NoBS Wealth
Welcome to the NoBS Wealth Podcast—where we ditch the BS, cut through the noise, and get real about what it takes to build wealth, especially for women, minority business owners, and those standing on the edge of their financial journey, ready to take that first bold step. We’re not here to sugarcoat it. I’m Stoy Hall, your host and Certified Financial Planner, and I’m bringing you conversations that go beyond the spreadsheets. We're talking about the emotional, psychological, and real-life challenges of money—and how to crush them. Why You Should Tune In: No Fluff. Just Actionable Advice: You don’t have time for complicated, jargon-filled nonsense, and I don’t have the patience to give it to you. Here, we’re breaking down strategies you can actually use—whether you're managing cash flow in your business or figuring out how to start investing without feeling overwhelmed. Your Money, Your Mindset: If you think the key to wealth is just about saving and investing, you’re missing half the game. We’ll tackle the inner work—overcoming financial fear, breaking generational money cycles, and adopting a winning mindset to keep you in the game long-term. Real Stories You’ll Relate To: We’re bringing on guests with stories like yours. Women and minority business owners who’ve been where you are, taken the risks, and come out on top. No “overnight success” garbage—just honest journeys filled with ups, downs, and everything in between. Who This Podcast Is For: If you’ve ever thought: “I want to build wealth, but I don’t know where to start.” “I’m ready to grow my business, but I need guidance on the financial side.” “I don’t come from money, and it feels like I’m playing catch-up.” Then congratulations—you’re exactly who this podcast was designed for. What You’ll Get Out of It: Breaking the Fear: We’ll help you face that first step head-on and show you that building wealth isn’t just for the rich or privileged—it’s for you. Alternative Wealth Strategies: From real estate to investing in your business, we’ll explore nontraditional ways to grow your money without drowning in “just invest in the S&P 500” advice. Practical Tools: Whether it’s tax hacks, cash flow management, or scaling your business, we give you the tools to act, not just dream. It’s time to bet on yourself. Tune in, get inspired, and most importantly—take action. The life you want? It’s within reach. Visit nobswealth.com to catch our latest episodes and join the NoBS movement. And yeah, we get a little explicit around here. You’ve been warned.
Episodes
Insurance isn’t boring—it’s the foundation of your wealth plan. Most people treat it like an afterthought, only glancing at benefits during open enrollment and hoping nothing bad happens. That’s exactly why so many families end up scrambling when life hits them with the unexpected.
In this episode, I sit down with Maxwell Schmitz, a disability insurance and income protection expert, to rip apart the myths and excuses around insuranc...
This episode pulls no punches. We’re talking about the realities of first-generation wealth building, the systemic oppression that keeps people stuck, and the truth about how legacy gaps can transform into generational growth.
I sit down with Dr. LaTanya White—researcher, entrepreneur, and unapologetic truth-teller—to dissect why traditional wealth advice doesn’t work for everyone. We break down the weight of starting from scratch, ...
You want the truth about the One Big Beautiful Bill. Not headlines. Not wishful thinking. The real impact on your money and your business. That is what we cover today.
Morgan Anderson joins me to break down what changes now, what phases in next, and where the media is getting it wrong. We hit the mess around “no tax on tips” and why it is not the free pass people think it is. We talk expiring credits, retroactive tweaks, and why Q4 ...
Q4 is the graveyard for lazy marketing. Every year, business owners crank out more posts, flood their feeds, and wonder why nothing sticks. It’s not about more volume. It’s about strategy, intention, and execution. And if you miss that in Q4, you’re already behind.
In this episode, Stoy Hall and Kristina Hall rip apart the myths the “experts” keep pushing. We tackle why Q4 is the toughest quarter of the year, how ad spend spikes and...
It’s time to reset. No fluff, no filler, no long-winded bios. Just raw conversations about money and wealth that actually matter.
The NoBS Wealth Collective is here. A vetted group of badass professionals ready to go deeper than the surface-level talk you’re used to. We’re cutting through the noise of media myths and bringing you the truth—straight from experts who work in the trenches every day.
This isn’t entertainment. This is edu...
Parenting isn’t content. It’s real life. It’s loud, messy, exhausting, and worth every ounce of you. In this episode of Let’s Get Real, I talk honestly about back-to-school chaos, youth sports pressure, and the money choices that actually build a family you’re proud of. We get into why “perfect parent” is a trap, how to use the 18 summers mindset without panicking, and what coaching football keeps teaching me about raising boys who...
This week on Let’s Get Real – we’re tearing into the headlines from the week of August 4th and not holding back. From FBI-confirmed pump-and-dump scams designed to leave you holding the bag… to TikTok layoff videos that could wreck your career before you even hit “upload”… to an Iowa task force actually floating performance-based pay and benefit cuts for teachers—yeah, they really said that.
I’ll break down exactly what’s going on, ...
You ever unplug long enough to actually feel again?
In this episode, I pull back the curtain on what really matters—not headlines, not hustle culture, not market panic. But moments. Memories. Legacy. After 18 hours in a car, hiking Zion, dodging rattlesnakes, and road-tripping with my wife and kids, I realized how little time we actually have with the people we love—and how much time we waste worrying about shit we can't contro...
Stop hiding from those IRS letters. They're not coming to drag you away in handcuffs.
The biggest lie the government ever told you? That tax debt will ruin your life. Here's the brutal truth: 99.9% of people who owe taxes will NEVER see the inside of a jail cell. But they will lose sleep, relationships, and thousands of dollars in penalties because they believe the fear-mongering.
In this no-BS episode, Stoy Hall sits down ...
You didn’t ask for this bill. Hell, most people didn’t even know it got signed.
But now it's here—and it’s coming for your wallet, your business, your health benefits, your loan rates, and your damn peace of mind.
In this raw breakdown of The One Big Beautiful Bill Act, Stoy Hall exposes the top 5 financial threats buried in this 900+ page mess—from Medicaid cuts and IRS overreach to the gutting of clean energy credits and immig...
Stop trying to think your way to wealth. Your nervous system has been calling the shots this whole time.
Most financial advice tells you to "remove emotions" from money decisions. That's complete bullshit. You can't remove what's hardwired into your survival system.
Here's the brutal truth: Your childhood money memories are still running your financial life. Every limiting belief, every self-sabotaging p...
Your money's getting played while you're scrolling memes. Time to wake the f*ck up.
This ain't your typical finance bro BS - we're talking about the real moves happening RIGHT NOW that are messing with your bag. SBA loans just got harder to snag (yeah, they moved the goalposts AGAIN), Cincinnati Fed's actually doing something useful for once, and global tensions? They're about to hit your wallet harder ...
What happens when a college football player gets locked up in Beijing for smoking weed and turns it into a bestselling book empire?
Picture this: You're 24, fresh out of college, teaching English in Beijing when three Chinese police officers knock on your door. Within hours, you're locked in a cell with 14 Chinese men you can't communicate with, eating three bowls of soup a day with nothing but a plastic spoon. No one...
YOUR MONEY IS UNDER SIEGE RIGHT NOW
The system is rigged. Private equity vultures are bleeding your kids' sports funds dry. The Fed is holding rates hostage because of Trump's tariff chaos. And while you're getting crushed at the gas pump, your savings are sitting there doing nothing.
This isn't some distant economic theory - this is happening to YOUR wallet TODAY.
In this episode, I'm tearing apart the four b...
Let's Get Real just got real as hell.
Stoy strips away the bullshit and takes you through the brutal reality of loss - from teammate suicides to watching his alcoholic mother die at 50, to losing the grandmother who raised him. This isn't your typical grief podcast. This is raw truth about what death actually does to you, your kids, and everyone left behind.
What you'll get hit with:
- Why 82% of people will choose cr...
They said she'd never walk again. They were dead wrong.
Holly's battle with Guillain-Barré Syndrome left her paralyzed and fighting for her life. Now she's fighting to tell her story—raw, unfiltered, and without permission. This isn't your typical medical recovery podcast. It's a brutal awakening to what happens when your body betrays you and the healthcare system fails you simultaneously.
Each week, Holly ex...
Buckle up for a raw, unfiltered journey of transformation that'll make your entrepreneurial soul IGNITE!
From a rough San Francisco neighborhood to selling his financial advisory firm, building groundbreaking tech, and now revolutionizing sports content with Bench, Dasarte Yarnway is the embodiment of creating your own destiny. This isn't just another success story—it's a masterclass in turning trauma into triumph, au...
THE GAME-CHANGING POWER OF YOUTH SPORTS
Former D1 football player drops UNFILTERED wisdom on why youth sports matter more than ever. No BS talk on football safety, when kids should start, and the REAL lessons sports teach that America desperately needs.
"Sports isn't just for the love of the game—it builds discipline, work ethic, and the mental toughness to overcome life's inevitable beatdowns. In a ...
Money doesn't have to be cold, rigid, and intimidating. In this bold, thought-provoking episode, I sit down with financial therapist Rachel Duncan who's revolutionizing how we heal our relationship with cash through art and creativity. Ever felt like the financial industry left you behind? You're not alone.
Rachel reveals how her background as both a numbers person AND an artist led her to create a unique approach t...
WHY ARE WE THE WAY WE ARE?
In this raw, unfiltered episode, Stoy rips the mask off society's toxic habit of tearing each other down instead of building each other up.
The shit-talking ends NOW.
No political agenda. No geopolitical crap. Just the brutal truth about why we attack each other online while celebrities and the wealthy elite keep getting richer and more powerful.
Stoy calls out the keyboard warriors wh...
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