe people would not even understand or

(01:11):
or even you know, remember.So, right, where would you like
to begin today? Because we havesuch great stories? You know what I'm
okay with you know, let's startwith number two. It's so much fun,
right, and who doesn't love TaylorSwift really right? Oh yeah,

(01:34):
yeah? Are you a swifty?No? I am not, but but
you know who he is. Youknow, I was so shocked. I
was so shocked to hear him raveabout her concert in the Goring Rain that
he went to at Foxborough Gillette Stadium. Bill Bellett, Bill Belichick, Bill

(01:56):
Belichick? Who knew? Who knew? You know what I was. I'm
telling you, I was a Yeah, I was actually shocked, shocked,
shocked. So I have a questionfor you. I think she's very,
very pretty. I think she's extremelytalented. I think she is one of

(02:17):
the most brilliant marketeers in the world. However, but I don't I don't
think she's more talented than many others. I don't think she's In other words,
my thing is why. You knowwhat, I'm gonna tell you why.

(02:42):
She's originally a country artist, andcountry artists treat their fan base a
lot better than every other artists outthere. They appreciate them more, they're
you know, they're reaching out tothem more. They reach out to them
on social media. They do fantasticthings and and that's why. And she
created the whole swifty thing around it, and she really appreciates her fans,

(03:06):
and that's why she's doing so muchbetter than some of these other folks.
Okay, I mean I believe that. You know. Again, she's also
very talented, very pretty, veryenergetic, and she changes with the kids.
You know. I think that's true. She's not so this latest tour,

(03:30):
but this latest tour, wait,wait, wait, before you go
there, I just want to mentionthat this latest tour that she had the
aristour, she gave out of herown pocket, which I'm sure she's got
a yeah, I mean she's probablygot alert. Yes, but she paid

(03:55):
all kinds of bonuses to the truckers, to this stage, hands, to
the roadies. Everybody got a tremendousamount of money. I mean, that's
really that's awesome. But I willsay it's a good person. No,
I'm sure she is. But Iwill say also that her merchandising and the

(04:19):
way that she promotes it, andthe fact that the truck was only open
certain hours and you had to beI mean brilliant, brilliant marketing really and
truly brilliant absolutely, you know,whole supplying the man. It's great.
Yeah, yeah, So tell usabout the new movie Yeah, So,

(04:44):
tell Us Swift. Upcoming film tellUs Swift the Aerostore is expected to rake
in graggy one hundred million dollars inticket sales for his opening weekend, which
would shatter the previous record for aconstant movie. According to the Hollywood Recorder,
pre sale tickets to the film Frankie, which premiers October thirteenth, coming
up real short and follows a thirtythree year old shake it Off singer act

(05:05):
she performs our forty fourth song setlist during a sixth night run at the
Sofi Stadium in California, has hauledin seventy million as of just a few
days ago. The massive pre salessum already within shouty distance of the seventy
three million in total domestic sales earnedby twenty eleven Justin Biebers Never Say Never,

(05:29):
which I actually went to see andwho was I'm still crying about it,
which holds the record for their toproasting concert film Swift Army of fans
as we know they're called the Swiftiespart of Me have even outd AMC's advanced
sales for The Avengers, according toDeadline, So back to this, Justin
Bieber movie. I actually took myniece there many many years ago on our

(05:51):
first date movie, and I satthrough it. I didn't fall asleep.
It was better than I expected.But I gotta be honest, I can
not waits his Day's Whip film comesout. Yeah, you're gonna check the
kids. No, kids, Ithink you're a little past that. But
you know, we'll see. I'llfigure out somebody young to take with me.

(06:15):
So and go, Uh don't know, what do you think? Yeah,
I don't know. I don't thinkI do, but but I may.
But that's not on my top tenlist. Let's put it that way.
So you don't want to. Youdon't want to contribute to the one
hundred million dollars that she'll be.No, I don't think so. I
don't think so. But why theyoung kids? That's what I don't understand,

(06:38):
these little cheeny boppers. You knowwhat she's She's extremely big on social
media. The songs are very poppyand snappy, and they're very easy to
listen to. They do have adeeper message if you listen to them.
But you know, she's huge onsocial media, and she relates to her

(07:00):
young fans are older fans all arefans, and she's really doing a wide
thing and a good thing by that. She's a good human. He is
a good human, there's no doubtabout it. All right, let's get
back to business here. But thatis huge business, huge, huge,
huge business. Now this is interestingwith Goldman Sachs. Tell us about this

(07:23):
one. This is an interesting story. Yeah, you know what, Goldman
Sacks, I agree with you,a very interesting story. There's slapped with
a one point one million dollars lawsuitover the culture of bullying where meetings ended
in tears. So are former GoldmanSacks employee Frankie is accusing the investment bank
of forcing a cultural culture of bullyingwhere workers sobbed through meetings at one point

(07:46):
one million dollars lawsuit filed in London. So this gentleman Ian Dodd, who
worked in Goldman's London offices as abanks level head of recruiting from twenty eighteen
to twenty twenty one, argued inthis lawsuit that the company's this functual workplace
led him to a mental breakdown.According to the court documents obtained by the

(08:07):
Financial Times, the mister Dodd alsosaid the filing that that the filing that
these meetings were characterized by high emotions, often tears. They also were expected
to work long hours, excessive hours, and at the high stress environment.
Because mister Dodd, fifty five yearsold, to reportedly fall ill in twenty

(08:30):
nineteen, one year after joining thefirm, though he didn't quit until two
years after the fact, Goldman Sachsfor the record. Frankie denied his allegations
in a defense document filed in London'sHigh Court. According to The Financial Times,
you know, if you're not happywith work, I don't understand.
There's so many jobs out there tosleep. I don't get it. Do

(08:52):
something else, Do something that makesyou happy. I don't know. I'm
not sure if I believe Goldman's believethe story. You don't believe this story,
and that's not for us really todecide. But overall, if you're
not happy, why can't wait twoyears later to quit? Yeah? You
know that's absolutely absolutely yeah, I'mright there with If there's any video evidence

(09:16):
or audio evidence, I'm a tregabuy it so much. Mh Hey,
Bill Gates buying ninety five million dollarsworth of an am Anheuser Bush shares this
is an amazing story, and I'mthinking about doing the same today, but

(09:37):
not so much obviously. So BillGates appears to believe the owner of bud
Light is plois for a comeback,recently paying ninety five million dollars to buy
up one point seven million shares ofAnheuser Busch. According to financial data firm
hit ranks, Yeah, sixty sevenyear old multi billionaire Boat up shares via

(09:58):
his Bill and Melinda eight Foundation trustduring the second quarter of the year.
The Seattle based A Terrible Foundation reportedlyholds assets value to tune of sixty nine
million dollars billion dollars of the beatpart of me and I has a Bush
share price has slipped nearly nine percentover the last six months, and it's
down over three percent over the lastfive days, Frankie, a result of

(10:20):
this national boy kind of bud Lightthat shows no signs that slowed down.
Now, I know some people thatdrink bud Light every single day of the
week, which is probably another conversationfor another day, and they no longer
drink bud Light and they're drinking withModello, which has replaced it. Oh,
I was just going to ask you, so what's we have to take

(10:41):
a quick break. We will thoughcontinue. This is really good stuff.
Mark Goldman our guest, Goldman McCormickPR. Stay tuned, we'll be back
in just a moment. This isFrankie Boyer and welcome back. It is

(11:05):
Frankie Boyer and Mark Goldman. Welcomeback. And we're in the middle of
Mark Goldman, managing partner and mediarelations specialist at Goldman McCormick PR. Goldman
McCormick dot com. Mark, Yes, tell me why is bud Light?
Why did it not hold because someof the commercials years ago, we're so

(11:30):
brilliant, they were so funny,and they seem to have had quite a
share of the market. Is itjust so competitive in the beer world today?
You know what? Now? Noneat all? I mean the beer
world absolutely alcohol everything is very verycompetitive. And bud Light owned the market
for many, many years. Yes, And they have a huge blue collars

(11:52):
sort of you know community, andthey tried to promote it to a different
kind of maybe community or demographic andthey went wrong and backfired in a big,
big way, and they lost amarket share and that is huge.
They lost a huge market share.There's stock went down in a big big
way, and there are a lotof nonforgiving fans out there that will never

(12:13):
be drinking bud Light ever. Again. The beer that replaced it was Modelo,
and Modelo recently actually came out witha light beer as well, which
I hear is fantastic. But overall, Modelo is a you know, another
good beer and it got replaced budLight in popularity and it really looks like

(12:35):
things are not moving there at all. They bud Light really ruined the brand
in a big, big way,and it's just it's horrible. Do you
think it will be able to rebound? Honestly, doesn't sound like you too.
I think it'll. I do thinkit will be able to rebound,
but it's it's gonna need time,you know. It's definitely. People are

(12:56):
gonna need time, and people aregonna need to forget about it, and
the gonna need to you know,promote like they have been to the market
that they used to be promoting ittoo. Wow. Hey, you've got
a great Elon must story. Absolutelygotta love that guy, right anyway,
he borrowed one billion dollars from spaceX the same month he bought Twitter,

(13:18):
so Elon Musk Frankie borrowed a whoppingone billion dollars from space X back in
October, the same month he purchasethe social media platform then known as Twitter
now known as X in a fortyfour million billion part of ME dollar deal.
According to the documents reviewed by TheWall Street Journal, space X,
the space company where Must serves asa CEO, approved the ten figure loan,

(13:41):
which was backed by some of itschief executive stock part of me.
The journal found he drew the entiresum down in October. The exact gate
he borrowed the one billion dollars isunclear. The fifty two year old tech
magnet completed his purchase of then Twitteron October twenty seventh, with obviously he
was last year, six months afterhe initiated the acquisition of the social media

(14:03):
site. Musco also serves as aCEO of Teslaer waited no time in paying
back that sum, which is veryvery important and also a very interesting story.
Absolutely absolutely do you think, chiefthink you what do you think?

(14:24):
I can't even imagine? Does heever stop? This is a man that
gosh, he just doesn't seem tostop, does he? You know what?
He doesn't stop. He just goeson and on and on, like
the Energizer Bunny, which is fantastic. I don't know if Twitter also known

(14:45):
as X is gonna work out inthe yell long run though. He's got
to really change that up, whichI think he's losing. He's losing a
lot of subscribers there. Just reallychange in a not the best best way
either. I do under thinks moneyon the platform and that's what business they're
born. But I think something hasto change there. Do you think that

(15:05):
the changing of the name was agood idea? I mean no, no,
I think the whole X thing ishorrible. Yeah, and people don't.
People kind of know it as TwitterX and X as itself right exactly.
Yeah, yeah, I just sometimesyou wonder, sometimes you wonder the

(15:28):
brilliance, but whatever, I don'tknow. I think the next story is,
you know what's right, he's gotbillions, but he's absolutely come on,
he's he's brilliant, of course,yes, all right, The next
story boring meetings everybody. This isso funny. I can't even imagine.
I aheadn't tell us about this one. You know, as a previous radio

(15:52):
producer and radio of personality whatever else, I've sat through a bunch of boring
meetings, a ton of them.Yes, anyway, I mean, have
you sat through borning meeting Frankie?Oh my gosh, have I ever?
Yes. So there's a new companyout there. They're creating office pods for
sleepy workers to nap standing up.Plenty of workers wish they could grab a

(16:15):
quick power nap on the lunch break. Now a company, Frankie is making
it possible, creating office pods fortie works to sleep in but standing up,
which is kind of bizarre. TheJapanese company Beyond the Invention says sleepy
employees can pop into his vertical giraffenap booth to catch forty wings during the
workday. They had that the podsoffer a refresh in twenty just twenty minutes.

(16:37):
I don't know how standing up sleepingup going to do for me,
you know, all right by Thatcould never work for me. Absolutely,
I never board, But I justdon't get it for the general populous.
I can't even sleep on a planeon a scene, let alone, let

(17:00):
alone standing up. I mean,I'm one of those people that I just
can't see that. I usually fallasleep before we take off in about three
months before we land, I wego. I can tell you that right.
Oh my gosh, God bless you, Mark, God bless you.
So you can go anywhere. Itdoesn't matter, It doesn't matter at all.

(17:21):
Nope, Oh my gosh, that'sawesome. Good for you, Good
for you. All right, weall know that Friday's, or as some
people are now calling them, Friday's. Yes, absolutely is. It's like,
mentally, are you even there?You know? Friday's is such a

(17:47):
but But there's a new finding,a new interesting finding that suggests many employees
tend to clock out mentally long beforefive pm on Friday. Well, that
makes sense, so doesn't it.Absolutely? In fact, Frankie Researchers at
Texas A and M University report workerstend to be less productive and more typos

(18:07):
in the afternoon, especially on Fridays, just before heading out for the weekend.
Scientists made use of this novel methodof data collection to reveal workers really
do tend to be less active andmore prone to mistakes during the afternoons and
on Fridays, more specifically, Fridayafternoon, representing the lowest point of worker
productivity. I don't know why anybodywould spend money on a research study like

(18:30):
this. This is a no brainer, of course. I mean, your
brain is on the weekend. You'renot thinking clearly. I mean, oh
my god, there's no brainer.I think a lot of PR firms,
by the way, a lot ofadvertising firms, a lot of people take
Friday Fridays off during the summer anyway, and it's really hard to adjust.

(18:52):
To tell you, I'm sorry togotch off, but I can tell you
Golden and McCormick PR did not takeany Friday off, not even a summer
Friday. And we actually work holidaystoo. Wow. That why, is
what I'm saying. Why why?You know, we like to service our
clients, we like to get thingsdone, and we like to be ahead

(19:14):
of every other PR firm out there. So that's wait, we don't have
any more time. We're all outof time. But this one story I
really loved. One and three Americansduring during inflation became bargain hunters this year.
And that's so exciting. That isso exciting because I love a good
bargain. Thank you, thank you, thank you so much, Mark Goldman,

(19:37):
Goldman McCormick. Pleasure, thanks forhaving us on. And we will
take a quick break and be rightright back. This is Frankie Boyer's stay
tune and welcome back. It's FreakyBoyer. And this is such an awesome,

(20:15):
awesome moment because we need to lookat how one woman has created this
amazing legacy. Oh my gosh,Sandra Bryant is with us today. Her
legacy is forty years. Forty years. And Sandra, you are tell us

(20:44):
by the way, you are theexecutive director for the wonderful People's Community for
All People's Community Center. Yes,and tell us about the All People's Community
Center and how you got involved.And I can't even imagine forty years,

(21:07):
Sandra. Well, All People's CommunityCenter. It's located in south central Los
Angeles and it's a family resource centerwith multiple programs for children starting with daycare
to after school to college prep,and then programs for adults including case management.

(21:36):
We have domestic violence, we dofood security, financial literacy counseling,
just a prepera of programs in orderto support the families who live in our
community. So my story is Icame to All People's Actually when I was

(21:59):
two years old. I lived twoblocks away from the center and my parents
needed childcare, so they enrolled mein the childcare program. So it is
the community center essentially that raised me. I spit every day after school here
along with my brothers, So itbecame a part of my life until I

(22:21):
went away to college and I majoredin social work, and upon getting my
graduate degree in social work, Ihad the opportunity to come back and to
interview for position of executive director tothe center that was so instrumental in my
life. And I will be concludingforty years as executive director in a few

(22:48):
weeks. Wow. So this issomething that is still so needed. But
tell us the early days. Whatwas it like in the early early days,
Sondra, Oh, Well, thecommunity, the community was a little
bit different than it is now interms of racial makeup. The community was

(23:15):
predominantly African American. But still thekinds of services and programs that they were
provided for families at that time,as I mentioned the childcare, but then
we had youth clubs, and wehad sports clubs, and then we had

(23:36):
a place where our parents were involved, so there were English classes. At
that time, there was solely variouscommunity activities and then they we had town
hall meetings where they were able totalk about different issues that were going on

(23:56):
in the community. During that time, we had experienced the nineteen sixty five
Watts Riot and so that impacted thecommunity would stores burned down. Then all
People's was the place that provided food, provided clothing. It was a place

(24:18):
that neighbors knew that they could come, they would be safe, and they
would receive assistance. So essentially,I didn't mention that we're actually eighty one
years old as an organization and wehave gone through three transitions. It started
out in nineteen forty two with therelocation of Japanese Americans because at that time

(24:44):
the community was predominantly Japanese, andthen African American and now Latin next.
So it's a center that changes asthe community changes and our needs, the
needs of the community are what driveus to provide the services that are so

(25:07):
desperately needed. We're in a communitythat's predominantly working class, working for but
they have a drive and have avision, and we build on their strength,
and I think that's why we've beenso successful. That's why we're still
around because we always look at whatis the community telling us that they need

(25:32):
us to do in order to supportthem. What's it going to be like
for you October, where there isn'ta place to go after forty years,
Sandra, it is going to bedifferent. You know that. However,
my husband has been retired for eighteenyears and so were looking forward. Yeah,

(26:00):
yes, Sandra, and where Ihave kids. You do such great
work. You do such great work, and you know this is an opportunity
for you to be acknowledged for allthat you have done. Because you've done
so much. You've overseen many manychanges, life changes, you've made lifelong

(26:26):
friends. You were the first AfricanAmerican woman to serve as executive director,
and you have been leading the forceforever. And your mother. You worked
with your mother as well, Yes, yes I did. My mom was

(26:48):
the retired Senior Volunteer director when Iwas hired. My mom actually started out
as a volunteer when we were childrenand then was hired. My mom worked
for All People's for twenty two anda half years before she retired. So

(27:10):
we did have a year and ahalf where we were together, which was
an interesting experience. I bet,I bet, yeah, yes, but
I was a trooper, so wehad an agreement. From eight to five
I was the boss and after fiveI was her daughter. And that's how

(27:33):
we did it. I love that. I love that that. That is
just amazing. You're leaving, Butwhat are the most what are the most
important needs as you're as you're walkingaway, what are some of the most
important needs still plaguing the communities today? Well as as we're coming out of

(27:59):
COVID it still families are struggling.With the end of the moratorium on rent
than we have so many families comingin that are afraid of eviction because they
don't have the resources. Our foodsecurity program is just growing and growing,

(28:22):
and we all know with inflation thatfood prices have risen so high. So
with the challenge of rents going upand the challenge of food prices going up
and gas prices going up, itreally makes it difficult for many of our
families having to make a decision ofdo we buy food, do we pay

(28:48):
the gas? Build what can wedo with the rent? They always have
those choices in front of them,and so one of the things that we're
being able to do is to helpout with rental assistance, to help out
with utility assistance, and our foodprogram every week where families are able to
come and receive fresh fruit and vegetablesand staple items and diapers, some of

(29:15):
the basic essentials that families need thata lot of us take for granted.
So those are a lot of depressingneeds. And I would say the other
thing that we are doing that I'mreally proud of is we're doing a lot
around financial literacy, financial education,financial coaching to give our family the tools

(29:41):
that they need in order to budgettheir resources, in order to look at
what can I do with saving Imay not have a lot, but for
a rainy day, this is somemoney that I can put aside. So
it's not only about provide id tangibleresources, but it's also about educating our

(30:06):
families and our youth. I justwant to say that there's a fundraising drive
right now and your honor and lotsof wonderful things the All People's Gala and
celebrating your legacy, Sondra Bryant asas should be. Congratulations and give us
the best website. Thank you.Our website is All People's at All peoples

(30:34):
cc dot org and so it's all P E O P l e SCC
dot org and you can find allthe information about how to support All People's
as well as if you're in needof resources. Oh that's awesome, Thank

(30:55):
you so much, and we needto take a quick break and be right
back. It is Frankie Barden,Elsabeth me, is that true? Thirteen

(31:18):
chime emmy, Oh my goodness,let's jump right into it. Yes,
it's true. Thank you for allmy gosh. Well, I am delighted.
I just have to share with youthat I have been screaming, screaming
for years and years since I've beendoing this show. Why are we not

(31:42):
understanding the power of money and financialliteracy and why are we not teaching it
to kids? And so when Isaw this, I'm like, yes,
yes, yes, we need toget Elizabeth on and we need to talk
about this. Elizabeth. Yes,you know what. I think there's this

(32:06):
thing from long ago in our culturewhere it was not polite to talk about
money. But I think among familieswe really need to. We need to
model good behavior with money and thentalk about it with our kids, especially
teenagers. Absolutely, absolutely, soyou have some great tips, So let's
talk about this. Let's have thisconversation, because we understand that in this

(32:31):
technical world that many kids do notrealize, many small children do not realize
that when you go to the bank. They think it's just you go to
the bank and you get the money. They don't understand the dynamics behind the
money. They don't understand that thatmoney has to belong to you, that

(32:55):
it just didn't come out of thatmachine. That is a great point,
you know. I always say thatif you want to learn to play the
violin, you need a violin topractice with. If you want to learn
to manage money, you need alittle money to practice with. So I
am a big fan of giving youngpeople, are kids a bit of money

(33:15):
that they can learn to save upfor bigger things and spend on little things
as they go and so forth.Do you know, Elizabeth, I have
talked with more multimillionaires on my radioshow, and you know what, they
started exactly that, understanding that concept, and they saved for the bicycle.

(33:38):
They saved and did whatever they hadto do to contribute. And I think
those early days of managing money andunderstanding money led them to where they were
in their laws today with tremendous financialsuccess. I think you're onto something.

(33:59):
My parents. I desperately desperately wanteda horse like many girls, and so
my parents made me save for one, and eventually, well, when I
got interested in boys, they suddenlysaid, Okay, we think you're ready
for the horse. But I hadsaved up enough money to buy that horse,
and I love that. That's great, all right. What are some

(34:19):
of the tips that you have thoughfor students starting college or you know,
getting into their first job that kindof space. Sure, you bet well.
I think one of the top thingsthat we parents want to teach our
kids is how to save, likewe've been talking about, and I think
actually the best way for them todo that is sort of a set it

(34:40):
and forget it method where they setup automatic transfers from checking to savings and
since they're not making that transfer manually, they're not tempted to spend that money.
That is the magic of it,and these transfers they can be on
a set schedule or for a setamount or a percentage of each deposit,
whatever works. My favorite part though, is that students can also create multiple

(35:05):
buckets to save money for different goals. So one bucket for the horse if
you're me as a kid, anotherfor a new laptop, a spring break
trip for college students, a carfor students who are about to get out
in the working world and so on. I like that. Yes, I
actually had an aunt, she's beengone a lot of views. But what

(35:27):
she did was she had envelopes ina billfold, and each envelope and she
would never ever take one envelope anduse it for something. In other words,
it was designated for her expenses.And I like that idea, being
able to separate and understand what's availableto you. Yes, I watched my

(35:52):
own parents do the envelope trick backwhen I was a kid, and it
made an impression on me that youhave a budget for separate different items and
that you should stick to that structure. Sure, yeah, oh, absolutely
absolutely. And now that we aregetting ready for back to school, what

(36:12):
other tips can you recommend for us? Sure? Well, you know,
checking accounts are the accounts that weinteract with the most, although many of
us it's mostly using our debit cardthese days. What I recommend in a
checking account for kids is one thatgrows with your child and is suited for
their needs at each stage of life. So, for example, for younger

(36:34):
teen Yeah, so for younger teens, there's something called the Chase High School
checking account for example. Well,it's co owned by the parent, so
there are some guardrails there and theparent can keep an eye on things.
But it allows those younger teens topractice basic skills like tracking their monthly spending
right in the mobile app, andthey love anything mobile. And then next

(36:55):
students graduate to a Chase College checkingaccount. This is for ages seventeen to
twenty four. It's in their ownname now, and it's Taylor made for
young adults with everything I think thatyou should have in a college account,
which is why I teamed up withthem to get the word out. I
mean features like no minimum deposit requiredto start an account since they're just getting

(37:17):
started in life, and no monthlyfees while they are students period without jumping
through all sorts of crazy hoops tobe fee free. And then thousands and
thousands of ATMs because we all wantto avoid ATM fees when we can,
so that no matter where they goto school, they've got an ATM to
go too likely. This is allso brilliant, absolutely brilliant. Planning ahead

(37:43):
is so important. I mean,all of these chips and where can people
find out more? Yeah? Absolutelymore great advice at Chase dot com slash
student Banking, and Elizabeth, weknow you from your work as a consumer
reporter Good Morning America and the WashingtonPost and and all of this information is

(38:05):
just so critical, so critical forthe success of our young kids today.
Yes, you know, I havea sixteen year old daughter myself, and
I am teaching her how to budget, to always check her account balance and
check her budget before she splurges onyet another pair of jeans. And she
really feels empowered having this for you, good for you. And the best

(38:29):
website is oh yeah, more infoat Chase dot com slash student Banking.
Thank you so much, Elizabeth,and thank all of you. This has
been another edition of the Frankie BoyerShow. Make it a great day,
everybody. And I've always smiled.You'll see the sun come rocking through for

(38:51):
you. I've got face with gladnessbetween sub sad as. All will go
to maybe ever sow here and it'sjust smile he food or fears, and
start smile, and maybe tomorrow you'llsee the light as still worth wire if

(39:15):
you tomorrow some mind