August 12, 2025 • 11 mins
Is your 401k about to get risky—or revolutionary? Financial advisor Jon Hicks breaks down the latest investment options showing up in retirement plans, including private equity, hedge funds, and even crypto. Learn why these offerings are gaining traction, what risks they carry, and how accredited investors can already access them through IRAs. It’s a deep dive into volatility, liquidity, and the power of non-correlated returns. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
This is the Retirement Solution Podcast with financial advisor John Hicks,
founder of Jayhagen Capital.
Speaker 2 (00:07):
Is all hell about to break loose in your four
oh one K?
Speaker 3 (00:11):
We hope not, but maybe it is. I don't know.
It depends on what was tweeted that day.
Speaker 4 (00:17):
Right.
Speaker 2 (00:17):
This is an aggressive headline. You know, do you ever
just find yourself It's like a random Tuesday. You're minding
your business, You're trying to click through some things on
the internet, get yourself some information. Suddenly you're just accosted
visually by a headline and you're.
Speaker 1 (00:30):
Like, what, I don't know?
Speaker 2 (00:32):
Is it?
Speaker 3 (00:33):
What's happening? Is it all about to break loose in
my four A one K? What did my four to
one K do to someone else?
Speaker 2 (00:40):
This is financial advisor and retirement planner John Hicks. I'm
at the branch. We're gonna break this thing down, try
to help you get some clarity as to what really
the heck is going on. Don't forget. You can find
us anytime Retirement Solutions Show dot com or click on
the links we got posted in the show notes. If
you've got questions about your four O one K and
the hell that may or may not be locked inside.
(01:01):
No if it listen, Clickbait's a real thing, of course
it is. Market Watch is a good website. Though I
like their articles. I feel like they put a lot
of good content out. I think that I just was
laughing at this headline when I first thought, so I
wanted to ask you about it. MarketWatch dot com posted
an article with that title.
Speaker 3 (01:16):
What they want to talk about.
Speaker 2 (01:17):
What they're bringing up is the new offerings that you
if you have a four oh one K, you've likely heard,
even if it's not being offered in your plan, you've
heard about new offerings coming through with no longer just
mutual funds or TDF that we have options to invest in, John,
things like bitcoin, oh, private equity, even the option to
invest in an IPO and initial public offering, Like I
(01:39):
think back in the day when Google first went public,
getting in on that kind of stuff, John, But it
does feel like this kind of stuff carries a higher
risk level. Maybe you're more towards the younger investors, not
towards the people you work with.
Speaker 3 (01:51):
Right. You know, it's interesting, you know, when I have
the one of the probably the biggest areas I've been
really critical on four to one k's. You know, you
don't have really any control. Now, if you look at
the most of the four to one k's out there
in the market, and I'm talking like ninety percent, you're
going to have like twenty to maybe thirty or forty
maximum highly curated offerings, right, and they're all going to
(02:13):
be almost the same. You're going to have your large
cap stuff, your small cap stuff, your target date stuff.
And that's the one I probably take the most aggressive
stance against. I do not like target date funds. But
when we're in those four to one k's, hey, we
still want to put our money away. We still need
a vehicle to do it in. Hopefully we're getting some
money from our company to match us if we're still
(02:34):
that lucky to have that anymore. But I've been very
critical because they don't offer very many things. This is
why forever I've said, hey, as soon as you turn
fifty nine and a half, consider taking that four to
one K and doing an in service withdraw. Put it
in your own individual IRA where you've always really had
I not always with crypto, but you've you've always had
more access to other things, right, whether it now it's
(02:56):
cryptocurrency or or other alternatives or private equity or private
debt or private creditor or real estate. Those things have
primarily been available to us and our I rays and
our traditional you know, taxable accounts. But now four one
ks are wanting to get in the mix. And what
it is is that so many of these companies have
been losing money because people like me telling everyone, hey,
(03:18):
soon as you turn close to sixty, man like, let's
give it some fun.
Speaker 2 (03:21):
Because I'm sorry to interrupt you, but clarify a fifty
nine and a half, that's when at that age.
Speaker 3 (03:28):
It's when it's when a certain part of the I
R S handcuffs come off. And we were allowed by
law to take that that four to one K and
move it self directed into an IRA in our own
name where we can control anything. We could have it
at Fidelity or Schwab or Vanguard, take.
Speaker 2 (03:43):
Your pick, no penalty.
Speaker 3 (03:45):
No taxes, no penalties, and you don't have to leave, right,
You don't have to leave your job. Right. So that's
what an in service with draws. You're still in service
with the company, You're just withdrawing the money in transferring
it to your own IRA. And why do I like that?
You can control your fees, you can control your investments,
you can control your diversification. You can do any number
of things you want, and you don't have to worry
(04:07):
about if your four to one k company allows it
or not. Right, So, all of these four one k
companies have been losing money. It's like, man, everyone keeps
sucking all the money out. Right. When they finally get
that big old nest egg, that's when they're pulling it out.
So now they're trying to give us some more offerings. Now,
one of the things that I'm always very fearful of
in these situations is when they give us the freedom
to make these decisions, they don't always give us the
(04:30):
right education.
Speaker 2 (04:31):
Right as I've been to say, freedom with nout the information.
Speaker 3 (04:34):
It's not exact combination. It's not good at all. So
when when you look at these things, is it terrible?
You just have to be careful, right because a lot
of these things, whether it be hedge funds or private
equity or private credit, they can carry with them more volatility.
Now volatility for most of us, we call that risk
because it can go up forty percent, but it could
(04:54):
go down forty percent. I can do it very quickly.
So that is one thing to understand that volatility is
a big deal. Now, the question is are they going
to balance that in these offerings with things that give
us more protection? Right? Are there going to be some
more protected elements in there? Two that are better than bonds?
Because guys, I don't have to tell you, over the
past ten years, bonds have not been a very attractive investment.
(05:16):
They've averaged less than one and a half percent on
the whole for the past decade. Now, who knows what
they're going to do for the next decade. I have
no idea, but it would be nice if they had
something as an alternative in there. But here's the thing
I want to focus on. Now, why are they considering
adding these things? Yeah? Ah, now this is a big
one I did a lot of research on. As a
matter of fact, Tony Robbins wrote a book not that
(05:38):
long ago called The Holy Grail of Investing, and this
is where he interviewed like dozens of multi billionaires and
hedge fund managers and asked them straight up, Hey, what
is the holy Grail of investing? And they said this, Hey,
we want to invest in something that gives us great growth, inflation,
beating opportunities potentially more income with potent less overall risk,
(06:02):
or at least non correlated risk. Those are the Big four.
And he wrote an entire book about this, and he
focused tremendously on private equity, which is basically not like
buying Walmart stock. Instead, it's what if you could have
bought Walmart before it went public? Or Nvidia? What if
you could have gotten in on the infancy stages before
it went public, because that would have made you a trisgazillionaire, right,
(06:25):
or Google or Apple or whatever it is. Everyone says,
oh man, how great would it have been had I
gotten in in the very beginning. Well, that's kind of
what private equity is. And if it goes public, then
your your cash out is often potentially very high. Now,
a lot of companies go under too, right, But the
point is is all these guys said, oh man, we
make tremendous returns. Actually did a little bit of research
(06:46):
on this. So the of the ten largest classification groups
of hedge funds, historically private equity hedge funds average double
digits over the last twenty to thirty years. It's pretty
good year two eight. If you look at the market
being up roughly seven ish percent, to give or take
on the day. Hedge funds, the better ones are up
(07:07):
seventeen to twenty two percent on the year. Oh whoa hey, John,
what are you talking about?
Speaker 2 (07:12):
Man?
Speaker 3 (07:12):
So the market's been doing pretty good last year. How
to do it? Hedge funds have done historically very well,
or private equity has done very well. As a matter
of fact, when you look at the types of companies
and institutions that invest in private equity. Some of the
best investors in the world, the Harvard Endowment, the Yale Endowment,
the University or of the Texas Teachers Retirement System COLPERS,
(07:35):
which is the California Teachers Retirement System. All of these
groups own tremendous amounts of private equity, private credit, and
hedge funds. Now why did they do that? Because they
want number one, growth, they want to beat inflation, they
want non correlated returns, and frankly, they want the opportunity
to grow that money. Well, that is what potentially these
(07:56):
things offer. But but, but, but but many times we
may not be aware of the volatility impact. Or here's
a bigger one, liquidity, liquidity. So a lot of these
things that are out there. My fear is that they
may offer a very diluted, watered down version of private
equity or private credit. But my opinion is in those situations,
(08:17):
you're always still going to be behind the institution that
controls it. So but but here's where I go with this.
But Tony Robbins said, hey, listen, if you get a
fourteen percent return over the past twenty to thirty years,
like a lot of these these firms have been able
to do, and the market average is nine, that means
you're potentially able to compound your money fifty percent faster,
because that's nearly a fifty percent return more. Well, that
(08:38):
makes a tremendous amount of sense. But my thing is this,
even if they offer it in four to one ks,
you can still do that today. You don't have to
wait for the rules to change. You can do that
today if you're an accredited investor in your own IRA.
You can do that at Schwab, or you can do
it at any number of trust companies, or you can
do it at Fidelity if they offer those types of
(08:58):
investments you're looking for. We have a lot of clients
that invest in private credit, private equity, or hedge funds
as long as they're accredited, which means that you have
to be worth a million dollars outside of your primary residence.
So if you're worth a million dollars outside of your
primary residence, you can do that today and look at
those opportunities. But I always make sure make sure that
you already have your protection in place and you understand
(09:19):
your income needs. Those two things should almost dictate the
rest of the things we consider for our investment portfolio.
Right that private credit, private equity, I think are very
sexy opportunities. I mean, it's how billionaires got to be billionaires,
and it's how they maintain a lot of that. Right,
they don't want something correlated always with the market. They
own real estate, they own the S and P, they
(09:41):
own NASDAK, they own things like that. They're looking for
something non correlated. This can offer that. We just want
to be careful. If this is something that you're thinking
about or been wondering about, if you're an a credit investor,
reach out to my team. This is exactly what we
look at. I have for a very long time been
an investor in private equity, private credit hedge funds personally,
and I think that if you understand them, they can
(10:01):
be an unbelievable tool to utilize for your retirement. If
you don't understand them, it can make you very unhappy
or unhinged, which is what we always want to avoid.
But we just want to make sure we've done the
right research to get to that point.
Speaker 2 (10:15):
Not being unhappy, not being unhinged, because yes, all of
this to say we want to invest well and do right,
but you got to take the emotions out of it
as well. It's like a one to two factor you
got to consider. At Jay Haygen Capital, they are here
to go through these options with you. Whether that's your
own investment portfolio and planning, or you have offerings within
your four oh one K that you're unsure about. We
(10:36):
can go through a four oh one k X ray
to help you understand what your options are, how it
may or may not work for you and your plan.
Because it's hard for John to sit here and say
you should do this or you shouldn't do this. It's
not hard, it's impossible because at Ja Haygen Capital they
believe every single person is different and so therefore you
need a different plan. So let's start that conversation. You
can find us a Retirement Solutions Show dot com. If
(10:58):
you have questions about the different offers, rings, and investment
options that you might have within your four oh one
K or your other portfolio accounts, we can help get
some answers. Again It's Retirement Solutions Show dot com or
click on the links we've got posted in the show.
Speaker 1 (11:11):
Thanks for listening to The Retirement Solution Podcast with John Hicks.
Begin the conversation about your savings plan with John and
the team at Jayhagen Capital by visiting Retirement Solution Radio
dot com. Be sure to listen to John's radio show,
The Retirement Solution Saturdays at eight am and Sundays at
nine am on NewsRadio eight forty whas.
Speaker 4 (11:32):
Jigan Capital Incorporated is not licensed in all fifty states.
To find out if Jahagan Capital Incorporated is licensed in
your state, please call five zero two six nine fifty.
Speaker 3 (11:40):
Six thirty five.
Speaker 4 (11:41):
Ja Higan Capital Incorporated is not affiliated with, nor endorsed
by the Social Security Administration or any other government agency,
and does unprovide legal or tax advice. By contacting house,
you may be provided with information about insurance and annuity
products offer through Jjcincapital or LLCNVA number one eight eight
two seven zero nine four
This is the Retirement Solution Podcast with financial advisor John Hicks,
founder of Jayhagen Capital.
Speaker 2 (00:07):
Is all hell about to break loose in your four
oh one K?
Speaker 3 (00:11):
We hope not, but maybe it is. I don't know.
It depends on what was tweeted that day.
Speaker 4 (00:17):
Right.
Speaker 2 (00:17):
This is an aggressive headline. You know, do you ever
just find yourself It's like a random Tuesday. You're minding
your business, You're trying to click through some things on
the internet, get yourself some information. Suddenly you're just accosted
visually by a headline and you're.
Speaker 1 (00:30):
Like, what, I don't know?
Speaker 2 (00:32):
Is it?
Speaker 3 (00:33):
What's happening? Is it all about to break loose in
my four A one K? What did my four to
one K do to someone else?
Speaker 2 (00:40):
This is financial advisor and retirement planner John Hicks. I'm
at the branch. We're gonna break this thing down, try
to help you get some clarity as to what really
the heck is going on. Don't forget. You can find
us anytime Retirement Solutions Show dot com or click on
the links we got posted in the show notes. If
you've got questions about your four O one K and
the hell that may or may not be locked inside.
(01:01):
No if it listen, Clickbait's a real thing, of course
it is. Market Watch is a good website. Though I
like their articles. I feel like they put a lot
of good content out. I think that I just was
laughing at this headline when I first thought, so I
wanted to ask you about it. MarketWatch dot com posted
an article with that title.
Speaker 3 (01:16):
What they want to talk about.
Speaker 2 (01:17):
What they're bringing up is the new offerings that you
if you have a four oh one K, you've likely heard,
even if it's not being offered in your plan, you've
heard about new offerings coming through with no longer just
mutual funds or TDF that we have options to invest in, John,
things like bitcoin, oh, private equity, even the option to
invest in an IPO and initial public offering, Like I
(01:39):
think back in the day when Google first went public,
getting in on that kind of stuff, John, But it
does feel like this kind of stuff carries a higher
risk level. Maybe you're more towards the younger investors, not
towards the people you work with.
Speaker 3 (01:51):
Right. You know, it's interesting, you know, when I have
the one of the probably the biggest areas I've been
really critical on four to one k's. You know, you
don't have really any control. Now, if you look at
the most of the four to one k's out there
in the market, and I'm talking like ninety percent, you're
going to have like twenty to maybe thirty or forty
maximum highly curated offerings, right, and they're all going to
(02:13):
be almost the same. You're going to have your large
cap stuff, your small cap stuff, your target date stuff.
And that's the one I probably take the most aggressive
stance against. I do not like target date funds. But
when we're in those four to one k's, hey, we
still want to put our money away. We still need
a vehicle to do it in. Hopefully we're getting some
money from our company to match us if we're still
(02:34):
that lucky to have that anymore. But I've been very
critical because they don't offer very many things. This is
why forever I've said, hey, as soon as you turn
fifty nine and a half, consider taking that four to
one K and doing an in service withdraw. Put it
in your own individual IRA where you've always really had
I not always with crypto, but you've you've always had
more access to other things, right, whether it now it's
(02:56):
cryptocurrency or or other alternatives or private equity or private
debt or private creditor or real estate. Those things have
primarily been available to us and our I rays and
our traditional you know, taxable accounts. But now four one
ks are wanting to get in the mix. And what
it is is that so many of these companies have
been losing money because people like me telling everyone, hey,
(03:18):
soon as you turn close to sixty, man like, let's
give it some fun.
Speaker 2 (03:21):
Because I'm sorry to interrupt you, but clarify a fifty
nine and a half, that's when at that age.
Speaker 3 (03:28):
It's when it's when a certain part of the I
R S handcuffs come off. And we were allowed by
law to take that that four to one K and
move it self directed into an IRA in our own
name where we can control anything. We could have it
at Fidelity or Schwab or Vanguard, take.
Speaker 2 (03:43):
Your pick, no penalty.
Speaker 3 (03:45):
No taxes, no penalties, and you don't have to leave, right,
You don't have to leave your job. Right. So that's
what an in service with draws. You're still in service
with the company, You're just withdrawing the money in transferring
it to your own IRA. And why do I like that?
You can control your fees, you can control your investments,
you can control your diversification. You can do any number
of things you want, and you don't have to worry
(04:07):
about if your four to one k company allows it
or not. Right, So, all of these four one k
companies have been losing money. It's like, man, everyone keeps
sucking all the money out. Right. When they finally get
that big old nest egg, that's when they're pulling it out.
So now they're trying to give us some more offerings. Now,
one of the things that I'm always very fearful of
in these situations is when they give us the freedom
to make these decisions, they don't always give us the
(04:30):
right education.
Speaker 2 (04:31):
Right as I've been to say, freedom with nout the information.
Speaker 3 (04:34):
It's not exact combination. It's not good at all. So
when when you look at these things, is it terrible?
You just have to be careful, right because a lot
of these things, whether it be hedge funds or private
equity or private credit, they can carry with them more volatility.
Now volatility for most of us, we call that risk
because it can go up forty percent, but it could
(04:54):
go down forty percent. I can do it very quickly.
So that is one thing to understand that volatility is
a big deal. Now, the question is are they going
to balance that in these offerings with things that give
us more protection? Right? Are there going to be some
more protected elements in there? Two that are better than bonds?
Because guys, I don't have to tell you, over the
past ten years, bonds have not been a very attractive investment.
(05:16):
They've averaged less than one and a half percent on
the whole for the past decade. Now, who knows what
they're going to do for the next decade. I have
no idea, but it would be nice if they had
something as an alternative in there. But here's the thing
I want to focus on. Now, why are they considering
adding these things? Yeah? Ah, now this is a big
one I did a lot of research on. As a
matter of fact, Tony Robbins wrote a book not that
(05:38):
long ago called The Holy Grail of Investing, and this
is where he interviewed like dozens of multi billionaires and
hedge fund managers and asked them straight up, Hey, what
is the holy Grail of investing? And they said this, Hey,
we want to invest in something that gives us great growth, inflation,
beating opportunities potentially more income with potent less overall risk,
(06:02):
or at least non correlated risk. Those are the Big four.
And he wrote an entire book about this, and he
focused tremendously on private equity, which is basically not like
buying Walmart stock. Instead, it's what if you could have
bought Walmart before it went public? Or Nvidia? What if
you could have gotten in on the infancy stages before
it went public, because that would have made you a trisgazillionaire, right,
(06:25):
or Google or Apple or whatever it is. Everyone says,
oh man, how great would it have been had I
gotten in in the very beginning. Well, that's kind of
what private equity is. And if it goes public, then
your your cash out is often potentially very high. Now,
a lot of companies go under too, right, But the
point is is all these guys said, oh man, we
make tremendous returns. Actually did a little bit of research
(06:46):
on this. So the of the ten largest classification groups
of hedge funds, historically private equity hedge funds average double
digits over the last twenty to thirty years. It's pretty
good year two eight. If you look at the market
being up roughly seven ish percent, to give or take
on the day. Hedge funds, the better ones are up
(07:07):
seventeen to twenty two percent on the year. Oh whoa hey, John,
what are you talking about?
Speaker 2 (07:12):
Man?
Speaker 3 (07:12):
So the market's been doing pretty good last year. How
to do it? Hedge funds have done historically very well,
or private equity has done very well. As a matter
of fact, when you look at the types of companies
and institutions that invest in private equity. Some of the
best investors in the world, the Harvard Endowment, the Yale Endowment,
the University or of the Texas Teachers Retirement System COLPERS,
(07:35):
which is the California Teachers Retirement System. All of these
groups own tremendous amounts of private equity, private credit, and
hedge funds. Now why did they do that? Because they
want number one, growth, they want to beat inflation, they
want non correlated returns, and frankly, they want the opportunity
to grow that money. Well, that is what potentially these
(07:56):
things offer. But but, but, but but many times we
may not be aware of the volatility impact. Or here's
a bigger one, liquidity, liquidity. So a lot of these
things that are out there. My fear is that they
may offer a very diluted, watered down version of private
equity or private credit. But my opinion is in those situations,
(08:17):
you're always still going to be behind the institution that
controls it. So but but here's where I go with this.
But Tony Robbins said, hey, listen, if you get a
fourteen percent return over the past twenty to thirty years,
like a lot of these these firms have been able
to do, and the market average is nine, that means
you're potentially able to compound your money fifty percent faster,
because that's nearly a fifty percent return more. Well, that
(08:38):
makes a tremendous amount of sense. But my thing is this,
even if they offer it in four to one ks,
you can still do that today. You don't have to
wait for the rules to change. You can do that
today if you're an accredited investor in your own IRA.
You can do that at Schwab, or you can do
it at any number of trust companies, or you can
do it at Fidelity if they offer those types of
(08:58):
investments you're looking for. We have a lot of clients
that invest in private credit, private equity, or hedge funds
as long as they're accredited, which means that you have
to be worth a million dollars outside of your primary residence.
So if you're worth a million dollars outside of your
primary residence, you can do that today and look at
those opportunities. But I always make sure make sure that
you already have your protection in place and you understand
(09:19):
your income needs. Those two things should almost dictate the
rest of the things we consider for our investment portfolio.
Right that private credit, private equity, I think are very
sexy opportunities. I mean, it's how billionaires got to be billionaires,
and it's how they maintain a lot of that. Right,
they don't want something correlated always with the market. They
own real estate, they own the S and P, they
(09:41):
own NASDAK, they own things like that. They're looking for
something non correlated. This can offer that. We just want
to be careful. If this is something that you're thinking
about or been wondering about, if you're an a credit investor,
reach out to my team. This is exactly what we
look at. I have for a very long time been
an investor in private equity, private credit hedge funds personally,
and I think that if you understand them, they can
(10:01):
be an unbelievable tool to utilize for your retirement. If
you don't understand them, it can make you very unhappy
or unhinged, which is what we always want to avoid.
But we just want to make sure we've done the
right research to get to that point.
Speaker 2 (10:15):
Not being unhappy, not being unhinged, because yes, all of
this to say we want to invest well and do right,
but you got to take the emotions out of it
as well. It's like a one to two factor you
got to consider. At Jay Haygen Capital, they are here
to go through these options with you. Whether that's your
own investment portfolio and planning, or you have offerings within
your four oh one K that you're unsure about. We
(10:36):
can go through a four oh one k X ray
to help you understand what your options are, how it
may or may not work for you and your plan.
Because it's hard for John to sit here and say
you should do this or you shouldn't do this. It's
not hard, it's impossible because at Ja Haygen Capital they
believe every single person is different and so therefore you
need a different plan. So let's start that conversation. You
can find us a Retirement Solutions Show dot com. If
(10:58):
you have questions about the different offers, rings, and investment
options that you might have within your four oh one
K or your other portfolio accounts, we can help get
some answers. Again It's Retirement Solutions Show dot com or
click on the links we've got posted in the show.
Speaker 1 (11:11):
Thanks for listening to The Retirement Solution Podcast with John Hicks.
Begin the conversation about your savings plan with John and
the team at Jayhagen Capital by visiting Retirement Solution Radio
dot com. Be sure to listen to John's radio show,
The Retirement Solution Saturdays at eight am and Sundays at
nine am on NewsRadio eight forty whas.
Speaker 4 (11:32):
Jigan Capital Incorporated is not licensed in all fifty states.
To find out if Jahagan Capital Incorporated is licensed in
your state, please call five zero two six nine fifty.
Speaker 3 (11:40):
Six thirty five.
Speaker 4 (11:41):
Ja Higan Capital Incorporated is not affiliated with, nor endorsed
by the Social Security Administration or any other government agency,
and does unprovide legal or tax advice. By contacting house,
you may be provided with information about insurance and annuity
products offer through Jjcincapital or LLCNVA number one eight eight
two seven zero nine four
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Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
New Heights with Jason & Travis Kelce
Football’s funniest family duo — Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs — team up to provide next-level access to life in the league as it unfolds. The two brothers and Super Bowl champions drop weekly insights about the weekly slate of games and share their INSIDE perspectives on trending NFL news and sports headlines. They also endlessly rag on each other as brothers do, chat the latest in pop culture and welcome some very popular and well-known friends to chat with them. Check out new episodes every Wednesday. Follow New Heights on the Wondery App, YouTube or wherever you get your podcasts. You can listen to new episodes early and ad-free, and get exclusive content on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. And join our new membership for a unique fan experience by going to the New Heights YouTube channel now!