Habesha Finance Podcast

The money in your savings account is not going to make you rich. I'll explain how to actually build wealth in this video so you can do well financially in 2025!

CIT Bank has proven over last couple of years why they have one of the best high yield savings accounts available today. In this video I'll share with you some of my reasons why I'm glad we chose CIT Bank and why we're staying with them going into 2025.

Malls across the United States are being repurposed into residential apartments and this could end up becoming one of the best solutions to the current housing crisis. In this video we'll look at the benefits and concerns of shopping mall apartments and figure out if this is a smart trend or disaster waiting to happen.

When considering where to invest your hard-earned money, two popular options often emerge: the S&P 500 and high-yield savings accounts. Both offer unique advantages and drawbacks, and understanding these nuances can significantly impact your financial future. In this video we'll look into the key differences and help you make informed to figure out which is best for you.

In this video I explore this idea of paying off our mortgage early. There are several pros and cons to accelerating the payoff date for a mortgage which I discuss in this video.
🚨WATCH NEXT ➡️ Eye-Opening Financial Statistic of the Average Person (and Strategies for Success) https://youtu.be/VngBiGJyWu0

Having a good credit score is important and in this video I'll share the latest average Vantagsescore credit scores along with some new information about the middle class for you to gauge how you're doing financially. I'll share some personal tips for you to improve your credit score without the fluff! 🚨WATCH NEXT ➡️ Escape the Rat Race: 7 Pillars of Financial Independence https://youtu.be/_uqKDhWT3yo

There are some important factors to consider when signing for a high yield savings account that I wish I knew when we signed up for our first one several years ago. Today I'm going over what you should know about high yield savings accounts that often gets overlooked. WATCH NEXT ➡️ 7 Money Habits Keeping You Poor (AVOID These Wealth Killers!) https://youtu.be/StAkdqbqCoc

In this video I go over the best 3 fund ETF portfolio you can build at Vanguard and provide some insight on how I would approach building a 3 fund portfolio depending on where I am in my investing timeline.
CHECK OUT NEXT ➡️ Escape the Rat Race: 7 Pillars of Financial Independence https://youtu.be/_uqKDhWT3yo

In this podcast I'm going to give you everything you need to know about the Roth IRA, this incredible account I believe every working individual should have.

WATCH NEXT ➡️ 5 Amazing Health Savings Account (HSA) Benefits in 2024 https://youtu.be/8e2H8DOjaiQ

Here are the best bank accounts available from financial institutions offering a minimum of 5% APY.

Watch Next: What a High Yield Savings Account Means for Your Taxes https://youtu.be/wwRTjYCbgmY

In this podcast I explain how the rule of 72 works that will shock you and have you rethink your next big purchase.

WATCH NEXT Save Your First $100k VERY FAST - DO THIS! ➡️ https://youtu.be/CB2GeK3YCbg

When we started on this journey financial independence my wife and I didn't understand how critical the first few months in a new year were. Here are some lessons I'm excited to share with you!
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Well I got my 1099-INT from CIT Bank for my high yield savings account and I'm sure you have as well. So what do we do with it? That's what I'll go over in this podcast.

Watch NEXT Video: 7 Money Habits Keeping You Poor (AVOID These Wealth Killers!) https://youtu.be/StAkdqbqCoc

The S&P 500 is closing in on it's previous record high, but what exactly does this mean? And what should you expect in 2024 for the S&P 500 performance for your investment portfolio.