The Curve
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday, Wednesday and Friday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
Episodes
October 11, 2026 • 39 mins
UK mortgage rates have hit 6% for the first time since Liz Truss’s mini-budget, yet the Bank of England hasn’t raised rates. So who’s pushing them up, and why does it matter even if you don’t own a home?
With Vic on her way home to New Zealand, our lead investor Nicole Bremner steps in alongside Soph to explain.
Then, the race to turn weight-loss jabs like Ozempic into a pill. It could more than double the n...
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October 8, 2026 • 50 mins
It’s time to talk about "looksmaxxing," the internet's term for optimising everything about your appearance, and why so many of us are quietly pouring hundreds (or thousands) of dollars every month into it. Soph is joined by Hanna Horvath, author of the money and culture Substack ‘Your Brain on Money’. Together they dig into why Love Island contestants are the extreme end of a spectrum we're all on and why the ret...
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October 6, 2026 • 57 mins
First up, Oura was about to go public. It was looking to raise $2.2 billion at a valuation of more than $15 billion, then pulled out at the last minute. We break down what an IPO actually is and why companies wait for a sunny market before they list. Plus, why Oura's subscription model could make it one to watch when it finally does go public.
Then, Meta's new AI agent Muse can book, buy, and email on your behalf. We reveal how the...
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October 4, 2026 • 46 mins
We're back from our break, and we're kicking things off with not one but two personal updates. Soph opens with some very happy news, and Vic's comes right at the very end, so make sure you stick around.
Trigger warning: this episode discusses the Cornell University sexual assault case. We look at who holds the power and the purse strings at elite universities, why donors could be the key to real change, and why this is exactly why ...
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October 1, 2026 • 25 mins
What is a share price, how is it actually set, and what makes it move up or down. This episode breaks the stock market down to its most basic level, buyers and sellers in a marketplace, and explains why getting emotionally attached to a stock (much like a bad relationship) is one of the easiest ways to make a bad decision. A great primer before you buy your first share.
Credits:
Hosts: Sophie Hallwright & Victoria Harris
Editor...
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September 29, 2026 • 27 mins
Diversification is one of those words that sounds boring until it saves your portfolio. This episode breaks down what it actually means to spread your risk, why the stock market works like any other marketplace, and why falling in love with a single investment can be one of the most costly mistakes you make. Comes with a story about a company that no longer exists, and why that matters.
Credits:
Hosts: Sophie Hallwright & V...
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September 27, 2026 • 31 mins
Risk is one of those words that sounds terrifying until you understand what it actually means. This episode walks through how to think about your own risk appetite, why investing and gambling are not the same thing, and why checking your investments constantly can do more harm than good. A solid one for anyone who feels anxious about the idea of investing before they've even started.
Credits:
Hosts: Sophie Hallwright & Vict...
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September 24, 2026 • 21 mins
There are four main asset classes: cash, bonds, property and stocks, and this episode ranks them from safest to riskiest and explains why. Property in particular gets a reality check here, since it's the asset most people assume is "safe" without really questioning why. A useful one for understanding where your money is sitting and what that actually means for your risk.
Credits:
Hosts: Sophie Hallwright & Victoria Harris
...
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September 22, 2026 • 28 mins
Before anything else in investing makes sense, you need to understand return, volatility and why Einstein rated compound interest so highly. This episode breaks down what people actually mean when they talk about "the return" on an investment, and why different types of investments move up and down at different rates. If you've ever nodded along in a finance conversation without fully following, start here.
Credits:
Hosts: Soph...
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September 20, 2026 • 3 mins
The Curve is pausing new episodes for the next couple of weeks. Soph's away and Vic is in the middle of moving back to New Zealand to run the fund, so rather than rush new episodes out, the feed is taking a breather. In its place, five of the very first episodes ever recorded are being re-released, the ones that cover the absolute fundamentals of investing. If you're new here or you want a refresher on the basics, this is the perfe...
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September 17, 2026 • 44 mins
Holly's back in the studio (this time in person) for another round of Curveballs, real listeners’ submitted property stories sent in after her last two episodes went viral. Soph & Holly unpack a family vacation home at the centre of five and a half years of conflict, a couple who split renovation labour and income unevenly with nothing in writing, and two very different relationships where one partner brings significantly...
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September 15, 2026 • 32 mins
Lululemon's founder is getting divorced after 20+ years of marriage, and there's no prenup on a fortune worth over $6 billion. We get into what that means for his wife (one of the company's first employees and founding designer), especially as Lululemon posts its second dire quarter in a row and its stock hits an eight-year low. Then, Kendall Jenner just bought a stake in TRIP, the British calming drinks brand, adding to her tequil...
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September 13, 2026 • 38 mins
First up, government bond yields just hit levels not seen since the 2008 financial crisis, and the headlines are in full panic mode. Vic breaks down what a bond yield actually is, why investors are suddenly worried that governments around the world have overextended themselves, and why a "boring" corner of finance is about to hit your mortgage, your taxes, and your savings account. Then, Shein went public and lost $5 billion in val...
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September 10, 2026 • 47 mins
Madi Stefanis started her business at 19 with one old film camera and a Facebook Marketplace listing. It sold for 5x the asking price, and that was the beginning of a side hustle that scaled to $70K a month from her bedroom floor, before turning into 35mm Co., a camera brand now sold in nearly every country in the world with over 100,000 units sold.
This episode is a true side-hustle-to-global-business story: how Madi went from so...
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September 8, 2026 • 46 mins
She's got 33 million followers and one of the most photographed families on the planet. It still took Victoria Beckham 18 years to turn a profit, and £66m in debt to get there. We break down what that says about the difference between revenue and profit, and why runway matters more than either. Plus, tech multimillionaire Bryan Johnson's girlfriend Kate Tolo is running her own 100-day biohacking experiment, tracking 14.8 million da...
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September 6, 2026 • 47 mins
This week, Soph and Vic share the Curve Fund's very first monthly update and break down the biggest movers, including Estée Lauder's and AMD. They also get into Apple's new CEO John Ternus, only the seventh in the company's 50 year history, and what his $60 million pay package (mostly in stock) says about how the company rewards long-term thinking. Plus, natural disasters cost the world $450 billion last year, and insurance is quie...
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September 3, 2026 • 42 mins
This week, Soph is joined by The Curve’s angel investor, Nicole Bremner. At its peak, Nicole’s portfolio included stakes in over 110 properties. In this episode, the pair get honest about what's shifted in the property market over the last 15 years, and why the old rules of buying property no longer apply. They unpack the diversification blind spot most homeowners don't realise they have, and why an emotional purchase i...
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September 1, 2026 • 59 mins
Soph and Emma pay tribute to Dolly Parton's legacy and the financial genius behind her career, from refusing to give Elvis half her songwriting credit to owning her entire catalog decades before artists like Taylor Swift and Dua Lipa followed suit. They also break down Meta's $18 billion legal settlement, why prosecutors have finally found a way to hold the platform accountable, and what it signals for big tech going forward. Plus,...
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August 30, 2026 • 48 mins
This week we're asking an uncomfortable question: can money literally buy you a longer life? We dig into the eyebrow-raising world of biohacking billionaires spending millions to reverse their biological age, the stark wealth gap in life expectancy (up to 15 years in some countries), and the rise of $50,000 genetic screening packages that let the ultra-wealthy select for IQ, height and health in their future children. Then we shift...
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August 27, 2026 • 42 mins
Before Pete West buys a single investment property, he runs through 7 questions - skip one, and it could cost you thousands.
Soph sits down with Pete (the property investor she's worked with on two of her own investments) to break down exactly what he looks for before he buys anything. This isn't about finding your dream home, it's a practical framework for assessing an investment property before you buy.
Pete shares the Google M...
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