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December 23, 2024 54 mins
Today's guest at You Can Overcome Anything! Podcast Show by Cesar R. Espino is someone that has built a great business as an immigrant.

Kash Fadaie is the Founder of Fadaie Insurance, an $11 million revenue agency he built from the ground up. Born in Iran and settling in the United States at age 11. His unique approach integrates spiritual practices with business acumen, shaped by his practice of Transcendental Meditation and education at Maharishi University of Management. Kash's vision extends beyond his current success; he aims to revolutionize the insurance industry by franchising Fadaie Insurance to 1,000 locations in five years while inspiring others to find purpose in their professional lives.

Kash Fadaie's message to you is:
He believes that success is not just about financial growth—it’s about finding purpose in what you do and inspiring others along the way. By integrating mindfulness, values, and a commitment to excellence, he shows how it’s possible to build a business that thrives while making a positive impact on a team, clients, and the community.

To Connect with Kash go to:
https://www.facebook.com/FadaieInsurance/
https://www.linkedin.com/in/kash-fadaie-95488434/
https://x.com/Ur_Asset_Shield
https://fadaieinsurance.com/

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Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Are you looking for more out of your life? Do
you need ideas on how to start new businesses and
how to move forward in your own personal life? Well,
guess what you have come to a right radio show
and you Can Overcome Anything podcast show. You will learning
here from many people from all walks of life who

(00:22):
are sharing their challenges, their stories, their habits and the
mind shifts they had to overcome to become who they
are today. On top, you will get a chance to
connect and see how you can overcome anything by networking
and learning about your next move through this radio show.
I present to you our great speakers at you Can

(00:46):
Overcome Anything Podcast Show with your host Caesar Is you know? Hello, other,
welcome back to another episode of You Can Become Anti
podcast show. It is their host Caesar Espinhom. Today I

(01:06):
have a special guest. He is the founder of Fadai
Insurance and eleven million revenue and agency he built.

Speaker 2 (01:14):
From the ground up.

Speaker 1 (01:16):
Born in Iran and settling in the United States at
the age of eleven, his unique approach integrates his spiritual
practice with business acumen, shaped by his practice of transcendental
meditation and education at Maharish University of Management, Kasha's vision
extends beyond his current success. He aims to revolutionize the

(01:38):
insurance industry by franchising Fa dies in insurance to one
thousand locations in five years, while aspiring others to find
purpose in their professional lives. It is my pleasure to
introduce you to a Kasha. But how are you cash?

Speaker 3 (01:54):
I am wonderful, Thanks for having me.

Speaker 2 (01:56):
Yeah, I agree with you, definitely. I'm excited. So you know,
tell me.

Speaker 1 (02:01):
I like the fact that you migrate here at the
age of eleven, and then you settle here. Now you're
making yourself, you know, very successful. What I like about that,
Dough is tell a little bit about back that background,
you know, tell me about your upbringing in the decision
of you coming to the States.

Speaker 3 (02:19):
Yeah, absolutely, I think that every person really, I mean,
you know, I was born in Iran in nineteen seventy four.
You know, I was enjoying life as a kid, and
then all of a sudden, nineteen seventy nine, there's a
big turmoil in Iran with the revolution of the of

(02:41):
the of the Iranian Revolution that happened, and my parents
were part of the navy of Iran and they aspired
to you know, live the American dream. We were very
fond of the United States, and so we were refugees.
So we went to when I was about five years old,

(03:04):
lived in Germany for five years, and at the age
of eleven, I came to the United States. And you know,
through throughout all that I went through many changes, right,
I was always a foreigner. Right when I went to Germany,
I had to find a way to acclimate to the
German culture, to the German language. And there was struggle

(03:25):
there for sure. And just as just when I got
comfortable there, you know, where I started to kind of
get the groove of the German ways, at ten eleven,
you know, we come to the United States, so I
had to reacclimate right and readapt myself. And again that
was a struggle, different culture, different language. But in retrospect,

(03:54):
it was those struggles. It was those hardships where I
didn't fit in, where I suffered, but I aspired and
I overcame that I believe I draw from that, right,
I draw from those times where I had to always
find a way. My name didn't seem right, my clothes

(04:14):
weren't right, you know, people, you know, I could people
make fun of how I spoke. I didn't have the
actual vernacular yet at the time, but I was resilient
and and and I learned resilience. It wasn't that I
was resilient. I learned it through the struggle. Like the
old saying is fine wine is made in a soil

(04:37):
that has to struggle. The vine has to struggle. And so,
you know, it was a beautiful journey. And I came
to the United States wanting to be a businessman, and
that's what I aspired to do, and that's what I
focused on.

Speaker 1 (04:55):
Yeah, yeah, no, you know, that's that's a very you know,
very interesting to to to know and learn and more
than anything, very motivating to know, you know, what you've
gone through, right, So you you you definitely went to Germany.
There's a different language, for sure, There different cultures and
things like that that you come here, and and very

(05:15):
diverse in terms of that. And and like you said,
being able to adjust to to to the new norm
you came here, and and and and and migrating here
and getting accustomed to the new ways. At which point
did you say, you know what this this challenge of

(05:36):
being here and coming all over from the other side
to the United states, I got to make this work.
And the reason why I say that I myself. I'm
from Mexico City, I migrated here and growing up very
similar I you know again, also like you went through
a lot of challenges, not being able to speak the language,
not being able to fit in, and there were so many,
so much in my opinion, bullying and a bunch of

(05:59):
other things going on with that. One of the things
that I realized to is other people that came from
all the countries. I saw it with my own two
eyes that they just kind of, in my opinion, wasted
the opportunity of being here, right because I don't believe
that is an opportunity in regardless of the situation as
to why we came here, you know, to me, I
felt like, if I'm here, I need to make this

(06:22):
work somehow instead of falling to gangs or doing other things.
Let me follow the different path. What was it for you,
and whether you ended up falling to some of the
wrong steps, that's that's also a lesson because you learned
from that or you decided to take a different direction,
because many people just waste.

Speaker 3 (06:38):
That absolutely good point. Look, I wanted to make my
parents proud. I saw the sacrifices that they made. You know,
we left our own country, our own land, our own language.
We have a rich history. The Persian history is very rich.
That courage I saw the cur bridge. They weren't wealthy,

(07:03):
they were hard working, and they loved. And I saw
that they weren't the greatest parents. They weren't the worst parents,
but they displayed courage, and I wanted to make them proud.
I was the first born, I had a little sister,
but I felt it was up to me to harold

(07:24):
in and make myself something for all of the sacrifice.
In fact, Fidai, my last name, means sacrifice, So I'm
living up to my name. Yeah, and so, but I
got into some trouble too, because pure pressure is real, okay,
when you're a kid. I wanted to fit in. Everybody

(07:45):
wants to be accepted, everybody wants to be acknowledged. Right,
So I got in with some bad people, bad kids
for a little time. And when I got hit with them,
I looked around, I go, what am I doing? This
was in my teenage years in high school. Something woke

(08:07):
me up and said, wait, gosh, what are you doing?
This is not what you came on Earth for wake up.
And so I used to read a lot back then.
I still do, but back then we didn't have the internet,
so you know, I would go to Barnes and Noble,

(08:30):
and I was interested in my heritage. Okay, like what
is this? What is who am I? What is Persia?
What is all this stuff? So I started reading and
I learned, my gosh, Persia is mentioned in the Old
Testament of the Bible in like seven different books. So
what happened, Caesar was this? This was these rabbit holes

(08:53):
started opening up. So I started doing research. I would
go to Barnes and Noble and I would start reading
and reading and reading. And the self help section back
then was only like eight feet in distance right now
it's like two aisles right right, and they would let
you sit down. At the time, I couldn't afford to
buy the book, but I would just sit down and
read it. And I believe by virtue of reading Caesar,

(09:19):
it gave me a command of the English language, first
of all, but more importantly, it started to expand my consciousness.
And that's what drove me to realize, why am I here,
what am I doing? Where am I going? And I
realized I have to through reading, I realized the answers

(09:41):
are within. And once I realized the answers are within,
another rabbit hole opened up and from there, you know,
we can discuss that. But I went through many different
things at that point, but that was a pivotal moment
when I realized that the answers were it then and
I have to find out who I am right. So

(10:04):
that was a full crow, so to speak, on my journey.

Speaker 1 (10:07):
You know, I think that's very important to to take
note in and that's actually a good point, uh the
fact that oftentimes I believe that we we don't recognize
or we leave that to find an answer, to find something,
we got to seek outside of ourselves. And in reality,
I feel like a lot of the things that that
that that we want to accomplish and we want to

(10:27):
find that, as you mentioned, there within and they came
to us with no additional cost, right, it came to
us at birth. The challenge is that because it is
free to us, we don't really put any value to that.
It's like, right, you want to go to a seminar,
you want to go learn something new, if you don't
put any scheme of the game, then guess what, You're

(10:48):
not gonna put that much attention and therefore you don't
think is that important. Except but I said, there's so
many things that we if we start working within our
inner self, right, then then then we can definitely find
those sounds. There's a an African prowerd that I like,
and it says, when there's no enemy within, there's no
enemy outside that can do you no harm, right, And

(11:08):
I believe that that's true. You know, when you start
focusing on finding the answers and focusing on yourself and
looking at how can I take whatever situation challenge from
facing and internalize them and do I have the answer?
Like literally ask yourself that question, then I think you
can definitely find that And and that's I think that's
a good point because it allows you to have that

(11:31):
pillow a moment in life.

Speaker 2 (11:33):
Right.

Speaker 3 (11:33):
It's huge, it's huge, epic, it's beautiful, And like you said,
most of the stuff that we sweat are distortions that
I call f e a R false evidence appearing to
be real. Because we're looking outside so much and we

(11:55):
seek validation from outside, we fall trap to the egos
distortions and a lot of the problems that we bring
about are self inflicted. So it justifies for us all
from every walk of life to step back and examine

(12:21):
the self. What is the self? Who am I? What
is it all about? And once you embark on this
journey of knowing thyself, you begin to peel the layers
of distortion programmings that you never knew they were there.

(12:47):
They're just running in the background and they go unnoticed.
You discover this once you go in more and more.
I call it the purification process. Trauma that you were
too young to deal with, that you just simply compartmentalized
somewhere and just kind of closed it up. But the

(13:10):
thing is, those vibrations are still there. They don't just
go away unless there's intention. There's intentional focus on going
within and sort of releasing and scrutinizing what where is
this coming from? Where is this thought or why am I?

(13:32):
Where is this behavior that when I get triggered? Where
is this coming from? And then investigating that and going
into that. And it's amazing because that's the purification process.
And the more we unravel those things that are in there,

(13:52):
they could even be from past lives, it could be generational.
It could be something that's been passed down DNA wise,
but we're like the Four Runs. We get to have
this opportunity now if we want to, it's our free
will choice to say, you know what, I'm going to
go inside. I'm going to unpack all this stuff. And
when you do, you realize there's nothing to fear except

(14:17):
fear itself.

Speaker 2 (14:18):
Yeah.

Speaker 3 (14:19):
Here, I've been sweating all this stuff and I've been
my own biggest enemy. But that's because of the unknown.
But when we find that place where it's uncomfortable and
we decide through courage and faith and prayer and reverence
to go through it, we realize, oh, my goodness, what

(14:40):
a blessing that I got. I've gotten through this and
it was nothing and I don't have to worry. Now
you have a track record and say, okay, I'm going
to keep doing this. And so yeah, that was the
epic part of my life. And I mean, and we
talked about one of my things is transcendental meditation.

Speaker 1 (14:56):
Yeah, and I want to say, I wanted to ask
you about that before you I mean to, Yeah, you know,
because there's different you know, for those people who don't
know what exactly is transidental meditation. Is there a different
you know, different types I guess of meditation. Tell us
a little bit about what is that, and then tell
us how you dive into that and how you got
into into that type of meditation.

Speaker 3 (15:15):
Yeah. Absolutely. So you know, when you hear going within,
it's too cliche, it's too ambiguous. What do you mean
cash go within? What does that mean? Go within? Where?
And that was what I was facing at the time.
So I started to pray about that. I go, well, God,
will you know, Universe, what does it mean to go within?
And over and over again. What I saw coming after

(15:39):
I asked that question was to go within is to meditate?
And I said, okay, meditate, meditate, keep coming up, kept
coming up, kept coming up. I listened to this one
cassette tape back then we had cassette tapes. This was
nineteen ninety seven, nineteen ninety eight, and the the person

(16:00):
that was talking was Deepak Chopra actually, and he said,
to go within you got to you gotta meditate. So
I looked up. You know, his teacher was Mahushi mash Yogi.
And I opened up a white pages in Saint Petersburg,
Florida at the time and uh trans alut of mediputation
came up called went in paid my uh I think

(16:23):
at the time was like six hundred bucks at a
lot of money, but I had a conviction and I
wanted skin in the game. Caesar. Yeah, I didn't want
to just go learn something for free. I wanted to
pay and I wanted an ROI you know, I'm anna invest.
I'm in a businessman, right. So it was the best
six hundred dollars that I ever spent because what I
did was I practiced this technique. It's not a religious technique,

(16:48):
it's just a technology. It's a technique that's six to
seven thousand years old that comes from the Vedic tradition
of India of the gurus. And I practiced it every morning,
twenty minutes, every evening, twenty minutes every day, didn't skip
a beat, and nothing really happened except I was getting relaxed.

(17:10):
To be honest, it was just relaxing and I was like, Okay,
I'll keep doing it. I had the faith I had
read about what can happen, so that was enough for
me to continue because I realized, you're not going to
go to the gym and have a six pack in
a couple of days or even in a year. There's

(17:31):
a lot that goes into it. So I had the
sense of, you know what, cash you got to do this,
you got to do this, and you got to do
it without expectation, just to just bake it into your
life and just be patient. So I did it, and
I'll tell you what's unique about TM change a little meditation.

(17:54):
But after one year, Caesar or something happened in one
of the sessions right around about a year, and again
I wasn't expecting anything anymore. I was just doing it
as a routine. I had this experience that was euphoric.

(18:16):
Blissful is the way to say it. And it was different.
It wasn't just relaxing. It was this overwhelming joy that
I couldn't explain where it came from. I didn't take anything.
I didn't smoke anything, I didn't drink anything. I didn't
take a pill or anything. I was actually on a

(18:38):
very pure diet and I was like, what could this be?
But I'm actually going within And so that was like
from that point when I tasted that, the next twenty
five years I've been at it and real briefly for

(19:00):
your audience, What makes TM different because there's many different
meditation techniques out there. What makes TM different is that
it doesn't use control or you're not you're not trying
to focus on anything. So the concept is if you
focus on something, you're exerting effort. And if you're exerting effort,

(19:26):
then that may have its own benefits. For sure, there
are different techniques, but the purpose of TM is to
go beyond thought, hence transcendental, to go beyond and the
way to do that is not to control the thoughts,
not to control the mind. Here it is, here's the

(19:47):
here's the secret nugget. It's to allow the nature of
the mind, which is meandering. The mind likes to, you know, meander,
It likes to jump around. Don't try to halt that.
Allow the mind to meander. But you simply introduce a mantra,

(20:09):
which is a word. It's a vibration from the Vedic tradition.
It has no meaning to English, but that mantra, that vibration.
You introduce it within the back and forth of the
mind thinking about this and that, and eventually the mind
begins to slow itself down and it gets attracted to

(20:32):
the mantra and the mantra is like an anchor. If
you picture an ocean. The surface of the ocean is
the waves thoughts, and the mantra, the anchor, brings it
down to quieter, quieter, quieter, quieter until you get to
the bottom of the ocean. And that bottom of the

(20:54):
ocean that is the I am. That is pure consciousness
or transcendental consciousness.

Speaker 2 (21:00):
Yeah.

Speaker 3 (21:00):
So that's the goal of meditation. And once you go there,
your physiology changes, your nervous system changes, becomes more refined,
and your brain waves change and now you're going beyond
the subconscious caesar to the super conscious. And so that's

(21:21):
what TM taught me. And I've been doing it for
twenty five years and I credit most of my success
to learning how to quiet my mind and reach into
pure consciousness.

Speaker 2 (21:32):
Yeah.

Speaker 1 (21:33):
You know, one of the things that they hear a
lot is, you know, I don't know how to meditate,
or I don't know what to do or how to
start it, or how long do I need to do it?
For any kind of tips that you can give the
listeners in terms of if they want to start doing this,
you know what they can do.

Speaker 3 (21:51):
Absolutely, Look, meditation is not easy for anybody first of all,
so you're not a First of all, you're not alone. Okay,
everybody I speak to they're like, I can't, I can't.
And I get that because remember, we're always trying to
do something right. We're actually human beings, right, We're supposed

(22:12):
to be right. There's a passage in the Bible be
still and know that I am God. But often we
are doing something. We're always doing something, so it's an
outward expression, right, But to be because of that, it's
like the most hardest thing to do. And I get that.

(22:33):
So my number one tip would be go learn TM
or learn from an instructor. Some things you can do
definitely on YouTube, and that's cool. But if you really
want to reach somebody, right, somebody is a and level

(22:55):
of enlightenment, a neurobiological experience of bliss. If you really
want to get the most out of your apparatus. By
the way, your apparatus, this apparatus that we have, this
physiology has latent energy that is waiting to be unlocked.

(23:19):
And you've heard this before, but once you experience it,
then it becomes very very clear that what lies behind
the scene in this physiology is so enormous that it
can hardly be discussed. So if you want to reach

(23:43):
that your fullness, the best version of you I am,
then it behooves you to learn it from a master,
from somebody who experiences somebody. Right, It's like, if you
want to be a great soccer player or tennis player,

(24:03):
you're gonna if you really are serious about it, you're
going to go and you're going to pay somebody to
show you how to swing that golf club. Right, It's
the same with meditation. Make the investment. If you're serious,
get clear on what you want, get serious on what
you want. If you want somebody it's reachable. First of all,

(24:23):
then go look up trance and meditation online. Find your
local they're everywhere in the world. Find your local TM center,
make an appointment, go in. They even have like you know,
if if if you're if you're financially on a budget,
they have programs where it's affordable. Don't don't worry about that,

(24:44):
don't even worry about anything. Just know that this investment
that you will make is going to tremendously change your
life and give you more than I could even speak about.
So yeah, go learn it then, and that last part
third part, don't sit there and expect somebody right away.

(25:07):
It's just like going to the gym. Okay, bake it
into your life. You deserve twenty minutes in the morning
by yourself and twenty minutes in the evening by yourself.
Go ahead and carve out that space for yourself and say,
I am going to meditate twenty minutes in the morning
twenty minutes the night, and I'm not gonna sit there.

(25:30):
And you know, if I don't get what I want,
you got to get that out. You got to say,
I'm just gonna bake it into my life and I'm
gonna do it and whatever comes from it comes from it.
I've heard that it's great. I've heard people talk about
it's great. Well, guess what, I'm just gonna do it
and I'm going to be patient. And that's the final part.

(25:51):
Have faith, have courage, do it every day, be consistent.
That's the key. And I guess the fourth part get
around like minded people, people that are also meditating. From
the TM center that you go to, for example, get
around those people who are also on that path. They're
going to encourage you and you can probably meditate together

(26:15):
and then you can have Q and a with them.
But those would be the force of the four sort
of points that I would render in terms of my advice.

Speaker 2 (26:26):
Well, definitely, that's huge. That's huge.

Speaker 1 (26:27):
So let's talk about this agency that you built right, Yes,
from the ground up, you build this agency to eleven
million in revenue.

Speaker 2 (26:38):
Tell me, tell me more about that.

Speaker 1 (26:40):
And I like the approach you're taking, right because I
think that's something that I never heard anyone take, be
able to take that approach of integrating the spiritual practices
with your business.

Speaker 2 (26:52):
And so tell me about that.

Speaker 3 (26:54):
Absolutely. You know, as I said, I always wanted to
be a businessman. At thirteen, I started my law lawnmowing
business in Florida. I had a dozen other businesses that
I learned from, you know, sold businesses and failed in businesses.
All of the culmination of that led me to insurance,
Okay in two thousand and four, And honestly, it was

(27:16):
the process of isolation. I had done real estate, I
was in the car business, and I was just like
ready for a change. I tried insurance. I did so
well in it that All State offered me a franchise.
And at the time, Katrina was going on the hurricane
and I decided I wanted to be an independent broker,

(27:38):
and so, long story short, I started my first franchise
called Brook Insurance in Temecula, California in two thousand and six.
And I didn't have a lot of experience, but I
had grit and I had faith, and I had a

(27:59):
positive attitude and gratitude, and I said, Okay, I'm going
to do this. So I got in and I started
to cash flow within six months, so I was doing good.
I would go to the car dealerships because I knew
the car dealer car business. I would give them donuts
and I would just market myself and I started to

(28:21):
get business from that, and little by little they came.
They gave me business, and then they wanted homeowners insurance.
The people that bought car insurance and that sold homeowners insurance,
then those people had businesses. So I started saying business insurance,
and so little by little I got I fell in
love with this business. Caesar. It's noble work because people
trust you with their stuff, that they want to protect

(28:43):
their assets. And I was empowered by that. I was like,
I take that to heart. May you trust me with
your financial legacy. So I became addicted to the business.
But here's what happened, and here's how I tied in
spirituality with this, Caesar, I realized that it's a very

(29:04):
competitive field. I was under capitalized, so I needed to
have energy, much more energy than a normal human would have. So,
because you know I had, I was single at the time,
so I had to do what it took. Because you know,

(29:25):
running a business and keeping a business for twenty years,
that's not a small feat, right. So I was like, Okay,
I need the energy. So what I did, Caesar, was
I began to go back to what I learned in
my teachings of TM. So I began to double down

(29:49):
on the practice. Because you know what you'll learn with
TM or any meditation is you gain a much deeper
state of rest than you would through RAM or delta sleep.
And so I would I would double up my meditation.
I began fasting, another esoteric practice that that I still

(30:10):
practice today. Remember when you when you die, when you
eat food, you get calories, that's fuel, but remember your
body has to break that down, so you're using sixty
seventy percent of your energy to break down food. Well,
if you fast, you liberate the body. The physiology from

(30:30):
breaking down food and you begin to learn how to grow,
how to use keytnes fat as fuel. So I stacked
that on there. So I stacked on you know, TM
and fasting and exercise was my third layer, right, I
would not go to work without exercise anyways. These techniques

(30:54):
is was was my superpower. This is what set me
apart from my competition. So I would just get in Caesar,
I would buy leads and I would work them. At
three four in the morning, I would sleep in my
office and then I would go to golds gym at
the time and work out, clean up, come back, I
would work. It was I called it guerrilla warfare because

(31:17):
I didn't have big guns, right, I didn't have you know,
all this stuff. But what I had was these secrets,
these esoteric practices that gave me the edge, and through
that I was more creative. I started to hire high
school students because I couldn't afford better. And these high
school students were honor students. They were getting a grade

(31:39):
and three of those high school students were outstanding. I
offered them jobs at the end of their curriculum, and
then I got them into the insurance business. That was
another thing. That happened Caesar. I was fell feeling like, hey,
I can build a team. In fact, I have to
build a team if I want to scale. So I
learned how to build a team, and little by little

(32:01):
I met my wife. She joined. We became a power team.
She does the books, I do the operations. And then
we started having babies, and people think, well, having babies
is tough. Actually, ironically, the baby started helping me right
because it was like, there's my why, there's more whys,

(32:22):
there's more reason for me to be this way and
to find deeper, deeper energy. So twenty years later, here
we are. But that's how I connected Caesar and closing,
that's how I connected energy allocation by virtue of esoteric
practice superpower to corporate America and being more dynamic and

(32:46):
creative and bringing here it is a little bit more
heart centeredness into the business. So I literally would pray
for my clients. I would do things that were heart
driven and I didn't care what people thought. But people
felt this guy actually cares and I did. It was authentic,

(33:12):
and I have customers with me for they're still with
me for twenty years. That's huge, huge, And I can
only say that it's because of those inner practices that
I did, and I was guided, And it wasn't that
I was super talented. It was that I was able
to channel because I was clear, I was a receiver.

(33:35):
I was able to channel wisdom from above through me.
I became a conduit because I got through the ego
more and more so I was able to channel more
wisdom or dynamism, more creativity and then execute on it.
And those executions, those actions began to give me a

(34:00):
rise in in my livelihood and everything in my relationships
and my business and my revenue. And so that's kind
of how how it all worked out for me.

Speaker 2 (34:11):
I love that. That's huge, you know.

Speaker 1 (34:12):
And one thing that I can see people wandering or
thinking or asking is like, man, cash.

Speaker 2 (34:18):
You you gave up a lot of your lives.

Speaker 1 (34:20):
You you sacrifice a lot you maybe you know forget about,
you know, living life because you were so busy working
late at night and doing all these things. What you know,
obviously that's that's the probably not that you know in
your mind. That's not the response. I don't think it is.
What is your your your advice to that? Because I
do believe that sometimes that's the challenge, right. I mean,
we're so inundated with social media and social gatherings and

(34:45):
partying and all this whatever it is, and then we're
here next morning asking like, man, I want my life
to get better.

Speaker 2 (34:53):
Yet you're doing these.

Speaker 1 (34:54):
Things right, And so it's one of those things like
either you sacrifice now and live life later, or live
right now and sacrifice the rest of your life and
then you die. Right kind of thing, right, right? What's
your take on that?

Speaker 3 (35:05):
Yeah, beautiful, well, awesome question. Man, that's that's that comes
up a lot. And I'm telling you here, I'm here
to tell you and your audience, believe it or not,
you can have it all. You can have it all.
It's about habits. If we begin to build these habits

(35:27):
early wherever you are, it doesn't matter earli or late.
But the sooner the better. I believe that when I
began to put these habits into practice, and these are
the by the way, these are, this is nothing new.
These are the habits of highly successful people. It's ubiquitous.

(35:48):
You can find it anywhere. Knowledge is ubiquitous. It's everywhere
here it is. But the application of knowledge, yes, that's
what's scarce, y'all. And that is where I'm What I
want to touch on is get around the right people.

(36:10):
We have to be disciplined about. That is, what are
we subjecting our eyes to? What kind of podcasts are
we watching? Look, our time is the most precious commodity.
How we spend our most powerful asset, which is our time,
matters the most. So what am I listening to? What

(36:35):
kind of music am I listening to? What am I eating?
You know, these nuances, these nuances in life are so critical.
So I believe that when you manage your time properly,
and you're around the right people, and you're baking in
certain habits that you become accustomed to that you derive

(36:59):
the best fit from, and you've tasted the benefit of
the actions that you've taken that have worked for you,
that is a good habit. That is a good addiction.
That's one you want to Those are the ones you
want to keep. And if you don't, if we don't,
for sure, our relationships begin to suffer. And so I

(37:22):
ask myself, what good is it if I have a
twenty thirty one hundred million dollar agency, but I have
a broken relationship with my kids, I have a broken
relationship with my wife, I have a broken relationship with myself,
or I'm in pain because of ailments that I could

(37:44):
have prevented. So it goes back to those principles of habits.
What habits am I baking into my life today that
I'm keeping concerns instantly? Who are the people around me?
What am I watching? What am I listening to? And

(38:06):
listen Here to this, the ego self says, well, wait
a minute, there's that still fun. What do you mean
You're going to be a hermit all your life? No,
that's a lie, and that's what I'm here to tell you.
That's a lie from the ego, the perception that if
I do all these things, I won't have fun. No, sir,

(38:27):
as a matter of fact, you have more fun than
you can imagine. By delving into your true self and
bringing out the true power that's within you, being able
to have clarity, and by by becoming more and more

(38:48):
aligned with your inner self, you're becoming more aligned with
the universal laws and you will have support from nature.
Luck is something that you can increase. It's all about
your thoughts, your words, and your deeds and if your
deeds or actions executing actions are benevolent guess what the

(39:14):
law of reap and so works unanimously. You will then
have the karma that you're looking for, which you will
need at higher levels of success, you will need that karma.
So as soon as you begin with baking in these principles,
these habits, you can literally have it all. That sacrifice

(39:37):
that you make for a short time delayed gratification, which
is a it's actually a signal of high intelligence, higher consciousness,
that short little sacrifice that you make in the beginning
of your career, you have for the next hundred years

(39:58):
of profit because you're building those habits, and then you
can have it all. You can have a beautiful family,
you can have cash flow, you can have financial freedom,
you can have the things you want, and you can
have true love. You can actually have that. Get around
people that have that. They're out there yourself, make those
sacrifices and trust me, you will have it too.

Speaker 2 (40:20):
Yeah, And I think you know that's actually a good point.

Speaker 1 (40:22):
I think also that doesn't end when you die, Like
you're not created a legacy to leave behind for your kids,
right which again you know, I mean even myself coming
from from a Mexican family, we don't have that, you know, like,
I'm building this and I'm trying to not only try
and I'm doing. You know, what I'm doing is I
want to make sure that when I'm gone to a
better place, that I can leave something behind for my daughter.

Speaker 3 (40:42):
Right.

Speaker 1 (40:42):
And I think that's that's huge, because you know, literally,
you are building something beyond you know, you know, ten,
fifteen years, one hundred years, because it's going to stay
generation of your generation.

Speaker 2 (40:54):
Huge. I love it.

Speaker 3 (40:55):
Yeah, Yeah, we're breaking cycles.

Speaker 2 (40:57):
Yeah, you and me.

Speaker 3 (40:59):
You know a lot of us who are listening were
cycle breakers. Some of us are chosen to forge through
generations of mediocrity. Yeah, and and and really I'm speaking
to whoever's listening. Some of us here are are are

(41:19):
chosen and anointed to do this. Otherwise you wouldn't we
wouldn't be here talking about this. There's something in us
that says I got to break through all this stuff,
all the stuff that happened to my forefathers and fore mothers,
and for my children and for the cosmos. I'm not
just here for me. I'm here to contribute to the

(41:40):
to the legacy of the of the of the world. Right,
And I really strongly feel that about us and a
lot of us, and that's what drives me. And I'm
just so so humbled grateful to be a conduit of that.

Speaker 1 (41:58):
Yeah, that's huge, and and I love what you I
love this message, you know, the messages you believe that
success is not just about financial growth, is about finding
purpose in what you do and inspire others along the way.
And I think that's huge, and I want you to
elaborate a bit more on that ext There's one thing
that I I always and I've learned this in my
early on entrepreneurial journey, when I decided to leave my

(42:21):
nine to five and become a full time entrepreneur, I
was chasing that dollar. I was chasing those profits right,
And I learned that was a short lived pretty fast.
And now one of the things that I that I
always say to people is if you're working for profits.

Speaker 2 (42:38):
You're doing it wrong.

Speaker 1 (42:40):
I believe you've got to be working for purpose and
the profits will come right. And and and I do
believe that once you start serving and you're doing you know,
it's just gonna it's just.

Speaker 3 (42:51):
You know, listen, it really comes down in retrospect. And
I didn't know this maybe in the beginning I didn't
cognize it. But as Caesar, as you said, at this point,
what I can say is the more people that I serve,
the more people that I pour into that is my

(43:13):
KPI for success. That's huge, that's it. That's it. The
more people I can help and educate without expectation actually
just altruistically, the more people I can help, that is
the KPI leverage. And what happens just turns out to
be this way. The byproduct of that type of heart

(43:38):
ends up being abundance. Abundance and abundance not just monetarily, yeah,
that'll come, but abundance familiarly, emotionally, mentally, spiritually, physically, all
facets of abundance. And what happens is here, it is

(44:00):
you come to a place where you don't have desires anymore, okay,
and that's not a bad thing. You live such a fulfilled, beautiful,
abundant life of gratitude and humility that you're content. You
are content with just being. You're comfortable in your skin,

(44:25):
you're confident in your individual uniqueness, and you don't care
anymore about what somebody thinks. Okay, those things are gone.
You reach a level of maturity where you say, I'm
just here Lord to be a facilitator of your will

(44:52):
whatever you want. A servant. That servant's hard. That's what
creates greatness. And that's why I was I speak lofty
about revolutionizing. There's a revolutionary part of each of us
that wants to come out. And the path that I've
been shown is the path of servanthood. Do and expect nothing,

(45:19):
watch what happens. I love that all heaven breaks loose.

Speaker 1 (45:23):
Yeah, definitely, man Cash, I definitely. I love this conversation
and I love the message. Where can people find out
about your your agency or insurance, anything you have going on?

Speaker 2 (45:34):
Really they want to connect with you?

Speaker 3 (45:36):
Yeah. Absolutely. If anybody wants to get into the insurance business,
and let's say they don't have a ton of capital
and they don't want to spend twenty years doing it
like I did. Fadi is Fadai is my last name.
It's the name of the insurance agency f A D
A I E. Fadai like Hawaii and my name is
Cash like cash money. But Fadai Insurance is going to

(45:58):
be franchising. So I'm going to be giving the opportunity
that I have two individuals that say, hey, Cash, I
want to be an insurance investor. You know, I have
my stocks and bonds and I have gold and silver,
but how do I get into the insurance business. Well,
Fadai is creating a franchise. And the Fadai franchise is

(46:20):
sort of like if you buy a subway, you plug
and play. You know, it's you get an ROI. Because
I've got everything figured out. So that's coming up in
first quarter twenty five. But to find more about me,
just go online, go to Google. Type in my name
Fa d Ai E FA DII Insurance. You'll see my
website there my email. You can email me if you

(46:42):
have questions, Cash with a k kash at Fadaiinsurance dot com.

Speaker 2 (46:48):
Awesome. That's huge.

Speaker 1 (46:50):
And so besides that, what else is happening for you
in twenty twenty five? I mean that's a huge move.
Anything you're working on.

Speaker 3 (46:58):
Well, in twenty twenty five, I'll be scaling. So what
I'll be doing is a Fidai academy where I will
be educating people on how to do insurance csrs, general managers,
regional managers. Because what we want to do is we

(47:21):
want to bring in at least one hundred franchises. So
in order to do that, I'm building an education system
because this is something, Caesar that you don't learn in school. Okay,
Insurance is a trade and it's really much like like
if you go to learn karate or jiu jitsu, you
got to learn it from a It's a master to
teacher tradition. So what I want to do these there

(47:47):
is most principal CEO owners they're not like me. They're
like in their late sixties. So here's what's happening. They're
getting ready to retire, which will leave a vacuum. There
are younger folks who are in their twenties, thirties, forties,
even fifties that say, hey, I want to fill that void.

(48:11):
So where I see myself in twenty five and beyond
is I'm going to then cater to these younger people
that are they're brilliant, they're smart, but they want to
do something that is recession proof, that has true residual
income and that nobody can part with, nobody can go

(48:31):
without insurance.

Speaker 4 (48:32):
Right.

Speaker 3 (48:33):
So if that's you, that's what I'm doing. I'll be
teaching this trade to individuals so that they can come
into the insurance industry, and by the way, the insurance industry.
When you're an insurance broker agent, you can do this
till you're like eighty years old and on because you
can be anywhere to do It's mobile, right, you can

(48:55):
do it in anywhere you want. It's a virtual type
of business. Nobody Wally comes into the office much anymore.
So there's a lot of benefits to that. So I
would say education me teaching the business to people because
I love people. I love educating, and that's one of
my niches. So that's kind of what I'll be up to.

Speaker 1 (49:15):
Definitely need more of that financial literacy because as you said,
they don't teach that in school, so that's huge. My
last question for you, and you've given us a lot
of great golden nuggets, and see if I can get
one more out of you.

Speaker 2 (49:29):
For the people that are watching us and listening to
us right now, if.

Speaker 1 (49:32):
They're going through any challenge, whatever challenge that might be,
what is one thing or a few things they can
do to start overcoming that challenge.

Speaker 3 (49:41):
Oh God, it's beautiful. First of all, understand understand that
struggle is not your faue. It's not your faue. I
know it seems like it is because it's painful. I
get it. I'm human. But step back for a second

(50:06):
and understand that what's coming to you right now has
some seed within it waiting to be uncovered. If you
can step back and retrieve the lesson in the struggle,
and you will if you're intentional about it. If you

(50:28):
receive the struggle the silver lining of the message that
the universe is allowing in your life, you will gain.
You will gain, and you will then in retrospect, understand
that I don't need to run from struggle anymore. Struggle

(50:51):
happens to be the corridor that I need to walk through.
That it's not my foe, it's actually my friend. Because
if I don't go through it, it keeps happening. The
patterns won't stop. It's nature's way to wake us up

(51:16):
and say, hey, take the seed, learn from it. You're
not alone. It's a shift. I'm asking you please to
shift your perspective for a second. It's all about perspective.
This world, this three dimensional world, it's all about perspective.

(51:37):
Look at that half look at that glass half full
for a second. Change your attitude about it. Your attitude
is your altitude, and even though it's difficult and it
goes against you at this moment of your life, become
grateful for the struggle. I know it's a dichotomy. I

(51:58):
know it's it's it's it's ironic. But say to yourself,
thank you, thank you for the struggle. I know deep
inside I'm going to gain from this and learn from this.
And I'm ready to learn. I've been asking I want
to learn.

Speaker 2 (52:11):
I want to learn.

Speaker 3 (52:12):
I want to learn, And here it is. Everybody, listen,
the struggle is your teacher. Don't run from it anymore. Yeah,
face it, get through it and you will gain. I'm
excited for you. There's love. All there is is love.
Get through it, learn from it. Now you have track history.

(52:33):
Now you can go and say, okay, yeah I remember
this happened, and I got through it. I got better.
What doesn't kill you right makes you stronger. This is
a hermetic principle that I believe in, and that's my advice.
That's my advice. What you see there before you is
actually what you need to go through. You're not alone,

(52:54):
You're loved. Yeah.

Speaker 1 (52:55):
I love the cash well man, thank you for that,
really really really appreciate it. Everything you share with us today.
Any last thoughts do you want to say before I
let you go.

Speaker 3 (53:04):
I just want to wish everybody a wonderful holiday that's
coming up. I want you to know that I'm here
to help, so if you have questions, hit me up anytime.
You know. I love to talk, I love to help people.
I appreciate being on this show and hopefully we can
do this again.

Speaker 1 (53:21):
Sezar awesome, well Cash, thank you again for being here.
And for the rest of you guys, thank you for
listening and do me a fear. Please make sure that
you share this message because definitely somebody needs to hear it.
And I'll see you guys the next episode of You
Can Overcome Anything podcast show.

Speaker 2 (53:35):
Thank you. Hi.

Speaker 4 (53:37):
I'm Caesar Espino, real estate investor, business coach and consultant
and author of the book You Can Overcome Anything Even
when the World says No. My number is four two
four five zero one six zero four to six. In
my book, I talk about making the necessary changes to
shift your mind for prosperity and certainty. Pick up your
copy at Amazon. I also love helping families with their
real estate and can purchase your house fast and all

(53:59):
can follow me on Instagram, Facebook, and LinkedIn. My number
is four two four five zero one six zero four six.

Speaker 1 (54:07):
Thank you for having me today. I am so glad
you've tuned into this podcast. You can find me at
your favorite podcast platform where you can like, subscribe, comment
and share, and to learn more about myself my services.
You can find me at www dot caesararspinot dot com
or you can also find me at your social media.

(54:28):
Thanks for joining me and I am looking forward to
having you at the next episode. And No, you truly
can overcome anything.
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