Episode Transcript
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Speaker 1 (00:03):
Hey, everybody, Welcome to the Christen Agopian Show. Shout outs
from everybody here in Studio B as we connect with
our two hundred plus stations coast to coast via the
BIZ Talk Radio and BBS Radio Networks. Greetings to you all,
thanks for hanging out. This week's show is brought to
you by our caring sponsors at Elite Rehab. Guys, we're
(00:24):
going to keep playing this because I'm hearing from people
who have tried other things.
Speaker 2 (00:28):
It didn't work.
Speaker 1 (00:28):
They tried helping their family members out with other companies
and other programs didn't work. They're picking up the phone.
They're calling Elite Rehab, and thank god it's working. Because
everyone knows a family out there that is fighting the
effects of today's substance abuse epidemic. It's taking our young ones,
it's taking middle age, older age, every age. It's an epidemic.
(00:51):
That's what we call it, because that's what it is.
And if someone you care about, someone you love, needs help,
pick up the phone, call the professionals. Put them to
work for you. Eight hundred nine three two four zero
a two. That's eight hundred nine three two four zero
a two. Help your family, help your friends, Help the
ones you love put that chapter behind them where it belongs.
(01:14):
Eight hundred nine three two four zero A two. All right, guys,
now big highlight this week because I'm kind of freaking
out at the responses and the results I'm getting from
this incredibly inexpensive, often free solutions for a lot of
our top most annoying physical problems.
Speaker 2 (01:35):
These days, you guys have emailed me, you've texted me,
You've made me laugh.
Speaker 1 (01:39):
I love you, guys, in no particular order. Actually, this
is something that does seem to grab a good number
of us.
Speaker 2 (01:47):
Gang.
Speaker 1 (01:47):
You know, I'm huge into let's say, reversing the clock
in ways that don't cost a lot of money, or
attempt to sucker me into bull crap, unproven strategies. I'm
now in my fifties and I'm finding that I'm being
targeted by a lot of companies with some magic, miraculous
elixir or some plan unproven, untested, stuffed with chemicals, and expensive,
(02:09):
not in order of importance. So I'm kind of no,
thank you. But I've been doing something lately. I was
talking about this behind the scenes. You're gonna think I'm nuts,
because I am honestly the most level headed, read almost boring,
anti hocus pocus, bull kind of gal you would ever
(02:29):
want to meet. Shut up, Tony. But I've been doing
this thing called grounding, all right, grounding, Google it, look
it up if you don't believe me. In a nutshell,
all right, when you ground, which means just putting your
bodies mainly my feet in contact with the earth, You're
gonna think I'm nuts, guys. I'm so not hippy dippy
like this. However, when we ground, just putting your bare
(02:52):
feet in the sand at the beach, or on the
ground at the lake, or in your own backyard or
in a park, just take off the shoes for two
minutes and plant them right there on the ground.
Speaker 2 (03:05):
All right.
Speaker 1 (03:06):
We absorb the Earth's free electrons. I'm trying not to
laugh even reading this, because I got to tell you,
you know, my reaction from this when you put your
bare feet in contact with the earth. Again, we just
got back from the shore. You might have you know,
might go towards the lake. You might just want to
walk around back, you know, in your own backyard. Whatever
it is, doesn't take a lot of work. You absorb
(03:27):
the earth's free electrons, which is one of the most
anti inflammatory things you can do. Apparently you neutralize when
you do this, you neutralize all of the harmful free
radicals in the body. We're always hearing about the free radicals,
and you're supposed to do this, and you're supposed to
do that, and you're supposed to slather on this cream
or do this pill or whatever else new according to
(03:52):
who is this Stephen Sinatra, MD, author of Earthing. I
looked up this book when I had the reaction that
I did all the time. We and indoors reduces that contact,
all right, So the free radicals are going crazy and
getting the upper hand. But something that interested me with
this we used to live in a day and age
where even when we were wearing shoes, they were made
out of leather. They were made out of natural materials.
(04:14):
And when you wore leather shoes and you touched the
ground with them, you walked on grass, you walked on gravel,
you walked on anything, you still had contact with the
earth and you were still absorbing all of those electrons
that really benefited the body.
Speaker 2 (04:28):
Okay, and then we changed to you know, the rubber
soled shoes. All the shoes that.
Speaker 1 (04:31):
I own are made of the most non natural materials
in the world. All right, you're probably the same way.
Here is what I have gotten from the experience, non
hippie me indulging in just about about fifteen minutes of
grounding a day, all right, just putting my bare feet
when I'm sitting on the backstep. I'm talking to my folks.
(04:51):
I'm doing business calls. I'm answering emails on my kindle.
I have changed nothing else in my life, no change
in anything, certainly not taking any pills.
Speaker 2 (05:01):
No change in foods.
Speaker 1 (05:02):
Well, you know what, one small change in foods that
I will detail later in the segment. Certainly no drugs.
I don't do them, prescription or otherwise. I have been
grounding now about fifteen minutes a day. Okay, been doing
this for a few weeks. Now I am now sleeping
like a log. I am sleeping in ways that I
have not slept since the day before Katie, my firstborn,
(05:24):
was born. I'm sleeping like a log, which for me
is downright miraculous. All right, here's the next thing. I'm
noticing the aches and pains in my joints, namely my ankles.
My niece gone also downright miraculous. Now they were never debilitating,
but those aches and pains were there, and now they're not.
All right, give it a shot. I am talking about
(05:45):
maybe twenty minutes a day sitting on your backstep. Now,
God forbid you relax, because none of you guys relax.
I get all of your emails on the same way.
But sit out there, get caught up on emails with
your kindle, call your family, get caught up. God for
did we spend a little time on us right. If
you're hitting any shoreline this summer, this is especially cooled
(06:06):
lakefront ocean beaches, filling the kiddie pool for the kids
and grandkids. Just putting your feet in the grass. Let
a little water splash over your feet. My god, I mean,
just enjoy it.
Speaker 2 (06:17):
Do it.
Speaker 1 (06:18):
I triple dog Dairrea to give this a shot. You
might just be amazed.
Speaker 2 (06:24):
Let me know how it.
Speaker 1 (06:25):
Works with your aches, your pains, sleeping, maybe even you
know whatever it is. You know your bodies better than
I do, certainly, And I'm getting the look from all Okay, Tony,
everybody else here in the studio giving me the look.
Speaker 2 (06:38):
That's fine. I'm gonna make you up one day.
Speaker 1 (06:39):
You guys can give me your full responses to this stuff,
but honestly, give it a shot. Let me know what
you find out, all right, I want to hear from you.
Find me brilliantfrugal living dot com. There's one thing next up,
hot on the heels of that idea. This ties in
lowering your stress level by spending any kind of time
around a body of water, a lake, a stream, and ocean,
(07:01):
the neighborhood YMCA pool. A study in this journal called
Health and Place. I had to look it up. It's
there found that people of any age, kids, seniors, anybody
in between who enjoy what they call blue spaces like
a pool, an ocean, a lake once a week doesn't
have to be some full time twenty four to seven thing.
(07:22):
Once a week, we're seventy percent more likely to report
high well being, which is just another hippie dippy phrase
for a measure of good mood and physical health or
right even just looking at the bodies of water. If
you're anything like me, you'll be multitasking on a phone,
hopefully getting some time to read a book. But honestly,
(07:43):
if I'm with my kids near any body of water,
even if my husband's with me as a parent. You
parents and grandparents out there, or people out there with
any kids in your life, you'll get what I'm talking about.
If my kids are in the water, my time at
the water's edge is generally spent now, unblinkingly, dry eye
(08:04):
scanning the waterline for a dorsal fin, just constantly. That's
where my brain's at while I smile and laugh at
my kids like I'm relaxed. Okay, yeah, I constantly worry
about this, you know, even even lakeside yet, because you
never know of some freakish fresh water predator is going
to come at my kids. So yes, heck, when your
kids are little, you're like scanning the bathtub for hazards.
(08:24):
So enjoy the visual of me at the beach all right.
Now another one. I got to get this in before
we hit the first break because this one's big. Another
astonishingly effective sleep aid that I never would have thought
of or believed until I tried it for myself, because honestly,
I don't sleep much.
Speaker 2 (08:41):
People.
Speaker 1 (08:41):
This is not going to be a shock for those
who spend any time around me, because I got a
written all over my face. I don't sleep a lot.
I'm in bed during the night time hours. But I'm
not sleeping. I'm obsessing over any number of things, business things, household.
Speaker 2 (08:54):
Tasks, just stuff.
Speaker 1 (08:56):
You're probably the same way, honestly, because I've stuff this,
I would maybe toss and turn for five or six
hours a night. Just chalk it up to reality, you know,
being one of the grown ups, and just plug in
the beloved coffee maker in the morning, plug through just
like everybody else. Now, what makes people sleep? Think about
this for a second. Kids, Some of the finest sleepers
(09:17):
on earth, God bless them, have a lot of what's
called the relaxing hormone melatonin. You guys have heard this right,
coursing through their adorable little systems. As you get older,
few more tasks at hand, maybe some taxes to pay,
maybe a job or two to go to, melatonin in
your system plummets and that regulates your sleep and wake cycle. Okay,
(09:41):
All of the pharmaceutical sleep aids out there try to
reverse that, and.
Speaker 2 (09:45):
Some people do very well on them. Good for them.
Speaker 1 (09:47):
For those who have tried any of that stuff and
they're not finding a good fit, wait until you hear this.
Speaker 2 (09:54):
I couldn't believe it.
Speaker 1 (09:54):
I wanted to find a good way to increase melatonin naturally.
So I read that cherry just regular, nothing fancy cherry juice,
drinking eight ounces a day, which isn't a lot, isn't
a little, isn't a lot? Saw their sleep time increase
by eighty four minutes a night, like an hour and
a half. I laugh out loud at this. I think
(10:16):
it's hysterical. There's no way this can be true. Also,
it can be expensive as heck, in my opinion, like
five dollars a bottle for cherry juice. So it just
wasn't really big on my radar. All right, wait till
you hear what happens after I spend just a little time,
not with expensive pharmaceuticals, not with expensive pills or drugs
or hippy to be anything else. I'm gonna flip your mind. So,
(10:36):
just like I gotta flipped my own with just one
week of inexpensive cherry juice, you know, less expensive than pharmaceuticals.
Let's put it that way. What it did for me,
a fifty year old insomniac. Right after this.
Speaker 2 (10:54):
Not too.
Speaker 1 (11:02):
And we are back with the Christian Agophi and show
sharing our various listeners. Amazing ideas for using contact paper.
Of all things, I can't believe the word's coming out
of my mouth. Contact paper, This new generation of contact
paper that has been created in some of the most flawless.
You know, brushed nickel, burnished copper, fantastic marbles, Italian nite
(11:26):
marbles and granites and every single beautiful, elegant finish that
you can think of, you will find it out there
on today's contact paper. Not only that it's easy to
put on, it's easy to take off if you're currently
in a rental or not sure you want to keep
the look beautiful stuff. So when I was patting myself
on the back for using this on an old fireplace
(11:48):
mantle in the master bedroom back home, was really thrilled.
Speaker 2 (11:52):
I loved it.
Speaker 1 (11:52):
Could not believe I'd not heard more about this stuff.
You guys sent me pictures, projects, descriptions, ideas, and that's
what we're doing today, in no particular order. If you've
got stairs, stair risers, or your stairs in your home,
your apartment building, wherever it is that you don't like,
they don't have carpeting on them, they're kind of blah
beautifying stair risers.
Speaker 2 (12:12):
I got pictures here.
Speaker 1 (12:13):
You know, if the stairs are just stairs, you're not
in a position to get a custom runner made, you
know that kind of thing. Use contact paper on the stairs.
Patterns are especially gorgeous. You can even search for like
a temporary wallpaper to find some more interesting looks. People
put like a bamboo look. They're on the risers. They're
putting all kinds of amazing different wood finishes right there
on the risers and letting the part that people step
(12:35):
on be something, you know, just the plain bare wood.
Speaker 2 (12:38):
It's really gorgeous. I love this.
Speaker 1 (12:41):
The pictures sent to me for this next one are
especially charming. And here's why I love this stuff. Sticking
it to the back of bookshelves and then making matching
dressers matching you know, of my gosh, they put together
this entire bedroom set. These families are finding wonderful old
bedroom sets, say on something like Craigslist or a garage sale,
(13:03):
or they're finding it for next to nothing at their
local department stores, but they want to customize it a bit.
The creativity that I'm seeing is blowing me away. They're
taking old let's say, the old dark bedroom sets, really
dark heavy wood, impossible to destroy jobs the heirlooms, especially
out there. Maybe you've got airlooms in your house. You
get the point, and you're thinking, Okay, this is going
(13:24):
to be for my room. I love it, maybe for
you know, my spouse's room, a kid's room. And the
dark wood isn't doing it. And especially to the front
of the dressers are really dark and gothic or whatever else.
Speaker 2 (13:34):
You think it's a done deal, you got it. Rid
of it.
Speaker 1 (13:36):
No painted white, painted tan, painted some gorgeous mellow, you know,
but lively color where it's going to make your eyepop,
but it's not going to make your eyes bleed that
kind of thing. Make it completely customized to your favorite colors.
Then on the front of these dressers, people are using
contact paper in victorian patterns, or in contemporary fun kid patterns,
(13:59):
or in just wonderfully masculine patterns, whatever it is. They're
customizing it and making these furniture sets from something that
they may have acquired for very very little into these
beautiful hand me down airloom, gorgeous pieces of furniture, one
of a kind. And that's my favorite part of doing
things frugally like this. When you're done, not only do
(14:21):
you have some new bedroom set, or a new set
for your study, or a new set for the kids room,
or a new office set or kitchen set, or you
name it. You have something that is utterly unique in.
Speaker 2 (14:32):
All the world.
Speaker 1 (14:33):
It talks about your personality, it talks about your taste.
It's not something off of a catalog. Anybody can get that.
When you acquire a piece of furniture that you know,
maybe even might have wound up in a landfill somewhere
or locked up in some dusty storeroom somewhere, or in
some locker miles away. Right, you have your hands on it,
and you transform it through a little bit of sandpaper
(14:55):
and maybe a little bit of Old English or your
favorite paint color, a couple of hours of your time,
and then this contact paper to make it utterly, uniquely yours.
I absolutely love the pictures. It's fantastic. Check out craik'slist,
find what you're looking for, and then make it yours
with a bit of Old English, some paint and this
wonderful contact paper.
Speaker 2 (15:14):
Gorgeous. What are we saying here? What's this next one?
Speaker 1 (15:17):
Covering all these are mid notes, covering up these granny
cabinet fronts. You guys, know what I'm talking about. People
who are in brand new construction will not see these.
A lot of our listeners are not in brand new construction.
A lot of our listeners are like me. We're in
these wonderful homes we've had for decades. Maybe we just
moved in last year and it's a fixer. Maybe it's
something we've had for decades, and we love the kitchen
(15:37):
exactly as it is. But you hear about these brand
new kitchen redos, the kind of thing you kind of
drool a little bit side of your mouth. Oh my god,
these new kitchens look so great, And the first thing
you want to think about are the cabinets, and you're
freaking out like I would like. It's all gonna go wrong.
It's gonna be the money pit. This is never gonna
get done. Things are gonna go wrong. It's gonna cost
more than we ever thought. Go and find the various
(15:58):
new wood, the various types of wood finishes that they
have on this contact paper these days. You can do oak,
you can do maple, you can do like a like
a pale.
Speaker 2 (16:10):
Norwegian sort of you know, hue to it as well.
Speaker 1 (16:13):
Anything you're looking for, try it on one cabinet and
send me a picture. You can text it to me
at six' ten eight four four four nine one. Three
number again is six ten eight four four four nine one,
three or send it to me probably better send it
to me Via. Facebook send it to me via you
know the. Website go To Brilliantfrugal living dot. Com send me.
(16:34):
Pictures we can start comparing them coast to. Coast you'll
hear from all of our other listeners as well with
what you want to.
Speaker 3 (16:39):
Do good.
Speaker 1 (16:40):
Stuff rental kitchens especially notorious for cabinets that look like
they're straight out of the. Fifties you know What i'm talking,
about and we all love our custom. Fronts maybe you
have a rental that you're looking to freshen up for
the next. Person maybe you want to up the rent
a little, bit perfectly, understandable and you want to freshen
up the kitchen to, help you, know give you a
good reason to do.
Speaker 2 (16:57):
It do it with this contact. Paper it's.
Speaker 1 (16:59):
Beauty this next one is Something i'm really seriously thinking about.
DOING i described this. Before i'm going to go into
more detail on this. One the pictures that people have
sent me who have created a kitchen. Backsplash some people
it's a bathroom backsplash out of thin air with this
gorgeous contact.
Speaker 2 (17:18):
Paper it's.
Speaker 1 (17:18):
Fantastic, now you guys may or may not. Know this
stuff is really kind of. Protective so if you don't
have a backsplash in your kitchen right, now mine is
simply a wallpaper border that matches my, wallpaper, okay and it's.
Speaker 2 (17:30):
OKAY i have to change it up once a.
Speaker 1 (17:31):
Year i'll put a new strip, down take the old,
strip you, know take the old strip, down put a
new strip. Up but WHEN i see these Beautiful italian
looking tile backsplashes that look so much more elegant and,
more you, know kind of step up from What i've
got right, now very. Tempting so you can slap some
on the wall behind your oven as, well wipe it
clean when it gets when it gets covered in soup
(17:52):
spatters or whatever. ELSE a marble pattern is What i'm leaning, towards.
Honestly but you also you can also find. Fautile you
can find everything next, Up, yes do it yourselfing for the.
Tabletops the tabletops along with the countertops are phenomenal ways
to start your fun with this type of contact paper
(18:13):
because it's, flat it's easy to work. With there's no
crazy corners you have to deal. With and again the
projects being sent to. Me case in, point people working
on their. House they have this beautiful basement that they're,
rehabbing and it's got the lower ceilings like most basements,
do but it have this, huge wide open space that
was begging for this elegant, bar this old fashioned. Bar
(18:35):
and this guy got a bar On craigslist straight out
of an old restaurant. BUILDING i think they had to
get rid of. It he came to pick it. Up
it was old, fashioned it was, Heavy he had a
buddy help him. Ount and now this beautiful custom antique
piece with god knows how many stories behind.
Speaker 2 (18:50):
It is in his.
Speaker 1 (18:50):
Basement he refinishes all of the wood and slaps this
new piece of wood on top of, it covered in
this antique looking.
Speaker 2 (18:58):
Marble it is one of a. Kind it.
Speaker 1 (19:01):
Is i'm not even doing it justice describing it right.
Now but he took this piece of furniture that otherwise
that had all his, history all of these, stories this
old bar from an old restaurant in Downtown, philadelphia and
he now has it in his basement right, now refinished,
rehabbed giving it a brand new life with this beautiful
it looks Brand it looks like it was belonging to
it since the days.
Speaker 2 (19:21):
It was brand.
Speaker 1 (19:22):
New this gorgeous Marble italian marble looking countertop on the
top of. It and that's in his basement right. Now
it's a beautiful show. Stopper it's such a conversation piece as.
Well that's the kind of Thing i'm talking. ABOUT i want,
you guys to use your imagination with the most blowout
ideas for your beautiful. Homes maybe it's for an office,
Space maybe it's for a, Rental maybe it's for your,
(19:44):
camper maybe it's for whatever. Else, guys hang out for a.
Second dad And Daughter talk Real estate right after, this
and we are back with The Christian negopian. Show half
past the. Hour you know at that that means time
for another fabulous episode Of dad And Daughter Talk Real
(20:04):
estate with the fine gent to my, Right, dad take it, away, sir.
Speaker 4 (20:08):
And hello, again.
Speaker 3 (20:09):
Everybody John harriet here With Keller Williams Real estate with
another educational and entertaining always edition.
Speaker 4 (20:16):
Of dad And Daughter Talk Real. Estate.
Speaker 3 (20:18):
Educational we try to bring folks up to date on
some of the trends in the real estate business that
you really really really need to know about if you're
contemplating a real estate. Transaction and of course there's no
way we can cover all the details, here So, chrissy
please give them the number of The dad And Daughter
talk Real estate.
Speaker 1 (20:34):
Hotline, absolutely guys call her text anytime four eight four
five seven four four zero eight.
Speaker 3 (20:41):
Eights that's four eight four five seven four four zero eight.
Eight you probably won't get.
Speaker 4 (20:45):
Me that is my cell.
Speaker 3 (20:46):
Phone it's also my voicemail Because i'll probably be in
meetings or they're talking to some prospective. Clients just leave your.
INFORMATION i will get back to your Produ, okay, Well,
kittle what kind of, interesting scintillating stuff that we've been
getting from our loyal caval.
Speaker 1 (21:00):
Listener we actually do have a fantastic cadrey of. Listeners
to borrow your. Phrase when we're talking about our local
listeners here in The philadelphia, market there's one it seems
to be an underlying theme in the, question and that
is talking about this year's summer real estate. Market things go,
up things go. Down there's the stock, market there's the
real estate. Market there's other things you can invest. In
why should we be investing in the real estate market?
(21:22):
Today how does that differ from any other sort of
investment these?
Speaker 4 (21:25):
Days, okay that's a QUESTION i get a.
Speaker 3 (21:27):
Lot in, FACT i was talking with some people whose
HOUSE i had listed for, sale and we were contemplating
some different options for, them and they didn't have to
sell this. House they wanted to move to a different,
neighborhood little liferent school district for their, kids and they
wanted to get their house, sold but they didn't really
Have the financial position was, very very, good so they
(21:49):
didn't have to sell the. House AND i, said, listen
why don't you consider holding onto this and making this
possibly the first investment in your real estate. Portfolio and
that is what they chose to. Do and one of
the reasons they chose to do. That and these are
some topics we're going to be covering this. Morning, There,
kiddle is that first quarter of this, year as opposed
to first quarter of last, year home prices are up
(22:10):
just a little bit over five percent across the.
Speaker 4 (22:12):
Country, NICE i can't beat.
Speaker 3 (22:14):
That and then we're going to talk about an, easy
painless way to increase your net worth by probably forty
fifty thousand dollars over the next five years excellent and
live better at the same.
Speaker 4 (22:25):
Time, now how about. That that's.
Speaker 3 (22:27):
Fantastic you're going to enjoy where you're living, more and
you're also going to increase your net.
Speaker 4 (22:31):
Worth and then we're also going to talk about three.
Speaker 3 (22:33):
More really, powerful kind of generic reasons to buy a
house now as opposed to the increase in the net
worth that you can. Get and then there's some general,
facts generic facts about the housing market THAT i want
to go. Into but the big thing THAT i want
to cover and emphasize is that home prices are up
across the country, now comparing national, average first quarter of
home prices are up a little over five percent across the. Country,
(22:56):
nice not five point zero five, Percent and that's that's
a little bit better than the historical rate of price,
increases but it's it's and it's a very very. Encouraging
it's not so robust That i'd be worried about some
kind of a housing, crash but five point h five. Percent,
now in The, northeast we tend to trail that just
(23:16):
a little. Bit we tend to trail the national. Averages
but In, pennsylvania for, example the rate of increase first
quarter this, year the first quarter last year was four
point nine five, percent basically the same, number but some
of The west coast. States nevada is over ten, Percent
idaho thirteen, Percent utah nine. Percent, now some of these
places are also recovering from a very very deep bend
(23:37):
Down florida six, Percent georgia seven and a half, Percent
South dakota my home, state about seven and a half.
Percent so but on average it's about five percent nationally
and four point nine five percent In. Pennsylvania, okay so
very very robust, appreciation and it's forecast to, continue, folks
(23:57):
for the next several. Years in, fact if you look
at the forecasted percentage, appreciation and this is a group
of economists that's convened by The National association Of realtors
once every quarter, quarter and they're projecting percentage. Appreciation not
not every single economist is lined up behind, this but
the mean percentage appreciation for this one hundred and sum
(24:17):
economists was four point one, percent dipping down to a
little bit below three percent for twenty twenty and twenty twenty,
one then back up to three and three point four
percent in twenty twenty two and twenty twenty.
Speaker 4 (24:28):
Three.
Speaker 3 (24:28):
Nice, now the good news about that is led up
to the crash that we had in two thousand and,
eight when prices were going up seven and eight ten
percent a. Year you knew that was. Unsustainable of, course
that was something that was engineered by our helpful by
our helpful federal. Government they just pumped too much money
into the mortgage market and we wound up very predictably
(24:48):
with a. Crash so very very strong home price increase
numbers if you look at to put your, money and
we talked about, THIS i think the last time we
were together is wed our best place consensus wise an
investors talking about stock, market gold or real. ESTATE i
think for the third or four consecutive years come out
as real.
Speaker 4 (25:05):
Estate that's.
Speaker 3 (25:06):
Awesome it is so given that the prices are increasing very,
nicely and given that they're forecast to continue to increase,
nicely how much of a strong argument does that make
for buying a?
Speaker 2 (25:17):
HOUSE i guess, Well and you know what?
Speaker 1 (25:19):
ELSE i, mean all of these other investments that people
are into these, days between gold or stocks or whatever.
Else that's all, great that's no slam to. That but
the vast huge number of additional fantastic side effects of being,
home of being a.
Speaker 4 (25:32):
HOMEOWNER i feel.
Speaker 1 (25:33):
Far outweigh that when you own these other stocks or other,
investments good for, You but when you own a, home
not only is the slam dunk investment prospect of that
fantastically you, know, influential but just owning your own home
and all the ripple effects from that and what that's
going to impact with regards to your. FINANCES i just love.
That that's A it's a great one two. Punch i've
(25:53):
always been a big fan of.
Speaker 3 (25:54):
That, well talking a little bit more about this survey
that's done by The National Association, realtors they actually hire
a firm Called Pulse, nomics and they look at what
they expect the price appreciation to be okay over the
next five. Years, now AS i THINK i mentioned, before
all home value is going to increase by about four
point one percent and the average annual appreciation will be
(26:15):
about three point two percent over the next five, years
which is right in line before the national averages for
home appreciation in The United states And canada have been odd.
Infinitum now you get their crazy run up like we
had in our area and most of the country for
home prices basically doubled from nineteen ninety six to two thousand.
Speaker 4 (26:33):
And six and then led to the big.
Speaker 3 (26:35):
Crash but the cumulative appreciation will be about seventeen percent
by twenty twenty. Three so what does this mean for,
you mister or missus home, buyer home.
Speaker 1 (26:44):
Seller it means, that no matter, what it's a great
time to get into real. Estate but if you do
it right, now you're going to be setting yourself up
for some mega.
Speaker 3 (26:51):
Success that's correct now for, example AND i love these.
Examples this is my engineering and business background coming out.
Again if somebody were to have bought a basic entry
level house for two hundred and fifty thousand, dollars and,
lordie that sounds like an awful lot of money to.
Meet two hundred and fifty thousand. Dollars for somebody who
spent fifteen, thousand nine hundred dollars for their first house
In Green, Bay, wisconsin it was wasn't until about a
(27:14):
year ago THAT i paid more for a car THAN
i paid for my first.
Speaker 4 (27:17):
House that's, good that is.
Speaker 3 (27:19):
Good but if you apply those projected appreciation, numbers WHICH i,
think if, anything are probably a little bit on the conservative.
Side you apply those conservative appreciation numbers to a house
that costs two hundred and fifty thousand dollars, today And,
chrissy what do you think the increase in vadue is
going to be over the next five? Years just. Amazing
put on your put on your crystal, ball your, paranact
(27:41):
the magnificent.
Speaker 4 (27:42):
Hat that's for those who Remember Johnny.
Speaker 2 (27:44):
CARSON i Love Johnny, carson and.
Speaker 3 (27:45):
Say, now what do you think the appreciation is going
to be in five?
Speaker 1 (27:48):
Years? Incredibly, now with the touch of math and with
your blatant help during the, background these numbers are. Incredible
you buy that two hudred and fifty thousand dollars, house
within five, years having done nothing, else you're going to
be gaining a net worth of forty two thousand dollars on.
Average could be. Highed it's just it's amazing to. Me.
Speaker 3 (28:05):
Yep and just some basic, history the experience That christy's
mom AND i have had buying and selling real estate
over the. Years, now we haven't bought and sold a,
lot but the first house that we bought In Green, Bay,
wisconsin we paid the princely sum of fifteen, thousand nine
hundred dollars for. It that was a, lot that, was it.
Was it Was my salary back then was a little
over ten thousand. Dollars, so and the reason we bought
(28:27):
that house is that our landlord had the, audacity the
unmitigated goal to increase our rent by five dollars a.
Speaker 2 (28:34):
Month those, evil greedy.
Speaker 4 (28:36):
Landlords just he was actually very.
Speaker 2 (28:38):
Nice i'll bet he. Wasn't the path that he sets
you on benefited.
Speaker 4 (28:41):
All so there you.
Speaker 3 (28:42):
Go and then about two and a half years, later
we sold that sixteen thousand dollars house for twenty two
thousand dollars my. Gosh and we used that wealth that
we had generated by being in that house for three
years to buy another house for thirty three, thousand nine hundred.
Speaker 4 (28:58):
Dollars. Yep that was in nineteen seventy.
Speaker 3 (29:00):
Two then we sold that house in nineteen seventy nine
for sixty eight thousand.
Speaker 4 (29:05):
Dollars, unbelievable about a. Doubling, unbelievable about a. Doubling then
just seven.
Speaker 3 (29:09):
Years, yeah and then we moved To then we moved
To philadelphia and we bought a house fixer, upper which
is SOMETHING i strongly strongly recommend for eighty three thousand.
Dollars and NOW i would predict conservatively that house is
worth about five hundred and fifty.
Speaker 4 (29:23):
Thousand, dollars oh. Easily so do the math.
Speaker 3 (29:25):
Folks real estate, solid, solid solid. Investment, now if you're
thinking about buying a house that's worth a little bit
more than, that say you're buying a house worth a
half a million, dollars you can basically double those. Numbers
so instead of being forty two thousand dollars, richer you're
going to be eighty four thousand dollars. Richer now that
may be a little bit of a, stretch because houses
that sell for a little bit in the higher price
(29:47):
range are not appreciating quite as quickly as houses in
the two hundred and fifty three, hundred three hundred and
fifty thousand.
Speaker 4 (29:53):
Dollars range and just putting it. Out but they are
appreciating very very, nicely appreciating very.
Speaker 1 (29:56):
Nicely and on the flip side of that kind of,
Calculations i've also dear family members and friends who over
that same timeframe from.
Speaker 2 (30:03):
The sixty seventies eighties.
Speaker 1 (30:05):
Episode, now a dear friend of mine who has actually
put about two hundred and fifty thousand dollars invested air
quotes invested in rent twenty.
Speaker 4 (30:13):
Years rent is.
Speaker 3 (30:14):
A four letter word and it's a dirtier word than
a lot of ones you're gonna think.
Speaker 1 (30:18):
Of and where you have invested saying thirty thousand and
came back with. Sixty you've invested eighty three thousand for
your house Of philadelphia now worth over five hundred north
of five hundred thousand if you turn back the.
Speaker 2 (30:27):
Clock that's one of the ways you'd love to do.
It thanks for another great, One. Pop we'll be right
back right after this small not too the, best.
Speaker 1 (30:44):
And we are back with The Kristin Negopian. Show just
touching base on our last. Segment easy ways to get
this stuff done in, life, guys without a lot of,
pharmaceuticals without a lot of, stress maybe upping the, sleep
upping the, relaxation upping the you, know the great stuff
going through your system and minimizing the, crud reducing the
stress and everything it does to your. Body talked in
(31:05):
our last segment about this astonishingly effective sleep aid and
you can tell them in my fifties WHEN i start
talking about a sleep. Aid but talk to, yourselves, guys
do you sleep as much as you want to.
Speaker 2 (31:15):
Sleep, now nobody.
Speaker 1 (31:17):
Does kids have something in their, wonderful deep sleeping bodies called.
Melatonin we've all heard of. It melotone and high you will,
sleep melotonin low you will. Not as you get older
and you take on the responsibilities of, life melatonin, plummets
and you think that's the new.
Speaker 2 (31:35):
Reality, okay here's WHAT i. Tried all. RIGHT i went
to the store picked up.
Speaker 1 (31:40):
This it's just it's not that, expensive and it's kind of,
expensive but you, KNOW i gotta get a grip five
dollars a bottle cherry, juice just regular one hundred percent
extra points for organic cherry. Juice NOW i went to
go look at. It it was five dollars a. BOTTLE
i originally just throw that idea of price alone into
the crayfolder and don't give it another. Thought Then i'm
(32:04):
at the discount gourmet, grocery, oh a week or two,
ago and like a sign from the sleep, gods there's
all of this discounted organic cherry. Juice and you know
how that works with the Discount gorme. Groceries one week
they'll have fifty five. Bottles the next, week and the
next month they'll have, none all. Right So i'm looking
at the shelves and there's row upon row like a
(32:25):
little cherry, juice army thirty two ounce bottles of, it
regularly five point fifty a, Bottle AND i know this
because the original tags were on the. Bottles it's discounted
at this store down to a dollar a, bottle all,
right a dollar a. Bottle so Now i'll give it a. Shot,
LITERALLY i did my eight. Ounces a few carbs in,
there But i'm honestly sucking it up in the interest of. Science,
(32:48):
ALSO i was sleeping like crap and, desperate and what
the heck? Happens within two days of drinking this, STUFF
i sleep through the night for the first time in
easily months. Months, OKAY i keep doing. It and Now
i've been sleeping through the night, easily, guys five days a, week,
(33:10):
knockwood five days a. Week what would you guys do
to sleep through the night five days a week without,
anterruption without the usual two? Am oh, Crap i'm. Awake
when AM i gonna go back to sleep?
Speaker 2 (33:22):
Again? Okay between my cherry?
Speaker 1 (33:24):
Juice like the old LADY i, Am But i'm an
old lady who's sleeping good, guys wouldn't you like to
sleep like? Me between that and the grounding just fifteen
minutes a day, MINIMUM i am sleeping like a freaking.
Log NOW i mentioned, before just hit the big. Five
oho loving. It it's a fantastic. Age my kids are growing,
up it's such wonderful. Fun my husband's, Healthy i'm, healthy
(33:47):
so many. Blessings loving the. Fifties, However i'm connecting with
a lot of people also in their, forties, fifties, sixties, older,
Younger and this is when you start to get a
lot of you, know deep issues with regards to sleep
and aches and, pains and you try everything and you're, Thinking,
OKAY i gotta go to the pharmaceuticals IF i want
to get a decent night's. Sleep OH i better try
(34:09):
this or that or the other IF i want, to you,
know knock out the knee. Pain And i'm here to
tell you that not only is this stuff working for
me big, time it costs about one one hundred thousandth
of a. Pharmaceutical not only, that but not quite so
many side effects for a lot of this. STUFF i
can't believe. It so if you have anybody in your
life who was having trouble. Sleeping maybe it's you get
(34:32):
yourself some of this cherry, juice nothing else in. It
don't do the stuff that they, Say, oh some apple
juice may be. Added that's. Crap don't do. That it's
all apple juice with a hint of. Cherry that's not
what you. Want make it all one hundred percent cherry,
juice and let me know how you. DO i want
to know it's not just. Me the MORE i log
on and research, This i'm hearing from people who tried
(34:53):
all kinds of different, pharmaceuticals different you, know expensive break
in the, bank but they were desperate for some decent.
Sleep they tried cherry, juice and it's making a huge,
difference sometimes even better than the.
Speaker 2 (35:03):
Pharmaceuticals.
Speaker 1 (35:03):
Amazing, now if you are trying the pharmaceuticals and you're finding,
Luck god, bless that's what those things are. For but
if you're finding they're not quite doing the trick and
or they're breaking the, bank try some serious grounding and
some serious cherry, juice and seriously let me know how you. Do,
also in that, outdoor feet planted in the, grass hippie
dippy looking at some water takes some.
Speaker 2 (35:24):
Time for your.
Speaker 1 (35:25):
Self realm comes this nugget of advice straight from the
people in the. Know get those fifteen minutes or so
daily in the. Sun it's still, summertime no better time
to do. This the new studies are, finding AND i
think we all knew this, already but it's nice to
see it reinforced in recent medical literature that fifteen minutes
(35:46):
a day in the sunlight will make. You this, is
according to scientific, studies guys one hundred and fifty four
percent less likely to feel, down often beating the results from,
pharmaceuticals which makes me so happy all in. Itself, okay
time in sunlight equals your body getting flooded with VITAMIN,
(36:07):
d which is so dang good for. You VITAMIN, d
which the sun is by far the best producer of
VITAMIN d in your, system regulates the production of mood
boosting brain. Chemicals what does that. Mean here's what that.
Means when you get, sunlight your moods will go. Up
simple as. That if you are like the vast majority
of adults and you're shackled, indoors maybe to a, desk
(36:29):
doing whatever it takes to support your, family et, CETERA
i get.
Speaker 2 (36:32):
It TRULY i.
Speaker 1 (36:33):
Do and there's a lot of studies out there that
used to, scream kind of still, scream.
Speaker 2 (36:37):
Stay out of the.
Speaker 1 (36:37):
Sun it's so bad for. You so we've been doing
that for, decades and what. Happens the amount of depression
is skyrocketing in this. Country, COINCIDENCE i, think, not you,
KNOW i get.
Speaker 2 (36:46):
It, TRULY i. Do help your family.
Speaker 1 (36:48):
Out you're working, hard help yourself so you can boost
your health and thereby help your family even more by
getting those fifteen minutes of sunlight a. Day bonus points
if you do it barefoot in the grass to soak
up those. Electrons when frugal leans into strategies that bring
(37:08):
more happiness and peace and strength to those like you
and those you, love and save your household some huge
cash on, pharmaceuticals boo, malicious that's What i'm talking. About
have we got time for a couple more on for
some effortlessly inexpensive house. Fixes we're talking about all those
regular things in your cabinet that can help in ways
you didn't. Expect number, one for those of you out
(37:28):
there with the garbage disposal and switching gears a little bit,
Here i'm wildly Envious first of, all in my Beloved,
victorian there's no such. Thing, However i'm hearing from people
who have, them and they thought theirs was, broken had
to be. Replaced it wasn't. Working it's going to cost
hundreds to put in a new. One weird smell coming
out of it not. Working you get the. Point here's
what you, do proven, easy. Inexpensive there's probably leftover food
(37:51):
in the. Mechanism ew here's what you. Do you drop
a handful of ice cubes and lemon. Rides as if
you have those on, hand you're better THAN I i.
Am but lemon rinds into the. Disposal turn it on
and as the ice gets, crushed it polishes the inside
of the. Disposal it scours away the gross junk and the, lemons,
which quite, FRANKLY i love the smell of. Lemons makes
(38:12):
it smell fresh and. Clean and you got hundreds left
in your pocket because he didn't have to get it
redone love. It next, up inexpensive plumbing. Tip Event if
your house is anything like, mine you've got some crazy
heads of hair in your. Home it seems like half
of it winds up in the.
Speaker 2 (38:26):
Drain it.
Speaker 1 (38:27):
Clogs you could try plunging. It BUT i file that
under the crazy evil gross. Category here's what works so much.
Better two cups of bleach down the. Drain it won't
hurt the. Pipes leave it for a half, hour then run,
hot not boiling water down the.
Speaker 2 (38:41):
Drain it dissolves the.
Speaker 1 (38:42):
Hairstrands no matter how bad it, Is i've tried, IT
i love.
Speaker 2 (38:45):
It it, works and until next.
Speaker 1 (38:47):
Week save those, pennies pay with, cash and you all
stay frugal out there.
Speaker 4 (38:56):
Too