Sound Retirement Radio

Sound Retirement Radio

With over 2 million downloads, Sound Retirement Radio is a trusted podcast for individuals preparing for or transitioning into retirement. Each episode is designed to help you gain clarity, confidence, freedom as you plan for the future. Hosted by Jason Parker, a retirement-focused financial advisor and author of the best-selling book Sound Retirement Planning, the show covers a wide range of topics including investment strategies, tax planning, Social Security, and Roth conversions. Whether you're just starting to think about retirement or already enjoying it, our conversations aim to equip you with ideas and strategies to support a more thoughtful and informed retirement plan. Jason's latest book, Retirement Calculator: How Much Money Do I Need to Retire, builds on years of helping people transition into retirement. He is also the creator of the Retirement Budget Calculator, a tool designed to help individuals create reliable retirement cash flow plans. Jason has been featured as a guest on ABC, FOX, and NBC.

Episodes

October 21, 2025 15 mins

In today's podcast, I want to talk about the new Enhanced Senior Deduction that was passed and signed into law on July 4th, 2025.

If you are 65 years old or older—or will be turning 65 sometime between 2025 and 2028—you'll want to understand how this works and how it could impact your retirement plan.  If you are not yet 65 but you know someone who is, be sure to send them a link to this episode.

For artic...

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I'm really excited about today's episode because I want to speak directly to the anxiety that so many of you are feeling — and that you've been sharing with me lately.

The title of today's show is "Is a Market Crash Coming?"

It's a question I hear often, and I completely understand why. The headlines can be overwhelming, the markets feel unpredictable, and it's easy to wonder what's next.

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So I've met a lot of people over the years who have over prepared for retirement, and I've met others where I had to say, I'm sorry, you need to keep working. Unfortunately, I've seen good hardworking people, people who have saved, invested, and tried their best. They're still unable to retire, and the question's why?
Today, I want to share the 4 big...

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September 3, 2025 13 mins

Today's podcast has three parts: first, a simple question to help you gain clarity; second, a common financial mistake we see—and how to fix it; and third, practical investing moves you can take right now.

To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #460.

The Retirement Bud...

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You're listening to episode number 459. The title is. 68 New Adventures at 68 Anne's Bold Retirement, and I'm so excited to bring this podcast interview to you. One of my favorite things about the work that we do is that we get to meet so many incredible people and we hear their stories. We get to see the how the decisions that they make impact their lives.

How do they live full out? What makes for a goo...

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In today's podcast, I want to talk about the new One Big Beautiful Bill Act, recently passed and signed into law by the President on July 4th of this year. This legislation is significant for a couple of key reasons. First, it makes permanent one of the largest tax cuts in history—the Tax Cuts and Jobs Act (TCJA), originally passed in 2017 and previously set to expire at the end of this year. Second, the bill itself sp...

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As we celebrate the 4th of July, I want to explore a topic that doesn't get nearly enough attention—how to withdraw money from different types of retirement accounts. Specifically, we'll look at sequential vs. proportional withdrawals, and how your strategy can impact your taxes, your legacy, and your long-term retirement success.

We'll walk through a hypothetical scenario to compare the outcomes, and the ...

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In today's episode, we're diving into the latest press release from the Social Security Board of Trustees. The numbers this year look worse than last year—and that has real implications for your retirement.

To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #456.

The R...

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The number one question people ask as they approach retirement is: "Have we saved enough?" Can we retire confidently without running out of money?

In today's podcast, we'll explore how having a solid retirement plan can help you understand your likelihood of success—and the probability of avoiding a catastrophic financial shortfall.

To find links and resources mentioned in today's podcast, visit SoundReti...

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One of the most common Social Security questions we get is this: "If my spouse starts her Social Security at age 62 and I wait until age 70 to start mine, can she receive a higher spousal benefit when I start?"

When it comes to Social Security, most people know you can qualify for retirement benefits based on your own work history — the taxes you paid into the system over the years. But what many don't rea...

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In today's episode, I'm sharing a time-tested strategy that can boost your confidence when it comes to withdrawing money in retirement—the barbell strategy. Also known as the two-bucket approach, this method is designed to help you navigate market volatility while staying focused on long-term growth.

I'll walk you through the who, what, when, where, why, and how of the barbell strategy—so by the end of thi...

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If you're feeling stressed about what's happening in the market right now—you're not alone. Market volatility never feels good, but there is a better way to invest: one grounded in planning, discipline, and long-term thinking. In today's episode, I'll share 8 important things to consider as you navigate this market, so you can make confident decisions and stay focused on what truly matters.

Learn more at https://soundretirementpla...

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I recently came across a fascinating paper by Hendrik Bessembinder titled "Which U.S. Stocks Generated the Highest Long-Term Returns?" The research is based on nearly 100 years of stock market history, and it delivers some surprising and important lessons for retirees.

 

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March 20, 2025 20 mins

When markets get wobbly, people panic. It's natural. We've all seen it—headlines screaming recession, market crashes, and doomsday predictions. The fear can be overwhelming. But what if I told you that you could structure your retirement investments in a way that makes all of this noise irrelevant? That's what today's episode is about—building Margins of Safety so you can worry less and live more.

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I'm so glad you're joining me for episode 449, where I have the privilege of interviewing Eduardo Repetto, Chief Investment Officer at Avantis. In today's episode, we dive into recent market volatility, Warren Buffett's growing cash reserves, and the investment philosophy behind Avantis Investors.

To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #449.

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In 2019, two pastors from my church approached me with a request: would I be willing to create a foundation or endowment to raise money for the Christian school our church operates? Without hesitation, I said yes. Both of my children had attended the school, and it had a profound impact on our family.

Read more

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Imagine you could give to charity, lower your tax bill, and satisfy your Required Minimum Distributions—all at the same time. Most retirees don't realize that there's a smarter way to donate to charity using their IRA. In today's episode, I'll show you how one simple strategy—Qualified Charitable Distributions—can save you thousands in taxes while supporting the causes you care about.

To find links and resources mentioned in today'...

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Big changes are on the horizon for retirees impacted by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The Social Security Fairness Act, signed into law on January 5, 2025, is expected to increase benefits for millions of retirees while introducing new challenges for the Social Security system. In todays podcast, I will break down what this means for you and how to adapt your retirement strategy to th...

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January 1, 2025 19 mins

In todays podcast I am going to examine how the S&P500 historically has performed after back to back years of 20% plus gains. We are going to look at an interesting recent story about retirement, wealth and contentment. I am going to share a couple of good financial habbits for you to consider as you kick off the new year. I want to share with you a few milestones we accomplished this year and I will give you the top episode downlo...

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In today's podcast, I had the pleasure of interviewing Dr. Jann Freed, an expert in helping people live intentionally and reflect on their impact. Dr. Freed shared powerful insights on building meaningful relationships in the second half of life and explained how embracing the reality of our mortality can inspire us to live more fully.

Her words reminded me of something my mentor used to tell me: "Jason, l...

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