August 8, 2025 • 14 mins
August 8, 2025- We go through the agenda items in Albany for New York's nearly 500,000 public sector retirees with Tom Tatun, the recently anointed executive director for the Retired Public Employees Association.
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Episode Transcript
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Speaker 1 (00:04):
This is WCNYS the Capitol press Room, and we're joined
in the studio by Tom Tatuan, the new executive director
for the Retired Public Employees Association, which represents nearly five
hundred thousand public sector retirees, their spouses and beneficiaries. Welcome
to the show, Tom.
Speaker 2 (00:19):
Thanks for having me.
Speaker 1 (00:20):
So for starters, who falls under your umbrella at the
Retired Public Employees Association and are you limited to just
current retirees or can you sign up a current public
sector employees with the promise that they too will one
day be retired.
Speaker 2 (00:33):
Yeah, that's a really great question. RPA represents basically anybody
who's a member of the New York State local and
retirement system. That means that anybody who works for a
New York State agency, anybody who works for county government,
local government, they're all eligible to become members. Before they retire,
they can join, We can help them through the retirement process,
(00:54):
help them with that retirement planning. Then after they retire,
we actually help protect their pensions, their healthcare benefits and
advocate on behalf of them.
Speaker 1 (01:01):
Let's talk about healthcare benets specifically. Then, what is it
that you need to protect them? From are their threats
to these benefits or are they locked in place to
some degree?
Speaker 2 (01:12):
Yeah, so, Unlike pensions, which are constitutionally guaranteed, health care
benefits are under threat for local governments looking to save money.
Folks are being forced out of their night shift programs
and being enrolled in things called Medicare advantage plans, which
helps the local government save money but can put their
(01:32):
members health at risk.
Speaker 1 (01:34):
How does the Medicare advantage plan put somebody's health at risk?
Speaker 2 (01:40):
Well, ultimately, it means more out of pocket costs, right,
And you know you hear this throughout the country. Seniors
talk about out of pocket costs, how they can't afford
their medications, they can't afford their treatments, and they're making
decisions between their medication or their food that week. Medicare
advantage plans help cause that because it means more out
of pocket costs, as folks age.
Speaker 1 (02:01):
But how significant are those out of pocket costs? If
I have to get a fiver out, that's a big
difference than if you're telling me I need to spend
one hundred dollars.
Speaker 2 (02:09):
And that's the difference we're talking about, right, This is
hundreds of dollars a month. Often, I think the important
thing to remember is when somebody enters public service, right,
they did, so, they made that choice to work for
their accounting government, their state government. One of the assumptions
was that they were going to have access to these
great benefits for the rest of their lives. That is,
like the biggest selling point for working for state government,
(02:29):
other than serving your state and serving your community is
the benefits. And this is getting away from that promise
that was made to these workers.
Speaker 1 (02:38):
But like you said, it's the pension that is constitutionally guaranteed.
So what sort of reason to believe that this benefit,
this healthcare benefit would be there for the rest of
their lifetime.
Speaker 2 (02:52):
Because they have access to the health benefits and has
historically had access to that health benefit. The impression was
that the unions, the advocate groups would continue to fight
for access to those benefits long term.
Speaker 1 (03:04):
So what would you like to see lawmakers here in
Albany do to preserve the status quo, so to speak,
to prevent municipalities from shifting people to these Medicare advantage plans.
Speaker 2 (03:15):
Yeah, I mean, the best thing they can do is
support Assembly Bill four six three nine for a motto
that bill would prevent folks from being moved to Medicare
advantage plans without their consent. That's kind of the other
element of this. There are probably instances where for an
individual makes sense to enroll in a Medicare advantage planet
may fit their health needs or their desires better. But
(03:38):
forcing folks over is going back on that promise that
was made to these people.
Speaker 1 (03:43):
So municipalities are making that change though, to save money.
So is the state going to hand out money to
municipalities to shoulder the cost of these more lucrative healthcare benefits.
Speaker 2 (03:57):
I don't think that that's the right framing, right. These
are benefits that you don't These are benefits that they've
been providing, right. It's not as if we're giving them
sweeteners to their benefits. We're not increasing their benefits. These
are benefits that have been established that they've been receiving
their entire career, their entire retirement up to this point.
It's not an increase in costs to municipalities.
Speaker 1 (04:18):
Well, the plans do become more expensive as you age
and require more medical attention, So in that way, I
have to imagine it is a growing cost for municipalities,
So why isn't it in their best interest to find
some sort of savings. And if the state really believes
in this, coming back to it, why shouldn't they pony
(04:40):
up to cover those additional costs that maybe would be
the difference between a Medicare advantage plan and keeping someone
on the plan they expected they be on.
Speaker 2 (04:49):
I mean, that's certainly a decision that the state could
choose to make. Our main goal here is to ensure
that the employees, the former employees, continue to receive the
benefits they have.
Speaker 1 (05:00):
So then what would you tell the county government, for example,
to cut Should they limit the road plowing they do?
Should they cut down on other services for seniors to
provide these lucrative health benefits?
Speaker 2 (05:12):
I mean, those are decisions that the county has to make.
I'm not representative of the county, but these are folks
who helped keep this county plowed, keep the roads plowed,
providing services their entire careers, and we shouldn't turn our
backs on them now that they need our help.
Speaker 1 (05:30):
So let's pivot to some other areas that you're concerned about,
because your workforce isn't necessarily staying retired. There are people
who want to find ways to contribute, and there are barriers,
so to speak to maybe getting them involved in other
types of work, even on a part time basis. So
(05:51):
can you talk about some of the challenges that you're
looking to address there that might prevent some of the
older New Yorkers from being part of.
Speaker 2 (05:59):
The Yeah, one of the big barriers right now is
the pension serning cap basically saying that if a retiree
wants to return back to work, they can't make more
than I believe it's thirty five thousand dollars a year
without you know, negatively impacting their pensions for the year.
This is a pretty small case, a slim case of
(06:21):
people who are impacted by this. There's age limits, you know,
once you reach a certain age, this this limit doesn't
impact you. But what this would do is allow recently
retired folks to re enter the workforce, help serve as mentors,
help train the new generation of state and local workers.
Speaker 1 (06:44):
And is this a particular interest for people who might
be retired law enforcement as say, schools look to have
maybe part time school resource officers or other municipalities look
to have other sorts of security personnel that they might
not necessary we need on a full time basis, or
are there other types of retired employees that might be
(07:05):
able to take advantage of this as well, So.
Speaker 2 (07:07):
There is an exemption right now for schools. I believe
the bill that we've been support of has broader impacts.
Speaker 1 (07:17):
And is there a sense that if not for this restriction,
more people would be filling empty spots because we hear
a lot about the state workforce having a lot of vacancies.
Speaker 2 (07:30):
Yeah, the state and local government workforce has those vacancies.
All this bill would do is kind of allow them
to give these jobs to recently retired folks. It gives
them more options. It doesn't force them to hire these folks.
It just allows them to make these choices as hiring managers.
Speaker 1 (07:45):
And does it make sense to have a cap at all?
Because that the bill we're talking about would raise the
current cap, which you said is that thirty five thousand
to fifty thousand dollars. Does it make sense to have
a cap? I mean, should there be something that's tied
to inflation or should we just get rid of the
cap altogether.
Speaker 2 (08:03):
We would be in favor of getting rid of the
cap altogether. That being said, this cap would significantly, you know,
reduce the chances of somebody being impacted by the cap.
You know, oftentimes these folks are returning part time, so
the chances of getting above that cap are some.
Speaker 1 (08:21):
And does the current system essentially make someone have to
make a calculation about losing money or is it just
a case of them maybe not maxing out their potential earnings.
Speaker 2 (08:33):
Oh, your spot on. They do have to make that choice.
We've had folks, you know, anecdotally have told us, you know,
they hired in January, they have to stop working September,
otherwise they actually end up losing money based on their
pensions no longer coming in for the rest of the year.
Speaker 1 (08:47):
What stick with the issue of pensions, any issues there
with regards to cost of living or people being able
to access this you know, as you pointed out constitutional benefit.
Speaker 2 (09:00):
Yeah, you know, one of our big advocacy planks is
cost of living adjustment, increasing the cost of living adjustment
for pensioners. The average pension in New York State is
under twenty eight thousand dollars a year. We have many
members whose pensions are closer to ten thousand dollars a year.
These are folks who have been retired for twenty years
when salaries were much lower than they are today. The
(09:22):
current cost of living adjustment is very small every year
for these folks.
Speaker 1 (09:29):
And what is it as a percentage?
Speaker 2 (09:31):
It is one and a half percent generally on average,
is what it's been. And it's only applied to the
first eighteen thousand dollars of your pension. So if your
pension is more than that, you only get the one
and a half percent increase on that first eighteen thousand.
Speaker 1 (09:46):
And what would your response be to the private sector
employees who are taking out the world's smallest violin right
now to say, Oh, you have a pension and you're
concerned it's not growing large enough.
Speaker 2 (09:58):
You know. I think the big thing there is again
the pension, the health benefits, all these retired benefits are
why these folks enter the public workforce. Public workforce salaries
are traditionally lower than the private sector.
Speaker 1 (10:11):
Unless you're trying to go from journalism to communications. But
I'll leave that for another issue.
Speaker 2 (10:16):
Yeah, we will leave your personal grievance aside there for
a second place. No, I think it's part of the
promise that was made to these workers and we need
to appreciate that and on or that.
Speaker 1 (10:32):
So I'm curious about the population you serve and how
many of them live in New York. Can you be
part of your association and have fled to Florida?
Speaker 2 (10:42):
Yes?
Speaker 1 (10:43):
And do you guys then as an association try to
find ways to keep people in New York.
Speaker 2 (10:48):
Well, that's what we've been talking about this entire interview, right,
increasing the benefits that these folks receive, ensuring that they
can afford to stay in New York. You know a
lot of our members who move them the main reason
they move is because of the cost of living in
New York.
Speaker 1 (11:03):
But we also hear people say I'm sick of shoveling snow.
So if these people move to Florida and you're successful
in securing better health care benefits or getting that cost
of living adjustment, are they going to get to utilize
those benefits in Florida or can we limit this just
to the people in the Empire state.
Speaker 2 (11:22):
They would still get to benefit from these Right, just
because you are a pensioner living in a different state
doesn't mean you don't get access to RPA's advocacy. But
that being said, the vast majority of retires stay in
New York.
Speaker 1 (11:37):
Is there anything else you think the state could do
other than sweeten up pensions and healthcare benefits to try
to keep more New Yorkers living in New York past
the day they stop working for the state or local government,
for example. Do you care about things like home modifications
so that it's easier to stay in your home, or
(11:58):
having all sorts of naturally retire naturally aging retirement communities.
Are those things that you care about as association? Yeah,
those are things we care about. You know, they weren't
part of our legislative priorities the past year, but anytime.
You know, the Office of Agent just released their master
plan on aging, we had them come speak to our membership.
We work hand in hand with these agencies to make
(12:20):
sure that everybody knows all the great things that New
York is doing for them. Do you have to kind
of pick and choose your spots in terms of where
your lobbying, because things like Medicaid rates for nursing homes
probably matter to your members. But can you go, well,
somebody else is going to fight for that, or do
you feel like you have to lean into every fight
that might impact your members?
Speaker 2 (12:40):
So We definitely try to take the lead on certain fights.
There are certainly other issues that will lend our voice to,
but we stay pretty laser focused on the issues that
we're upfront on.
Speaker 1 (12:51):
And as a thirty something, do you have a tough
time connecting with your members?
Speaker 2 (12:57):
You know, I'm three months in to their job, but
I have had a great time going around to all
the chapter meetings, all the local meetings. Everybody's been really
welcoming and you know, other than a couple oh wow,
how old are you comments, everybody's been really excited to
have me on board here.
Speaker 1 (13:12):
Well, we've been speaking with Tom Tatan. He is the
new executive director of the Retired Public Employees Association. Tom,
thanks for visiting us and luck on the new gig.
Speaker 2 (13:20):
Yeah, thank you so much.
Speaker 1 (13:52):
And for more Capital Pressroom content, visit Capitol Pressroom dot
org or wherever you download your favorite podcasts.
This is WCNYS the Capitol press Room, and we're joined
in the studio by Tom Tatuan, the new executive director
for the Retired Public Employees Association, which represents nearly five
hundred thousand public sector retirees, their spouses and beneficiaries. Welcome
to the show, Tom.
Speaker 2 (00:19):
Thanks for having me.
Speaker 1 (00:20):
So for starters, who falls under your umbrella at the
Retired Public Employees Association and are you limited to just
current retirees or can you sign up a current public
sector employees with the promise that they too will one
day be retired.
Speaker 2 (00:33):
Yeah, that's a really great question. RPA represents basically anybody
who's a member of the New York State local and
retirement system. That means that anybody who works for a
New York State agency, anybody who works for county government,
local government, they're all eligible to become members. Before they retire,
they can join, We can help them through the retirement process,
(00:54):
help them with that retirement planning. Then after they retire,
we actually help protect their pensions, their healthcare benefits and
advocate on behalf of them.
Speaker 1 (01:01):
Let's talk about healthcare benets specifically. Then, what is it
that you need to protect them? From are their threats
to these benefits or are they locked in place to
some degree?
Speaker 2 (01:12):
Yeah, so, Unlike pensions, which are constitutionally guaranteed, health care
benefits are under threat for local governments looking to save money.
Folks are being forced out of their night shift programs
and being enrolled in things called Medicare advantage plans, which
helps the local government save money but can put their
(01:32):
members health at risk.
Speaker 1 (01:34):
How does the Medicare advantage plan put somebody's health at risk?
Speaker 2 (01:40):
Well, ultimately, it means more out of pocket costs, right,
And you know you hear this throughout the country. Seniors
talk about out of pocket costs, how they can't afford
their medications, they can't afford their treatments, and they're making
decisions between their medication or their food that week. Medicare
advantage plans help cause that because it means more out
of pocket costs, as folks age.
Speaker 1 (02:01):
But how significant are those out of pocket costs? If
I have to get a fiver out, that's a big
difference than if you're telling me I need to spend
one hundred dollars.
Speaker 2 (02:09):
And that's the difference we're talking about, right, This is
hundreds of dollars a month. Often, I think the important
thing to remember is when somebody enters public service, right,
they did, so, they made that choice to work for
their accounting government, their state government. One of the assumptions
was that they were going to have access to these
great benefits for the rest of their lives. That is,
like the biggest selling point for working for state government,
(02:29):
other than serving your state and serving your community is
the benefits. And this is getting away from that promise
that was made to these workers.
Speaker 1 (02:38):
But like you said, it's the pension that is constitutionally guaranteed.
So what sort of reason to believe that this benefit,
this healthcare benefit would be there for the rest of
their lifetime.
Speaker 2 (02:52):
Because they have access to the health benefits and has
historically had access to that health benefit. The impression was
that the unions, the advocate groups would continue to fight
for access to those benefits long term.
Speaker 1 (03:04):
So what would you like to see lawmakers here in
Albany do to preserve the status quo, so to speak,
to prevent municipalities from shifting people to these Medicare advantage plans.
Speaker 2 (03:15):
Yeah, I mean, the best thing they can do is
support Assembly Bill four six three nine for a motto
that bill would prevent folks from being moved to Medicare
advantage plans without their consent. That's kind of the other
element of this. There are probably instances where for an
individual makes sense to enroll in a Medicare advantage planet
may fit their health needs or their desires better. But
(03:38):
forcing folks over is going back on that promise that
was made to these people.
Speaker 1 (03:43):
So municipalities are making that change though, to save money.
So is the state going to hand out money to
municipalities to shoulder the cost of these more lucrative healthcare benefits.
Speaker 2 (03:57):
I don't think that that's the right framing, right. These
are benefits that you don't These are benefits that they've
been providing, right. It's not as if we're giving them
sweeteners to their benefits. We're not increasing their benefits. These
are benefits that have been established that they've been receiving
their entire career, their entire retirement up to this point.
It's not an increase in costs to municipalities.
Speaker 1 (04:18):
Well, the plans do become more expensive as you age
and require more medical attention, So in that way, I
have to imagine it is a growing cost for municipalities,
So why isn't it in their best interest to find
some sort of savings. And if the state really believes
in this, coming back to it, why shouldn't they pony
(04:40):
up to cover those additional costs that maybe would be
the difference between a Medicare advantage plan and keeping someone
on the plan they expected they be on.
Speaker 2 (04:49):
I mean, that's certainly a decision that the state could
choose to make. Our main goal here is to ensure
that the employees, the former employees, continue to receive the
benefits they have.
Speaker 1 (05:00):
So then what would you tell the county government, for example,
to cut Should they limit the road plowing they do?
Should they cut down on other services for seniors to
provide these lucrative health benefits?
Speaker 2 (05:12):
I mean, those are decisions that the county has to make.
I'm not representative of the county, but these are folks
who helped keep this county plowed, keep the roads plowed,
providing services their entire careers, and we shouldn't turn our
backs on them now that they need our help.
Speaker 1 (05:30):
So let's pivot to some other areas that you're concerned about,
because your workforce isn't necessarily staying retired. There are people
who want to find ways to contribute, and there are barriers,
so to speak to maybe getting them involved in other
types of work, even on a part time basis. So
(05:51):
can you talk about some of the challenges that you're
looking to address there that might prevent some of the
older New Yorkers from being part of.
Speaker 2 (05:59):
The Yeah, one of the big barriers right now is
the pension serning cap basically saying that if a retiree
wants to return back to work, they can't make more
than I believe it's thirty five thousand dollars a year
without you know, negatively impacting their pensions for the year.
This is a pretty small case, a slim case of
(06:21):
people who are impacted by this. There's age limits, you know,
once you reach a certain age, this this limit doesn't
impact you. But what this would do is allow recently
retired folks to re enter the workforce, help serve as mentors,
help train the new generation of state and local workers.
Speaker 1 (06:44):
And is this a particular interest for people who might
be retired law enforcement as say, schools look to have
maybe part time school resource officers or other municipalities look
to have other sorts of security personnel that they might
not necessary we need on a full time basis, or
are there other types of retired employees that might be
(07:05):
able to take advantage of this as well, So.
Speaker 2 (07:07):
There is an exemption right now for schools. I believe
the bill that we've been support of has broader impacts.
Speaker 1 (07:17):
And is there a sense that if not for this restriction,
more people would be filling empty spots because we hear
a lot about the state workforce having a lot of vacancies.
Speaker 2 (07:30):
Yeah, the state and local government workforce has those vacancies.
All this bill would do is kind of allow them
to give these jobs to recently retired folks. It gives
them more options. It doesn't force them to hire these folks.
It just allows them to make these choices as hiring managers.
Speaker 1 (07:45):
And does it make sense to have a cap at all?
Because that the bill we're talking about would raise the
current cap, which you said is that thirty five thousand
to fifty thousand dollars. Does it make sense to have
a cap? I mean, should there be something that's tied
to inflation or should we just get rid of the
cap altogether.
Speaker 2 (08:03):
We would be in favor of getting rid of the
cap altogether. That being said, this cap would significantly, you know,
reduce the chances of somebody being impacted by the cap.
You know, oftentimes these folks are returning part time, so
the chances of getting above that cap are some.
Speaker 1 (08:21):
And does the current system essentially make someone have to
make a calculation about losing money or is it just
a case of them maybe not maxing out their potential earnings.
Speaker 2 (08:33):
Oh, your spot on. They do have to make that choice.
We've had folks, you know, anecdotally have told us, you know,
they hired in January, they have to stop working September,
otherwise they actually end up losing money based on their
pensions no longer coming in for the rest of the year.
Speaker 1 (08:47):
What stick with the issue of pensions, any issues there
with regards to cost of living or people being able
to access this you know, as you pointed out constitutional benefit.
Speaker 2 (09:00):
Yeah, you know, one of our big advocacy planks is
cost of living adjustment, increasing the cost of living adjustment
for pensioners. The average pension in New York State is
under twenty eight thousand dollars a year. We have many
members whose pensions are closer to ten thousand dollars a year.
These are folks who have been retired for twenty years
when salaries were much lower than they are today. The
(09:22):
current cost of living adjustment is very small every year
for these folks.
Speaker 1 (09:29):
And what is it as a percentage?
Speaker 2 (09:31):
It is one and a half percent generally on average,
is what it's been. And it's only applied to the
first eighteen thousand dollars of your pension. So if your
pension is more than that, you only get the one
and a half percent increase on that first eighteen thousand.
Speaker 1 (09:46):
And what would your response be to the private sector
employees who are taking out the world's smallest violin right
now to say, Oh, you have a pension and you're
concerned it's not growing large enough.
Speaker 2 (09:58):
You know. I think the big thing there is again
the pension, the health benefits, all these retired benefits are
why these folks enter the public workforce. Public workforce salaries
are traditionally lower than the private sector.
Speaker 1 (10:11):
Unless you're trying to go from journalism to communications. But
I'll leave that for another issue.
Speaker 2 (10:16):
Yeah, we will leave your personal grievance aside there for
a second place. No, I think it's part of the
promise that was made to these workers and we need
to appreciate that and on or that.
Speaker 1 (10:32):
So I'm curious about the population you serve and how
many of them live in New York. Can you be
part of your association and have fled to Florida?
Speaker 2 (10:42):
Yes?
Speaker 1 (10:43):
And do you guys then as an association try to
find ways to keep people in New York.
Speaker 2 (10:48):
Well, that's what we've been talking about this entire interview, right,
increasing the benefits that these folks receive, ensuring that they
can afford to stay in New York. You know a
lot of our members who move them the main reason
they move is because of the cost of living in
New York.
Speaker 1 (11:03):
But we also hear people say I'm sick of shoveling snow.
So if these people move to Florida and you're successful
in securing better health care benefits or getting that cost
of living adjustment, are they going to get to utilize
those benefits in Florida or can we limit this just
to the people in the Empire state.
Speaker 2 (11:22):
They would still get to benefit from these Right, just
because you are a pensioner living in a different state
doesn't mean you don't get access to RPA's advocacy. But
that being said, the vast majority of retires stay in
New York.
Speaker 1 (11:37):
Is there anything else you think the state could do
other than sweeten up pensions and healthcare benefits to try
to keep more New Yorkers living in New York past
the day they stop working for the state or local government,
for example. Do you care about things like home modifications
so that it's easier to stay in your home, or
(11:58):
having all sorts of naturally retire naturally aging retirement communities.
Are those things that you care about as association? Yeah,
those are things we care about. You know, they weren't
part of our legislative priorities the past year, but anytime.
You know, the Office of Agent just released their master
plan on aging, we had them come speak to our membership.
We work hand in hand with these agencies to make
(12:20):
sure that everybody knows all the great things that New
York is doing for them. Do you have to kind
of pick and choose your spots in terms of where
your lobbying, because things like Medicaid rates for nursing homes
probably matter to your members. But can you go, well,
somebody else is going to fight for that, or do
you feel like you have to lean into every fight
that might impact your members?
Speaker 2 (12:40):
So We definitely try to take the lead on certain fights.
There are certainly other issues that will lend our voice to,
but we stay pretty laser focused on the issues that
we're upfront on.
Speaker 1 (12:51):
And as a thirty something, do you have a tough
time connecting with your members?
Speaker 2 (12:57):
You know, I'm three months in to their job, but
I have had a great time going around to all
the chapter meetings, all the local meetings. Everybody's been really
welcoming and you know, other than a couple oh wow,
how old are you comments, everybody's been really excited to
have me on board here.
Speaker 1 (13:12):
Well, we've been speaking with Tom Tatan. He is the
new executive director of the Retired Public Employees Association. Tom,
thanks for visiting us and luck on the new gig.
Speaker 2 (13:20):
Yeah, thank you so much.
Speaker 1 (13:52):
And for more Capital Pressroom content, visit Capitol Pressroom dot
org or wherever you download your favorite podcasts.
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I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!