NZ Everyday Investor

NZ Everyday Investor

The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

Episodes

October 26, 2025 42 mins

Are you tax-compliant with your crypto-holdings? Over 70% of Kiwi's aren't. I'm talking with Tim Doyle, of Doyle Accountants.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all ...

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Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're looking to invest, or you have a commercial property that ...

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The Official Cash Rate (OCR), which influences the floating mortgage rate, and short term fixed-rates, dropped last week. Everyone has a view around what SHOULD happen, but no one's talking about what WILL happen. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself...

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Watch YouTube version here.

Diversification, or placing your money in more than one type of investment, needs to be applied more broadly. Spreading your bets across the US, rest of world, emerging markets, and Australasia is fine start, but the jobs not done here. If all these investments are denominated in dollars, then you still have a huge concentration problem. Read more.

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Ex-Financial Adviser Tony Walker joins me on this one.

Here's 4 things you’ll need to keep front of mind if you’re planning to, or you already are, handling your retirement. 1 – Learn how to identify the best, short term investment strategy 2 – Keep it simple 3 – Use your mortgage for the win, and lastly 4 – Stay laser-eyed on real returns. Read more.

Subscribe to UGRO For Your Wealth on YouTube, for property and personal finance fro...

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September 21, 2025 34 mins

Special thanks to Zac Townsend from Meanwhile, for joining me to unpack how life insurance works, when the money changes.

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Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all ov...

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In 2021, the combination of spiking interest rates, differential tax treatment, new RBNZ regulations, and the CCCFA, put and end to the residential property party. Although some of the sting's been taken out, many property investors are formulating a plan to exit, once any sign of life returns to the market. Where will they go?

Provincia: Whether you're looking to invest, or you have a commercial property that needs better manageme...

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Big thanks to property expert John Kenel.

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial invest...

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My guest on this one is Michael Every, Global Macro Strategist with Rabobank.

We're no better conditioned than dogs waiting for a bell to ring. Bad stuff happens, rates go down, house prices go up. Easy.

But now, after almost 4 years of watching house prices stagnate,  if you're anything like me, you're wondering if the rules have changed.

It's scary to suggest this, but I think they have. Read more

Book in a free 15-min phon...

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Learn more about Loan My Coins.* For multi-signature wallets, check out The Bitcoin Adviser.*

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they th...

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Markets create reality through our collective expectations and actions. It's a self-fulfilling prophecy fed by mass-psychosis. Read more.

Special thanks to Charlie Meadon, CEO of Eccuity.

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're look...

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G. Edward Griffin is the author of The Creature From Jekyll Island. If you ever wanted a deeper understanding on the origin and aims of the US Federal Reserve, this is it. Learn more about Red Pill University.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provinci...

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Recording date: 18th of July 2025

The question of whether Bitcoin is fueling a political revolution is something I’ve been chewing on for a while. I think it is, but I reached out to John Alcock to see what he thinks (and I got more than I bargained for!). Read more about it here.

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Thank You Provincia: Whether you're loo...

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Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more.

Many thanks to Luke Kemeys, from Next Advisory and Keep The Change!

Book in a free 15-min phone call with Darcy Ungaro (financial advi...

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Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Thank You Provin...

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It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the party’s over. Maybe whatever caused prices to rise for over 50 years really is startin...

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New Zealand was one of the first economies where the central bank hiked interest rates.

Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more

Special thank you to Mary Jo Vergara - senior economist at Kiwibank.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Thank You Provincia: Whether you're lo...

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the art of investing is balancing growth and protection, for both you and your kids. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz&nb...

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Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links!

The Bitcoin Adviser: Plan for intergener...

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I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more.

Catch the full Michael Saylor talk here

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Thank You Provincia: Whether you're looking to...

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