Episode Transcript
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Speaker 1 (00:03):
Hey, everybody, Welcome to the kristin a Gophian show. Shout
outs from everybody here in Studio B as we connect
with our now two hundred plus stations coast to coast.
Greetings to you all. This week's show is brought to
you by nationwide Superior Travel Experts and their amazing discount
travel deals up to seventy percent off your favorite destinations.
(00:24):
If you're thinking about some travel this summer, and who isn't,
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(00:45):
four to three zero seven nine two three. Sitting here,
coffee in hand, welcome gang, going with a crimbrulat, loving it,
getting a little hippy dippy here and adding my this
is now the norm, adding my coconut oil and some
college powder fighting those wrinkles, baby. Raising it all to
you in my new dollar store mug, in my ever
(01:06):
growing dollar Storre mug collection. Salute Okay since last week's show,
fabulous feedback on our I think we spent thirty nine
bucks at Goodwill, including the gorgeous yet beat up TV
cabinet for the guest room that we now got to match,
the beautiful, creamy yellow antique furniture. All of the designer
(01:26):
home improvement fabric that we put onto the patio furniture
looks good as new, needed some serious freshening. Basically got
a brand new patio set, multiple chairs, sofa, love seeds,
you know, foot rests for eighteen dollars when the fabrical
loan should have cost five hundred. Best responses, though, guys,
were to my pro pain tank fix where we have.
(01:49):
We are the proud owners of the world's ugliest pro
pain tank right next to my lovely, newly refurbished patio.
A lot of people coming back and me saying, just
get a bait lay, just get it taken care of,
have it removed out of the way. Okay, Now that
would have cost easily. I'm finding out that it costs
thousands of dollars to move a pro paine tank, much
(02:10):
less bury it. Okay, so that's not gonna happen. Instead,
we are now camouflaging it perfectly behind several bamboo screens
about like chest high bamboo screens. You can stretch them
in and out like you what a little baby gate
or a pet gait. Okay, so we have those all
around the pro Paine tank. It's beautiful. It now looks
like a perfectly sculpted hedge. Okay. People are freaking out.
(02:33):
They're loving the Facebook pitch, the Facebook picks, and they
are sending their own ugly pro pain tank picks in
Ugly Pro Paint tank owners unite. Bottom line, don't spend
money that none of us have on expensive fixes like this.
Think outside the box. I love it. My favorite note
who sent me to sent in from Mike Peckman from Minneapolis,
(02:56):
who painted his pro Paint tank like a watermelon. It's
beautiful with the small round covers painted like ladybugs, his
daughter Becca's favorite bug. It is adorable. It is awesome.
I'm betting big money that it costs less than thousands
of dollars to do that. He's keeping the paint job.
I'm guessing for numerous decades to come. Who wouldn't. It's
Beca's favorite bug, and now you've got thousands of bucks.
(03:18):
In Becca's college account or her savings plan rather than
a moving your propane tank. Nice. Okay, So onto this
week's fabulous goodwill find. And this is a judgment call,
so I need your input on this, all right. I've
been looking around for a good bike for me so
that all four of us, Victor and Katie and Robbie
and I can take some rides this summer. The kids
(03:39):
are all on their bikes. You know, Victor loves doing
his racing bike. It's great exercise. We all love the
fresh air. Okay. I came across an adorable one at
Goodwill yesterday. You know that show, you know, call the Midwife.
You got a picture of the lady on the old
fashioned bike. It's nothing crazy, fancy, sophisticated. It fits me perfectly.
It's like it's a girl's bike. It's a grown up
(04:01):
woman's bike, but it's kind of old fashioned. Got it
at got it for twelve bucks at my local Goodwill.
Got this beautiful, in shape, perfectly put together bike twelve
bucks and brought it home only to have my beloved
eBay expert, Hubby Victor tell me that it's some classic
nineteen sixties vintage j C. Higgins thingy worth about three
(04:23):
hundred and fifty bucks online. Okay, three hundred fifty bucks. I
bought this thing for twelve dollars, So take away number one,
Goodwill rocks. Take away number two. Do I sell it
and keep scouting Goodwill and maybe Craig's List for more bikes?
Or do I keep this one? It is so dank cute,
so most important question I asked on Facebook. Does all
this obsessing about my bike count is actually exercising on
(04:46):
my bike? I'm hoping so the feedback I'm getting from people,
Sherry Savage is saying she'd sell it get a more
modern one. She cracked me out. She's saying, biking on
this old bike without all the new improvements might kill you. Yeah, okay,
it's true enough. I need all the help I can get,
but I love this bike. Christy Dunlapp is saying, sell it.
There's a collector out there dying for it. Use the
money to find another frugal bike, and then they'll be
(05:09):
leftover money to have a fun bonus family day. I'm
digging it. That does sound like it makes a lot
of sense. I'm very torn here. Christine Reski, who I
love I've known her for years. Sell you'll make a
collector's day, buy a more Today bike or something, you know,
treat the family to a movie and popcorn with the rest. Well,
you know, I probably put the money in the bank.
That's just the way I roll. Cass Handy saying number one,
(05:30):
I need to shop at my local Goodwill store more Amen,
you will love it, and brings up an interesting question.
Here's the next thing. Cas says, does it bring you joy?
And you know what it does. I think I'm gonna
keep this thing. Number three, Cass says, you can sell it,
buy another newer bike, and still have cash to shop
for ice cream with the family. It's so true. So
bottom line here, and I'm loving the feedback no matter
(05:52):
what I pick. If I pick to sell it or
keep it, there's gonna be joy involved. Okay, Holly is
selling telling me to sell it. Belle An White's is saying,
if all the thinking and discussion and pondering is an
enormous amount of mental gymnastics, this is clearly a workout.
I love you man, Thank you bellam. Hugh McMillan is saying,
sell it, buy another twelve dollars Goodwill bike, but then
(06:12):
give them three hundred dollars for it. No, I don't
do that. I don't overpay for my items, especially at Goodwill.
Love my Goodwill. Susan Palmer saying, I agree with the
first comment about selling maybe getting a more modern one,
depending on how long you want to keep the bike
and ride it. The seat might be really hard on
the butt. True enough, it's old fashioned, you know, nice
little Kushny, but not crazy Kushny. The modern ones are
(06:34):
more butt friendly. She says, all right, I'm gonna take
your word for it. Also, if it's hilly where you are,
I definitely want one with gears. That's what Victor's saying
as well. We're kind of hilly around here. Not crazy.
He's saying I should go with the gears. We've got
other people as well. Amy Mason saying you're the Goodwill
rock star. Thank you, Amy. She agrees with selling it
getting a more modern, comfortable bike. Dillar Purschelle says that's
(06:57):
cool and keep it. K Strand says that she's seriously
thinks her sister had the same bike. She said she
would decorate it real cute and then put it in
our yard and get a different one, all right that
I like that. I kind of like that idea too.
You have to be comfortable out there biking with the fam.
Another bit of feedback, saying that maybe I should buy
one that's more sophisticated with a comfyer butt seed. All right,
I understand. Ellen Doyle says to sell it. Tish Cordali says,
(07:20):
keep it and show it off. Rick Bunker known him
for ages. If you'll like it, keep it, and he
agrees that yes. Obsessing over whether to count, whether to
keep it, or whether to sell it counts as a
full cardio workout. I love you man. Linda's silber light saying,
sell it then you can frugle on some more. All
very true, Leslie Elcock, keep it. Jenny Richardson decisions decision
(07:41):
she leans towards keeping it. Wendy Hastings put a bell
on it and a basket on it and enjoy the
hell out of it, leaning towards that way, Wendy, thank
you for the great input. Janet Rose saying, looking forward
to hearing what you decide, leaning towards keeping it. Guys.
Two more Aaron Teresa, I would keep it for the
season and then sell it, Yess you happen to become
particularly attached again. She knows me too well, and Carol
(08:04):
Deering says, whatever you pick, it's going to be great
and you've already saved money. Very very true. Here's what
I'm doing, leaning towards keeping it. Might sell it after
the season. I don't care if it's got a hard
seat and not really a keyster friendly seat. Couldn't care less.
It's cute and I love it. That's what I want
to hear from you guys as well. So there's our
goodwill fabulously frugal friendly find for this week. Send me
(08:26):
yours as well. Find me at Brilliantfrugal Living dot com.
I want to hear from it the befor's the afters,
any projects, any great finds find me okay on too.
Our continuing series self made success Stories. Our listeners out
there who have, by their own account very modestly. I
had to drag this information out of them after personal conversations.
(08:48):
They are set for retirement, they have no debt there
anywhere between their forties to their eighties, and they have
zero debts and anywhere between five hundred thousand dollars in
investments for retirement or more, topping out at one point
two million dollars for retirement. This is our ongoing series
where our listeners are chiming in with again they're so
(09:09):
modest about this. I would have this tattooed on my
forehead if I have these kind of numbers going on,
I'd have it blaring out of like a special software,
blaring out of my car horn while I was driving.
If I had these kind of numbers, it's beautiful, and
they want you to enjoy the same kind of economic
success that they have built for themselves. Blue collar workers,
hard workers that just made all the right decisions and
(09:30):
a couple of wrong decisions, and now they are in
the cat bird seed where so few Americans are. Here's
the numbers. I want you guys to remember this. Eighty
percent of hard working American workers are living paycheck to paycheck.
Fifty five million Americans. One in six have zero emergency savings. Okay,
sixty percent have less than one thousand dollars in savings. Okay,
(09:54):
twenty seven percent of Americans have no savings at all.
So when you're looking around at your neighbors, oh my gosh,
they seem to have it so put together. You're looking
at a coworker, great person. Oh you know, the closes
are always new and they're always going out to eat.
They must have it better than I do. Uh uh. Guys,
look around you, take a look at your own situation.
I can guarantee you whatever you're going through right now,
(10:15):
I have heard it before, and you can pull out
of it. And here's where we get it going all right,
in no particular order, Mickey G. These are all self
made success stories with a half million or more in
retirement accounts and in investments. Mickey G. Listening in from Dallas, Texas.
You'r a number one move. Build an emergency fund. You
will sleep better, you will live happier. The peace of
(10:36):
mind alone is going to have a ripple effect in
your life that is second to none. Guys, after the break,
dozens more moves from listeners who have no debt. They're
homes paid off in several accounts, at least a half
million dollars in retirement accounts. They are ready to go
with your top strategies, your top tips to make it
happen for you too. Right after this, and we are
(11:11):
back with the Christian Agopian Show, and America is truly
in the middle of a workplace revolution. There's really no
other word for it. You know, we've got more people
working remotely than ever before, lots of hybrid environments. Some
people are going with longer days for a shorter work week.
You know, everybody knows somebody doing it, maybe it's you.
(11:32):
In just the last three years, how we live and
work has really been just turned on its head, and honestly,
it doesn't look like it's going back to anything resembling
normal anytime soon. There's always pros and cons with this
kind of a shakeup. And while it's fantastic in some aspects,
Gallop experts are saying the changes to the traditional workplace
(11:54):
are causing a corporate culture crisis, which is honestly leading
to employee retention problems and last but not least, lost customers,
which no one wants here to do a deeper dive
into the numbers is Jim Carter, PhD. Gallup's chief workplace scientist,
too recently tapped into this new phenomena in his newest book,
(12:14):
Culture Shock, and he's here joining us our Newsmaker line
to tell us more. Doctor Hard Welcome, Thanks Kristin.
Speaker 2 (12:20):
Great to be with you today.
Speaker 1 (12:21):
Well, we've been really looking forward to this. Talk to
me a bit about why your company felt the need
to write this book. What are you seeing out there
in the street.
Speaker 2 (12:29):
Well, for all the reasons you noted kristin the managing
right now is more difficult than it's ever been. It's
also more important than it's ever been to get right.
The changes that we've seen happen to workplaces, we see
more as permanent changes now that we're not going back,
and so we've got to figure out how to do
it right. Leaders are concerned about customer retention. You mentioned
employee retention. Those two things we can't really disentangle them
(12:52):
because they're highly related to one another. But leaders want
to know how to retain customers, and we really wanted
to leverage all of our research globally on how how
employees are experiencing work right now to help leaders navigate
to the highest performance possible going forward.
Speaker 1 (13:06):
Oh my gosh, Yah, And you touch on so many
important points there. But one of the biggest reasons I
was looking so forward to speaking with you is that
I feel like you've got kind of a look into
the future on this when you're looking around and you're
doing your research and you're digging a bit deeper on this,
what would you say is perhaps the biggest issue facing
managers today? What do you see as the biggest challenge.
Speaker 2 (13:27):
I think it is customer retention ultimately, but you have
to kind of peel it back a bit to understand
how that works. So customer retention is an issue because
we have different relationships with their jobs right now, and
we see in the data now that employees have more
of a psychological separation from their employer than ever before.
Think about employees more like gig workers now in aggregate,
(13:47):
if you take that big three sixty or big high
level ten thousand foot view of workplaces, right now, people
don't feel as connected to their organization. They don't even
say they feel as responsible for the quality of service
customers receive as they did in the past, particularly among
young people and older people. My cut off is about
thirty five older people and exclusively remote jobs. We're seeing
some deterioration in that we can't really separate out that
(14:11):
problem from where people are working. It doesn't mean that
where we're working has to be a problem, though, but
when people feel more separated from their employer, feel less
responsible they don't put in that discretionary effort really affects
customer needs. Think about, how you know, on almost any
job out there, we've got colleagues that need something that
we didn't plan on. We've got a customer who asks
for something we didn't plan on. We can't just do
(14:32):
the minimum required and make it work, and so that
leads to customer retention problems. And Christian about ninety percent
of people right now, this isn't a problem, but it's
something we got to consider. Ninety percent of people in
remote ready jobs want at least some form of hybrid
or remote work. That's almost everybody. And the reasons they
give or the dread of commute, it's number one their
(14:52):
own well being and whether it's better for their family
or not. And we have to consider those things as
employers if we're thinking about how we get this formula
to work right, because people have learned new things and
we've got to honor that, respect it, but also build
in some structure so that we get it right.
Speaker 1 (15:09):
Oh, you're so right. And I'm taking notes frantically as
you're talking because you're bringing up so many good points.
But it really feels like it's come full circle. You know,
I'm right here. You know, we do the radio show.
We have a great time with that. I do a
lot of gig work with voiceover work as well with
fab you know, wonderful clients all over the world. And
it is exactly as you say, it's kind of we
seem to be at this point where, you know, we're
(15:30):
coming back from COVID. Thank god, people are able to
go back into the workplace. In the meantime, they have
found this productivity level working at home that maybe in
some ways surpassed what they had in the office. You
got the price of gas, You've got the price of
you know, you name it. Maybe people like working in
their underwear from like, you know, the belly button down
and maybe a nice you know suit from the top
of who knows what's going on. You know, people's private
(15:51):
lives are the wrong. But when you say managers can't
think traditionally anymore, you are spot on correct. But they
still have to fill the seats here. So how do
managers go about this monumental, kind of out of nowhere,
huge new task of building the best workplace for employees? Now,
when you've got half the workplace like myself not naming
(16:12):
the age here, but I am well aware and well
acquainted with the nine to five, or when I was
working in corporate it was more seven to six, but
still it was there. And at six oh one you
were gone, and at seven oh one you were back
in the chair. You know that kind of thing. How
do we merge the two? How do we put this
hybrid together where employers, You employers have needs too, and
they got to get the pizza delivered, they got to
get the furniture made, they got to get you know,
(16:34):
the cabs driven. How do we marry these two without
losing our minds?
Speaker 2 (16:37):
Yeah, managers, if we think about the situation overall, again
from a high level, we've got, as I mentioned earlier,
you know people who are who feel more separated from
their employer than in the past. We've got to shorten
the distance between the manager and the employee and shorten
the distance between employees when they're in these hybrid type environments.
And the only way we know how to do that
effectively is by building a strength space culture where managers
(16:59):
are continuous or reskilled in terms of coaching people, staying
in touch with them on a regular basis, resetting goals
on a continuous basis because the needs of organizations change quickly,
connecting each person's strengths to the purpose of the organization.
We're seeing that deteriorate. Also, people aren't seeing the value
they're bringing to the organization, and the expectations. The clarity
of expectations has dropped significantly as well, and importantly for
(17:23):
the employer. We've got to have a culture where there's
high accountability, where people know how well they're doing, where
people know how the work they're doing contributes to the organization.
And if people aren't doing their jobs effectively, they know
about that too. So there's got to be a coaching
kind of mentality that managers relearned or reskill themselves on. Actually,
(17:44):
young people have been asking for this even before the
pandemic hit. Managers Kristen are in the only situation inside organizations,
or the only role inside of organizations where they can
get to know the individual situation of each employee that
they manage and accommodate for that work life and shorten
that distance between them and their employees and the rest
(18:05):
of the organization. And they can do that more effectively
with a strengths based culture where they know and have
some language around the strengths of each person and can
leverage those strengths and connected to the purpose of the
organization and how each person does it effectively in their
own unique way.
Speaker 1 (18:19):
Spot On and I knew the time would fly. Talk
to me. We got about sixty seconds here. Give me
your biggest takeaways, your biggest eye opening takeaways that you're
finding that we're going to find in this book.
Speaker 2 (18:29):
Well, we've got to plan for the in person time.
We know in person time matters, and when you can
have in person time, you should. You got to plan
for it. It can't be random. A hybrid work cannot be
random if it's going to be effective going forward. And
it's a commitment to your team, not a commitment necessarily
to leadership as much as the team. But leadership needs
to set some parameters around that. And managers need to
have one meaningful conversation with each employee each week. That's
(18:51):
that coaching part us talking about earlier. But managers need
to get better and better at having one meaningful conversation.
Can be fifteen to thirty minutes if it's every week,
but they've got to do it every week with every
employee that they managed so that they don't lose touch
with the organization. We could have the best workplaces ever
if we get this.
Speaker 1 (19:06):
Right spot on, absolutely correct, guys. The book is called
Culture Shock by doctor Jim Harder. Download it, find it,
get it delivered. You'll be one step ahead of the competition.
And who doesn't want to be there? Doctor Jim Harder,
I knew the time would fly. Thank you so much
for your insights, for your recommendations for this new corporate
air quotes normal. We really appreciate it, this powerful stuff.
You've got an open mic anytime. Please join us again
(19:28):
and you can appreciate it.
Speaker 2 (19:29):
Kristen, have a great day.
Speaker 1 (19:31):
You do the same, and we'll be right back gang
right after this, and we are with the Kristin Agophian Show.
(20:02):
And we're not only coming up on school letting out,
I mean my kids are counting the days. We're also
coming up on another very important day. Father's Day is
heading at us full steam ahead. And so many of us,
myself included, are so grateful for the amazing dads in
our lives. My dad is amazing, My husband is an
(20:22):
incredible dad. So many wonderful guys out there that ask
for so little and do so much for so many.
So who better to join us via our newsmaker line
than lifestyle expert Keiam Malone back by popular demand courtesy
of Dick's Sporting Goods, with some gift ideas for every
type of dad that's out there, yours included, Kia. Welcome
(20:43):
back to the show.
Speaker 3 (20:44):
Hey, Christin, thank you so much for having me. I'm
super excited to talk about this today.
Speaker 1 (20:48):
Good stuff. Okay, Now you know that our show is
all about living a luxurious life without breaking the bank.
And this is why we especially love our segments with you,
because your gift idea is not only score huge points
with the favorite dads in our lives, you know the
impossible to shop for dads in our lives. So you're
checking all kinds of boxes here, but you're so useful
(21:09):
and they don't break the budget. Talk to us about
what you're seeing as this year's top scoring sports gifts
for the men's in our Lives. What's the latest must
have gift items that you're seeing on the radar this year?
Speaker 4 (21:22):
Oh my gosh, there's so many things.
Speaker 3 (21:23):
I mean, so many things, and so many things at
great price points and that's the thing.
Speaker 4 (21:29):
You have just just a plethora of items.
Speaker 3 (21:32):
As I'm you know, looking around the store this morning,
there's so many things to choose from. But first of all,
before we get into that that key gift, you have
to think about what does dad like to do? Because
they are so hard to shop for. What does my
husband enjoy doing? How does he like spending his free time?
(21:54):
You know, it drives me insane trying to think of, Okay,
what do I get rich for?
Speaker 4 (21:58):
You know, Christmas?
Speaker 1 (21:59):
What do I get them Father's Day?
Speaker 4 (22:00):
What are you?
Speaker 3 (22:01):
And I just need to come back to the basics,
and we all need to do that. Come back to
the basics. Think about, Okay, on a Sunday, what would
dad like.
Speaker 4 (22:10):
To do to relax?
Speaker 3 (22:12):
How would he like to spend his free time on
a Saturday. What is he wanting to do when he
gets off work on Friday and he just wants to
chill out. That's how you find the best Father's Day gift. Ever,
when you think about what type of person he is.
Speaker 4 (22:28):
Is he an outdoorsy person?
Speaker 3 (22:30):
Is he an athlete, a tailgater, casual, a hiker, a biker, golfer.
That's when you really get into the good gift giving
items and options and that he'll be bragging to all
of his friends about and you're going to be the
best person ever in his life. Okay, So think about
how does he like to spend time with his free
time and find something that fits his lifestyle and then
(22:55):
you can come here and find it.
Speaker 4 (22:56):
I promise you.
Speaker 3 (22:57):
Now you ask me for the the number one, let
me give you the answer. Oh I can't give you
the answer because there's there's just not one.
Speaker 4 (23:05):
There's so many. Starting with the Yetti backpack cooler. Have
you seen this thing.
Speaker 3 (23:11):
It's it's the wide mouth, tough as nails ice for
Day's backpack cooler.
Speaker 4 (23:18):
I'm telling you this thing is gold. It is the
most comfortable backpack.
Speaker 3 (23:23):
It's super soft, it's it's it's it's comfy, it's it's flexible.
It it's perfect for your athlete, for your tailgater, for
your casual outdoorsman. His drinks will never get warm. There's
so much ice for days. I mean, I'm telling you
it's it's perfect. Pair it with the YETI drink where
he's gonna be like, oh my gosh, look at all
(23:44):
this yetti gear they gave me.
Speaker 4 (23:46):
I'm the best ad ever.
Speaker 3 (23:47):
Yay, if you have a runner in your life. If
you have a runner in your life, the brook sneakers
are amazing.
Speaker 4 (23:57):
They're super comfy. They look great.
Speaker 3 (24:00):
I have a pair of Neon like bright orange and
trimmed and blue adrenaline GT.
Speaker 4 (24:06):
I mean, these are really nice. There's stylish.
Speaker 3 (24:09):
Then after the workout, if you've got a guy's got
like tension in his neck, you know, lower back pain,
all of those things. The thera gun many percussion massagers
are dynamite.
Speaker 4 (24:22):
I got one for my husband for Christmas. It's really
for me.
Speaker 3 (24:25):
It is really for me because then that way, I say, honey,
let me try.
Speaker 4 (24:31):
The thera gun on your neck. I know your neck
was bothering you today. And then I and I use
it on his neck and I say, okay, now can
you get my shoulder right here? See it's it's really
it's a two fur. It's a gift for him and
a gift for you. I'm trying to help you out today,
all right.
Speaker 1 (24:47):
You're always a huge help. But you know what I
love in you know, on top I writing notes as
we're talking here, And what I love most is that
all the stuff you're talking about because I tend to
overthink my gift hearing sometimes and it's to the detriment
of everyone when I'm thinking it has to be something
huge and splashy because we love these guys so much,
and who the heck has stressed more during and everything
(25:09):
else and you know every headline out there. The dads
do it quietly, but they're stressing big time and we
know it. So we want to kind of help them out.
We want to show them how much we care. But
the stuff that I would normally pick, I overthink it,
I overspend it, and then it's something that I don't
even know if he's going to use. And you just
nailed it with things that he's going to not only use,
but he's gonna like it, he's going to enjoy it,
and it doesn't break the bank. This is why we
(25:31):
love having you on here. And as we're coming out
of you know what I'm talking about. You know we
still have those loved ones in our lives that aren't
crazy about going out right and shopping. Yet you know,
we can understand that it's going to take some time
to get back to the full, straight up twelve o'clock normal.
What would your shopping like maybe your top two or
three shopping tips be for those who want to get
(25:51):
their favorite guys something special for Father's Day. Maybe they're
just not in the face to face shopping mode yet.
What's the guidelines for getting stuff to their door without
them having to go out?
Speaker 3 (26:00):
Okay, So that's that's why I love this one. Stop
shopping for all your father's they needs because you can
sit from the safety and comfort of your home, behind
your laptop at your desk, and you can buy online
and then you can just pull up to the store.
Speaker 4 (26:17):
Pull up to the store and they will bring everything
to the car. You don't even have to get out.
Speaker 3 (26:22):
You don't have to worry about a mask, you don't
have to worry about any of that. You can just
pull up to the store and say hey, I'm here,
and then they bring everything out to the car for you.
And that's one of the things, you know, because you
do have people who still aren't really comfortable and being
in a lot of environments, that's fine. You can still
find the best price guarantee right here and feel confident
(26:43):
that you're paying the lowest price out there. Now, you
can also get them a gift card because there are
the I mean those super uber picky people and you
just don't know and you just don't want to buy.
Speaker 4 (26:53):
The wrong thing.
Speaker 3 (26:54):
Get them a gift card and then that way they
can pick what they want and then you can say, hey,
I'm I was thinking about you. This is a token
of my appreciation however you want to word it. And
then that way they have something fabulous for them, and
you know they will use it over and over and
over again.
Speaker 1 (27:11):
I love that, you know, I've always been a huge
fan of the gift cards, especially you know with the holidays,
Father's Day, Mother's Day, you know, even Christmas, Hanukah, that
kind of stuff, because it's something you can use all
year long. You don't know what your sporting needs are
going to be, maybe until August or later on in
the year. I love a gift card. It is so
easy and it just it checks every box. And everyone's
in winter with that. I love that. And as we
(27:33):
I knew, the time is going to fly, So we
ramp up for another busy summer one that please God
is hoping. I hope to God it's a lot more
normal this upcoming summer. Here at Cosa Agopian, we're getting
ready to head out to as many local baseball games
as we can manage. What's the top sport that the
Malone household is going to be heading to for the
summer or anything on your radar?
Speaker 3 (27:52):
Let me tell you it's We're we're big football fans.
I mean it's it's always football. It's always oh you football,
oh you Sooners. You know, University of Oklahoma is our school.
Big we're big college college fans. But I'm gonna tell you,
you know a lot of people are really going for it,
like big outdoor fun stuff this summer.
Speaker 4 (28:14):
They're going for it.
Speaker 3 (28:15):
There's a ton of Pelican kayaks here that are very
popular this year.
Speaker 4 (28:19):
Uh huh yeah.
Speaker 3 (28:21):
Could you imagine Father's Day? Yeah, you show up with
a with a with a Pelican kayak. I mean, think
about it.
Speaker 4 (28:28):
That's that's a gift.
Speaker 3 (28:29):
That's a big gift, and that's an awesome gift and
no one else is going to have that gift. And
the dad in your life is going to go see,
look how awesome I am. I got this big kayak
just for me, or maybe.
Speaker 1 (28:40):
A bike exactly.
Speaker 4 (28:41):
Uh huh yeah.
Speaker 3 (28:42):
I mean these are all the cool things. You don't
have to stick with the shirt. The you know, socks.
Speaker 4 (28:50):
You don't have to.
Speaker 3 (28:50):
Stick with the basic stuff. Gets something grand this year,
you know what I mean?
Speaker 1 (28:54):
Have something fun I do. Yeah, yep, And that's why
that's why we love you, because you have all these
great ideas, none of them break the bank, and there's
stuff that the guys are actually going to appreciate. That's
all we want to do with this Father's Day show them.
You know, another year's gone by, We've watched everything you've
been doing. Dad's You rock the house. We still appreciate you,
and every gift you just talked about is a fabulous
example of that. And I knew the time would fly.
(29:15):
Where do our listeners go for more information and more
of your awesome great gift giving hints?
Speaker 3 (29:20):
Hey, head over to Dix dot com for more information,
or go visit your local Dick Sporting Goods. I mean,
I'm telling you're going to walk in the store and go, ah,
it's it's heaven.
Speaker 4 (29:28):
You have so many things to chuse. I know you
can't go wrong. You can't go wrong.
Speaker 1 (29:32):
We've got one like fifteen minutes from us, and it
is always I mean literally, I'm not exaggerating. Literally, since
like March the month of March. It has been really
hopping in a way that I've never seen, you know,
pre COVID, post COVID, anything like that. So clearly they're
onto something. And if you've got a wonderful dad in
your life, a granddad, a stepdad, a god dad, whatever
it is out there you have dad in your life,
(29:52):
that's the place to go to make them feel really,
really special. This Father's Day good stuff, keym alone, you
and Dick Sporting Goods making it super easy to spoil
the great meta in our lives for Father's Day. You're
the best. Have a wonderful summer. Join us again when
you can be safe.
Speaker 5 (30:04):
Thank you so much, and I thank you for having it.
You bet we'll be right back in right after this,
not to.
Speaker 3 (30:15):
Steal the best of all.
Speaker 1 (30:21):
Circumstances.
Speaker 4 (30:34):
I just gott al come.
Speaker 1 (30:42):
And we are back with the kristin a Goophian show
with tried and true strategy sent in from listeners who
have managed to make their retirement goals a reality, whether
they wanted to be debt free, mortgage free, and maybe
a half million in the bank. And we're talking about
people who were solid by their own admission, blue collar workers,
some white collar workers, people across the whole spectrum. They
(31:04):
took their goals and they made them a reality. No ifs,
no ands, no butts, no excuses, and they're working with
the same parameters we are. They're trying to raise families,
maybe start businesses. Maybe they lost a job had to
find another one. This is the world as we know it.
And in a world where you're hearing all of these
various headlines, nobody has anything in savings, everybody's this much
in debt, you think to yourself, this is the new reality.
(31:27):
This is going to be life as I know it. Well,
that's crap. Here's where we turn that around and you
start making every one of your financial goals. I'm talking
about lofty ones that you don't even want to say
out loud. Here's where we make them a reality. Okay,
here's the bread and butter ones that people seem to
know but it never hurts to hear them again. Aim
for short term savings goals. You know what this is
reminding me of. This is like weight loss goals. Don't
(31:49):
go for a crazy I'm going to lose fifty pounds
in a week, because you know you're going to make
yourself miserable. It's unattainable, and when it doesn't happen, you
feel like a flop. I'm not speaking from personal experience
or anything, but when it comes to short term savings goals,
all right, make it a goal like saving twenty bucks
a week or maybe one hundred bucks a month that
turns into over one thousand dollars a year effortlessly. Okay,
(32:12):
maybe you can double that, maybe you can triple that.
Whatever it is, find your number, stick to it. It's
all good. Here's another tried and true one. This was
across the board with every self made success story I
connected with. Start saving for your retirement as early as possible.
Very few people get rich through their wages alone. And
(32:33):
it is the miracle of compound interest, or earning interest
on your interest. That's what that's known as. Over many years,
that's what builds wealth, and it is delicious. You guys,
know how when you buy something on a credit card
and you're paying interest, and then the next month, when
you haven't paid that off, you're now paying interest on
that interest payment as well, and on and on you
(32:54):
go until it's this hellacious credit card bill. That's what
we're talking about in reverse for your savings accounts. You're
not in the situation anymore where you're owing more and
more each month, you're paying off those credit card bills.
This is where compound interest works in your favor with
these kind of fantastic again, extremely easy to put together
(33:15):
retirement accounts because time is on your side. I don't
care if you're thinking you've got one decade before retirement.
Maybe if you're really smart out there, you've got five
decades before retirement. All right. Victor and I are planning
on retiring sometime in our mid seventies. Okay, we started
saving right before we got married. I was always in
a four oh one k thanks to my parents' influence.
They were very big on those. You want to know
(33:36):
how well that's worked out. A couple of bucks each month,
put into an account from twenty years ago into a
four oh one k today and delish. And I want
you guys all to know that as well. All right,
So start saving, start researching, see what works best for you,
make your savings plan, stick to it. That's another big
tip from all these various people. And I want to
get into some lifestyle stuff too, because these self made
(33:58):
success stories. I had some great, you know, just entertainment
tips and lifestyle tips. And since they matched a lot
of what I'm doing right now, it's kind of patting
myself on the back, is too. It's some shameless self
promotion here, but here's some good stuff. Treat yourself. This
is something I don't do myself, this strategy, but I
liked this. It's caught my eye. Treat yourself, say these
(34:18):
self made success stories, but use it as an opportunity
to save. Match the cost of your non essential indulgences
in savings. So if you take the whole family out
to a movie, all right, you're paying top dollar. You're
buying the popcorn, or maybe you're buying like a meal
and drinks and cocktails, the stuff you can buy in
movie theaters these days. Freaking out, who wants to do that?
(34:40):
I don't want to indulge in, like, you know, a
steak dinner in the dead dark one trying to do
a movie. I don't quite get that. But it's a
business model that's picking up because you got these steakhouse
dinner places you can get you know, all of these
sophisticated meals and desserts and alcoholic beverages delivered to you.
You want to know a good way to lose a
lot of money, Have it put in front of you
in the form of food during a movie that you're
(35:01):
trying to pay attention to. You're not going to pay
attention to the food, and now you're paying huge amounts
for the food that you don't even remember. All right,
can you see can you just picture the look on
my face right now? Say you go out and do
that anyway, and your family of four is easily, effortlessly
spending about one hundred and fifty bucks. That's the number
I'm hearing. Okay, so you've done that, As I fight
down the gag reflex going on right now, you then,
(35:24):
without hesitation, you can do this online as well. You
now put one hundred and fifty bucks into savings two.
So now that little before you go out for your
next one, you'll think to yourself, do I really want
to have three hundred less in my current account? You know,
if you do go out and spend that money, you're
going to spend that same amount and put it into
a savings account. It seems to be rather helpful in
(35:46):
getting you to focus. You're already putting money into savings accounts. Anyway,
It's meant to be something to kind of give you
a little, you know, nudge between the shoulder blades. Do
I really want to go out and spend that? So,
for example, you know, you go out, you put the
same amount into your savings account, and if you can
forward to save the matching amount, you probably can't afford
the treaty either. Here's another heads up. Coming home and
spending some time in front of your own probably big
(36:08):
screen TV that hopefully you got for a good, you know,
good price. Maybe you got it for a gift, or
you've pulled your money. Whatever it is, half a seat
in your family room in front of the two zillion channels,
a half zillion of those channels being movie channels, pop
up some popcorn, and enjoy just hanging out, all right,
and you'll do it for about oh, one hundred and
fifty bucks less than if you've gotten in your car
(36:30):
and driven to an overpriced theater. Now here's the thing.
I love going to the movies. I love it. I
love going to the movies. I will always love movies.
But I don't love it enough to spend one hundred
and fifty bucks that I don't have, or that I'd
rather put towards something else, And you'll probably feeling the
same way. Feel no compunction whatsoever when you hear from
buddies on Facebook. Hey, I'm going to the premier screening
(36:50):
a blotty blah. Well, good for you. I'm keeping my
money in the bank blotty blah, and I'll watch this
on DVD or when it shows up on cable and
whatever else. You'll live and guess what, you're gonna live
a richer for it again, have fun, but do it
in a way that's not going to break you, that's
not going to keep you up at night. Boom malicious.
All right, next up now and again there's so many
good things here. We got to do this again next week.
(37:11):
Oh I love this. More entertainment savings tips. Do you
want to know where you can find that pricey DVD
with the brand new movie that you've been dying to see,
but you disciplined yourself and you didn't go to see
it in the movie theater. You want to see it
on DVD instead, And we all know that when we
watch that DVD once, we're never watching it again. Get
(37:32):
your local library, guys. In the time since I have
started touting the many, many benefits of loving your local library,
they have stepped up their game even more. And if
you're looking for movies, you're looking for books, you're looking
for magazines, all the things that we may be overspend
on just a bit, but we still love it. Hey, guys,
we don't smoke, we don't drink, we try not to
(37:53):
averdulge in food. So we love our magazines and our
books and our movies. I get it, but we don't
want to overspend on them. How delicious would it be
to get all those same movies bring it home? Maybe
if you want to find those movies and take it
up a notch, you throttle back on that expensive movie
package that none of us have the time to engage
in these days, with our ten thousand different channels out there.
(38:16):
Throttle back on the channels you've got. Love your local library,
bring all those same movies home, love the smell of
popcorn in your own family room, and do it for
a fraction of the price. That money goes straight into
the savings account. Love that compound interest, and say a
year from now, do that a couple of times a month,
and a year from now, think about how much more
in the cappird seat you're going to be. More strategies
(38:37):
straight from the self made success stories that love this show.
We love you back and until next week, save those pennies,
pay with cash, and you all stay froogle out there,
Hey, everybody, Welcome to the kristin a Gophian show. Shout
outs from everybody here in Studio B as we connect
with our now two hundred plus stations coast to coast.
Greetings to you all. This week's show is brought to
you by nationwide Superior Travel Experts and their amazing discount
travel deals up to seventy percent off your favorite destinations.
(00:24):
If you're thinking about some travel this summer, and who isn't,
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it done for up to seventy percent off. Numbers on
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(00:45):
four to three zero seven nine two three. Sitting here,
coffee in hand, welcome gang, going with a crimbrulat, loving it,
getting a little hippy dippy here and adding my this
is now the norm, adding my coconut oil and some
college powder fighting those wrinkles, baby. Raising it all to
you in my new dollar store mug, in my ever
(01:06):
growing dollar Storre mug collection. Salute Okay since last week's show,
fabulous feedback on our I think we spent thirty nine
bucks at Goodwill, including the gorgeous yet beat up TV
cabinet for the guest room that we now got to match,
the beautiful, creamy yellow antique furniture. All of the designer
(01:26):
home improvement fabric that we put onto the patio furniture
looks good as new, needed some serious freshening. Basically got
a brand new patio set, multiple chairs, sofa, love seeds,
you know, foot rests for eighteen dollars when the fabrical
loan should have cost five hundred. Best responses, though, guys,
were to my pro pain tank fix where we have.
(01:49):
We are the proud owners of the world's ugliest pro
pain tank right next to my lovely, newly refurbished patio.
A lot of people coming back and me saying, just
get a bait lay, just get it taken care of,
have it removed out of the way. Okay, Now that
would have cost easily. I'm finding out that it costs
thousands of dollars to move a pro paine tank, much
(02:10):
less bury it. Okay, so that's not gonna happen. Instead,
we are now camouflaging it perfectly behind several bamboo screens
about like chest high bamboo screens. You can stretch them
in and out like you what a little baby gate
or a pet gait. Okay, so we have those all
around the pro Paine tank. It's beautiful. It now looks
like a perfectly sculpted hedge. Okay. People are freaking out.
(02:33):
They're loving the Facebook pitch, the Facebook picks, and they
are sending their own ugly pro pain tank picks in
Ugly Pro Paint tank owners unite. Bottom line, don't spend
money that none of us have on expensive fixes like this.
Think outside the box. I love it. My favorite note
who sent me to sent in from Mike Peckman from Minneapolis,
(02:56):
who painted his pro Paint tank like a watermelon. It's
beautiful with the small round covers painted like ladybugs, his
daughter Becca's favorite bug. It is adorable. It is awesome.
I'm betting big money that it costs less than thousands
of dollars to do that. He's keeping the paint job.
I'm guessing for numerous decades to come. Who wouldn't. It's
Beca's favorite bug, and now you've got thousands of bucks.
(03:18):
In Becca's college account or her savings plan rather than
a moving your propane tank. Nice. Okay, So onto this
week's fabulous goodwill find. And this is a judgment call,
so I need your input on this, all right. I've
been looking around for a good bike for me so
that all four of us, Victor and Katie and Robbie
and I can take some rides this summer. The kids
(03:39):
are all on their bikes. You know, Victor loves doing
his racing bike. It's great exercise. We all love the
fresh air. Okay. I came across an adorable one at
Goodwill yesterday. You know that show, you know, call the Midwife.
You got a picture of the lady on the old
fashioned bike. It's nothing crazy, fancy, sophisticated. It fits me perfectly.
It's like it's a girl's bike. It's a grown up
(04:01):
woman's bike, but it's kind of old fashioned. Got it
at got it for twelve bucks at my local Goodwill.
Got this beautiful, in shape, perfectly put together bike twelve
bucks and brought it home only to have my beloved
eBay expert, Hubby Victor tell me that it's some classic
nineteen sixties vintage j C. Higgins thingy worth about three
(04:23):
hundred and fifty bucks online. Okay, three hundred fifty bucks. I
bought this thing for twelve dollars, So take away number one,
Goodwill rocks. Take away number two. Do I sell it
and keep scouting Goodwill and maybe Craig's List for more bikes?
Or do I keep this one? It is so dank cute,
so most important question I asked on Facebook. Does all
this obsessing about my bike count is actually exercising on
(04:46):
my bike? I'm hoping so the feedback I'm getting from people,
Sherry Savage is saying she'd sell it get a more
modern one. She cracked me out. She's saying, biking on
this old bike without all the new improvements might kill you. Yeah, okay,
it's true enough. I need all the help I can get,
but I love this bike. Christy Dunlapp is saying, sell it.
There's a collector out there dying for it. Use the
money to find another frugal bike, and then they'll be
(05:09):
leftover money to have a fun bonus family day. I'm
digging it. That does sound like it makes a lot
of sense. I'm very torn here. Christine Reski, who I
love I've known her for years. Sell you'll make a
collector's day, buy a more Today bike or something, you know,
treat the family to a movie and popcorn with the rest. Well,
you know, I probably put the money in the bank.
That's just the way I roll. Cass Handy saying number one,
(05:30):
I need to shop at my local Goodwill store more Amen,
you will love it, and brings up an interesting question.
Here's the next thing. Cas says, does it bring you joy?
And you know what it does. I think I'm gonna
keep this thing. Number three, Cass says, you can sell it,
buy another newer bike, and still have cash to shop
for ice cream with the family. It's so true. So
bottom line here, and I'm loving the feedback no matter
(05:52):
what I pick. If I pick to sell it or
keep it, there's gonna be joy involved. Okay, Holly is
selling telling me to sell it. Belle An White's is saying,
if all the thinking and discussion and pondering is an
enormous amount of mental gymnastics, this is clearly a workout.
I love you man, Thank you bellam. Hugh McMillan is saying,
sell it, buy another twelve dollars Goodwill bike, but then
(06:12):
give them three hundred dollars for it. No, I don't
do that. I don't overpay for my items, especially at Goodwill.
Love my Goodwill. Susan Palmer saying, I agree with the
first comment about selling maybe getting a more modern one,
depending on how long you want to keep the bike
and ride it. The seat might be really hard on
the butt. True enough, it's old fashioned, you know, nice
little Kushny, but not crazy Kushny. The modern ones are
(06:34):
more butt friendly. She says, all right, I'm gonna take
your word for it. Also, if it's hilly where you are,
I definitely want one with gears. That's what Victor's saying
as well. We're kind of hilly around here. Not crazy.
He's saying I should go with the gears. We've got
other people as well. Amy Mason saying you're the Goodwill
rock star. Thank you, Amy. She agrees with selling it
getting a more modern, comfortable bike. Dillar Purschelle says that's
(06:57):
cool and keep it. K Strand says that she's seriously
thinks her sister had the same bike. She said she
would decorate it real cute and then put it in
our yard and get a different one, all right that
I like that. I kind of like that idea too.
You have to be comfortable out there biking with the fam.
Another bit of feedback, saying that maybe I should buy
one that's more sophisticated with a comfyer butt seed. All right,
I understand. Ellen Doyle says to sell it. Tish Cordali says,
(07:20):
keep it and show it off. Rick Bunker known him
for ages. If you'll like it, keep it, and he
agrees that yes. Obsessing over whether to count, whether to
keep it, or whether to sell it counts as a
full cardio workout. I love you man. Linda's silber light saying,
sell it then you can frugle on some more. All
very true, Leslie Elcock, keep it. Jenny Richardson decisions decision
(07:41):
she leans towards keeping it. Wendy Hastings put a bell
on it and a basket on it and enjoy the
hell out of it, leaning towards that way, Wendy, thank
you for the great input. Janet Rose saying, looking forward
to hearing what you decide, leaning towards keeping it. Guys.
Two more Aaron Teresa, I would keep it for the
season and then sell it, Yess you happen to become
particularly attached again. She knows me too well, and Carol
(08:04):
Deering says, whatever you pick, it's going to be great
and you've already saved money. Very very true. Here's what
I'm doing, leaning towards keeping it. Might sell it after
the season. I don't care if it's got a hard
seat and not really a keyster friendly seat. Couldn't care less.
It's cute and I love it. That's what I want
to hear from you guys as well. So there's our
goodwill fabulously frugal friendly find for this week. Send me
(08:26):
yours as well. Find me at Brilliantfrugal Living dot com.
I want to hear from it the befor's the afters,
any projects, any great finds find me okay on too.
Our continuing series self made success Stories. Our listeners out
there who have, by their own account very modestly. I
had to drag this information out of them after personal conversations.
(08:48):
They are set for retirement, they have no debt there
anywhere between their forties to their eighties, and they have
zero debts and anywhere between five hundred thousand dollars in
investments for retirement or more, topping out at one point
two million dollars for retirement. This is our ongoing series
where our listeners are chiming in with again they're so
(09:09):
modest about this. I would have this tattooed on my
forehead if I have these kind of numbers going on,
I'd have it blaring out of like a special software,
blaring out of my car horn while I was driving.
If I had these kind of numbers, it's beautiful, and
they want you to enjoy the same kind of economic
success that they have built for themselves. Blue collar workers,
hard workers that just made all the right decisions and
(09:30):
a couple of wrong decisions, and now they are in
the cat bird seed where so few Americans are. Here's
the numbers. I want you guys to remember this. Eighty
percent of hard working American workers are living paycheck to paycheck.
Fifty five million Americans. One in six have zero emergency savings. Okay,
sixty percent have less than one thousand dollars in savings. Okay,
(09:54):
twenty seven percent of Americans have no savings at all.
So when you're looking around at your neighbors, oh my gosh,
they seem to have it so put together. You're looking
at a coworker, great person. Oh you know, the closes
are always new and they're always going out to eat.
They must have it better than I do. Uh uh. Guys,
look around you, take a look at your own situation.
I can guarantee you whatever you're going through right now,
(10:15):
I have heard it before, and you can pull out
of it. And here's where we get it going all right,
in no particular order, Mickey G. These are all self
made success stories with a half million or more in
retirement accounts and in investments. Mickey G. Listening in from Dallas, Texas.
You'r a number one move. Build an emergency fund. You
will sleep better, you will live happier. The peace of
(10:36):
mind alone is going to have a ripple effect in
your life that is second to none. Guys, after the break,
dozens more moves from listeners who have no debt. They're
homes paid off in several accounts, at least a half
million dollars in retirement accounts. They are ready to go
with your top strategies, your top tips to make it
happen for you too. Right after this, and we are
(11:11):
back with the Christian Agopian Show, and America is truly
in the middle of a workplace revolution. There's really no
other word for it. You know, we've got more people
working remotely than ever before, lots of hybrid environments. Some
people are going with longer days for a shorter work week.
You know, everybody knows somebody doing it, maybe it's you.
(11:32):
In just the last three years, how we live and
work has really been just turned on its head, and honestly,
it doesn't look like it's going back to anything resembling
normal anytime soon. There's always pros and cons with this
kind of a shakeup. And while it's fantastic in some aspects,
Gallop experts are saying the changes to the traditional workplace
(11:54):
are causing a corporate culture crisis, which is honestly leading
to employee retention problems and last but not least, lost customers,
which no one wants here to do a deeper dive
into the numbers is Jim Carter, PhD. Gallup's chief workplace scientist,
too recently tapped into this new phenomena in his newest book,
(12:14):
Culture Shock, and he's here joining us our Newsmaker line
to tell us more. Doctor Hard Welcome, Thanks Kristin.
Speaker 2 (12:20):
Great to be with you today.
Speaker 1 (12:21):
Well, we've been really looking forward to this. Talk to
me a bit about why your company felt the need
to write this book. What are you seeing out there
in the street.
Speaker 2 (12:29):
Well, for all the reasons you noted kristin the managing
right now is more difficult than it's ever been. It's
also more important than it's ever been to get right.
The changes that we've seen happen to workplaces, we see
more as permanent changes now that we're not going back,
and so we've got to figure out how to do
it right. Leaders are concerned about customer retention. You mentioned
employee retention. Those two things we can't really disentangle them
(12:52):
because they're highly related to one another. But leaders want
to know how to retain customers, and we really wanted
to leverage all of our research globally on how how
employees are experiencing work right now to help leaders navigate
to the highest performance possible going forward.
Speaker 1 (13:06):
Oh my gosh, Yah, And you touch on so many
important points there. But one of the biggest reasons I
was looking so forward to speaking with you is that
I feel like you've got kind of a look into
the future on this when you're looking around and you're
doing your research and you're digging a bit deeper on this,
what would you say is perhaps the biggest issue facing
managers today? What do you see as the biggest challenge.
Speaker 2 (13:27):
I think it is customer retention ultimately, but you have
to kind of peel it back a bit to understand
how that works. So customer retention is an issue because
we have different relationships with their jobs right now, and
we see in the data now that employees have more
of a psychological separation from their employer than ever before.
Think about employees more like gig workers now in aggregate,
(13:47):
if you take that big three sixty or big high
level ten thousand foot view of workplaces, right now, people
don't feel as connected to their organization. They don't even
say they feel as responsible for the quality of service
customers receive as they did in the past, particularly among
young people and older people. My cut off is about
thirty five older people and exclusively remote jobs. We're seeing
some deterioration in that we can't really separate out that
(14:11):
problem from where people are working. It doesn't mean that
where we're working has to be a problem, though, but
when people feel more separated from their employer, feel less
responsible they don't put in that discretionary effort really affects
customer needs. Think about, how you know, on almost any
job out there, we've got colleagues that need something that
we didn't plan on. We've got a customer who asks
for something we didn't plan on. We can't just do
(14:32):
the minimum required and make it work, and so that
leads to customer retention problems. And Christian about ninety percent
of people right now, this isn't a problem, but it's
something we got to consider. Ninety percent of people in
remote ready jobs want at least some form of hybrid
or remote work. That's almost everybody. And the reasons they
give or the dread of commute, it's number one their
(14:52):
own well being and whether it's better for their family
or not. And we have to consider those things as
employers if we're thinking about how we get this formula
to work right, because people have learned new things and
we've got to honor that, respect it, but also build
in some structure so that we get it right.
Speaker 1 (15:09):
Oh, you're so right. And I'm taking notes frantically as
you're talking because you're bringing up so many good points.
But it really feels like it's come full circle. You know,
I'm right here. You know, we do the radio show.
We have a great time with that. I do a
lot of gig work with voiceover work as well with
fab you know, wonderful clients all over the world. And
it is exactly as you say, it's kind of we
seem to be at this point where, you know, we're
(15:30):
coming back from COVID. Thank god, people are able to
go back into the workplace. In the meantime, they have
found this productivity level working at home that maybe in
some ways surpassed what they had in the office. You
got the price of gas, You've got the price of
you know, you name it. Maybe people like working in
their underwear from like, you know, the belly button down
and maybe a nice you know suit from the top
of who knows what's going on. You know, people's private
(15:51):
lives are the wrong. But when you say managers can't
think traditionally anymore, you are spot on correct. But they
still have to fill the seats here. So how do
managers go about this monumental, kind of out of nowhere,
huge new task of building the best workplace for employees? Now,
when you've got half the workplace like myself not naming
(16:12):
the age here, but I am well aware and well
acquainted with the nine to five, or when I was
working in corporate it was more seven to six, but
still it was there. And at six oh one you
were gone, and at seven oh one you were back
in the chair. You know that kind of thing. How
do we merge the two? How do we put this
hybrid together where employers, You employers have needs too, and
they got to get the pizza delivered, they got to
get the furniture made, they got to get you know,
(16:34):
the cabs driven. How do we marry these two without
losing our minds?
Speaker 2 (16:37):
Yeah, managers, if we think about the situation overall, again
from a high level, we've got, as I mentioned earlier,
you know people who are who feel more separated from
their employer than in the past. We've got to shorten
the distance between the manager and the employee and shorten
the distance between employees when they're in these hybrid type environments.
And the only way we know how to do that
effectively is by building a strength space culture where managers
(16:59):
are continuous or reskilled in terms of coaching people, staying
in touch with them on a regular basis, resetting goals
on a continuous basis because the needs of organizations change quickly,
connecting each person's strengths to the purpose of the organization.
We're seeing that deteriorate. Also, people aren't seeing the value
they're bringing to the organization, and the expectations. The clarity
of expectations has dropped significantly as well, and importantly for
(17:23):
the employer. We've got to have a culture where there's
high accountability, where people know how well they're doing, where
people know how the work they're doing contributes to the organization.
And if people aren't doing their jobs effectively, they know
about that too. So there's got to be a coaching
kind of mentality that managers relearned or reskill themselves on. Actually,
(17:44):
young people have been asking for this even before the
pandemic hit. Managers Kristen are in the only situation inside organizations,
or the only role inside of organizations where they can
get to know the individual situation of each employee that
they manage and accommodate for that work life and shorten
that distance between them and their employees and the rest
(18:05):
of the organization. And they can do that more effectively
with a strengths based culture where they know and have
some language around the strengths of each person and can
leverage those strengths and connected to the purpose of the
organization and how each person does it effectively in their
own unique way.
Speaker 1 (18:19):
Spot On and I knew the time would fly. Talk
to me. We got about sixty seconds here. Give me
your biggest takeaways, your biggest eye opening takeaways that you're
finding that we're going to find in this book.
Speaker 2 (18:29):
Well, we've got to plan for the in person time.
We know in person time matters, and when you can
have in person time, you should. You got to plan
for it. It can't be random. A hybrid work cannot be
random if it's going to be effective going forward. And
it's a commitment to your team, not a commitment necessarily
to leadership as much as the team. But leadership needs
to set some parameters around that. And managers need to
have one meaningful conversation with each employee each week. That's
(18:51):
that coaching part us talking about earlier. But managers need
to get better and better at having one meaningful conversation.
Can be fifteen to thirty minutes if it's every week,
but they've got to do it every week with every
employee that they managed so that they don't lose touch
with the organization. We could have the best workplaces ever
if we get this.
Speaker 1 (19:06):
Right spot on, absolutely correct, guys. The book is called
Culture Shock by doctor Jim Harder. Download it, find it,
get it delivered. You'll be one step ahead of the competition.
And who doesn't want to be there? Doctor Jim Harder,
I knew the time would fly. Thank you so much
for your insights, for your recommendations for this new corporate
air quotes normal. We really appreciate it, this powerful stuff.
You've got an open mic anytime. Please join us again
(19:28):
and you can appreciate it.
Speaker 2 (19:29):
Kristen, have a great day.
Speaker 1 (19:31):
You do the same, and we'll be right back gang
right after this, and we are with the Kristin Agophian Show.
(20:02):
And we're not only coming up on school letting out,
I mean my kids are counting the days. We're also
coming up on another very important day. Father's Day is
heading at us full steam ahead. And so many of us,
myself included, are so grateful for the amazing dads in
our lives. My dad is amazing, My husband is an
(20:22):
incredible dad. So many wonderful guys out there that ask
for so little and do so much for so many.
So who better to join us via our newsmaker line
than lifestyle expert Keiam Malone back by popular demand courtesy
of Dick's Sporting Goods, with some gift ideas for every
type of dad that's out there, yours included, Kia. Welcome
(20:43):
back to the show.
Speaker 3 (20:44):
Hey, Christin, thank you so much for having me. I'm
super excited to talk about this today.
Speaker 1 (20:48):
Good stuff. Okay, Now you know that our show is
all about living a luxurious life without breaking the bank.
And this is why we especially love our segments with you,
because your gift idea is not only score huge points
with the favorite dads in our lives, you know the
impossible to shop for dads in our lives. So you're
checking all kinds of boxes here, but you're so useful
(21:09):
and they don't break the budget. Talk to us about
what you're seeing as this year's top scoring sports gifts
for the men's in our Lives. What's the latest must
have gift items that you're seeing on the radar this year?
Speaker 4 (21:22):
Oh my gosh, there's so many things.
Speaker 3 (21:23):
I mean, so many things, and so many things at
great price points and that's the thing.
Speaker 4 (21:29):
You have just just a plethora of items.
Speaker 3 (21:32):
As I'm you know, looking around the store this morning,
there's so many things to choose from. But first of all,
before we get into that that key gift, you have
to think about what does dad like to do? Because
they are so hard to shop for. What does my
husband enjoy doing? How does he like spending his free time?
(21:54):
You know, it drives me insane trying to think of, Okay,
what do I get rich for?
Speaker 4 (21:58):
You know, Christmas?
Speaker 1 (21:59):
What do I get them Father's Day?
Speaker 4 (22:00):
What are you?
Speaker 3 (22:01):
And I just need to come back to the basics,
and we all need to do that. Come back to
the basics. Think about, Okay, on a Sunday, what would
dad like.
Speaker 4 (22:10):
To do to relax?
Speaker 3 (22:12):
How would he like to spend his free time on
a Saturday. What is he wanting to do when he
gets off work on Friday and he just wants to
chill out. That's how you find the best Father's Day gift. Ever,
when you think about what type of person he is.
Speaker 4 (22:28):
Is he an outdoorsy person?
Speaker 3 (22:30):
Is he an athlete, a tailgater, casual, a hiker, a biker, golfer.
That's when you really get into the good gift giving
items and options and that he'll be bragging to all
of his friends about and you're going to be the
best person ever in his life. Okay, So think about
how does he like to spend time with his free
time and find something that fits his lifestyle and then
(22:55):
you can come here and find it.
Speaker 4 (22:56):
I promise you.
Speaker 3 (22:57):
Now you ask me for the the number one, let
me give you the answer. Oh I can't give you
the answer because there's there's just not one.
Speaker 4 (23:05):
There's so many. Starting with the Yetti backpack cooler. Have
you seen this thing.
Speaker 3 (23:11):
It's it's the wide mouth, tough as nails ice for
Day's backpack cooler.
Speaker 4 (23:18):
I'm telling you this thing is gold. It is the
most comfortable backpack.
Speaker 3 (23:23):
It's super soft, it's it's it's it's comfy, it's it's flexible.
It it's perfect for your athlete, for your tailgater, for
your casual outdoorsman. His drinks will never get warm. There's
so much ice for days. I mean, I'm telling you
it's it's perfect. Pair it with the YETI drink where
he's gonna be like, oh my gosh, look at all
(23:44):
this yetti gear they gave me.
Speaker 4 (23:46):
I'm the best ad ever.
Speaker 3 (23:47):
Yay, if you have a runner in your life. If
you have a runner in your life, the brook sneakers
are amazing.
Speaker 4 (23:57):
They're super comfy. They look great.
Speaker 3 (24:00):
I have a pair of Neon like bright orange and
trimmed and blue adrenaline GT.
Speaker 4 (24:06):
I mean, these are really nice. There's stylish.
Speaker 3 (24:09):
Then after the workout, if you've got a guy's got
like tension in his neck, you know, lower back pain,
all of those things. The thera gun many percussion massagers
are dynamite.
Speaker 4 (24:22):
I got one for my husband for Christmas. It's really
for me.
Speaker 3 (24:25):
It is really for me because then that way, I say, honey,
let me try.
Speaker 4 (24:31):
The thera gun on your neck. I know your neck
was bothering you today. And then I and I use
it on his neck and I say, okay, now can
you get my shoulder right here? See it's it's really
it's a two fur. It's a gift for him and
a gift for you. I'm trying to help you out today,
all right.
Speaker 1 (24:47):
You're always a huge help. But you know what I
love in you know, on top I writing notes as
we're talking here, And what I love most is that
all the stuff you're talking about because I tend to
overthink my gift hearing sometimes and it's to the detriment
of everyone when I'm thinking it has to be something
huge and splashy because we love these guys so much,
and who the heck has stressed more during and everything
(25:09):
else and you know every headline out there. The dads
do it quietly, but they're stressing big time and we
know it. So we want to kind of help them out.
We want to show them how much we care. But
the stuff that I would normally pick, I overthink it,
I overspend it, and then it's something that I don't
even know if he's going to use. And you just
nailed it with things that he's going to not only use,
but he's gonna like it, he's going to enjoy it,
and it doesn't break the bank. This is why we
(25:31):
love having you on here. And as we're coming out
of you know what I'm talking about. You know we
still have those loved ones in our lives that aren't
crazy about going out right and shopping. Yet you know,
we can understand that it's going to take some time
to get back to the full, straight up twelve o'clock normal.
What would your shopping like maybe your top two or
three shopping tips be for those who want to get
(25:51):
their favorite guys something special for Father's Day. Maybe they're
just not in the face to face shopping mode yet.
What's the guidelines for getting stuff to their door without
them having to go out?
Speaker 3 (26:00):
Okay, So that's that's why I love this one. Stop
shopping for all your father's they needs because you can
sit from the safety and comfort of your home, behind
your laptop at your desk, and you can buy online
and then you can just pull up to the store.
Speaker 4 (26:17):
Pull up to the store and they will bring everything
to the car. You don't even have to get out.
Speaker 3 (26:22):
You don't have to worry about a mask, you don't
have to worry about any of that. You can just
pull up to the store and say hey, I'm here,
and then they bring everything out to the car for you.
And that's one of the things, you know, because you
do have people who still aren't really comfortable and being
in a lot of environments, that's fine. You can still
find the best price guarantee right here and feel confident
(26:43):
that you're paying the lowest price out there. Now, you
can also get them a gift card because there are
the I mean those super uber picky people and you
just don't know and you just don't want to buy.
Speaker 4 (26:53):
The wrong thing.
Speaker 3 (26:54):
Get them a gift card and then that way they
can pick what they want and then you can say, hey,
I'm I was thinking about you. This is a token
of my appreciation however you want to word it. And
then that way they have something fabulous for them, and
you know they will use it over and over and
over again.
Speaker 1 (27:11):
I love that, you know, I've always been a huge
fan of the gift cards, especially you know with the holidays,
Father's Day, Mother's Day, you know, even Christmas, Hanukah, that
kind of stuff, because it's something you can use all
year long. You don't know what your sporting needs are
going to be, maybe until August or later on in
the year. I love a gift card. It is so
easy and it just it checks every box. And everyone's
in winter with that. I love that. And as we
(27:33):
I knew, the time is going to fly, So we
ramp up for another busy summer one that please God
is hoping. I hope to God it's a lot more
normal this upcoming summer. Here at Cosa Agopian, we're getting
ready to head out to as many local baseball games
as we can manage. What's the top sport that the
Malone household is going to be heading to for the
summer or anything on your radar?
Speaker 3 (27:52):
Let me tell you it's We're we're big football fans.
I mean it's it's always football. It's always oh you football,
oh you Sooners. You know, University of Oklahoma is our school.
Big we're big college college fans. But I'm gonna tell you,
you know a lot of people are really going for it,
like big outdoor fun stuff this summer.
Speaker 4 (28:14):
They're going for it.
Speaker 3 (28:15):
There's a ton of Pelican kayaks here that are very
popular this year.
Speaker 4 (28:19):
Uh huh yeah.
Speaker 3 (28:21):
Could you imagine Father's Day? Yeah, you show up with
a with a with a Pelican kayak. I mean, think
about it.
Speaker 4 (28:28):
That's that's a gift.
Speaker 3 (28:29):
That's a big gift, and that's an awesome gift and
no one else is going to have that gift. And
the dad in your life is going to go see,
look how awesome I am. I got this big kayak
just for me, or maybe.
Speaker 1 (28:40):
A bike exactly.
Speaker 4 (28:41):
Uh huh yeah.
Speaker 3 (28:42):
I mean these are all the cool things. You don't
have to stick with the shirt. The you know, socks.
Speaker 4 (28:50):
You don't have to.
Speaker 3 (28:50):
Stick with the basic stuff. Gets something grand this year,
you know what I mean?
Speaker 1 (28:54):
Have something fun I do. Yeah, yep, And that's why
that's why we love you, because you have all these
great ideas, none of them break the bank, and there's
stuff that the guys are actually going to appreciate. That's
all we want to do with this Father's Day show them.
You know, another year's gone by, We've watched everything you've
been doing. Dad's You rock the house. We still appreciate you,
and every gift you just talked about is a fabulous
example of that. And I knew the time would fly.
(29:15):
Where do our listeners go for more information and more
of your awesome great gift giving hints?
Speaker 3 (29:20):
Hey, head over to Dix dot com for more information,
or go visit your local Dick Sporting Goods. I mean,
I'm telling you're going to walk in the store and go, ah,
it's it's heaven.
Speaker 4 (29:28):
You have so many things to chuse. I know you
can't go wrong. You can't go wrong.
Speaker 1 (29:32):
We've got one like fifteen minutes from us, and it
is always I mean literally, I'm not exaggerating. Literally, since
like March the month of March. It has been really
hopping in a way that I've never seen, you know,
pre COVID, post COVID, anything like that. So clearly they're
onto something. And if you've got a wonderful dad in
your life, a granddad, a stepdad, a god dad, whatever
it is out there you have dad in your life,
(29:52):
that's the place to go to make them feel really,
really special. This Father's Day good stuff, keym alone, you
and Dick Sporting Goods making it super easy to spoil
the great meta in our lives for Father's Day. You're
the best. Have a wonderful summer. Join us again when
you can be safe.
Speaker 5 (30:04):
Thank you so much, and I thank you for having it.
You bet we'll be right back in right after this,
not to.
Speaker 3 (30:15):
Steal the best of all.
Speaker 1 (30:21):
Circumstances.
Speaker 4 (30:34):
I just gott al come.
Speaker 1 (30:42):
And we are back with the kristin a Goophian show
with tried and true strategy sent in from listeners who
have managed to make their retirement goals a reality, whether
they wanted to be debt free, mortgage free, and maybe
a half million in the bank. And we're talking about
people who were solid by their own admission, blue collar workers,
some white collar workers, people across the whole spectrum. They
(31:04):
took their goals and they made them a reality. No ifs,
no ands, no butts, no excuses, and they're working with
the same parameters we are. They're trying to raise families,
maybe start businesses. Maybe they lost a job had to
find another one. This is the world as we know it.
And in a world where you're hearing all of these
various headlines, nobody has anything in savings, everybody's this much
in debt, you think to yourself, this is the new reality.
(31:27):
This is going to be life as I know it. Well,
that's crap. Here's where we turn that around and you
start making every one of your financial goals. I'm talking
about lofty ones that you don't even want to say
out loud. Here's where we make them a reality. Okay,
here's the bread and butter ones that people seem to
know but it never hurts to hear them again. Aim
for short term savings goals. You know what this is
reminding me of. This is like weight loss goals. Don't
(31:49):
go for a crazy I'm going to lose fifty pounds
in a week, because you know you're going to make
yourself miserable. It's unattainable, and when it doesn't happen, you
feel like a flop. I'm not speaking from personal experience
or anything, but when it comes to short term savings goals,
all right, make it a goal like saving twenty bucks
a week or maybe one hundred bucks a month that
turns into over one thousand dollars a year effortlessly. Okay,
(32:12):
maybe you can double that, maybe you can triple that.
Whatever it is, find your number, stick to it. It's
all good. Here's another tried and true one. This was
across the board with every self made success story I
connected with. Start saving for your retirement as early as possible.
Very few people get rich through their wages alone. And
(32:33):
it is the miracle of compound interest, or earning interest
on your interest. That's what that's known as. Over many years,
that's what builds wealth, and it is delicious. You guys,
know how when you buy something on a credit card
and you're paying interest, and then the next month, when
you haven't paid that off, you're now paying interest on
that interest payment as well, and on and on you
(32:54):
go until it's this hellacious credit card bill. That's what
we're talking about in reverse for your savings accounts. You're
not in the situation anymore where you're owing more and
more each month, you're paying off those credit card bills.
This is where compound interest works in your favor with
these kind of fantastic again, extremely easy to put together
(33:15):
retirement accounts because time is on your side. I don't
care if you're thinking you've got one decade before retirement.
Maybe if you're really smart out there, you've got five
decades before retirement. All right. Victor and I are planning
on retiring sometime in our mid seventies. Okay, we started
saving right before we got married. I was always in
a four oh one k thanks to my parents' influence.
They were very big on those. You want to know
(33:36):
how well that's worked out. A couple of bucks each month,
put into an account from twenty years ago into a
four oh one k today and delish. And I want
you guys all to know that as well. All right,
So start saving, start researching, see what works best for you,
make your savings plan, stick to it. That's another big
tip from all these various people. And I want to
get into some lifestyle stuff too, because these self made
(33:58):
success stories. I had some great, you know, just entertainment
tips and lifestyle tips. And since they matched a lot
of what I'm doing right now, it's kind of patting
myself on the back, is too. It's some shameless self
promotion here, but here's some good stuff. Treat yourself. This
is something I don't do myself, this strategy, but I
liked this. It's caught my eye. Treat yourself, say these
(34:18):
self made success stories, but use it as an opportunity
to save. Match the cost of your non essential indulgences
in savings. So if you take the whole family out
to a movie, all right, you're paying top dollar. You're
buying the popcorn, or maybe you're buying like a meal
and drinks and cocktails, the stuff you can buy in
movie theaters these days. Freaking out, who wants to do that?
(34:40):
I don't want to indulge in, like, you know, a
steak dinner in the dead dark one trying to do
a movie. I don't quite get that. But it's a
business model that's picking up because you got these steakhouse
dinner places you can get you know, all of these
sophisticated meals and desserts and alcoholic beverages delivered to you.
You want to know a good way to lose a
lot of money, Have it put in front of you
in the form of food during a movie that you're
(35:01):
trying to pay attention to. You're not going to pay
attention to the food, and now you're paying huge amounts
for the food that you don't even remember. All right,
can you see can you just picture the look on
my face right now? Say you go out and do
that anyway, and your family of four is easily, effortlessly
spending about one hundred and fifty bucks. That's the number
I'm hearing. Okay, so you've done that, As I fight
down the gag reflex going on right now, you then,
(35:24):
without hesitation, you can do this online as well. You
now put one hundred and fifty bucks into savings two.
So now that little before you go out for your
next one, you'll think to yourself, do I really want
to have three hundred less in my current account? You know,
if you do go out and spend that money, you're
going to spend that same amount and put it into
a savings account. It seems to be rather helpful in
(35:46):
getting you to focus. You're already putting money into savings accounts. Anyway,
It's meant to be something to kind of give you
a little, you know, nudge between the shoulder blades. Do
I really want to go out and spend that? So,
for example, you know, you go out, you put the
same amount into your savings account, and if you can
forward to save the matching amount, you probably can't afford
the treaty either. Here's another heads up. Coming home and
spending some time in front of your own probably big
(36:08):
screen TV that hopefully you got for a good, you know,
good price. Maybe you got it for a gift, or
you've pulled your money. Whatever it is, half a seat
in your family room in front of the two zillion channels,
a half zillion of those channels being movie channels, pop
up some popcorn, and enjoy just hanging out, all right,
and you'll do it for about oh, one hundred and
fifty bucks less than if you've gotten in your car
(36:30):
and driven to an overpriced theater. Now here's the thing.
I love going to the movies. I love it. I
love going to the movies. I will always love movies.
But I don't love it enough to spend one hundred
and fifty bucks that I don't have, or that I'd
rather put towards something else, And you'll probably feeling the
same way. Feel no compunction whatsoever when you hear from
buddies on Facebook. Hey, I'm going to the premier screening
(36:50):
a blotty blah. Well, good for you. I'm keeping my
money in the bank blotty blah, and I'll watch this
on DVD or when it shows up on cable and
whatever else. You'll live and guess what, you're gonna live
a richer for it again, have fun, but do it
in a way that's not going to break you, that's
not going to keep you up at night. Boom malicious.
All right, next up now and again there's so many
good things here. We got to do this again next week.
(37:11):
Oh I love this. More entertainment savings tips. Do you
want to know where you can find that pricey DVD
with the brand new movie that you've been dying to see,
but you disciplined yourself and you didn't go to see
it in the movie theater. You want to see it
on DVD instead, And we all know that when we
watch that DVD once, we're never watching it again. Get
(37:32):
your local library, guys. In the time since I have
started touting the many, many benefits of loving your local library,
they have stepped up their game even more. And if
you're looking for movies, you're looking for books, you're looking
for magazines, all the things that we may be overspend
on just a bit, but we still love it. Hey, guys,
we don't smoke, we don't drink, we try not to
(37:53):
averdulge in food. So we love our magazines and our
books and our movies. I get it, but we don't
want to overspend on them. How delicious would it be
to get all those same movies bring it home? Maybe
if you want to find those movies and take it
up a notch, you throttle back on that expensive movie
package that none of us have the time to engage
in these days, with our ten thousand different channels out there.
(38:16):
Throttle back on the channels you've got. Love your local library,
bring all those same movies home, love the smell of
popcorn in your own family room, and do it for
a fraction of the price. That money goes straight into
the savings account. Love that compound interest, and say a
year from now, do that a couple of times a month,
and a year from now, think about how much more
in the cappird seat you're going to be. More strategies
(38:37):
straight from the self made success stories that love this show.
We love you back and until next week, save those pennies,
pay with cash, and you all stay froogle out there,
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