The Wealth Wise Show

The Wealth Wise Show

Welcome to The Wealthwise Show, the ultimate podcast for those seeking to make sound and wise financial decisions. Join us as we navigate the complex world of personal finance, unraveling the mysteries of investments, savings, and wealth management. RSSVERIFY

Episodes

January 9, 2026 12 mins

Balance sheets can look intimidating — but once you know what you’re looking for, they tell a powerful story about a company’s financial strength (or hidden risk).

In this episode of The WealthWise Show, I break down how to read a balance sheet in plain English and how to use it to understand what a company owns, what it owes, and how stable it really is. Whether you’re a DIY investor, business owner, or just trying to get financial...

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Everyone talks about investing — but how do you actually research a company before putting money at risk?

In this episode of The WealthWise Show, I walk you through how I personally research and evaluate companies, from a long-term, fundamentals-driven perspective. This is not about hype, hot tips, or trying to time the market. It’s about understanding businesses, managing risk, and making informed decisions.

We cover:

  • Where I sta...
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Healthcare is one of the biggest expenses retirees face — and for members of the Florida Retirement System, the Health Insurance Subsidy (HIS) can play an important role in helping offset those costs.

In this episode of The WealthWise Show, we break down the FRS HIS in plain English so you can clearly understand:

  • What the Health Insurance Subsidy (HIS) is
  • Who qualifies for the subsidy
  • How the monthly benefit is calculated
  • When the b...
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In this episode of The WealthWise Show, we take a clear, simple, and practical look at the FRS Investment Plan — what it is, how it works, and how you can make smarter retirement decisions based on your goals, timeline, and long-term needs.

If you’re a member of the Florida Retirement System, understanding the Investment Plan can be a major key to building retirement income. We break down:

  • How contributions work
  • Investment fund op...
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In this episode of The WealthWise Show, we break down one of the most misunderstood retirement benefits available to eligible employees: DROP (Deferred Retirement Option Program).

I explain, in plain language, what DROP actually is, how it works, and why the decisions you make during your DROP period can have a lasting impact on your retirement. From how your pension is calculated to what happens to your DROP balance, we walk throug...

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In this episode of Derrick Thoughts, I share my honest perspective on the markets as we head into 2026—and why trying to predict what will happen next often does more harm than good.

Every year, investors are flooded with bold forecasts, confident predictions, and “sure bets” for the coming year. The reality? Markets don’t move on calendars, headlines, or opinions. They move on uncertainty, human behavior, and events no one sees com...

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In this episode, Derrick breaks down the Florida Retirement System Pension Plan in plain English—no jargon, no confusion. You’ll learn how the pension formula works, how your years of service and AFC affect your benefit, what early retirement really means, and how to avoid costly mistakes before you leave the system. If you’re a teacher, first responder, state employee, or county worker relying on FRS for your retirement income, th...

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Love People & Finance? Make it your profession. This episode walks you through the entire process of becoming a licensed investment advisor

The information provided on The WealthWise Show, hosted by Derrick Johnson, is for educational and informational purposes only. It is not intended as financial, investment, tax, legal, or accounting advice. Listeners are encouraged to consult with a qualified financial advisor, tax professional,...

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Love People & Finance? Make it your profession. This episode walks you through the entire process of becoming a licensed investment advisor

The information provided on The WealthWise Show, hosted by Derrick Johnson, is for educational and informational purposes only. It is not intended as financial, investment, tax, legal, or accounting advice. Listeners are encouraged to consult with a qualified financial advisor, tax professional,...

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Your money has a voice, but is it saying what you want it to? This episode explores how to align your financial goals with your daily decisions. From intentional budgeting to investing with purpose, we help you make your money speak volumes about your priorities, freedom, and future.Disclaimer for The WealthWise ShowThe information provided on The WealthWise Show, hosted by Derrick Johnson, is for educational and informational purp...

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Your credit score impacts way more than just loan approvals — it can shape your future. In this episode, we break down the hidden factors that influence your score, bust common myths, and give you real tools to take control. No fluff, just facts.Disclaimer for The WealthWise ShowThe information provided on The WealthWise Show, hosted by Derrick Johnson, is for educational and informational purposes only. It is not intended as finan...

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A lighthearted but powerful crash course on investing minus the jargon. Derrick simplifies socks, bonds, and ETFs all in plain English

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Spending Habits That Actually Matters

Is your morning coffee ruining your financial future? Derrick Looks past the cliches and explores which habits really move the financial needle.

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From income streams to smart tax moves. Derrick unpacks how wealthy individuals grow and protect their money

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What your uncle told you was wrong.

Host Derrick Johnson drives into common myths like "buying is always better than renting" or " credit cards are evil."


Lets see if any of those things are true in todays episode of The Wealthwise Show

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Stay informed, stay WealthWise! 🎙️💰









Podcast Disclaimer









The information provided in this podcast is for informational and educational purposes only and should not be considered financial, investment, or legal advice. Opinions expressed by the hosts and guests are their own and do not reflect the views of their employers or affiliated organizations.






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Stay informed, stay WealthWise! 🎙️💰





Podcast Disclaimer





The information provided in this podcast is for informational and educational purposes only and should not be considered financial, investment, or legal advice. Opinions expressed by the hosts and guests are their own and do not reflect the views of their employers or affiliated organizations.





Investing involves risks, including th...

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In Episode 51 of The WealthWise Show, we break down the economic forces shaping your financial future. From rising tariffs to inflation’s relentless grip, we’ll explore how these factors impact everything—including the price of your morning eggs. Are we heading toward a recession? More importantly, how can you protect yourself and your wealth? Tune in as we unpack the realities of today’s economy and provide smart strategies to hel...

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Podcast Disclaimer



The information provided in this podcast is for informational and educational purposes only and should not be considered financial, investment, or legal advice. Opinions expressed by the hosts and guests are their own and do not reflect the views of their employers or affiliated organizations.



Investing involves risks, including the potential loss of principal. Past performance is not indicative of ...

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Inflation can erode your purchasing power, but TIPS (Treasury Inflation-Protected Securities) offer a way to keep your investments ahead of rising prices. In this episode of The WealthWise Show, we break down how TIPS bonds work, their unique benefits, and when they might be a smart addition to your portfolio. Are they truly a hedge against inflation? How do they compare to other fixed-income investments? Tune in as we explore the ...

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