The Daily Churn

The Daily Churn

Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.

Episodes

December 19, 2025 105 mins

What is a men's retreat? What happens there? Why go to one, and who is it for? I spoke with Owen Marcus, founder of MELD, on my life-changing experience attending my first retreat almost exactly 1 year ago.

Owen is a legend in this space - he has worked alongside Peter Levine. Esther Perel has attended his retreats. Owen has been working, training, and organizing men's groups and retreats for over 30 years.

Highly recommend l...

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I chatted with Ian, founder of Seats.aero, on how he grew Seats.aero from a side hobby to an award travel powerhouse with 500K monthly active users and 100K+ paid members in just 3 short years.

What was that journey like, and how does it feel to run a multi-million dollar business in your 20s ? Does he still have time to churn? Tune in for answers to these very important questions 😂

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I'm trying new things this year, so I thought "why not livestream this episode"? So I did. The end 😂

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I churned a whole bunch of stuff this week and burnt myself out lol (more on that next time), so I'm taking a breather to reflect and explore some root causes for how I feel and live my life today – the seemingly small stressors in my early years that have led to bigger issues like ADHD and CPTSD 🍃

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Catching up on a busy couple weeks of churns. From shutdowns to gold to margin and early black friday deals, this episode has a bit of everything.

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The leaves are changing and I'm feeling reflective: how did the past year go? What did I learn about myself, the podcast, ketamine, retreats, life (and death)? Maybe grab a nice warm drink and a cozy blanket and take an hour to relax and hang out with me.

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Another jam-packed episode recapping all my churns from the last couple weeks. Between catching a cold and family visiting from the East coast, it's been pretty hectic here but also kinda relaxing laying in bed binging Netflix lol. Glad to finally be (mostly) better though 😌

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I've caught a cold, so today I'm resharing my absolute FAVORITE episode from the past 4 years. I recorded this back in 2023, and it's still as relevant today (if not more so) as it was then. This is the episode I always recommend to friends, because it's had such a profound impact on my travel, my churns, my life, and I hope it does for yours too. Enjoy!

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Chris and I met up during the inaugural TDC meetup in Denver a few weeks ago, and we recorded a live interview with a small "studio" audience in the Regency Club lounge (pics in shownotes!)

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After a few hectic weeks, I'm finally back home and catching up on all my churns - opening new Amex and Chase cards, tackling my Citi account lock, eating InKind and Resy credits, applying for HELOCs, dabbling in Costco gold, and much more!

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This episode is brought to you by seats.aero ✈️

Use code TDC for 20% of annual Pro memberships

...

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What an insane weekend. My voice is finally back after spending 3 days with 120 churners lol, so I'm hijacking this episode for a deep dive into our very first in-person meetup. What was it like, how was the vibe, what did we do there, how was it planned, should I go next year, and much more!

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This episode is brought to you by seats....

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This episode is brought to you by seats.aero ✈️

Use code TDC for 20% of annual Pro memberships

(and receive access to private channels on their discord 😉)

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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This episode is brought to you by seats.aero 🍺☺️

Join their Pro membership for access to private channels on their discord 😉

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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View Full Show Notes

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------------------

Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

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August 8, 2025 57 mins

This week - more free InKind money, Capital 1 Shopping referrals, credit card bonuses including Chase, AmaZing, Ramp, new Amex NLL offers, retirement planning tips, Vanguard vs Boldin, solo 401K loans, new logo contest winners and much more!


▶️ Prior weekly recaps


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Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!

If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤

  • (02:36) - Banks
  • (11:31) - Credit Cards
  • (18:39) - Gift Cards
  • (22:27) - Discounts & Freebies
  • (25:32) - December T...
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Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

  • (03:20) - Brokerages
  • (05:35) - Credit Cards
  • (15:42) - Banks
  • (28:00) - Gift Cards
  • (43:55) - Discounts & Freebies
  • (54:47) - Final Tally


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Finale of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (00:47) - Recap of Prior Episode
  • (02:25) - The Night Before the Judge
  • (05:44) - Breakfasts and Baths
  • (13:08) - Meeting the Judge
  • (18:24) - The Redditor
  • (21:16) - Goodbyes & Good Lucks
  • (27...
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