Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Are you tired of that suffocating paycheck-to-paycheck cycle—even though you make good money? You’re not alone, and you're not doing anything wrong. In this episode, Shana and Vanessa are breaking down exactly how to get a paycheck ahead and why it’s the key to breathing room in your budget.

We're diving into:

.css-1t8gq41{border:none;background-image:none;background-color:transparent;box-shadow:none;color:#2F3133;cursor:pointer;font-size:inherit;padding:0;-webkit-text-decoration:inherit;text-decoration:inherit;width:-webkit-max-content;width:-moz-max-content;width:max-content;}.css-1t8gq41:hover,.css-1t8gq41:focus{-webkit-text-decoration:inherit;text-decoration:inherit;}

Mark as Played

7 Reasons You’re Living Paycheck To Paycheck | 516

January 19, 2026 • 19 mins

If you’ve ever looked at your bank account and thought, “Wait… where did my money just go?” — this episode is your episode, bestie.

This week, we’re breaking down the 7 real reasons so many of us stay stuck in the paycheck-to-paycheck cycle (even if we’re making good money). We’re talking overspending, surprise expenses, one giant me...

Mark as Played

What to Do When Dave Ramsey Isn’t Realistic for Your Life | 530

January 16, 2026 • 28 mins

This week, we’re talking about what it really looks like to budget with intention—and still enjoy your life. 💸❤️ One of our coaching clients joins us to share her experience going from feeling restricted by traditional advice (yes, we’re side-eyeing the rice and beans life 👀) to feeling empowered by a budget that actually fits her...

Mark as Played

How to Plan Your Money for 2026 (Step-by-Step Annual Budget Setup) | 514

January 14, 2026 • 18 mins

Budget Besties, let’s be real—most of us don’t have a money problem… we’ve got a January problem. And not because it’s cold or because the holiday hangover is hitting hard, but because this is the month where all those “surprise expenses” from the year ahead start creeping in… and blowing up our budgets.

In this episode, Shana and Va...

Mark as Played

The Best Budget Template for 2026: Say Goodbye to Guessing, Overspending, and Tracking Every Dollar | 513

January 12, 2026 • 27 mins

Hey, budget besties! 💸 If you’ve ever bounced between three different budget templates and ditched them all by mid-February, this episode is your financial wake-up call—in the most loving, supportive, and fun way, of course.

Here’s the truth:

✨ The best budget in 2026 is the one you’ll still be using in December. ✨

And if you haven’t ...

Mark as Played

Where Is My Money Going? Real Budget Coaching + Fixes That Work | 512

January 9, 2026 • 54 mins

Enjoy Day 5 of our Money Makeover Bootcamp!

Watch it here.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows...

Mark as Played

Put Your Money and Budget On Autopilot in 2026: Automate Your Bills, Spending & Savings | 511

January 8, 2026 • 46 mins

Enjoy Day 4 of our Money Makeover Bootcamp!

Watch this episode here.

Connect With Us:

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand trai...

Mark as Played

How to Stop Living Paycheck to Paycheck and Get One Paycheck Ahead | 510

January 7, 2026 • 39 mins

Day 3 of our Money Makeover Bootcamp: How to Stop Living Paycheck to Paycheck and Get One Paycheck Ahead. Enjoy!

Connect With Us:

2️⃣ Automate Your Budget Masterclass – Watch...

Mark as Played

Get Clear On Where Your Money Goes: Separate And Organize Your Money | 509

January 6, 2026 • 46 mins

Get Debit Card Stickers Here!

Day 2 of our Money Makeover Bootcamp! Enjoy!

Connect With Us:

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-deman...

Mark as Played

How To Create A Simple Budget That Fits Your Life in 2026 | 508

January 5, 2026 • 49 mins

Day 1 of our Money Makeover Bootcamp! Enoy!

Connect With Us:

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to se...

Mark as Played

A New Way to Handle Money in the New Year: Ditch the Old School Budget and Stop Tracking Every Penny | 507

January 2, 2026 • 20 mins

If your New Year’s resolution is “be better with money”—but you’re secretly avoiding your bank app like it’s a horror movie... this episode is for you. 👀📉

Shana and Vanessa are flipping the script on the old-school budget guilt, shame, and overwhelm. You know the feeling:

“I make good money... so why do I still feel broke?”

Mark as Played

How To Get Out Of Debt In 2026 | 506

December 31, 2025 • 23 mins

Book A Free Financial Coaching Call!

Budget besties, this one’s for you if you’ve ever said “I wanna be debt-free... but I’m not giving up my lattes, date nights, or vacations.” 🙋🏽‍♀️🙋🏼‍♀️

We’re kicking off 2026 with a real-talk game plan to pay off your debt without sacrificing your life or surviving on ramen and resentment. That means no rice and beans unless you really like them, and yes to being intenti...

Mark as Played

The Real Reason You’re Overspending (And How To Fix It) | 505

December 29, 2025 • 16 mins

Hey Budget Besties! 💛

Did you overspend this Christmas? (It’s okay, we won’t judge—promise!) In this episode, we’re flipping the script on what you think is a spending problem... and revealing what’s actually going on behind the scenes of your money habits. 🎁💸

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with...

Mark as Played

How To Create Your January 2026 Budget To Pay Off Debt And Build Savings | 504

December 26, 2025 • 15 mins

Hope you had the best holiday ever… but now it’s time to shift gears and get back into budget mode. 🎯 In this episode, we’re walking you through your January budget—step by step—using our 5-column Simplified Budget System. Whether you’re brand new or a budget veteran, this episode is exactly what you need to start the year strong!

Connect With Us:

1️⃣ Facebook Group – Join the...

Mark as Played

Merry Christmas, Budget Besties! Let’s Talk Post-Holiday You | 503

December 24, 2025 • 1 min

Book A Free Financial Coaching Call!

Hey budget besties! Just popping into your feed with a quick and cozy Christmas message. 🎁

In today’s short and sweet episode, Shana and Vanessa are bringing all the warm holiday vibes your way. We're talking zero budgeting talk (for today only 😉), no to-do lists, no spreadsheets—just love, gratitude, and pure Christmas joy.

Connect With Us:

1️⃣ Facebook Group – Join the com...

Mark as Played

From Overwhelmed to Intentional: How to Map Out a Peaceful & Purposeful Year | 502

December 22, 2025 • 25 mins

Check Out Kerri's Podcast!

Budget besties, we’re coming in hot with the perfect episode to close out the year and set you up for major wins in 2026. 🙌 We're joined by our longtime friend and fellow intentional-living queen, Carrie from Mom.Wife.Career.Life, and this convo is all about putting your time and money to work—together.

Carrie shares how she plans her year by mappin...

Mark as Played

How to Stop Using Credit Cards, Build a One-Month Buffer, and Set Up a Step-by-Step Budget That Works | 501

December 19, 2025 • 22 mins

Book A Free Financial Coaching Call!

Today we’re sitting down with Leah—one of our budget besties and a self-employed mental health counselor—who’s been using our budgeting system and had a few big questions we know so many of you can relate to:

👉 How do I get a paycheck ahead when income changes month to month?

👉 How do I set up savings buckets when I don’t get paid the same every time?

👉 And what do I do wh...

Mark as Played

Should I Pay Off My House Early? Big Weddings, Credit Card Points And Other Bad Money Advice | 500

December 17, 2025 • 28 mins

Can you believe it?! We’ve made it to 500 episodes! 🥳

From the bottom of our budget-loving hearts, THANK YOU, budget besties, for being with us all this time. We’re celebrating this huge milestone with something a little different — and a lotta fun. 🎧

In today’s episode, Shana and Vanessa are reading some of the WORST budgeting advice floating around TikTok and Reddit (...

Mark as Played

Budgeting, Paying Off Debt, and Investing: What to Tackle First and Why | 499

December 15, 2025 • 15 mins