Episode Transcript
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Speaker 1 (00:05):
And we are back with the Christian Agopian Show. And
I love this study that just came out. Guys, I
mean everybody myself included, maybe me especially. You know, we
love a gold star on the spelling test or a
pat on the back when you've been up, you know,
with your team online two nights in a row. You know,
we all know this, but a really interesting new study
(00:26):
by work Human and Gallup indicates that formal recognition, you know,
that good job, that way to go, and you know,
maybe the email that goes out that says guess what
they did? You know, save the company may carry more
weight for workers than managers realize. Joining us VR newsmaker
line our doctor Misha and Martin, Senior director of People
Analytics and Research at work Human and ed O Boyle,
(00:49):
Global Practice leader at Gallup. Welcome you guys, you're having
a busy day. Welcome to the show.
Speaker 2 (00:55):
Thank you so much, so happy to be here, and
glad you love the study.
Speaker 1 (01:00):
Doctor Martin, If I may, I want to start with
you talk to us about workplace recognition, you know, and
I know it's kind of a vague term, but it's
the best one I can come up with. Workplace recognition.
You know why it's important in today's ever changing God
help us ever changing work environment. Why is workplace recognition
kind of how do we fine tune it? How has
(01:20):
it evolved, say since a couple of centuries ago when
I was in the corporate workplace.
Speaker 3 (01:24):
Talk to us about what it looks like today.
Speaker 2 (01:26):
Yeah, so I think you know, the thinking has changed
on this and it needs to change, and based on
our research, it is important for it to change. So
let's start with what it is and what it should be. So,
first of all, it is more than that goal star
or that at a boy, right. It is a specific
acknowledge and appreciation of who an individual is and the
(01:49):
specific talents and contributions that they bring to your workforce.
So it's not just you know, great job in posting
this video. It's great job on this video. So it's
impactful because and the impact of that and what it
meant to our organization is X, Y and Z.
Speaker 1 (02:07):
You are so spot on correct, And I'm writing notes
as we're talking here because you make so many good
points here.
Speaker 3 (02:13):
Yeah, it's not like you. No, the price is right,
showcase showdown a brand new car.
Speaker 1 (02:17):
I mean, people do not need that kind of recognition
we think that they do, they really don't.
Speaker 3 (02:22):
And it's like anything else. It's like you and I,
all three of us guys.
Speaker 1 (02:24):
You know, if you have someone who just takes a
minute to say, hey, I recognize that you really kind
of busted it out of the park on this. You
took time out of your schedule, you're home, you're not
in the office. We really appreciate your effort. You're taking
all the extra time and it's not that hard to do,
and it's not that huge of a mystery, and a
lot of people still don't get it. So that's why
your information and your study is so important here. And
(02:46):
I'm going to toss it over to you if I could,
to kind of paint the other picture on this, because
we're talking about recognition or lack thereof. I mean, talk
to me how one way or the other can affect employees.
It just seems to me like some things, as as
much as things change, and all three of us know
that does. Sometimes just the tiniest touch of recognition can
make a huge difference to the better, and that lack
(03:08):
of recognition can put a string of dominoes in line
that you can't recover. From, so how do we thread
that needle.
Speaker 4 (03:14):
So when you think about work today and how workplaces
are going through such extraordinary change, one of the things
that is in the control of both us as individual employees,
but also managers and leaders of the organization is the
way we recognize each other. And there's three different types
of recognition that you can give to each other or
leaders can give to their teams. One is thank you
(03:36):
for a great job, which we've already talked about. The
other one is around work milestones, so an anniversary or
a promotion or something happening to you from a team
standpoint at work. And then the third one is around
life events, so that blurring of work in life, if
you will, between an employee outside of work and the
employee inside of work. And what we've learned is when
(03:58):
those three things are working in harmon, it's far more
likely that your employees are going to be engaged at work,
which means they're bringing all that discretionary effort that we
just talked about. They're far more likely to be to
have a thriving outcome to their well being and less
around burnout. And then the last one, which is what
a lot of employers are worried about right now is
they're far less likely to be looking for another job.
(04:20):
So this little thing called recognition has an impact on
the organization's productivity and also the people inside of it
from their full life as well as propensity to want
to look for another job.
Speaker 1 (04:32):
And sometimes it's the information that's right in front of us.
You know, we need to see it in a survey
to really kind of take it seriously. I don't know
why we're wired that way, but I think this is
going to have a huge impact on so many people.
Doctor back to you if I could, because you, again
have this really solid bird's eye view and sophisticated understanding
of this where a lot of us don't. You no
(04:52):
doubt had it in your head. Oh here's what we'll
find in the survey. Here's what we won't find. Oh,
this will be normal, this won't. But was there anything
signific even you looked up and said, hey, you know what,
I didn't expect that. I mean, what were your biggest
takeaways maybe surprising takeaways from the work human survey? What
jumped out at you.
Speaker 2 (05:09):
Such a great question, because you're right, you know, I've
been doing this employee experience research for a while, and
so I'm well aware of how appreciation positively impacts how
people show up at work. The biggest finding for me
was how it affects how people feel about their lives overall.
So what we found is that people who are having
(05:31):
a really positive appreciation experience at work are much more
likely to be thriving in life. I mean, when I
saw that, I was like, wait a minute, wait what
and not by a little, by a lot. It affects
how you feel about your life overall. So that was
a big deal and a really exciting and positive finding
(05:52):
for me. However, you know, there was a dark side
to our findings, this finding that I'm about to talk about,
based on our previous research here work human it wasn't surprising,
but it was still very disappointing. So the finding is this,
Black and Hispanic employees are having a far less positive
experience at work where appreciation is concerned. They are less
(06:14):
likely to report that appreciation for them is authentic and
equitable compared to their coworkers. However, interestingly, when organizations get
these two things right for black and Hispanic employees, it
has an even bigger impact on their life. So it
has a bigger impact on their perception of having a
(06:36):
great life compared to their counterparts.
Speaker 3 (06:40):
That is indeed fascinating.
Speaker 1 (06:41):
And you know what, when you have numbers to put
to this stuff, whether we're talking about male workers, female workers,
whether it's first generation Americans, whether it's tenth generation Americans,
we are all now so much of a melting pot.
I mean, I am just in absolute United Nations of Americans.
I got like fifty different nationalities coursing through my veins.
So when you find out stuff like that and you think,
(07:02):
you know, that's just something that can be corrected, it's
all the more empowering, little disappointing, not gonna lie to you,
but extraordinarily empowering because we all know every person walking
around in our workplace has got so much crap going on.
Oh my god, you've got the bills, and you've got
the kids you're worried about and COVID please God, don't
let that come back. And I got to get the
house painted. And why's the car making that funny noise?
(07:23):
I mean, it's just every single one of us walk
in the planet has that kind of stuff going on.
Speaker 3 (07:28):
Oh I ramble, but you guys get what I'm.
Speaker 1 (07:29):
Saying, right, you're smart, and your doctors and your professionals,
So just humor me and say, yeah, Chris, my car
is making that funny smell soup.
Speaker 3 (07:35):
You know, we're all in this together.
Speaker 2 (07:36):
Hey, my mom's car was making a funny sound yesterday,
So I get it.
Speaker 3 (07:42):
Thank you.
Speaker 1 (07:42):
It feel so much better. And I wish I had
a million hours with you, guys. I wish I had
all afternoon. But I need to get one more question here.
Ed When you're looking at the survey findings and you're
wondering what workers are going to think when they're reading it,
when they're finding out more about this, it's not just
COVID and us working at home that suddenly blurs the
lines between work and home life to where there is
(08:04):
no clear borders. Why do workers kind of want to
do that? Is it because it makes it easier to
switch gears? Is it because it just makes it impossible
to switch gears from home to work? I mean, how
do we give hard workers a little bit of home
time and how do we give those people working from
home the motivation to keep working? I mean, is that
question making any sense?
Speaker 3 (08:23):
You know what I'm saying?
Speaker 4 (08:24):
Yeah, it makes a lot of sense, and you know,
in this great work life experiment that we're going through here,
both employers and employees are trying to figure this out,
and so as we go through that journey together, I
do think that there's a couple of important things that
we need to know. The first is that when an
employee says that their organization cares about their well being,
which by the way, is less than one and four,
(08:46):
they're again far more engaged at work, far less likely
to be looking for a job, and far more likely
to be thriving in their work and their lives. So
everything kinds to be blending together. We also know that
only fifteen percent of employees are actually getting recognized for
those life events, and when they do, those three things
also light up in terms of engagement and power. The
(09:09):
other thing that in the study that I think is
really interesting and applies to this is you know, you
mentioned that recognition is right in front of us, and
that's something that we should all sort of know. Two
things that were I think fascinating was most people have
never been asked how they would like to receive recognition.
In fact, in the study, when we ask the question,
only one in ten people had said that somebody asked
(09:30):
them how they would like to be recognized for any
of those three things. And so going back to work
today or tomorrow or next week, having a conversation with
your coworkers about how you'd like to be recognized, I
think is a really big and important finding.
Speaker 1 (09:44):
Yeah, it's all true, and so many important points there too.
And you know what job creators. You know, they're not
all crazy Disney evil people. I mean their car smell
funny too. I've been in them. I know what I'm
talking about. And when it comes to everybody just kind
of getting along and finding some time to you know,
for family, for friends, without sacrificing you know, the work
going down the tubes and vice versa. You guys have
(10:05):
created something entirely unique here that's going to help so
many people. And I knew the time would fly. Give me,
give me a website where people can find out more
about this fantastic study and where they can put it
to good use.
Speaker 2 (10:15):
Absolutely so, we do recognition research all the time here
at Work Human, and you can find it on our websites.
Work human dot com, w O r K h U
m A N dot com. Go to our resources section
you will find all of our research there, including this
news report with Gallup.
Speaker 1 (10:33):
Guys, you got an open mic anytime, Doctor Misha and Martin,
Senior director of People Analytics and Research at Work Human
at Oboyle, Global Practice leader at Gallup. Get those air
fresheners for your cars, they do wonders for mine. And
come on back whenever you wish. We'd love to have
you back.
Speaker 3 (10:46):
Thank you so much.
Speaker 4 (10:48):
I have a great day.
Speaker 3 (10:49):
You do the same, and we'll be right back gang
right after this.
Speaker 1 (11:00):
Hey guys, it's Chris and coming up on Friday, July
fourth is the forty fifth anniversary broadcast of A Capital Fourth,
Live from the West Lawn of the US Capital. Alfonso
Ribeiro hosts this year's all star celebration of America's independence,
honoring our nation's freedoms and the brave men and women
who protect them, and of course, featuring the most spectacular
(11:21):
firework show lighting up the Washington d C skyline, all
in honor of our nation's two hundred and forty ninth birthday.
Low Cash, who will be performing if this year's A
Capital Fourth have more Hi, America.
Speaker 5 (11:34):
We're low Cash, and we couldn't be more excited to
be part of the forty fifth anniversary broadcast of A
Capital Fourth. This iconic America celebration brings together music, fireworks,
and patriotic sperience live from the West Lawn of the
US Capitol. Join us along with incredible lineup of artists
on Friday July fourth at eight pm easterns seven pm
(11:54):
Central Time on BBS for at Night full of unforgivable
moments and incredible fireworks.
Speaker 1 (12:00):
An honor of this year's lineup include The Beach Boys,
The Temptations, Josh Turner, Lauren Daegel, Trombone, Shorty low Cash,
Yolanda Adams, and Abby Carter with the National Symphony Orchestra.
The concert airs on PBS and streams live on YouTube
on Friday July fourth at eight pm Eastern. To learn more,
(12:20):
visit PBS dot org slash A Capital for.
Speaker 3 (12:29):
And we are back with the Kristin Egopian Show.
Speaker 1 (12:33):
And whether it's a castle or a condo, or a
casita or some mix in between, like Casa Agopian, there's
no place like home. And there's now a well documented
link between home ownership and improved health. I love that
and an observance of healthy Homes month Habitat for Humanity
is teaming up with longtime partner Carrier to call attention
(12:56):
to the importance of making the air in our living
space is cool, clean and safely breatheable. Jonathan Reckford, CEO
of Habitat for Humanity International, and Justin Keppee, President of
North America Residential and like commercial h back for Carrier
are joining us live from a build site in Indianapolis
to give us some tips for making homes healthier.
Speaker 3 (13:17):
Gentlemen, Welcome, Thanks, Kristin, Christian glad to be with you. Well,
it's a pleasure to have you with us.
Speaker 1 (13:23):
We find that home ownership is one of those themes
that is just universally beloved amongst a vast majority of
our listeners, so we were so delighted to have you
with us. Jonathan, I'm going to start with you. Can
you tell us a little bit from your research about
the link between home ownership and health.
Speaker 6 (13:42):
Well, Kristin, we have seen and the data is overwhelmingly
clear that the ability to have a healthy home has
a dramatic impact on the health costs for families. So
we think about affordability. It's not just the cost of
your renter mortgage, but also your other costs. And I've
seen over and over again families moving out of a
(14:03):
less healthy apartment into a habitat home. They've had fewer
doctor visits, spent less on medicine, and the difference of
having that healthy environment for their children has made a
huge impact, and that leads to better educational and other
outcomes as well. I have a pediatrician friend who's become
a big housing champion because she said she kept treating
children over and over again for symptoms and realized what
(14:25):
she really wanted was a prescription for a healthy house,
because otherwise she would send them home with medicine and
then they'd be back in again because ultimately, whether it
was mold or other issues that were exacerbating their asthma allergies,
that healthy home was the real desire.
Speaker 1 (14:42):
Yeah, I believe that. That's honestly pretty fascinating. I had
not thought about it from that aspect before, And you're
so right. I mean, the ripple effects. We all joke
about the hassles of home ownership, but when you kind
of dig a little deeper and you see all the
underlying the feelings of worth and the net worth literally
financially in the ripple effects from that. It can have
(15:04):
a tremendous, amazing ripple effect through your family, through generations
to come. It's remarkable and it's great to hear that
your research came up with that same info. Justin over
to you, if I could talk to me a bit
with your studies as to how indoor air quality supports
health and productivity, what did you find?
Speaker 4 (15:22):
Yeah?
Speaker 7 (15:22):
Absolutely, Christian so Kerrier invests in some important research, including
those of the cog FX, which is being done by
researchers from Harvard University's School Public Health, And what those
researchers have demonstrated is that better health and better thinking
are associated with a better indoor environment with enhanced ventilation.
(15:43):
So oftentimes you think about your indoor environment and you
think of temperature, but you also need to think about
humidity control. You need to think about ventilation, You need
to think about filtration removing contaminants that in the air
that could be allergens or cause other long term health impacts.
Speaker 1 (16:01):
That is absolutely true, and it's a priority that a
lot of people don't always keep in the forefront. You
guys have really got your finger on the pulse of
exactly what needs to be done here, and again I'm
taking notes as we're talking here, justin I'm going to
stay with you if I could.
Speaker 3 (16:16):
With all that.
Speaker 1 (16:17):
Information in mind, how do we go about prioritizing health
and safety in both the new construction that we see
around us every day and with renovations. How do we
make sure that all of these projects from all these
different eras get the upgrades that they need and we
can prioritize health and safety at the same time.
Speaker 7 (16:35):
Yeah, So Carry offers a full suite of innovative products
in the healthy home space as well as fire security
products that can help enhance your security, and it goes
beyond just HVAC systems would provide total comfort. We provide
a series of fire protection and security systems so you
can have a healthier and safer home. If you want
(16:58):
to learn more about EXCEP we do offer, I would
encourage you go to carry your dot com and you
can learn about our offerings as well as get help
from an expert.
Speaker 1 (17:07):
That's fantastic, I know, and it gets me thinking of
kind of a sideline question here. I'd love your input
on this because I've been happily married now to the
same guy for twenty five years. He is amazing at
home improvement, home renovations. But when you're talking here, it
begs the question, when you know where to go to
ask these questions and questions pop up, how do you
get the guy in your life to actually pick up
(17:29):
the phone and to ask for help with these home
improvement things. That's where I seem to kind of find
myself in a tricky widget. What's your advice?
Speaker 6 (17:36):
That one might be above my pay grade, but it is.
Speaker 2 (17:39):
Well.
Speaker 6 (17:39):
What I can say is that when people come out
and volunteer with Habitat, they learn, they learn skills, and
I think they also learn appreciation for what it takes
to both build and take care of a house.
Speaker 1 (17:51):
Oh, that is absolutely true. And Jonathan, back to you
if I could, because you two are both being so modest.
The work that you guys are doing helping individuals and
families and neighborhoods, and again, the ripple effects of that
are something that's probably way too profound to even put
pen to paper to do the math on this and
all that it's doing for so many So when Habitat
(18:12):
and Carrier, you've guys been working together in the home
building process for a while. You've streamlined the process, you
know where you want to focus your energies next. Where
do you guys see yourself working together in the home
building process in the years to come? What do you
see in the horizon?
Speaker 6 (18:26):
Well, thanks, Kristin. It is it's really amazing. I mean,
because of partners like Carrier and just people all over
the world believing in it, we've been able to help
over forty six million people have new or improved homes
since our founding. But we have a huge affordability crisis
right now. It's actually never been worse in the United
States in terms of the ability for a median income
(18:47):
family to be able to rent or purchase a home.
And so it is there's a great urgency to this
right now. And what happened last three years is covid
C only exacerbated that. And that's why we're certainly grateful
for partners like Carrier who've been able to help us
reduce the cost of our homes by donating products and
bringing their employees out to volunteer with us. But we
really need everyone to get involved if we're going to
(19:09):
make a dent in the housing crisis.
Speaker 1 (19:11):
Oh my gosh, you do not get me started on
the housing crisis and all of the ripple effects from that.
I'll talk both your ears off. Justin one more thing
for you before we wrap up the times flying here.
You could have partnered with anybody. I mean, there are
so many worthy organizations out there. Talk to us a
bit about why it was important for your company and
for its employees to support Habitat. It's been a remarkable partnership.
(19:35):
What led you there in the first place.
Speaker 7 (19:38):
Yeah, so, Carrie looks at for organizations that make a
real positive impact on local communities as well as offer
great opportunities for our employees to volunteer their time and
their skills and be able to see our products in action.
And being here this morning and seeing the o Mer
family getting this much closer to their dream of home ownership,
(19:58):
it really makes a positive impact. And working with partners
like Habitat for Humanity, we've been helping to shine the
light on the real need for making healthy and safe
homes accessible for all Americans.
Speaker 3 (20:14):
Yeah.
Speaker 1 (20:15):
All true, A lot of companies have that intent, but
you guys are the ones that are getting it done. Gentlemen,
where do our listeners go for more information?
Speaker 6 (20:22):
Well, thanks so much, Kristin. And if they want to
learn about housing issues and how they can get involved,
whether locally or in our national global work, go to
Habitat dot org and you can find out a lot more.
Speaker 7 (20:33):
And if you'd like to learn more about the great
offering that Carrier has for healthy homes products and all
of our products, I encourage you go to Carrier dot com.
Speaker 1 (20:41):
Outstanding products, outstanding companies. Gentlemen, Thank you so much for
taking the time. I knew the time would fly. Jonathan Reckford,
CEO of Habitat for Humanity, Justin Keppie, President North America
Residential and like commercial Hvactor Carrier, you get an open
mic anytime. Please join us again when you can.
Speaker 6 (20:58):
Thanks well, I thank you with you, Thanks Kristin, and.
Speaker 3 (21:00):
We'll be right back gang, right after this.
Speaker 8 (21:09):
The best of all, and ho again, everybody. It's John
Harriet here with Keller Williams real Estate with another entertaining
and educational segment of dad and daughter talk real estate. Obviously,
I'm the dad, John Harriet of Keller Williams Real Estate,
full time realtor, and.
Speaker 3 (21:31):
I'm the daughter, Christy Gophian. Welcome back, gang, folks.
Speaker 8 (21:34):
We do try to cover a lot of the things
that are important to people thinking about buying and selling houses,
but we can't cover everything. We do cover lots of
generalities that are very very important, but in really really
get yourself up to speed on what's needed to buy
that house or sell your present house and make that
move up by, you really do need the advice of
(21:54):
a professional realtor. And I would love to be one
of the realtors that you interview for the job representing
you either in buying your first house or making that
move up by. And the way to get in touch
with me is to call her text too, Chrissy, give
them the.
Speaker 1 (22:08):
Number four eight four five seven four four zero eight eight.
Speaker 8 (22:12):
That's four eight four five seven four four zero eight eight.
Email also works, And the best way to reach me
by email is to do this one, John mac h
at gmail dot com. That's John m ac kh at
gmail dot com. Okay, Chrissy, And what kind of questions
have we gotten over this last week from our cadre
(22:33):
of listeners here.
Speaker 1 (22:34):
You were saying before earlier, you were saying how the
summertime real estate market really ramps up, and that is
actually ramping up your emails as well. Two really jumped
out at me though, and the first one is from
a very nice guy named Mike, and he's got a
really good question here in our area, Ballakano's a hot
area and he's seeing real estate move right and left.
But his big question is, given that the numbers are
(22:55):
all working in their favor, why should I sell this summer?
He's interested selling and moving to a smaller house. He's
getting ready to retire. Why should I sell this summer?
Why not wait and maybe get an even better rate,
a better number next year? So why should he sell
now instead of waiting till next year?
Speaker 8 (23:12):
Excellent question, Mike. And since you are downsizing instead of upsizing,
maybe the correct answer to your question is you all
to wait till next summer. So I'm going to approach
this question from two sides. I'm going to approach it
from the side of a couple or a buyer who
is thinking of selling their present home and upsizing to
(23:32):
the dream house so they want to spend the next
ten to twenty maybe twenty five years raising their family.
And from the perspective of a person who is downsizing.
So the biggest reason that you should think about selling
this summer is that buyer demand is very, very strong
in our area now. Now throughout our listening area, Chester, Delaware,
(23:52):
bux and Montgomery Counties, we are in almost every spot
in what we call a seller's market now, Chrissy, seller's.
Speaker 1 (24:00):
Market absolutely when the market is in the seller's favor,
when the seller can call the shots more with regards
to pricing, in terms and everything along those lines.
Speaker 8 (24:07):
Exactly right now, The actual drivers behind a seller's market
are there's more buyers than sellers. So therefore, by definition,
there are more buyers than there are houses to meet
the demand. Anytime you've got more demand for something than
there is inventory available to meet it, Chrissy, what happens
to prices.
Speaker 3 (24:25):
The prices go up, that's right.
Speaker 8 (24:26):
And that's what's happening in just about every spot in
our area now. So one of the first things that
your realtor ought to do when you contact with a
realtor is and you decide to work with a particular realtor,
is that realtor should make a determination. Are you in
a seller's market like we are in most parts of
our area, or are you in a buyer's market where
there are more sellers than buyers and prices are actually
(24:48):
going down or are you pretty much in a neutral market,
And the answer to that question will impact on your
marketing decision in a number of different ways. For the
most part, we are in a seller's market where buyers
out number sellers and there's upward pressure on prices. So
the biggest reason that I would say, and this fellow's
name was Mike. Yes, okay, Mike, I would say, the
biggest reason to sell is that houses are selling quickly
(25:11):
at this point in time. And while I expect that
to be the case again next summer and for several
summers to come, you never know for sure that's right.
Your conditions are ready to sell right now, but you know,
maybe a year from now, family conditions might have changed,
could be some medical emergencies, could be something else happens,
and maybe the conditions wouldn't be as good for you
to sell. So I would say the time to sell
(25:32):
right now probably the best thing for you, because demand
is high and you're probably going to be able to
sell that house quickly, especially if you get yourself a
good realtor who prices the house property for you. And
please remember the advice Mike that I give people whenever
they're thinking of choosing a realtor. I always say, Chrissy,
you need to interview how many realtors?
Speaker 1 (25:51):
Well, you always say interview at least three. And you
know my response is, and that's good advice. I'm not
trying to say otherwise, but literally, if you're selling or buying,
just call that.
Speaker 3 (25:59):
It's going to say.
Speaker 1 (25:59):
If you a lot of time and a lot of
hassle and you get the maximum price for your house,
you gotta love it.
Speaker 8 (26:04):
I knew she was going to say that, folks, That's
why I asked her. But I always say, interview at
least two realtors, preferably three or four, and the number
to reach that's four eight four five seven four four
zero eight eight or email John mac h John M.
Speaker 1 (26:17):
A C.
Speaker 8 (26:17):
K h at gmail dot com, or go to my
website John Harriet dot com. That's John H. E R
R E I D dot com. Any one of those
are going to put you in touch with me. And
I would love to be one of the realtors that
you interview for the job of helping you buy that
first house or sell your house and make that move
up by because the needs of your family have changed.
(26:40):
So biggest reason to sell now is buyer demand will
remain strong. Also, Mike, there's another good reason is right now,
there is less competition Right now. I've said sellers market
in most of the area, and what that means is
that there's less than a six month worth of inventory
of houses available for sale. That's probably going to be
the case again next year, but you never know. Always
(27:03):
time to strike while the iron is hot. There is
less competition now, And there's.
Speaker 3 (27:06):
Always that phrase.
Speaker 1 (27:06):
It keeps going through my head to burden the hands
worth two in the bush, Like we can speculate all
we want to on next year's numbers, but when you
know the numbers are red hot this year and this summer,
why not do that take the plunge now.
Speaker 8 (27:17):
Also, if you're like most buyers, Mike, and you're moving
from the house you're in right now to one that's
more expensive, there will never be a better time to
move up. Prices are expected to appreciate overall nationwide by
about four point eight percent over the next year, according
to Core Logic. If you're moving to a higher priced home,
it's going to wind up costing you more both in
(27:38):
down payment and mortgage payment. If you'll wait now, Mike,
since you are thinking about downsizing, there is a there's
another side to this coin. And if you wanted to
take a little bit of a chance on how much
your house is going to appreciate, let's just say that
your house is worth five hundred thousand dollars, and let's
make the math easy. Prices are appreciating at four point
(27:58):
eight percent a year, so let's round that up to
five and say that your house is probably going to
go up by about twenty five thousand dollars a year.
And let's just say that you're buying a condominium, a townhouse,
maybe a one or two bedroom, in one of the
lesser priced condo developments in our area. And you can
get into that condo for three hundred thousand dollars, and
(28:19):
there are some reasonably nice condos that are available for
three hundred thousand dollars. Well, if those prices are going
up five percent. Also, percent of three hundred thousand dollars
is fifteen thousand dollars. If your house now is worth
a half a million dollars, five percent of five hundred
thousand dollars is twenty five thousand dollars. So without getting
too far out in the computational weeds here. If your
(28:40):
house is going up twenty five thousand a year and
the house you plan on buying or the dwelling units
you plan on buying is only going up fifteen thousand
dollars a year, every year you wait, you're probably going
to be making about ten thousand dollars. That could be
a good argument to wait, but you never know what
is going to be happening, for sure, to prices, and
more importantly, what's going to be happening the interest rate.
(29:00):
So I would say the overwhelming weight of the factors
that are in your favor to sell now is opposed
to selling later. The overwhelming number of factors are in
favor of selling now as opposed to selling later.
Speaker 3 (29:14):
And that's what I love.
Speaker 1 (29:15):
You can't argue with the math, and it's actually understandable
you can't selling.
Speaker 8 (29:19):
You can, but you generally lose when you argue.
Speaker 1 (29:22):
With a math. But I love that no matter what,
no matter which way you slice it, in today's real
estate market, you're going to be coming out ahead. If
you're dipping a toe in or you're thinking about making
a move, it's all been work in your favor reassuring.
Speaker 8 (29:32):
And finally, the last reason, Mike, and this is a
little bit more esoteric. You know you've been you've been
thinking about this for some time. Obviously, Hey do I
want to downsize? Do I not want to downsize? My
wife and I have been thinking about downsizing now for
twenty two years. Chrissy's youngest sister graduated from high school
in nineteen ninety two, and we said, maybe the time
(29:55):
is right for us to think about downsizing. Yep, Inertia
is a powerful for and really it feels really really
good to get that decision made, and it's time to
move on with your life. As opposed to sitting and
fretting and prussing about it. It's probably time to move
on with your life and to get that decision made.
So go ahead, make the sale, get yourself settled in
(30:16):
your downsizing or upsizing place. But there's more factors in
favor of doing it now as opposed to waiting. Prices
will be higher next year. Like I say, if you're
buying a smaller unit, that would work in your favor
to hold on to your larger house. But be that
as it may, interest rates are probably going to be
higher and you never know what the state of your
(30:37):
health is going to be, what the state of your
loved one's health is going to be. And it's just
time to move on with your life and get that
decision made.
Speaker 1 (30:44):
When you know that a move is part of your future,
just get it done now, take that off your list
and be done with it.
Speaker 8 (30:50):
In general, if you're moving up, it's a great thing
to get that decision made and do that buying now,
because all the numbers are in your favor. If you're
thinking of down sizing to a smaller place, could be
that the economics might favor you. Waiting and Mike, if
you want to give me a call and we can
chat and chat about that in some more detail. I
can flesh that out a little bit more for you.
(31:11):
But in general, overwhelming factories, folks are going to be
in favor of making the sale now, moving on with
your life and getting that next dwelling brilliant.
Speaker 3 (31:21):
And we'll be right back right after.
Speaker 1 (31:23):
This, and we are back with the Christian Egopian Show
(32:07):
with fabulous feedback from our listeners coast to coast. After
we've been talking about my own home decorating and my
own home improvement projects, involving Goodwill and Craigslist and just
discount fabric and a staple gun. It's unbelievable the trouble
I can get myself into with just those four simple ingredients.
But in all honesty, the results and the money saved
(32:29):
has been huge. I talk about this in the first segment.
A couple weeks back. I bought a bike on from Goodwill,
a local Goodwill. I love this Goodwill get to your
local Goodwill, brought it home. It was one of those cute,
old fashioned bikes, the kind that I really like, the
kind I know that I can effortlessly ride. Victor takes
one good look at it, and he knows this stuff
(32:50):
better than I do. He's got it like an eBay
master's degree, and he tells me it's some vintage bike.
I bought this bike for twelve bucks. It's some vintage
bike worth three point fifty on Criikeslist. So now he
and I are in tandem on this, like, okay, it
looks like we're selling this thing on Craigslist. It went
on it could be on eBay. Some people sell it
on eBay. Craigslist is more for the bigger items. I
can't see us shipping a bike via eBay, so it
(33:12):
went on Craigslist. Sure enough, there's a huge market for it.
Back out for bike shopping. I go, got another bike.
This one is far better, far better suited for me.
Huge thick tires like the like the all terrain bike tires,
like I'm going to go some dare you know, repel
down a mountain in this bike or something?
Speaker 3 (33:29):
Not so much, but.
Speaker 1 (33:30):
It's very sturdy, it's beautiful. Got it for fifteen bucks.
And I'm hearing from people right and left who are
doing this in every aspect of their lives. They're shopping
for cars on Craigslist. Now, this takes a skill level
when it comes to cars that I do not possess.
I am mighty skilled in so many areas. Buying a
car is absolutely not one of them. Put your skills
(33:53):
to work. Maybe you know more about furniture, Maybe you
know more about jewelry, maybe you know more about books.
Whatever your appetite is for things that you need to purchase,
things that you want to have.
Speaker 3 (34:02):
In your home.
Speaker 1 (34:03):
Get yourself onto Craigslist, get yourself to your nearest goodwill.
It is money in your pocket and something I touched
on briefly in the last break, something that our listeners
have touched on time and time again. When you get
your hands on these furniture pieces, do not cheap out
on the fabric that you're going to recover them with
or reupholster them with. Go for the top notch, top drawer,
(34:26):
incredibly durable, gorgeous home decorating fabrics, all right, the kind
of stuff that you'd find in a regular store for
fifty bucks. A yard awaits you on Craigslist and Goodwill,
just in this last week alone for me for easily
ninety five percent off. I love it. I cannot say
it often enough. So go for the you go for
the high brow items. That's my main message with brilliant
(34:49):
frugal living and the whole Christin Agopian show theme. Live
a gorgeous, high quality luxury item life. But in this
day and age, make sure you tap into every a
single resource you can, and they are everywhere to get
it done for a fraction of the cost, often ninety
percent off. Next up, for the pieces of furniture that
(35:09):
you get, you're gonna find nicks and scratches, all right.
Greg B listening in from Bowling Green, Kentucky. Gorgeous area.
We traveled through there a while ago. Absolutely no place
like it on earth you can avoid entirely repainting your
furniture for these guys. They're doing a lot of stuff
for their house. They're the proud new owners of twin Boys.
(35:30):
I will pray for you both.
Speaker 3 (35:31):
You gotta love it. It's fantastic.
Speaker 1 (35:33):
They're redoing nursery. They don't have a lot of money
for stuff. They're getting all of these various pieces painting them.
Some of them don't need a full coat of paint,
they just need a few, you know, a little bit
of a touch up. Here's what you do for a
lot of them. You take one drawer for the set,
all right, the one that you want the color to match.
You take it to the paint store. Save yourself from
the mistake that I've made too many times to count.
(35:55):
I look at this new piece, you guys saw the piece.
I just got a Goodwill, big huge television cabinet for
our spare guest bedroom, all right. And I needed to
match the yellow, this soft yellow, to this existing antique
furniture in there. So I take it up to the
local home depot and I had the match that they
matched it beautifully and it's this huge piece of furniture,
(36:18):
so oh, give me a gallon, that'll be fine. I
used about one tenth of it and that was for
two coats on this piece of furniture. So now I
have all this yellow pay leftover. Do yourself a favor,
be smarter than I was, save even more by requesting
a sample size of paint. It comes in an eight
ounce container. Believe it or not, a sample is oftentimes
(36:40):
all you need for a surprisingly large piece of furniture. Okay,
go for the sample sizes. Eight ounces far less expensive
than a quart or a gallon, and do it that way.
You can save yourself a lot of cash doing that
kind of thing.
Speaker 3 (36:55):
I love that.
Speaker 1 (36:56):
It's so true. And Greig B. Bowling, Green, Kentucky again,
best of luck with new Twin Boys. There's nothing like it.
I highly recommend the kiddage. Kids are fun. Kids will
keep you on your toes. They will spend every penny
out of your pocket if they have the chance. Not
through their own fault, but because as parents were so paranoid,
we want every safety concern addressed. Every single piece of
furniture has to be kidproof, and the house has to
(37:18):
be kidproofed and to ching ch' ching ch' ching. Do
your stuff a favor. Keep doing exactly what you're doing.
It's brilliant. Your kids will learn from it. They will
give you grandkids one day that learn the same thing.
Keep up the fabulous work. Next up, Kevin m listening
in from Portland, Maine, w lob. One of our favorite
stations is redoing a new house. This is one of
(37:40):
the best bits of advice I've ever heard. I've done
this in my house as well. He's doing it in his.
He was obsessing about wall color. Do I do the
dining room in red? Do I do the den in
green walls? Do I do the kitchen in nice powder
blue walls? Obsessing? Obsessing, obsessing. I've got a Victorian. I
obsessed the same way. You want to know what color
he does went with all over his house White, brilliant, gorgeous.
Speaker 3 (38:06):
I am applauding you verbally from afar.
Speaker 1 (38:09):
White walls are a money smart move, are a money
saving move, Are a sanity saving move that you will
applaud yourself for in the years to come. If you
are looking at a house that you're doing, a room
that you're doing, a bathroom, that you're doing. If you're
anything like me, you will look at all these various
magazines and all the HGTV shows where they are custom
(38:32):
putting together a fabulous fuchsia slash whatever, and I drool.
I'm like, oh my god, that's gorgeous, And then I obsessed.
Speaker 3 (38:39):
Should I do the same thing? Will it work out
the same way? No, it won't.
Speaker 1 (38:42):
It only works on HGTV. I like white walls. White
walls are so adaptive, you know why, because then you
go with these huge pops of color like Kevin did
in Portland, Maine. I'm looking at his white walls. He
even painted his mantle white. It's crisp, it's clean, it's
easy to touch up. He went with some bold carpeting.
(39:02):
Need a brand new carpeting, one with a bold blue.
He's got these wonderful hodgepodgy pieces of furniture that couch
everything else in various colors, greens, blues, and grays for everything,
for the pillows, for the rugs, for everything else. You
go with white walls. White walls will save your sanity.
If you are redoing anything, make it happen. Not only
(39:23):
is it very inexpensive to do, you can keep the
paint for touchups in every single room. You're not gonna
have different colors of paint for every single room. You
got the big white paint bucket and you know exactly
where it is, and you can store it wherever you
want to. And then when you want to switch up
the room a bit, maybe you're not going for greens
and blues. Maybe you want to go for more of
like a maybe an orange and red for the next one.
Speaker 3 (39:44):
Who knows what.
Speaker 1 (39:45):
Those white walls are gonna help you do it far
easier than if you'd gone with the fuschia that I've
drooled over just a few weeks ago.
Speaker 3 (39:51):
That's what I'm talking about.
Speaker 1 (39:52):
Smart living, saving the money in your pockets, saving your sanity.
Speaker 3 (39:55):
That's what it's all about. Guys. The time is flun.
Speaker 1 (39:57):
Thanks so much for hanging out and until next week,
save those pennies, pay with cash, and you all stay
frugal out there.
Speaker 3 (40:06):
Cheek is small, I'm not too misty. The best of
all
And we are back with the Christian Agopian Show. And
I love this study that just came out. Guys, I
mean everybody myself included, maybe me especially. You know, we
love a gold star on the spelling test or a
pat on the back when you've been up, you know,
with your team online two nights in a row. You know,
we all know this, but a really interesting new study
(00:26):
by work Human and Gallup indicates that formal recognition, you know,
that good job, that way to go, and you know,
maybe the email that goes out that says guess what
they did? You know, save the company may carry more
weight for workers than managers realize. Joining us VR newsmaker
line our doctor Misha and Martin, Senior director of People
Analytics and Research at work Human and ed O Boyle,
(00:49):
Global Practice leader at Gallup. Welcome you guys, you're having
a busy day. Welcome to the show.
Speaker 2 (00:55):
Thank you so much, so happy to be here, and
glad you love the study.
Speaker 1 (01:00):
Doctor Martin, If I may, I want to start with
you talk to us about workplace recognition, you know, and
I know it's kind of a vague term, but it's
the best one I can come up with. Workplace recognition.
You know why it's important in today's ever changing God
help us ever changing work environment. Why is workplace recognition
kind of how do we fine tune it? How has
(01:20):
it evolved, say since a couple of centuries ago when
I was in the corporate workplace.
Speaker 3 (01:24):
Talk to us about what it looks like today.
Speaker 2 (01:26):
Yeah, so I think you know, the thinking has changed
on this and it needs to change, and based on
our research, it is important for it to change. So
let's start with what it is and what it should be. So,
first of all, it is more than that goal star
or that at a boy, right. It is a specific
acknowledge and appreciation of who an individual is and the
(01:49):
specific talents and contributions that they bring to your workforce.
So it's not just you know, great job in posting
this video. It's great job on this video. So it's
impactful because and the impact of that and what it
meant to our organization is X, Y and Z.
Speaker 1 (02:07):
You are so spot on correct, And I'm writing notes
as we're talking here because you make so many good
points here.
Speaker 3 (02:13):
Yeah, it's not like you. No, the price is right,
showcase showdown a brand new car.
Speaker 1 (02:17):
I mean, people do not need that kind of recognition
we think that they do, they really don't.
Speaker 3 (02:22):
And it's like anything else. It's like you and I,
all three of us guys.
Speaker 1 (02:24):
You know, if you have someone who just takes a
minute to say, hey, I recognize that you really kind
of busted it out of the park on this. You
took time out of your schedule, you're home, you're not
in the office. We really appreciate your effort. You're taking
all the extra time and it's not that hard to do,
and it's not that huge of a mystery, and a
lot of people still don't get it. So that's why
your information and your study is so important here. And
(02:46):
I'm going to toss it over to you if I could,
to kind of paint the other picture on this, because
we're talking about recognition or lack thereof. I mean, talk
to me how one way or the other can affect employees.
It just seems to me like some things, as as
much as things change, and all three of us know
that does. Sometimes just the tiniest touch of recognition can
make a huge difference to the better, and that lack
(03:08):
of recognition can put a string of dominoes in line
that you can't recover. From, so how do we thread
that needle.
Speaker 4 (03:14):
So when you think about work today and how workplaces
are going through such extraordinary change, one of the things
that is in the control of both us as individual employees,
but also managers and leaders of the organization is the
way we recognize each other. And there's three different types
of recognition that you can give to each other or
leaders can give to their teams. One is thank you
(03:36):
for a great job, which we've already talked about. The
other one is around work milestones, so an anniversary or
a promotion or something happening to you from a team
standpoint at work. And then the third one is around
life events, so that blurring of work in life, if
you will, between an employee outside of work and the
employee inside of work. And what we've learned is when
(03:58):
those three things are working in harmon, it's far more
likely that your employees are going to be engaged at work,
which means they're bringing all that discretionary effort that we
just talked about. They're far more likely to be to
have a thriving outcome to their well being and less
around burnout. And then the last one, which is what
a lot of employers are worried about right now is
they're far less likely to be looking for another job.
(04:20):
So this little thing called recognition has an impact on
the organization's productivity and also the people inside of it
from their full life as well as propensity to want
to look for another job.
Speaker 1 (04:32):
And sometimes it's the information that's right in front of us.
You know, we need to see it in a survey
to really kind of take it seriously. I don't know
why we're wired that way, but I think this is
going to have a huge impact on so many people.
Doctor back to you if I could, because you, again
have this really solid bird's eye view and sophisticated understanding
of this where a lot of us don't. You no
(04:52):
doubt had it in your head. Oh here's what we'll
find in the survey. Here's what we won't find. Oh,
this will be normal, this won't. But was there anything
signific even you looked up and said, hey, you know what,
I didn't expect that. I mean, what were your biggest
takeaways maybe surprising takeaways from the work human survey? What
jumped out at you.
Speaker 2 (05:09):
Such a great question, because you're right, you know, I've
been doing this employee experience research for a while, and
so I'm well aware of how appreciation positively impacts how
people show up at work. The biggest finding for me
was how it affects how people feel about their lives overall.
So what we found is that people who are having
(05:31):
a really positive appreciation experience at work are much more
likely to be thriving in life. I mean, when I
saw that, I was like, wait a minute, wait what
and not by a little, by a lot. It affects
how you feel about your life overall. So that was
a big deal and a really exciting and positive finding
(05:52):
for me. However, you know, there was a dark side
to our findings, this finding that I'm about to talk about,
based on our previous research here work human it wasn't surprising,
but it was still very disappointing. So the finding is this,
Black and Hispanic employees are having a far less positive
experience at work where appreciation is concerned. They are less
(06:14):
likely to report that appreciation for them is authentic and
equitable compared to their coworkers. However, interestingly, when organizations get
these two things right for black and Hispanic employees, it
has an even bigger impact on their life. So it
has a bigger impact on their perception of having a
(06:36):
great life compared to their counterparts.
Speaker 3 (06:40):
That is indeed fascinating.
Speaker 1 (06:41):
And you know what, when you have numbers to put
to this stuff, whether we're talking about male workers, female workers,
whether it's first generation Americans, whether it's tenth generation Americans,
we are all now so much of a melting pot.
I mean, I am just in absolute United Nations of Americans.
I got like fifty different nationalities coursing through my veins.
So when you find out stuff like that and you think,
(07:02):
you know, that's just something that can be corrected, it's
all the more empowering, little disappointing, not gonna lie to you,
but extraordinarily empowering because we all know every person walking
around in our workplace has got so much crap going on.
Oh my god, you've got the bills, and you've got
the kids you're worried about and COVID please God, don't
let that come back. And I got to get the
house painted. And why's the car making that funny noise?
(07:23):
I mean, it's just every single one of us walk
in the planet has that kind of stuff going on.
Speaker 3 (07:28):
Oh I ramble, but you guys get what I'm.
Speaker 1 (07:29):
Saying, right, you're smart, and your doctors and your professionals,
So just humor me and say, yeah, Chris, my car
is making that funny smell soup.
Speaker 3 (07:35):
You know, we're all in this together.
Speaker 2 (07:36):
Hey, my mom's car was making a funny sound yesterday,
So I get it.
Speaker 3 (07:42):
Thank you.
Speaker 1 (07:42):
It feel so much better. And I wish I had
a million hours with you, guys. I wish I had
all afternoon. But I need to get one more question here.
Ed When you're looking at the survey findings and you're
wondering what workers are going to think when they're reading it,
when they're finding out more about this, it's not just
COVID and us working at home that suddenly blurs the
lines between work and home life to where there is
(08:04):
no clear borders. Why do workers kind of want to
do that? Is it because it makes it easier to
switch gears? Is it because it just makes it impossible
to switch gears from home to work? I mean, how
do we give hard workers a little bit of home
time and how do we give those people working from
home the motivation to keep working? I mean, is that
question making any sense?
Speaker 3 (08:23):
You know what I'm saying?
Speaker 4 (08:24):
Yeah, it makes a lot of sense, and you know,
in this great work life experiment that we're going through here,
both employers and employees are trying to figure this out,
and so as we go through that journey together, I
do think that there's a couple of important things that
we need to know. The first is that when an
employee says that their organization cares about their well being,
which by the way, is less than one and four,
(08:46):
they're again far more engaged at work, far less likely
to be looking for a job, and far more likely
to be thriving in their work and their lives. So
everything kinds to be blending together. We also know that
only fifteen percent of employees are actually getting recognized for
those life events, and when they do, those three things
also light up in terms of engagement and power. The
(09:09):
other thing that in the study that I think is
really interesting and applies to this is you know, you
mentioned that recognition is right in front of us, and
that's something that we should all sort of know. Two
things that were I think fascinating was most people have
never been asked how they would like to receive recognition.
In fact, in the study, when we ask the question,
only one in ten people had said that somebody asked
(09:30):
them how they would like to be recognized for any
of those three things. And so going back to work
today or tomorrow or next week, having a conversation with
your coworkers about how you'd like to be recognized, I
think is a really big and important finding.
Speaker 1 (09:44):
Yeah, it's all true, and so many important points there too.
And you know what job creators. You know, they're not
all crazy Disney evil people. I mean their car smell
funny too. I've been in them. I know what I'm
talking about. And when it comes to everybody just kind
of getting along and finding some time to you know,
for family, for friends, without sacrificing you know, the work
going down the tubes and vice versa. You guys have
(10:05):
created something entirely unique here that's going to help so
many people. And I knew the time would fly. Give me,
give me a website where people can find out more
about this fantastic study and where they can put it
to good use.
Speaker 2 (10:15):
Absolutely so, we do recognition research all the time here
at Work Human, and you can find it on our websites.
Work human dot com, w O r K h U
m A N dot com. Go to our resources section
you will find all of our research there, including this
news report with Gallup.
Speaker 1 (10:33):
Guys, you got an open mic anytime, Doctor Misha and Martin,
Senior director of People Analytics and Research at Work Human
at Oboyle, Global Practice leader at Gallup. Get those air
fresheners for your cars, they do wonders for mine. And
come on back whenever you wish. We'd love to have
you back.
Speaker 3 (10:46):
Thank you so much.
Speaker 4 (10:48):
I have a great day.
Speaker 3 (10:49):
You do the same, and we'll be right back gang
right after this.
Speaker 1 (11:00):
Hey guys, it's Chris and coming up on Friday, July
fourth is the forty fifth anniversary broadcast of A Capital Fourth,
Live from the West Lawn of the US Capital. Alfonso
Ribeiro hosts this year's all star celebration of America's independence,
honoring our nation's freedoms and the brave men and women
who protect them, and of course, featuring the most spectacular
(11:21):
firework show lighting up the Washington d C skyline, all
in honor of our nation's two hundred and forty ninth birthday.
Low Cash, who will be performing if this year's A
Capital Fourth have more Hi, America.
Speaker 5 (11:34):
We're low Cash, and we couldn't be more excited to
be part of the forty fifth anniversary broadcast of A
Capital Fourth. This iconic America celebration brings together music, fireworks,
and patriotic sperience live from the West Lawn of the
US Capitol. Join us along with incredible lineup of artists
on Friday July fourth at eight pm easterns seven pm
(11:54):
Central Time on BBS for at Night full of unforgivable
moments and incredible fireworks.
Speaker 1 (12:00):
An honor of this year's lineup include The Beach Boys,
The Temptations, Josh Turner, Lauren Daegel, Trombone, Shorty low Cash,
Yolanda Adams, and Abby Carter with the National Symphony Orchestra.
The concert airs on PBS and streams live on YouTube
on Friday July fourth at eight pm Eastern. To learn more,
(12:20):
visit PBS dot org slash A Capital for.
Speaker 3 (12:29):
And we are back with the Kristin Egopian Show.
Speaker 1 (12:33):
And whether it's a castle or a condo, or a
casita or some mix in between, like Casa Agopian, there's
no place like home. And there's now a well documented
link between home ownership and improved health. I love that
and an observance of healthy Homes month Habitat for Humanity
is teaming up with longtime partner Carrier to call attention
(12:56):
to the importance of making the air in our living
space is cool, clean and safely breatheable. Jonathan Reckford, CEO
of Habitat for Humanity International, and Justin Keppee, President of
North America Residential and like commercial h back for Carrier
are joining us live from a build site in Indianapolis
to give us some tips for making homes healthier.
Speaker 3 (13:17):
Gentlemen, Welcome, Thanks, Kristin, Christian glad to be with you. Well,
it's a pleasure to have you with us.
Speaker 1 (13:23):
We find that home ownership is one of those themes
that is just universally beloved amongst a vast majority of
our listeners, so we were so delighted to have you
with us. Jonathan, I'm going to start with you. Can
you tell us a little bit from your research about
the link between home ownership and health.
Speaker 6 (13:42):
Well, Kristin, we have seen and the data is overwhelmingly
clear that the ability to have a healthy home has
a dramatic impact on the health costs for families. So
we think about affordability. It's not just the cost of
your renter mortgage, but also your other costs. And I've
seen over and over again families moving out of a
(14:03):
less healthy apartment into a habitat home. They've had fewer
doctor visits, spent less on medicine, and the difference of
having that healthy environment for their children has made a
huge impact, and that leads to better educational and other
outcomes as well. I have a pediatrician friend who's become
a big housing champion because she said she kept treating
children over and over again for symptoms and realized what
(14:25):
she really wanted was a prescription for a healthy house,
because otherwise she would send them home with medicine and
then they'd be back in again because ultimately, whether it
was mold or other issues that were exacerbating their asthma allergies,
that healthy home was the real desire.
Speaker 1 (14:42):
Yeah, I believe that. That's honestly pretty fascinating. I had
not thought about it from that aspect before, And you're
so right. I mean, the ripple effects. We all joke
about the hassles of home ownership, but when you kind
of dig a little deeper and you see all the
underlying the feelings of worth and the net worth literally
financially in the ripple effects from that. It can have
(15:04):
a tremendous, amazing ripple effect through your family, through generations
to come. It's remarkable and it's great to hear that
your research came up with that same info. Justin over
to you, if I could talk to me a bit
with your studies as to how indoor air quality supports
health and productivity, what did you find?
Speaker 4 (15:22):
Yeah?
Speaker 7 (15:22):
Absolutely, Christian so Kerrier invests in some important research, including
those of the cog FX, which is being done by
researchers from Harvard University's School Public Health, And what those
researchers have demonstrated is that better health and better thinking
are associated with a better indoor environment with enhanced ventilation.
(15:43):
So oftentimes you think about your indoor environment and you
think of temperature, but you also need to think about
humidity control. You need to think about ventilation, You need
to think about filtration removing contaminants that in the air
that could be allergens or cause other long term health impacts.
Speaker 1 (16:01):
That is absolutely true, and it's a priority that a
lot of people don't always keep in the forefront. You
guys have really got your finger on the pulse of
exactly what needs to be done here, and again I'm
taking notes as we're talking here, justin I'm going to
stay with you if I could.
Speaker 3 (16:16):
With all that.
Speaker 1 (16:17):
Information in mind, how do we go about prioritizing health
and safety in both the new construction that we see
around us every day and with renovations. How do we
make sure that all of these projects from all these
different eras get the upgrades that they need and we
can prioritize health and safety at the same time.
Speaker 7 (16:35):
Yeah, So Carry offers a full suite of innovative products
in the healthy home space as well as fire security
products that can help enhance your security, and it goes
beyond just HVAC systems would provide total comfort. We provide
a series of fire protection and security systems so you
can have a healthier and safer home. If you want
(16:58):
to learn more about EXCEP we do offer, I would
encourage you go to carry your dot com and you
can learn about our offerings as well as get help
from an expert.
Speaker 1 (17:07):
That's fantastic, I know, and it gets me thinking of
kind of a sideline question here. I'd love your input
on this because I've been happily married now to the
same guy for twenty five years. He is amazing at
home improvement, home renovations. But when you're talking here, it
begs the question, when you know where to go to
ask these questions and questions pop up, how do you
get the guy in your life to actually pick up
(17:29):
the phone and to ask for help with these home
improvement things. That's where I seem to kind of find
myself in a tricky widget. What's your advice?
Speaker 6 (17:36):
That one might be above my pay grade, but it is.
Speaker 2 (17:39):
Well.
Speaker 6 (17:39):
What I can say is that when people come out
and volunteer with Habitat, they learn, they learn skills, and
I think they also learn appreciation for what it takes
to both build and take care of a house.
Speaker 1 (17:51):
Oh, that is absolutely true. And Jonathan, back to you
if I could, because you two are both being so modest.
The work that you guys are doing helping individuals and
families and neighborhoods, and again, the ripple effects of that
are something that's probably way too profound to even put
pen to paper to do the math on this and
all that it's doing for so many So when Habitat
(18:12):
and Carrier, you've guys been working together in the home
building process for a while. You've streamlined the process, you
know where you want to focus your energies next. Where
do you guys see yourself working together in the home
building process in the years to come? What do you
see in the horizon?
Speaker 6 (18:26):
Well, thanks, Kristin. It is it's really amazing. I mean,
because of partners like Carrier and just people all over
the world believing in it, we've been able to help
over forty six million people have new or improved homes
since our founding. But we have a huge affordability crisis
right now. It's actually never been worse in the United
States in terms of the ability for a median income
(18:47):
family to be able to rent or purchase a home.
And so it is there's a great urgency to this
right now. And what happened last three years is covid
C only exacerbated that. And that's why we're certainly grateful
for partners like Carrier who've been able to help us
reduce the cost of our homes by donating products and
bringing their employees out to volunteer with us. But we
really need everyone to get involved if we're going to
(19:09):
make a dent in the housing crisis.
Speaker 1 (19:11):
Oh my gosh, you do not get me started on
the housing crisis and all of the ripple effects from that.
I'll talk both your ears off. Justin one more thing
for you before we wrap up the times flying here.
You could have partnered with anybody. I mean, there are
so many worthy organizations out there. Talk to us a
bit about why it was important for your company and
for its employees to support Habitat. It's been a remarkable partnership.
(19:35):
What led you there in the first place.
Speaker 7 (19:38):
Yeah, so, Carrie looks at for organizations that make a
real positive impact on local communities as well as offer
great opportunities for our employees to volunteer their time and
their skills and be able to see our products in action.
And being here this morning and seeing the o Mer
family getting this much closer to their dream of home ownership,
(19:58):
it really makes a positive impact. And working with partners
like Habitat for Humanity, we've been helping to shine the
light on the real need for making healthy and safe
homes accessible for all Americans.
Speaker 3 (20:14):
Yeah.
Speaker 1 (20:15):
All true, A lot of companies have that intent, but
you guys are the ones that are getting it done. Gentlemen,
where do our listeners go for more information?
Speaker 6 (20:22):
Well, thanks so much, Kristin. And if they want to
learn about housing issues and how they can get involved,
whether locally or in our national global work, go to
Habitat dot org and you can find out a lot more.
Speaker 7 (20:33):
And if you'd like to learn more about the great
offering that Carrier has for healthy homes products and all
of our products, I encourage you go to Carrier dot com.
Speaker 1 (20:41):
Outstanding products, outstanding companies. Gentlemen, Thank you so much for
taking the time. I knew the time would fly. Jonathan Reckford,
CEO of Habitat for Humanity, Justin Keppie, President North America
Residential and like commercial Hvactor Carrier, you get an open
mic anytime. Please join us again when you can.
Speaker 6 (20:58):
Thanks well, I thank you with you, Thanks Kristin, and.
Speaker 3 (21:00):
We'll be right back gang, right after this.
Speaker 8 (21:09):
The best of all, and ho again, everybody. It's John
Harriet here with Keller Williams real Estate with another entertaining
and educational segment of dad and daughter talk real estate. Obviously,
I'm the dad, John Harriet of Keller Williams Real Estate,
full time realtor, and.
Speaker 3 (21:31):
I'm the daughter, Christy Gophian. Welcome back, gang, folks.
Speaker 8 (21:34):
We do try to cover a lot of the things
that are important to people thinking about buying and selling houses,
but we can't cover everything. We do cover lots of
generalities that are very very important, but in really really
get yourself up to speed on what's needed to buy
that house or sell your present house and make that
move up by, you really do need the advice of
(21:54):
a professional realtor. And I would love to be one
of the realtors that you interview for the job representing
you either in buying your first house or making that
move up by. And the way to get in touch
with me is to call her text too, Chrissy, give
them the.
Speaker 1 (22:08):
Number four eight four five seven four four zero eight eight.
Speaker 8 (22:12):
That's four eight four five seven four four zero eight eight.
Email also works, And the best way to reach me
by email is to do this one, John mac h
at gmail dot com. That's John m ac kh at
gmail dot com. Okay, Chrissy, And what kind of questions
have we gotten over this last week from our cadre
(22:33):
of listeners here.
Speaker 1 (22:34):
You were saying before earlier, you were saying how the
summertime real estate market really ramps up, and that is
actually ramping up your emails as well. Two really jumped
out at me though, and the first one is from
a very nice guy named Mike, and he's got a
really good question here in our area, Ballakano's a hot
area and he's seeing real estate move right and left.
But his big question is, given that the numbers are
(22:55):
all working in their favor, why should I sell this summer?
He's interested selling and moving to a smaller house. He's
getting ready to retire. Why should I sell this summer?
Why not wait and maybe get an even better rate,
a better number next year? So why should he sell
now instead of waiting till next year?
Speaker 8 (23:12):
Excellent question, Mike. And since you are downsizing instead of upsizing,
maybe the correct answer to your question is you all
to wait till next summer. So I'm going to approach
this question from two sides. I'm going to approach it
from the side of a couple or a buyer who
is thinking of selling their present home and upsizing to
(23:32):
the dream house so they want to spend the next
ten to twenty maybe twenty five years raising their family.
And from the perspective of a person who is downsizing.
So the biggest reason that you should think about selling
this summer is that buyer demand is very, very strong
in our area now. Now throughout our listening area, Chester, Delaware,
(23:52):
bux and Montgomery Counties, we are in almost every spot
in what we call a seller's market now, Chrissy, seller's.
Speaker 1 (24:00):
Market absolutely when the market is in the seller's favor,
when the seller can call the shots more with regards
to pricing, in terms and everything along those lines.
Speaker 8 (24:07):
Exactly right now, The actual drivers behind a seller's market
are there's more buyers than sellers. So therefore, by definition,
there are more buyers than there are houses to meet
the demand. Anytime you've got more demand for something than
there is inventory available to meet it, Chrissy, what happens
to prices.
Speaker 3 (24:25):
The prices go up, that's right.
Speaker 8 (24:26):
And that's what's happening in just about every spot in
our area now. So one of the first things that
your realtor ought to do when you contact with a
realtor is and you decide to work with a particular realtor,
is that realtor should make a determination. Are you in
a seller's market like we are in most parts of
our area, or are you in a buyer's market where
there are more sellers than buyers and prices are actually
(24:48):
going down or are you pretty much in a neutral market,
And the answer to that question will impact on your
marketing decision in a number of different ways. For the
most part, we are in a seller's market where buyers
out number sellers and there's upward pressure on prices. So
the biggest reason that I would say, and this fellow's
name was Mike. Yes, okay, Mike, I would say, the
biggest reason to sell is that houses are selling quickly
(25:11):
at this point in time. And while I expect that
to be the case again next summer and for several
summers to come, you never know for sure that's right.
Your conditions are ready to sell right now, but you know,
maybe a year from now, family conditions might have changed,
could be some medical emergencies, could be something else happens,
and maybe the conditions wouldn't be as good for you
to sell. So I would say the time to sell
(25:32):
right now probably the best thing for you, because demand
is high and you're probably going to be able to
sell that house quickly, especially if you get yourself a
good realtor who prices the house property for you. And
please remember the advice Mike that I give people whenever
they're thinking of choosing a realtor. I always say, Chrissy,
you need to interview how many realtors?
Speaker 1 (25:51):
Well, you always say interview at least three. And you
know my response is, and that's good advice. I'm not
trying to say otherwise, but literally, if you're selling or buying,
just call that.
Speaker 3 (25:59):
It's going to say.
Speaker 1 (25:59):
If you a lot of time and a lot of
hassle and you get the maximum price for your house,
you gotta love it.
Speaker 8 (26:04):
I knew she was going to say that, folks, That's
why I asked her. But I always say, interview at
least two realtors, preferably three or four, and the number
to reach that's four eight four five seven four four
zero eight eight or email John mac h John M.
Speaker 1 (26:17):
A C.
Speaker 8 (26:17):
K h at gmail dot com, or go to my
website John Harriet dot com. That's John H. E R
R E I D dot com. Any one of those
are going to put you in touch with me. And
I would love to be one of the realtors that
you interview for the job of helping you buy that
first house or sell your house and make that move
up by because the needs of your family have changed.
(26:40):
So biggest reason to sell now is buyer demand will
remain strong. Also, Mike, there's another good reason is right now,
there is less competition Right now. I've said sellers market
in most of the area, and what that means is
that there's less than a six month worth of inventory
of houses available for sale. That's probably going to be
the case again next year, but you never know. Always
(27:03):
time to strike while the iron is hot. There is
less competition now, And there's.
Speaker 3 (27:06):
Always that phrase.
Speaker 1 (27:06):
It keeps going through my head to burden the hands
worth two in the bush, Like we can speculate all
we want to on next year's numbers, but when you
know the numbers are red hot this year and this summer,
why not do that take the plunge now.
Speaker 8 (27:17):
Also, if you're like most buyers, Mike, and you're moving
from the house you're in right now to one that's
more expensive, there will never be a better time to
move up. Prices are expected to appreciate overall nationwide by
about four point eight percent over the next year, according
to Core Logic. If you're moving to a higher priced home,
it's going to wind up costing you more both in
(27:38):
down payment and mortgage payment. If you'll wait now, Mike,
since you are thinking about downsizing, there is a there's
another side to this coin. And if you wanted to
take a little bit of a chance on how much
your house is going to appreciate, let's just say that
your house is worth five hundred thousand dollars, and let's
make the math easy. Prices are appreciating at four point
(27:58):
eight percent a year, so let's round that up to
five and say that your house is probably going to
go up by about twenty five thousand dollars a year.
And let's just say that you're buying a condominium, a townhouse,
maybe a one or two bedroom, in one of the
lesser priced condo developments in our area. And you can
get into that condo for three hundred thousand dollars, and
(28:19):
there are some reasonably nice condos that are available for
three hundred thousand dollars. Well, if those prices are going
up five percent. Also, percent of three hundred thousand dollars
is fifteen thousand dollars. If your house now is worth
a half a million dollars, five percent of five hundred
thousand dollars is twenty five thousand dollars. So without getting
too far out in the computational weeds here. If your
(28:40):
house is going up twenty five thousand a year and
the house you plan on buying or the dwelling units
you plan on buying is only going up fifteen thousand
dollars a year, every year you wait, you're probably going
to be making about ten thousand dollars. That could be
a good argument to wait, but you never know what
is going to be happening, for sure, to prices, and
more importantly, what's going to be happening the interest rate.
(29:00):
So I would say the overwhelming weight of the factors
that are in your favor to sell now is opposed
to selling later. The overwhelming number of factors are in
favor of selling now as opposed to selling later.
Speaker 3 (29:14):
And that's what I love.
Speaker 1 (29:15):
You can't argue with the math, and it's actually understandable
you can't selling.
Speaker 8 (29:19):
You can, but you generally lose when you argue.
Speaker 1 (29:22):
With a math. But I love that no matter what,
no matter which way you slice it, in today's real
estate market, you're going to be coming out ahead. If
you're dipping a toe in or you're thinking about making
a move, it's all been work in your favor reassuring.
Speaker 8 (29:32):
And finally, the last reason, Mike, and this is a
little bit more esoteric. You know you've been you've been
thinking about this for some time. Obviously, Hey do I
want to downsize? Do I not want to downsize? My
wife and I have been thinking about downsizing now for
twenty two years. Chrissy's youngest sister graduated from high school
in nineteen ninety two, and we said, maybe the time
(29:55):
is right for us to think about downsizing. Yep, Inertia
is a powerful for and really it feels really really
good to get that decision made, and it's time to
move on with your life. As opposed to sitting and
fretting and prussing about it. It's probably time to move
on with your life and to get that decision made.
So go ahead, make the sale, get yourself settled in
(30:16):
your downsizing or upsizing place. But there's more factors in
favor of doing it now as opposed to waiting. Prices
will be higher next year. Like I say, if you're
buying a smaller unit, that would work in your favor
to hold on to your larger house. But be that
as it may, interest rates are probably going to be
higher and you never know what the state of your
(30:37):
health is going to be, what the state of your
loved one's health is going to be. And it's just
time to move on with your life and get that
decision made.
Speaker 1 (30:44):
When you know that a move is part of your future,
just get it done now, take that off your list
and be done with it.
Speaker 8 (30:50):
In general, if you're moving up, it's a great thing
to get that decision made and do that buying now,
because all the numbers are in your favor. If you're
thinking of down sizing to a smaller place, could be
that the economics might favor you. Waiting and Mike, if
you want to give me a call and we can
chat and chat about that in some more detail. I
can flesh that out a little bit more for you.
(31:11):
But in general, overwhelming factories, folks are going to be
in favor of making the sale now, moving on with
your life and getting that next dwelling brilliant.
Speaker 3 (31:21):
And we'll be right back right after.
Speaker 1 (31:23):
This, and we are back with the Christian Egopian Show
(32:07):
with fabulous feedback from our listeners coast to coast. After
we've been talking about my own home decorating and my
own home improvement projects, involving Goodwill and Craigslist and just
discount fabric and a staple gun. It's unbelievable the trouble
I can get myself into with just those four simple ingredients.
But in all honesty, the results and the money saved
(32:29):
has been huge. I talk about this in the first segment.
A couple weeks back. I bought a bike on from Goodwill,
a local Goodwill. I love this Goodwill get to your
local Goodwill, brought it home. It was one of those cute,
old fashioned bikes, the kind that I really like, the
kind I know that I can effortlessly ride. Victor takes
one good look at it, and he knows this stuff
(32:50):
better than I do. He's got it like an eBay
master's degree, and he tells me it's some vintage bike.
I bought this bike for twelve bucks. It's some vintage
bike worth three point fifty on Criikeslist. So now he
and I are in tandem on this, like, okay, it
looks like we're selling this thing on Craigslist. It went
on it could be on eBay. Some people sell it
on eBay. Craigslist is more for the bigger items. I
can't see us shipping a bike via eBay, so it
(33:12):
went on Craigslist. Sure enough, there's a huge market for it.
Back out for bike shopping. I go, got another bike.
This one is far better, far better suited for me.
Huge thick tires like the like the all terrain bike tires,
like I'm going to go some dare you know, repel
down a mountain in this bike or something?
Speaker 3 (33:29):
Not so much, but.
Speaker 1 (33:30):
It's very sturdy, it's beautiful. Got it for fifteen bucks.
And I'm hearing from people right and left who are
doing this in every aspect of their lives. They're shopping
for cars on Craigslist. Now, this takes a skill level
when it comes to cars that I do not possess.
I am mighty skilled in so many areas. Buying a
car is absolutely not one of them. Put your skills
(33:53):
to work. Maybe you know more about furniture, Maybe you
know more about jewelry, maybe you know more about books.
Whatever your appetite is for things that you need to purchase,
things that you want to have.
Speaker 3 (34:02):
In your home.
Speaker 1 (34:03):
Get yourself onto Craigslist, get yourself to your nearest goodwill.
It is money in your pocket and something I touched
on briefly in the last break, something that our listeners
have touched on time and time again. When you get
your hands on these furniture pieces, do not cheap out
on the fabric that you're going to recover them with
or reupholster them with. Go for the top notch, top drawer,
(34:26):
incredibly durable, gorgeous home decorating fabrics, all right, the kind
of stuff that you'd find in a regular store for
fifty bucks. A yard awaits you on Craigslist and Goodwill,
just in this last week alone for me for easily
ninety five percent off. I love it. I cannot say
it often enough. So go for the you go for
the high brow items. That's my main message with brilliant
(34:49):
frugal living and the whole Christin Agopian show theme. Live
a gorgeous, high quality luxury item life. But in this
day and age, make sure you tap into every a
single resource you can, and they are everywhere to get
it done for a fraction of the cost, often ninety
percent off. Next up, for the pieces of furniture that
(35:09):
you get, you're gonna find nicks and scratches, all right.
Greg B listening in from Bowling Green, Kentucky. Gorgeous area.
We traveled through there a while ago. Absolutely no place
like it on earth you can avoid entirely repainting your
furniture for these guys. They're doing a lot of stuff
for their house. They're the proud new owners of twin Boys.
(35:30):
I will pray for you both.
Speaker 3 (35:31):
You gotta love it. It's fantastic.
Speaker 1 (35:33):
They're redoing nursery. They don't have a lot of money
for stuff. They're getting all of these various pieces painting them.
Some of them don't need a full coat of paint,
they just need a few, you know, a little bit
of a touch up. Here's what you do for a
lot of them. You take one drawer for the set,
all right, the one that you want the color to match.
You take it to the paint store. Save yourself from
the mistake that I've made too many times to count.
(35:55):
I look at this new piece, you guys saw the piece.
I just got a Goodwill, big huge television cabinet for
our spare guest bedroom, all right. And I needed to
match the yellow, this soft yellow, to this existing antique
furniture in there. So I take it up to the
local home depot and I had the match that they
matched it beautifully and it's this huge piece of furniture,
(36:18):
so oh, give me a gallon, that'll be fine. I
used about one tenth of it and that was for
two coats on this piece of furniture. So now I
have all this yellow pay leftover. Do yourself a favor,
be smarter than I was, save even more by requesting
a sample size of paint. It comes in an eight
ounce container. Believe it or not, a sample is oftentimes
(36:40):
all you need for a surprisingly large piece of furniture. Okay,
go for the sample sizes. Eight ounces far less expensive
than a quart or a gallon, and do it that way.
You can save yourself a lot of cash doing that
kind of thing.
Speaker 3 (36:55):
I love that.
Speaker 1 (36:56):
It's so true. And Greig B. Bowling, Green, Kentucky again,
best of luck with new Twin Boys. There's nothing like it.
I highly recommend the kiddage. Kids are fun. Kids will
keep you on your toes. They will spend every penny
out of your pocket if they have the chance. Not
through their own fault, but because as parents were so paranoid,
we want every safety concern addressed. Every single piece of
furniture has to be kidproof, and the house has to
(37:18):
be kidproofed and to ching ch' ching ch' ching. Do
your stuff a favor. Keep doing exactly what you're doing.
It's brilliant. Your kids will learn from it. They will
give you grandkids one day that learn the same thing.
Keep up the fabulous work. Next up, Kevin m listening
in from Portland, Maine, w lob. One of our favorite
stations is redoing a new house. This is one of
(37:40):
the best bits of advice I've ever heard. I've done
this in my house as well. He's doing it in his.
He was obsessing about wall color. Do I do the
dining room in red? Do I do the den in
green walls? Do I do the kitchen in nice powder
blue walls? Obsessing? Obsessing, obsessing. I've got a Victorian. I
obsessed the same way. You want to know what color
he does went with all over his house White, brilliant, gorgeous.
Speaker 3 (38:06):
I am applauding you verbally from afar.
Speaker 1 (38:09):
White walls are a money smart move, are a money
saving move, Are a sanity saving move that you will
applaud yourself for in the years to come. If you
are looking at a house that you're doing, a room
that you're doing, a bathroom, that you're doing. If you're
anything like me, you will look at all these various
magazines and all the HGTV shows where they are custom
(38:32):
putting together a fabulous fuchsia slash whatever, and I drool.
I'm like, oh my god, that's gorgeous, And then I obsessed.
Speaker 3 (38:39):
Should I do the same thing? Will it work out
the same way? No, it won't.
Speaker 1 (38:42):
It only works on HGTV. I like white walls. White
walls are so adaptive, you know why, because then you
go with these huge pops of color like Kevin did
in Portland, Maine. I'm looking at his white walls. He
even painted his mantle white. It's crisp, it's clean, it's
easy to touch up. He went with some bold carpeting.
(39:02):
Need a brand new carpeting, one with a bold blue.
He's got these wonderful hodgepodgy pieces of furniture that couch
everything else in various colors, greens, blues, and grays for everything,
for the pillows, for the rugs, for everything else. You
go with white walls. White walls will save your sanity.
If you are redoing anything, make it happen. Not only
(39:23):
is it very inexpensive to do, you can keep the
paint for touchups in every single room. You're not gonna
have different colors of paint for every single room. You
got the big white paint bucket and you know exactly
where it is, and you can store it wherever you
want to. And then when you want to switch up
the room a bit, maybe you're not going for greens
and blues. Maybe you want to go for more of
like a maybe an orange and red for the next one.
Speaker 3 (39:44):
Who knows what.
Speaker 1 (39:45):
Those white walls are gonna help you do it far
easier than if you'd gone with the fuschia that I've
drooled over just a few weeks ago.
Speaker 3 (39:51):
That's what I'm talking about.
Speaker 1 (39:52):
Smart living, saving the money in your pockets, saving your sanity.
Speaker 3 (39:55):
That's what it's all about. Guys. The time is flun.
Speaker 1 (39:57):
Thanks so much for hanging out and until next week,
save those pennies, pay with cash, and you all stay
frugal out there.
Speaker 3 (40:06):
Cheek is small, I'm not too misty. The best of
all
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