This is Money Podcast

This is Money Podcast

What you need to know about money each week and what the news means for you, from the UK's best financial website.

Episodes

July 18, 2025 62 mins
How do you solve a problem like high house prices without sinking the economy?
That's a conundrum that's kept politicians and central bankers awake at night for years. Now there's a new plan. Rachel Reeves unveiled a push for bigger mortgages this week, with the backing of the Bank of England, financial watchdogs, banks and building societies?
Protections in place since the credit crunch-induced crash will be swept awa...
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The slashing of the cash Isa was considered a nailed on certainty in next week's Mansion House speech, but now it seems Rachel Reeves has had a change of heart.
So, has the cash Isa allowance been saved for good, or is this just a victory for now - before the axe falls in the Budget?
On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce discuss what next for the cash Isa and whether there was any merit...
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The nation's favourite savings product has just got a little less generous.

The prize rate on NS&I's supremely popular Premium Bonds will be slashed from 3.8 per cent to 3.6 per cent from the August draw - the fifth cut since March 2024.

On this week's podcast, Helen Crane, Tanya Jefferies and Georgie Frost discuss why Premium Bonds are the Marmite of the savings world, and ask whether the latest cut will...
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What would you do with £208million? Ahead of another Euromillions rollover, This is Money spoke to an adviser to those fortunate few who have scooped a jackpot to get some practical tips on what to do if you win big…just in case!

Would friends and family be top of your list when it comes to how to spend it... or something else? Lee Boyce, Simon Lambert and Georgie Frost discuss.

Simon turns his focus o...
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Tax is an increasingly taxing subject for many people who feel hard done by as Britain’s complicated system catches them out.

From quirks of the system, such as the 60 per cent tax trap and child benefit removal, to the childcare cliff edge, frozen thresholds, and pensions soon to be dragged into inheritance tax, there’s a whole host of things to drive us mad.

And, it’s getting worse. The Tories and now Labou...
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Banks have many tricks up their sleeves to try to attract customers and reward loyalty but Britain's biggest building society Nationwide appears to have hit upon a winning formula.
Its Fairer Share payments are back for a third year, with a £100 bonus for qualifying members.
Fairer Share has been credited with helping boost Nationwide's already strong position in the current account market.
The payments were announ...
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How long did you take looking round your home before you put an offer in for it? The average prospective buyer spends just 43 minutes. 

Surprise, surprise, research suggests that it pays to take your time.

This is week, Georgie Frost, Simon Lambert and Lee Boyce talk about what should be on your checklist before you take the plunge and buy a property.

Should you go by vibes alone, or do...
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When it comes to investing, it's stock markets that regularly hog the headlines but it's government bond markets that really matter.

Share prices taking a prolonged tumble is one thing but if bonds take a hammering, the financial world starts to really the notice.

A textbook example occurred a few weeks ago when in the aftermath of Donald Trump's introduction of US tariffs, stock markets took a dive and the P...
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Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans.

Is this a welcome easing of the too tight rules to suit people’s needs or the start of a recipe for financial disaster?

On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up...
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Amid Donald Trump's tariff madness, there may be a silver lining for British investors.

With American exceptionalism swiftly being replaced with American erraticism, the UK is attracting the eye of international investors.

They see the FTSE - and its European counterparts - as a relative bastion of sanity and somewhere that a rules-based trading system can ride out the storm away from a US government seemingl...
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For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates.

Now, UK Finance figures show shorter fixed deals are once again back in vogue.

Does that mean people think rates are heading down - and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discu...
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Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over 100 countries.

The UK appears to have got off lightly, attracting just the baseline 10 per cent tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn.

How else could it hit us ...
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Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost.
The Chancellor was true to her word and didn't turn this week's economic update into a second Budget, with no tax changes coming in.
But a wave of spending cuts was announced, along with growth forecasts going both down and up.
We also got the Office for Budget Responsibility's u...
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Rachel Reeves is due to deliver her Spring Statement next week and it's probably safe to say this isn't the position she wanted to be in.

After an Autumn Budget that raised spending and hiked taxes while locking the Chancellor in with a new fiscal rule, Reeves would have hoped to arrive in March with better news on the economy.

Instead, Labour's not-a-tax-on-working-people national insurance hike on employers...
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Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets and is it the end of the US bull market? 

Georgie Frost, Simon Lambert and Lee Boyce discuss what you should be doing to make your investments great again. 

How will the UK handle potential tariffs, should investors be in panic mode and what do experts say you should be doing to navigate the geopolitical turmoil?<...
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People with gaps in their state pension records have just one more month to take advantage of a special offer to buy missing years going as far back as 2006.

As long as you get your payment or a callback request in by 5 April you can still benefit from the deal, but after that you will only be able to fill gaps from the past six years.

And many are facing a backlog with payments in limbo – so what's going on?...
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