Moneysplained

Moneysplained

Do you ever feel like there’s this secret language of money you can’t speak? Or that financial security is only understood and enjoyed by those who come from money, or work as bankers, brokers, analysts, and accountants? Moneysplained is a personal finance podcast that breaks down those barriers and fills in the education gaps for people afraid of admitting what they don't know about money.

Episodes

January 14, 2020 15 secs

Check out Get Money, a new podcast I'm in launching January 22nd! It's a fun time. www.getmoneypodcast.com

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With the burden of healthcare costs falling to individuals and families, HSAs can be an amazing tax free way to pay for not just doctor visits and hospital stays but also LASIK eye surgery, acupuncture for chronic pain, and more. Enter Lively, a company focused on making HSAs flexible, affordable, and accessible to everyone. My guest is the co-founder of Lively, Shobin Uralil, who takes us through some of the hoops to jump through ...

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My guest is Ramona Ortega. She's the founder of My Money, My Future, a personal finance platform aimed at young women. We talk about all the amazing free tools out there for people looking to get their finances together and how the barriers to having a sound financial plan are slowly crumbling.

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March 9, 2019 50 mins

If you have college-bound kids or are thinking about funding a family member's education, this episode is a MUST LISTEN. My guest is the wonderful Joe Messinger, a financial planner who has dedicated his career to helping families pay for college. We talk about everything from the FAFSA to 529 plans. 

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October 11, 2018 47 mins

Setting yourself up for failure is almost inevitable when you're trying to save money. We're told by "experts" to make a budget and stick to it but often we have no idea where those budget numbers should come from. On today's show I talk with the Luxe Strategist about real ways to save money that actually work. 

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September 20, 2018 52 mins

My guest is bookkeeper extraordinaire Katherine Pomerantz. She has amazing perspectives on money and how business owners can completely change their relationship with money. When you own your own business you are not only the CEO but you're also the HR department, the accounting department, the mail room, the office manager. It's time to outsource and ask for help when you need it. The books - meaning the record that tracks inflows...

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September 13, 2018 56 mins

Understanding the 1.5 trillion dollar student loan crisis starts with individuals. Student loan expert Heather Jarvis takes us through every possible option for borrowers who find themselves underwater. From refinancing with a private lender to enrolling in a program that will eventually completely forgive the balance owed, we cover every angle of student loans. Being in debt can feel like a death sentence but with knowledge comes ...

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December 12, 2017 58 mins

As humans we naturally fear death. We fear the great unknown and we have to fear what happens to our loved ones after we go. In this episode we’ll cover estate planning and why having a will is just one small part of a plan to make sure your stuff transfers efficiently to your survivors while they are grappling with your death. I've got a brilliant estate planning attorney on the show to answer all my death and finance questions, p...

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December 7, 2017 67 mins

Whether you’re choosing a health insurance plan from your employer or shopping for your own on the exchange, there are a ton of terms you need to know: deductible, HMO, PPO, co-insurance, out of pocket, etc. My guest is Todd Erkis, a former actuary and insurance professional who is now a professor of finance at St. Joseph’s University in Philadelphia. He helps us wade through the confusing waters of insurance and warns us of the da...

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The holidays are approaching and that means you’re about to go on a spending frenzy to buy family and friends stuff they don’t need. Let’s change that. If you have a ton of nieces and nephews don’t buy them Bath and Body Works and Starbucks gift cards, buy them a future. This is not your typical listicle and no, this isn’t a joke. I’ll countdown the ten best gifts money can buy that will give you a chance to shift someone’s entire ...

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Robo advisors are simply online investment platforms. These innovative tech companies have made it extremely easy for the average person to invest in the stock market with just a few dollars.
 
Robo advisors are the new kids on the block—you might know them by the names Betterment, Wealthfront, Wealthsimple, Ellevest or Vanguard. They have no account minimums and low fees, gen...
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November 4, 2017 43 mins

Hey, are you sick of all those sports metaphors in investing? Me too! Well I'm gonna call an audible and try to explain various types of investing through fashion. My guests are Zachary Gering, CFP® of Sontag Advisory and Daniel Tersigni of Wealthsimple. We go deep on index funds, socially responsible investing, and how your 401(k) is costing you $40,000 in fees. Disclaimer: Moneysplained is for entertainment and education purposes...

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November 2, 2017 45 mins

In today’s episode: retirement. How to save, how to plan, and what those 401(k), Roth IRA, 403(b)s are all about. Plus, a secret community of millionaires who are retiring decades early. I talk to Nicole Peterkin, a certified financial planner in Boston and Johnathan Mendonsa and Brad Barrett of the ChooseFI podcast about their early retirement philosophy known as the FIRE movement.

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October 25, 2017 49 mins

The life of a freelancer is not always glamorous. As a freelancer, you are both the boss and the employee and the accounting department and HR. Because this is podcast is about money, we're going to focus on the accounting department part. In this episode we'll talk about the difference between an S-Corp and an LLC, how to file taxes as a freelancers, how to track down 1099s, what you can actually write-off your taxes, and a very e...

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October 19, 2017 43 mins

So you got a job, that’s super great, congrats! You’re about to get hit with a truckload of paperwork and have to make decisions that will have a major impact on your financial life. In this episode we’ll take a deep dive into that W-4 form that most employees have to fill out, plus we'll take a microscope to a pay stub to learn what all those pesky deductions are. We’ll also look at how to sign up for your employer’s retirement pl...

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October 12, 2017 54 mins
In this episode we’ll cover getting an extension on your taxes, paying your taxes after not paying them for a few years, marginal tax brackets, the gift tax, tax brackets, and so much more. 
 
...
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October 5, 2017 51 mins
Credit scores matter a whole lot. A good credit score (between 620 and 850) will often make you eligible for the best travel rewards and cash back credit cards and lenders will be able to offer you the lowest interest rates on home and auto loans. 
 
My guests is Liz Weston, who I immediately hit it off with because I’m from Los Angeles and she lives just minutes from my dad’s...
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September 28, 2017 53 mins

Welcome to episode two of Moneysplained. We’re talking banks, fees, and credit card offers. This is a beast of an episode. From avoiding bank fees to evaluating three separate real-life credit card offers, there’s a lot to cover. I’ve got Kim Palmer from NerdWallet, which is an excellent website for doing comparison shopping for checking accounts, credit cards, online brokers, and loans.

This episode is all about being a smarter co...

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September 28, 2017 37 mins

This is episode one of season one of Moneysplained and we’ve got the entire world of money to cover. Later episodes will have clear themes like Episode 2 on Credit Cards and your credit score or episode 5 on the finances of freelancing or my favorite episode so far, How to Invest $1000. Instead of giving you a lifeless history lesson on money I thought I’d start out with a bunch of finance terms I hear all the time in the financial...

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August 23, 2017 6 mins

Do you ever feel like there’s this secret language of money you can’t speak? Or that financial security is only understood and enjoyed by those who come from money, or work as bankers, brokers, analysts, and accountants? Moneysplained is a personal finance podcast that breaks down those barriers and fills in the education gaps for people afraid of admitting what they don't know about money.

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