The Curve
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Wednesday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
Episodes
We asked for your financial horror stories, and wow, did you deliver. In this episode, we read (and listen to) real money mistakes from our community, from missed investing wins to term-deposit disasters, stock-picking heartbreaks, property nightmares and everything in between. We break down what went wrong, what we can all learn from it, and why these stories will genuinely make you better with money. Huge thank you to everyone wh...
This weekâs Curve Weekly starts with Sophâs financial dilemma of the month - a perfect storm of overspending, ÂŁ5 left in the bank, and a 4% phone battery in Mayfair. Then, just as we got rolling, Vicâs mic cut out (classic), so yes⌠this is take two. Once the tech drama settled, Vic breaks down why the market is down 2%, whatâs spooking investors, and how the AI bubble ties into it. We also dive into that viral...
If AI still feels like a scary robot in the corner, this chat will calm your nerves and fire up your curiosity. Natalie Piucco (Googleâs applied-AI whiz) breaks down where AI is really headed - think helpful life assistant that sorts your calendar, shopping and bills - and why that future could be worth backing with your pounds (or dollars). We cover simple ways to spot opportunities in everyday life (what are ...
Warren Buffett (aka the GOAT of investing) is sitting on a jaw-dropping $382 billion in cash. Yep, the man who literally buys companies is taking a breather, and Vic breaks down what that means for the rest of us (hint: things might be a tad overpriced). We also chat about bitcoinâs big dip (Sophâs thrilled), why AMDâs results werenât enough to keep investors happy, and how goldâs having its main-character mome...
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Part two gets spicy. We break down the four stages of the property cycle (recovery, boom, cool-off, slump), why interest rates and prices move like a seesaw, how different countries can be in totally different seasons, and the biggie: your time horizon (think 7-10 years) matters more than crystal-ball timing. Youâll learn how to spot where your market is, when using equity makes sense (and whe...
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Happy Halloween from the trading floor (aka our studio) where Steven and Victor break down this weekâs AI mayhem. We chat the $5T milestone and what chip demand really means, why a certain chatbotâs rumored mega-IPO could suck oxygen (and cash) from the room, PayPalâs new ChatGPT checkout moment, and earnings tea from Microsoft, Alphabet and Meta. Big takeaway: excitement is high, portfolios c...
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Ever wondered why the property market feels like itâs having mood swings? Soph and Vic break down the property cycle through the lens of the seasons - from the buzz of spring recovery to the chill of a winter slump - and explain how interest rates, supply, and demand shape each stage. Youâll learn how local âmicroclimatesâ impact prices, why you canât really time the market, and how to read th...
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Why are fashion giants breaking up with beauty? This week, we dig into Keringâs $4B âitâs not you, itâs meâ moment as it sells its beauty division to LâOrĂŠal - and what that says about the state of luxury right now. Then we jump from catwalks to Korean skincare as Kylie Jennerâs casual TikTok shout-out turns a niche LED mask brand into a $6B sensation (seriously, one post!). Thereâs also goldâ...
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Something in the market is heating up fast - and everyone from central banks to everyday investors is taking notice. Prices have surged to record highs, headlines are everywhere, and FOMO is creeping in. In this episode, we unpack whatâs driving the spike, why timing matters, and what this moment could mean for your portfolio. Weâll talk strategy, risk, and whether itâs a smart move to get inv...
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LVMH just put the champagne back on ice (in a good way) with a monster jump that hints luxury is officially out of its slump (handbags up, spirits high, clutches⌠still impractical). In other news, the US-China tariff tit-for-tat that spooked markets, pushed safe-haven gold even shinier, and could make your next smartphone pricier. Vic explains why volatility can be a sneaky gift for long-te...
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Thinking about a âmicro retirementâ now instead of waiting till 65? Same - letâs put a number on that itch. In this ep, we unpack the micro-retirement trend, why burnout and non-linear life plans are pushing it, and the real money maths behind pressing pause - like how skipping a year of ÂŁ500/month investing can cost ~ÂŁ200k by retirement, and how saving for the break first (or eight years of m...
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The BATMMAAN stocks are running the show - eight US giants dominating the global leaderboard while Europe quietly sips its tea in the slow lane. We unpack why the US has such a grip on the worldâs biggest companies, what it says about innovation (and taxes), and where this might go next. Plus: OpenAI goes on a multi-billion chip shopping spree with Advanced Micro Devices, Japanâs new female pr...
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Gen Z gets written off as entitled and spend-happy - Maddie Borge proves otherwise. At 24, she lays out a disciplined, practical approach to money in a world where the old âdegree â job â houseâ promise no longer holds. We discuss why renting in cities like London can be precarious, how that instability reshapes goals, and the trade-offs between owning and investing. Maddie shares the systems ...
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Kidulting is on the rise, and itâs not just about grown-ups buying plushies for their shelves - itâs shaping up to be a full-blown investing trend. We dive into why collectibles like Jellycats and Labubus are booming, and how to spot whether a âcute crazeâ could actually be a smart addition to your portfolio. From there, we get into the US government shutdown drama (and what it really means for in...
Vic brings âThe Soul of Moneyâ to the couch and suddenly our bank statements feel like diaries we maybe⌠wouldnât show our mums. We unpack the myth of ânever enough,â swap abundance for sufficiency, and explore money as a flow (sometimes a waterfall, sometimes a dribbly tap) that carries our intentions - whether thatâs supporting local, giving with purpose, or voting with our wallets. Expect chat on financial integrity, values-base...
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Soph is off having a well-deserved break in the woods this week (miss you Soph - plss come back soon đĽ˛). In her place, weâve got Emily stepping out from behind the camera and onto the mic, matcha in hand. And speaking of matcha⌠itâs officially having a moment. Sales have doubled, cafĂŠs are going green, and Gen Z is treating it like the new Aperol Spritz (but healthier, Instagrammable, and ab...
Ever walked into a pay rise conversation, only to feel your brain switch off and your confidence evaporate faster than your lunch break? Youâre not alone. In this episode, Sophie sits down with salary negotiation powerhouse Meggie Palmer to unpack how to prep, practise, and push through those oh-so-awkward money chats. From knowing your âwish, want, walkâ numbers, to mastering the art of silence, Meggie shares practical scripts, co...
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This week we dig into the very viral Ben & Jerryâs saga - Jerry stepping away after 47 years, the Unilever peace-deal-gone-fraught, and what it really costs to put values ahead of vanilla. We unpack the âindependent within a conglomerateâ merger setup, the Gaza/Israel flashpoint that turbo-charged tensions, and why brave exits can still break your heart (and your P&L). Then itâs a rapi...
Sometimes the biggest lessons arrive completely out of the blue. In this episode, we sit down with 26-year-old Lily Foote, who shares the health scare that made her realise just how important health insurance really is. We talk through what itâs like to get an unexpected diagnosis, the overwhelm that comes with medical jargon, and how ADHD and anxiety can make the whole process even harder to navigate. Lily opens up about the finan...
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This week on The Curve Weekly, weâve got a very special guest: Lucy Blakiston from Shit You Should Care About is in the studio - and we LOVED HAVING HER. Together we dive into Rupert Murdochâs real-life Succession drama, Lululemonâs fall from athleisure grace, and the big one: Klarna finally hit the stock market. The giant IPOâd on the NYSE at $40 a share, shot up to $57, and closed at $45.82 - a ...
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