NZ Everyday Investor
The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.
Episodes
Already, the central bank influences the interest rates we pay, the amount of deposit we need, and soon, through debt-to-income ratios (DTIs), the amount of income required to become eligible to borrow money. Read More
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
One of the places Aussies and New Zealanders find support during tough times, is with financial advisers. It's critical that we continue to make accessible, affordable, and trustworthy financial advice available.
According to research in New Zealand and Australia, financial advice builds wealth, and improves mental health.
Check out Jeff Royle from iLender here.
________________...
If you’re prepping for, building up, coming in for a landing, or even already there, you’re welcome to eavesdrop on these conversations. Sometimes you'll dig it, and other times you won't. Take what you need and leave the rest behind - read more here.
Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.
Paul Quickenden from Easy Crypto is my guest today to discuss the price action of Bitcoin foll...
While I’m hoping that a new type of money will fix the world, I still learn how to play the game by the current rules, because one thing keeps me up at night more than anything else: in the future, the ‘already haves’ get more, and what little those left behind currently have, get’s taken away. I want to be on the first team, and I want to make sure my kids get there too!
So, we study the machine we rage against. Read More
It's not so much the band getting back together, it's about money and business nerds nerding out on property, bitcoin, and the problem with the broken money.
Lukey Kemeys and Mikey Smith, the force behind The Keep The Change Podcast recently invited me along to have a chat.
Hey did you know I often write an article for each of these episodes? It's true - occasionally it's quite brilliant.
Check out Smart Money Tracker by Gary Savage.
The more I learn about how people actually build wealth, the more cautiously I prescribe diversification.
We’re sold index funds, but businesses and property are often what really move the needle.
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Find out about our financial strategy sessions
I want you to imagine a black box – Imagine wrapping up some of your time, and some of your money and just chucking it in that box. We believe that by doing so, we’ll get out more than what we put in. Our labour and/or our capital, perhaps a bit of both. Das Kapital, or Wealth of Nations? Read more.
______________________
Take The Home Buyers Blueprint: Get a be...
Would you like to learn more about how we can offer personal mortgage rate advice? Get in touch here: Book a free 15-min chat
Chasing the Joneses
In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have right now with your future life, get closer to the image of su...
In today's show, you'll learn how the future could be more than a little good. That's right, all that cray cray crazy in the world is actually a good sign.
Clive Thompson is a retired private banker and wealth manager of 47 years, based in Switzerland. None of this is financial advice, but I do hope it gets you thinking!
______________________
Check out YouTube Version Here.
Clive Thompson is a retired private banker and wealth manager, now living on the shores of Lake Geneva, Switzerland, after a career spanning 47 years.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figur...
When you borrow money, own a home, have kids, or even just enjoy the same group of friends, often your connection to it is via a partnership. You're jointly and severally entangled into all you know, love, and value.
If it all falls apart, wouldn't it be good to know the art in how you build back up again? Read More
Bridgette Jackson is a divorce coach and she heads up Equal Exes.
___________________...
Traditional Web2 finance will make progress, but eventually, Web3 will meet it in the middle.
Ready to build wealth for the future - keep an open mind.
Follow me Twitter: @UngaroDarcy
Follow Charlie Twitter: @CyborgCharlie
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
As we're being kept safe from 'deflation due to recession', we're also losing the benefit of deflationary abundance.
Check out the article mentioned here
Connect with me on LInkedIn
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
Higher for Longer, or Lower and Sooner - in this one, we take a look at 'recency bias', and how a risk premium (due to geopolitics/war) may lead to higher rates for the foreseeable future.
Chasing the Joneses
In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have...
The US Fed appears to be talking a tough game, and right when all the talk in NZ made it sound like a 'done deal', early signals are calling for another hike (or two) to our OCR. We are NOT out of the woods yet.
So is it 'lower and sooner', or higher for longer - today I'm talking about recessions and depressions.
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage...
The bitcoin ETF, is the 60/40 portfolio dead, and is Darcy Ungaro a bitcoin maxi?
Special thank you to Jeff Nijsse, host of the Blockchain NZ Podcast. Check it out here
Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
______________________
Take The Home Buyers Blueprint: Get a ...
To choose the best time to lock in your mortgage rate, you need to get three things right:
How much will rates change?
Which direction will rates go,
and when will the rates change.
It may seem like a lot of work, but think of the potential reward - if you timed it right at the bottom of the interest rate cycle, you would still be paying less than 3% with almost two years to go. Read more here.
_______________...
Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
Have time on your hands? You're more likely to engage in low-value activities. Net immigration is high? Expect higher rents and house prices later on. Too much new credit creation? Watch interest rates fall first (price of money falls with higher supply), then watch them rise? New money supply hits asset values first, then the things we need for living. Credit growth can't outpace...
Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
Is the ‘real’ cost of pursuing a 'secure' retirement quantified by NOT pursuing the upgraded kitchen today?
The trick for individuals and as a collective is to optimise over both time zones of today, and tomorrow: 'The already and the 'not yet'.
The government's the same: Optimise for long-term economic growth, or address the social needs of today?
Ready to catch up and review your o...
Optimism is returning to the market as interest rate drops may be on the horizon. The bottom may be in - it's early days and we're not out of the woods yet, but those thinking of selling this year, or buying, should pay attention to the pieces falling into place.
______________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Popular Podcasts
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.
Anna Sale explores the big questions and hard choices that are often left out of polite conversation.
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
If you can never get enough true crime... Congratulations, you’ve found your people.
A straightforward look at the day's top news in 20 minutes. Powered by ABC News. Hosted by Brad Mielke.